Glacier Bank Mortgage Lending & HMDA Data, 2018

In 2018, Glacier Bank of Kalispell, MT reported 10,793 mortgage applications totaling $2.3 billion, up 49% from 2017. The average application was for $216,554, and applicants reported an average income of $121,901. 73% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Coeur D'Alene, ID (1,197), Billings, MT (921) and Missoula, MT (692) (applications in parentheses).

Mortgage Company & Address Glacier Bank
202 Main
Kalispell, MT 59901
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 10,793
Total Mortgage Loan Application Amount $2,337,275,000
Average Mortgage Loan Application Amount $216,554
Highest Mortgage Loan Application Amount $15,005,000
Average Applicant Income $121,901
Highest Applicant Income $5,141,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Glacier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Glacier Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kootenai, Idaho 1,197 $ 271,695,000 $ 226,979 $ 116,000
Flathead, Montana 1,003 $ 231,575,000 $ 230,882 $ 137,000
Yellowstone, Montana 890 $ 181,600,000 $ 204,044 $ 90,000
Gallatin, Montana 874 $ 248,120,000 $ 283,890 $ 160,000
Missoula, Montana 692 $ 147,090,000 $ 212,557 $ 155,000
Lewis and Clark, Montana 478 $ 71,710,000 $ 150,020 $ 109,000
Spokane, Washington 453 $ 102,845,000 $ 227,030 $ 117,000
Bannock, Idaho 378 $ 58,220,000 $ 154,021 $ 93,000
Bonner, Idaho 375 $ 99,275,000 $ 264,733 $ 142,000
Ada, Idaho 322 $ 62,500,000 $ 194,099 $ 134,000
Park, Wyoming 228 $ 42,080,000 $ 184,561 $ 110,000
Silver Bow, Montana 226 $ 37,350,000 $ 165,265 $ 74,000
Lake, Montana 213 $ 40,895,000 $ 191,995 $ 136,000
Ravalli, Montana 192 $ 39,020,000 $ 203,229 $ 107,000
Lincoln, Montana 189 $ 28,635,000 $ 151,507 $ 95,000
Canyon, Idaho 133 $ 18,285,000 $ 137,481 $ 99,000
La Plata, Colorado 132 $ 39,390,000 $ 298,409 $ 159,000
Platte, Wyoming 120 $ 14,700,000 $ 122,500 $ 76,000
Boundary, Idaho 113 $ 17,835,000 $ 157,831 $ 88,000
Bonneville, Idaho 101 $ 21,005,000 $ 207,970 $ 117,000
Lincoln, Wyoming 89 $ 15,405,000 $ 173,089 $ 83,000
Fergus, Montana 84 $ 10,820,000 $ 128,809 $ 87,000
Blaine, Idaho 74 $ 16,370,000 $ 221,216 $ 147,000
Jefferson, Montana 74 $ 17,820,000 $ 240,810 $ 112,000
Deer Lodge, Montana 73 $ 7,495,000 $ 102,671 $ 66,000
Madison, Montana 73 $ 29,305,000 $ 401,438 $ 237,000
Sanders, Montana 73 $ 9,605,000 $ 131,575 $ 77,000
Uinta, Wyoming 73 $ 11,525,000 $ 157,876 $ 90,000
Chelan, Washington 69 $ 23,405,000 $ 339,202 $ 243,000
Denver, Colorado 67 $ 25,115,000 $ 374,850 $ 269,000
Sublette, Wyoming 66 $ 13,960,000 $ 211,515 $ 101,000
Bingham, Idaho 62 $ 15,660,000 $ 252,580 $ 100,000
Summit, Utah 61 $ 27,305,000 $ 447,622 $ 290,000
Mesa, Colorado 60 $ 12,530,000 $ 208,833 $ 110,000
Shoshone, Idaho 55 $ 5,775,000 $ 105,000 $ 55,000
Pueblo, Colorado 52 $ 8,220,000 $ 158,076 $ 61,000
Chaffee, Colorado 48 $ 8,760,000 $ 182,500 $ 140,000
Broadwater, Montana 43 $ 8,085,000 $ 188,023 $ 89,000
Pend Oreille, Washington 43 $ 6,485,000 $ 150,813 $ 89,000
El Paso, Colorado 42 $ 9,820,000 $ 233,809 $ 159,000
Park, Montana 40 $ 12,470,000 $ 311,750 $ 109,000
Routt, Colorado 38 $ 6,350,000 $ 167,105 $ 79,000
Goshen, Wyoming 37 $ 3,785,000 $ 102,297 $ 63,000
Sweetwater, Wyoming 37 $ 6,135,000 $ 165,810 $ 91,000
Fremont, Colorado 35 $ 5,435,000 $ 155,285 $ 83,000
Stillwater, Montana 34 $ 7,310,000 $ 215,000 $ 100,000
Okanogan, Washington 33 $ 5,145,000 $ 155,909 $ 86,000
Yuma, Arizona 32 $ 4,110,000 $ 128,437 $ 91,000
Morgan, Utah 32 $ 5,270,000 $ 164,687 $ 122,000
Yavapai, Arizona 30 $ 5,510,000 $ 183,666 $ 106,000
Carbon, Montana 30 $ 6,270,000 $ 209,000 $ 124,000
Archuleta, Colorado 28 $ 5,390,000 $ 192,500 $ 100,000
Big Horn, Wyoming 28 $ 2,490,000 $ 88,928 $ 65,000
Douglas, Washington 24 $ 6,800,000 $ 283,333 $ 347,000
Teton, Montana 22 $ 4,750,000 $ 215,909 $ 89,000
Granite, Montana 21 $ 4,855,000 $ 231,190 $ 112,000
Salt Lake, Utah 21 $ 4,915,000 $ 234,047 $ 254,000
Box Elder, Utah 20 $ 2,960,000 $ 148,000 $ 73,000
Maricopa, Arizona 19 $ 6,775,000 $ 356,578 $ 224,000
Powell, Montana 19 $ 3,105,000 $ 163,421 $ 91,000
Stevens, Washington 19 $ 3,985,000 $ 209,736 $ 91,000
Benewah, Idaho 18 $ 2,750,000 $ 152,777 $ 70,000
Fremont, Idaho 18 $ 3,970,000 $ 220,555 $ 109,000
Cascade, Montana 18 $ 23,130,000 $ 1,285,000 $ 118,000
Arapahoe, Colorado 17 $ 5,165,000 $ 303,823 $ 513,000
Moffat, Colorado 17 $ 2,105,000 $ 123,823 $ 56,000
Rio Blanco, Colorado 17 $ 2,245,000 $ 132,058 $ 59,000
Adams, Colorado 16 $ 6,000,000 $ 375,000 $ 154,000
Jefferson, Colorado 16 $ 4,570,000 $ 285,625 $ 121,000
Twin Falls, Idaho 16 $ 3,770,000 $ 235,625 $ 137,000
Jefferson, Idaho 15 $ 3,165,000 $ 211,000 $ 118,000
Douglas, Colorado 14 $ 5,630,000 $ 402,142 $ 193,000
Valley, Idaho 14 $ 3,970,000 $ 283,571 $ 228,000
Musselshell, Montana 14 $ 2,130,000 $ 152,142 $ 90,000
Madison, Idaho 12 $ 13,870,000 $ 1,155,833 $ 69,000
Power, Idaho 12 $ 2,330,000 $ 194,166 $ 107,000
Chouteau, Montana 12 $ 1,400,000 $ 116,666 $ 73,000
Gem, Idaho 11 $ 2,005,000 $ 182,272 $ 74,000
Mineral, Montana 11 $ 1,895,000 $ 172,272 $ 87,000
Custer, Colorado 9 $ 1,525,000 $ 169,444 $ 94,000
Montezuma, Colorado 9 $ 1,665,000 $ 185,000 $ 98,000
Caribou, Idaho 9 $ 1,995,000 $ 221,666 $ 92,000
Pinal, Arizona 8 $ 1,180,000 $ 147,500 $ 178,000
Utah, Utah 8 $ 1,830,000 $ 228,750 $ 127,000
Elmore, Idaho 7 $ 1,275,000 $ 182,142 $ 111,000
Pondera, Montana 7 $ 1,755,000 $ 250,714 $ 110,000
Lincoln, Washington 7 $ 825,000 $ 117,857 $ 90,000
Mohave, Arizona 6 $ 1,420,000 $ 236,666 $ 306,000
Bear Lake, Idaho 6 $ 1,440,000 $ 240,000 $ 144,000
Blaine, Montana 6 $ 420,000 $ 70,000 $ 65,000
Wasatch, Utah 6 $ 1,560,000 $ 260,000 $ 261,000
Washington, Utah 6 $ 1,310,000 $ 218,333 $ 192,000
Pima, Arizona 5 $ 3,135,000 $ 627,000 $ 161,000
Park, Colorado 5 $ 1,085,000 $ 217,000 $ 124,000
Meagher, Montana 5 $ 655,000 $ 131,000 $ 125,000
Rich, Utah 5 $ 715,000 $ 143,000 $ 123,000
Whitman, Washington 5 $ 925,000 $ 185,000 $ 140,000
Coconino, Arizona 4 $ 550,000 $ 137,500 $ 232,000
Delta, Colorado 4 $ 1,030,000 $ 257,500 $ 80,000
Teller, Colorado 4 $ 1,690,000 $ 422,500 $ 194,000
Lemhi, Idaho 4 $ 950,000 $ 237,500 $ 165,000
Owyhee, Idaho 4 $ 880,000 $ 220,000 $ 107,000
Payette, Idaho 4 $ 510,000 $ 127,500 $ 48,000
Teton, Idaho 4 $ 950,000 $ 237,500 $ 113,000
Scotts Bluff, Nebraska 4 $ 150,000 $ 37,500 $ 56,000
Cache, Utah 4 $ 910,000 $ 227,500 $ 216,000
Weber, Utah 4 $ 2,380,000 $ 595,000 $ 116,000
Grant, Washington 4 $ 560,000 $ 140,000 $ 73,000
Skagit, Washington 4 $ 850,000 $ 212,500 $ 84,000
Snohomish, Washington 4 $ 890,000 $ 222,500 $ 76,000
Yakima, Washington 4 $ 1,750,000 $ 437,500 $ 118,000
Hot Springs, Wyoming 4 $ 480,000 $ 120,000 $ 43,000
Broomfield, Colorado 3 $ 555,000 $ 185,000 $ 174,000
Garfield, Colorado 3 $ 685,000 $ 228,333 $ 103,000
Grand, Colorado 3 $ 1,315,000 $ 438,333 $ 802,000
Larimer, Colorado 3 $ 585,000 $ 195,000 $ 94,000
Boise, Idaho 3 $ 565,000 $ 188,333 $ 59,000
Franklin, Idaho 3 $ 765,000 $ 255,000 $ 238,000
Hill, Montana 3 $ 385,000 $ 128,333 $ 59,000
Liberty, Montana 3 $ 465,000 $ 155,000 $ 61,000
Valley, Montana 3 $ 595,000 $ 198,333 $ 263,000
Uintah, Utah 3 $ 205,000 $ 68,333 $ 105,000
Kitsap, Washington 3 $ 725,000 $ 241,666 $ 77,000
Lewis, Washington 3 $ 465,000 $ 155,000 $ 73,000
Albany, Wyoming 3 $ 405,000 $ 135,000 $ 160,000
Montrose, Colorado 2 $ 240,000 $ 120,000 $ 77,000
Otero, Colorado 2 $ 230,000 $ 115,000 $ 54,000
Weld, Colorado 2 $ 300,000 $ 150,000 $ 113,000
Camas, Idaho 2 $ 50,000 $ 25,000 $ 33,000
Latah, Idaho 2 $ 390,000 $ 195,000 $ 64,000
Minidoka, Idaho 2 $ 200,000 $ 100,000 $ 39,000
Oneida, Idaho 2 $ 80,000 $ 40,000 $ 43,000
Beaverhead, Montana 2 $ 310,000 $ 155,000 $ 76,000
Dawson, Montana 2 $ 410,000 $ 205,000 $ 113,000
Fallon, Montana 2 $ 870,000 $ 435,000 $ 184,000
Glacier, Montana 2 $ 350,000 $ 175,000 $ 62,000
Judith Basin, Montana 2 $ 60,000 $ 30,000 $ 275,000
Rosebud, Montana 2 $ 320,000 $ 160,000 $ 116,000
Sweet Grass, Montana 2 $ 390,000 $ 195,000 $ 65,000
Treasure, Montana 2 $ 420,000 $ 210,000 $ 39,000
Bernalillo, New Mexico 2 $ 390,000 $ 195,000 $ 0
Marion, Oregon 2 $ 430,000 $ 215,000 $ 59,000
Comal, Texas 2 $ 30,000 $ 15,000 $ 87,000
Davis, Utah 2 $ 120,000 $ 60,000 $ 113,000
Clark, Washington 2 $ 750,000 $ 375,000 $ 157,000
Franklin, Washington 2 $ 1,120,000 $ 560,000 $ 110,000
King, Washington 2 $ 1,100,000 $ 550,000 $ 512,000
San Juan, Washington 2 $ 1,200,000 $ 600,000 $ 408,000
Whatcom, Washington 2 $ 490,000 $ 245,000 $ 78,000
Campbell, Wyoming 2 $ 470,000 $ 235,000 $ 52,000
Converse, Wyoming 2 $ 370,000 $ 185,000 $ 50,000
Laramie, Wyoming 2 $ 260,000 $ 130,000 $ 100,000
Natrona, Wyoming 2 $ 370,000 $ 185,000 $ 255,000
Navajo, Arizona 1 $ 285,000 $ 285,000 $ 0
Los Angeles, California 1 $ 205,000 $ 205,000 $ 0
Riverside, California 1 $ 165,000 $ 165,000 $ 348,000
Boulder, Colorado 1 $ 245,000 $ 245,000 $ 0
Eagle, Colorado 1 $ 1,205,000 $ 1,205,000 $ 1,690,000
Lake, Colorado 1 $ 55,000 $ 55,000 $ 238,000
Mineral, Colorado 1 $ 55,000 $ 55,000 $ 19,000
Pitkin, Colorado 1 $ 755,000 $ 755,000 $ 0
Rio Grande, Colorado 1 $ 35,000 $ 35,000 $ 112,000
Saguache, Colorado 1 $ 235,000 $ 235,000 $ 60,000
San Juan, Colorado 1 $ 185,000 $ 185,000 $ 92,000
Butte, Idaho 1 $ 55,000 $ 55,000 $ 78,000
Gooding, Idaho 1 $ 55,000 $ 55,000 $ 0
Lincoln, Idaho 1 $ 55,000 $ 55,000 $ 41,000
Nez Perce, Idaho 1 $ 215,000 $ 215,000 $ 151,000
Washington, Idaho 1 $ 125,000 $ 125,000 $ 40,000
Kent, Michigan 1 $ 115,000 $ 115,000 $ 276,000
Oakland, Michigan 1 $ 2,205,000 $ 2,205,000 $ 0
Clay, Minnesota 1 $ 1,675,000 $ 1,675,000 $ 0
Ramsey, Minnesota 1 $ 365,000 $ 365,000 $ 180,000
Custer, Montana 1 $ 65,000 $ 65,000 $ 83,000
Golden Valley, Montana 1 $ 55,000 $ 55,000 $ 100,000
Petroleum, Montana 1 $ 75,000 $ 75,000 $ 35,000
Phillips, Montana 1 $ 155,000 $ 155,000 $ 41,000
San Juan, New Mexico 1 $ 55,000 $ 55,000 $ 245,000
Deschutes, Oregon 1 $ 375,000 $ 375,000 $ 0
Union, Oregon 1 $ 175,000 $ 175,000 $ 68,000
Charleston, South Carolina 1 $ 505,000 $ 505,000 $ 0
Lawrence, South Dakota 1 $ 335,000 $ 335,000 $ 352,000
Iron, Utah 1 $ 85,000 $ 85,000 $ 74,000
Sanpete, Utah 1 $ 55,000 $ 55,000 $ 60,000
Clallam, Washington 1 $ 435,000 $ 435,000 $ 43,000
Cowlitz, Washington 1 $ 215,000 $ 215,000 $ 105,000
Grays Harbor, Washington 1 $ 45,000 $ 45,000 $ 32,000
Thurston, Washington 1 $ 255,000 $ 255,000 $ 101,000
Walla Walla, Washington 1 $ 175,000 $ 175,000 $ 211,000
Carbon, Wyoming 1 $ 105,000 $ 105,000 $ 114,000
Johnson, Wyoming 1 $ 85,000 $ 85,000 $ 20,000
Niobrara, Wyoming 1 $ 105,000 $ 105,000 $ 42,000

Mortgage Loan Application Detail Totals for Glacier Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,917 $1,616,005,000 $273,000 $15,005,000 $129,000 $5,141,000
Other Purpose 1,478 $158,750,000 $107,000 $1,505,000 $117,000 $3,513,000
Refinancing 1,353 $252,235,000 $186,000 $2,275,000 $119,000 $2,716,000
Home Improvement 1,158 $106,660,000 $92,000 $5,305,000 $112,000 $3,101,000
Cash-out Refinancing 884 $201,270,000 $227,000 $1,495,000 $100,000 $1,414,000
Not Applicable 3 $2,355,000 $785,000 $1,035,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,257 $1,860,715,000 $201,000 $4,345,000 $118,000 $5,141,000
Not Provided 707 $171,285,000 $242,000 $3,005,000 $185,000 $4,500,000
Not applicable 389 $223,015,000 $573,000 $15,005,000 $51,000 $51,000
Hispanic 238 $43,800,000 $184,000 $1,285,000 $86,000 $730,000
American Indian or Alaskan Native 87 $12,405,000 $142,000 $795,000 $72,000 $433,000
Asian 62 $15,440,000 $249,000 $1,005,000 $178,000 $1,207,000
Black or African American 28 $5,820,000 $207,000 $455,000 $93,000 $211,000
Native Hawaiian or Other Pacific Islander 18 $3,360,000 $186,000 $515,000 $75,000 $123,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,610 $2,081,210,000 $216,000 $15,005,000 $128,000 $5,141,000
FHA-insured (Federal Housing Administration) 593 $115,755,000 $195,000 $435,000 $64,000 $279,000
VA-guaranteed (Veterans Administration) 391 $104,895,000 $268,000 $885,000 $86,000 $530,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 199 $35,415,000 $177,000 $365,000 $55,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,861 $1,700,555,000 $216,000 $15,005,000 $127,000 $5,141,000
Application Withdrawn By Applicant 1,807 $441,725,000 $244,000 $2,215,000 $126,000 $2,734,000
Application Denied By Financial Institution 996 $166,440,000 $167,000 $3,005,000 $76,000 $888,000
Application Approved But Not Accepted 78 $18,440,000 $236,000 $2,555,000 $131,000 $1,818,000
File Closed For Incompleteness 47 $7,695,000 $163,000 $875,000 $108,000 $360,000
Loan Purchased By The Institution 4 $2,420,000 $605,000 $1,035,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,797 $2,170,835,000 $221,000 $15,005,000 $127,000 $5,141,000
Debt-To-Income Ratio 422 $79,290,000 $187,000 $3,005,000 $58,000 $438,000
Credit History 310 $41,880,000 $135,000 $1,115,000 $79,000 $888,000
Collateral 179 $30,445,000 $170,000 $1,205,000 $104,000 $624,000
Employment History 28 $3,080,000 $110,000 $305,000 $46,000 $213,000
Other 27 $5,495,000 $203,000 $755,000 $137,000 $446,000
Insufficient Cash (Downpayment, Closing Cost) 17 $4,245,000 $249,000 $1,255,000 $105,000 $670,000
Unverifiable Information 12 $1,850,000 $154,000 $325,000 $95,000 $584,000
Credit Application Incomplete 1 $155,000 $155,000 $155,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Glacier Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Glacier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet with aggregated HMDA statistics today.

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