Goldwater Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Goldwater Bank, N.A. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Goldwater Bank, N.A. 2525 East Camelback Road Suite 1100 Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,834 |
| Total Mortgage Loan Application Amount | $452,807,000 |
| Average Mortgage Loan Application Amount | $225,666 |
| Highest Mortgage Loan Application Amount | $1,480,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Goldwater Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Goldwater Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Goldwater Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Goldwater Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Goldwater Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Goldwater Bank, N.A.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer County Colorado | 252 | $ 55,422,000 | $ 219,000 | $ 96,000 |
| Maricopa County Arizona | 187 | $ 38,263,000 | $ 204,000 | $ 87,000 |
| Spokane County Washington | 138 | $ 25,010,000 | $ 181,000 | $ 85,000 |
| Boulder County Colorado | 124 | $ 35,083,000 | $ 282,000 | $ 119,000 |
| Denver County Colorado | 106 | $ 31,713,000 | $ 299,000 | $ 147,000 |
| Douglas County Colorado | 106 | $ 30,772,000 | $ 290,000 | $ 129,000 |
| Arapahoe County Colorado | 102 | $ 28,346,000 | $ 277,000 | $ 114,000 |
| Kootenai County Idaho | 97 | $ 20,285,000 | $ 209,000 | $ 88,000 |
| Jefferson County Colorado | 72 | $ 18,399,000 | $ 255,000 | $ 113,000 |
| Gunnison County Colorado | 48 | $ 11,524,000 | $ 240,000 | $ 115,000 |
| Summit County Colorado | 48 | $ 15,176,000 | $ 316,000 | $ 198,000 |
| Weld County Colorado | 42 | $ 9,467,000 | $ 225,000 | $ 99,000 |
| Adams County Colorado | 32 | $ 6,477,000 | $ 202,000 | $ 85,000 |
| Chaffee County Colorado | 31 | $ 6,654,000 | $ 214,000 | $ 78,000 |
| Los Angeles County California | 20 | $ 8,453,000 | $ 422,000 | $ 132,000 |
| Las Animas County Colorado | 19 | $ 2,668,000 | $ 140,000 | $ 69,000 |
| Riverside County California | 17 | $ 3,307,000 | $ 194,000 | $ 79,000 |
| Eagle County Colorado | 17 | $ 6,998,000 | $ 411,000 | $ 169,000 |
| Broomfield County Colorado | 15 | $ 4,855,000 | $ 323,000 | $ 143,000 |
| San Diego County California | 14 | $ 4,777,000 | $ 341,000 | $ 122,000 |
| Pima County Arizona | 13 | $ 2,647,000 | $ 203,000 | $ 92,000 |
| Bonner County Idaho | 12 | $ 2,000,000 | $ 166,000 | $ 92,000 |
| Yellowstone County Montana | 12 | $ 2,221,000 | $ 185,000 | $ 69,000 |
| Orange County California | 11 | $ 4,093,000 | $ 372,000 | $ 115,000 |
| El Paso County Colorado | 11 | $ 2,459,000 | $ 223,000 | $ 97,000 |
| Pinal County Arizona | 8 | $ 846,000 | $ 105,000 | $ 54,000 |
| Shoshone County Idaho | 8 | $ 1,195,000 | $ 149,000 | $ 66,000 |
| King County Washington | 8 | $ 2,345,000 | $ 293,000 | $ 89,000 |
| Snohomish County Washington | 8 | $ 2,217,000 | $ 277,000 | $ 94,000 |
| Garfield County Colorado | 7 | $ 1,980,000 | $ 282,000 | $ 180,000 |
| Huerfano County Colorado | 7 | $ 1,206,000 | $ 172,000 | $ 82,000 |
| Stevens County Washington | 7 | $ 1,452,000 | $ 207,000 | $ 86,000 |
| Pend Oreille County Washington | 6 | $ 1,251,000 | $ 208,000 | $ 111,000 |
| Pierce County Washington | 6 | $ 1,598,000 | $ 266,000 | $ 60,000 |
| Contra Costa County California | 5 | $ 1,553,000 | $ 310,000 | $ 324,000 |
| Santa Barbara County California | 5 | $ 2,030,000 | $ 406,000 | $ 185,000 |
| Cook County Illinois | 5 | $ 1,380,000 | $ 276,000 | $ 331,000 |
| San Mateo County California | 4 | $ 1,979,000 | $ 494,000 | $ 260,000 |
| Sonoma County California | 4 | $ 1,071,000 | $ 267,000 | $ 79,000 |
| Hinsdale County Colorado | 4 | $ 1,412,000 | $ 353,000 | $ 207,000 |
| Park County Colorado | 4 | $ 1,216,000 | $ 304,000 | $ 144,000 |
| Pitkin County Colorado | 4 | $ 4,236,000 | $ 1,059,000 | $ 283,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,554,000 | $ 388,000 | $ 171,000 |
| Clark County Washington | 4 | $ 849,000 | $ 212,000 | $ 76,000 |
| Sacramento County California | 3 | $ 536,000 | $ 178,000 | $ 63,000 |
| Gilpin County Colorado | 3 | $ 795,000 | $ 265,000 | $ 119,000 |
| Grand County Colorado | 3 | $ 644,000 | $ 214,000 | $ 467,000 |
| Montezuma County Colorado | 3 | $ 690,000 | $ 230,000 | $ 64,000 |
| Albany County Wyoming | 3 | $ 855,000 | $ 285,000 | $ 154,000 |
| Laramie County Wyoming | 3 | $ 879,000 | $ 293,000 | $ 298,000 |
| Jefferson County Alabama | 2 | $ 242,000 | $ 121,000 | $ 82,000 |
| Coconino County Arizona | 2 | $ 339,000 | $ 169,000 | $ 173,000 |
| Yavapai County Arizona | 2 | $ 397,000 | $ 198,000 | $ 158,000 |
| Marin County California | 2 | $ 1,243,000 | $ 621,000 | $ 215,000 |
| Nevada County California | 2 | $ 804,000 | $ 402,000 | $ 65,000 |
| Santa Cruz County California | 2 | $ 710,000 | $ 355,000 | $ 153,000 |
| Stanislaus County California | 2 | $ 502,000 | $ 251,000 | $ 110,000 |
| Elbert County Colorado | 2 | $ 515,000 | $ 257,000 | $ 95,000 |
| La Plata County Colorado | 2 | $ 448,000 | $ 224,000 | $ 90,000 |
| Rio Grande County Colorado | 2 | $ 217,000 | $ 108,000 | $ 98,000 |
| Routt County Colorado | 2 | $ 726,000 | $ 363,000 | $ 858,000 |
| San Miguel County Colorado | 2 | $ 1,568,000 | $ 784,000 | $ 241,000 |
| Broward County Florida | 2 | $ 924,000 | $ 462,000 | $ 311,000 |
| Orange County Florida | 2 | $ 508,000 | $ 254,000 | $ 235,000 |
| Sumter County Florida | 2 | $ 356,000 | $ 178,000 | $ 100,000 |
| Honolulu County Hawaii | 2 | $ 536,000 | $ 268,000 | $ 117,000 |
| Canyon County Idaho | 2 | $ 195,000 | $ 97,000 | $ 63,000 |
| Elmore County Idaho | 2 | $ 269,000 | $ 134,000 | $ 41,000 |
| Nez Perce County Idaho | 2 | $ 335,000 | $ 167,000 | $ 41,000 |
| Polk County Iowa | 2 | $ 319,000 | $ 159,000 | $ 252,000 |
| Sherman County Kansas | 2 | $ 81,000 | $ 40,000 | $ 33,000 |
| Anne Arundel County Maryland | 2 | $ 731,000 | $ 365,000 | $ 163,000 |
| Christian County Missouri | 2 | $ 222,000 | $ 111,000 | $ 135,000 |
| Missoula County Montana | 2 | $ 487,000 | $ 243,000 | $ 153,000 |
| Clark County Nevada | 2 | $ 619,000 | $ 309,000 | $ 93,000 |
| Bernalillo County New Mexico | 2 | $ 377,000 | $ 188,000 | $ 60,000 |
| Sandoval County New Mexico | 2 | $ 342,000 | $ 171,000 | $ 40,000 |
| Bucks County Pennsylvania | 2 | $ 272,000 | $ 136,000 | $ 17,000 |
| Fort Bend County Texas | 2 | $ 925,000 | $ 462,000 | $ 285,000 |
| Salt Lake County Utah | 2 | $ 291,000 | $ 145,000 | $ 73,000 |
| Whatcom County Washington | 2 | $ 486,000 | $ 243,000 | $ 71,000 |
| Dane County Wisconsin | 2 | $ 294,000 | $ 147,000 | $ 46,000 |
| Mohave County Arizona | 1 | $ 167,000 | $ 167,000 | $ 106,000 |
| Benton County Arkansas | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Monterey County California | 1 | $ 380,000 | $ 380,000 | $ 70,000 |
| San Bernardino County California | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Ventura County California | 1 | $ 750,000 | $ 750,000 | $ 287,000 |
| Alamosa County Colorado | 1 | $ 240,000 | $ 240,000 | $ 292,000 |
| Clear Creek County Colorado | 1 | $ 417,000 | $ 417,000 | $ 145,000 |
| Delta County Colorado | 1 | $ 139,000 | $ 139,000 | $ 65,000 |
| Fremont County Colorado | 1 | $ 96,000 | $ 96,000 | $ 84,000 |
| Mesa County Colorado | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| Mineral County Colorado | 1 | $ 147,000 | $ 147,000 | $ 73,000 |
| Montrose County Colorado | 1 | $ 110,000 | $ 110,000 | $ 126,000 |
| Ouray County Colorado | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Pueblo County Colorado | 1 | $ 104,000 | $ 104,000 | $ 75,000 |
| Brevard County Florida | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| Charlotte County Florida | 1 | $ 160,000 | $ 160,000 | $ 145,000 |
| Santa Rosa County Florida | 1 | $ 183,000 | $ 183,000 | $ 56,000 |
| Walton County Florida | 1 | $ 255,000 | $ 255,000 | $ 257,000 |
| Fulton County Georgia | 1 | $ 376,000 | $ 376,000 | $ 115,000 |
| Gwinnett County Georgia | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Maui County Hawaii | 1 | $ 587,000 | $ 587,000 | $ 155,000 |
| Benewah County Idaho | 1 | $ 247,000 | $ 247,000 | $ 160,000 |
| Latah County Idaho | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Madison County Idaho | 1 | $ 79,000 | $ 79,000 | $ 65,000 |
| Twin Falls County Idaho | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| DuPage County Illinois | 1 | $ 268,000 | $ 268,000 | $ 64,000 |
| Kankakee County Illinois | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Winnebago County Illinois | 1 | $ 161,000 | $ 161,000 | $ 12,000 |
| Monroe County Indiana | 1 | $ 130,000 | $ 130,000 | $ 299,000 |
| Johnson County Kansas | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| Leavenworth County Kansas | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Montgomery County Kansas | 1 | $ 39,000 | $ 39,000 | $ 118,000 |
| Fayette County Kentucky | 1 | $ 227,000 | $ 227,000 | $ 80,000 |
| St. Tammany County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Talbot County Maryland | 1 | $ 169,000 | $ 169,000 | $ 29,000 |
| Barnstable County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 44,000 |
| Dukes County Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 525,000 |
| Macomb County Michigan | 1 | $ 137,000 | $ 137,000 | $ 88,000 |
| Cass County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 245,000 |
| Douglas County Minnesota | 1 | $ 287,000 | $ 287,000 | $ 179,000 |
| Hennepin County Minnesota | 1 | $ 314,000 | $ 314,000 | $ 128,000 |
| Hubbard County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 355,000 |
| St. Louis County Missouri | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Flathead County Montana | 1 | $ 181,000 | $ 181,000 | $ 158,000 |
| Gallatin County Montana | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Golden Valley County Montana | 1 | $ 232,000 | $ 232,000 | $ 94,000 |
| Washoe County Nevada | 1 | $ 161,000 | $ 161,000 | $ 46,000 |
| Rockingham County New Hampshire | 1 | $ 376,000 | $ 376,000 | $ 211,000 |
| Colfax County New Mexico | 1 | $ 148,000 | $ 148,000 | $ 110,000 |
| Lea County New Mexico | 1 | $ 167,000 | $ 167,000 | $ 73,000 |
| Santa Fe County New Mexico | 1 | $ 318,000 | $ 318,000 | $ 167,000 |
| Suffolk County New York | 1 | $ 626,000 | $ 626,000 | $ 266,000 |
| Durham County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 102,000 |
| Mecklenburg County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 100,000 |
| Franklin County Ohio | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Canadian County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 42,000 |
| Washington County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 57,000 |
| Benton County Oregon | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Curry County Oregon | 1 | $ 82,000 | $ 82,000 | $ 199,000 |
| Deschutes County Oregon | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Multnomah County Oregon | 1 | $ 169,000 | $ 169,000 | $ 184,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 262,000 |
| Lincoln County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 128,000 |
| Davidson County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| Rutherford County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 244,000 |
| Shelby County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 90,000 |
| Bexar County Texas | 1 | $ 379,000 | $ 379,000 | $ 175,000 |
| Dallas County Texas | 1 | $ 402,000 | $ 402,000 | $ 421,000 |
| Denton County Texas | 1 | $ 372,000 | $ 372,000 | $ 105,000 |
| Midland County Texas | 1 | $ 1,100,000 | $ 1,100,000 | $ 719,000 |
| Montgomery County Texas | 1 | $ 1,456,000 | $ 1,456,000 | $ 450,000 |
| Navarro County Texas | 1 | $ 157,000 | $ 157,000 | $ 135,000 |
| Rockwall County Texas | 1 | $ 324,000 | $ 324,000 | $ 110,000 |
| Travis County Texas | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| Weber County Utah | 1 | $ 164,000 | $ 164,000 | $ 82,000 |
| Alexandria County Virginia | 1 | $ 250,000 | $ 250,000 | $ 185,000 |
| Prince William County Virginia | 1 | $ 313,000 | $ 313,000 | $ 76,000 |
| Benton County Washington | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Chelan County Washington | 1 | $ 145,000 | $ 145,000 | $ 12,000 |
| Garfield County Washington | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Grays Harbor County Washington | 1 | $ 77,000 | $ 77,000 | $ 19,000 |
| Island County Washington | 1 | $ 376,000 | $ 376,000 | $ 12,000 |
| Kitsap County Washington | 1 | $ 226,000 | $ 226,000 | $ 62,000 |
| Lincoln County Washington | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Skagit County Washington | 1 | $ 157,000 | $ 157,000 | $ 59,000 |
| Walla Walla County Washington | 1 | $ 126,000 | $ 126,000 | $ 12,000 |
| Whitman County Washington | 1 | $ 67,000 | $ 67,000 | $ 45,000 |
| Yakima County Washington | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| Brown County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 648,000 |
| Outagamie County Wisconsin | 1 | $ 199,000 | $ 199,000 | $ 185,000 |
| Rock County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| St. Croix County Wisconsin | 1 | $ 279,000 | $ 279,000 | $ 270,000 |
| Waukesha County Wisconsin | 1 | $ 193,000 | $ 193,000 | $ 45,000 |
| Big Horn County Wyoming | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Crook County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 103,000 |
| Goshen County Wyoming | 1 | $ 219,000 | $ 219,000 | $ 84,000 |
| Sheridan County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Teton County Wyoming | 1 | $ 600,000 | $ 600,000 | $ 692,000 |
Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,178 | $300,862,000 | $255,000 | $1,456,000 | $118,000 | $2,400,000 |
| Home Purchase | 650 | $150,796,000 | $231,000 | $1,480,000 | $104,000 | $1,618,000 |
| Home Improvement | 6 | $1,149,000 | $191,000 | $331,000 | $106,000 | $154,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,602 | $396,809,000 | $247,000 | $1,480,000 | $114,000 | $2,400,000 |
| Not Provided | 119 | $30,970,000 | $260,000 | $1,456,000 | $117,000 | $719,000 |
| Hispanic | 60 | $12,628,000 | $210,000 | $600,000 | $81,000 | $300,000 |
| Asian | 32 | $8,042,000 | $251,000 | $417,000 | $113,000 | $286,000 |
| Black or African American | 11 | $2,063,000 | $187,000 | $400,000 | $85,000 | $181,000 |
| American Indian or Alaskan Native | 6 | $1,318,000 | $219,000 | $417,000 | $77,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $977,000 | $244,000 | $417,000 | $162,000 | $390,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,473 | $380,486,000 | $258,000 | $1,480,000 | $124,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 326 | $65,324,000 | $200,000 | $737,000 | $67,000 | $1,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,906,000 | $161,000 | $329,000 | $47,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 17 | $4,091,000 | $240,000 | $587,000 | $67,000 | $284,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,132 | $279,862,000 | $247,000 | $737,000 | $112,000 | $1,618,000 |
| Application Withdrawn By Applicant | 290 | $72,498,000 | $249,000 | $1,480,000 | $110,000 | $525,000 |
| Application Denied By Financial Institution | 204 | $46,314,000 | $227,000 | $1,077,000 | $96,000 | $692,000 |
| Application Approved But Not Accepted | 202 | $52,023,000 | $257,000 | $1,100,000 | $141,000 | $2,400,000 |
| File Closed For Incompleteness | 6 | $2,110,000 | $351,000 | $1,130,000 | $144,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 50 | $11,992,000 | $239,000 | $1,077,000 | $68,000 | $262,000 |
| Credit History | 47 | $9,264,000 | $197,000 | $528,000 | $82,000 | $325,000 |
| Collateral | 45 | $10,770,000 | $239,000 | $626,000 | $104,000 | $268,000 |
| Other | 41 | $9,612,000 | $234,000 | $743,000 | $140,000 | $692,000 |
| Credit Application Incomplete | 10 | $2,273,000 | $227,000 | $731,000 | $88,000 | $428,000 |
| Unverifiable Information | 7 | $1,853,000 | $264,000 | $417,000 | $106,000 | $263,000 |
| Employment History | 4 | $550,000 | $137,000 | $168,000 | $54,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldwater Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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