Ge Money Bank Mortgage Lending & HMDA Data, 2007

In 2007, Ge Money Bank of Salt Lake City, UT reported 149,564 mortgage applications totaling $19.0 billion, up 108% from 2006. The average application was for $126,758, and applicants reported an average income of $102,650. 26% of its applications resulted in an originated loan and 57% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (6,500), Riverside-San Bernardino-Ontario, CA (6,159) and New York-White Plains-Wayne, NY-NJ (5,711) (applications in parentheses).

Mortgage Company & Address Ge Money Bank
4246 South Riverboat Rdcsuite 200
Salt Lake City, UT 84123
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 149,564
Total Mortgage Loan Application Amount $18,958,435,000
Average Mortgage Loan Application Amount $126,758
Highest Mortgage Loan Application Amount $29,000,000
Average Applicant Income $102,650
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ge Money Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ge Money Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 6,500 $ 1,944,253,000 $ 299,115 $ 170,000
Maricopa, Arizona 4,759 $ 395,371,000 $ 83,078 $ 99,000
Cook, Illinois 3,835 $ 564,748,000 $ 147,261 $ 87,000
Riverside, California 3,104 $ 631,912,000 $ 203,579 $ 150,000
San Bernardino, California 3,055 $ 561,794,000 $ 183,893 $ 127,000
Miami-Dade, Florida 3,028 $ 594,898,000 $ 196,465 $ 119,000
Harris, Texas 2,654 $ 220,200,000 $ 82,969 $ 96,000
Clark, Nevada 2,092 $ 284,681,000 $ 136,080 $ 133,000
Queens, New York 1,904 $ 483,615,000 $ 253,999 $ 129,000
Broward, Florida 1,815 $ 336,253,000 $ 185,263 $ 109,000
Suffolk, New York 1,785 $ 238,119,000 $ 133,400 $ 127,000
Dallas, Texas 1,468 $ 121,484,000 $ 82,754 $ 95,000
San Diego, California 1,405 $ 322,479,000 $ 229,522 $ 163,000
Sacramento, California 1,329 $ 229,031,000 $ 172,333 $ 114,000
Tarrant, Texas 1,325 $ 73,640,000 $ 55,577 $ 94,000
Kings, New York 1,229 $ 357,821,000 $ 291,148 $ 133,000
Nassau, New York 1,224 $ 217,052,000 $ 177,330 $ 137,000
Orange, California 1,217 $ 396,994,000 $ 326,207 $ 184,000
Contra Costa, California 1,215 $ 290,989,000 $ 239,497 $ 146,000
Prince George's, Maryland 1,192 $ 255,730,000 $ 214,538 $ 116,000
Kern, California 1,058 $ 153,216,000 $ 144,816 $ 109,000
San Joaquin, California 1,016 $ 195,159,000 $ 192,085 $ 131,000
Alameda, California 963 $ 283,882,000 $ 294,789 $ 157,000
Orange, Florida 957 $ 127,061,000 $ 132,770 $ 99,000
Pinal, Arizona 940 $ 45,485,000 $ 48,388 $ 87,000
Duval, Florida 930 $ 99,080,000 $ 106,537 $ 77,000
Shelby, Tennessee 854 $ 73,251,000 $ 85,774 $ 60,000
Essex, New Jersey 797 $ 137,866,000 $ 172,981 $ 105,000
Wayne, Michigan 765 $ 44,455,000 $ 58,111 $ 77,000
Collin, Texas 763 $ 62,738,000 $ 82,225 $ 132,000
Bexar, Texas 728 $ 43,897,000 $ 60,298 $ 92,000
Palm Beach, Florida 725 $ 147,680,000 $ 203,696 $ 129,000
St. Louis, Missouri 703 $ 24,951,000 $ 35,492 $ 77,000
Philadelphia, Pennsylvania 703 $ 45,261,000 $ 64,382 $ 62,000
Denton, Texas 678 $ 47,326,000 $ 69,802 $ 125,000
Fresno, California 655 $ 90,475,000 $ 138,129 $ 119,000
Franklin, Ohio 648 $ 14,911,000 $ 23,010 $ 65,000
Fort Bend, Texas 648 $ 51,689,000 $ 79,766 $ 121,000
Monroe, New York 633 $ 20,272,000 $ 32,025 $ 60,000
King, Washington 633 $ 139,174,000 $ 219,864 $ 106,000
Hillsborough, Florida 629 $ 75,749,000 $ 120,427 $ 100,000
Stanislaus, California 623 $ 91,903,000 $ 147,516 $ 119,000
Santa Clara, California 613 $ 193,537,000 $ 315,721 $ 176,000
New Haven, Connecticut 611 $ 49,186,000 $ 80,500 $ 100,000
Lee, Florida 608 $ 86,461,000 $ 142,205 $ 109,000
Hartford, Connecticut 584 $ 38,009,000 $ 65,083 $ 91,000
Bronx, New York 529 $ 134,462,000 $ 254,181 $ 115,000
Solano, California 528 $ 132,790,000 $ 251,496 $ 130,000
Middlesex, Massachusetts 517 $ 111,579,000 $ 215,820 $ 124,000
Pima, Arizona 516 $ 37,780,000 $ 73,217 $ 92,000
Baltimore City, Maryland 516 $ 57,535,000 $ 111,501 $ 75,000
Fairfield, Connecticut 491 $ 95,897,000 $ 195,309 $ 137,000
Westchester, New York 490 $ 114,295,000 $ 233,255 $ 145,000
Pierce, Washington 477 $ 81,606,000 $ 171,081 $ 106,000
Will, Illinois 467 $ 64,405,000 $ 137,912 $ 112,000
Camden, New Jersey 466 $ 43,986,000 $ 94,390 $ 84,000
Fulton, Georgia 460 $ 70,118,000 $ 152,430 $ 102,000
Montgomery, Maryland 458 $ 111,484,000 $ 243,414 $ 136,000
Lake, Indiana 454 $ 13,496,000 $ 29,726 $ 61,000
Middlesex, New Jersey 454 $ 63,010,000 $ 138,788 $ 120,000
Baltimore, Maryland 449 $ 69,564,000 $ 154,930 $ 92,000
Worcester, Massachusetts 444 $ 53,425,000 $ 120,326 $ 91,000
Mecklenburg, North Carolina 444 $ 28,171,000 $ 63,448 $ 82,000
Union, New Jersey 439 $ 72,255,000 $ 164,589 $ 110,000
Ventura, California 433 $ 150,618,000 $ 347,847 $ 206,000
Suffolk, Massachusetts 433 $ 96,362,000 $ 222,545 $ 107,000
Montgomery, Texas 424 $ 30,830,000 $ 72,712 $ 116,000
Salt Lake, Utah 417 $ 49,768,000 $ 119,347 $ 92,000
Fairfax, Virginia 416 $ 82,075,000 $ 197,295 $ 197,000
Oklahoma, Oklahoma 413 $ 22,041,000 $ 53,368 $ 89,000
Passaic, New Jersey 406 $ 73,519,000 $ 181,081 $ 116,000
Tulare, California 402 $ 37,305,000 $ 92,798 $ 89,000
District of Columbia, District Of Columbia 396 $ 91,954,000 $ 232,207 $ 115,000
Polk, Florida 394 $ 40,933,000 $ 103,890 $ 76,000
Burlington, New Jersey 391 $ 37,237,000 $ 95,235 $ 102,000
DeKalb, Georgia 386 $ 44,003,000 $ 113,997 $ 80,000
New Castle, Delaware 373 $ 21,885,000 $ 58,672 $ 87,000
El Paso, Colorado 372 $ 24,489,000 $ 65,830 $ 77,000
Pinellas, Florida 371 $ 42,515,000 $ 114,595 $ 86,000
DuPage, Illinois 368 $ 70,284,000 $ 190,989 $ 114,000
Travis, Texas 368 $ 27,354,000 $ 74,331 $ 121,000
Bergen, New Jersey 365 $ 86,945,000 $ 238,205 $ 173,000
Essex, Massachusetts 357 $ 60,264,000 $ 168,806 $ 101,000
Snohomish, Washington 357 $ 65,586,000 $ 183,714 $ 94,000
Osceola, Florida 355 $ 53,325,000 $ 150,211 $ 95,000
Monmouth, New Jersey 349 $ 64,011,000 $ 183,412 $ 144,000
Oakland, Michigan 344 $ 39,382,000 $ 114,482 $ 110,000
Onondaga, New York 337 $ 8,250,000 $ 24,480 $ 56,000
Ocean, New Jersey 324 $ 54,834,000 $ 169,240 $ 114,000
El Paso, Texas 320 $ 13,340,000 $ 41,687 $ 89,000
Montgomery, Pennsylvania 314 $ 27,902,000 $ 88,859 $ 104,000
Anne Arundel, Maryland 311 $ 43,462,000 $ 139,749 $ 98,000
Macomb, Michigan 310 $ 20,279,000 $ 65,416 $ 86,000
Hampden, Massachusetts 308 $ 27,761,000 $ 90,133 $ 96,000
Prince William, Virginia 307 $ 51,995,000 $ 169,364 $ 150,000
Erie, New York 299 $ 14,451,000 $ 48,331 $ 80,000
St. Lucie, Florida 297 $ 32,661,000 $ 109,969 $ 88,000
Plymouth, Massachusetts 297 $ 58,752,000 $ 197,818 $ 92,000
St. Charles, Missouri 297 $ 10,318,000 $ 34,740 $ 95,000
San Mateo, California 296 $ 113,835,000 $ 384,577 $ 212,000
Cuyahoga, Ohio 295 $ 17,953,000 $ 60,857 $ 60,000
Jefferson, Kentucky 293 $ 15,326,000 $ 52,307 $ 68,000
Hudson, New Jersey 293 $ 63,400,000 $ 216,382 $ 113,000
Lake, Illinois 292 $ 47,978,000 $ 164,308 $ 107,000
Providence, Rhode Island 288 $ 33,939,000 $ 117,843 $ 89,000
Pulaski, Arkansas 287 $ 10,737,000 $ 37,411 $ 91,000
Volusia, Florida 284 $ 27,451,000 $ 96,658 $ 89,000
Milwaukee, Wisconsin 277 $ 13,622,000 $ 49,176 $ 64,000
Virginia Beach, Virginia 276 $ 20,180,000 $ 73,115 $ 89,000
Davidson, Tennessee 275 $ 22,605,000 $ 82,200 $ 68,000
Delaware, Pennsylvania 271 $ 14,315,000 $ 52,822 $ 75,000
Brazoria, Texas 270 $ 18,109,000 $ 67,070 $ 108,000
Chesterfield, Virginia 269 $ 15,559,000 $ 57,840 $ 88,000
Pasco, Florida 263 $ 23,143,000 $ 87,996 $ 74,000
Richmond, New York 263 $ 58,224,000 $ 221,384 $ 113,000
Williamson, Texas 259 $ 12,236,000 $ 47,243 $ 120,000
Galveston, Texas 255 $ 17,580,000 $ 68,941 $ 122,000
Hinds, Mississippi 254 $ 19,248,000 $ 75,779 $ 52,000
Placer, California 253 $ 41,621,000 $ 164,509 $ 232,000
Gwinnett, Georgia 252 $ 27,162,000 $ 107,785 $ 95,000
Jackson, Missouri 249 $ 9,640,000 $ 38,714 $ 67,000
Brevard, Florida 245 $ 24,002,000 $ 97,967 $ 85,000
Cumberland, North Carolina 245 $ 6,680,000 $ 27,265 $ 74,000
Cobb, Georgia 243 $ 24,707,000 $ 101,674 $ 84,000
Henrico, Virginia 240 $ 12,302,000 $ 51,258 $ 64,000
Arapahoe, Colorado 238 $ 16,278,000 $ 68,394 $ 82,000
Gloucester, New Jersey 235 $ 27,868,000 $ 118,587 $ 109,000
Kane, Illinois 232 $ 30,742,000 $ 132,508 $ 86,000
Allegheny, Pennsylvania 229 $ 9,128,000 $ 39,860 $ 57,000
Merced, California 228 $ 30,165,000 $ 132,302 $ 111,000
Seminole, Florida 227 $ 27,831,000 $ 122,603 $ 98,000
Adams, Colorado 223 $ 11,916,000 $ 53,434 $ 77,000
Lehigh, Pennsylvania 223 $ 12,282,000 $ 55,076 $ 76,000
Marion, Indiana 220 $ 14,161,000 $ 64,368 $ 61,000
Montgomery, Ohio 219 $ 9,118,000 $ 41,634 $ 61,000
Hennepin, Minnesota 218 $ 25,786,000 $ 118,284 $ 86,000
Bernalillo, New Mexico 218 $ 19,013,000 $ 87,215 $ 90,000
Tulsa, Oklahoma 218 $ 9,673,000 $ 44,371 $ 66,000
Orange, New York 217 $ 32,735,000 $ 150,852 $ 99,000
York, Pennsylvania 215 $ 13,042,000 $ 60,660 $ 72,000
Atlantic, New Jersey 212 $ 24,329,000 $ 114,759 $ 84,000
Bell, Texas 210 $ 8,833,000 $ 42,061 $ 91,000
Bucks, Pennsylvania 209 $ 19,873,000 $ 95,086 $ 125,000
Honolulu, Hawaii 208 $ 67,658,000 $ 325,278 $ 138,000
Washoe, Nevada 208 $ 25,427,000 $ 122,245 $ 90,000
Oneida, New York 208 $ 4,905,000 $ 23,581 $ 49,000
Denver, Colorado 206 $ 18,996,000 $ 92,213 $ 89,000
Norfolk, Massachusetts 204 $ 45,146,000 $ 221,303 $ 123,000
East Baton Rouge, Louisiana 203 $ 20,405,000 $ 100,517 $ 67,000
Douglas, Nebraska 203 $ 4,792,000 $ 23,605 $ 64,000
St. Clair, Illinois 201 $ 6,279,000 $ 31,238 $ 69,000
Jefferson, Alabama 200 $ 2,437,000 $ 12,185 $ 65,000
Genesee, Michigan 199 $ 11,152,000 $ 56,040 $ 63,000
Newport News, Virginia 198 $ 9,093,000 $ 45,924 $ 69,000
Mercer, New Jersey 196 $ 20,836,000 $ 106,306 $ 84,000
Mobile, Alabama 195 $ 4,978,000 $ 25,528 $ 76,000
Albany, New York 194 $ 8,762,000 $ 45,164 $ 90,000
Bristol, Massachusetts 192 $ 31,817,000 $ 165,713 $ 99,000
Collier, Florida 191 $ 41,583,000 $ 217,712 $ 146,000
Marion, Florida 190 $ 16,744,000 $ 88,126 $ 78,000
Lake, Florida 188 $ 20,720,000 $ 110,212 $ 90,000
Wake, North Carolina 188 $ 12,565,000 $ 66,835 $ 91,000
Hamilton, Ohio 187 $ 8,838,000 $ 47,262 $ 72,000
Norfolk, Virginia 187 $ 9,712,000 $ 51,935 $ 66,000
Richmond City, Virginia 183 $ 10,083,000 $ 55,098 $ 57,000
Benton, Arkansas 180 $ 7,190,000 $ 39,944 $ 78,000
New London, Connecticut 180 $ 11,716,000 $ 65,088 $ 82,000
Ellis, Texas 179 $ 12,041,000 $ 67,268 $ 92,000
Charles, Maryland 175 $ 31,098,000 $ 177,702 $ 97,000
Clay, Florida 173 $ 10,830,000 $ 62,601 $ 109,000
Sarasota, Florida 173 $ 23,343,000 $ 134,930 $ 98,000
Chesapeake, Virginia 173 $ 16,502,000 $ 95,387 $ 107,000
San Francisco, California 172 $ 60,935,000 $ 354,273 $ 179,000
Northampton, Pennsylvania 172 $ 11,634,000 $ 67,639 $ 82,000
Allen, Indiana 171 $ 4,243,000 $ 24,812 $ 49,000
Polk, Iowa 170 $ 4,958,000 $ 29,164 $ 64,000
Jefferson, Colorado 169 $ 12,049,000 $ 71,295 $ 93,000
Chester, Pennsylvania 169 $ 12,707,000 $ 75,189 $ 103,000
Clayton, Georgia 167 $ 11,901,000 $ 71,263 $ 63,000
Luzerne, Pennsylvania 167 $ 6,196,000 $ 37,101 $ 55,000
Kent, Michigan 166 $ 6,666,000 $ 40,156 $ 59,000
Jefferson, Missouri 166 $ 5,010,000 $ 30,180 $ 82,000
Kings, California 165 $ 12,493,000 $ 75,715 $ 98,000
Madison, Illinois 165 $ 5,272,000 $ 31,951 $ 68,000
Rutherford, Tennessee 165 $ 8,922,000 $ 54,072 $ 71,000
Hampton, Virginia 165 $ 5,599,000 $ 33,933 $ 71,000
Spokane, Washington 162 $ 18,077,000 $ 111,586 $ 85,000
Monroe, Pennsylvania 161 $ 13,331,000 $ 82,801 $ 80,000
St. Louis City, Missouri 156 $ 7,622,000 $ 48,858 $ 75,000
Schenectady, New York 154 $ 7,233,000 $ 46,967 $ 64,000
Sedgwick, Kansas 152 $ 3,792,000 $ 24,947 $ 64,000
Madera, California 150 $ 21,726,000 $ 144,840 $ 111,000
Hidalgo, Texas 150 $ 10,678,000 $ 71,186 $ 77,000
Multnomah, Oregon 149 $ 26,804,000 $ 179,892 $ 109,000
Knox, Tennessee 149 $ 6,229,000 $ 41,805 $ 70,000
Howard, Maryland 146 $ 29,563,000 $ 202,486 $ 133,000
Yolo, California 144 $ 26,212,000 $ 182,027 $ 138,000
Dutchess, New York 144 $ 24,218,000 $ 168,180 $ 112,000
Summit, Ohio 143 $ 6,655,000 $ 46,538 $ 58,000
Berks, Pennsylvania 143 $ 10,567,000 $ 73,895 $ 77,000
McHenry, Illinois 141 $ 19,338,000 $ 137,148 $ 107,000
Lancaster, Pennsylvania 141 $ 7,495,000 $ 53,156 $ 79,000
Rockland, New York 140 $ 32,038,000 $ 228,842 $ 161,000
Caddo, Louisiana 138 $ 8,056,000 $ 58,376 $ 51,000
Clark, Washington 138 $ 23,357,000 $ 169,253 $ 104,000
Saratoga, New York 137 $ 6,126,000 $ 44,715 $ 93,000
McLennan, Texas 137 $ 8,656,000 $ 63,182 $ 69,000
Harford, Maryland 136 $ 16,108,000 $ 118,441 $ 83,000
Rensselaer, New York 136 $ 6,517,000 $ 47,919 $ 72,000
Winnebago, Illinois 135 $ 6,645,000 $ 49,222 $ 56,000
Manatee, Florida 133 $ 14,956,000 $ 112,451 $ 87,000
Somerset, New Jersey 133 $ 24,903,000 $ 187,240 $ 122,000
St. Johns, Florida 132 $ 13,480,000 $ 102,121 $ 157,000
Flagler, Florida 131 $ 12,830,000 $ 97,938 $ 107,000
Sonoma, California 130 $ 42,766,000 $ 328,969 $ 143,000
Escambia, Florida 128 $ 7,218,000 $ 56,390 $ 82,000
Ada, Idaho 127 $ 18,577,000 $ 146,275 $ 76,000
Morris, New Jersey 126 $ 31,484,000 $ 249,873 $ 154,000
Kaufman, Texas 126 $ 6,002,000 $ 47,634 $ 96,000
Nueces, Texas 125 $ 7,690,000 $ 61,520 $ 94,000
Barnstable, Massachusetts 123 $ 31,128,000 $ 253,073 $ 118,000
Broome, New York 120 $ 3,016,000 $ 25,133 $ 49,000
Hamilton, Tennessee 120 $ 7,041,000 $ 58,675 $ 65,000
Frederick, Maryland 119 $ 22,055,000 $ 185,336 $ 115,000
Natrona, Wyoming 119 $ 2,726,000 $ 22,907 $ 79,000
Mohave, Arizona 118 $ 11,106,000 $ 94,118 $ 172,000
Henry, Georgia 118 $ 11,782,000 $ 99,847 $ 81,000
Cumberland, Maine 118 $ 14,052,000 $ 119,084 $ 84,000
Santa Barbara, California 117 $ 32,532,000 $ 278,051 $ 139,000
Loudoun, Virginia 117 $ 28,879,000 $ 246,829 $ 158,000
Licking, Ohio 114 $ 3,576,000 $ 31,368 $ 63,000
Lucas, Ohio 113 $ 4,292,000 $ 37,982 $ 66,000
El Dorado, California 112 $ 27,376,000 $ 244,428 $ 185,000
Johnson, Kansas 111 $ 7,186,000 $ 64,738 $ 109,000
Ingham, Michigan 111 $ 4,561,000 $ 41,090 $ 67,000
Washington, Oregon 111 $ 20,388,000 $ 183,675 $ 114,000
Kent, Delaware 110 $ 5,328,000 $ 48,436 $ 82,000
Elkhart, Indiana 110 $ 2,697,000 $ 24,518 $ 53,000
Jefferson, Texas 110 $ 5,311,000 $ 48,281 $ 86,000
Sebastian, Arkansas 109 $ 2,347,000 $ 21,532 $ 65,000
Butler, Ohio 109 $ 5,933,000 $ 54,431 $ 81,000
Lackawanna, Pennsylvania 109 $ 4,902,000 $ 44,972 $ 52,000
York, Maine 108 $ 15,459,000 $ 143,138 $ 115,000
Jefferson, New York 108 $ 2,845,000 $ 26,342 $ 48,000
Union, North Carolina 107 $ 5,637,000 $ 52,682 $ 101,000
Rockwall, Texas 106 $ 9,210,000 $ 86,886 $ 133,000
Portsmouth, Virginia 106 $ 5,862,000 $ 55,301 $ 61,000
Dauphin, Pennsylvania 105 $ 3,384,000 $ 32,228 $ 81,000
Stafford, Virginia 104 $ 16,058,000 $ 154,403 $ 107,000
Pueblo, Colorado 103 $ 6,576,000 $ 63,844 $ 62,000
Cleveland, Oklahoma 103 $ 4,821,000 $ 46,805 $ 76,000
Webb, Texas 99 $ 6,822,000 $ 68,909 $ 48,000
Orleans, Louisiana 98 $ 11,712,000 $ 119,510 $ 100,000
Clark, Ohio 98 $ 2,704,000 $ 27,591 $ 62,000
Santa Rosa, Florida 97 $ 5,896,000 $ 60,783 $ 92,000
Lafayette, Louisiana 97 $ 9,437,000 $ 97,288 $ 60,000
Cumberland, New Jersey 97 $ 6,321,000 $ 65,164 $ 69,000
Gaston, North Carolina 97 $ 4,565,000 $ 47,061 $ 82,000
Fairfield, Ohio 97 $ 2,386,000 $ 24,597 $ 83,000
Ramsey, Minnesota 95 $ 7,469,000 $ 78,621 $ 85,000
Montgomery, New York 95 $ 2,558,000 $ 26,926 $ 50,000
Montgomery, Tennessee 95 $ 2,909,000 $ 30,621 $ 71,000
Spotsylvania, Virginia 95 $ 11,943,000 $ 125,715 $ 143,000
Rockingham, New Hampshire 94 $ 13,336,000 $ 141,872 $ 119,000
Kent, Rhode Island 94 $ 10,953,000 $ 116,521 $ 102,000
Parker, Texas 94 $ 6,540,000 $ 69,574 $ 125,000
Madison, Alabama 93 $ 2,198,000 $ 23,634 $ 83,000
Bay, Florida 93 $ 8,848,000 $ 95,139 $ 97,000
Lorain, Ohio 93 $ 4,253,000 $ 45,731 $ 60,000
Wayne, New York 92 $ 3,114,000 $ 33,847 $ 51,000
Cabarrus, North Carolina 92 $ 4,273,000 $ 46,445 $ 78,000
Saline, Arkansas 91 $ 2,846,000 $ 31,274 $ 69,000
Hillsborough, New Hampshire 91 $ 10,943,000 $ 120,252 $ 90,000
Clay, Missouri 90 $ 2,806,000 $ 31,177 $ 69,000
Niagara, New York 90 $ 3,501,000 $ 38,900 $ 70,000
Charleston, South Carolina 90 $ 10,421,000 $ 115,788 $ 93,000
Utah, Utah 90 $ 12,192,000 $ 135,466 $ 93,000
Fayette, Kentucky 89 $ 4,896,000 $ 55,011 $ 80,000
Butte, California 88 $ 11,759,000 $ 133,625 $ 94,000
Peoria, Illinois 88 $ 1,755,000 $ 19,943 $ 62,000
St. Joseph, Indiana 88 $ 1,983,000 $ 22,534 $ 58,000
Stark, Ohio 88 $ 4,235,000 $ 48,125 $ 43,000
Imperial, California 87 $ 13,642,000 $ 156,804 $ 94,000
Chatham, Georgia 87 $ 5,328,000 $ 61,241 $ 100,000
Jackson, Michigan 87 $ 3,582,000 $ 41,172 $ 59,000
Cameron, Texas 87 $ 7,738,000 $ 88,942 $ 66,000
Suffolk, Virginia 87 $ 7,109,000 $ 81,712 $ 79,000
Cochise, Arizona 85 $ 5,291,000 $ 62,247 $ 85,000
Greene, Missouri 85 $ 3,693,000 $ 43,447 $ 66,000
Clackamas, Oregon 85 $ 17,875,000 $ 210,294 $ 102,000
Richland, South Carolina 85 $ 6,150,000 $ 72,352 $ 53,000
Sandoval, New Mexico 84 $ 6,960,000 $ 82,857 $ 82,000
Baldwin, Alabama 83 $ 2,363,000 $ 28,469 $ 86,000
Washington, Arkansas 83 $ 2,752,000 $ 33,156 $ 72,000
Horry, South Carolina 83 $ 16,585,000 $ 199,819 $ 146,000
Monterey, California 82 $ 27,400,000 $ 334,146 $ 158,000
Canyon, Idaho 82 $ 10,757,000 $ 131,182 $ 73,000
Androscoggin, Maine 82 $ 8,050,000 $ 98,170 $ 99,000
Herkimer, New York 82 $ 1,753,000 $ 21,378 $ 45,000
Marion, Oregon 82 $ 11,650,000 $ 142,073 $ 67,000
Davis, Utah 82 $ 9,465,000 $ 115,426 $ 80,000
Dane, Wisconsin 82 $ 6,398,000 $ 78,024 $ 86,000
Garland, Arkansas 81 $ 2,921,000 $ 36,061 $ 80,000
Okaloosa, Florida 81 $ 6,285,000 $ 77,592 $ 88,000
Thurston, Washington 81 $ 10,280,000 $ 126,913 $ 80,000
Highlands, Florida 80 $ 7,199,000 $ 89,987 $ 73,000
Jefferson, Louisiana 80 $ 9,765,000 $ 122,062 $ 68,000
Muskegon, Michigan 80 $ 3,087,000 $ 38,587 $ 53,000
Washtenaw, Michigan 80 $ 5,724,000 $ 71,550 $ 92,000
DeSoto, Mississippi 80 $ 10,916,000 $ 136,450 $ 73,000
Waukesha, Wisconsin 79 $ 6,927,000 $ 87,683 $ 95,000
Hernando, Florida 78 $ 7,793,000 $ 99,910 $ 76,000
Maui, Hawaii 78 $ 30,429,000 $ 390,115 $ 155,000
Cumberland, Pennsylvania 78 $ 3,869,000 $ 49,602 $ 79,000
Windham, Connecticut 77 $ 5,304,000 $ 68,883 $ 80,000
Fulton, New York 77 $ 2,668,000 $ 34,649 $ 63,000
Ontario, New York 77 $ 1,823,000 $ 23,675 $ 54,000
Yakima, Washington 77 $ 6,506,000 $ 84,493 $ 56,000
Westmoreland, Pennsylvania 76 $ 2,954,000 $ 38,868 $ 69,000
Johnson, Texas 76 $ 3,905,000 $ 51,381 $ 82,000
Berkeley, West Virginia 76 $ 5,850,000 $ 76,973 $ 83,000
Guadalupe, Texas 75 $ 3,797,000 $ 50,626 $ 93,000
Hays, Texas 75 $ 4,668,000 $ 62,240 $ 110,000
Pope, Arkansas 74 $ 1,274,000 $ 17,216 $ 49,000
San Luis Obispo, California 74 $ 19,519,000 $ 263,770 $ 288,000
Douglas, Colorado 74 $ 10,036,000 $ 135,621 $ 128,000
Weld, Colorado 74 $ 3,786,000 $ 51,162 $ 77,000
Middlesex, Connecticut 73 $ 5,353,000 $ 73,328 $ 93,000
Cherokee, Georgia 73 $ 7,255,000 $ 99,383 $ 95,000
York, South Carolina 72 $ 4,040,000 $ 56,111 $ 86,000
Rock, Wisconsin 72 $ 1,889,000 $ 26,236 $ 63,000
Litchfield, Connecticut 71 $ 7,602,000 $ 107,070 $ 104,000
Guilford, North Carolina 71 $ 1,832,000 $ 25,802 $ 92,000
Blount, Tennessee 71 $ 5,076,000 $ 71,492 $ 50,000
Greenville, South Carolina 70 $ 5,584,000 $ 79,771 $ 65,000
Rock Island, Illinois 69 $ 1,157,000 $ 16,768 $ 60,000
Oswego, New York 69 $ 1,167,000 $ 16,913 $ 48,000
Durham, North Carolina 69 $ 3,103,000 $ 44,971 $ 70,000
Trumbull, Ohio 69 $ 2,470,000 $ 35,797 $ 45,000
Comal, Texas 69 $ 4,773,000 $ 69,173 $ 120,000
Anoka, Minnesota 68 $ 5,841,000 $ 85,897 $ 81,000
Schuylkill, Pennsylvania 68 $ 1,982,000 $ 29,147 $ 46,000
Charlotte, Florida 67 $ 9,147,000 $ 136,522 $ 96,000
Rapides, Louisiana 67 $ 3,963,000 $ 59,149 $ 74,000
Cecil, Maryland 67 $ 7,542,000 $ 112,567 $ 87,000
Jackson, Mississippi 67 $ 1,857,000 $ 27,716 $ 76,000
Forsyth, North Carolina 67 $ 3,693,000 $ 55,119 $ 53,000
Sumner, Tennessee 67 $ 3,461,000 $ 51,656 $ 67,000
Weber, Utah 67 $ 6,329,000 $ 94,462 $ 90,000
Larimer, Colorado 66 $ 3,959,000 $ 59,984 $ 83,000
Carroll, Maryland 66 $ 9,216,000 $ 139,636 $ 115,000
Dona Ana, New Mexico 66 $ 5,178,000 $ 78,454 $ 86,000
Ulster, New York 66 $ 9,587,000 $ 145,257 $ 97,000
Marion, Ohio 66 $ 1,028,000 $ 15,575 $ 56,000
Wilson, Tennessee 66 $ 4,014,000 $ 60,818 $ 97,000
Berkshire, Massachusetts 65 $ 5,156,000 $ 79,323 $ 80,000
Kalamazoo, Michigan 65 $ 3,021,000 $ 46,476 $ 63,000
Cape May, New Jersey 65 $ 13,350,000 $ 205,384 $ 150,000
Sutter, California 64 $ 8,601,000 $ 134,390 $ 92,000
Iredell, North Carolina 64 $ 4,484,000 $ 70,062 $ 85,000
Mahoning, Ohio 64 $ 1,793,000 $ 28,015 $ 52,000
Comanche, Oklahoma 64 $ 900,000 $ 14,062 $ 90,000
Bossier, Louisiana 63 $ 4,209,000 $ 66,809 $ 77,000
Columbia, New York 63 $ 4,256,000 $ 67,555 $ 84,000
Otsego, New York 63 $ 3,198,000 $ 50,761 $ 53,000
New Hanover, North Carolina 63 $ 4,754,000 $ 75,460 $ 243,000
Carbon, Pennsylvania 63 $ 2,640,000 $ 41,904 $ 55,000
Smith, Texas 63 $ 3,889,000 $ 61,730 $ 106,000
Hanover, Virginia 63 $ 5,072,000 $ 80,507 $ 88,000
Montgomery, Alabama 62 $ 774,000 $ 12,483 $ 64,000
Johnston, North Carolina 62 $ 2,381,000 $ 38,403 $ 80,000
Washington, Maryland 61 $ 5,975,000 $ 97,950 $ 80,000
Napa, California 60 $ 16,293,000 $ 271,550 $ 139,000
Kankakee, Illinois 60 $ 3,692,000 $ 61,533 $ 57,000
Washington, New York 60 $ 2,850,000 $ 47,500 $ 63,000
Canadian, Oklahoma 60 $ 1,851,000 $ 30,850 $ 67,000
St. Clair, Michigan 59 $ 2,953,000 $ 50,050 $ 70,000
Dakota, Minnesota 59 $ 6,544,000 $ 110,915 $ 88,000
Delaware, Ohio 59 $ 2,382,000 $ 40,372 $ 90,000
Kenosha, Wisconsin 59 $ 4,122,000 $ 69,864 $ 96,000
Indian River, Florida 58 $ 7,295,000 $ 125,775 $ 106,000
Sarpy, Nebraska 58 $ 1,681,000 $ 28,982 $ 79,000
Beaufort, South Carolina 58 $ 7,835,000 $ 135,086 $ 108,000
Williamson, Tennessee 58 $ 5,396,000 $ 93,034 $ 130,000
Livingston, Michigan 57 $ 4,339,000 $ 76,122 $ 97,000
Strafford, New Hampshire 57 $ 6,202,000 $ 108,807 $ 90,000
Jefferson, Arkansas 56 $ 1,247,000 $ 22,267 $ 52,000
Tazewell, Illinois 56 $ 1,112,000 $ 19,857 $ 67,000
Curry, New Mexico 56 $ 3,670,000 $ 65,535 $ 48,000
Warren, New York 56 $ 2,699,000 $ 48,196 $ 65,000
Lane, Oregon 56 $ 7,334,000 $ 130,964 $ 82,000
Sumter, South Carolina 56 $ 2,880,000 $ 51,428 $ 64,000
Racine, Wisconsin 56 $ 2,373,000 $ 42,375 $ 79,000
Douglas, Georgia 55 $ 5,667,000 $ 103,036 $ 124,000
Wyandotte, Kansas 55 $ 2,151,000 $ 39,109 $ 53,000
Berrien, Michigan 55 $ 2,275,000 $ 41,363 $ 54,000
Monroe, Michigan 55 $ 1,683,000 $ 30,600 $ 71,000
Ottawa, Michigan 55 $ 2,834,000 $ 51,527 $ 73,000
Chemung, New York 55 $ 1,591,000 $ 28,927 $ 43,000
Kitsap, Washington 55 $ 11,258,000 $ 204,690 $ 121,000
Newton, Georgia 54 $ 4,871,000 $ 90,203 $ 74,000
Sangamon, Illinois 54 $ 1,980,000 $ 36,666 $ 72,000
Sussex, New Jersey 54 $ 10,443,000 $ 193,388 $ 106,000
Beaver, Pennsylvania 54 $ 2,271,000 $ 42,055 $ 58,000
Ouachita, Louisiana 53 $ 4,870,000 $ 91,886 $ 82,000
St. Tammany, Louisiana 53 $ 8,435,000 $ 159,150 $ 81,000
Cayuga, New York 53 $ 879,000 $ 16,584 $ 43,000
Catawba, North Carolina 53 $ 1,611,000 $ 30,396 $ 72,000
Erie, Pennsylvania 53 $ 1,943,000 $ 36,660 $ 78,000
Lubbock, Texas 53 $ 1,509,000 $ 28,471 $ 43,000
Frederick, Virginia 53 $ 4,194,000 $ 79,132 $ 101,000
Morgan, Alabama 52 $ 1,341,000 $ 25,788 $ 73,000
Yavapai, Arizona 52 $ 6,359,000 $ 122,288 $ 120,000
Yuma, Arizona 52 $ 2,755,000 $ 52,980 $ 98,000
Lonoke, Arkansas 52 $ 2,029,000 $ 39,019 $ 63,000
Shasta, California 52 $ 7,433,000 $ 142,942 $ 101,000
Yuba, California 52 $ 6,464,000 $ 124,307 $ 106,000
Paulding, Georgia 52 $ 4,248,000 $ 81,692 $ 69,000
Kootenai, Idaho 52 $ 8,958,000 $ 172,269 $ 108,000
Kennebec, Maine 52 $ 4,345,000 $ 83,557 $ 73,000
Harrison, Mississippi 52 $ 4,185,000 $ 80,480 $ 89,000
Madison, New York 52 $ 1,769,000 $ 34,019 $ 63,000
Santa Cruz, California 51 $ 14,846,000 $ 291,098 $ 163,000
Muscogee, Georgia 51 $ 2,173,000 $ 42,607 $ 51,000
Hamilton, Indiana 51 $ 5,126,000 $ 100,509 $ 109,000
Calvert, Maryland 51 $ 8,308,000 $ 162,901 $ 106,000
Lyon, Nevada 51 $ 5,246,000 $ 102,862 $ 85,000
Rowan, North Carolina 51 $ 1,593,000 $ 31,235 $ 61,000
Warren, Ohio 51 $ 3,065,000 $ 60,098 $ 93,000
Franklin, Pennsylvania 51 $ 2,553,000 $ 50,058 $ 63,000
Crawford, Arkansas 50 $ 1,275,000 $ 25,500 $ 69,000
Huron, Ohio 50 $ 1,129,000 $ 22,580 $ 55,000
Sandusky, Ohio 50 $ 1,571,000 $ 31,420 $ 57,000
Sussex, Delaware 49 $ 8,095,000 $ 165,204 $ 107,000
Leon, Florida 49 $ 7,325,000 $ 149,489 $ 77,000
Saginaw, Michigan 49 $ 1,976,000 $ 40,326 $ 59,000
Fayette, Pennsylvania 49 $ 1,458,000 $ 29,755 $ 62,000
Laramie, Wyoming 49 $ 1,013,000 $ 20,673 $ 67,000
Sweetwater, Wyoming 49 $ 1,742,000 $ 35,551 $ 80,000
Kendall, Illinois 48 $ 8,074,000 $ 168,208 $ 99,000
Oxford, Maine 48 $ 3,704,000 $ 77,166 $ 58,000
Lenawee, Michigan 48 $ 980,000 $ 20,416 $ 65,000
Putnam, New York 48 $ 8,998,000 $ 187,458 $ 125,000
Greene, Ohio 48 $ 1,328,000 $ 27,666 $ 62,000
Lake, Ohio 48 $ 2,571,000 $ 53,562 $ 68,000
Berkeley, South Carolina 48 $ 4,026,000 $ 83,875 $ 62,000
Campbell, Wyoming 48 $ 1,450,000 $ 30,208 $ 107,000
Tolland, Connecticut 47 $ 1,874,000 $ 39,872 $ 94,000
Forsyth, Georgia 47 $ 6,803,000 $ 144,744 $ 177,000
Calhoun, Michigan 47 $ 2,134,000 $ 45,404 $ 54,000
Lincoln, Missouri 47 $ 1,071,000 $ 22,787 $ 66,000
Nye, Nevada 47 $ 5,940,000 $ 126,382 $ 115,000
Muskingum, Ohio 47 $ 1,847,000 $ 39,297 $ 54,000
Spartanburg, South Carolina 47 $ 3,044,000 $ 64,765 $ 49,000
Bradley, Tennessee 47 $ 2,923,000 $ 62,191 $ 60,000
Madison, Tennessee 47 $ 2,528,000 $ 53,787 $ 53,000
Fond du Lac, Wisconsin 47 $ 2,294,000 $ 48,808 $ 54,000
Citrus, Florida 46 $ 4,606,000 $ 100,130 $ 79,000
Rockdale, Georgia 46 $ 4,479,000 $ 97,369 $ 90,000
Eaton, Michigan 46 $ 2,087,000 $ 45,369 $ 75,000
Lapeer, Michigan 46 $ 1,726,000 $ 37,521 $ 63,000
Yellowstone, Montana 46 $ 1,276,000 $ 27,739 $ 100,000
Robertson, Tennessee 46 $ 1,992,000 $ 43,304 $ 67,000
Grayson, Texas 46 $ 1,957,000 $ 42,543 $ 72,000
Washington, Utah 46 $ 7,842,000 $ 170,478 $ 115,000
Brown, Wisconsin 46 $ 1,761,000 $ 38,282 $ 59,000
Sheboygan, Wisconsin 46 $ 1,233,000 $ 26,804 $ 66,000
Marin, California 45 $ 18,018,000 $ 400,400 $ 171,000
Bibb, Georgia 45 $ 3,451,000 $ 76,688 $ 59,000
Warren, New Jersey 45 $ 6,161,000 $ 136,911 $ 108,000
Miami, Ohio 45 $ 2,280,000 $ 50,666 $ 59,000
Richland, Ohio 45 $ 1,501,000 $ 33,355 $ 71,000
Pike, Pennsylvania 45 $ 2,777,000 $ 61,711 $ 66,000
Ector, Texas 45 $ 1,540,000 $ 34,222 $ 82,000
Tuscaloosa, Alabama 44 $ 768,000 $ 17,454 $ 81,000
Faulkner, Arkansas 44 $ 1,303,000 $ 29,613 $ 73,000
Pottawattamie, Iowa 44 $ 1,712,000 $ 38,909 $ 62,000
Calcasieu, Louisiana 44 $ 4,148,000 $ 94,272 $ 62,000
St. Mary's, Maryland 44 $ 8,745,000 $ 198,750 $ 108,000
Cass, Missouri 44 $ 1,202,000 $ 27,318 $ 75,000
New York, New York 44 $ 22,638,000 $ 514,500 $ 261,000
Cambria, Pennsylvania 44 $ 924,000 $ 21,000 $ 48,000
Jim Hogg, Texas 44 $ 629,000 $ 14,295 $ 51,000
York, Virginia 44 $ 1,421,000 $ 32,295 $ 78,000
Boulder, Colorado 43 $ 2,353,000 $ 54,720 $ 98,000
Linn, Iowa 43 $ 2,700,000 $ 62,790 $ 50,000
Chenango, New York 43 $ 948,000 $ 22,046 $ 44,000
Allen, Ohio 43 $ 1,615,000 $ 37,558 $ 53,000
Clermont, Ohio 43 $ 2,874,000 $ 66,837 $ 78,000
Lebanon, Pennsylvania 43 $ 2,762,000 $ 64,232 $ 130,000
LaSalle, Illinois 42 $ 2,382,000 $ 56,714 $ 92,000
Penobscot, Maine 42 $ 4,247,000 $ 101,119 $ 67,000
Livingston, New York 42 $ 1,002,000 $ 23,857 $ 77,000
Seneca, Ohio 42 $ 1,354,000 $ 32,238 $ 55,000
Adams, Pennsylvania 42 $ 2,863,000 $ 68,166 $ 71,000
Mesa, Colorado 41 $ 1,972,000 $ 48,097 $ 61,000
Hawaii, Hawaii 41 $ 10,953,000 $ 267,146 $ 134,000
Woodbury, Iowa 41 $ 692,000 $ 16,878 $ 52,000
Hampshire, Massachusetts 41 $ 3,047,000 $ 74,317 $ 86,000
Allegan, Michigan 41 $ 1,068,000 $ 26,048 $ 54,000
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Mortgage Loan Application Detail Totals for Ge Money Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 75,985 $2,449,946,000 $32,000 $29,000,000 $91,000 $9,999,000
Home Purchase 41,236 $8,214,811,000 $199,000 $2,200,000 $116,000 $9,999,000
Refinancing 32,343 $8,293,678,000 $256,000 $2,029,000 $113,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 54,749 $5,821,630,000 $106,000 $2,530,000 $103,000 $9,999,000
Not Provided 39,909 $3,430,173,000 $85,000 $1,530,000 $95,000 $9,999,000
Hispanic 27,372 $5,118,710,000 $187,000 $1,577,000 $111,000 $9,999,000
Black or African American 22,108 $3,367,012,000 $152,000 $29,000,000 $94,000 $9,999,000
Asian 3,769 $958,679,000 $254,000 $2,029,000 $153,000 $9,999,000
Native Hawaiian or Other Pacific Islander 812 $176,564,000 $217,000 $1,320,000 $128,000 $1,465,000
American Indian or Alaskan Native 809 $81,915,000 $101,000 $1,150,000 $107,000 $1,164,000
Not applicable 36 $3,752,000 $104,000 $488,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 149,564 $18,958,435,000 $126,000 $29,000,000 $102,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 85,516 $13,652,921,000 $159,000 $29,000,000 $104,000 $9,999,000
Loan Originated 38,675 $4,249,296,000 $109,000 $1,794,000 $101,000 $9,999,000
Application Approved But Not Accepted 23,674 $776,684,000 $32,000 $1,575,000 $99,000 $3,303,000
Application Withdrawn By Applicant 1,443 $238,406,000 $165,000 $1,355,000 $107,000 $1,500,000
Loan Purchased By The Institution 198 $31,310,000 $158,000 $622,000 $61,000 $222,000
File Closed For Incompleteness 55 $8,934,000 $162,000 $562,000 $68,000 $190,000
Preapproval Approved but not Accepted 2 $467,000 $233,000 $242,000 $76,000 $82,000
Preapproval Denied by Financial Institution 1 $417,000 $417,000 $417,000 $218,000 $218,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 33,156 $7,395,390,000 $223,000 $2,200,000 $119,000 $9,999,000
Credit History 28,224 $1,396,784,000 $49,000 $29,000,000 $79,000 $9,999,000
Unverifiable Information 8,475 $2,093,290,000 $246,000 $1,500,000 $129,000 $9,999,000
Other 7,106 $742,376,000 $104,000 $2,530,000 $92,000 $9,999,000
Collateral 4,464 $1,128,065,000 $252,000 $1,578,000 $129,000 $9,999,000
Debt-To-Income Ratio 2,640 $572,795,000 $216,000 $2,029,000 $79,000 $576,000
Insufficient Cash (Downpayment, Closing Cost) 1,174 $257,265,000 $219,000 $1,500,000 $110,000 $933,000
Employment History 278 $67,373,000 $242,000 $920,000 $113,000 $562,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ge Money Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ge Money Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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