Glacier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Glacier Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Glacier Bank 202 Main Kalispell, MT 59901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 8,447 |
| Total Mortgage Loan Application Amount | $1,858,559,000 |
| Average Mortgage Loan Application Amount | $210,666 |
| Highest Mortgage Loan Application Amount | $3,400,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $4,986,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Glacier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Glacier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Glacier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Glacier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Glacier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Glacier Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kootenai County Idaho | 1,108 | $ 246,077,000 | $ 222,000 | $ 96,000 |
| Yellowstone County Montana | 802 | $ 161,022,000 | $ 200,000 | $ 85,000 |
| Flathead County Montana | 498 | $ 136,412,000 | $ 273,000 | $ 124,000 |
| Missoula County Montana | 473 | $ 112,262,000 | $ 237,000 | $ 129,000 |
| Spokane County Washington | 440 | $ 98,505,000 | $ 223,000 | $ 99,000 |
| Gallatin County Montana | 429 | $ 122,921,000 | $ 286,000 | $ 133,000 |
| Lewis and Clark County Montana | 424 | $ 80,095,000 | $ 188,000 | $ 90,000 |
| Bonneville County Idaho | 423 | $ 80,401,000 | $ 190,000 | $ 90,000 |
| Bannock County Idaho | 419 | $ 64,249,000 | $ 153,000 | $ 74,000 |
| Bonner County Idaho | 362 | $ 92,654,000 | $ 255,000 | $ 129,000 |
| Park County Wyoming | 202 | $ 43,005,000 | $ 212,000 | $ 90,000 |
| Ada County Idaho | 185 | $ 43,778,000 | $ 236,000 | $ 128,000 |
| Silver Bow County Montana | 143 | $ 19,101,000 | $ 133,000 | $ 72,000 |
| Lake County Montana | 140 | $ 34,392,000 | $ 245,000 | $ 148,000 |
| Lincoln County Montana | 136 | $ 24,034,000 | $ 176,000 | $ 85,000 |
| Ravalli County Montana | 125 | $ 24,947,000 | $ 199,000 | $ 115,000 |
| Chelan County Washington | 120 | $ 38,023,000 | $ 316,000 | $ 196,000 |
| Platte County Wyoming | 109 | $ 17,810,000 | $ 163,000 | $ 109,000 |
| Fremont County Colorado | 107 | $ 15,239,000 | $ 142,000 | $ 54,000 |
| Boundary County Idaho | 103 | $ 17,449,000 | $ 169,000 | $ 77,000 |
| Canyon County Idaho | 85 | $ 13,119,000 | $ 154,000 | $ 65,000 |
| La Plata County Colorado | 81 | $ 29,171,000 | $ 360,000 | $ 176,000 |
| Goshen County Wyoming | 69 | $ 10,529,000 | $ 152,000 | $ 61,000 |
| Uinta County Wyoming | 66 | $ 10,676,000 | $ 161,000 | $ 86,000 |
| Lincoln County Wyoming | 59 | $ 11,797,000 | $ 199,000 | $ 98,000 |
| Jefferson County Montana | 58 | $ 14,223,000 | $ 245,000 | $ 99,000 |
| Sublette County Wyoming | 58 | $ 10,637,000 | $ 183,000 | $ 86,000 |
| Bingham County Idaho | 57 | $ 11,857,000 | $ 208,000 | $ 86,000 |
| Sanders County Montana | 56 | $ 8,754,000 | $ 156,000 | $ 91,000 |
| Fergus County Montana | 55 | $ 11,356,000 | $ 206,000 | $ 99,000 |
| Pueblo County Colorado | 54 | $ 7,684,000 | $ 142,000 | $ 78,000 |
| Deer Lodge County Montana | 52 | $ 7,583,000 | $ 145,000 | $ 83,000 |
| Blaine County Idaho | 48 | $ 14,526,000 | $ 302,000 | $ 166,000 |
| Carbon County Montana | 41 | $ 10,449,000 | $ 254,000 | $ 100,000 |
| Jefferson County Idaho | 38 | $ 8,170,000 | $ 215,000 | $ 76,000 |
| Mesa County Colorado | 35 | $ 7,852,000 | $ 224,000 | $ 80,000 |
| Big Horn County Wyoming | 34 | $ 6,227,000 | $ 183,000 | $ 63,000 |
| Douglas County Washington | 32 | $ 10,229,000 | $ 319,000 | $ 292,000 |
| Summit County Utah | 31 | $ 14,957,000 | $ 482,000 | $ 161,000 |
| El Paso County Colorado | 29 | $ 5,715,000 | $ 197,000 | $ 127,000 |
| Madison County Montana | 29 | $ 8,756,000 | $ 301,000 | $ 247,000 |
| Pend Oreille County Washington | 28 | $ 4,599,000 | $ 164,000 | $ 81,000 |
| Sweetwater County Wyoming | 27 | $ 10,415,000 | $ 385,000 | $ 72,000 |
| Fremont County Idaho | 26 | $ 5,288,000 | $ 203,000 | $ 99,000 |
| Morgan County Utah | 26 | $ 5,542,000 | $ 213,000 | $ 90,000 |
| Madison County Idaho | 25 | $ 5,097,000 | $ 203,000 | $ 89,000 |
| Shoshone County Idaho | 25 | $ 3,415,000 | $ 136,000 | $ 79,000 |
| Broadwater County Montana | 22 | $ 3,742,000 | $ 170,000 | $ 90,000 |
| Okanogan County Washington | 21 | $ 4,372,000 | $ 208,000 | $ 110,000 |
| Stevens County Washington | 19 | $ 3,839,000 | $ 202,000 | $ 123,000 |
| Stillwater County Montana | 17 | $ 3,536,000 | $ 208,000 | $ 80,000 |
| Power County Idaho | 16 | $ 2,962,000 | $ 185,000 | $ 92,000 |
| Archuleta County Colorado | 13 | $ 6,166,000 | $ 474,000 | $ 204,000 |
| Routt County Colorado | 13 | $ 3,790,000 | $ 291,000 | $ 109,000 |
| Park County Montana | 12 | $ 2,455,000 | $ 204,000 | $ 81,000 |
| Denver County Colorado | 11 | $ 3,073,000 | $ 279,000 | $ 35,000 |
| Moffat County Colorado | 11 | $ 1,879,000 | $ 170,000 | $ 61,000 |
| Rio Blanco County Colorado | 11 | $ 2,142,000 | $ 194,000 | $ 183,000 |
| Blaine County Montana | 11 | $ 1,324,000 | $ 120,000 | $ 77,000 |
| Cascade County Montana | 10 | $ 2,856,000 | $ 285,000 | $ 131,000 |
| Granite County Montana | 10 | $ 1,910,000 | $ 191,000 | $ 107,000 |
| Benewah County Idaho | 9 | $ 1,081,000 | $ 120,000 | $ 50,000 |
| Caribou County Idaho | 9 | $ 1,378,000 | $ 153,000 | $ 62,000 |
| Gem County Idaho | 9 | $ 1,281,000 | $ 142,000 | $ 73,000 |
| Musselshell County Montana | 9 | $ 1,623,000 | $ 180,000 | $ 66,000 |
| Powell County Montana | 9 | $ 2,470,000 | $ 274,000 | $ 70,000 |
| Bear Lake County Idaho | 8 | $ 1,489,000 | $ 186,000 | $ 83,000 |
| Weber County Utah | 7 | $ 1,740,000 | $ 248,000 | $ 177,000 |
| Payette County Idaho | 6 | $ 1,596,000 | $ 266,000 | $ 114,000 |
| Mineral County Montana | 6 | $ 1,026,000 | $ 171,000 | $ 131,000 |
| Teton County Montana | 6 | $ 2,397,000 | $ 399,000 | $ 399,000 |
| Box Elder County Utah | 6 | $ 962,000 | $ 160,000 | $ 72,000 |
| Salt Lake County Utah | 6 | $ 1,367,000 | $ 227,000 | $ 197,000 |
| Grant County Washington | 6 | $ 948,000 | $ 158,000 | $ 78,000 |
| King County Washington | 6 | $ 2,375,000 | $ 395,000 | $ 153,000 |
| Laramie County Wyoming | 6 | $ 1,123,000 | $ 187,000 | $ 114,000 |
| Custer County Colorado | 5 | $ 1,307,000 | $ 261,000 | $ 101,000 |
| Teton County Idaho | 5 | $ 1,451,000 | $ 290,000 | $ 135,000 |
| Twin Falls County Idaho | 5 | $ 1,156,000 | $ 231,000 | $ 145,000 |
| Valley County Idaho | 5 | $ 1,322,000 | $ 264,000 | $ 205,000 |
| Lincoln County Washington | 5 | $ 779,000 | $ 155,000 | $ 42,000 |
| Fremont County Wyoming | 5 | $ 3,490,000 | $ 698,000 | $ 45,000 |
| Glacier County Montana | 4 | $ 4,872,000 | $ 1,218,000 | $ 352,000 |
| Golden Valley County Montana | 4 | $ 1,435,000 | $ 358,000 | $ 591,000 |
| Meagher County Montana | 4 | $ 346,000 | $ 86,000 | $ 92,000 |
| Sweet Grass County Montana | 4 | $ 1,703,000 | $ 425,000 | $ 256,000 |
| Scotts Bluff County Nebraska | 4 | $ 1,505,000 | $ 376,000 | $ 133,000 |
| Washington County Utah | 4 | $ 840,000 | $ 210,000 | $ 139,000 |
| Whitman County Washington | 4 | $ 536,000 | $ 134,000 | $ 47,000 |
| Jefferson County Colorado | 3 | $ 770,000 | $ 256,000 | $ 142,000 |
| Montezuma County Colorado | 3 | $ 831,000 | $ 277,000 | $ 120,000 |
| Boise County Idaho | 3 | $ 682,000 | $ 227,000 | $ 166,000 |
| Lemhi County Idaho | 3 | $ 494,000 | $ 164,000 | $ 165,000 |
| Oneida County Idaho | 3 | $ 456,000 | $ 152,000 | $ 55,000 |
| Owyhee County Idaho | 3 | $ 405,000 | $ 135,000 | $ 47,000 |
| Hill County Montana | 3 | $ 341,000 | $ 113,000 | $ 97,000 |
| Judith Basin County Montana | 3 | $ 3,610,000 | $ 1,203,000 | $ 432,000 |
| Duchesne County Utah | 3 | $ 885,000 | $ 295,000 | $ 57,000 |
| Wasatch County Utah | 3 | $ 519,000 | $ 173,000 | $ 40,000 |
| Albany County Wyoming | 3 | $ 468,000 | $ 156,000 | $ 172,000 |
| Niobrara County Wyoming | 3 | $ 970,000 | $ 323,000 | $ 138,000 |
| Arapahoe County Colorado | 2 | $ 727,000 | $ 363,000 | $ 197,000 |
| Chaffee County Colorado | 2 | $ 504,000 | $ 252,000 | $ 111,000 |
| Douglas County Colorado | 2 | $ 840,000 | $ 420,000 | $ 387,000 |
| Larimer County Colorado | 2 | $ 439,000 | $ 219,000 | $ 225,000 |
| Rio Grande County Colorado | 2 | $ 273,000 | $ 136,000 | $ 84,000 |
| San Juan County Colorado | 2 | $ 344,000 | $ 172,000 | $ 25,000 |
| Weld County Colorado | 2 | $ 804,000 | $ 402,000 | $ 146,000 |
| Custer County Idaho | 2 | $ 568,000 | $ 284,000 | $ 139,000 |
| Franklin County Idaho | 2 | $ 318,000 | $ 159,000 | $ 57,000 |
| Latah County Idaho | 2 | $ 576,000 | $ 288,000 | $ 76,000 |
| Beaverhead County Montana | 2 | $ 306,000 | $ 153,000 | $ 54,000 |
| Valley County Montana | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Banner County Nebraska | 2 | $ 1,351,000 | $ 675,000 | $ 114,000 |
| Sioux County Nebraska | 2 | $ 444,000 | $ 222,000 | $ 155,000 |
| Utah County Utah | 2 | $ 540,000 | $ 270,000 | $ 75,000 |
| Benton County Washington | 2 | $ 458,000 | $ 229,000 | $ 129,000 |
| Pierce County Washington | 2 | $ 581,000 | $ 290,000 | $ 76,000 |
| Snohomish County Washington | 2 | $ 662,000 | $ 331,000 | $ 115,000 |
| Hot Springs County Wyoming | 2 | $ 304,000 | $ 152,000 | $ 34,000 |
| Sheridan County Wyoming | 2 | $ 625,000 | $ 312,000 | $ 96,000 |
| Pinal County Arizona | 1 | $ 211,000 | $ 211,000 | $ 265,000 |
| Adams County Colorado | 1 | $ 446,000 | $ 446,000 | $ 329,000 |
| Broomfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| Grand County Colorado | 1 | $ 403,000 | $ 403,000 | $ 132,000 |
| Gunnison County Colorado | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Huerfano County Colorado | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Mineral County Colorado | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Montrose County Colorado | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Otero County Colorado | 1 | $ 77,000 | $ 77,000 | $ 85,000 |
| Park County Colorado | 1 | $ 348,000 | $ 348,000 | $ 84,000 |
| Summit County Colorado | 1 | $ 629,000 | $ 629,000 | $ 1,171,000 |
| Kauai County Hawaii | 1 | $ 990,000 | $ 990,000 | $ 0 |
| Butte County Idaho | 1 | $ 94,000 | $ 94,000 | $ 88,000 |
| Cassia County Idaho | 1 | $ 101,000 | $ 101,000 | $ 72,000 |
| Clearwater County Idaho | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Elmore County Idaho | 1 | $ 128,000 | $ 128,000 | $ 175,000 |
| Gooding County Idaho | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Big Horn County Montana | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Dawson County Montana | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Pondera County Montana | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Gosper County Nebraska | 1 | $ 173,000 | $ 173,000 | $ 39,000 |
| Morrill County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| Tulsa County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 244,000 |
| Lawrence County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 120,000 |
| Davis County Utah | 1 | $ 450,000 | $ 450,000 | $ 133,000 |
| Grand County Utah | 1 | $ 298,000 | $ 298,000 | $ 616,000 |
| Sanpete County Utah | 1 | $ 308,000 | $ 308,000 | $ 109,000 |
| Clallam County Washington | 1 | $ 353,000 | $ 353,000 | $ 102,000 |
| Clark County Washington | 1 | $ 140,000 | $ 140,000 | $ 163,000 |
| Garfield County Washington | 1 | $ 48,000 | $ 48,000 | $ 56,000 |
| Jefferson County Washington | 1 | $ 200,000 | $ 200,000 | $ 267,000 |
| Kitsap County Washington | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Pacific County Washington | 1 | $ 79,000 | $ 79,000 | $ 92,000 |
| Campbell County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Converse County Wyoming | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Natrona County Wyoming | 1 | $ 252,000 | $ 252,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Glacier Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,577 | $1,215,405,000 | $217,000 | $3,191,000 | $102,000 | $3,277,000 |
| Refinancing | 2,571 | $587,057,000 | $228,000 | $3,400,000 | $112,000 | $4,986,000 |
| Home Improvement | 299 | $56,097,000 | $187,000 | $1,143,000 | $100,000 | $1,557,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,660 | $1,646,689,000 | $214,000 | $2,500,000 | $105,000 | $4,986,000 |
| Not Provided | 268 | $72,783,000 | $271,000 | $2,716,000 | $172,000 | $1,300,000 |
| Not applicable | 183 | $72,735,000 | $397,000 | $3,400,000 | $0 | $12,000 |
| Hispanic | 178 | $33,734,000 | $189,000 | $2,183,000 | $94,000 | $3,386,000 |
| Asian | 73 | $15,969,000 | $218,000 | $1,114,000 | $114,000 | $585,000 |
| American Indian or Alaskan Native | 46 | $8,596,000 | $186,000 | $774,000 | $66,000 | $212,000 |
| Native Hawaiin or Other Pacific Islander | 25 | $5,076,000 | $203,000 | $417,000 | $113,000 | $600,000 |
| Black or African American | 14 | $2,977,000 | $212,000 | $476,000 | $83,000 | $235,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,738 | $1,532,480,000 | $227,000 | $3,400,000 | $116,000 | $4,986,000 |
| FHA-insured (Federal Housing Administration) | 804 | $144,765,000 | $180,000 | $557,000 | $62,000 | $597,000 |
| VA-guaranteed (Veterans Administration) | 498 | $115,220,000 | $231,000 | $584,000 | $70,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 407 | $66,094,000 | $162,000 | $362,000 | $49,000 | $429,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,204 | $1,358,529,000 | $218,000 | $3,400,000 | $106,000 | $4,986,000 |
| Application Approved But Not Accepted | 1,309 | $299,339,000 | $228,000 | $2,500,000 | $110,000 | $2,322,000 |
| Application Denied By Financial Institution | 734 | $151,588,000 | $206,000 | $1,535,000 | $77,000 | $593,000 |
| Application Withdrawn By Applicant | 177 | $41,790,000 | $236,000 | $1,114,000 | $131,000 | $1,298,000 |
| File Closed For Incompleteness | 23 | $7,313,000 | $317,000 | $1,305,000 | $230,000 | $2,034,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 277 | $51,518,000 | $185,000 | $590,000 | $82,000 | $512,000 |
| Debt-To-Income Ratio | 236 | $50,265,000 | $212,000 | $1,535,000 | $57,000 | $577,000 |
| Collateral | 140 | $29,948,000 | $213,000 | $1,036,000 | $94,000 | $428,000 |
| Other | 37 | $9,835,000 | $265,000 | $1,500,000 | $87,000 | $593,000 |
| Employment History | 26 | $5,529,000 | $212,000 | $1,272,000 | $64,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,532,000 | $253,000 | $632,000 | $124,000 | $550,000 |
| Unverifiable Information | 8 | $1,961,000 | $245,000 | $600,000 | $121,000 | $501,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Glacier Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Glacier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.