Global Home Loans And Finance
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Global Home Loans And Finance 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Global Home Loans And Finance 270 South Service Road Suite 25 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 2,547 |
| Total Mortgage Loan Application Amount | $588,859,000 |
| Average Mortgage Loan Application Amount | $181,621 |
| Highest Mortgage Loan Application Amount | $1,956,000 |
| Average Applicant Income | $83,702 |
| Highest Applicant Income | $2,034,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Global Home Loans And Finance. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Global Home Loans And Finance's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Global Home Loans And Finance's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Global Home Loans And Finance serves its applicants.
Each category highlights the total number of mortgage applications processed by Global Home Loans And Finance, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Global Home Loans And Finance's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 893 | $ 241,228,000 | $ 270,000 | $ 109,000 |
| NASSAU-SUFFOLK, NY | 495 | $ 127,642,000 | $ 257,000 | $ 138,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 58 | $ 8,219,000 | $ 141,000 | $ 74,000 |
| NEWARK-UNION, NJ-PA | 44 | $ 11,233,000 | $ 255,000 | $ 88,000 |
| EDISON, NJ | 41 | $ 11,471,000 | $ 279,000 | $ 94,000 |
| ORLANDO, FL | 37 | $ 6,201,000 | $ 167,000 | $ 96,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 37 | $ 6,725,000 | $ 181,000 | $ 107,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 33 | $ 5,702,000 | $ 172,000 | $ 109,000 |
| PHILADELPHIA, PA | 33 | $ 4,536,000 | $ 137,000 | $ 78,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 30 | $ 5,320,000 | $ 177,000 | $ 91,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 30 | $ 4,265,000 | $ 142,000 | $ 91,000 |
| BALTIMORE-TOWSON, MD | 29 | $ 5,346,000 | $ 184,000 | $ 67,000 |
| BOSTON-QUINCY, MA | 27 | $ 7,035,000 | $ 260,000 | $ 73,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 26 | $ 4,950,000 | $ 190,000 | $ 69,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 20 | $ 3,739,000 | $ 186,000 | $ 140,000 |
| CAMDEN, NJ | 18 | $ 3,893,000 | $ 216,000 | $ 66,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 16 | $ 3,522,000 | $ 220,000 | $ 98,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 16 | $ 1,963,000 | $ 122,000 | $ 99,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 16 | $ 2,681,000 | $ 167,000 | $ 132,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 15 | $ 3,771,000 | $ 251,000 | $ 81,000 |
| NEW HAVEN-MILFORD, CT | 15 | $ 2,779,000 | $ 185,000 | $ 89,000 |
| ALBANY-SCHENECTADY-TROY, NY | 13 | $ 1,561,000 | $ 120,000 | $ 74,000 |
| BUFFALO-NIAGARA FALLS, NY | 13 | $ 2,049,000 | $ 157,000 | $ 304,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 13 | $ 4,341,000 | $ 333,000 | $ 52,000 |
| SPRINGFIELD, MA | 12 | $ 1,549,000 | $ 129,000 | $ 110,000 |
| COLUMBIA, SC | 11 | $ 1,141,000 | $ 103,000 | $ 74,000 |
| MANCHESTER-NASHUA, NH | 11 | $ 1,948,000 | $ 177,000 | $ 76,000 |
| ROCHESTER, NY | 11 | $ 1,031,000 | $ 93,000 | $ 59,000 |
| ESSEX COUNTY, MA | 10 | $ 2,452,000 | $ 245,000 | $ 85,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 1,507,000 | $ 150,000 | $ 90,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 9 | $ 1,322,000 | $ 146,000 | $ 77,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 9 | $ 2,056,000 | $ 228,000 | $ 57,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 1,484,000 | $ 185,000 | $ 51,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 8 | $ 1,411,000 | $ 176,000 | $ 94,000 |
| SPRINGFIELD, MO | 8 | $ 613,000 | $ 76,000 | $ 53,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 8 | $ 2,351,000 | $ 293,000 | $ 61,000 |
| WORCESTER, MA | 8 | $ 1,421,000 | $ 177,000 | $ 55,000 |
| BARNSTABLE TOWN, MA | 7 | $ 1,955,000 | $ 279,000 | $ 181,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 1,440,000 | $ 205,000 | $ 72,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 7 | $ 1,635,000 | $ 233,000 | $ 89,000 |
| TRENTON-EWING, NJ | 7 | $ 1,036,000 | $ 148,000 | $ 71,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 971,000 | $ 161,000 | $ 61,000 |
| JACKSONVILLE, FL | 6 | $ 858,000 | $ 143,000 | $ 195,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 6 | $ 1,062,000 | $ 177,000 | $ 101,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 6 | $ 769,000 | $ 128,000 | $ 71,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 684,000 | $ 114,000 | $ 74,000 |
| ATLANTIC CITY, NJ | 5 | $ 971,000 | $ 194,000 | $ 67,000 |
| MODESTO, CA | 5 | $ 2,201,000 | $ 440,000 | $ 157,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 680,000 | $ 136,000 | $ 46,000 |
| PARKERSBURG-MARIETTA, WV-OH | 5 | $ 233,000 | $ 46,000 | $ 62,000 |
| RICHMOND, VA | 5 | $ 830,000 | $ 166,000 | $ 125,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 4 | $ 1,109,000 | $ 277,000 | $ 135,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 4 | $ 563,000 | $ 140,000 | $ 65,000 |
| INDIANAPOLIS, IN | 4 | $ 291,000 | $ 72,000 | $ 52,000 |
| KINGSTON, NY | 4 | $ 472,000 | $ 118,000 | $ 68,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 297,000 | $ 74,000 | $ 55,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 4 | $ 291,000 | $ 72,000 | $ 50,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4 | $ 1,163,000 | $ 290,000 | $ 304,000 |
| SCRANTON--WILKES-BARRE, PA | 4 | $ 315,000 | $ 78,000 | $ 57,000 |
| TACOMA, WA | 4 | $ 678,000 | $ 169,000 | $ 75,000 |
| UTICA-ROME, NY | 4 | $ 324,000 | $ 81,000 | $ 66,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,221,000 | $ 305,000 | $ 116,000 |
| BINGHAMTON, NY | 3 | $ 612,000 | $ 204,000 | $ 111,000 |
| GLENS FALLS, NY | 3 | $ 613,000 | $ 204,000 | $ 69,000 |
| LAKELAND, FL | 3 | $ 378,000 | $ 126,000 | $ 78,000 |
| LANCASTER, PA | 3 | $ 313,000 | $ 104,000 | $ 63,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3 | $ 648,000 | $ 216,000 | $ 164,000 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 858,000 | $ 286,000 | $ 96,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 1,086,000 | $ 362,000 | $ 125,000 |
| OCEAN CITY, NJ | 3 | $ 616,000 | $ 205,000 | $ 82,000 |
| PITTSBURGH, PA | 3 | $ 398,000 | $ 132,000 | $ 53,000 |
| PITTSFIELD, MA | 3 | $ 722,000 | $ 240,000 | $ 289,000 |
| VERO BEACH, FL | 3 | $ 514,000 | $ 171,000 | $ 26,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 317,000 | $ 105,000 | $ 83,000 |
| YUBA CITY, CA | 3 | $ 583,000 | $ 194,000 | $ 45,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 143,000 | $ 71,000 | $ 132,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 295,000 | $ 147,000 | $ 48,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| ELMIRA, NY | 2 | $ 163,000 | $ 81,000 | $ 128,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 112,000 | $ 56,000 | $ 30,000 |
| GARY, IN | 2 | $ 607,000 | $ 303,000 | $ 236,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 342,000 | $ 171,000 | $ 38,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 109,000 | $ 54,000 | $ 76,000 |
| MEDFORD, OR | 2 | $ 360,000 | $ 180,000 | $ 180,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 294,000 | $ 147,000 | $ 59,000 |
| MONROE, MI | 2 | $ 382,000 | $ 191,000 | $ 89,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 192,000 | $ 96,000 | $ 44,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| READING, PA | 2 | $ 367,000 | $ 183,000 | $ 50,000 |
| ROANOKE, VA | 2 | $ 301,000 | $ 150,000 | $ 31,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 607,000 | $ 303,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| SANTA FE, NM | 2 | $ 275,000 | $ 137,000 | $ 156,000 |
| SAVANNAH, GA | 2 | $ 144,000 | $ 72,000 | $ 73,000 |
| TUCSON, AZ | 2 | $ 415,000 | $ 207,000 | $ 115,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 249,000 | $ 124,000 | $ 108,000 |
| YORK-HANOVER, PA | 2 | $ 256,000 | $ 128,000 | $ 71,000 |
| BRUNSWICK, GA | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| CLARKSVILLE, TN-KY | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| COLUMBUS, GA-AL | 1 | $ 161,000 | $ 161,000 | $ 36,000 |
| DENVER-AURORA, CO | 1 | $ 128,000 | $ 128,000 | $ 0 |
| DES MOINES, IA | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| DOVER, DE | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| EVANSVILLE, IN-KY | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 198,000 | $ 198,000 | $ 72,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| FORT WAYNE, IN | 1 | $ 223,000 | $ 223,000 | $ 115,000 |
| FRESNO, CA | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| GAINESVILLE, FL | 1 | $ 310,000 | $ 310,000 | $ 90,000 |
| GAINESVILLE, GA | 1 | $ 126,000 | $ 126,000 | $ 99,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| LINCOLN, NE | 1 | $ 37,000 | $ 37,000 | $ 57,000 |
| LOUISVILLE, KY-IN | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| LYNCHBURG, VA | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| MADERA, CA | 1 | $ 296,000 | $ 296,000 | $ 125,000 |
| MORGANTOWN, WV | 1 | $ 164,000 | $ 164,000 | $ 104,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 99,000 | $ 99,000 | $ 22,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 160,000 | $ 160,000 | $ 216,000 |
| SALEM, OR | 1 | $ 240,000 | $ 240,000 | $ 0 |
| SALINAS, CA | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| SALT LAKE CITY, UT | 1 | $ 126,000 | $ 126,000 | $ 27,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1 | $ 189,000 | $ 189,000 | $ 103,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| SPARTANBURG, SC | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 1 | $ 168,000 | $ 168,000 | $ 64,000 |
| TULSA, OK | 1 | $ 223,000 | $ 223,000 | $ 78,000 |
| VALDOSTA, GA | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1 | $ 180,000 | $ 180,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 42,000 | $ 42,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Global Home Loans And Finance in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,308 | $319,011,000 | $218,119 | $1,956,000 | $82,380 | $2,034,000 |
| Home Purchase | 1,226 | $268,098,000 | $138,142 | $1,000,000 | $87,928 | $1,024,000 |
| Home Improvement | 13 | $1,750,000 | $102,750 | $332,000 | $68,000 | $696,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,686 | $388,155,000 | $208,700 | $1,956,000 | $84,575 | $1,200,000 |
| White | 378 | $85,052,000 | $175,392 | $1,200,000 | $88,250 | $2,034,000 |
| Black or African American | 216 | $48,604,000 | $189,142 | $1,000,000 | $65,428 | $486,000 |
| Hispanic | 170 | $42,974,000 | $230,800 | $760,000 | $97,000 | $725,000 |
| Asian | 94 | $23,460,000 | $187,857 | $760,000 | $89,142 | $252,000 |
| American Indian or Alaskan Native | 3 | $614,000 | $204,000 | $364,000 | $198,000 | $297,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,542 | $587,643,000 | $202,813 | $1,956,000 | $84,744 | $2,034,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,216,000 | $243,000 | $381,000 | $93,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,306 | $303,934,000 | $182,423 | $1,200,000 | $79,923 | $1,200,000 |
| Application Withdrawn By Applicant | 1,067 | $245,725,000 | $205,692 | $1,956,000 | $83,717 | $2,034,000 |
| Application Denied By Financial Institution | 174 | $39,200,000 | $180,950 | $1,890,000 | $99,550 | $720,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Global Home Loans And Finance's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Global Home Loans And Finance's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.