Gladewater National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Gladewater National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gladewater National Bank 678 N Main Gladewater, TX 75647 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 |
| Total Number of Mortgage Applications | 900 |
| Total Mortgage Loan Application Amount | $196,940,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $920,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $937,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Gladewater National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gladewater National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Gladewater National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gladewater National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gladewater National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gladewater National Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County Massachusetts | 70 | $ 17,390,000 | $ 248,000 | $ 96,000 |
| Norfolk County Massachusetts | 57 | $ 16,619,000 | $ 291,000 | $ 110,000 |
| Plymouth County Massachusetts | 46 | $ 10,000,000 | $ 217,000 | $ 72,000 |
| Middlesex County Massachusetts | 44 | $ 13,403,000 | $ 304,000 | $ 86,000 |
| Polk County Florida | 38 | $ 6,514,000 | $ 171,000 | $ 108,000 |
| Smith County Texas | 32 | $ 3,795,000 | $ 118,000 | $ 76,000 |
| Suffolk County Massachusetts | 29 | $ 8,164,000 | $ 281,000 | $ 95,000 |
| Osceola County Florida | 28 | $ 5,003,000 | $ 178,000 | $ 71,000 |
| Bristol County Massachusetts | 26 | $ 6,640,000 | $ 255,000 | $ 88,000 |
| New Haven County Connecticut | 24 | $ 5,328,000 | $ 222,000 | $ 91,000 |
| Worcester County Massachusetts | 23 | $ 4,903,000 | $ 213,000 | $ 78,000 |
| Orange County Florida | 21 | $ 4,263,000 | $ 203,000 | $ 78,000 |
| Fairfield County Connecticut | 20 | $ 5,180,000 | $ 259,000 | $ 120,000 |
| Gregg County Texas | 18 | $ 1,610,000 | $ 89,000 | $ 126,000 |
| Providence County Rhode Island | 17 | $ 2,950,000 | $ 173,000 | $ 65,000 |
| Upshur County Texas | 15 | $ 1,452,000 | $ 96,000 | $ 58,000 |
| Barnstable County Massachusetts | 14 | $ 2,881,000 | $ 205,000 | $ 78,000 |
| Middlesex County Connecticut | 12 | $ 2,242,000 | $ 186,000 | $ 72,000 |
| Palm Beach County Florida | 12 | $ 2,983,000 | $ 248,000 | $ 208,000 |
| St. Lucie County Florida | 11 | $ 1,746,000 | $ 158,000 | $ 98,000 |
| Seminole County Florida | 9 | $ 1,689,000 | $ 187,000 | $ 80,000 |
| Monroe County New York | 9 | $ 1,699,000 | $ 188,000 | $ 82,000 |
| Tarrant County Texas | 9 | $ 1,266,000 | $ 140,000 | $ 99,000 |
| Carroll County Maryland | 8 | $ 1,686,000 | $ 210,000 | $ 71,000 |
| Hillsborough County New Hampshire | 8 | $ 1,625,000 | $ 203,000 | $ 85,000 |
| Rockingham County New Hampshire | 8 | $ 1,571,000 | $ 196,000 | $ 107,000 |
| Suffolk County New York | 8 | $ 2,720,000 | $ 340,000 | $ 126,000 |
| Kings County New York | 7 | $ 2,508,000 | $ 358,000 | $ 99,000 |
| Richmond County New York | 7 | $ 2,169,000 | $ 309,000 | $ 56,000 |
| Westchester County New York | 7 | $ 2,336,000 | $ 333,000 | $ 120,000 |
| Bristol County Rhode Island | 7 | $ 1,503,000 | $ 214,000 | $ 103,000 |
| Hartford County Connecticut | 6 | $ 1,011,000 | $ 168,000 | $ 76,000 |
| Litchfield County Connecticut | 6 | $ 1,270,000 | $ 211,000 | $ 34,000 |
| Washington County Rhode Island | 6 | $ 1,770,000 | $ 295,000 | $ 75,000 |
| Prince George's County Maryland | 5 | $ 866,000 | $ 173,000 | $ 53,000 |
| Nassau County New York | 5 | $ 1,751,000 | $ 350,000 | $ 133,000 |
| New York County New York | 5 | $ 2,334,000 | $ 466,000 | $ 114,000 |
| Denton County Texas | 5 | $ 754,000 | $ 150,000 | $ 45,000 |
| Harrison County Texas | 5 | $ 588,000 | $ 117,000 | $ 80,000 |
| Fulton County Georgia | 4 | $ 990,000 | $ 247,000 | $ 92,000 |
| Merrimack County New Hampshire | 4 | $ 756,000 | $ 189,000 | $ 48,000 |
| Strafford County New Hampshire | 4 | $ 873,000 | $ 218,000 | $ 85,000 |
| Bergen County New Jersey | 4 | $ 988,000 | $ 247,000 | $ 79,000 |
| Hudson County New Jersey | 4 | $ 688,000 | $ 172,000 | $ 32,000 |
| Middlesex County New Jersey | 4 | $ 720,000 | $ 180,000 | $ 37,000 |
| Union County New Jersey | 4 | $ 879,000 | $ 219,000 | $ 86,000 |
| Dutchess County New York | 4 | $ 1,399,000 | $ 349,000 | $ 120,000 |
| Kent County Rhode Island | 4 | $ 712,000 | $ 178,000 | $ 68,000 |
| Collin County Texas | 4 | $ 437,000 | $ 109,000 | $ 163,000 |
| Fairfax County Virginia | 4 | $ 958,000 | $ 239,000 | $ 50,000 |
| District of Columbia County District Of Columbia | 3 | $ 654,000 | $ 218,000 | $ 56,000 |
| Miami-Dade County Florida | 3 | $ 915,000 | $ 305,000 | $ 371,000 |
| Fayette County Georgia | 3 | $ 723,000 | $ 241,000 | $ 79,000 |
| Hampden County Massachusetts | 3 | $ 512,000 | $ 170,000 | $ 62,000 |
| Oakland County Michigan | 3 | $ 436,000 | $ 145,000 | $ 69,000 |
| Essex County New Jersey | 3 | $ 692,000 | $ 230,000 | $ 72,000 |
| Putnam County New York | 3 | $ 903,000 | $ 301,000 | $ 130,000 |
| Queens County New York | 3 | $ 1,327,000 | $ 442,000 | $ 105,000 |
| Dallas County Texas | 3 | $ 690,000 | $ 230,000 | $ 65,000 |
| Harris County Texas | 3 | $ 408,000 | $ 136,000 | $ 64,000 |
| Elmore County Alabama | 2 | $ 415,000 | $ 207,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 400,000 | $ 200,000 | $ 27,000 |
| New London County Connecticut | 2 | $ 407,000 | $ 203,000 | $ 65,000 |
| Kent County Delaware | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Sussex County Delaware | 2 | $ 506,000 | $ 253,000 | $ 122,000 |
| Hamilton County Florida | 2 | $ 286,000 | $ 143,000 | $ 88,000 |
| Pinellas County Florida | 2 | $ 253,000 | $ 126,000 | $ 43,000 |
| Sarasota County Florida | 2 | $ 403,000 | $ 201,000 | $ 67,000 |
| Cobb County Georgia | 2 | $ 385,000 | $ 192,000 | $ 73,000 |
| Gwinnett County Georgia | 2 | $ 333,000 | $ 166,000 | $ 63,000 |
| Marion County Indiana | 2 | $ 339,000 | $ 169,000 | $ 67,000 |
| York County Maine | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Anne Arundel County Maryland | 2 | $ 787,000 | $ 393,000 | $ 76,000 |
| Baltimore County Maryland | 2 | $ 421,000 | $ 210,000 | $ 16,000 |
| Montgomery County Maryland | 2 | $ 510,000 | $ 255,000 | $ 146,000 |
| Franklin County Massachusetts | 2 | $ 266,000 | $ 133,000 | $ 65,000 |
| Dakota County Minnesota | 2 | $ 639,000 | $ 319,000 | $ 75,000 |
| Carroll County New Hampshire | 2 | $ 343,000 | $ 171,000 | $ 116,000 |
| Grafton County New Hampshire | 2 | $ 374,000 | $ 187,000 | $ 117,000 |
| Passaic County New Jersey | 2 | $ 458,000 | $ 229,000 | $ 77,000 |
| Erie County New York | 2 | $ 417,000 | $ 208,000 | $ 98,000 |
| Jefferson County New York | 2 | $ 429,000 | $ 214,000 | $ 77,000 |
| Rockland County New York | 2 | $ 527,000 | $ 263,000 | $ 117,000 |
| Buncombe County North Carolina | 2 | $ 277,000 | $ 138,000 | $ 59,000 |
| Mecklenburg County North Carolina | 2 | $ 353,000 | $ 176,000 | $ 89,000 |
| Wood County Texas | 2 | $ 125,000 | $ 62,000 | $ 64,000 |
| Mobile County Alabama | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Morgan County Alabama | 1 | $ 251,000 | $ 251,000 | $ 126,000 |
| Russell County Alabama | 1 | $ 228,000 | $ 228,000 | $ 59,000 |
| Orange County California | 1 | $ 575,000 | $ 575,000 | $ 201,000 |
| Sacramento County California | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Denver County Colorado | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Broward County Florida | 1 | $ 268,000 | $ 268,000 | $ 69,000 |
| Charlotte County Florida | 1 | $ 308,000 | $ 308,000 | $ 191,000 |
| Duval County Florida | 1 | $ 251,000 | $ 251,000 | $ 126,000 |
| Flagler County Florida | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Gilchrist County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Highlands County Florida | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Lake County Florida | 1 | $ 206,000 | $ 206,000 | $ 107,000 |
| Manatee County Florida | 1 | $ 187,000 | $ 187,000 | $ 37,000 |
| Martin County Florida | 1 | $ 300,000 | $ 300,000 | $ 284,000 |
| Okaloosa County Florida | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Volusia County Florida | 1 | $ 148,000 | $ 148,000 | $ 43,000 |
| Cherokee County Georgia | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Douglas County Georgia | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
| Henry County Georgia | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Rockdale County Georgia | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Lake County Illinois | 1 | $ 139,000 | $ 139,000 | $ 87,000 |
| Hendricks County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Starke County Indiana | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| St. Martin County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Cumberland County Maine | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Howard County Maryland | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 186,000 | $ 186,000 | $ 78,000 |
| Huron County Michigan | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Macomb County Michigan | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Monroe County Michigan | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 188,000 | $ 188,000 | $ 162,000 |
| Wayne County Michigan | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Becker County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 105,000 |
| St. Louis County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| Adair County Missouri | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Oregon County Missouri | 1 | $ 183,000 | $ 183,000 | $ 74,000 |
| Wright County Missouri | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 181,000 | $ 181,000 | $ 76,000 |
| Monmouth County New Jersey | 1 | $ 450,000 | $ 450,000 | $ 103,000 |
| Bronx County New York | 1 | $ 416,000 | $ 416,000 | $ 77,000 |
| Ontario County New York | 1 | $ 270,000 | $ 270,000 | $ 92,000 |
| Orleans County New York | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Rensselaer County New York | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Ulster County New York | 1 | $ 395,000 | $ 395,000 | $ 371,000 |
| Durham County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 87,000 |
| Harnett County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 68,000 |
| Johnston County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Montgomery County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Nash County North Carolina | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Orange County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 49,000 |
| Union County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Butler County Ohio | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Lucas County Ohio | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Warren County Ohio | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
| Chester County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Monroe County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 35,000 |
| Newport County Rhode Island | 1 | $ 200,000 | $ 200,000 | $ 255,000 |
| Beaufort County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 51,000 |
| Pickens County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Brown County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Comal County Texas | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Hays County Texas | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Johnson County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Leon County Texas | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Morris County Texas | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Rusk County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Taylor County Texas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Titus County Texas | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Van Zandt County Texas | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Rutland County Vermont | 1 | $ 210,000 | $ 210,000 | $ 365,000 |
| Caroline County Virginia | 1 | $ 179,000 | $ 179,000 | $ 42,000 |
| Culpeper County Virginia | 1 | $ 253,000 | $ 253,000 | $ 64,000 |
| Fauquier County Virginia | 1 | $ 272,000 | $ 272,000 | $ 85,000 |
| Cowlitz County Washington | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Pierce County Washington | 1 | $ 219,000 | $ 219,000 | $ 60,000 |
| Spokane County Washington | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Whatcom County Washington | 1 | $ 266,000 | $ 266,000 | $ 51,000 |
| Randolph County West Virginia | 1 | $ 91,000 | $ 91,000 | $ 57,000 |
| Washington County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Gladewater National Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 458 | $110,529,000 | $241,000 | $920,000 | $82,000 | $371,000 |
| Home Purchase | 403 | $78,873,000 | $195,000 | $751,000 | $90,000 | $937,000 |
| Home Improvement | 39 | $7,538,000 | $193,000 | $417,000 | $112,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 610 | $133,452,000 | $218,000 | $626,000 | $95,000 | $937,000 |
| Hispanic | 84 | $16,518,000 | $196,000 | $516,000 | $64,000 | $365,000 |
| Black or African American | 81 | $17,258,000 | $213,000 | $920,000 | $55,000 | $197,000 |
| Not Provided | 74 | $16,483,000 | $222,000 | $585,000 | $93,000 | $371,000 |
| Asian | 41 | $12,109,000 | $295,000 | $751,000 | $88,000 | $205,000 |
| Not applicable | 6 | $243,000 | $40,000 | $56,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $743,000 | $247,000 | $345,000 | $45,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $134,000 | $134,000 | $134,000 | $41,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 568 | $122,988,000 | $216,000 | $920,000 | $104,000 | $937,000 |
| FHA-insured (Federal Housing Administration) | 231 | $53,123,000 | $229,000 | $751,000 | $63,000 | $317,000 |
| VA-guaranteed (Veterans Administration) | 87 | $18,527,000 | $212,000 | $410,000 | $45,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,302,000 | $164,000 | $238,000 | $56,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 499 | $104,467,000 | $209,000 | $585,000 | $89,000 | $427,000 |
| Application Denied By Financial Institution | 179 | $38,963,000 | $217,000 | $920,000 | $76,000 | $365,000 |
| Application Withdrawn By Applicant | 141 | $34,184,000 | $242,000 | $751,000 | $91,000 | $937,000 |
| Application Approved But Not Accepted | 73 | $17,159,000 | $235,000 | $570,000 | $89,000 | $319,000 |
| File Closed For Incompleteness | 8 | $2,167,000 | $270,000 | $395,000 | $105,000 | $217,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 78 | $19,047,000 | $244,000 | $920,000 | $89,000 | $300,000 |
| Debt-To-Income Ratio | 34 | $6,690,000 | $196,000 | $402,000 | $60,000 | $172,000 |
| Credit History | 28 | $5,352,000 | $191,000 | $468,000 | $57,000 | $107,000 |
| Collateral | 18 | $3,860,000 | $214,000 | $400,000 | $82,000 | $365,000 |
| Other | 11 | $2,045,000 | $185,000 | $338,000 | $62,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $789,000 | $197,000 | $268,000 | $59,000 | $69,000 |
| Unverifiable Information | 3 | $439,000 | $146,000 | $201,000 | $153,000 | $317,000 |
| Employment History | 3 | $741,000 | $247,000 | $334,000 | $80,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gladewater National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gladewater National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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