Ge Money Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Ge Money Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ge Money Bank 4246 South Riverboat Rdcsuite 200 Salt Lake City, UT 84123 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 45,453 |
| Total Mortgage Loan Application Amount | $774,683,000 |
| Average Mortgage Loan Application Amount | $164,333 |
| Highest Mortgage Loan Application Amount | $1,491,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Ge Money Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ge Money Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Ge Money Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ge Money Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ge Money Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ge Money Bank's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,290 | $ 29,233,000 | $ 22,000 | $ 102,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,179 | $ 20,841,000 | $ 17,000 | $ 86,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,074 | $ 24,364,000 | $ 23,000 | $ 113,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 997 | $ 17,126,000 | $ 17,000 | $ 111,000 |
| PHILADELPHIA, PA | 954 | $ 16,676,000 | $ 17,000 | $ 93,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 780 | $ 13,607,000 | $ 17,000 | $ 73,000 |
| COLUMBUS, OH | 743 | $ 7,494,000 | $ 10,000 | $ 76,000 |
| NASSAU-SUFFOLK, NY | 712 | $ 13,976,000 | $ 19,000 | $ 117,000 |
| ST. LOUIS, MO-IL | 707 | $ 11,362,000 | $ 15,500 | $ 75,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 634 | $ 16,423,000 | $ 25,000 | $ 107,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 623 | $ 13,369,000 | $ 21,250 | $ 104,250 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 611 | $ 12,407,000 | $ 20,000 | $ 117,000 |
| DALLAS-PLANO-IRVING, TX | 603 | $ 14,303,000 | $ 23,000 | $ 106,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 595 | $ 8,226,000 | $ 13,000 | $ 124,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 588 | $ 10,197,000 | $ 17,000 | $ 72,000 |
| CAMDEN, NJ | 528 | $ 10,401,000 | $ 19,000 | $ 95,000 |
| RICHMOND, VA | 518 | $ 8,535,000 | $ 16,000 | $ 66,000 |
| SAN ANTONIO, TX | 464 | $ 9,345,000 | $ 20,000 | $ 76,000 |
| DENVER-AURORA, CO | 436 | $ 6,147,000 | $ 14,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 415 | $ 9,310,000 | $ 22,000 | $ 87,000 |
| LAS VEGAS-PARADISE, NV | 410 | $ 11,139,000 | $ 27,000 | $ 119,000 |
| KANSAS CITY, MO-KS | 402 | $ 6,709,000 | $ 16,500 | $ 74,000 |
| NEWARK-UNION, NJ-PA | 385 | $ 8,053,000 | $ 18,500 | $ 89,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 384 | $ 6,217,000 | $ 16,000 | $ 85,000 |
| ALBANY-SCHENECTADY-TROY, NY | 380 | $ 6,611,000 | $ 17,000 | $ 73,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 373 | $ 6,208,000 | $ 15,500 | $ 72,500 |
| EDISON-NEW BRUNSWICK, NJ | 353 | $ 7,617,000 | $ 21,000 | $ 113,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 351 | $ 5,473,000 | $ 15,000 | $ 89,000 |
| PITTSBURGH, PA | 350 | $ 4,628,000 | $ 13,000 | $ 56,000 |
| FORT WORTH-ARLINGTON, TX | 349 | $ 5,726,000 | $ 16,000 | $ 85,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 346 | $ 3,991,000 | $ 11,000 | $ 60,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 342 | $ 4,934,000 | $ 14,000 | $ 86,000 |
| ROCHESTER, NY | 339 | $ 5,556,000 | $ 16,000 | $ 74,000 |
| NEW HAVEN-MILFORD, CT | 331 | $ 5,345,000 | $ 16,000 | $ 91,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 320 | $ 4,463,000 | $ 13,000 | $ 69,000 |
| BALTIMORE-TOWSON, MD | 314 | $ 6,319,000 | $ 20,000 | $ 97,000 |
| JACKSONVILLE, FL | 314 | $ 6,526,000 | $ 20,000 | $ 83,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 307 | $ 3,892,000 | $ 12,000 | $ 116,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 286 | $ 4,061,000 | $ 14,000 | $ 86,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 269 | $ 3,831,000 | $ 14,000 | $ 71,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 267 | $ 6,178,000 | $ 23,000 | $ 74,000 |
| ORLANDO-KISSIMMEE, FL | 263 | $ 5,801,000 | $ 22,000 | $ 82,000 |
| SYRACUSE, NY | 260 | $ 3,541,000 | $ 13,000 | $ 58,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 259 | $ 4,447,000 | $ 15,500 | $ 63,500 |
| DAYTON, OH | 258 | $ 3,243,000 | $ 12,000 | $ 64,000 |
| WILMINGTON, DE-MD-NJ | 235 | $ 4,047,000 | $ 17,000 | $ 96,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 221 | $ 3,259,000 | $ 17,000 | $ 99,500 |
| TULSA, OK | 221 | $ 2,431,000 | $ 11,000 | $ 60,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 214 | $ 2,467,000 | $ 11,500 | $ 61,000 |
| FORT SMITH, AR-OK | 208 | $ 3,234,000 | $ 14,500 | $ 58,000 |
| GARY, IN | 207 | $ 2,372,000 | $ 11,000 | $ 49,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 207 | $ 2,828,000 | $ 13,000 | $ 71,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 201 | $ 2,833,000 | $ 13,500 | $ 96,500 |
| BUFFALO-NIAGARA FALLS, NY | 194 | $ 2,209,000 | $ 11,000 | $ 71,000 |
| OKLAHOMA CITY, OK | 181 | $ 2,373,000 | $ 13,000 | $ 66,000 |
| BIRMINGHAM-HOOVER, AL | 180 | $ 2,118,000 | $ 11,000 | $ 61,000 |
| FORT WAYNE, IN | 179 | $ 2,313,000 | $ 12,000 | $ 59,000 |
| KNOXVILLE, TN | 177 | $ 2,621,000 | $ 14,000 | $ 62,000 |
| SALT LAKE CITY, UT | 174 | $ 2,107,000 | $ 12,000 | $ 61,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 171 | $ 8,208,000 | $ 48,000 | $ 115,000 |
| BOSTON-QUINCY, MA | 170 | $ 3,665,000 | $ 21,000 | $ 91,000 |
| WICHITA, KS | 168 | $ 1,637,000 | $ 9,000 | $ 68,000 |
| MEMPHIS, TN-MS-AR | 165 | $ 2,224,000 | $ 13,333 | $ 70,666 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 165 | $ 3,662,000 | $ 22,000 | $ 114,000 |
| HARRISBURG-CARLISLE, PA | 164 | $ 2,575,000 | $ 15,000 | $ 84,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 161 | $ 5,460,000 | $ 33,000 | $ 150,000 |
| UTICA-ROME, NY | 161 | $ 1,968,000 | $ 12,000 | $ 51,000 |
| BAKERSFIELD, CA | 160 | $ 2,386,000 | $ 14,000 | $ 100,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 152 | $ 2,815,000 | $ 13,000 | $ 70,000 |
| AUSTIN-ROUND ROCK, TX | 147 | $ 4,690,000 | $ 31,000 | $ 123,000 |
| FAYETTEVILLE, NC | 143 | $ 2,373,000 | $ 16,000 | $ 88,000 |
| TOLEDO, OH | 143 | $ 1,687,000 | $ 11,000 | $ 74,000 |
| SPRINGFIELD, MA | 142 | $ 2,223,000 | $ 15,000 | $ 75,000 |
| YORK-HANOVER, PA | 139 | $ 1,934,000 | $ 13,000 | $ 71,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 136 | $ 2,603,000 | $ 16,666 | $ 79,000 |
| MODESTO, CA | 132 | $ 1,941,000 | $ 14,000 | $ 96,000 |
| STOCKTON, CA | 130 | $ 2,124,000 | $ 16,000 | $ 104,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 128 | $ 2,099,000 | $ 16,000 | $ 75,000 |
| READING, PA | 125 | $ 2,080,000 | $ 16,000 | $ 75,000 |
| OGDEN-CLEARFIELD, UT | 123 | $ 1,583,000 | $ 12,000 | $ 59,000 |
| INDIANAPOLIS-CARMEL, IN | 120 | $ 2,273,000 | $ 18,000 | $ 71,000 |
| WORCESTER, MA | 118 | $ 3,082,000 | $ 26,000 | $ 90,000 |
| PEABODY, MA | 117 | $ 2,557,000 | $ 21,000 | $ 104,000 |
| PORT ST. LUCIE, FL | 117 | $ 1,420,000 | $ 12,000 | $ 112,000 |
| FRESNO, CA | 114 | $ 1,772,000 | $ 15,000 | $ 86,000 |
| AKRON, OH | 112 | $ 1,674,000 | $ 14,000 | $ 66,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 111 | $ 2,364,000 | $ 20,000 | $ 90,000 |
| RALEIGH-CARY, NC | 110 | $ 1,502,000 | $ 13,000 | $ 84,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 110 | $ 2,726,000 | $ 24,000 | $ 95,000 |
| DES MOINES-WEST DES MOINES, IA | 108 | $ 1,542,000 | $ 14,000 | $ 72,000 |
| GRAND RAPIDS-WYOMING, MI | 104 | $ 1,594,000 | $ 15,000 | $ 65,000 |
| COLORADO SPRINGS, CO | 99 | $ 1,286,000 | $ 12,000 | $ 76,000 |
| MOBILE, AL | 99 | $ 1,873,000 | $ 18,000 | $ 76,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 98 | $ 2,113,000 | $ 21,000 | $ 89,000 |
| BRADENTON-SARASOTA-VENICE, FL | 98 | $ 1,884,000 | $ 19,000 | $ 78,000 |
| CHATTANOOGA, TN-GA | 98 | $ 981,000 | $ 9,000 | $ 59,500 |
| TRENTON-EWING, NJ | 98 | $ 1,489,000 | $ 15,000 | $ 91,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 97 | $ 1,978,000 | $ 20,000 | $ 82,000 |
| ALBUQUERQUE, NM | 95 | $ 2,070,000 | $ 21,000 | $ 80,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 94 | $ 1,116,000 | $ 10,500 | $ 45,500 |
| TACOMA, WA | 93 | $ 1,662,000 | $ 17,000 | $ 77,000 |
| ROCKFORD, IL | 92 | $ 1,077,000 | $ 11,000 | $ 63,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 87 | $ 1,161,000 | $ 13,000 | $ 70,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 85 | $ 2,673,000 | $ 31,000 | $ 121,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 85 | $ 1,362,000 | $ 16,000 | $ 127,000 |
| HICKORY-LENOIR-MORGANTON, NC | 84 | $ 949,000 | $ 11,000 | $ 58,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 84 | $ 1,669,000 | $ 19,000 | $ 120,000 |
| CLARKSVILLE, TN-KY | 83 | $ 1,032,000 | $ 12,500 | $ 70,500 |
| FLINT, MI | 83 | $ 1,251,000 | $ 15,000 | $ 69,000 |
| TUCSON, AZ | 82 | $ 1,857,000 | $ 22,000 | $ 82,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 81 | $ 1,495,000 | $ 18,000 | $ 97,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 80 | $ 3,009,000 | $ 37,000 | $ 108,000 |
| LANCASTER, PA | 80 | $ 1,241,000 | $ 15,000 | $ 79,000 |
| LANSING-EAST LANSING, MI | 80 | $ 1,123,000 | $ 14,000 | $ 69,000 |
| COLUMBIA, SC | 79 | $ 798,000 | $ 10,000 | $ 75,000 |
| SCRANTON--WILKES-BARRE, PA | 79 | $ 1,251,000 | $ 15,000 | $ 68,000 |
| HUNTSVILLE, AL | 78 | $ 1,051,000 | $ 13,000 | $ 64,000 |
| BINGHAMTON, NY | 77 | $ 1,083,000 | $ 14,000 | $ 53,000 |
| EL PASO, TX | 77 | $ 1,794,000 | $ 23,000 | $ 79,000 |
| BOISE CITY-NAMPA, ID | 75 | $ 744,000 | $ 9,000 | $ 56,000 |
| CANTON-MASSILLON, OH | 75 | $ 1,317,000 | $ 17,000 | $ 61,000 |
| NORWICH-NEW LONDON, CT | 75 | $ 1,340,000 | $ 17,000 | $ 84,000 |
| CAPE CORAL-FORT MYERS, FL | 73 | $ 1,151,000 | $ 15,000 | $ 79,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 73 | $ 1,190,000 | $ 16,000 | $ 73,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 72 | $ 2,375,000 | $ 32,000 | $ 78,000 |
| LEXINGTON-FAYETTE, KY | 72 | $ 1,213,000 | $ 16,000 | $ 62,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 72 | $ 2,257,000 | $ 27,000 | $ 83,500 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 70 | $ 820,000 | $ 11,000 | $ 71,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 70 | $ 1,086,000 | $ 15,000 | $ 63,000 |
| PEORIA, IL | 70 | $ 713,000 | $ 10,000 | $ 65,000 |
| LAKELAND-WINTER HAVEN, FL | 69 | $ 1,218,000 | $ 17,000 | $ 67,000 |
| SPRINGFIELD, OH | 68 | $ 795,000 | $ 11,000 | $ 54,000 |
| MONTGOMERY, AL | 64 | $ 712,000 | $ 11,000 | $ 62,000 |
| CHICO, CA | 62 | $ 714,000 | $ 11,000 | $ 100,000 |
| COLUMBUS, GA-AL | 62 | $ 749,000 | $ 11,000 | $ 66,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 62 | $ 1,651,000 | $ 26,000 | $ 91,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 59 | $ 655,000 | $ 10,500 | $ 110,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 58 | $ 1,344,000 | $ 23,000 | $ 89,000 |
| GLENS FALLS, NY | 56 | $ 789,000 | $ 14,000 | $ 75,000 |
| TOPEKA, KS | 56 | $ 665,000 | $ 11,000 | $ 58,000 |
| GREENSBORO-HIGH POINT, NC | 55 | $ 651,000 | $ 11,000 | $ 63,000 |
| RAPID CITY, SD | 55 | $ 1,038,000 | $ 18,000 | $ 73,000 |
| VISALIA-PORTERVILLE, CA | 55 | $ 877,000 | $ 15,000 | $ 91,000 |
| MADISON, WI | 54 | $ 1,031,000 | $ 19,000 | $ 81,000 |
| RACINE, WI | 53 | $ 630,000 | $ 11,000 | $ 69,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 51 | $ 775,000 | $ 15,000 | $ 81,000 |
| DOVER, DE | 49 | $ 830,000 | $ 16,000 | $ 84,000 |
| PROVO-OREM, UT | 49 | $ 504,000 | $ 10,000 | $ 61,000 |
| JACKSON, MS | 47 | $ 700,000 | $ 14,000 | $ 39,000 |
| PINE BLUFF, AR | 46 | $ 509,000 | $ 11,000 | $ 63,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 46 | $ 762,000 | $ 16,000 | $ 102,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 46 | $ 527,000 | $ 11,500 | $ 46,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 45 | $ 853,000 | $ 18,500 | $ 85,000 |
| NILES-BENTON HARBOR, MI | 45 | $ 556,000 | $ 12,000 | $ 55,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 45 | $ 568,000 | $ 12,000 | $ 71,000 |
| VALLEJO-FAIRFIELD, CA | 45 | $ 670,000 | $ 14,000 | $ 134,000 |
| BATON ROUGE, LA | 44 | $ 997,000 | $ 22,000 | $ 92,000 |
| JANESVILLE, WI | 43 | $ 590,000 | $ 13,000 | $ 67,000 |
| LAWTON, OK | 43 | $ 416,000 | $ 9,000 | $ 64,000 |
| PASCAGOULA, MS | 43 | $ 834,000 | $ 19,000 | $ 84,000 |
| KALAMAZOO-PORTAGE, MI | 42 | $ 538,000 | $ 12,000 | $ 49,000 |
| SHREVEPORT-BOSSIER CITY, LA | 42 | $ 610,000 | $ 14,000 | $ 64,000 |
| WINSTON-SALEM, NC | 42 | $ 514,000 | $ 12,000 | $ 70,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 41 | $ 721,000 | $ 17,000 | $ 156,000 |
| DURHAM, NC | 40 | $ 475,000 | $ 11,000 | $ 57,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 38 | $ 474,000 | $ 14,000 | $ 82,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 38 | $ 867,000 | $ 22,000 | $ 74,000 |
| SANTA ROSA-PETALUMA, CA | 38 | $ 545,000 | $ 14,000 | $ 114,000 |
| GREEN BAY, WI | 37 | $ 630,000 | $ 17,000 | $ 64,000 |
| SAVANNAH, GA | 37 | $ 568,000 | $ 15,000 | $ 71,000 |
| CORPUS CHRISTI, TX | 36 | $ 621,000 | $ 17,000 | $ 89,000 |
| IDAHO FALLS, ID | 36 | $ 305,000 | $ 8,000 | $ 43,000 |
| MONROE, MI | 36 | $ 554,000 | $ 15,000 | $ 75,000 |
| ANN ARBOR, MI | 35 | $ 737,000 | $ 21,000 | $ 77,000 |
| HOLLAND-GRAND HAVEN, MI | 35 | $ 392,000 | $ 11,000 | $ 57,000 |
| MUSKEGON-NORTON SHORES, MI | 35 | $ 475,000 | $ 13,000 | $ 52,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 35 | $ 498,000 | $ 14,000 | $ 121,000 |
| RENO-SPARKS, NV | 35 | $ 727,000 | $ 20,000 | $ 77,000 |
| SPRINGFIELD, MO | 35 | $ 574,000 | $ 16,000 | $ 65,000 |
| CASPER, WY | 34 | $ 384,000 | $ 11,000 | $ 66,000 |
| ELKHART-GOSHEN, IN | 34 | $ 355,000 | $ 10,000 | $ 49,000 |
| JOHNSTOWN, PA | 34 | $ 496,000 | $ 14,000 | $ 43,000 |
| MORRISTOWN, TN | 34 | $ 395,000 | $ 11,000 | $ 54,000 |
| BEAUMONT-PORT ARTHUR, TX | 33 | $ 561,000 | $ 17,000 | $ 83,000 |
| DECATUR, AL | 32 | $ 388,000 | $ 12,000 | $ 88,000 |
| SANDUSKY, OH | 32 | $ 320,000 | $ 10,000 | $ 57,000 |
| SPARTANBURG, SC | 32 | $ 359,000 | $ 11,000 | $ 48,000 |
| WILLIAMSPORT, PA | 32 | $ 506,000 | $ 15,000 | $ 50,000 |
| WILMINGTON, NC | 32 | $ 1,083,000 | $ 33,000 | $ 105,000 |
| YUBA CITY, CA | 32 | $ 440,000 | $ 13,000 | $ 88,000 |
| AMARILLO, TX | 31 | $ 274,000 | $ 8,000 | $ 57,000 |
| JOPLIN, MO | 31 | $ 491,000 | $ 15,000 | $ 59,000 |
| OCALA, FL | 31 | $ 566,000 | $ 18,000 | $ 97,000 |
| ELMIRA, NY | 30 | $ 453,000 | $ 15,000 | $ 47,000 |
| FORT COLLINS-LOVELAND, CO | 30 | $ 411,000 | $ 13,000 | $ 105,000 |
| MERCED, CA | 30 | $ 856,000 | $ 28,000 | $ 140,000 |
| ROANOKE, VA | 30 | $ 560,000 | $ 18,000 | $ 64,000 |
| SIOUX FALLS, SD | 30 | $ 391,000 | $ 13,000 | $ 56,000 |
| LAREDO, TX | 29 | $ 362,000 | $ 12,000 | $ 60,000 |
| FLORENCE-MUSCLE SHOALS, AL | 28 | $ 243,000 | $ 8,000 | $ 45,000 |
| GREELEY, CO | 28 | $ 825,000 | $ 29,000 | $ 88,000 |
| GULFPORT-BILOXI, MS | 28 | $ 545,000 | $ 19,000 | $ 71,000 |
| JACKSON, MI | 28 | $ 395,000 | $ 14,000 | $ 52,000 |
| LIMA, OH | 28 | $ 326,000 | $ 11,000 | $ 82,000 |
| MANCHESTER-NASHUA, NH | 28 | $ 442,000 | $ 15,000 | $ 97,000 |
| ASHEVILLE, NC | 27 | $ 595,000 | $ 22,000 | $ 45,000 |
| LEBANON, PA | 27 | $ 551,000 | $ 20,000 | $ 77,000 |
| SIOUX CITY, IA-NE-SD | 27 | $ 361,000 | $ 13,000 | $ 108,000 |
| BREMERTON-SILVERDALE, WA | 26 | $ 699,000 | $ 26,000 | $ 63,000 |
| NAPLES-MARCO ISLAND, FL | 26 | $ 599,000 | $ 23,000 | $ 76,000 |
| SEBASTIAN-VERO BEACH, FL | 26 | $ 241,000 | $ 9,000 | $ 111,000 |
| EVANSVILLE, IN-KY | 25 | $ 287,000 | $ 11,500 | $ 48,500 |
| JOHNSON CITY, TN | 25 | $ 241,000 | $ 9,000 | $ 49,000 |
| ODESSA, TX | 25 | $ 275,000 | $ 11,000 | $ 87,000 |
| TUSCALOOSA, AL | 25 | $ 257,000 | $ 10,000 | $ 61,000 |
| APPLETON, WI | 24 | $ 322,000 | $ 13,000 | $ 66,000 |
| BOULDER, CO | 24 | $ 725,000 | $ 30,000 | $ 69,000 |
| EAU CLAIRE, WI | 24 | $ 349,000 | $ 14,000 | $ 82,000 |
| LINCOLN, NE | 24 | $ 268,000 | $ 11,000 | $ 64,000 |
| PUNTA GORDA, FL | 24 | $ 422,000 | $ 17,000 | $ 79,000 |
| ST. JOSEPH, MO-KS | 24 | $ 349,000 | $ 14,500 | $ 45,500 |
| ANNISTON-OXFORD, AL | 23 | $ 235,000 | $ 10,000 | $ 79,000 |
| DOTHAN, AL | 23 | $ 248,000 | $ 10,000 | $ 40,000 |
| BATTLE CREEK, MI | 22 | $ 292,000 | $ 13,000 | $ 53,000 |
| ELIZABETHTOWN, KY | 22 | $ 350,000 | $ 15,000 | $ 64,000 |
| JACKSONVILLE, NC | 22 | $ 323,000 | $ 14,000 | $ 152,000 |
| LAFAYETTE, LA | 22 | $ 336,000 | $ 15,000 | $ 63,000 |
| MACON, GA | 22 | $ 314,000 | $ 14,000 | $ 46,000 |
| MANSFIELD, OH | 22 | $ 267,000 | $ 12,000 | $ 53,000 |
| PITTSFIELD, MA | 22 | $ 392,000 | $ 17,000 | $ 78,000 |
| PUEBLO, CO | 22 | $ 235,000 | $ 10,000 | $ 59,000 |
| SPOKANE, WA | 22 | $ 299,000 | $ 13,000 | $ 68,000 |
| TEXARKANA, TX-TEXARKANA, AR | 22 | $ 221,000 | $ 8,500 | $ 48,000 |
| WARNER ROBINS, GA | 22 | $ 249,000 | $ 11,000 | $ 50,000 |
| WICHITA FALLS, TX | 22 | $ 263,000 | $ 11,000 | $ 76,000 |
| POCATELLO, ID | 21 | $ 198,000 | $ 9,000 | $ 50,000 |
| DULUTH, MN-WI | 20 | $ 275,000 | $ 13,000 | $ 54,000 |
| ERIE, PA | 20 | $ 532,000 | $ 26,000 | $ 45,000 |
| JEFFERSON CITY, MO | 20 | $ 257,000 | $ 12,000 | $ 59,000 |
| OLYMPIA, WA | 20 | $ 687,000 | $ 34,000 | $ 86,000 |
| REDDING, CA | 20 | $ 272,000 | $ 13,000 | $ 99,000 |
| CEDAR RAPIDS, IA | 19 | $ 351,000 | $ 18,000 | $ 51,000 |
| HOT SPRINGS, AR | 19 | $ 244,000 | $ 12,000 | $ 57,000 |
| LYNCHBURG, VA | 19 | $ 258,000 | $ 13,000 | $ 54,000 |
| PALM COAST, FL | 19 | $ 472,000 | $ 24,000 | $ 130,000 |
| SHEBOYGAN, WI | 19 | $ 235,000 | $ 12,000 | $ 65,000 |
| WACO, TX | 19 | $ 268,000 | $ 14,000 | $ 66,000 |
| ABILENE, TX | 18 | $ 233,000 | $ 12,000 | $ 59,000 |
| BARNSTABLE TOWN, MA | 18 | $ 241,000 | $ 13,000 | $ 75,000 |
| ALBANY, GA | 17 | $ 187,000 | $ 11,000 | $ 40,000 |
| ALEXANDRIA, LA | 17 | $ 172,000 | $ 10,000 | $ 44,000 |
| BAY CITY, MI | 17 | $ 228,000 | $ 13,000 | $ 61,000 |
| BILLINGS, MT | 17 | $ 200,000 | $ 11,000 | $ 70,000 |
| JONESBORO, AR | 17 | $ 288,000 | $ 16,000 | $ 57,000 |
| LEWISTON-AUBURN, ME | 17 | $ 248,000 | $ 14,000 | $ 63,000 |
| TYLER, TX | 17 | $ 214,000 | $ 12,000 | $ 86,000 |
| ALTOONA, PA | 16 | $ 233,000 | $ 14,000 | $ 53,000 |
| CHEYENNE, WY | 16 | $ 185,000 | $ 11,000 | $ 67,000 |
| CLEVELAND, TN | 16 | $ 142,000 | $ 8,000 | $ 45,000 |
| SPRINGFIELD, IL | 16 | $ 154,000 | $ 9,000 | $ 75,000 |
| VICTORIA, TX | 16 | $ 388,000 | $ 24,000 | $ 135,000 |
| AUBURN-OPELIKA, AL | 15 | $ 152,000 | $ 10,000 | $ 47,000 |
| CHARLOTTESVILLE, VA | 15 | $ 254,000 | $ 16,000 | $ 65,000 |
| ITHACA, NY | 15 | $ 215,000 | $ 14,000 | $ 51,000 |
| KOKOMO, IN | 15 | $ 201,000 | $ 13,000 | $ 73,000 |
| LOGAN, UT-ID | 15 | $ 151,000 | $ 10,000 | $ 36,500 |
| LONGVIEW, TX | 15 | $ 140,000 | $ 9,000 | $ 66,000 |
| LUBBOCK, TX | 15 | $ 158,000 | $ 10,000 | $ 71,000 |
| PRESCOTT, AZ | 15 | $ 325,000 | $ 21,000 | $ 91,000 |
| WHEELING, WV-OH | 15 | $ 200,000 | $ 13,000 | $ 56,500 |
| ANDERSON, IN | 14 | $ 209,000 | $ 14,000 | $ 66,000 |
| GADSDEN, AL | 14 | $ 146,000 | $ 10,000 | $ 42,000 |
| GRAND JUNCTION, CO | 14 | $ 118,000 | $ 8,000 | $ 60,000 |
| KINGSTON, NY | 14 | $ 246,000 | $ 17,000 | $ 104,000 |
| OSHKOSH-NEENAH, WI | 14 | $ 182,000 | $ 13,000 | $ 60,000 |
| PANAMA CITY-LYNN HAVEN, FL | 14 | $ 231,000 | $ 16,000 | $ 77,000 |
| SALEM, OR | 14 | $ 480,000 | $ 34,000 | $ 54,000 |
| BOWLING GREEN, KY | 13 | $ 165,000 | $ 12,000 | $ 49,000 |
| BROWNSVILLE-HARLINGEN, TX | 13 | $ 157,000 | $ 12,000 | $ 77,000 |
| COLUMBIA, MO | 13 | $ 224,000 | $ 17,000 | $ 63,000 |
| JACKSON, TN | 13 | $ 134,000 | $ 10,000 | $ 58,000 |
| MCALLEN-EDINBURG-MISSION, TX | 13 | $ 402,000 | $ 30,000 | $ 64,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 13 | $ 269,000 | $ 20,000 | $ 66,000 |
| OCEAN CITY, NJ | 13 | $ 354,000 | $ 27,000 | $ 147,000 |
| SHERMAN-DENISON, TX | 13 | $ 192,000 | $ 14,000 | $ 70,000 |
| ANDERSON, SC | 12 | $ 118,000 | $ 9,000 | $ 69,000 |
| BELLINGHAM, WA | 12 | $ 178,000 | $ 14,000 | $ 79,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 12 | $ 198,000 | $ 16,000 | $ 69,000 |
| KANKAKEE-BRADLEY, IL | 12 | $ 118,000 | $ 9,000 | $ 77,000 |
| MONROE, LA | 12 | $ 213,000 | $ 17,000 | $ 73,000 |
| SALINAS, CA | 12 | $ 265,000 | $ 22,000 | $ 81,000 |
| SANTA FE, NM | 12 | $ 170,000 | $ 14,000 | $ 70,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 11 | $ 174,000 | $ 15,000 | $ 62,000 |
| BLOOMINGTON-NORMAL, IL | 11 | $ 100,000 | $ 9,000 | $ 78,000 |
| DALTON, GA | 11 | $ 91,000 | $ 8,000 | $ 62,000 |
| DANVILLE, VA | 11 | $ 161,000 | $ 14,000 | $ 83,000 |
| FOND DU LAC, WI | 11 | $ 133,000 | $ 12,000 | $ 58,000 |
| GAINESVILLE, FL | 11 | $ 175,000 | $ 15,000 | $ 64,000 |
| HINESVILLE-FORT STEWART, GA | 11 | $ 155,000 | $ 14,000 | $ 58,000 |
| LAKE CHARLES, LA | 11 | $ 227,000 | $ 20,000 | $ 36,000 |
| LAS CRUCES, NM | 11 | $ 276,000 | $ 25,000 | $ 81,000 |
| ROCHESTER, MN | 11 | $ 201,000 | $ 18,000 | $ 64,000 |
| ROCKY MOUNT, NC | 11 | $ 111,000 | $ 10,000 | $ 60,000 |
| VALDOSTA, GA | 11 | $ 135,000 | $ 12,000 | $ 35,000 |
| CUMBERLAND, MD-WV | 10 | $ 105,000 | $ 9,500 | $ 46,500 |
| FARGO, ND-MN | 10 | $ 303,000 | $ 29,000 | $ 57,500 |
| FLAGSTAFF, AZ | 10 | $ 209,000 | $ 20,000 | $ 87,000 |
| SALISBURY, MD | 10 | $ 150,000 | $ 15,000 | $ 134,000 |
| STATE COLLEGE, PA | 10 | $ 146,000 | $ 14,000 | $ 62,000 |
| SUMTER, SC | 10 | $ 88,000 | $ 8,000 | $ 50,000 |
| TALLAHASSEE, FL | 10 | $ 182,000 | $ 18,000 | $ 63,000 |
| WATERLOO-CEDAR FALLS, IA | 10 | $ 133,000 | $ 13,000 | $ 63,000 |
| AMES, IA | 9 | $ 86,000 | $ 9,000 | $ 62,000 |
| FLORENCE, SC | 9 | $ 97,000 | $ 10,000 | $ 59,000 |
| GREENVILLE, NC | 9 | $ 109,000 | $ 12,000 | $ 46,000 |
| LA CROSSE, WI-MN | 9 | $ 95,000 | $ 10,000 | $ 79,000 |
| LAFAYETTE, IN | 9 | $ 187,000 | $ 20,000 | $ 43,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 9 | $ 251,000 | $ 27,000 | $ 128,000 |
| MICHIGAN CITY-LA PORTE, IN | 9 | $ 102,000 | $ 11,000 | $ 85,000 |
| MIDLAND, TX | 9 | $ 100,000 | $ 11,000 | $ 67,000 |
| MOUNT VERNON-ANACORTES, WA | 9 | $ 226,000 | $ 25,000 | $ 70,000 |
| OWENSBORO, KY | 9 | $ 80,000 | $ 8,000 | $ 35,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 9 | $ 297,000 | $ 33,000 | $ 105,000 |
| WAUSAU, WI | 9 | $ 76,000 | $ 8,000 | $ 63,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 9 | $ 61,000 | $ 6,500 | $ 36,500 |
| BLOOMINGTON, IN | 8 | $ 106,000 | $ 13,000 | $ 59,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 337,000 | $ 42,000 | $ 62,000 |
| FARMINGTON, NM | 8 | $ 119,000 | $ 14,000 | $ 59,000 |
| GREAT FALLS, MT | 8 | $ 142,000 | $ 17,000 | $ 98,000 |
| HANFORD-CORCORAN, CA | 8 | $ 116,000 | $ 14,000 | $ 71,000 |
| LAWRENCE, KS | 8 | $ 111,000 | $ 13,000 | $ 59,000 |
| MADERA, CA | 8 | $ 101,000 | $ 12,000 | $ 63,000 |
| MUNCIE, IN | 8 | $ 101,000 | $ 12,000 | $ 99,000 |
| TERRE HAUTE, IN | 8 | $ 252,000 | $ 31,000 | $ 65,000 |
| WINCHESTER, VA-WV | 8 | $ 219,000 | $ 20,500 | $ 55,500 |
| BISMARCK, ND | 7 | $ 81,000 | $ 11,000 | $ 79,000 |
| BRUNSWICK, GA | 7 | $ 110,000 | $ 15,000 | $ 47,000 |
| COLUMBUS, IN | 7 | $ 84,000 | $ 12,000 | $ 54,000 |
| GAINESVILLE, GA | 7 | $ 72,000 | $ 10,000 | $ 48,000 |
| NAPA, CA | 7 | $ 201,000 | $ 28,000 | $ 130,000 |
| ST. CLOUD, MN | 7 | $ 131,000 | $ 18,000 | $ 98,000 |
| GOLDSBORO, NC | 6 | $ 90,000 | $ 15,000 | $ 53,000 |
| HONOLULU, HI | 6 | $ 60,000 | $ 10,000 | $ 123,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 69,000 | $ 12,000 | $ 41,666 |
| CARSON CITY, NV | 5 | $ 62,000 | $ 12,000 | $ 103,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 30,000 | $ 6,000 | $ 46,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 49,000 | $ 9,000 | $ 41,000 |
| DECATUR, IL | 5 | $ 65,000 | $ 13,000 | $ 55,000 |
| DUBUQUE, IA | 5 | $ 74,000 | $ 14,000 | $ 41,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 62,000 | $ 12,000 | $ 60,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 5 | $ 265,000 | $ 53,000 | $ 114,000 |
| GRAND FORKS, ND-MN | 5 | $ 78,000 | $ 15,500 | $ 86,500 |
| HARRISONBURG, VA | 5 | $ 86,000 | $ 17,000 | $ 130,000 |
| IOWA CITY, IA | 5 | $ 69,000 | $ 13,000 | $ 46,000 |
| LONGVIEW, WA | 5 | $ 91,000 | $ 18,000 | $ 59,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 108,000 | $ 21,000 | $ 160,000 |
| YUMA, AZ | 5 | $ 69,000 | $ 13,000 | $ 63,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 39,000 | $ 9,000 | $ 67,000 |
| BANGOR, ME | 4 | $ 63,000 | $ 15,000 | $ 51,000 |
| CHARLESTON, WV | 4 | $ 50,000 | $ 12,000 | $ 47,000 |
| HATTIESBURG, MS | 4 | $ 32,000 | $ 8,000 | $ 36,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 4 | $ 41,000 | $ 10,000 | $ 37,000 |
| ROME, GA | 4 | $ 49,000 | $ 12,000 | $ 195,000 |
| WENATCHEE, WA | 4 | $ 40,000 | $ 10,000 | $ 56,000 |
| YAKIMA, WA | 4 | $ 46,000 | $ 11,000 | $ 56,000 |
| DANVILLE, IL | 3 | $ 59,000 | $ 19,000 | $ 59,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 20,000 | $ 6,000 | $ 54,000 |
| SAN ANGELO, TX | 3 | $ 33,000 | $ 11,000 | $ 47,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 32,000 | $ 10,000 | $ 65,000 |
| BURLINGTON, NC | 2 | $ 13,000 | $ 6,000 | $ 83,000 |
| MEDFORD, OR | 2 | $ 29,000 | $ 14,000 | $ 58,000 |
| ANCHORAGE, AK | 1 | $ 14,000 | $ 14,000 | $ 0 |
| BEND, OR | 1 | $ 17,000 | $ 17,000 | $ 98,000 |
| CORVALLIS, OR | 1 | $ 9,000 | $ 9,000 | $ 22,000 |
| EL CENTRO, CA | 1 | $ 10,000 | $ 10,000 | $ 103,000 |
| LEWISTON, ID-WA | 1 | $ 13,000 | $ 13,000 | $ 37,000 |
| MISSOULA, MT | 1 | $ 14,000 | $ 14,000 | $ 30,000 |
| MORGANTOWN, WV | 1 | $ 13,000 | $ 13,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for Ge Money Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 45,065 | $682,235,000 | $15,000 | $358,000 | $81,000 | $1,920,000 |
| Refinancing | 235 | $55,054,000 | $234,000 | $1,491,000 | $104,000 | $812,000 |
| Home Purchase | 153 | $37,394,000 | $244,000 | $890,000 | $120,000 | $1,206,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,641 | $469,943,000 | $17,000 | $1,103,000 | $81,000 | $1,848,000 |
| Not Provided | 7,886 | $138,795,000 | $17,000 | $1,491,000 | $81,000 | $1,800,000 |
| Black or African American | 5,437 | $80,671,000 | $14,000 | $834,000 | $75,000 | $1,920,000 |
| Hispanic | 3,489 | $59,625,000 | $17,000 | $416,000 | $86,000 | $1,680,000 |
| Asian | 515 | $16,854,000 | $32,000 | $878,000 | $122,000 | $1,800,000 |
| American Indian or Alaskan Native | 340 | $5,971,000 | $17,000 | $171,000 | $80,000 | $1,008,000 |
| Native Hawaiian or Other Pacific Islander | 145 | $2,824,000 | $19,000 | $279,000 | $111,000 | $1,212,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,453 | $774,683,000 | $17,000 | $1,491,000 | $81,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 21,296 | $307,278,000 | $14,000 | $890,000 | $75,000 | $1,920,000 |
| Application Approved But Not Accepted | 14,000 | $278,432,000 | $19,000 | $958,000 | $88,000 | $1,848,000 |
| Loan Originated | 9,905 | $176,484,000 | $17,000 | $1,491,000 | $86,000 | $1,320,000 |
| Application Withdrawn By Applicant | 221 | $5,007,000 | $22,000 | $1,103,000 | $92,000 | $1,332,000 |
| Preapproval Approved but not Accepted | 27 | $6,126,000 | $226,000 | $440,000 | $137,000 | $1,206,000 |
| File Closed For Incompleteness | 3 | $1,116,000 | $372,000 | $531,000 | $105,000 | $134,000 |
| Preapproval Denied by Financial Institution | 1 | $240,000 | $240,000 | $240,000 | $91,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14,992 | $195,640,000 | $13,000 | $890,000 | $74,000 | $1,920,000 |
| Debt-To-Income Ratio | 4,071 | $67,741,000 | $16,000 | $428,000 | $70,000 | $1,770,000 |
| Other | 2,151 | $37,449,000 | $17,000 | $878,000 | $87,000 | $1,500,000 |
| Credit Application Incomplete | 49 | $1,668,000 | $34,000 | $496,000 | $117,000 | $558,000 |
| Collateral | 20 | $4,086,000 | $204,000 | $544,000 | $90,000 | $232,000 |
| Unverifiable Information | 11 | $193,000 | $17,000 | $50,000 | $63,000 | $122,000 |
| Employment History | 1 | $137,000 | $137,000 | $137,000 | $12,000 | $12,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $410,000 | $410,000 | $410,000 | $250,000 | $250,000 |
| Mortgage Insurance Denied | 1 | $194,000 | $194,000 | $194,000 | $114,000 | $114,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ge Money Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ge Money Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.