Great Plains National Bank Mortgage Lending & HMDA Data, 2016
In 2016, Great Plains National Bank of Elk City, OK reported 1,795 mortgage applications totaling $308.6 million, down 68% from 2015. The average application was for $171,934, and applicants reported an average income of $88,588. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Oklahoma City, OK (902), Tulsa, OK (139) and Austin-Round Rock, TX (87) (applications in parentheses).
| Mortgage Company & Address | Great Plains National Bank 5909 Nw Expressway Elk City, OK 73644 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,795 |
| Total Mortgage Loan Application Amount | $308,623,000 |
| Average Mortgage Loan Application Amount | $171,934 |
| Highest Mortgage Loan Application Amount | $2,290,000 |
| Average Applicant Income | $88,588 |
| Highest Applicant Income | $5,573,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Plains National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 902 | $ 152,598,000 | $ 169,177 | $ 81,000 |
| Tulsa, OK | 139 | $ 20,850,000 | $ 150,000 | $ 68,000 |
| Austin-Round Rock, TX | 87 | $ 21,820,000 | $ 250,804 | $ 106,000 |
| Riverside-San Bernardino-Ontario, CA | 43 | $ 15,342,000 | $ 356,790 | $ 152,000 |
| Dallas-Plano-Irving, TX | 33 | $ 7,762,000 | $ 235,212 | $ 88,000 |
| San Antonio-New Braunfels, TX | 18 | $ 3,165,000 | $ 175,833 | $ 96,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 3,569,000 | $ 297,416 | $ 73,000 |
| Fort Worth-Arlington, TX | 11 | $ 3,049,000 | $ 277,181 | $ 192,000 |
| Houston-The Woodlands-Sugar Land, TX | 9 | $ 1,735,000 | $ 192,777 | $ 80,000 |
| Lawton, OK | 8 | $ 1,564,000 | $ 195,500 | $ 89,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 8 | $ 2,901,000 | $ 362,625 | $ 150,000 |
| Atlanta-Sandy Springs-Roswell, GA | 6 | $ 1,467,000 | $ 244,500 | $ 59,000 |
| Charlotte-Concord-Gastonia, NC-SC | 4 | $ 826,000 | $ 206,500 | $ 30,000 |
| Las Vegas-Henderson-Paradise, NV | 4 | $ 740,000 | $ 185,000 | $ 10,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 840,000 | $ 210,000 | $ 58,000 |
| Killeen-Temple, TX | 3 | $ 483,000 | $ 161,000 | $ 57,000 |
| St. Louis, MO-IL | 3 | $ 733,000 | $ 244,333 | $ 66,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 885,000 | $ 295,000 | $ 37,666 |
| Baltimore-Columbia-Towson, MD | 2 | $ 563,000 | $ 281,500 | $ 64,000 |
| Chicago-Naperville-Arlington Heights, IL | 2 | $ 477,000 | $ 238,500 | $ 26,000 |
| Colorado Springs, CO | 2 | $ 504,000 | $ 252,000 | $ 80,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 593,000 | $ 296,500 | $ 85,000 |
| Durham-Chapel Hill, NC | 2 | $ 446,000 | $ 223,000 | $ 78,000 |
| El Paso, TX | 2 | $ 311,000 | $ 155,500 | $ 55,000 |
| Fort Smith, AR-OK | 2 | $ 367,000 | $ 183,500 | $ 118,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 354,000 | $ 177,000 | $ 15,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 593,000 | $ 296,500 | $ 116,500 |
| Jacksonville, NC | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 595,000 | $ 297,500 | $ 101,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 422,000 | $ 211,000 | $ 19,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 228,000 | $ 114,000 | $ 45,000 |
| Shreveport-Bossier City, LA | 2 | $ 716,000 | $ 358,000 | $ 134,000 |
| Tucson, AZ | 2 | $ 388,000 | $ 194,000 | $ 79,000 |
| Valdosta, GA | 2 | $ 404,000 | $ 202,000 | $ 69,000 |
| Vallejo-Fairfield, CA | 2 | $ 807,000 | $ 403,500 | $ 99,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 159,000 | $ 79,500 | $ 108,000 |
| Abilene, TX | 1 | $ 167,000 | $ 167,000 | $ 90,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Anchorage, AK | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 410,000 | $ 410,000 | $ 170,000 |
| Billings, MT | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Boston, MA | 1 | $ 409,000 | $ 409,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Casper, WY | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Cincinnati, OH-KY-IN | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| Cumberland, MD-WV | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 227,000 | $ 227,000 | $ 98,000 |
| Fayetteville, NC | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 134,000 | $ 134,000 | $ 86,000 |
| Flagstaff, AZ | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Huntsville, AL | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 190,000 | $ 190,000 | $ 128,000 |
| Iowa City, IA | 1 | $ 257,000 | $ 257,000 | $ 113,000 |
| Jacksonville, FL | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Jonesboro, AR | 1 | $ 156,000 | $ 156,000 | $ 93,000 |
| Kalamazoo-Portage, MI | 1 | $ 181,000 | $ 181,000 | $ 76,000 |
| Kansas City, MO-KS | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Kennewick-Richland, WA | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Lakeland-Winter Haven, FL | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Madison, WI | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Morgantown, WV | 1 | $ 294,000 | $ 294,000 | $ 148,000 |
| New Orleans-Metairie, LA | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 230,000 | $ 230,000 | $ 41,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 362,000 | $ 362,000 | $ 121,000 |
| Panama City, FL | 1 | $ 263,000 | $ 263,000 | $ 188,000 |
| Pittsburgh, PA | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 600,000 | $ 600,000 | $ 96,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 320,000 | $ 320,000 | $ 82,000 |
| Reading, PA | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Redding, CA | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Reno, NV | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Saginaw, MI | 1 | $ 173,000 | $ 173,000 | $ 70,000 |
| Salisbury, MD-DE | 1 | $ 323,000 | $ 323,000 | $ 108,000 |
| San Diego-Carlsbad, CA | 1 | $ 454,000 | $ 454,000 | $ 111,000 |
| Santa Rosa, CA | 1 | $ 290,000 | $ 290,000 | $ 61,000 |
| Spokane-Spokane Valley, WA | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Texarkana, TX-AR | 1 | $ 136,000 | $ 136,000 | $ 114,000 |
| Tuscaloosa, AL | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 331,000 | $ 331,000 | $ 90,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 991,000 | $ 991,000 | $ 250,000 |
| Wichita, KS | 1 | $ 130,000 | $ 130,000 | $ 135,000 |
| Wilmington, NC | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Great Plains National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,287 | $227,246,000 | $176,000 | $1,159,000 | $83,000 | $5,573,000 |
| Refinancing | 451 | $75,037,000 | $166,000 | $2,290,000 | $106,000 | $1,837,000 |
| Home Improvement | 57 | $6,340,000 | $111,000 | $500,000 | $77,000 | $465,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,249 | $215,566,000 | $172,000 | $1,080,000 | $99,000 | $5,573,000 |
| Hispanic | 223 | $31,372,000 | $140,000 | $486,000 | $54,000 | $251,000 |
| Black or African American | 82 | $17,743,000 | $216,000 | $516,000 | $82,000 | $735,000 |
| Not Provided | 69 | $14,152,000 | $205,000 | $511,000 | $97,000 | $701,000 |
| American Indian or Alaskan Native | 69 | $10,999,000 | $159,000 | $431,000 | $77,000 | $304,000 |
| Not applicable | 55 | $8,884,000 | $161,000 | $2,290,000 | $0 | $0 |
| Asian | 39 | $7,943,000 | $203,000 | $407,000 | $111,000 | $537,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $1,964,000 | $218,000 | $417,000 | $108,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 896 | $151,501,000 | $169,000 | $2,290,000 | $115,000 | $5,573,000 |
| FHA-insured (Federal Housing Administration) | 565 | $86,469,000 | $153,000 | $444,000 | $59,000 | $322,000 |
| VA-guaranteed (Veterans Administration) | 282 | $64,143,000 | $227,000 | $516,000 | $74,000 | $251,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $6,510,000 | $125,000 | $243,000 | $47,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,363 | $231,306,000 | $169,000 | $2,290,000 | $91,000 | $5,573,000 |
| Application Withdrawn By Applicant | 250 | $46,811,000 | $187,000 | $1,159,000 | $90,000 | $701,000 |
| Application Denied By Financial Institution | 148 | $22,069,000 | $149,000 | $1,080,000 | $72,000 | $1,092,000 |
| Application Approved But Not Accepted | 34 | $8,437,000 | $248,000 | $431,000 | $74,000 | $195,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 48 | $8,747,000 | $182,000 | $1,080,000 | $66,000 | $450,000 |
| Credit History | 46 | $5,953,000 | $129,000 | $600,000 | $86,000 | $1,092,000 |
| Other | 29 | $4,155,000 | $143,000 | $358,000 | $70,000 | $199,000 |
| Collateral | 13 | $1,780,000 | $136,000 | $271,000 | $69,000 | $132,000 |
| Employment History | 6 | $686,000 | $114,000 | $219,000 | $54,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $526,000 | $105,000 | $152,000 | $46,000 | $86,000 |
| Unverifiable Information | 1 | $222,000 | $222,000 | $222,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Plains National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Plains National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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