Grand Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Grand Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Grand Bank, National Association 2297 Hwy 33 Hamilton, NJ 08690 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,385 |
| Total Mortgage Loan Application Amount | $1,083,986,000 |
| Average Mortgage Loan Application Amount | $212,000 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $3,408,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Grand Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Grand Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Grand Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Grand Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Grand Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Grand Bank, National Association's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 372 | $ 114,189,000 | $ 306,000 | $ 112,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 277 | $ 63,205,000 | $ 228,000 | $ 78,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 262 | $ 95,368,000 | $ 358,000 | $ 106,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 192 | $ 62,936,000 | $ 327,000 | $ 132,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 165 | $ 49,397,000 | $ 299,000 | $ 118,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 162 | $ 47,402,000 | $ 292,000 | $ 109,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 160 | $ 51,235,000 | $ 320,000 | $ 116,000 |
| PHOENIX-MESA-GLENDALE, AZ | 118 | $ 23,548,000 | $ 199,000 | $ 110,000 |
| LAS VEGAS-PARADISE, NV | 115 | $ 22,622,000 | $ 196,000 | $ 99,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 114 | $ 23,969,000 | $ 210,000 | $ 75,000 |
| NASSAU-SUFFOLK, NY | 108 | $ 34,765,000 | $ 321,000 | $ 94,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 103 | $ 22,040,000 | $ 213,000 | $ 130,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 94 | $ 25,176,000 | $ 267,000 | $ 90,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 83 | $ 18,737,000 | $ 225,000 | $ 75,000 |
| HONOLULU, HI | 72 | $ 29,757,000 | $ 413,000 | $ 71,000 |
| DALLAS-PLANO-IRVING, TX | 70 | $ 11,868,000 | $ 169,000 | $ 84,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 70 | $ 16,134,000 | $ 230,500 | $ 51,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 67 | $ 13,638,000 | $ 203,000 | $ 105,000 |
| ROCHESTER, NY | 58 | $ 7,980,000 | $ 137,000 | $ 74,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 48 | $ 8,625,000 | $ 179,000 | $ 52,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 47 | $ 8,354,000 | $ 177,000 | $ 87,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 42 | $ 7,772,000 | $ 185,000 | $ 75,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 41 | $ 7,462,000 | $ 182,000 | $ 109,000 |
| SALT LAKE CITY, UT | 38 | $ 8,159,000 | $ 214,000 | $ 69,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 38 | $ 15,330,000 | $ 403,000 | $ 154,000 |
| BAKERSFIELD-DELANO, CA | 35 | $ 6,742,000 | $ 192,000 | $ 96,000 |
| DENVER-AURORA-BROOMFIELD, CO | 35 | $ 7,957,000 | $ 227,000 | $ 102,000 |
| STOCKTON, CA | 35 | $ 6,986,000 | $ 199,000 | $ 119,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 33 | $ 5,130,000 | $ 155,000 | $ 61,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 31 | $ 5,785,000 | $ 210,333 | $ 119,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 30 | $ 5,753,000 | $ 191,000 | $ 64,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 30 | $ 9,136,000 | $ 304,000 | $ 132,000 |
| VALLEJO-FAIRFIELD, CA | 30 | $ 8,330,000 | $ 277,000 | $ 55,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 30 | $ 6,687,000 | $ 222,000 | $ 106,000 |
| NEWARK-UNION, NJ-PA | 27 | $ 6,474,000 | $ 239,000 | $ 54,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 26 | $ 4,581,000 | $ 238,333 | $ 91,333 |
| EDISON-NEW BRUNSWICK, NJ | 26 | $ 7,977,000 | $ 306,000 | $ 87,000 |
| INDIANAPOLIS-CARMEL, IN | 26 | $ 3,726,000 | $ 143,000 | $ 54,000 |
| TACOMA, WA | 26 | $ 6,100,000 | $ 234,000 | $ 33,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 24 | $ 5,005,000 | $ 223,000 | $ 103,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 23 | $ 3,979,000 | $ 173,000 | $ 61,000 |
| FORT WORTH-ARLINGTON, TX | 22 | $ 3,314,000 | $ 150,000 | $ 57,000 |
| PHILADELPHIA, PA | 22 | $ 5,101,000 | $ 231,000 | $ 79,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 22 | $ 4,565,000 | $ 207,000 | $ 99,000 |
| ALBANY-SCHENECTADY-TROY, NY | 21 | $ 4,087,000 | $ 194,000 | $ 87,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 19 | $ 4,652,000 | $ 244,000 | $ 76,000 |
| JACKSONVILLE, FL | 19 | $ 4,158,000 | $ 218,000 | $ 87,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 18 | $ 3,199,000 | $ 177,000 | $ 154,000 |
| SALEM, OR | 16 | $ 2,661,000 | $ 166,000 | $ 73,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 15 | $ 3,186,000 | $ 212,000 | $ 49,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 15 | $ 2,516,000 | $ 167,000 | $ 95,000 |
| BALTIMORE-TOWSON, MD | 14 | $ 3,318,000 | $ 237,000 | $ 150,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 2,303,000 | $ 164,000 | $ 144,000 |
| EUGENE-SPRINGFIELD, OR | 14 | $ 2,205,000 | $ 157,000 | $ 65,000 |
| VISALIA-PORTERVILLE, CA | 14 | $ 2,315,000 | $ 165,000 | $ 64,000 |
| BOSTON-QUINCY, MA | 13 | $ 3,643,000 | $ 280,000 | $ 98,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 13 | $ 1,860,000 | $ 143,000 | $ 70,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 13 | $ 1,922,000 | $ 147,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 13 | $ 1,951,000 | $ 146,500 | $ 41,500 |
| TUCSON, AZ | 13 | $ 2,653,000 | $ 204,000 | $ 11,000 |
| BIRMINGHAM-HOOVER, AL | 12 | $ 2,076,000 | $ 173,000 | $ 16,000 |
| PEABODY, MA | 12 | $ 2,657,000 | $ 221,000 | $ 75,000 |
| SANTA ROSA-PETALUMA, CA | 11 | $ 3,024,000 | $ 274,000 | $ 130,000 |
| FRESNO, CA | 10 | $ 2,392,000 | $ 239,000 | $ 89,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 10 | $ 2,500,000 | $ 250,000 | $ 98,000 |
| TUSCALOOSA, AL | 10 | $ 1,536,000 | $ 153,000 | $ 21,000 |
| WORCESTER, MA | 10 | $ 2,516,000 | $ 251,000 | $ 115,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9 | $ 1,467,000 | $ 163,000 | $ 45,000 |
| OGDEN-CLEARFIELD, UT | 9 | $ 1,802,000 | $ 200,000 | $ 69,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 2,004,000 | $ 222,000 | $ 89,000 |
| PROVO-OREM, UT | 9 | $ 1,853,000 | $ 205,000 | $ 70,000 |
| SYRACUSE, NY | 9 | $ 1,586,000 | $ 176,000 | $ 92,000 |
| TALLAHASSEE, FL | 9 | $ 1,774,000 | $ 197,000 | $ 55,000 |
| BOISE CITY-NAMPA, ID | 8 | $ 1,225,000 | $ 153,000 | $ 149,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 8 | $ 1,782,000 | $ 222,000 | $ 99,000 |
| CAMDEN, NJ | 8 | $ 1,883,000 | $ 235,000 | $ 23,000 |
| CHICO, CA | 8 | $ 1,850,000 | $ 231,000 | $ 124,000 |
| COLORADO SPRINGS, CO | 8 | $ 2,064,000 | $ 258,000 | $ 46,000 |
| EL CENTRO, CA | 8 | $ 1,552,000 | $ 194,000 | $ 59,000 |
| FLINT, MI | 8 | $ 853,000 | $ 106,000 | $ 8,000 |
| FORT COLLINS-LOVELAND, CO | 8 | $ 1,226,000 | $ 153,000 | $ 39,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 8 | $ 1,278,000 | $ 159,000 | $ 33,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 1,333,000 | $ 166,000 | $ 64,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 632,000 | $ 90,000 | $ 130,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 1,255,000 | $ 179,000 | $ 15,000 |
| OKLAHOMA CITY, OK | 7 | $ 976,000 | $ 139,000 | $ 28,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,295,000 | $ 185,000 | $ 110,000 |
| RENO-SPARKS, NV | 7 | $ 1,328,000 | $ 189,000 | $ 8,000 |
| SPRINGFIELD, MA | 7 | $ 1,458,000 | $ 208,000 | $ 84,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 1,390,000 | $ 198,000 | $ 67,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 1,667,000 | $ 277,000 | $ 71,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 6 | $ 832,000 | $ 138,000 | $ 67,000 |
| COLUMBIA, SC | 6 | $ 1,193,000 | $ 198,000 | $ 34,000 |
| FARGO, ND-MN | 6 | $ 758,000 | $ 126,000 | $ 30,500 |
| MERCED, CA | 6 | $ 1,105,000 | $ 184,000 | $ 73,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 995,000 | $ 165,000 | $ 27,000 |
| RALEIGH-CARY, NC | 6 | $ 1,365,000 | $ 227,000 | $ 88,000 |
| SALINAS, CA | 6 | $ 1,605,000 | $ 267,000 | $ 98,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,148,000 | $ 358,000 | $ 145,000 |
| COLUMBUS, OH | 5 | $ 896,000 | $ 179,000 | $ 30,000 |
| DAYTON, OH | 5 | $ 779,000 | $ 155,000 | $ 22,000 |
| GLENS FALLS, NY | 5 | $ 951,000 | $ 190,000 | $ 276,000 |
| KANSAS CITY, MO-KS | 5 | $ 566,000 | $ 114,500 | $ 23,500 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 577,000 | $ 115,000 | $ 31,000 |
| LANSING-EAST LANSING, MI | 5 | $ 557,000 | $ 111,000 | $ 72,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 821,000 | $ 205,000 | $ 52,000 |
| BEND, OR | 4 | $ 609,000 | $ 152,000 | $ 144,000 |
| CORVALLIS, OR | 4 | $ 1,185,000 | $ 296,000 | $ 70,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 4 | $ 463,000 | $ 115,000 | $ 200,000 |
| GREEN BAY, WI | 4 | $ 435,000 | $ 108,000 | $ 15,000 |
| JACKSON, MS | 4 | $ 909,000 | $ 227,000 | $ 97,000 |
| MOBILE, AL | 4 | $ 637,000 | $ 159,000 | $ 0 |
| MODESTO, CA | 4 | $ 785,000 | $ 196,000 | $ 105,000 |
| NAPA, CA | 4 | $ 1,007,000 | $ 251,000 | $ 43,000 |
| NAPLES-MARCO ISLAND, FL | 4 | $ 782,000 | $ 195,000 | $ 76,000 |
| RICHMOND, VA | 4 | $ 1,103,000 | $ 275,000 | $ 11,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 1,170,000 | $ 292,000 | $ 8,000 |
| ST. GEORGE, UT | 4 | $ 464,000 | $ 116,000 | $ 36,000 |
| TRENTON-EWING, NJ | 4 | $ 909,000 | $ 227,000 | $ 140,000 |
| AKRON, OH | 3 | $ 354,000 | $ 118,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 3 | $ 705,000 | $ 235,000 | $ 30,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 348,000 | $ 116,000 | $ 33,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 3 | $ 622,000 | $ 207,000 | $ 75,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 3 | $ 553,000 | $ 166,000 | $ 10,000 |
| GULFPORT-BILOXI, MS | 3 | $ 526,000 | $ 175,000 | $ 69,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 460,000 | $ 153,000 | $ 9,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 620,000 | $ 206,000 | $ 77,000 |
| HUNTSVILLE, AL | 3 | $ 274,000 | $ 91,000 | $ 28,000 |
| KINGSTON, NY | 3 | $ 574,000 | $ 191,000 | $ 114,000 |
| LONGVIEW, WA | 3 | $ 765,000 | $ 255,000 | $ 26,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 576,000 | $ 192,000 | $ 14,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 513,000 | $ 183,500 | $ 41,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 538,000 | $ 179,000 | $ 37,000 |
| PRESCOTT, AZ | 3 | $ 746,000 | $ 248,000 | $ 42,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 702,000 | $ 234,000 | $ 90,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 491,000 | $ 163,000 | $ 9,000 |
| ANN ARBOR, MI | 2 | $ 323,000 | $ 161,000 | $ 41,000 |
| BATON ROUGE, LA | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| BOULDER, CO | 2 | $ 608,000 | $ 304,000 | $ 117,000 |
| CHATTANOOGA, TN-GA | 2 | $ 243,000 | $ 121,500 | $ 43,000 |
| CLARKSVILLE, TN-KY | 2 | $ 300,000 | $ 150,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 292,000 | $ 146,000 | $ 19,000 |
| DECATUR, AL | 2 | $ 191,000 | $ 95,000 | $ 58,000 |
| DOVER, DE | 2 | $ 434,000 | $ 217,000 | $ 67,000 |
| FLAGSTAFF, AZ | 2 | $ 350,000 | $ 175,000 | $ 40,000 |
| FORT WAYNE, IN | 2 | $ 236,000 | $ 118,000 | $ 33,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 256,000 | $ 128,000 | $ 60,000 |
| GREAT FALLS, MT | 2 | $ 174,000 | $ 87,000 | $ 168,000 |
| GREELEY, CO | 2 | $ 363,000 | $ 181,000 | $ 32,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 293,000 | $ 146,000 | $ 60,000 |
| HANFORD-CORCORAN, CA | 2 | $ 343,000 | $ 171,000 | $ 18,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 2 | $ 537,000 | $ 268,000 | $ 109,000 |
| LEWISTON-AUBURN, ME | 2 | $ 377,000 | $ 188,000 | $ 0 |
| LONGVIEW, TX | 2 | $ 272,000 | $ 136,000 | $ 47,000 |
| MADERA-CHOWCHILLA, CA | 2 | $ 435,000 | $ 217,000 | $ 35,000 |
| MONTGOMERY, AL | 2 | $ 358,000 | $ 179,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 172,000 | $ 86,000 | $ 77,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 474,000 | $ 237,000 | $ 0 |
| OCALA, FL | 2 | $ 255,000 | $ 127,000 | $ 50,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 256,000 | $ 128,000 | $ 0 |
| PASCAGOULA, MS | 2 | $ 272,000 | $ 136,000 | $ 30,000 |
| READING, PA | 2 | $ 303,000 | $ 151,000 | $ 25,000 |
| SPOKANE, WA | 2 | $ 519,000 | $ 259,000 | $ 124,000 |
| TOLEDO, OH | 2 | $ 309,000 | $ 154,000 | $ 0 |
| TYLER, TX | 2 | $ 223,000 | $ 111,000 | $ 52,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 332,000 | $ 166,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| ALBUQUERQUE, NM | 1 | $ 311,000 | $ 311,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 217,000 | $ 217,000 | $ 62,000 |
| ANDERSON, IN | 1 | $ 138,000 | $ 138,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 297,000 | $ 297,000 | $ 0 |
| BANGOR, ME | 1 | $ 373,000 | $ 373,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 138,000 | $ 138,000 | $ 73,000 |
| BINGHAMTON, NY | 1 | $ 254,000 | $ 254,000 | $ 250,000 |
| CHARLOTTESVILLE, VA | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| COLUMBUS, GA-AL | 1 | $ 154,000 | $ 154,000 | $ 0 |
| EL PASO, TX | 1 | $ 184,000 | $ 184,000 | $ 74,000 |
| ELKHART-GOSHEN, IN | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| EVANSVILLE, IN-KY | 1 | $ 144,000 | $ 144,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 149,000 | $ 149,000 | $ 0 |
| GADSDEN, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| ITHACA, NY | 1 | $ 100,000 | $ 100,000 | $ 97,000 |
| JANESVILLE, WI | 1 | $ 80,000 | $ 80,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 127,000 | $ 127,000 | $ 83,000 |
| KNOXVILLE, TN | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| LA CROSSE, WI-MN | 1 | $ 160,000 | $ 160,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 368,000 | $ 368,000 | $ 93,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 123,000 | $ 123,000 | $ 0 |
| LINCOLN, NE | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 181,000 | $ 181,000 | $ 0 |
| MADISON, WI | 1 | $ 92,000 | $ 92,000 | $ 0 |
| MONROE, LA | 1 | $ 167,000 | $ 167,000 | $ 78,000 |
| MUNCIE, IN | 1 | $ 110,000 | $ 110,000 | $ 0 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 148,000 | $ 148,000 | $ 0 |
| OLYMPIA, WA | 1 | $ 271,000 | $ 271,000 | $ 0 |
| PITTSBURGH, PA | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| PUNTA GORDA, FL | 1 | $ 147,000 | $ 147,000 | $ 41,000 |
| ROCHESTER, MN | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| ROCKFORD, IL | 1 | $ 197,000 | $ 197,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 119,000 | $ 119,000 | $ 0 |
| SANTA FE, NM | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 113,000 | $ 113,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 97,000 | $ 97,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 166,000 | $ 166,000 | $ 101,000 |
| SPRINGFIELD, MO | 1 | $ 166,000 | $ 166,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| TULSA, OK | 1 | $ 90,000 | $ 90,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 178,000 | $ 178,000 | $ 0 |
| WACO, TX | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| WHEELING, WV-OH | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| WICHITA FALLS, TX | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| WICHITA, KS | 1 | $ 209,000 | $ 209,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| YAKIMA, WA | 1 | $ 184,000 | $ 184,000 | $ 45,000 |
| YORK-HANOVER, PA | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| YUMA, AZ | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Grand Bank, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,451 | $852,812,000 | $247,000 | $1,400,000 | $87,000 | $3,408,000 |
| Home Purchase | 932 | $230,889,000 | $247,000 | $968,000 | $109,000 | $1,329,000 |
| Home Improvement | 2 | $285,000 | $142,000 | $235,000 | $76,000 | $129,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,483 | $599,229,000 | $241,000 | $829,000 | $94,000 | $3,408,000 |
| Asian | 683 | $183,968,000 | $269,000 | $968,000 | $117,000 | $1,059,000 |
| Hispanic | 600 | $140,447,000 | $234,000 | $683,000 | $68,000 | $1,329,000 |
| Not Provided | 304 | $80,072,000 | $263,000 | $685,000 | $92,000 | $807,000 |
| Black or African American | 249 | $61,107,000 | $245,000 | $687,000 | $59,000 | $412,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $10,455,000 | $290,000 | $558,000 | $104,000 | $438,000 |
| American Indian or Alaskan Native | 20 | $4,932,000 | $246,000 | $417,000 | $109,000 | $525,000 |
| Not applicable | 10 | $3,776,000 | $377,000 | $1,400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,894 | $719,473,000 | $248,000 | $1,400,000 | $122,000 | $3,408,000 |
| FHA-insured (Federal Housing Administration) | 1,074 | $251,951,000 | $234,000 | $794,000 | $40,000 | $412,000 |
| VA-guaranteed (Veterans Administration) | 417 | $112,562,000 | $269,000 | $740,000 | $15,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,368 | $572,958,000 | $241,000 | $968,000 | $93,000 | $1,135,000 |
| Application Denied By Financial Institution | 1,340 | $334,887,000 | $249,000 | $829,000 | $92,000 | $1,329,000 |
| Application Approved But Not Accepted | 560 | $147,558,000 | $263,000 | $1,400,000 | $85,000 | $3,408,000 |
| Application Withdrawn By Applicant | 114 | $27,398,000 | $240,000 | $626,000 | $93,000 | $700,000 |
| File Closed For Incompleteness | 3 | $1,185,000 | $395,000 | $675,000 | $135,000 | $233,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 295 | $78,172,000 | $264,000 | $829,000 | $67,000 | $285,000 |
| Credit Application Incomplete | 277 | $68,120,000 | $245,000 | $750,000 | $90,000 | $750,000 |
| Collateral | 220 | $54,672,000 | $248,000 | $763,000 | $119,000 | $1,329,000 |
| Other | 203 | $49,832,000 | $245,000 | $735,000 | $94,000 | $749,000 |
| Unverifiable Information | 163 | $39,089,000 | $239,000 | $625,000 | $120,000 | $672,000 |
| Credit History | 130 | $31,353,000 | $241,000 | $687,000 | $79,000 | $1,186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $5,560,000 | $241,000 | $620,000 | $64,000 | $356,000 |
| Employment History | 22 | $6,149,000 | $279,000 | $659,000 | $66,000 | $140,000 |
| Mortgage Insurance Denied | 7 | $1,940,000 | $277,000 | $350,000 | $98,000 | $135,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Grand Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Grand Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.