Geico Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Geico Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Geico Federal Credit Union 5260 Western Avenue Chevy Chase, MD 20815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 74 |
| Total Mortgage Loan Application Amount | $12,546,000 |
| Average Mortgage Loan Application Amount | $236,500 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $117,500 |
| Highest Applicant Income | $1,131,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Geico Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Geico Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Geico Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Geico Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Geico Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Geico Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 8 | $ 2,245,000 | $ 280,000 | $ 92,000 |
| Fairfax County Virginia | 8 | $ 1,831,000 | $ 228,000 | $ 261,000 |
| Spotsylvania County Virginia | 7 | $ 1,095,000 | $ 156,000 | $ 105,000 |
| Erie County New York | 6 | $ 526,000 | $ 87,000 | $ 62,000 |
| Nassau County New York | 4 | $ 200,000 | $ 50,000 | $ 89,000 |
| Arlington County Virginia | 4 | $ 1,317,000 | $ 329,000 | $ 134,000 |
| District of Columbia County District Of Columbia | 3 | $ 928,000 | $ 309,000 | $ 97,000 |
| Bibb County Georgia | 3 | $ 306,000 | $ 102,000 | $ 61,000 |
| Dallas County Texas | 3 | $ 339,000 | $ 113,000 | $ 68,000 |
| San Diego County California | 2 | $ 368,000 | $ 184,000 | $ 92,000 |
| Frederick County Maryland | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Prince George's County Maryland | 2 | $ 481,000 | $ 240,000 | $ 83,000 |
| Suffolk County New York | 2 | $ 470,000 | $ 235,000 | $ 114,000 |
| Stafford County Virginia | 2 | $ 129,000 | $ 64,000 | $ 82,000 |
| Virginia Beach County Virginia | 2 | $ 37,000 | $ 18,000 | $ 80,000 |
| Riverside County California | 1 | $ 260,000 | $ 260,000 | $ 72,000 |
| Ventura County California | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Sussex County Delaware | 1 | $ 247,000 | $ 247,000 | $ 12,000 |
| Lake County Florida | 1 | $ 20,000 | $ 20,000 | $ 150,000 |
| Palm Beach County Florida | 1 | $ 172,000 | $ 172,000 | $ 110,000 |
| Cobb County Georgia | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Peach County Georgia | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Howard County Maryland | 1 | $ 207,000 | $ 207,000 | $ 253,000 |
| Bergen County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 126,000 |
| New York County New York | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Caroline County Virginia | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Chesapeake County Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Falls Church County Virginia | 1 | $ 200,000 | $ 200,000 | $ 503,000 |
| Loudoun County Virginia | 1 | $ 250,000 | $ 250,000 | $ 64,000 |
| Orange County Virginia | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Monongalia County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Geico Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 73 | $12,240,000 | $167,000 | $600,000 | $113,000 | $1,131,000 |
| Refinancing | 1 | $306,000 | $306,000 | $306,000 | $122,000 | $122,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38 | $6,965,000 | $183,000 | $417,000 | $97,000 | $253,000 |
| Not Provided | 19 | $2,057,000 | $108,000 | $600,000 | $109,000 | $503,000 |
| Hispanic | 6 | $859,000 | $143,000 | $260,000 | $63,000 | $84,000 |
| Asian | 5 | $1,200,000 | $240,000 | $295,000 | $319,000 | $1,131,000 |
| Black or African American | 5 | $1,241,000 | $248,000 | $400,000 | $99,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $224,000 | $224,000 | $224,000 | $126,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 74 | $12,546,000 | $169,000 | $600,000 | $113,000 | $1,131,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 36 | $6,036,000 | $167,000 | $400,000 | $132,000 | $1,131,000 |
| Application Withdrawn By Applicant | 21 | $4,323,000 | $205,000 | $600,000 | $119,000 | $503,000 |
| Application Denied By Financial Institution | 16 | $2,167,000 | $135,000 | $360,000 | $65,000 | $121,000 |
| File Closed For Incompleteness | 1 | $20,000 | $20,000 | $20,000 | $60,000 | $60,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $1,763,000 | $135,000 | $360,000 | $68,000 | $121,000 |
| Collateral | 2 | $350,000 | $175,000 | $250,000 | $62,000 | $64,000 |
| Credit Application Incomplete | 1 | $54,000 | $54,000 | $54,000 | $28,000 | $28,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geico Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geico Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.