Golf Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Golf Savings Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Golf Savings Bank 6505 218Th St Sw Suite 6 Mountlake Terrace, WA 98043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,284 |
| Total Mortgage Loan Application Amount | $4,615,857,000 |
| Average Mortgage Loan Application Amount | $326,000 |
| Highest Mortgage Loan Application Amount | $2,889,000 |
| Average Applicant Income | $90,333 |
| Highest Applicant Income | $8,940,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Golf Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Golf Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Golf Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Golf Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Golf Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Golf Savings Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 4,272 | $ 1,380,164,000 | $ 323,000 | $ 122,000 |
| Snohomish County Washington | 1,915 | $ 525,188,000 | $ 274,000 | $ 88,000 |
| Benton County Washington | 1,066 | $ 195,938,000 | $ 183,000 | $ 81,000 |
| Pierce County Washington | 1,018 | $ 245,579,000 | $ 241,000 | $ 80,000 |
| Kitsap County Washington | 994 | $ 237,059,000 | $ 238,000 | $ 77,000 |
| Spokane County Washington | 831 | $ 148,202,000 | $ 178,000 | $ 70,000 |
| Yakima County Washington | 658 | $ 108,535,000 | $ 164,000 | $ 57,000 |
| Whatcom County Washington | 652 | $ 159,585,000 | $ 244,000 | $ 84,000 |
| Ada County Idaho | 460 | $ 84,098,000 | $ 182,000 | $ 78,000 |
| Washington County Oregon | 394 | $ 94,650,000 | $ 240,000 | $ 97,000 |
| Lane County Oregon | 390 | $ 74,785,000 | $ 191,000 | $ 71,000 |
| Kootenai County Idaho | 381 | $ 78,076,000 | $ 204,000 | $ 85,000 |
| Thurston County Washington | 374 | $ 91,135,000 | $ 243,000 | $ 84,000 |
| Franklin County Washington | 371 | $ 62,685,000 | $ 168,000 | $ 67,000 |
| Multnomah County Oregon | 365 | $ 85,619,000 | $ 234,000 | $ 94,000 |
| Coos County Oregon | 319 | $ 58,226,000 | $ 182,000 | $ 76,000 |
| Skagit County Washington | 302 | $ 72,693,000 | $ 240,000 | $ 72,000 |
| Missoula County Montana | 255 | $ 59,422,000 | $ 233,000 | $ 105,000 |
| Clackamas County Oregon | 253 | $ 64,206,000 | $ 253,000 | $ 96,000 |
| Grant County Washington | 245 | $ 43,246,000 | $ 176,000 | $ 69,000 |
| Clark County Washington | 232 | $ 53,885,000 | $ 232,000 | $ 88,000 |
| Canyon County Idaho | 204 | $ 30,083,000 | $ 147,000 | $ 52,000 |
| Kittitas County Washington | 178 | $ 42,027,000 | $ 236,000 | $ 83,000 |
| Jackson County Oregon | 164 | $ 32,040,000 | $ 195,000 | $ 74,000 |
| Klamath County Oregon | 138 | $ 22,959,000 | $ 166,000 | $ 73,000 |
| Mason County Washington | 136 | $ 27,288,000 | $ 200,000 | $ 76,000 |
| Island County Washington | 133 | $ 35,790,000 | $ 269,000 | $ 93,000 |
| Kern County California | 117 | $ 18,713,000 | $ 159,000 | $ 63,000 |
| Marion County Oregon | 104 | $ 20,806,000 | $ 200,000 | $ 63,000 |
| Lewis County Washington | 87 | $ 15,351,000 | $ 176,000 | $ 55,000 |
| Clallam County Washington | 83 | $ 18,471,000 | $ 222,000 | $ 73,000 |
| Gallatin County Montana | 82 | $ 17,231,000 | $ 210,000 | $ 87,000 |
| Deschutes County Oregon | 80 | $ 20,136,000 | $ 251,000 | $ 123,000 |
| Nez Perce County Idaho | 77 | $ 11,338,000 | $ 147,000 | $ 65,000 |
| Asotin County Washington | 70 | $ 11,468,000 | $ 163,000 | $ 64,000 |
| Linn County Oregon | 64 | $ 11,968,000 | $ 187,000 | $ 61,000 |
| Adams County Washington | 61 | $ 7,402,000 | $ 121,000 | $ 51,000 |
| Walla Walla County Washington | 60 | $ 10,624,000 | $ 177,000 | $ 73,000 |
| Grays Harbor County Washington | 59 | $ 9,683,000 | $ 164,000 | $ 70,000 |
| Valley County Idaho | 58 | $ 10,814,000 | $ 186,000 | $ 87,000 |
| Ravalli County Montana | 58 | $ 11,765,000 | $ 202,000 | $ 60,000 |
| Columbia County Oregon | 56 | $ 9,561,000 | $ 170,000 | $ 68,000 |
| Yamhill County Oregon | 55 | $ 12,080,000 | $ 219,000 | $ 53,000 |
| Clatsop County Oregon | 51 | $ 11,353,000 | $ 222,000 | $ 142,000 |
| Chelan County Washington | 51 | $ 10,885,000 | $ 213,000 | $ 96,000 |
| Stevens County Washington | 49 | $ 9,641,000 | $ 196,000 | $ 65,000 |
| Yellowstone County Montana | 47 | $ 8,709,000 | $ 185,000 | $ 81,000 |
| Tillamook County Oregon | 44 | $ 8,789,000 | $ 199,000 | $ 82,000 |
| Douglas County Oregon | 42 | $ 6,493,000 | $ 154,000 | $ 50,000 |
| Umatilla County Oregon | 40 | $ 6,029,000 | $ 150,000 | $ 63,000 |
| Cowlitz County Washington | 39 | $ 7,207,000 | $ 184,000 | $ 56,000 |
| Okanogan County Washington | 38 | $ 8,028,000 | $ 211,000 | $ 100,000 |
| Bonner County Idaho | 36 | $ 8,855,000 | $ 245,000 | $ 115,000 |
| Josephine County Oregon | 34 | $ 6,472,000 | $ 190,000 | $ 50,000 |
| Pacific County Washington | 34 | $ 5,250,000 | $ 154,000 | $ 63,000 |
| Klickitat County Washington | 31 | $ 5,102,000 | $ 164,000 | $ 70,000 |
| Douglas County Washington | 30 | $ 6,203,000 | $ 206,000 | $ 75,000 |
| Lincoln County Oregon | 28 | $ 6,326,000 | $ 225,000 | $ 75,000 |
| Benton County Oregon | 26 | $ 5,397,000 | $ 207,000 | $ 77,000 |
| Polk County Oregon | 26 | $ 5,287,000 | $ 203,000 | $ 72,000 |
| Jefferson County Washington | 26 | $ 6,788,000 | $ 261,000 | $ 116,000 |
| Riverside County California | 25 | $ 6,999,000 | $ 279,000 | $ 255,000 |
| Lake County Montana | 25 | $ 5,397,000 | $ 215,000 | $ 156,000 |
| Whitman County Washington | 25 | $ 3,909,000 | $ 156,000 | $ 60,000 |
| Curry County Oregon | 22 | $ 4,194,000 | $ 190,000 | $ 59,000 |
| Maricopa County Arizona | 21 | $ 4,642,000 | $ 221,000 | $ 113,000 |
| Latah County Idaho | 20 | $ 3,345,000 | $ 167,000 | $ 64,000 |
| Lincoln County Washington | 18 | $ 2,639,000 | $ 146,000 | $ 82,000 |
| Los Angeles County California | 17 | $ 7,052,000 | $ 414,000 | $ 180,000 |
| Flathead County Montana | 16 | $ 4,637,000 | $ 289,000 | $ 165,000 |
| Benewah County Idaho | 15 | $ 3,009,000 | $ 200,000 | $ 69,000 |
| Gem County Idaho | 15 | $ 1,858,000 | $ 123,000 | $ 48,000 |
| Lake County Oregon | 15 | $ 2,127,000 | $ 141,000 | $ 42,000 |
| Union County Oregon | 14 | $ 2,360,000 | $ 168,000 | $ 53,000 |
| San Diego County California | 13 | $ 3,631,000 | $ 279,000 | $ 109,000 |
| Park County Montana | 13 | $ 2,733,000 | $ 210,000 | $ 62,000 |
| Crook County Oregon | 13 | $ 2,293,000 | $ 176,000 | $ 57,000 |
| Grant County Oregon | 13 | $ 1,875,000 | $ 144,000 | $ 65,000 |
| Bonneville County Idaho | 12 | $ 1,884,000 | $ 157,000 | $ 62,000 |
| Pend Oreille County Washington | 12 | $ 2,650,000 | $ 220,000 | $ 62,000 |
| Adams County Idaho | 11 | $ 1,842,000 | $ 167,000 | $ 79,000 |
| Lewis and Clark County Montana | 11 | $ 1,933,000 | $ 175,000 | $ 57,000 |
| Silver Bow County Montana | 11 | $ 1,609,000 | $ 146,000 | $ 67,000 |
| Harney County Oregon | 11 | $ 1,547,000 | $ 140,000 | $ 63,000 |
| Payette County Idaho | 10 | $ 1,256,000 | $ 125,000 | $ 42,000 |
| Twin Falls County Idaho | 10 | $ 1,291,000 | $ 129,000 | $ 40,000 |
| Jefferson County Oregon | 10 | $ 1,624,000 | $ 162,000 | $ 53,000 |
| Malheur County Oregon | 10 | $ 1,111,000 | $ 111,000 | $ 28,000 |
| Contra Costa County California | 9 | $ 2,721,000 | $ 302,000 | $ 75,000 |
| Sonoma County California | 9 | $ 2,476,000 | $ 275,000 | $ 88,000 |
| Orange County California | 8 | $ 4,154,000 | $ 519,000 | $ 164,000 |
| San Bernardino County California | 8 | $ 1,421,000 | $ 177,000 | $ 104,000 |
| Bannock County Idaho | 8 | $ 1,366,000 | $ 170,000 | $ 52,000 |
| Shoshone County Idaho | 8 | $ 913,000 | $ 114,000 | $ 60,000 |
| Sanders County Montana | 8 | $ 1,463,000 | $ 182,000 | $ 102,000 |
| Wallowa County Oregon | 8 | $ 1,264,000 | $ 158,000 | $ 57,000 |
| Wasco County Oregon | 8 | $ 1,278,000 | $ 159,000 | $ 63,000 |
| San Juan County Washington | 8 | $ 3,009,000 | $ 376,000 | $ 148,000 |
| Ventura County California | 7 | $ 2,085,000 | $ 297,000 | $ 102,000 |
| Deer Lodge County Montana | 7 | $ 1,552,000 | $ 221,000 | $ 172,000 |
| Hood River County Oregon | 7 | $ 1,765,000 | $ 252,000 | $ 68,000 |
| Elmore County Idaho | 6 | $ 1,103,000 | $ 183,000 | $ 76,000 |
| Owyhee County Idaho | 6 | $ 760,000 | $ 126,000 | $ 59,000 |
| Washington County Idaho | 6 | $ 928,000 | $ 154,000 | $ 51,000 |
| Cascade County Montana | 6 | $ 1,059,000 | $ 176,000 | $ 48,000 |
| Granite County Montana | 6 | $ 1,218,000 | $ 203,000 | $ 92,000 |
| Sweet Grass County Montana | 6 | $ 1,025,000 | $ 170,000 | $ 91,000 |
| Utah County Utah | 6 | $ 1,537,000 | $ 256,000 | $ 104,000 |
| Columbia County Washington | 6 | $ 786,000 | $ 131,000 | $ 60,000 |
| Bingham County Idaho | 5 | $ 807,000 | $ 161,000 | $ 65,000 |
| Blaine County Idaho | 5 | $ 1,975,000 | $ 395,000 | $ 297,000 |
| Boise County Idaho | 5 | $ 963,000 | $ 192,000 | $ 87,000 |
| Madison County Idaho | 5 | $ 909,000 | $ 181,000 | $ 56,000 |
| Lincoln County Montana | 5 | $ 986,000 | $ 197,000 | $ 39,000 |
| Ferry County Washington | 5 | $ 942,000 | $ 188,000 | $ 49,000 |
| Skamania County Washington | 5 | $ 971,000 | $ 194,000 | $ 56,000 |
| Fresno County California | 4 | $ 1,108,000 | $ 277,000 | $ 126,000 |
| Santa Clara County California | 4 | $ 1,800,000 | $ 450,000 | $ 134,000 |
| Stanislaus County California | 4 | $ 609,000 | $ 152,000 | $ 68,000 |
| Boundary County Idaho | 4 | $ 954,000 | $ 238,000 | $ 55,000 |
| Jefferson County Idaho | 4 | $ 1,196,000 | $ 299,000 | $ 90,000 |
| Lewis County Idaho | 4 | $ 504,000 | $ 126,000 | $ 75,000 |
| Morrow County Oregon | 4 | $ 581,000 | $ 145,000 | $ 72,000 |
| Nevada County California | 3 | $ 903,000 | $ 301,000 | $ 438,000 |
| Yuba County California | 3 | $ 532,000 | $ 177,000 | $ 17,000 |
| Clearwater County Idaho | 3 | $ 722,000 | $ 240,000 | $ 102,000 |
| Idaho County Idaho | 3 | $ 453,000 | $ 151,000 | $ 124,000 |
| Teton County Idaho | 3 | $ 365,000 | $ 121,000 | $ 64,000 |
| Jefferson County Montana | 3 | $ 444,000 | $ 148,000 | $ 88,000 |
| Mineral County Montana | 3 | $ 476,000 | $ 158,000 | $ 53,000 |
| Clark County Nevada | 3 | $ 739,000 | $ 246,000 | $ 107,000 |
| Baker County Oregon | 3 | $ 465,000 | $ 155,000 | $ 47,000 |
| Davis County Utah | 3 | $ 889,000 | $ 296,000 | $ 160,000 |
| Wasatch County Utah | 3 | $ 1,214,000 | $ 404,000 | $ 68,000 |
| Wahkiakum County Washington | 3 | $ 1,054,000 | $ 351,000 | $ 185,000 |
| Anchorage County Alaska | 2 | $ 440,000 | $ 220,000 | $ 137,000 |
| Pima County Arizona | 2 | $ 674,000 | $ 337,000 | $ 258,000 |
| Pinal County Arizona | 2 | $ 574,000 | $ 287,000 | $ 464,000 |
| Sacramento County California | 2 | $ 623,000 | $ 311,000 | $ 124,000 |
| San Joaquin County California | 2 | $ 344,000 | $ 172,000 | $ 80,000 |
| Fremont County Idaho | 2 | $ 329,000 | $ 164,000 | $ 82,000 |
| Jerome County Idaho | 2 | $ 335,000 | $ 167,000 | $ 70,000 |
| Lemhi County Idaho | 2 | $ 273,000 | $ 136,000 | $ 95,000 |
| Minidoka County Idaho | 2 | $ 277,000 | $ 138,000 | $ 52,000 |
| Carbon County Montana | 2 | $ 162,000 | $ 81,000 | $ 63,000 |
| Glacier County Montana | 2 | $ 354,000 | $ 177,000 | $ 310,000 |
| Madison County Montana | 2 | $ 238,000 | $ 119,000 | $ 54,000 |
| Meagher County Montana | 2 | $ 287,000 | $ 143,000 | $ 45,000 |
| Toole County Montana | 2 | $ 249,000 | $ 124,000 | $ 77,000 |
| Gilliam County Oregon | 2 | $ 215,000 | $ 107,000 | $ 41,000 |
| Summit County Utah | 2 | $ 315,000 | $ 157,000 | $ 84,000 |
| Sweetwater County Wyoming | 2 | $ 188,000 | $ 94,000 | $ 18,000 |
| Matanuska-Susitna County Alaska | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Sitka County Alaska | 1 | $ 322,000 | $ 322,000 | $ 42,000 |
| Alameda County California | 1 | $ 290,000 | $ 290,000 | $ 43,000 |
| Amador County California | 1 | $ 276,000 | $ 276,000 | $ 68,000 |
| Inyo County California | 1 | $ 163,000 | $ 163,000 | $ 124,000 |
| Mendocino County California | 1 | $ 168,000 | $ 168,000 | $ 149,000 |
| Modoc County California | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Placer County California | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| San Francisco County California | 1 | $ 626,000 | $ 626,000 | $ 150,000 |
| San Mateo County California | 1 | $ 340,000 | $ 340,000 | $ 92,000 |
| Santa Barbara County California | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Shasta County California | 1 | $ 203,000 | $ 203,000 | $ 32,000 |
| Siskiyou County California | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Solano County California | 1 | $ 567,000 | $ 567,000 | $ 165,000 |
| Sutter County California | 1 | $ 159,000 | $ 159,000 | $ 67,000 |
| Tehama County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Yolo County California | 1 | $ 374,000 | $ 374,000 | $ 86,000 |
| Adams County Colorado | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 148,000 | $ 148,000 | $ 18,000 |
| Eagle County Colorado | 1 | $ 250,000 | $ 250,000 | $ 67,000 |
| Pitkin County Colorado | 1 | $ 825,000 | $ 825,000 | $ 199,000 |
| Bear Lake County Idaho | 1 | $ 104,000 | $ 104,000 | $ 93,000 |
| Caribou County Idaho | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| Cassia County Idaho | 1 | $ 177,000 | $ 177,000 | $ 40,000 |
| Androscoggin County Maine | 1 | $ 350,000 | $ 350,000 | $ 68,000 |
| Kennebec County Maine | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Baltimore County Maryland | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 121,000 | $ 121,000 | $ 87,000 |
| Beaverhead County Montana | 1 | $ 133,000 | $ 133,000 | $ 49,000 |
| Big Horn County Montana | 1 | $ 103,000 | $ 103,000 | $ 65,000 |
| Broadwater County Montana | 1 | $ 330,000 | $ 330,000 | $ 117,000 |
| Dawson County Montana | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| Fergus County Montana | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Golden Valley County Montana | 1 | $ 168,000 | $ 168,000 | $ 94,000 |
| Judith Basin County Montana | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Stillwater County Montana | 1 | $ 177,000 | $ 177,000 | $ 105,000 |
| Valley County Montana | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Elko County Nevada | 1 | $ 166,000 | $ 166,000 | $ 53,000 |
| Bernalillo County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 102,000 |
| Box Elder County Utah | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Weber County Utah | 1 | $ 297,000 | $ 297,000 | $ 72,000 |
| Goochland County Virginia | 1 | $ 358,000 | $ 358,000 | $ 166,000 |
| Virginia Beach County Virginia | 1 | $ 240,000 | $ 240,000 | $ 41,000 |
| Garfield County Washington | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Albany County Wyoming | 1 | $ 228,000 | $ 228,000 | $ 63,000 |
| Laramie County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Natrona County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Sheridan County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Golf Savings Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,986 | $2,939,630,000 | $245,000 | $2,889,000 | $91,000 | $8,940,000 |
| Home Purchase | 7,297 | $1,675,723,000 | $229,000 | $2,000,000 | $86,000 | $6,768,000 |
| Home Improvement | 1 | $504,000 | $504,000 | $504,000 | $94,000 | $94,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,353 | $3,672,641,000 | $239,000 | $2,889,000 | $90,000 | $8,940,000 |
| Not Provided | 2,029 | $492,316,000 | $242,000 | $1,700,000 | $94,000 | $3,000,000 |
| Hispanic | 855 | $168,262,000 | $196,000 | $971,000 | $70,000 | $6,768,000 |
| Asian | 649 | $186,545,000 | $287,000 | $1,001,000 | $95,000 | $650,000 |
| Black or African American | 213 | $53,735,000 | $252,000 | $600,000 | $68,000 | $612,000 |
| Native Hawaiian or Other Pacific Islander | 101 | $24,027,000 | $237,000 | $1,430,000 | $80,000 | $1,310,000 |
| American Indian or Alaskan Native | 84 | $18,331,000 | $218,000 | $700,000 | $87,000 | $1,920,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,712 | $2,930,587,000 | $250,000 | $2,889,000 | $108,000 | $8,940,000 |
| FHA-insured (Federal Housing Administration) | 6,162 | $1,358,939,000 | $220,000 | $692,000 | $61,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 1,410 | $326,331,000 | $231,000 | $750,000 | $56,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,725 | $2,740,629,000 | $233,000 | $1,547,000 | $88,000 | $6,160,000 |
| Application Withdrawn By Applicant | 5,193 | $1,310,647,000 | $252,000 | $2,889,000 | $97,000 | $8,940,000 |
| Application Denied By Financial Institution | 1,661 | $395,012,000 | $237,000 | $2,000,000 | $72,000 | $6,768,000 |
| File Closed For Incompleteness | 420 | $100,904,000 | $240,000 | $1,300,000 | $86,000 | $1,320,000 |
| Application Approved But Not Accepted | 285 | $68,665,000 | $240,000 | $956,000 | $93,000 | $1,206,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Golf Savings Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Golf Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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