Great Plains National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Great Plains National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Great Plains National Bank
5909 Nw Expressway
Elk City, OK 73132
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 1,795
Total Mortgage Loan Application Amount $308,623,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $2,290,000
Average Applicant Income $88,666
Highest Applicant Income $5,573,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Great Plains National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Plains National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Great Plains National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Plains National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Great Plains National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Plains National Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Great Plains National Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 398 $ 65,204,000 $ 163,000 $ 71,000
Cleveland County Oklahoma 229 $ 37,267,000 $ 162,000 $ 71,000
Canadian County Oklahoma 148 $ 28,485,000 $ 192,000 $ 118,000
Beckham County Oklahoma 106 $ 10,896,000 $ 102,000 $ 129,000
Tulsa County Oklahoma 67 $ 10,265,000 $ 153,000 $ 69,000
Woodward County Oklahoma 64 $ 7,999,000 $ 124,000 $ 106,000
Grady County Oklahoma 63 $ 9,703,000 $ 154,000 $ 88,000
Travis County Texas 54 $ 14,895,000 $ 275,000 $ 123,000
Creek County Oklahoma 46 $ 6,617,000 $ 143,000 $ 69,000
McClain County Oklahoma 43 $ 7,318,000 $ 170,000 $ 81,000
Washita County Oklahoma 38 $ 2,273,000 $ 59,000 $ 77,000
Greer County Oklahoma 29 $ 1,858,000 $ 64,000 $ 159,000
Kiowa County Oklahoma 29 $ 2,579,000 $ 88,000 $ 99,000
Riverside County California 24 $ 8,387,000 $ 349,000 $ 134,000
San Bernardino County California 19 $ 6,955,000 $ 366,000 $ 174,000
Custer County Oklahoma 18 $ 1,777,000 $ 98,000 $ 193,000
Logan County Oklahoma 17 $ 4,224,000 $ 248,000 $ 106,000
Bexar County Texas 16 $ 2,704,000 $ 169,000 $ 101,000
Williamson County Texas 16 $ 3,794,000 $ 237,000 $ 100,000
Dallas County Texas 13 $ 2,429,000 $ 186,000 $ 73,000
Los Angeles County California 12 $ 3,569,000 $ 297,000 $ 73,000
Wagoner County Oklahoma 12 $ 1,822,000 $ 151,000 $ 65,000
Bastrop County Texas 12 $ 2,208,000 $ 184,000 $ 58,000
Cherokee County Oklahoma 9 $ 1,340,000 $ 148,000 $ 59,000
Pottawatomie County Oklahoma 9 $ 964,000 $ 107,000 $ 37,000
Tarrant County Texas 9 $ 2,416,000 $ 268,000 $ 206,000
Comanche County Oklahoma 8 $ 1,564,000 $ 195,000 $ 89,000
Collin County Texas 8 $ 2,610,000 $ 326,000 $ 116,000
Garvin County Oklahoma 7 $ 880,000 $ 125,000 $ 84,000
Payne County Oklahoma 7 $ 815,000 $ 116,000 $ 63,000
Yolo County California 6 $ 2,416,000 $ 402,000 $ 169,000
Dewey County Oklahoma 6 $ 997,000 $ 166,000 $ 74,000
Okmulgee County Oklahoma 6 $ 931,000 $ 155,000 $ 62,000
Caddo County Oklahoma 5 $ 721,000 $ 144,000 $ 122,000
Ellis County Oklahoma 5 $ 609,000 $ 121,000 $ 67,000
Garfield County Oklahoma 5 $ 662,000 $ 132,000 $ 54,000
McIntosh County Oklahoma 5 $ 1,587,000 $ 317,000 $ 289,000
Osage County Oklahoma 5 $ 832,000 $ 166,000 $ 64,000
Denton County Texas 5 $ 1,039,000 $ 207,000 $ 88,000
Harris County Texas 5 $ 981,000 $ 196,000 $ 75,000
Hays County Texas 5 $ 923,000 $ 184,000 $ 55,000
Clark County Nevada 4 $ 740,000 $ 185,000 $ 10,000
Harmon County Oklahoma 4 $ 496,000 $ 124,000 $ 64,000
Jackson County Oklahoma 4 $ 597,000 $ 149,000 $ 121,000
Lincoln County Oklahoma 4 $ 397,000 $ 99,000 $ 56,000
Mayes County Oklahoma 4 $ 614,000 $ 153,000 $ 67,000
Roger Mills County Oklahoma 4 $ 298,000 $ 74,000 $ 54,000
Beaver County Oklahoma 3 $ 353,000 $ 117,000 $ 93,000
Harper County Oklahoma 3 $ 133,000 $ 44,000 $ 70,000
Pittsburg County Oklahoma 3 $ 730,000 $ 243,000 $ 165,000
Stephens County Oklahoma 3 $ 303,000 $ 101,000 $ 36,000
Bell County Texas 3 $ 483,000 $ 161,000 $ 57,000
Montgomery County Texas 3 $ 634,000 $ 211,000 $ 58,000
Rockwall County Texas 3 $ 633,000 $ 211,000 $ 84,000
Pima County Arizona 2 $ 388,000 $ 194,000 $ 79,000
Sacramento County California 2 $ 485,000 $ 242,000 $ 94,000
Solano County California 2 $ 807,000 $ 403,000 $ 99,000
El Paso County Colorado 2 $ 504,000 $ 252,000 $ 80,000
Escambia County Florida 2 $ 228,000 $ 114,000 $ 45,000
Osceola County Florida 2 $ 410,000 $ 205,000 $ 66,000
Henry County Georgia 2 $ 462,000 $ 231,000 $ 52,000
Lowndes County Georgia 2 $ 404,000 $ 202,000 $ 69,000
Cook County Illinois 2 $ 477,000 $ 238,000 $ 26,000
Bossier County Louisiana 2 $ 716,000 $ 358,000 $ 134,000
St. Charles County Missouri 2 $ 459,000 $ 229,000 $ 53,000
Lea County New Mexico 2 $ 444,000 $ 222,000 $ 32,000
Durham County North Carolina 2 $ 446,000 $ 223,000 $ 78,000
Onslow County North Carolina 2 $ 276,000 $ 138,000 $ 0
Mahoning County Ohio 2 $ 159,000 $ 79,000 $ 108,000
Kay County Oklahoma 2 $ 148,000 $ 74,000 $ 70,000
Kingfisher County Oklahoma 2 $ 643,000 $ 321,000 $ 102,000
Murray County Oklahoma 2 $ 202,000 $ 101,000 $ 36,000
Rogers County Oklahoma 2 $ 229,000 $ 114,000 $ 49,000
Pickens County South Carolina 2 $ 354,000 $ 177,000 $ 15,000
York County South Carolina 2 $ 211,000 $ 105,000 $ 24,000
El Paso County Texas 2 $ 311,000 $ 155,000 $ 55,000
Ellis County Texas 2 $ 627,000 $ 313,000 $ 96,000
Dale County Alabama 1 $ 189,000 $ 189,000 $ 63,000
Madison County Alabama 1 $ 59,000 $ 59,000 $ 23,000
Tuscaloosa County Alabama 1 $ 201,000 $ 201,000 $ 0
Anchorage County Alaska 1 $ 391,000 $ 391,000 $ 0
Apache County Arizona 1 $ 220,000 $ 220,000 $ 89,000
Coconino County Arizona 1 $ 275,000 $ 275,000 $ 62,000
Craighead County Arkansas 1 $ 156,000 $ 156,000 $ 93,000
Lonoke County Arkansas 1 $ 146,000 $ 146,000 $ 0
Sebastian County Arkansas 1 $ 231,000 $ 231,000 $ 108,000
Washington County Arkansas 1 $ 134,000 $ 134,000 $ 86,000
San Diego County California 1 $ 454,000 $ 454,000 $ 111,000
Shasta County California 1 $ 173,000 $ 173,000 $ 44,000
Sonoma County California 1 $ 290,000 $ 290,000 $ 61,000
Adams County Colorado 1 $ 391,000 $ 391,000 $ 142,000
Jefferson County Colorado 1 $ 202,000 $ 202,000 $ 29,000
Kit Carson County Colorado 1 $ 91,000 $ 91,000 $ 49,000
Bay County Florida 1 $ 263,000 $ 263,000 $ 188,000
Brevard County Florida 1 $ 362,000 $ 362,000 $ 121,000
Clay County Florida 1 $ 155,000 $ 155,000 $ 62,000
Flagler County Florida 1 $ 227,000 $ 227,000 $ 98,000
Lake County Florida 1 $ 186,000 $ 186,000 $ 52,000
Manatee County Florida 1 $ 162,000 $ 162,000 $ 0
Martin County Florida 1 $ 600,000 $ 600,000 $ 96,000
Palm Beach County Florida 1 $ 991,000 $ 991,000 $ 250,000
Pinellas County Florida 1 $ 235,000 $ 235,000 $ 87,000
Polk County Florida 1 $ 138,000 $ 138,000 $ 32,000
Sarasota County Florida 1 $ 260,000 $ 260,000 $ 38,000
Seminole County Florida 1 $ 244,000 $ 244,000 $ 51,000
Coweta County Georgia 1 $ 399,000 $ 399,000 $ 118,000
Fayette County Georgia 1 $ 244,000 $ 244,000 $ 0
Gwinnett County Georgia 1 $ 177,000 $ 177,000 $ 70,000
Newton County Georgia 1 $ 185,000 $ 185,000 $ 62,000
Twin Falls County Idaho 1 $ 240,000 $ 240,000 $ 0
Marion County Indiana 1 $ 190,000 $ 190,000 $ 128,000
Johnson County Iowa 1 $ 257,000 $ 257,000 $ 113,000
Butler County Kansas 1 $ 130,000 $ 130,000 $ 135,000
Orleans County Louisiana 1 $ 511,000 $ 511,000 $ 0
Anne Arundel County Maryland 1 $ 215,000 $ 215,000 $ 0
Harford County Maryland 1 $ 348,000 $ 348,000 $ 128,000
Prince George's County Maryland 1 $ 214,000 $ 214,000 $ 0
St. Mary's County Maryland 1 $ 342,000 $ 342,000 $ 0
Washington County Maryland 1 $ 274,000 $ 274,000 $ 130,000
Wicomico County Maryland 1 $ 323,000 $ 323,000 $ 108,000
Plymouth County Massachusetts 1 $ 409,000 $ 409,000 $ 0
Lenawee County Michigan 1 $ 240,000 $ 240,000 $ 129,000
Roscommon County Michigan 1 $ 74,000 $ 74,000 $ 91,000
Saginaw County Michigan 1 $ 173,000 $ 173,000 $ 70,000
Van Buren County Michigan 1 $ 181,000 $ 181,000 $ 76,000
Camden County Missouri 1 $ 138,000 $ 138,000 $ 50,000
Cape Girardeau County Missouri 1 $ 161,000 $ 161,000 $ 0
Franklin County Missouri 1 $ 274,000 $ 274,000 $ 92,000
Jackson County Missouri 1 $ 218,000 $ 218,000 $ 75,000
Saline County Missouri 1 $ 176,000 $ 176,000 $ 0
Taney County Missouri 1 $ 150,000 $ 150,000 $ 114,000
Yellowstone County Montana 1 $ 208,000 $ 208,000 $ 0
Washoe County Nevada 1 $ 291,000 $ 291,000 $ 0
Davidson County North Carolina 1 $ 134,000 $ 134,000 $ 68,000
Harnett County North Carolina 1 $ 246,000 $ 246,000 $ 0
Hoke County North Carolina 1 $ 241,000 $ 241,000 $ 0
Iredell County North Carolina 1 $ 313,000 $ 313,000 $ 0
Mecklenburg County North Carolina 1 $ 302,000 $ 302,000 $ 73,000
Pender County North Carolina 1 $ 273,000 $ 273,000 $ 0
Clermont County Ohio 1 $ 152,000 $ 152,000 $ 96,000
Haskell County Oklahoma 1 $ 49,000 $ 49,000 $ 72,000
Le Flore County Oklahoma 1 $ 136,000 $ 136,000 $ 128,000
Love County Oklahoma 1 $ 103,000 $ 103,000 $ 14,000
Major County Oklahoma 1 $ 230,000 $ 230,000 $ 85,000
Ottawa County Oklahoma 1 $ 68,000 $ 68,000 $ 0
Pawnee County Oklahoma 1 $ 154,000 $ 154,000 $ 79,000
Pontotoc County Oklahoma 1 $ 134,000 $ 134,000 $ 68,000
Texas County Oklahoma 1 $ 184,000 $ 184,000 $ 164,000
Woods County Oklahoma 1 $ 18,000 $ 18,000 $ 102,000
Bedford County Pennsylvania 1 $ 339,000 $ 339,000 $ 0
Berks County Pennsylvania 1 $ 184,000 $ 184,000 $ 0
Lehigh County Pennsylvania 1 $ 159,000 $ 159,000 $ 0
Westmoreland County Pennsylvania 1 $ 322,000 $ 322,000 $ 0
Aiken County South Carolina 1 $ 410,000 $ 410,000 $ 170,000
Brown County South Dakota 1 $ 372,000 $ 372,000 $ 0
Davidson County Tennessee 1 $ 275,000 $ 275,000 $ 97,000
Rutherford County Tennessee 1 $ 320,000 $ 320,000 $ 105,000
White County Tennessee 1 $ 115,000 $ 115,000 $ 0
Bowie County Texas 1 $ 136,000 $ 136,000 $ 114,000
Comal County Texas 1 $ 211,000 $ 211,000 $ 52,000
Fannin County Texas 1 $ 94,000 $ 94,000 $ 53,000
Galveston County Texas 1 $ 120,000 $ 120,000 $ 173,000
Guadalupe County Texas 1 $ 250,000 $ 250,000 $ 66,000
Hunt County Texas 1 $ 220,000 $ 220,000 $ 79,000
Johnson County Texas 1 $ 288,000 $ 288,000 $ 116,000
Kaufman County Texas 1 $ 204,000 $ 204,000 $ 73,000
Lee County Texas 1 $ 97,000 $ 97,000 $ 49,000
Nacogdoches County Texas 1 $ 137,000 $ 137,000 $ 68,000
Parker County Texas 1 $ 345,000 $ 345,000 $ 135,000
Reagan County Texas 1 $ 199,000 $ 199,000 $ 186,000
Taylor County Texas 1 $ 167,000 $ 167,000 $ 90,000
Wilbarger County Texas 1 $ 219,000 $ 219,000 $ 100,000
Wood County Texas 1 $ 165,000 $ 165,000 $ 54,000
Davis County Utah 1 $ 154,000 $ 154,000 $ 0
Accomack County Virginia 1 $ 290,000 $ 290,000 $ 173,000
Carroll County Virginia 1 $ 135,000 $ 135,000 $ 41,000
Fredericksburg County Virginia 1 $ 367,000 $ 367,000 $ 113,000
Suffolk County Virginia 1 $ 331,000 $ 331,000 $ 90,000
Benton County Washington 1 $ 202,000 $ 202,000 $ 0
Clark County Washington 1 $ 320,000 $ 320,000 $ 82,000
Pierce County Washington 1 $ 227,000 $ 227,000 $ 0
Stevens County Washington 1 $ 382,000 $ 382,000 $ 0
Thurston County Washington 1 $ 155,000 $ 155,000 $ 0
Berkeley County West Virginia 1 $ 319,000 $ 319,000 $ 103,000
Jefferson County West Virginia 1 $ 304,000 $ 304,000 $ 0
Mineral County West Virginia 1 $ 286,000 $ 286,000 $ 0
Monongalia County West Virginia 1 $ 294,000 $ 294,000 $ 148,000
Green County Wisconsin 1 $ 254,000 $ 254,000 $ 0
Winnebago County Wisconsin 1 $ 230,000 $ 230,000 $ 41,000
Carbon County Wyoming 1 $ 149,000 $ 149,000 $ 0
Natrona County Wyoming 1 $ 160,000 $ 160,000 $ 80,000
Weston County Wyoming 1 $ 148,000 $ 148,000 $ 0

Mortgage Loan Application Detail Totals for Great Plains National Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,287 $227,246,000 $176,000 $1,159,000 $83,000 $5,573,000
Refinancing 451 $75,037,000 $166,000 $2,290,000 $106,000 $1,837,000
Home Improvement 57 $6,340,000 $111,000 $500,000 $77,000 $465,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,249 $215,566,000 $172,000 $1,080,000 $99,000 $5,573,000
Hispanic 223 $31,372,000 $140,000 $486,000 $54,000 $251,000
Black or African American 82 $17,743,000 $216,000 $516,000 $82,000 $735,000
Not Provided 69 $14,152,000 $205,000 $511,000 $97,000 $701,000
American Indian or Alaskan Native 69 $10,999,000 $159,000 $431,000 $77,000 $304,000
Not applicable 55 $8,884,000 $161,000 $2,290,000 $0 $0
Asian 39 $7,943,000 $203,000 $407,000 $111,000 $537,000
Native Hawaiin or Other Pacific Islander 9 $1,964,000 $218,000 $417,000 $108,000 $174,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 896 $151,501,000 $169,000 $2,290,000 $115,000 $5,573,000
FHA-insured (Federal Housing Administration) 565 $86,469,000 $153,000 $444,000 $59,000 $322,000
VA-guaranteed (Veterans Administration) 282 $64,143,000 $227,000 $516,000 $74,000 $251,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $6,510,000 $125,000 $243,000 $47,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,363 $231,306,000 $169,000 $2,290,000 $91,000 $5,573,000
Application Withdrawn By Applicant 250 $46,811,000 $187,000 $1,159,000 $90,000 $701,000
Application Denied By Financial Institution 148 $22,069,000 $149,000 $1,080,000 $72,000 $1,092,000
Application Approved But Not Accepted 34 $8,437,000 $248,000 $431,000 $74,000 $195,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 48 $8,747,000 $182,000 $1,080,000 $66,000 $450,000
Credit History 46 $5,953,000 $129,000 $600,000 $86,000 $1,092,000
Other 29 $4,155,000 $143,000 $358,000 $70,000 $199,000
Collateral 13 $1,780,000 $136,000 $271,000 $69,000 $132,000
Employment History 6 $686,000 $114,000 $219,000 $54,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 5 $526,000 $105,000 $152,000 $46,000 $86,000
Unverifiable Information 1 $222,000 $222,000 $222,000 $45,000 $45,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Plains National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Plains National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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