Golf Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Golf Savings Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Golf Savings Bank
6505 218Th St Sw Suite 6
Mountlake Terrace, WA 98043
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  
Total Number of Mortgage Applications 18,846
Total Mortgage Loan Application Amount $4,375,448,000
Average Mortgage Loan Application Amount $291,000
Highest Mortgage Loan Application Amount $2,279,000
Average Applicant Income $102,666
Highest Applicant Income $2,713,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Golf Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Golf Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Golf Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Golf Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Golf Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Golf Savings Bank's mortgage activity for 2010.

Mortgage Loan Application Totals for Golf Savings Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 4,316 $ 1,375,814,000 $ 318,000 $ 122,000
Snohomish County Washington 1,725 $ 447,814,000 $ 259,000 $ 86,000
Pierce County Washington 1,128 $ 269,922,000 $ 239,000 $ 85,000
Benton County Washington 1,105 $ 205,696,000 $ 186,000 $ 86,000
Spokane County Washington 765 $ 128,010,000 $ 167,000 $ 64,000
Kitsap County Washington 737 $ 171,552,000 $ 232,000 $ 86,000
Ada County Idaho 613 $ 97,050,000 $ 158,000 $ 85,000
Whatcom County Washington 594 $ 141,001,000 $ 237,000 $ 93,000
Franklin County Washington 452 $ 78,910,000 $ 174,000 $ 71,000
Lane County Oregon 446 $ 91,596,000 $ 205,000 $ 67,000
Yakima County Washington 438 $ 68,911,000 $ 157,000 $ 61,000
Multnomah County Oregon 356 $ 83,391,000 $ 234,000 $ 94,000
Thurston County Washington 343 $ 77,553,000 $ 226,000 $ 82,000
Clark County Washington 332 $ 69,701,000 $ 209,000 $ 82,000
Washington County Oregon 330 $ 77,997,000 $ 236,000 $ 85,000
Canyon County Idaho 299 $ 33,665,000 $ 112,000 $ 50,000
Skagit County Washington 269 $ 59,348,000 $ 220,000 $ 77,000
Coos County Oregon 249 $ 41,629,000 $ 167,000 $ 61,000
Clackamas County Oregon 218 $ 58,359,000 $ 267,000 $ 106,000
Grant County Washington 212 $ 37,103,000 $ 175,000 $ 75,000
Kootenai County Idaho 207 $ 39,480,000 $ 190,000 $ 111,000
Jackson County Oregon 189 $ 35,754,000 $ 189,000 $ 58,000
Missoula County Montana 186 $ 40,946,000 $ 220,000 $ 74,000
Klamath County Oregon 138 $ 21,943,000 $ 159,000 $ 71,000
Marion County Oregon 135 $ 24,173,000 $ 179,000 $ 62,000
Linn County Oregon 126 $ 22,414,000 $ 177,000 $ 79,000
Deschutes County Oregon 124 $ 26,139,000 $ 210,000 $ 107,000
Lewis County Washington 123 $ 20,485,000 $ 166,000 $ 64,000
Kittitas County Washington 122 $ 23,077,000 $ 189,000 $ 103,000
Nez Perce County Idaho 109 $ 15,707,000 $ 144,000 $ 54,000
Island County Washington 96 $ 23,617,000 $ 246,000 $ 88,000
Yellowstone County Montana 95 $ 16,963,000 $ 178,000 $ 93,000
Mason County Washington 90 $ 19,633,000 $ 218,000 $ 94,000
Kern County California 87 $ 16,839,000 $ 193,000 $ 81,000
Asotin County Washington 85 $ 11,370,000 $ 133,000 $ 56,000
Yamhill County Oregon 71 $ 15,659,000 $ 220,000 $ 73,000
Columbia County Oregon 63 $ 12,767,000 $ 202,000 $ 85,000
Grays Harbor County Washington 63 $ 10,593,000 $ 168,000 $ 80,000
Douglas County Oregon 61 $ 10,361,000 $ 169,000 $ 83,000
Malheur County Oregon 58 $ 6,137,000 $ 105,000 $ 57,000
Cowlitz County Washington 58 $ 9,786,000 $ 168,000 $ 69,000
Walla Walla County Washington 57 $ 10,083,000 $ 176,000 $ 76,000
Josephine County Oregon 55 $ 10,599,000 $ 192,000 $ 63,000
Ravalli County Montana 50 $ 8,643,000 $ 172,000 $ 59,000
Benton County Oregon 50 $ 9,657,000 $ 193,000 $ 88,000
Chelan County Washington 50 $ 14,295,000 $ 285,000 $ 145,000
Clatsop County Oregon 49 $ 10,909,000 $ 222,000 $ 106,000
Polk County Oregon 49 $ 9,825,000 $ 200,000 $ 62,000
Gallatin County Montana 47 $ 9,037,000 $ 192,000 $ 78,000
Maricopa County Arizona 44 $ 9,822,000 $ 223,000 $ 139,000
Curry County Oregon 44 $ 9,033,000 $ 205,000 $ 69,000
Umatilla County Oregon 42 $ 6,186,000 $ 147,000 $ 97,000
Stevens County Washington 41 $ 7,900,000 $ 192,000 $ 74,000
Lincoln County Oregon 40 $ 7,502,000 $ 187,000 $ 61,000
Valley County Idaho 39 $ 6,010,000 $ 154,000 $ 98,000
Pacific County Washington 39 $ 6,993,000 $ 179,000 $ 92,000
Latah County Idaho 38 $ 5,360,000 $ 141,000 $ 59,000
Los Angeles County California 34 $ 15,549,000 $ 457,000 $ 169,000
Tillamook County Oregon 34 $ 7,569,000 $ 222,000 $ 122,000
Clallam County Washington 33 $ 6,487,000 $ 196,000 $ 81,000
Adams County Washington 29 $ 3,442,000 $ 118,000 $ 53,000
Okanogan County Washington 28 $ 5,670,000 $ 202,000 $ 134,000
Park County Montana 25 $ 5,463,000 $ 218,000 $ 98,000
Union County Oregon 25 $ 4,405,000 $ 176,000 $ 86,000
Idaho County Idaho 24 $ 4,313,000 $ 179,000 $ 66,000
Jefferson County Washington 24 $ 5,552,000 $ 231,000 $ 68,000
Riverside County California 21 $ 5,315,000 $ 253,000 $ 133,000
Douglas County Washington 20 $ 3,881,000 $ 194,000 $ 77,000
Whitman County Washington 20 $ 2,848,000 $ 142,000 $ 60,000
San Diego County California 18 $ 6,899,000 $ 383,000 $ 109,000
Bonner County Idaho 18 $ 4,120,000 $ 228,000 $ 141,000
Flathead County Montana 18 $ 3,763,000 $ 209,000 $ 95,000
Baker County Oregon 17 $ 2,086,000 $ 122,000 $ 50,000
San Juan County Washington 17 $ 6,498,000 $ 382,000 $ 170,000
Benewah County Idaho 15 $ 2,324,000 $ 154,000 $ 56,000
Gem County Idaho 15 $ 2,040,000 $ 136,000 $ 68,000
Payette County Idaho 15 $ 2,454,000 $ 163,000 $ 60,000
Clark County Nevada 15 $ 2,891,000 $ 192,000 $ 92,000
Harney County Oregon 13 $ 1,735,000 $ 133,000 $ 71,000
Lincoln County Washington 12 $ 2,464,000 $ 205,000 $ 102,000
Contra Costa County California 11 $ 4,707,000 $ 427,000 $ 119,000
Sonoma County California 11 $ 2,991,000 $ 271,000 $ 116,000
Lake County Montana 11 $ 3,097,000 $ 281,000 $ 107,000
Lake County Oregon 11 $ 1,634,000 $ 148,000 $ 65,000
Klickitat County Washington 11 $ 1,726,000 $ 156,000 $ 49,000
San Bernardino County California 10 $ 2,062,000 $ 206,000 $ 118,000
Santa Clara County California 10 $ 3,839,000 $ 383,000 $ 143,000
Adams County Idaho 10 $ 1,197,000 $ 119,000 $ 80,000
Sweet Grass County Montana 10 $ 1,603,000 $ 160,000 $ 66,000
Wasco County Oregon 10 $ 1,866,000 $ 186,000 $ 101,000
Bonneville County Idaho 9 $ 1,457,000 $ 161,000 $ 56,000
Crook County Oregon 9 $ 1,723,000 $ 191,000 $ 72,000
Garfield County Washington 9 $ 723,000 $ 80,000 $ 41,000
Alameda County California 8 $ 2,782,000 $ 347,000 $ 111,000
Fresno County California 7 $ 1,820,000 $ 260,000 $ 144,000
Sacramento County California 7 $ 2,224,000 $ 317,000 $ 88,000
Boise County Idaho 7 $ 1,252,000 $ 178,000 $ 192,000
Cascade County Montana 7 $ 1,391,000 $ 198,000 $ 87,000
Mineral County Montana 7 $ 1,923,000 $ 274,000 $ 75,000
Grant County Oregon 7 $ 836,000 $ 119,000 $ 64,000
Jefferson County Oregon 7 $ 1,586,000 $ 226,000 $ 111,000
Wallowa County Oregon 7 $ 1,102,000 $ 157,000 $ 70,000
Skamania County Washington 7 $ 1,228,000 $ 175,000 $ 85,000
Bannock County Idaho 6 $ 502,000 $ 83,000 $ 75,000
Silver Bow County Montana 6 $ 576,000 $ 96,000 $ 46,000
Columbia County Washington 6 $ 742,000 $ 123,000 $ 94,000
Pima County Arizona 5 $ 945,000 $ 189,000 $ 48,000
Pinal County Arizona 5 $ 485,000 $ 97,000 $ 45,000
Orange County California 5 $ 2,009,000 $ 401,000 $ 155,000
Blaine County Idaho 5 $ 1,277,000 $ 255,000 $ 158,000
Clearwater County Idaho 5 $ 1,062,000 $ 212,000 $ 92,000
Elmore County Idaho 5 $ 755,000 $ 151,000 $ 48,000
Twin Falls County Idaho 5 $ 676,000 $ 135,000 $ 51,000
Deer Lodge County Montana 5 $ 1,169,000 $ 233,000 $ 227,000
Sanders County Montana 5 $ 1,123,000 $ 224,000 $ 58,000
Stillwater County Montana 5 $ 1,332,000 $ 266,000 $ 157,000
Hood River County Oregon 5 $ 882,000 $ 176,000 $ 78,000
Morrow County Oregon 5 $ 935,000 $ 187,000 $ 48,000
Monterey County California 4 $ 1,143,000 $ 285,000 $ 70,000
Shoshone County Idaho 4 $ 578,000 $ 144,000 $ 77,000
Washington County Idaho 4 $ 621,000 $ 155,000 $ 51,000
Washoe County Nevada 4 $ 978,000 $ 244,000 $ 0
Pend Oreille County Washington 4 $ 1,468,000 $ 367,000 $ 48,000
Wahkiakum County Washington 4 $ 739,000 $ 184,000 $ 38,000
Cochise County Arizona 3 $ 695,000 $ 231,000 $ 0
San Francisco County California 3 $ 2,126,000 $ 708,000 $ 158,000
San Joaquin County California 3 $ 742,000 $ 247,000 $ 93,000
Santa Barbara County California 3 $ 871,000 $ 290,000 $ 77,000
Ventura County California 3 $ 1,051,000 $ 350,000 $ 137,000
Bingham County Idaho 3 $ 367,000 $ 122,000 $ 117,000
Jerome County Idaho 3 $ 319,000 $ 106,000 $ 28,000
Jefferson County Montana 3 $ 674,000 $ 224,000 $ 89,000
Lewis and Clark County Montana 3 $ 500,000 $ 166,000 $ 43,000
Phillips County Montana 3 $ 396,000 $ 132,000 $ 54,000
Gilliam County Oregon 3 $ 361,000 $ 120,000 $ 37,000
Salt Lake County Utah 3 $ 571,000 $ 190,000 $ 76,000
Anchorage County Alaska 2 $ 346,000 $ 173,000 $ 56,000
El Dorado County California 2 $ 737,000 $ 368,000 $ 145,000
Nevada County California 2 $ 405,000 $ 202,000 $ 51,000
Shasta County California 2 $ 401,000 $ 200,000 $ 202,000
Siskiyou County California 2 $ 460,000 $ 230,000 $ 206,000
Lewis County Idaho 2 $ 256,000 $ 128,000 $ 44,000
Minidoka County Idaho 2 $ 369,000 $ 184,000 $ 56,000
Owyhee County Idaho 2 $ 228,000 $ 114,000 $ 37,000
Granite County Montana 2 $ 308,000 $ 154,000 $ 48,000
Lincoln County Montana 2 $ 254,000 $ 127,000 $ 33,000
Meagher County Montana 2 $ 84,000 $ 42,000 $ 19,000
Rosebud County Montana 2 $ 255,000 $ 127,000 $ 46,000
Lyon County Nevada 2 $ 189,000 $ 94,000 $ 61,000
Ferry County Washington 2 $ 349,000 $ 174,000 $ 32,000
Laramie County Wyoming 2 $ 558,000 $ 279,000 $ 235,000
Mohave County Arizona 1 $ 265,000 $ 265,000 $ 112,000
Yavapai County Arizona 1 $ 216,000 $ 216,000 $ 120,000
Yuma County Arizona 1 $ 88,000 $ 88,000 $ 125,000
Amador County California 1 $ 289,000 $ 289,000 $ 213,000
Inyo County California 1 $ 341,000 $ 341,000 $ 169,000
Marin County California 1 $ 417,000 $ 417,000 $ 374,000
Mendocino County California 1 $ 136,000 $ 136,000 $ 54,000
Napa County California 1 $ 300,000 $ 300,000 $ 490,000
San Benito County California 1 $ 192,000 $ 192,000 $ 46,000
Stanislaus County California 1 $ 330,000 $ 330,000 $ 95,000
Tehama County California 1 $ 168,000 $ 168,000 $ 38,000
Yolo County California 1 $ 256,000 $ 256,000 $ 211,000
Yuba County California 1 $ 257,000 $ 257,000 $ 0
Honolulu County Hawaii 1 $ 1,500,000 $ 1,500,000 $ 504,000
Boundary County Idaho 1 $ 120,000 $ 120,000 $ 41,000
Butte County Idaho 1 $ 72,000 $ 72,000 $ 60,000
Camas County Idaho 1 $ 153,000 $ 153,000 $ 53,000
Cassia County Idaho 1 $ 206,000 $ 206,000 $ 75,000
Custer County Idaho 1 $ 60,000 $ 60,000 $ 96,000
Franklin County Idaho 1 $ 218,000 $ 218,000 $ 92,000
Jefferson County Idaho 1 $ 235,000 $ 235,000 $ 0
Lemhi County Idaho 1 $ 119,000 $ 119,000 $ 36,000
Madison County Idaho 1 $ 103,000 $ 103,000 $ 79,000
Teton County Idaho 1 $ 40,000 $ 40,000 $ 50,000
Beaverhead County Montana 1 $ 150,000 $ 150,000 $ 45,000
Carbon County Montana 1 $ 85,000 $ 85,000 $ 59,000
Chouteau County Montana 1 $ 110,000 $ 110,000 $ 95,000
Dawson County Montana 1 $ 68,000 $ 68,000 $ 55,000
Musselshell County Montana 1 $ 127,000 $ 127,000 $ 172,000
Powell County Montana 1 $ 67,000 $ 67,000 $ 45,000
Carson City County Nevada 1 $ 111,000 $ 111,000 $ 60,000
Eddy County New Mexico 1 $ 155,000 $ 155,000 $ 0
El Paso County Texas 1 $ 78,000 $ 78,000 $ 0
Utah County Utah 1 $ 165,000 $ 165,000 $ 90,000
Wasatch County Utah 1 $ 224,000 $ 224,000 $ 188,000
Washington County Utah 1 $ 391,000 $ 391,000 $ 588,000
Fairfax County Virginia 1 $ 404,000 $ 404,000 $ 135,000
Lincoln County Wyoming 1 $ 107,000 $ 107,000 $ 56,000

Mortgage Loan Application Detail Totals for Golf Savings Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,419 $2,760,893,000 $241,000 $2,279,000 $92,000 $1,853,000
Home Purchase 7,425 $1,613,725,000 $217,000 $1,645,000 $88,000 $2,713,000
Home Improvement 2 $830,000 $415,000 $580,000 $128,000 $197,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,705 $3,417,162,000 $232,000 $2,279,000 $92,000 $2,713,000
Not Provided 2,363 $550,038,000 $232,000 $1,500,000 $83,000 $961,000
Hispanic 706 $133,792,000 $189,000 $1,260,000 $62,000 $400,000
Asian 674 $184,015,000 $273,000 $1,500,000 $117,000 $1,129,000
Black or African American 216 $50,662,000 $234,000 $568,000 $70,000 $381,000
Native Hawaiian or Other Pacific Islander 91 $20,332,000 $223,000 $568,000 $80,000 $206,000
American Indian or Alaskan Native 91 $19,447,000 $213,000 $483,000 $86,000 $406,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,340 $2,936,948,000 $238,000 $2,279,000 $107,000 $2,713,000
FHA-insured (Federal Housing Administration) 5,227 $1,138,596,000 $217,000 $920,000 $62,000 $840,000
VA-guaranteed (Veterans Administration) 1,278 $299,623,000 $234,000 $766,000 $54,000 $415,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $281,000 $281,000 $281,000 $63,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,014 $2,510,776,000 $227,000 $2,279,000 $93,000 $2,713,000
Application Withdrawn By Applicant 5,566 $1,350,228,000 $242,000 $2,279,000 $91,000 $1,951,000
Application Denied By Financial Institution 1,566 $349,949,000 $223,000 $1,600,000 $66,000 $1,455,000
File Closed For Incompleteness 408 $99,044,000 $242,000 $1,240,000 $101,000 $1,440,000
Application Approved But Not Accepted 292 $65,451,000 $224,000 $594,000 $96,000 $800,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Golf Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Golf Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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