Global Home Loans And Finance
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Global Home Loans And Finance 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Global Home Loans And Finance 270 South Service Road Suite 25 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 2,547 |
| Total Mortgage Loan Application Amount | $588,859,000 |
| Average Mortgage Loan Application Amount | $181,621 |
| Highest Mortgage Loan Application Amount | $1,956,000 |
| Average Applicant Income | $83,702 |
| Highest Applicant Income | $2,034,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Global Home Loans And Finance. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Global Home Loans And Finance's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Global Home Loans And Finance's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Global Home Loans And Finance serves its applicants.
Each category highlights the total number of mortgage applications processed by Global Home Loans And Finance, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Global Home Loans And Finance's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 451 | $ 118,822,000 | $ 263,000 | $ 104,000 |
| Suffolk County New York | 330 | $ 78,324,000 | $ 237,000 | $ 119,000 |
| Kings County New York | 248 | $ 70,726,000 | $ 285,000 | $ 106,000 |
| Nassau County New York | 165 | $ 49,318,000 | $ 298,000 | $ 157,000 |
| Bronx County New York | 70 | $ 16,897,000 | $ 241,000 | $ 84,000 |
| Richmond County New York | 43 | $ 10,099,000 | $ 234,000 | $ 95,000 |
| Westchester County New York | 40 | $ 12,657,000 | $ 316,000 | $ 109,000 |
| Maricopa County Arizona | 33 | $ 6,291,000 | $ 190,000 | $ 112,000 |
| Broward County Florida | 33 | $ 5,702,000 | $ 172,000 | $ 109,000 |
| Hudson County New Jersey | 23 | $ 5,914,000 | $ 257,000 | $ 145,000 |
| Miami-Dade County Florida | 20 | $ 3,739,000 | $ 186,000 | $ 140,000 |
| Orange County New York | 20 | $ 3,219,000 | $ 160,000 | $ 104,000 |
| Providence County Rhode Island | 20 | $ 3,469,000 | $ 173,000 | $ 60,000 |
| Essex County New Jersey | 19 | $ 4,366,000 | $ 229,000 | $ 91,000 |
| New York County New York | 18 | $ 5,782,000 | $ 321,000 | $ 213,000 |
| Prince George's County Maryland | 17 | $ 4,095,000 | $ 240,000 | $ 71,000 |
| Fairfield County Connecticut | 16 | $ 3,522,000 | $ 220,000 | $ 98,000 |
| Orange County Florida | 16 | $ 2,814,000 | $ 175,000 | $ 77,000 |
| Bergen County New Jersey | 16 | $ 5,915,000 | $ 369,000 | $ 101,000 |
| New Haven County Connecticut | 15 | $ 2,779,000 | $ 185,000 | $ 89,000 |
| Middlesex County Massachusetts | 15 | $ 3,771,000 | $ 251,000 | $ 81,000 |
| Fulton County Georgia | 14 | $ 1,514,000 | $ 108,000 | $ 74,000 |
| Monroe County Pennsylvania | 14 | $ 2,675,000 | $ 191,000 | $ 108,000 |
| Palm Beach County Florida | 13 | $ 4,341,000 | $ 333,000 | $ 52,000 |
| Morris County New Jersey | 13 | $ 3,553,000 | $ 273,000 | $ 97,000 |
| Erie County New York | 13 | $ 2,049,000 | $ 157,000 | $ 304,000 |
| Rockland County New York | 13 | $ 3,365,000 | $ 258,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,584,000 | $ 121,000 | $ 79,000 |
| Pasco County Florida | 12 | $ 1,450,000 | $ 120,000 | $ 102,000 |
| St. Lucie County Florida | 12 | $ 1,737,000 | $ 144,000 | $ 150,000 |
| Hampden County Massachusetts | 12 | $ 1,549,000 | $ 129,000 | $ 110,000 |
| Passaic County New Jersey | 12 | $ 3,556,000 | $ 296,000 | $ 109,000 |
| Somerset County New Jersey | 12 | $ 3,191,000 | $ 265,000 | $ 87,000 |
| Montgomery County Pennsylvania | 12 | $ 1,866,000 | $ 155,000 | $ 101,000 |
| DeKalb County Georgia | 11 | $ 1,158,000 | $ 105,000 | $ 60,000 |
| Hillsborough County New Hampshire | 11 | $ 1,948,000 | $ 177,000 | $ 76,000 |
| Monmouth County New Jersey | 11 | $ 3,595,000 | $ 326,000 | $ 108,000 |
| Hartford County Connecticut | 10 | $ 1,198,000 | $ 119,000 | $ 94,000 |
| Cobb County Georgia | 10 | $ 1,796,000 | $ 179,000 | $ 95,000 |
| Essex County Massachusetts | 10 | $ 2,452,000 | $ 245,000 | $ 85,000 |
| Suffolk County Massachusetts | 10 | $ 2,662,000 | $ 266,000 | $ 69,000 |
| Ocean County New Jersey | 10 | $ 3,074,000 | $ 307,000 | $ 116,000 |
| Dutchess County New York | 10 | $ 2,101,000 | $ 210,000 | $ 80,000 |
| Putnam County New York | 10 | $ 2,880,000 | $ 288,000 | $ 90,000 |
| Osceola County Florida | 9 | $ 1,174,000 | $ 130,000 | $ 83,000 |
| Norfolk County Massachusetts | 9 | $ 2,267,000 | $ 251,000 | $ 79,000 |
| Union County New Jersey | 9 | $ 2,725,000 | $ 302,000 | $ 82,000 |
| Sacramento County California | 8 | $ 1,411,000 | $ 176,000 | $ 94,000 |
| District of Columbia County District Of Columbia | 8 | $ 2,351,000 | $ 293,000 | $ 61,000 |
| Hillsborough County Florida | 8 | $ 1,126,000 | $ 140,000 | $ 82,000 |
| Lake County Florida | 8 | $ 1,240,000 | $ 155,000 | $ 106,000 |
| Pinellas County Florida | 8 | $ 1,228,000 | $ 153,000 | $ 80,000 |
| Gwinnett County Georgia | 8 | $ 1,564,000 | $ 195,000 | $ 62,000 |
| Anne Arundel County Maryland | 8 | $ 1,450,000 | $ 181,000 | $ 57,000 |
| Baltimore County Maryland | 8 | $ 1,744,000 | $ 218,000 | $ 84,000 |
| Plymouth County Massachusetts | 8 | $ 2,106,000 | $ 263,000 | $ 65,000 |
| Worcester County Massachusetts | 8 | $ 1,421,000 | $ 177,000 | $ 55,000 |
| Burlington County New Jersey | 8 | $ 1,840,000 | $ 230,000 | $ 67,000 |
| Middlesex County New Jersey | 8 | $ 1,611,000 | $ 201,000 | $ 59,000 |
| Richland County South Carolina | 8 | $ 652,000 | $ 81,000 | $ 35,000 |
| Barnstable County Massachusetts | 7 | $ 1,955,000 | $ 279,000 | $ 181,000 |
| Bristol County Massachusetts | 7 | $ 1,321,000 | $ 188,000 | $ 109,000 |
| Rockingham County New Hampshire | 7 | $ 1,866,000 | $ 266,000 | $ 58,000 |
| Camden County New Jersey | 7 | $ 1,554,000 | $ 222,000 | $ 54,000 |
| Mercer County New Jersey | 7 | $ 1,036,000 | $ 148,000 | $ 71,000 |
| New Castle County Delaware | 6 | $ 684,000 | $ 114,000 | $ 74,000 |
| Volusia County Florida | 6 | $ 971,000 | $ 161,000 | $ 61,000 |
| Cook County Illinois | 6 | $ 785,000 | $ 130,000 | $ 86,000 |
| Sullivan County New York | 6 | $ 893,000 | $ 148,000 | $ 68,000 |
| Horry County South Carolina | 6 | $ 1,062,000 | $ 177,000 | $ 101,000 |
| Stanislaus County California | 5 | $ 2,201,000 | $ 440,000 | $ 157,000 |
| Middlesex County Connecticut | 5 | $ 569,000 | $ 113,000 | $ 115,000 |
| Brevard County Florida | 5 | $ 680,000 | $ 136,000 | $ 46,000 |
| Clayton County Georgia | 5 | $ 270,000 | $ 54,000 | $ 63,000 |
| York County Maine | 5 | $ 1,409,000 | $ 281,000 | $ 98,000 |
| Queen Anne's County Maryland | 5 | $ 791,000 | $ 158,000 | $ 68,000 |
| Atlantic County New Jersey | 5 | $ 971,000 | $ 194,000 | $ 67,000 |
| Charleston County South Carolina | 5 | $ 1,112,000 | $ 222,000 | $ 70,000 |
| Berkeley County West Virginia | 5 | $ 976,000 | $ 195,000 | $ 68,000 |
| Pinal County Arizona | 4 | $ 434,000 | $ 108,000 | $ 80,000 |
| San Diego County California | 4 | $ 1,163,000 | $ 290,000 | $ 304,000 |
| Solano County California | 4 | $ 1,221,000 | $ 305,000 | $ 116,000 |
| Martin County Florida | 4 | $ 944,000 | $ 236,000 | $ 90,000 |
| Seminole County Florida | 4 | $ 973,000 | $ 243,000 | $ 151,000 |
| Marion County Indiana | 4 | $ 291,000 | $ 72,000 | $ 52,000 |
| Dickinson County Michigan | 4 | $ 198,000 | $ 49,000 | $ 47,000 |
| Wayne County Michigan | 4 | $ 563,000 | $ 140,000 | $ 65,000 |
| Greene County Missouri | 4 | $ 349,000 | $ 87,000 | $ 55,000 |
| Salem County New Jersey | 4 | $ 746,000 | $ 186,000 | $ 83,000 |
| Albany County New York | 4 | $ 417,000 | $ 104,000 | $ 84,000 |
| Greene County New York | 4 | $ 2,552,000 | $ 638,000 | $ 292,000 |
| Livingston County New York | 4 | $ 360,000 | $ 90,000 | $ 82,000 |
| Monroe County New York | 4 | $ 436,000 | $ 109,000 | $ 51,000 |
| Saratoga County New York | 4 | $ 623,000 | $ 155,000 | $ 54,000 |
| Ulster County New York | 4 | $ 472,000 | $ 118,000 | $ 68,000 |
| Delaware County Pennsylvania | 4 | $ 436,000 | $ 109,000 | $ 70,000 |
| Pike County Pennsylvania | 4 | $ 612,000 | $ 153,000 | $ 106,000 |
| Shelby County Tennessee | 4 | $ 297,000 | $ 74,000 | $ 55,000 |
| Virginia Beach County Virginia | 4 | $ 631,000 | $ 157,000 | $ 53,000 |
| Pierce County Washington | 4 | $ 678,000 | $ 169,000 | $ 75,000 |
| Contra Costa County California | 3 | $ 1,086,000 | $ 362,000 | $ 125,000 |
| Los Angeles County California | 3 | $ 648,000 | $ 216,000 | $ 164,000 |
| Sutter County California | 3 | $ 583,000 | $ 194,000 | $ 45,000 |
| Litchfield County Connecticut | 3 | $ 236,000 | $ 78,000 | $ 98,000 |
| Collier County Florida | 3 | $ 858,000 | $ 286,000 | $ 96,000 |
| Indian River County Florida | 3 | $ 514,000 | $ 171,000 | $ 26,000 |
| Polk County Florida | 3 | $ 378,000 | $ 126,000 | $ 78,000 |
| St. Johns County Florida | 3 | $ 445,000 | $ 148,000 | $ 301,000 |
| Howard County Maryland | 3 | $ 675,000 | $ 225,000 | $ 59,000 |
| Montgomery County Maryland | 3 | $ 876,000 | $ 292,000 | $ 170,000 |
| Berkshire County Massachusetts | 3 | $ 722,000 | $ 240,000 | $ 289,000 |
| Belknap County New Hampshire | 3 | $ 338,000 | $ 112,000 | $ 40,000 |
| Merrimack County New Hampshire | 3 | $ 395,000 | $ 131,000 | $ 70,000 |
| Cape May County New Jersey | 3 | $ 616,000 | $ 205,000 | $ 82,000 |
| Cumberland County New Jersey | 3 | $ 317,000 | $ 105,000 | $ 83,000 |
| Gloucester County New Jersey | 3 | $ 499,000 | $ 166,000 | $ 89,000 |
| Sussex County New Jersey | 3 | $ 589,000 | $ 196,000 | $ 60,000 |
| Broome County New York | 3 | $ 612,000 | $ 204,000 | $ 111,000 |
| Oneida County New York | 3 | $ 196,000 | $ 65,000 | $ 63,000 |
| Schenectady County New York | 3 | $ 223,000 | $ 74,000 | $ 59,000 |
| Chester County Pennsylvania | 3 | $ 403,000 | $ 134,000 | $ 48,000 |
| Lackawanna County Pennsylvania | 3 | $ 201,000 | $ 67,000 | $ 75,000 |
| Lancaster County Pennsylvania | 3 | $ 313,000 | $ 104,000 | $ 63,000 |
| Lehigh County Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 76,000 |
| Northampton County Pennsylvania | 3 | $ 620,000 | $ 206,000 | $ 79,000 |
| Kent County Rhode Island | 3 | $ 755,000 | $ 251,000 | $ 74,000 |
| Lexington County South Carolina | 3 | $ 489,000 | $ 163,000 | $ 133,000 |
| York County South Carolina | 3 | $ 292,000 | $ 97,000 | $ 54,000 |
| Newport News County Virginia | 3 | $ 328,000 | $ 109,000 | $ 184,000 |
| Spotsylvania County Virginia | 3 | $ 801,000 | $ 267,000 | $ 120,000 |
| Wood County West Virginia | 3 | $ 113,000 | $ 37,000 | $ 66,000 |
| Pima County Arizona | 2 | $ 415,000 | $ 207,000 | $ 115,000 |
| Pulaski County Arkansas | 2 | $ 109,000 | $ 54,000 | $ 76,000 |
| San Luis Obispo County California | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Santa Clara County California | 2 | $ 607,000 | $ 303,000 | $ 0 |
| Tulare County California | 2 | $ 249,000 | $ 124,000 | $ 108,000 |
| Clay County Florida | 2 | $ 247,000 | $ 123,000 | $ 127,000 |
| Hernando County Florida | 2 | $ 461,000 | $ 230,000 | $ 113,000 |
| Lee County Florida | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Bartow County Georgia | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Chatham County Georgia | 2 | $ 144,000 | $ 72,000 | $ 73,000 |
| Fayette County Georgia | 2 | $ 467,000 | $ 233,000 | $ 94,000 |
| Rockdale County Georgia | 2 | $ 267,000 | $ 133,000 | $ 90,000 |
| Lake County Indiana | 2 | $ 607,000 | $ 303,000 | $ 236,000 |
| Johnson County Kansas | 2 | $ 162,000 | $ 81,000 | $ 40,000 |
| Cumberland County Maine | 2 | $ 226,000 | $ 113,000 | $ 60,000 |
| Baltimore City County Maryland | 2 | $ 162,000 | $ 81,000 | $ 58,000 |
| Charles County Maryland | 2 | $ 612,000 | $ 306,000 | $ 78,000 |
| Harford County Maryland | 2 | $ 394,000 | $ 197,000 | $ 16,000 |
| St. Mary's County Maryland | 2 | $ 459,000 | $ 229,000 | $ 45,000 |
| Monroe County Michigan | 2 | $ 382,000 | $ 191,000 | $ 89,000 |
| Muskegon County Michigan | 2 | $ 192,000 | $ 96,000 | $ 44,000 |
| Christian County Missouri | 2 | $ 137,000 | $ 68,000 | $ 61,000 |
| Johnson County Missouri | 2 | $ 191,000 | $ 95,000 | $ 67,000 |
| Webster County Missouri | 2 | $ 127,000 | $ 63,000 | $ 44,000 |
| Douglas County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Grafton County New Hampshire | 2 | $ 802,000 | $ 401,000 | $ 213,000 |
| Strafford County New Hampshire | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Santa Fe County New Mexico | 2 | $ 275,000 | $ 137,000 | $ 156,000 |
| Cayuga County New York | 2 | $ 127,000 | $ 63,000 | $ 30,000 |
| Chautauqua County New York | 2 | $ 88,000 | $ 44,000 | $ 42,000 |
| Chemung County New York | 2 | $ 163,000 | $ 81,000 | $ 128,000 |
| Rensselaer County New York | 2 | $ 298,000 | $ 149,000 | $ 107,000 |
| Warren County New York | 2 | $ 538,000 | $ 269,000 | $ 85,000 |
| Clackamas County Oregon | 2 | $ 305,000 | $ 152,000 | $ 130,000 |
| Jackson County Oregon | 2 | $ 360,000 | $ 180,000 | $ 180,000 |
| Lane County Oregon | 2 | $ 112,000 | $ 56,000 | $ 30,000 |
| Multnomah County Oregon | 2 | $ 286,000 | $ 143,000 | $ 55,000 |
| Washington County Oregon | 2 | $ 178,000 | $ 89,000 | $ 43,000 |
| Berks County Pennsylvania | 2 | $ 367,000 | $ 183,000 | $ 50,000 |
| Carbon County Pennsylvania | 2 | $ 309,000 | $ 154,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 342,000 | $ 171,000 | $ 38,000 |
| York County Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 71,000 |
| Bristol County Rhode Island | 2 | $ 386,000 | $ 193,000 | $ 104,000 |
| Dorchester County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 79,000 |
| Bedford County Tennessee | 2 | $ 114,000 | $ 57,000 | $ 31,000 |
| Cumberland County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 35,000 |
| Hardeman County Tennessee | 2 | $ 55,000 | $ 27,000 | $ 39,000 |
| Sumner County Tennessee | 2 | $ 142,000 | $ 71,000 | $ 42,000 |
| Rutland County Vermont | 2 | $ 167,000 | $ 83,000 | $ 79,000 |
| Fairfax County Virginia | 2 | $ 945,000 | $ 472,000 | $ 191,000 |
| Norfolk County Virginia | 2 | $ 156,000 | $ 78,000 | $ 62,000 |
| Pulaski County Virginia | 2 | $ 143,000 | $ 71,000 | $ 132,000 |
| Richmond City County Virginia | 2 | $ 216,000 | $ 108,000 | $ 218,000 |
| Pleasants County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
| Teton County Wyoming | 2 | $ 477,000 | $ 238,000 | $ 112,000 |
| Mohave County Arizona | 1 | $ 236,000 | $ 236,000 | $ 87,000 |
| Cross County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 133,000 |
| Washington County Arkansas | 1 | $ 198,000 | $ 198,000 | $ 72,000 |
| Fresno County California | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Madera County California | 1 | $ 296,000 | $ 296,000 | $ 125,000 |
| Monterey County California | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| San Bernardino County California | 1 | $ 160,000 | $ 160,000 | $ 216,000 |
| Ventura County California | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Arapahoe County Colorado | 1 | $ 128,000 | $ 128,000 | $ 0 |
| New London County Connecticut | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Tolland County Connecticut | 1 | $ 196,000 | $ 196,000 | $ 67,000 |
| Kent County Delaware | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Alachua County Florida | 1 | $ 310,000 | $ 310,000 | $ 90,000 |
| Duval County Florida | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| Escambia County Florida | 1 | $ 99,000 | $ 99,000 | $ 22,000 |
| Flagler County Florida | 1 | $ 178,000 | $ 178,000 | $ 30,000 |
| Manatee County Florida | 1 | $ 189,000 | $ 189,000 | $ 103,000 |
| Okaloosa County Florida | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Putnam County Florida | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Coweta County Georgia | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Douglas County Georgia | 1 | $ 271,000 | $ 271,000 | $ 105,000 |
| Forsyth County Georgia | 1 | $ 277,000 | $ 277,000 | $ 83,000 |
| Hall County Georgia | 1 | $ 126,000 | $ 126,000 | $ 99,000 |
| Harris County Georgia | 1 | $ 161,000 | $ 161,000 | $ 36,000 |
| Lowndes County Georgia | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| McIntosh County Georgia | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Paulding County Georgia | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Stephens County Georgia | 1 | $ 192,000 | $ 192,000 | $ 54,000 |
| Towns County Georgia | 1 | $ 267,000 | $ 267,000 | $ 126,000 |
| Union County Georgia | 1 | $ 350,000 | $ 350,000 | $ 696,000 |
| Maui County Hawaii | 1 | $ 1,956,000 | $ 1,956,000 | $ 600,000 |
| Blaine County Idaho | 1 | $ 330,000 | $ 330,000 | $ 109,000 |
| Bonner County Idaho | 1 | $ 158,000 | $ 158,000 | $ 32,000 |
| Valley County Idaho | 1 | $ 202,000 | $ 202,000 | $ 105,000 |
| Champaign County Illinois | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| DuPage County Illinois | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Kendall County Illinois | 1 | $ 223,000 | $ 223,000 | $ 74,000 |
| Will County Illinois | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| Allen County Indiana | 1 | $ 223,000 | $ 223,000 | $ 115,000 |
| Ripley County Indiana | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Vanderburgh County Indiana | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Polk County Iowa | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| Fayette County Kentucky | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| Jefferson County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Carroll County Maryland | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
| Frederick County Maryland | 1 | $ 233,000 | $ 233,000 | $ 64,000 |
| Washington County Maryland | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Benzie County Michigan | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Marquette County Michigan | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
| Oakland County Michigan | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Pine County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 168,000 | $ 168,000 | $ 64,000 |
| Lancaster County Nebraska | 1 | $ 37,000 | $ 37,000 | $ 57,000 |
| Lyon County Nevada | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Carroll County New Hampshire | 1 | $ 216,000 | $ 216,000 | $ 213,000 |
| Coos County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Warren County New Jersey | 1 | $ 351,000 | $ 351,000 | $ 113,000 |
| Cattaraugus County New York | 1 | $ 61,000 | $ 61,000 | $ 56,000 |
| Delaware County New York | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Franklin County New York | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Herkimer County New York | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Ontario County New York | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Orleans County New York | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Steuben County New York | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Washington County New York | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Wayne County New York | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Okmulgee County Oklahoma | 1 | $ 223,000 | $ 223,000 | $ 78,000 |
| Marion County Oregon | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Beaver County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Bucks County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 70,000 |
| Columbia County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Luzerne County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 22,000 |
| Snyder County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Westmoreland County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 38,000 |
| Newport County Rhode Island | 1 | $ 340,000 | $ 340,000 | $ 90,000 |
| Beaufort County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Cherokee County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Spartanburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Union County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 28,000 |
| Fall River County South Dakota | 1 | $ 44,000 | $ 44,000 | $ 13,000 |
| Cannon County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Greene County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Lewis County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Montgomery County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| Rutherford County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Weakley County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Salt Lake County Utah | 1 | $ 126,000 | $ 126,000 | $ 27,000 |
| Bennington County Vermont | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Caledonia County Vermont | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Chittenden County Vermont | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Franklin County Vermont | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Windham County Vermont | 1 | $ 218,000 | $ 218,000 | $ 79,000 |
| Windsor County Vermont | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Alexandria County Virginia | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Botetourt County Virginia | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Caroline County Virginia | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Chesterfield County Virginia | 1 | $ 288,000 | $ 288,000 | $ 81,000 |
| Henrico County Virginia | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
| Loudoun County Virginia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Lynchburg County Virginia | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Manassas County Virginia | 1 | $ 264,000 | $ 264,000 | $ 80,000 |
| Mecklenburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Page County Virginia | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| Prince William County Virginia | 1 | $ 384,000 | $ 384,000 | $ 91,000 |
| Roanoke County Virginia | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| York County Virginia | 1 | $ 392,000 | $ 392,000 | $ 134,000 |
| King County Washington | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| Walla Walla County Washington | 1 | $ 274,000 | $ 274,000 | $ 89,000 |
| Harrison County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Marshall County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 19,000 |
| Monongalia County West Virginia | 1 | $ 164,000 | $ 164,000 | $ 104,000 |
| Ritchie County West Virginia | 1 | $ 164,000 | $ 164,000 | $ 52,000 |
| Tyler County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Wetzel County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Clark County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Milwaukee County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Washington County Wisconsin | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Global Home Loans And Finance in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,308 | $319,011,000 | $218,119 | $1,956,000 | $82,380 | $2,034,000 |
| Home Purchase | 1,226 | $268,098,000 | $138,142 | $1,000,000 | $87,928 | $1,024,000 |
| Home Improvement | 13 | $1,750,000 | $102,750 | $332,000 | $68,000 | $696,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,686 | $388,155,000 | $208,700 | $1,956,000 | $84,575 | $1,200,000 |
| White | 378 | $85,052,000 | $175,392 | $1,200,000 | $88,250 | $2,034,000 |
| Black or African American | 216 | $48,604,000 | $189,142 | $1,000,000 | $65,428 | $486,000 |
| Hispanic | 170 | $42,974,000 | $230,800 | $760,000 | $97,000 | $725,000 |
| Asian | 94 | $23,460,000 | $187,857 | $760,000 | $89,142 | $252,000 |
| American Indian or Alaskan Native | 3 | $614,000 | $204,000 | $364,000 | $198,000 | $297,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,542 | $587,643,000 | $202,813 | $1,956,000 | $84,744 | $2,034,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,216,000 | $243,000 | $381,000 | $93,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,306 | $303,934,000 | $182,423 | $1,200,000 | $79,923 | $1,200,000 |
| Application Withdrawn By Applicant | 1,067 | $245,725,000 | $205,692 | $1,956,000 | $83,717 | $2,034,000 |
| Application Denied By Financial Institution | 174 | $39,200,000 | $180,950 | $1,890,000 | $99,550 | $720,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Global Home Loans And Finance's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Global Home Loans And Finance's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.