Goldwater Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Goldwater Bank, N.A. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Goldwater Bank, N.A. 2525 East Camelback Road Suite 1100 Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,096 |
| Total Mortgage Loan Application Amount | $342,050,000 |
| Average Mortgage Loan Application Amount | $362,250 |
| Highest Mortgage Loan Application Amount | $3,765,000 |
| Average Applicant Income | $124,250 |
| Highest Applicant Income | $2,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Goldwater Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Goldwater Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Goldwater Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Goldwater Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Goldwater Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Goldwater Bank, N.A.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 76 | $ 20,380,000 | $ 268,000 | $ 103,000 |
| Carroll County Georgia | 72 | $ 18,580,000 | $ 258,000 | $ 153,000 |
| Anoka County Minnesota | 58 | $ 15,740,000 | $ 271,000 | $ 100,000 |
| Ramsey County Minnesota | 56 | $ 13,180,000 | $ 235,000 | $ 115,000 |
| St. Lucie County Florida | 35 | $ 13,475,000 | $ 385,000 | $ 121,000 |
| Marion County Florida | 33 | $ 8,685,000 | $ 263,000 | $ 98,000 |
| DeKalb County Georgia | 32 | $ 8,660,000 | $ 270,000 | $ 145,000 |
| Maricopa County Arizona | 28 | $ 20,500,000 | $ 732,000 | $ 263,000 |
| Fulton County Georgia | 23 | $ 8,455,000 | $ 367,000 | $ 195,000 |
| Gwinnett County Georgia | 19 | $ 6,915,000 | $ 363,000 | $ 150,000 |
| Eddy County New Mexico | 18 | $ 4,330,000 | $ 240,000 | $ 130,000 |
| Dakota County Minnesota | 17 | $ 4,895,000 | $ 287,000 | $ 92,000 |
| Wright County Minnesota | 15 | $ 3,695,000 | $ 246,000 | $ 112,000 |
| Haralson County Georgia | 14 | $ 2,650,000 | $ 189,000 | $ 83,000 |
| Hendry County Florida | 12 | $ 2,810,000 | $ 234,000 | $ 75,000 |
| Hernando County Florida | 12 | $ 3,550,000 | $ 295,000 | $ 115,000 |
| Washington County Minnesota | 12 | $ 4,040,000 | $ 336,000 | $ 114,000 |
| Cobb County Georgia | 11 | $ 4,795,000 | $ 435,000 | $ 152,000 |
| St. John the Baptist County Louisiana | 11 | $ 2,025,000 | $ 184,000 | $ 68,000 |
| Sherburne County Minnesota | 11 | $ 2,755,000 | $ 250,000 | $ 90,000 |
| Crow Wing County Minnesota | 10 | $ 2,500,000 | $ 250,000 | $ 72,000 |
| Montgomery County Texas | 10 | $ 3,070,000 | $ 307,000 | $ 134,000 |
| Palm Beach County Florida | 9 | $ 4,165,000 | $ 462,000 | $ 136,000 |
| Walton County Georgia | 8 | $ 1,610,000 | $ 201,000 | $ 90,000 |
| Alachua County Florida | 7 | $ 2,095,000 | $ 299,000 | $ 104,000 |
| Lake County Florida | 7 | $ 2,165,000 | $ 309,000 | $ 104,000 |
| Douglas County Georgia | 7 | $ 1,615,000 | $ 230,000 | $ 82,000 |
| Paulding County Georgia | 7 | $ 2,565,000 | $ 366,000 | $ 114,000 |
| Tangipahoa County Louisiana | 7 | $ 2,005,000 | $ 286,000 | $ 143,000 |
| Scott County Minnesota | 7 | $ 1,955,000 | $ 279,000 | $ 121,000 |
| Oklahoma County Oklahoma | 7 | $ 1,895,000 | $ 270,000 | $ 111,000 |
| Harris County Texas | 7 | $ 2,645,000 | $ 377,000 | $ 145,000 |
| Charlotte County Florida | 6 | $ 2,060,000 | $ 343,000 | $ 102,000 |
| Brown County South Dakota | 6 | $ 1,150,000 | $ 191,000 | $ 72,000 |
| Randolph County Alabama | 5 | $ 815,000 | $ 163,000 | $ 79,000 |
| Pinal County Arizona | 5 | $ 2,305,000 | $ 461,000 | $ 274,000 |
| Levy County Florida | 5 | $ 1,855,000 | $ 371,000 | $ 92,000 |
| Cherokee County Georgia | 5 | $ 1,775,000 | $ 355,000 | $ 121,000 |
| Cook County Illinois | 5 | $ 1,515,000 | $ 303,000 | $ 133,000 |
| St. Charles County Louisiana | 5 | $ 1,305,000 | $ 261,000 | $ 157,000 |
| Cuyahoga County Ohio | 5 | $ 825,000 | $ 165,000 | $ 101,000 |
| Canadian County Oklahoma | 5 | $ 1,315,000 | $ 263,000 | $ 195,000 |
| Denton County Texas | 5 | $ 955,000 | $ 191,000 | $ 187,000 |
| Pima County Arizona | 4 | $ 1,880,000 | $ 470,000 | $ 194,000 |
| Broward County Florida | 4 | $ 1,830,000 | $ 457,000 | $ 214,000 |
| Citrus County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 106,000 |
| Escambia County Florida | 4 | $ 1,600,000 | $ 400,000 | $ 108,000 |
| Polk County Florida | 4 | $ 2,110,000 | $ 527,000 | $ 119,000 |
| Coweta County Georgia | 4 | $ 1,320,000 | $ 330,000 | $ 88,000 |
| Chisago County Minnesota | 4 | $ 1,130,000 | $ 282,000 | $ 111,000 |
| Isanti County Minnesota | 4 | $ 1,010,000 | $ 252,000 | $ 82,000 |
| Mille Lacs County Minnesota | 4 | $ 790,000 | $ 197,000 | $ 112,000 |
| Stearns County Minnesota | 4 | $ 610,000 | $ 152,000 | $ 60,000 |
| Summit County Ohio | 4 | $ 530,000 | $ 132,000 | $ 239,000 |
| Knox County Tennessee | 4 | $ 1,210,000 | $ 302,000 | $ 125,000 |
| Tarrant County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 76,000 |
| Pierce County Washington | 4 | $ 2,040,000 | $ 510,000 | $ 170,000 |
| Etowah County Alabama | 3 | $ 585,000 | $ 195,000 | $ 66,000 |
| Duval County Florida | 3 | $ 485,000 | $ 161,000 | $ 184,000 |
| Martin County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 156,000 |
| Sarasota County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 123,000 |
| Hall County Georgia | 3 | $ 745,000 | $ 248,000 | $ 62,000 |
| Hart County Georgia | 3 | $ 1,465,000 | $ 488,000 | $ 219,000 |
| Henry County Georgia | 3 | $ 605,000 | $ 201,000 | $ 87,000 |
| Polk County Georgia | 3 | $ 725,000 | $ 241,000 | $ 82,000 |
| Marion County Indiana | 3 | $ 735,000 | $ 245,000 | $ 292,000 |
| St. James County Louisiana | 3 | $ 645,000 | $ 215,000 | $ 70,000 |
| Cass County Minnesota | 3 | $ 1,355,000 | $ 451,000 | $ 112,000 |
| Pope County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 64,000 |
| Bernalillo County New Mexico | 3 | $ 765,000 | $ 255,000 | $ 130,000 |
| San Juan County New Mexico | 3 | $ 775,000 | $ 258,000 | $ 70,000 |
| Sandoval County New Mexico | 3 | $ 1,585,000 | $ 528,000 | $ 198,000 |
| Cameron County Texas | 3 | $ 975,000 | $ 325,000 | $ 275,000 |
| Dallas County Texas | 3 | $ 435,000 | $ 145,000 | $ 121,000 |
| Hidalgo County Texas | 3 | $ 685,000 | $ 228,000 | $ 101,000 |
| Washington County Utah | 3 | $ 2,015,000 | $ 671,000 | $ 670,000 |
| Columbia County Wisconsin | 3 | $ 415,000 | $ 138,000 | $ 49,000 |
| Cleburne County Alabama | 2 | $ 420,000 | $ 210,000 | $ 184,000 |
| Jefferson County Alabama | 2 | $ 230,000 | $ 115,000 | $ 103,000 |
| Los Angeles County California | 2 | $ 2,720,000 | $ 1,360,000 | $ 741,000 |
| Riverside County California | 2 | $ 1,420,000 | $ 710,000 | $ 238,000 |
| San Diego County California | 2 | $ 2,060,000 | $ 1,030,000 | $ 496,000 |
| Collier County Florida | 2 | $ 530,000 | $ 265,000 | $ 56,000 |
| Gilchrist County Florida | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| Hillsborough County Florida | 2 | $ 270,000 | $ 135,000 | $ 118,000 |
| Indian River County Florida | 2 | $ 600,000 | $ 300,000 | $ 82,000 |
| Lee County Florida | 2 | $ 620,000 | $ 310,000 | $ 82,000 |
| Manatee County Florida | 2 | $ 1,410,000 | $ 705,000 | $ 242,000 |
| Orange County Florida | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Santa Rosa County Florida | 2 | $ 490,000 | $ 245,000 | $ 121,000 |
| Sumter County Florida | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| Walton County Florida | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| Bryan County Georgia | 2 | $ 690,000 | $ 345,000 | $ 149,000 |
| Houston County Georgia | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Rockdale County Georgia | 2 | $ 420,000 | $ 210,000 | $ 52,000 |
| Bartholomew County Indiana | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Fayette County Indiana | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Franklin County Indiana | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Madison County Indiana | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| Ascension County Louisiana | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Worcester County Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 159,000 |
| Kent County Michigan | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Macomb County Michigan | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Dona Ana County New Mexico | 2 | $ 1,160,000 | $ 580,000 | $ 198,000 |
| Lucas County Ohio | 2 | $ 80,000 | $ 40,000 | $ 201,000 |
| Cleveland County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Logan County Oklahoma | 2 | $ 1,120,000 | $ 560,000 | $ 168,000 |
| Deschutes County Oregon | 2 | $ 910,000 | $ 455,000 | $ 111,000 |
| Yamhill County Oregon | 2 | $ 760,000 | $ 380,000 | $ 149,000 |
| Pennington County South Dakota | 2 | $ 1,550,000 | $ 775,000 | $ 172,000 |
| Davidson County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 157,000 |
| Brazoria County Texas | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Comal County Texas | 2 | $ 1,850,000 | $ 925,000 | $ 311,000 |
| El Paso County Texas | 2 | $ 760,000 | $ 380,000 | $ 117,000 |
| Young County Texas | 2 | $ 370,000 | $ 185,000 | $ 49,000 |
| Davis County Utah | 2 | $ 680,000 | $ 340,000 | $ 97,000 |
| Iron County Utah | 2 | $ 1,040,000 | $ 520,000 | $ 115,000 |
| Utah County Utah | 2 | $ 980,000 | $ 490,000 | $ 232,000 |
| Fluvanna County Virginia | 2 | $ 700,000 | $ 350,000 | $ 87,000 |
| Spokane County Washington | 2 | $ 910,000 | $ 455,000 | $ 128,000 |
| Pierce County Wisconsin | 2 | $ 650,000 | $ 325,000 | $ 170,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| Blount County Alabama | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Cherokee County Alabama | 1 | $ 235,000 | $ 235,000 | $ 476,000 |
| Madison County Alabama | 1 | $ 625,000 | $ 625,000 | $ 566,000 |
| Marshall County Alabama | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Mobile County Alabama | 1 | $ 635,000 | $ 635,000 | $ 148,000 |
| Shelby County Alabama | 1 | $ 575,000 | $ 575,000 | $ 167,000 |
| Talladega County Alabama | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Mohave County Arizona | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Navajo County Arizona | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Marion County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| White County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Del Norte County California | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Orange County California | 1 | $ 3,765,000 | $ 3,765,000 | $ 1,329,000 |
| Adams County Colorado | 1 | $ 495,000 | $ 495,000 | $ 96,000 |
| El Paso County Colorado | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Park County Colorado | 1 | $ 665,000 | $ 665,000 | $ 368,000 |
| Bay County Florida | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Bradford County Florida | 1 | $ 425,000 | $ 425,000 | $ 116,000 |
| Brevard County Florida | 1 | $ 455,000 | $ 455,000 | $ 222,000 |
| Clay County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Columbia County Florida | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Dixie County Florida | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Glades County Florida | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Highlands County Florida | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Miami-Dade County Florida | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Nassau County Florida | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Pasco County Florida | 1 | $ 265,000 | $ 265,000 | $ 298,000 |
| Pinellas County Florida | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Putnam County Florida | 1 | $ 395,000 | $ 395,000 | $ 142,000 |
| St. Johns County Florida | 1 | $ 435,000 | $ 435,000 | $ 139,000 |
| Wakulla County Florida | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Barrow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Bartow County Georgia | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| Chattooga County Georgia | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Clarke County Georgia | 1 | $ 85,000 | $ 85,000 | $ 205,000 |
| Clayton County Georgia | 1 | $ 655,000 | $ 655,000 | $ 180,000 |
| Effingham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Fannin County Georgia | 1 | $ 575,000 | $ 575,000 | $ 528,000 |
| Fayette County Georgia | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Forsyth County Georgia | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Glynn County Georgia | 1 | $ 315,000 | $ 315,000 | $ 228,000 |
| Gordon County Georgia | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Greene County Georgia | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Heard County Georgia | 1 | $ 535,000 | $ 535,000 | $ 97,000 |
| Lowndes County Georgia | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Rabun County Georgia | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| White County Georgia | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Wilcox County Georgia | 1 | $ 435,000 | $ 435,000 | $ 265,000 |
| Hawaii County Hawaii | 1 | $ 375,000 | $ 375,000 | $ 692,000 |
| Ada County Idaho | 1 | $ 345,000 | $ 345,000 | $ 765,000 |
| Boise County Idaho | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Franklin County Idaho | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Oneida County Idaho | 1 | $ 495,000 | $ 495,000 | $ 140,000 |
| Macon County Illinois | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Elkhart County Indiana | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Fountain County Indiana | 1 | $ 235,000 | $ 235,000 | $ 242,000 |
| Harrison County Indiana | 1 | $ 155,000 | $ 155,000 | $ 213,000 |
| Noble County Indiana | 1 | $ 165,000 | $ 165,000 | $ 212,000 |
| Butler County Kansas | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Johnson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Miami County Kansas | 1 | $ 465,000 | $ 465,000 | $ 188,000 |
| Bullitt County Kentucky | 1 | $ 725,000 | $ 725,000 | $ 216,000 |
| Jefferson County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Oldham County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Bossier County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Jefferson County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| Lafayette County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| Lafourche County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Livingston County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Orleans County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| St. Tammany County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Terrebonne County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Washington County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| York County Maine | 1 | $ 385,000 | $ 385,000 | $ 218,000 |
| Baltimore County Maryland | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Essex County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 207,000 |
| Barry County Michigan | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Livingston County Michigan | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Midland County Michigan | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Oakland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Presque Isle County Michigan | 1 | $ 635,000 | $ 635,000 | $ 207,000 |
| Aitkin County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Benton County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Brown County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Carlton County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Carver County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 230,000 |
| Fillmore County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Kandiyohi County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 202,000 |
| Meeker County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Morrison County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Murray County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Olmsted County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Pine County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Polk County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Redwood County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Todd County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Carroll County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Pearl River County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Callaway County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Greene County Missouri | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Jackson County Missouri | 1 | $ 415,000 | $ 415,000 | $ 252,000 |
| Marion County Missouri | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Mississippi County Missouri | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| St. Louis County Missouri | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| St. Louis City County Missouri | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Broadwater County Montana | 1 | $ 505,000 | $ 505,000 | $ 126,000 |
| Douglas County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Rockingham County New Hampshire | 1 | $ 585,000 | $ 585,000 | $ 334,000 |
| Gloucester County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 375,000 |
| Cibola County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Colfax County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 397,000 |
| Alamance County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 184,000 |
| Brunswick County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 433,000 |
| Forsyth County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 102,000 |
| Guilford County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 214,000 |
| Haywood County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Rockingham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Franklin County Ohio | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Hamilton County Ohio | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Jefferson County Ohio | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Licking County Ohio | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Miami County Ohio | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Grady County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| McCurtain County Oklahoma | 1 | $ 655,000 | $ 655,000 | $ 462,000 |
| Pittsburg County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Tulsa County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 206,000 |
| Wagoner County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 152,000 |
| Clackamas County Oregon | 1 | $ 675,000 | $ 675,000 | $ 275,000 |
| Multnomah County Oregon | 1 | $ 505,000 | $ 505,000 | $ 162,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Schuylkill County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Aiken County South Carolina | 1 | $ 655,000 | $ 655,000 | $ 177,000 |
| Charleston County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 92,000 |
| Florence County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Greenville County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Orangeburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Marshall County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Minnehaha County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Spink County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Cumberland County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Greene County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Anderson County Texas | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| Aransas County Texas | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Bastrop County Texas | 1 | $ 495,000 | $ 495,000 | $ 131,000 |
| Bexar County Texas | 1 | $ 345,000 | $ 345,000 | $ 355,000 |
| Blanco County Texas | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Brown County Texas | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Burnet County Texas | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Collin County Texas | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Galveston County Texas | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Kaufman County Texas | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Lee County Texas | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Leon County Texas | 1 | $ 845,000 | $ 845,000 | $ 224,000 |
| Liberty County Texas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Lubbock County Texas | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| McCulloch County Texas | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Midland County Texas | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| San Jacinto County Texas | 1 | $ 475,000 | $ 475,000 | $ 181,000 |
| Smith County Texas | 1 | $ 425,000 | $ 425,000 | $ 167,000 |
| Travis County Texas | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Victoria County Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Walker County Texas | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Waller County Texas | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Garfield County Utah | 1 | $ 265,000 | $ 265,000 | $ 391,000 |
| Morgan County Utah | 1 | $ 565,000 | $ 565,000 | $ 315,000 |
| Sanpete County Utah | 1 | $ 365,000 | $ 365,000 | $ 154,000 |
| Weber County Utah | 1 | $ 525,000 | $ 525,000 | $ 160,000 |
| Benton County Washington | 1 | $ 465,000 | $ 465,000 | $ 128,000 |
| King County Washington | 1 | $ 455,000 | $ 455,000 | $ 401,000 |
| Milwaukee County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Outagamie County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Rock County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| St. Croix County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 201,000 |
| Waupaca County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 891 | $279,515,000 | $313,000 | $3,765,000 | $132,000 | $2,740,000 |
| Cash-out Refinancing | 117 | $30,835,000 | $263,000 | $995,000 | $148,000 | $1,020,000 |
| Refinancing | 80 | $27,460,000 | $343,000 | $1,505,000 | $133,000 | $912,000 |
| Home Improvement | 8 | $4,240,000 | $530,000 | $3,155,000 | $84,000 | $166,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 746 | $234,680,000 | $314,000 | $3,765,000 | $140,000 | $2,740,000 |
| Hispanic | 112 | $31,060,000 | $277,000 | $655,000 | $107,000 | $355,000 |
| Black or African American | 103 | $32,785,000 | $318,000 | $1,505,000 | $125,000 | $1,020,000 |
| Not Provided | 78 | $22,810,000 | $292,000 | $1,085,000 | $126,000 | $583,000 |
| Asian | 42 | $12,420,000 | $295,000 | $935,000 | $131,000 | $332,000 |
| American Indian or Alaskan Native | 7 | $2,035,000 | $290,000 | $585,000 | $108,000 | $201,000 |
| Not applicable | 7 | $5,595,000 | $799,000 | $3,155,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 778 | $247,610,000 | $318,000 | $3,765,000 | $146,000 | $2,740,000 |
| FHA-insured (Federal Housing Administration) | 233 | $61,775,000 | $265,000 | $585,000 | $97,000 | $375,000 |
| VA-guaranteed (Veterans Administration) | 73 | $30,285,000 | $414,000 | $845,000 | $125,000 | $313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,380,000 | $198,000 | $325,000 | $80,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 823 | $256,605,000 | $311,000 | $3,155,000 | $133,000 | $2,740,000 |
| Application Withdrawn By Applicant | 214 | $67,390,000 | $314,000 | $3,765,000 | $134,000 | $1,329,000 |
| Application Denied By Financial Institution | 34 | $10,390,000 | $305,000 | $2,355,000 | $147,000 | $1,384,000 |
| File Closed For Incompleteness | 14 | $4,700,000 | $335,000 | $1,595,000 | $111,000 | $456,000 |
| Application Approved But Not Accepted | 5 | $1,575,000 | $315,000 | $435,000 | $120,000 | $201,000 |
| Loan Purchased By The Institution | 3 | $515,000 | $171,000 | $245,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 3 | $875,000 | $291,000 | $365,000 | $89,000 | $104,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,062 | $331,660,000 | $312,000 | $3,765,000 | $133,000 | $2,740,000 |
| Debt-To-Income Ratio | 12 | $2,890,000 | $240,000 | $475,000 | $85,000 | $206,000 |
| Other | 7 | $3,775,000 | $539,000 | $2,355,000 | $300,000 | $1,384,000 |
| Collateral | 7 | $2,115,000 | $302,000 | $725,000 | $160,000 | $252,000 |
| Credit History | 7 | $1,345,000 | $192,000 | $315,000 | $66,000 | $100,000 |
| Unverifiable Information | 1 | $265,000 | $265,000 | $265,000 | $298,000 | $298,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldwater Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.