Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2023
In 2023, Goldwater Bank, N.A. of Phoenix, AZ reported 1,096 mortgage applications totaling $342.1 million, down 74% from 2022. The average application was for $312,089, and applicants reported an average income of $133,430. 75% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (268), Atlanta-Sandy Springs-Roswell, GA (213) and Port St. Lucie, FL (38) (applications in parentheses).
| Mortgage Company & Address | Goldwater Bank, N.A. 2525 East Camelback Road Suite 1100 Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,096 |
| Total Mortgage Loan Application Amount | $342,050,000 |
| Average Mortgage Loan Application Amount | $312,089 |
| Highest Mortgage Loan Application Amount | $3,765,000 |
| Average Applicant Income | $133,430 |
| Highest Applicant Income | $2,740,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin, Minnesota | 76 | $ 20,380,000 | $ 268,157 | $ 103,000 |
| Carroll, Georgia | 72 | $ 18,580,000 | $ 258,055 | $ 153,000 |
| Anoka, Minnesota | 58 | $ 15,740,000 | $ 271,379 | $ 100,000 |
| Ramsey, Minnesota | 56 | $ 13,180,000 | $ 235,357 | $ 115,000 |
| St. Lucie, Florida | 35 | $ 13,475,000 | $ 385,000 | $ 121,000 |
| Marion, Florida | 33 | $ 8,685,000 | $ 263,181 | $ 98,000 |
| DeKalb, Georgia | 32 | $ 8,660,000 | $ 270,625 | $ 145,000 |
| Maricopa, Arizona | 28 | $ 20,500,000 | $ 732,142 | $ 263,000 |
| Fulton, Georgia | 23 | $ 8,455,000 | $ 367,608 | $ 195,000 |
| Gwinnett, Georgia | 19 | $ 6,915,000 | $ 363,947 | $ 150,000 |
| Eddy, New Mexico | 18 | $ 4,330,000 | $ 240,555 | $ 130,000 |
| Dakota, Minnesota | 17 | $ 4,895,000 | $ 287,941 | $ 92,000 |
| Wright, Minnesota | 15 | $ 3,695,000 | $ 246,333 | $ 112,000 |
| Haralson, Georgia | 14 | $ 2,650,000 | $ 189,285 | $ 83,000 |
| Hendry, Florida | 12 | $ 2,810,000 | $ 234,166 | $ 75,000 |
| Hernando, Florida | 12 | $ 3,550,000 | $ 295,833 | $ 115,000 |
| Washington, Minnesota | 12 | $ 4,040,000 | $ 336,666 | $ 114,000 |
| Cobb, Georgia | 11 | $ 4,795,000 | $ 435,909 | $ 152,000 |
| St. John the Baptist, Louisiana | 11 | $ 2,025,000 | $ 184,090 | $ 68,000 |
| Sherburne, Minnesota | 11 | $ 2,755,000 | $ 250,454 | $ 90,000 |
| Crow Wing, Minnesota | 10 | $ 2,500,000 | $ 250,000 | $ 72,000 |
| Montgomery, Texas | 10 | $ 3,070,000 | $ 307,000 | $ 134,000 |
| Palm Beach, Florida | 9 | $ 4,165,000 | $ 462,777 | $ 136,000 |
| Walton, Georgia | 8 | $ 1,610,000 | $ 201,250 | $ 90,000 |
| Alachua, Florida | 7 | $ 2,095,000 | $ 299,285 | $ 104,000 |
| Lake, Florida | 7 | $ 2,165,000 | $ 309,285 | $ 104,000 |
| Douglas, Georgia | 7 | $ 1,615,000 | $ 230,714 | $ 82,000 |
| Paulding, Georgia | 7 | $ 2,565,000 | $ 366,428 | $ 114,000 |
| Tangipahoa, Louisiana | 7 | $ 2,005,000 | $ 286,428 | $ 143,000 |
| Scott, Minnesota | 7 | $ 1,955,000 | $ 279,285 | $ 121,000 |
| Oklahoma, Oklahoma | 7 | $ 1,895,000 | $ 270,714 | $ 111,000 |
| Harris, Texas | 7 | $ 2,645,000 | $ 377,857 | $ 145,000 |
| Charlotte, Florida | 6 | $ 2,060,000 | $ 343,333 | $ 102,000 |
| Brown, South Dakota | 6 | $ 1,150,000 | $ 191,666 | $ 72,000 |
| Randolph, Alabama | 5 | $ 815,000 | $ 163,000 | $ 79,000 |
| Pinal, Arizona | 5 | $ 2,305,000 | $ 461,000 | $ 274,000 |
| Levy, Florida | 5 | $ 1,855,000 | $ 371,000 | $ 92,000 |
| Cherokee, Georgia | 5 | $ 1,775,000 | $ 355,000 | $ 121,000 |
| Cook, Illinois | 5 | $ 1,515,000 | $ 303,000 | $ 133,000 |
| St. Charles, Louisiana | 5 | $ 1,305,000 | $ 261,000 | $ 157,000 |
| Cuyahoga, Ohio | 5 | $ 825,000 | $ 165,000 | $ 101,000 |
| Canadian, Oklahoma | 5 | $ 1,315,000 | $ 263,000 | $ 195,000 |
| Denton, Texas | 5 | $ 955,000 | $ 191,000 | $ 187,000 |
| Pima, Arizona | 4 | $ 1,880,000 | $ 470,000 | $ 194,000 |
| Broward, Florida | 4 | $ 1,830,000 | $ 457,500 | $ 214,000 |
| Citrus, Florida | 4 | $ 1,020,000 | $ 255,000 | $ 106,000 |
| Escambia, Florida | 4 | $ 1,600,000 | $ 400,000 | $ 108,000 |
| Polk, Florida | 4 | $ 2,110,000 | $ 527,500 | $ 119,000 |
| Coweta, Georgia | 4 | $ 1,320,000 | $ 330,000 | $ 88,000 |
| Chisago, Minnesota | 4 | $ 1,130,000 | $ 282,500 | $ 111,000 |
| Isanti, Minnesota | 4 | $ 1,010,000 | $ 252,500 | $ 82,000 |
| Mille Lacs, Minnesota | 4 | $ 790,000 | $ 197,500 | $ 112,000 |
| Stearns, Minnesota | 4 | $ 610,000 | $ 152,500 | $ 60,000 |
| Summit, Ohio | 4 | $ 530,000 | $ 132,500 | $ 239,000 |
| Knox, Tennessee | 4 | $ 1,210,000 | $ 302,500 | $ 125,000 |
| Tarrant, Texas | 4 | $ 1,050,000 | $ 262,500 | $ 76,000 |
| Pierce, Washington | 4 | $ 2,040,000 | $ 510,000 | $ 170,000 |
| Etowah, Alabama | 3 | $ 585,000 | $ 195,000 | $ 66,000 |
| Duval, Florida | 3 | $ 485,000 | $ 161,666 | $ 184,000 |
| Martin, Florida | 3 | $ 1,135,000 | $ 378,333 | $ 156,000 |
| Sarasota, Florida | 3 | $ 1,005,000 | $ 335,000 | $ 123,000 |
| Hall, Georgia | 3 | $ 745,000 | $ 248,333 | $ 62,000 |
| Hart, Georgia | 3 | $ 1,465,000 | $ 488,333 | $ 219,000 |
| Henry, Georgia | 3 | $ 605,000 | $ 201,666 | $ 87,000 |
| Polk, Georgia | 3 | $ 725,000 | $ 241,666 | $ 82,000 |
| Marion, Indiana | 3 | $ 735,000 | $ 245,000 | $ 292,000 |
| St. James, Louisiana | 3 | $ 645,000 | $ 215,000 | $ 70,000 |
| Cass, Minnesota | 3 | $ 1,355,000 | $ 451,666 | $ 112,000 |
| Pope, Minnesota | 3 | $ 595,000 | $ 198,333 | $ 64,000 |
| Bernalillo, New Mexico | 3 | $ 765,000 | $ 255,000 | $ 130,000 |
| San Juan, New Mexico | 3 | $ 775,000 | $ 258,333 | $ 70,000 |
| Sandoval, New Mexico | 3 | $ 1,585,000 | $ 528,333 | $ 198,000 |
| Cameron, Texas | 3 | $ 975,000 | $ 325,000 | $ 275,000 |
| Dallas, Texas | 3 | $ 435,000 | $ 145,000 | $ 121,000 |
| Hidalgo, Texas | 3 | $ 685,000 | $ 228,333 | $ 101,000 |
| Washington, Utah | 3 | $ 2,015,000 | $ 671,666 | $ 670,000 |
| Columbia, Wisconsin | 3 | $ 415,000 | $ 138,333 | $ 49,000 |
| Cleburne, Alabama | 2 | $ 420,000 | $ 210,000 | $ 184,000 |
| Jefferson, Alabama | 2 | $ 230,000 | $ 115,000 | $ 103,000 |
| Los Angeles, California | 2 | $ 2,720,000 | $ 1,360,000 | $ 741,000 |
| Riverside, California | 2 | $ 1,420,000 | $ 710,000 | $ 238,000 |
| San Diego, California | 2 | $ 2,060,000 | $ 1,030,000 | $ 496,000 |
| Collier, Florida | 2 | $ 530,000 | $ 265,000 | $ 56,000 |
| Gilchrist, Florida | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| Hillsborough, Florida | 2 | $ 270,000 | $ 135,000 | $ 118,000 |
| Indian River, Florida | 2 | $ 600,000 | $ 300,000 | $ 82,000 |
| Lee, Florida | 2 | $ 620,000 | $ 310,000 | $ 82,000 |
| Manatee, Florida | 2 | $ 1,410,000 | $ 705,000 | $ 242,000 |
| Orange, Florida | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Santa Rosa, Florida | 2 | $ 490,000 | $ 245,000 | $ 121,000 |
| Sumter, Florida | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| Walton, Florida | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| Bryan, Georgia | 2 | $ 690,000 | $ 345,000 | $ 149,000 |
| Houston, Georgia | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Rockdale, Georgia | 2 | $ 420,000 | $ 210,000 | $ 52,000 |
| Bartholomew, Indiana | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Fayette, Indiana | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Franklin, Indiana | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Madison, Indiana | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| Ascension, Louisiana | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Worcester, Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 159,000 |
| Kent, Michigan | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Macomb, Michigan | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Dona Ana, New Mexico | 2 | $ 1,160,000 | $ 580,000 | $ 198,000 |
| Lucas, Ohio | 2 | $ 80,000 | $ 40,000 | $ 201,000 |
| Cleveland, Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Logan, Oklahoma | 2 | $ 1,120,000 | $ 560,000 | $ 168,000 |
| Deschutes, Oregon | 2 | $ 910,000 | $ 455,000 | $ 111,000 |
| Yamhill, Oregon | 2 | $ 760,000 | $ 380,000 | $ 149,000 |
| Pennington, South Dakota | 2 | $ 1,550,000 | $ 775,000 | $ 172,000 |
| Davidson, Tennessee | 2 | $ 690,000 | $ 345,000 | $ 157,000 |
| Brazoria, Texas | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Comal, Texas | 2 | $ 1,850,000 | $ 925,000 | $ 311,000 |
| El Paso, Texas | 2 | $ 760,000 | $ 380,000 | $ 117,000 |
| Young, Texas | 2 | $ 370,000 | $ 185,000 | $ 49,000 |
| Davis, Utah | 2 | $ 680,000 | $ 340,000 | $ 97,000 |
| Iron, Utah | 2 | $ 1,040,000 | $ 520,000 | $ 115,000 |
| Utah, Utah | 2 | $ 980,000 | $ 490,000 | $ 232,000 |
| Fluvanna, Virginia | 2 | $ 700,000 | $ 350,000 | $ 87,000 |
| Spokane, Washington | 2 | $ 910,000 | $ 455,000 | $ 128,000 |
| Pierce, Wisconsin | 2 | $ 650,000 | $ 325,000 | $ 170,000 |
| Baldwin, Alabama | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| Blount, Alabama | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Cherokee, Alabama | 1 | $ 235,000 | $ 235,000 | $ 476,000 |
| Madison, Alabama | 1 | $ 625,000 | $ 625,000 | $ 566,000 |
| Marshall, Alabama | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Mobile, Alabama | 1 | $ 635,000 | $ 635,000 | $ 148,000 |
| Shelby, Alabama | 1 | $ 575,000 | $ 575,000 | $ 167,000 |
| Talladega, Alabama | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Mohave, Arizona | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Navajo, Arizona | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Marion, Arkansas | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| White, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Del Norte, California | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Orange, California | 1 | $ 3,765,000 | $ 3,765,000 | $ 1,329,000 |
| Adams, Colorado | 1 | $ 495,000 | $ 495,000 | $ 96,000 |
| El Paso, Colorado | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Gilpin, Colorado | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Park, Colorado | 1 | $ 665,000 | $ 665,000 | $ 368,000 |
| Bay, Florida | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Bradford, Florida | 1 | $ 425,000 | $ 425,000 | $ 116,000 |
| Brevard, Florida | 1 | $ 455,000 | $ 455,000 | $ 222,000 |
| Clay, Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Columbia, Florida | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Dixie, Florida | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Glades, Florida | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Highlands, Florida | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Miami-Dade, Florida | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Nassau, Florida | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Pasco, Florida | 1 | $ 265,000 | $ 265,000 | $ 298,000 |
| Pinellas, Florida | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Putnam, Florida | 1 | $ 395,000 | $ 395,000 | $ 142,000 |
| St. Johns, Florida | 1 | $ 435,000 | $ 435,000 | $ 139,000 |
| Wakulla, Florida | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Barrow, Georgia | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Bartow, Georgia | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| Chattooga, Georgia | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Clarke, Georgia | 1 | $ 85,000 | $ 85,000 | $ 205,000 |
| Clayton, Georgia | 1 | $ 655,000 | $ 655,000 | $ 180,000 |
| Effingham, Georgia | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Fannin, Georgia | 1 | $ 575,000 | $ 575,000 | $ 528,000 |
| Fayette, Georgia | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Forsyth, Georgia | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Gilmer, Georgia | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Glynn, Georgia | 1 | $ 315,000 | $ 315,000 | $ 228,000 |
| Gordon, Georgia | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Greene, Georgia | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Heard, Georgia | 1 | $ 535,000 | $ 535,000 | $ 97,000 |
| Lowndes, Georgia | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Rabun, Georgia | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| White, Georgia | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Wilcox, Georgia | 1 | $ 435,000 | $ 435,000 | $ 265,000 |
| Hawaii, Hawaii | 1 | $ 375,000 | $ 375,000 | $ 692,000 |
| Ada, Idaho | 1 | $ 345,000 | $ 345,000 | $ 765,000 |
| Boise, Idaho | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Franklin, Idaho | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Oneida, Idaho | 1 | $ 495,000 | $ 495,000 | $ 140,000 |
| Macon, Illinois | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Elkhart, Indiana | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Fountain, Indiana | 1 | $ 235,000 | $ 235,000 | $ 242,000 |
| Harrison, Indiana | 1 | $ 155,000 | $ 155,000 | $ 213,000 |
| Noble, Indiana | 1 | $ 165,000 | $ 165,000 | $ 212,000 |
| Butler, Kansas | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Johnson, Kansas | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Miami, Kansas | 1 | $ 465,000 | $ 465,000 | $ 188,000 |
| Bullitt, Kentucky | 1 | $ 725,000 | $ 725,000 | $ 216,000 |
| Jefferson, Kentucky | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Oldham, Kentucky | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Bossier, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Jefferson, Louisiana | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| Lafayette, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| Lafourche, Louisiana | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Livingston, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Orleans, Louisiana | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| St. Tammany, Louisiana | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Terrebonne, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Washington, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| York, Maine | 1 | $ 385,000 | $ 385,000 | $ 218,000 |
| Baltimore, Maryland | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Essex, Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 207,000 |
| Barry, Michigan | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Livingston, Michigan | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Midland, Michigan | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Oakland, Michigan | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Presque Isle, Michigan | 1 | $ 635,000 | $ 635,000 | $ 207,000 |
| Aitkin, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Benton, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Brown, Minnesota | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Carlton, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Carver, Minnesota | 1 | $ 505,000 | $ 505,000 | $ 230,000 |
| Fillmore, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Kandiyohi, Minnesota | 1 | $ 365,000 | $ 365,000 | $ 202,000 |
| Meeker, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Morrison, Minnesota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Murray, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Olmsted, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Pine, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Polk, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Redwood, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Todd, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Carroll, Mississippi | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Pearl River, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Callaway, Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Greene, Missouri | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Jackson, Missouri | 1 | $ 415,000 | $ 415,000 | $ 252,000 |
| Marion, Missouri | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Mississippi, Missouri | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| St. Louis, Missouri | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| St. Louis City, Missouri | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Broadwater, Montana | 1 | $ 505,000 | $ 505,000 | $ 126,000 |
| Douglas, Nebraska | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Rockingham, New Hampshire | 1 | $ 585,000 | $ 585,000 | $ 334,000 |
| Gloucester, New Jersey | 1 | $ 475,000 | $ 475,000 | $ 375,000 |
| Cibola, New Mexico | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Colfax, New Mexico | 1 | $ 255,000 | $ 255,000 | $ 397,000 |
| Alamance, North Carolina | 1 | $ 345,000 | $ 345,000 | $ 184,000 |
| Brunswick, North Carolina | 1 | $ 825,000 | $ 825,000 | $ 433,000 |
| Forsyth, North Carolina | 1 | $ 445,000 | $ 445,000 | $ 102,000 |
| Guilford, North Carolina | 1 | $ 715,000 | $ 715,000 | $ 214,000 |
| Haywood, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Rockingham, North Carolina | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Franklin, Ohio | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Hamilton, Ohio | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Jefferson, Ohio | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Licking, Ohio | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Miami, Ohio | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Grady, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| McCurtain, Oklahoma | 1 | $ 655,000 | $ 655,000 | $ 462,000 |
| Pittsburg, Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Tulsa, Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 206,000 |
| Wagoner, Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 152,000 |
| Clackamas, Oregon | 1 | $ 675,000 | $ 675,000 | $ 275,000 |
| Multnomah, Oregon | 1 | $ 505,000 | $ 505,000 | $ 162,000 |
| Allegheny, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Schuylkill, Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Aiken, South Carolina | 1 | $ 655,000 | $ 655,000 | $ 177,000 |
| Charleston, South Carolina | 1 | $ 455,000 | $ 455,000 | $ 92,000 |
| Florence, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Greenville, South Carolina | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Orangeburg, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Marshall, South Dakota | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Minnehaha, South Dakota | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Spink, South Dakota | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Cumberland, Tennessee | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Greene, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Anderson, Texas | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| Aransas, Texas | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Bastrop, Texas | 1 | $ 495,000 | $ 495,000 | $ 131,000 |
| Bexar, Texas | 1 | $ 345,000 | $ 345,000 | $ 355,000 |
| Blanco, Texas | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Brown, Texas | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Burnet, Texas | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Collin, Texas | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Galveston, Texas | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Kaufman, Texas | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Lee, Texas | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Leon, Texas | 1 | $ 845,000 | $ 845,000 | $ 224,000 |
| Liberty, Texas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Lubbock, Texas | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| McCulloch, Texas | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Midland, Texas | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| San Jacinto, Texas | 1 | $ 475,000 | $ 475,000 | $ 181,000 |
| Smith, Texas | 1 | $ 425,000 | $ 425,000 | $ 167,000 |
| Travis, Texas | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Victoria, Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Walker, Texas | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Waller, Texas | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Garfield, Utah | 1 | $ 265,000 | $ 265,000 | $ 391,000 |
| Morgan, Utah | 1 | $ 565,000 | $ 565,000 | $ 315,000 |
| Sanpete, Utah | 1 | $ 365,000 | $ 365,000 | $ 154,000 |
| Weber, Utah | 1 | $ 525,000 | $ 525,000 | $ 160,000 |
| Benton, Washington | 1 | $ 465,000 | $ 465,000 | $ 128,000 |
| King, Washington | 1 | $ 455,000 | $ 455,000 | $ 401,000 |
| Milwaukee, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Outagamie, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Rock, Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| St. Croix, Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 201,000 |
| Waupaca, Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 891 | $279,515,000 | $313,000 | $3,765,000 | $132,000 | $2,740,000 |
| Cash-out Refinancing | 117 | $30,835,000 | $263,000 | $995,000 | $148,000 | $1,020,000 |
| Refinancing | 80 | $27,460,000 | $343,000 | $1,505,000 | $133,000 | $912,000 |
| Home Improvement | 8 | $4,240,000 | $530,000 | $3,155,000 | $84,000 | $166,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 746 | $234,680,000 | $314,000 | $3,765,000 | $140,000 | $2,740,000 |
| Hispanic | 112 | $31,060,000 | $277,000 | $655,000 | $107,000 | $355,000 |
| Black or African American | 103 | $32,785,000 | $318,000 | $1,505,000 | $125,000 | $1,020,000 |
| Not Provided | 78 | $22,810,000 | $292,000 | $1,085,000 | $126,000 | $583,000 |
| Asian | 42 | $12,420,000 | $295,000 | $935,000 | $131,000 | $332,000 |
| American Indian or Alaskan Native | 7 | $2,035,000 | $290,000 | $585,000 | $108,000 | $201,000 |
| Not applicable | 7 | $5,595,000 | $799,000 | $3,155,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 778 | $247,610,000 | $318,000 | $3,765,000 | $146,000 | $2,740,000 |
| FHA-insured (Federal Housing Administration) | 233 | $61,775,000 | $265,000 | $585,000 | $97,000 | $375,000 |
| VA-guaranteed (Veterans Administration) | 73 | $30,285,000 | $414,000 | $845,000 | $125,000 | $313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,380,000 | $198,000 | $325,000 | $80,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 823 | $256,605,000 | $311,000 | $3,155,000 | $133,000 | $2,740,000 |
| Application Withdrawn By Applicant | 214 | $67,390,000 | $314,000 | $3,765,000 | $134,000 | $1,329,000 |
| Application Denied By Financial Institution | 34 | $10,390,000 | $305,000 | $2,355,000 | $147,000 | $1,384,000 |
| File Closed For Incompleteness | 14 | $4,700,000 | $335,000 | $1,595,000 | $111,000 | $456,000 |
| Application Approved But Not Accepted | 5 | $1,575,000 | $315,000 | $435,000 | $120,000 | $201,000 |
| Loan Purchased By The Institution | 3 | $515,000 | $171,000 | $245,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 3 | $875,000 | $291,000 | $365,000 | $89,000 | $104,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,062 | $331,660,000 | $312,000 | $3,765,000 | $133,000 | $2,740,000 |
| Debt-To-Income Ratio | 12 | $2,890,000 | $240,000 | $475,000 | $85,000 | $206,000 |
| Other | 7 | $3,775,000 | $539,000 | $2,355,000 | $300,000 | $1,384,000 |
| Collateral | 7 | $2,115,000 | $302,000 | $725,000 | $160,000 | $252,000 |
| Credit History | 7 | $1,345,000 | $192,000 | $315,000 | $66,000 | $100,000 |
| Unverifiable Information | 1 | $265,000 | $265,000 | $265,000 | $298,000 | $298,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldwater Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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