Great Plains National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Great Plains National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Great Plains National Bank
5909 Nw Expressway
Elk City, OK 73132
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 2,058
Total Mortgage Loan Application Amount $385,830,000
Average Mortgage Loan Application Amount $141,000
Highest Mortgage Loan Application Amount $3,025,000
Average Applicant Income $113,400
Highest Applicant Income $9,144,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Great Plains National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Plains National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Great Plains National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Plains National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Great Plains National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Plains National Bank's mortgage activity for 2019.

Mortgage Loan Application Totals for Great Plains National Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 629 $ 114,125,000 $ 181,000 $ 89,000
Canadian County Oklahoma 291 $ 61,645,000 $ 211,000 $ 93,000
Cleveland County Oklahoma 273 $ 49,595,000 $ 181,000 $ 101,000
Woodward County Oklahoma 68 $ 9,040,000 $ 132,000 $ 81,000
Tulsa County Oklahoma 63 $ 12,485,000 $ 198,000 $ 85,000
Beckham County Oklahoma 58 $ 8,680,000 $ 149,000 $ 303,000
Grady County Oklahoma 54 $ 10,750,000 $ 199,000 $ 191,000
Logan County Oklahoma 52 $ 14,430,000 $ 277,000 $ 117,000
Creek County Oklahoma 46 $ 7,050,000 $ 153,000 $ 72,000
McClain County Oklahoma 45 $ 8,845,000 $ 196,000 $ 82,000
Greer County Oklahoma 30 $ 1,630,000 $ 54,000 $ 73,000
Washita County Oklahoma 26 $ 3,040,000 $ 116,000 $ 109,000
Garfield County Oklahoma 23 $ 3,035,000 $ 131,000 $ 153,000
Travis County Texas 18 $ 5,190,000 $ 288,000 $ 108,000
Pottawatomie County Oklahoma 16 $ 2,610,000 $ 163,000 $ 75,000
Lincoln County Oklahoma 14 $ 1,420,000 $ 101,000 $ 104,000
Kiowa County Oklahoma 13 $ 895,000 $ 68,000 $ 76,000
Payne County Oklahoma 11 $ 1,785,000 $ 162,000 $ 106,000
Garvin County Oklahoma 10 $ 1,400,000 $ 140,000 $ 90,000
Denton County Texas 10 $ 2,730,000 $ 273,000 $ 112,000
Jackson County Oklahoma 9 $ 345,000 $ 38,000 $ 76,000
Hays County Texas 9 $ 2,145,000 $ 238,000 $ 71,000
Custer County Oklahoma 8 $ 1,120,000 $ 140,000 $ 112,000
Ellis County Oklahoma 8 $ 820,000 $ 102,000 $ 72,000
Harris County Texas 8 $ 2,360,000 $ 295,000 $ 99,000
Williamson County Texas 8 $ 1,510,000 $ 188,000 $ 53,000
Wagoner County Oklahoma 7 $ 1,235,000 $ 176,000 $ 80,000
Kingfisher County Oklahoma 6 $ 700,000 $ 116,000 $ 69,000
Pittsburg County Oklahoma 6 $ 1,700,000 $ 283,000 $ 111,000
Bastrop County Texas 6 $ 1,330,000 $ 221,000 $ 72,000
Mecklenburg County North Carolina 5 $ 1,445,000 $ 289,000 $ 161,000
Comanche County Oklahoma 5 $ 1,275,000 $ 255,000 $ 142,000
Harmon County Oklahoma 5 $ 195,000 $ 39,000 $ 67,000
Bexar County Texas 5 $ 1,085,000 $ 217,000 $ 54,000
Collin County Texas 5 $ 1,535,000 $ 307,000 $ 113,000
Newton County Georgia 4 $ 840,000 $ 210,000 $ 62,000
Sedgwick County Kansas 4 $ 570,000 $ 142,000 $ 45,000
Taney County Missouri 4 $ 270,000 $ 67,000 $ 0
Cherokee County Oklahoma 4 $ 800,000 $ 200,000 $ 69,000
Marshall County Oklahoma 4 $ 300,000 $ 75,000 $ 63,000
Okmulgee County Oklahoma 4 $ 280,000 $ 70,000 $ 43,000
Osage County Oklahoma 4 $ 820,000 $ 205,000 $ 85,000
Maricopa County Arizona 3 $ 725,000 $ 241,000 $ 90,000
Los Angeles County California 3 $ 2,015,000 $ 671,000 $ 188,000
Santa Clara County California 3 $ 1,075,000 $ 358,000 $ 94,000
Clayton County Georgia 3 $ 315,000 $ 105,000 $ 41,000
Fulton County Georgia 3 $ 615,000 $ 205,000 $ 65,000
Caddo County Oklahoma 3 $ 305,000 $ 101,000 $ 78,000
Murray County Oklahoma 3 $ 555,000 $ 185,000 $ 149,000
Okfuskee County Oklahoma 3 $ 365,000 $ 121,000 $ 60,000
Roger Mills County Oklahoma 3 $ 295,000 $ 98,000 $ 76,000
Dallas County Texas 3 $ 955,000 $ 318,000 $ 120,000
Fort Bend County Texas 3 $ 1,275,000 $ 425,000 $ 387,000
Tarrant County Texas 3 $ 755,000 $ 251,000 $ 177,000
King County Washington 3 $ 705,000 $ 235,000 $ 92,000
Lee County Alabama 2 $ 250,000 $ 125,000 $ 59,000
Riverside County California 2 $ 780,000 $ 390,000 $ 85,000
El Paso County Colorado 2 $ 500,000 $ 250,000 $ 71,000
Duval County Florida 2 $ 310,000 $ 155,000 $ 46,000
Hillsborough County Florida 2 $ 580,000 $ 290,000 $ 75,000
Manatee County Florida 2 $ 820,000 $ 410,000 $ 304,000
Cobb County Georgia 2 $ 510,000 $ 255,000 $ 109,000
Johnson County Kansas 2 $ 520,000 $ 260,000 $ 99,000
Lowndes County Mississippi 2 $ 420,000 $ 210,000 $ 125,000
Clark County Nevada 2 $ 580,000 $ 290,000 $ 88,000
Colfax County New Mexico 2 $ 330,000 $ 165,000 $ 176,000
Buncombe County North Carolina 2 $ 260,000 $ 130,000 $ 63,000
Iredell County North Carolina 2 $ 250,000 $ 125,000 $ 46,000
Mayes County Oklahoma 2 $ 390,000 $ 195,000 $ 71,000
Rogers County Oklahoma 2 $ 200,000 $ 100,000 $ 38,000
Sequoyah County Oklahoma 2 $ 320,000 $ 160,000 $ 142,000
Umatilla County Oregon 2 $ 390,000 $ 195,000 $ 58,000
Bell County Texas 2 $ 470,000 $ 235,000 $ 54,000
Midland County Texas 2 $ 550,000 $ 275,000 $ 79,000
Montgomery County Texas 2 $ 680,000 $ 340,000 $ 90,000
Smith County Texas 2 $ 360,000 $ 180,000 $ 63,000
Wilson County Texas 2 $ 690,000 $ 345,000 $ 97,000
Colbert County Alabama 1 $ 275,000 $ 275,000 $ 140,000
Macon County Alabama 1 $ 105,000 $ 105,000 $ 72,000
Craighead County Arkansas 1 $ 115,000 $ 115,000 $ 34,000
Van Buren County Arkansas 1 $ 185,000 $ 185,000 $ 70,000
Contra Costa County California 1 $ 115,000 $ 115,000 $ 54,000
San Luis Obispo County California 1 $ 525,000 $ 525,000 $ 91,000
Denver County Colorado 1 $ 215,000 $ 215,000 $ 130,000
Jefferson County Colorado 1 $ 145,000 $ 145,000 $ 208,000
La Plata County Colorado 1 $ 995,000 $ 995,000 $ 0
Mineral County Colorado 1 $ 145,000 $ 145,000 $ 288,000
Moffat County Colorado 1 $ 335,000 $ 335,000 $ 90,000
Kent County Delaware 1 $ 325,000 $ 325,000 $ 103,000
Sussex County Delaware 1 $ 115,000 $ 115,000 $ 56,000
Bay County Florida 1 $ 245,000 $ 245,000 $ 108,000
Brevard County Florida 1 $ 415,000 $ 415,000 $ 140,000
Citrus County Florida 1 $ 275,000 $ 275,000 $ 66,000
Clay County Florida 1 $ 225,000 $ 225,000 $ 76,000
Flagler County Florida 1 $ 325,000 $ 325,000 $ 121,000
Lee County Florida 1 $ 245,000 $ 245,000 $ 76,000
Barrow County Georgia 1 $ 195,000 $ 195,000 $ 47,000
Carroll County Georgia 1 $ 175,000 $ 175,000 $ 73,000
Gordon County Georgia 1 $ 75,000 $ 75,000 $ 32,000
Gwinnett County Georgia 1 $ 155,000 $ 155,000 $ 38,000
Jackson County Georgia 1 $ 225,000 $ 225,000 $ 96,000
Polk County Georgia 1 $ 215,000 $ 215,000 $ 131,000
Walton County Georgia 1 $ 95,000 $ 95,000 $ 62,000
McHenry County Illinois 1 $ 485,000 $ 485,000 $ 61,000
St. Clair County Illinois 1 $ 405,000 $ 405,000 $ 159,000
Will County Illinois 1 $ 295,000 $ 295,000 $ 128,000
Williamson County Illinois 1 $ 215,000 $ 215,000 $ 66,000
Hamilton County Indiana 1 $ 355,000 $ 355,000 $ 0
Monroe County Indiana 1 $ 395,000 $ 395,000 $ 292,000
Marion County Iowa 1 $ 145,000 $ 145,000 $ 52,000
Polk County Iowa 1 $ 155,000 $ 155,000 $ 40,000
Pottawatomie County Kansas 1 $ 245,000 $ 245,000 $ 71,000
Wyandotte County Kansas 1 $ 265,000 $ 265,000 $ 113,000
Charles County Maryland 1 $ 285,000 $ 285,000 $ 78,000
Middlesex County Massachusetts 1 $ 335,000 $ 335,000 $ 92,000
Charlevoix County Michigan 1 $ 135,000 $ 135,000 $ 49,000
Wayne County Michigan 1 $ 235,000 $ 235,000 $ 60,000
Carver County Minnesota 1 $ 215,000 $ 215,000 $ 82,000
Greene County Missouri 1 $ 265,000 $ 265,000 $ 62,000
Jefferson County Missouri 1 $ 395,000 $ 395,000 $ 157,000
St. Charles County Missouri 1 $ 335,000 $ 335,000 $ 105,000
Washoe County Nevada 1 $ 245,000 $ 245,000 $ 58,000
Sussex County New Jersey 1 $ 295,000 $ 295,000 $ 56,000
Santa Fe County New Mexico 1 $ 125,000 $ 125,000 $ 121,000
Taos County New Mexico 1 $ 425,000 $ 425,000 $ 502,000
Burke County North Carolina 1 $ 175,000 $ 175,000 $ 49,000
Caldwell County North Carolina 1 $ 95,000 $ 95,000 $ 38,000
Cleveland County North Carolina 1 $ 105,000 $ 105,000 $ 60,000
Cumberland County North Carolina 1 $ 65,000 $ 65,000 $ 37,000
Forsyth County North Carolina 1 $ 225,000 $ 225,000 $ 134,000
Jackson County North Carolina 1 $ 185,000 $ 185,000 $ 47,000
Rutherford County North Carolina 1 $ 185,000 $ 185,000 $ 63,000
Transylvania County North Carolina 1 $ 165,000 $ 165,000 $ 53,000
Wake County North Carolina 1 $ 485,000 $ 485,000 $ 175,000
Belmont County Ohio 1 $ 175,000 $ 175,000 $ 66,000
Mahoning County Ohio 1 $ 115,000 $ 115,000 $ 134,000
Alfalfa County Oklahoma 1 $ 135,000 $ 135,000 $ 65,000
Blaine County Oklahoma 1 $ 155,000 $ 155,000 $ 80,000
Bryan County Oklahoma 1 $ 105,000 $ 105,000 $ 140,000
Grant County Oklahoma 1 $ 95,000 $ 95,000 $ 114,000
Harper County Oklahoma 1 $ 195,000 $ 195,000 $ 70,000
Haskell County Oklahoma 1 $ 375,000 $ 375,000 $ 154,000
Kay County Oklahoma 1 $ 35,000 $ 35,000 $ 30,000
Major County Oklahoma 1 $ 45,000 $ 45,000 $ 35,000
Muskogee County Oklahoma 1 $ 85,000 $ 85,000 $ 120,000
Pontotoc County Oklahoma 1 $ 175,000 $ 175,000 $ 91,000
Seminole County Oklahoma 1 $ 105,000 $ 105,000 $ 87,000
Washington County Oklahoma 1 $ 45,000 $ 45,000 $ 27,000
Bucks County Pennsylvania 1 $ 335,000 $ 335,000 $ 70,000
York County South Carolina 1 $ 225,000 $ 225,000 $ 0
Sumner County Tennessee 1 $ 105,000 $ 105,000 $ 69,000
Williamson County Tennessee 1 $ 485,000 $ 485,000 $ 209,000
Burnet County Texas 1 $ 155,000 $ 155,000 $ 53,000
Caldwell County Texas 1 $ 125,000 $ 125,000 $ 54,000
Comal County Texas 1 $ 265,000 $ 265,000 $ 89,000
DeWitt County Texas 1 $ 75,000 $ 75,000 $ 54,000
Gillespie County Texas 1 $ 305,000 $ 305,000 $ 174,000
Gray County Texas 1 $ 95,000 $ 95,000 $ 38,000
Guadalupe County Texas 1 $ 295,000 $ 295,000 $ 93,000
Hardin County Texas 1 $ 265,000 $ 265,000 $ 69,000
Houston County Texas 1 $ 285,000 $ 285,000 $ 116,000
Randall County Texas 1 $ 245,000 $ 245,000 $ 64,000
Rockwall County Texas 1 $ 455,000 $ 455,000 $ 130,000
Victoria County Texas 1 $ 75,000 $ 75,000 $ 42,000
Davis County Utah 1 $ 345,000 $ 345,000 $ 116,000
Utah County Utah 1 $ 175,000 $ 175,000 $ 36,000
Orleans County Vermont 1 $ 205,000 $ 205,000 $ 62,000
Montgomery County Virginia 1 $ 335,000 $ 335,000 $ 271,000
Grant County Washington 1 $ 225,000 $ 225,000 $ 55,000
Pierce County Washington 1 $ 365,000 $ 365,000 $ 89,000
Spokane County Washington 1 $ 215,000 $ 215,000 $ 54,000
Walla Walla County Washington 1 $ 345,000 $ 345,000 $ 125,000
Lewis County West Virginia 1 $ 195,000 $ 195,000 $ 86,000
Waukesha County Wisconsin 1 $ 225,000 $ 225,000 $ 85,000

Mortgage Loan Application Detail Totals for Great Plains National Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,700 $318,800,000 $187,000 $3,025,000 $95,000 $9,144,000
Refinancing 211 $40,995,000 $194,000 $1,255,000 $150,000 $4,906,000
Cash-out Refinancing 119 $23,635,000 $198,000 $485,000 $94,000 $352,000
Home Improvement 24 $2,270,000 $94,000 $265,000 $142,000 $726,000
Other Purpose 4 $130,000 $32,000 $65,000 $86,000 $99,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,233 $233,035,000 $188,000 $775,000 $107,000 $9,144,000
Hispanic 257 $38,915,000 $151,000 $445,000 $59,000 $224,000
Not Provided 255 $53,575,000 $210,000 $485,000 $114,000 $1,024,000
Black or African American 99 $18,615,000 $188,000 $465,000 $72,000 $197,000
Not applicable 78 $15,810,000 $202,000 $3,025,000 $0 $0
American Indian or Alaskan Native 74 $14,220,000 $192,000 $485,000 $126,000 $2,741,000
Asian 55 $10,395,000 $189,000 $485,000 $99,000 $352,000
Native Hawaiian or Other Pacific Islander 7 $1,265,000 $180,000 $265,000 $84,000 $160,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,123 $210,115,000 $187,000 $3,025,000 $125,000 $9,144,000
FHA-insured (Federal Housing Administration) 633 $104,345,000 $164,000 $405,000 $66,000 $231,000
VA-guaranteed (Veterans Administration) 272 $67,310,000 $247,000 $765,000 $89,000 $258,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $4,060,000 $135,000 $235,000 $55,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,677 $317,575,000 $189,000 $3,025,000 $104,000 $9,144,000
Application Withdrawn By Applicant 269 $48,485,000 $180,000 $505,000 $88,000 $574,000
Application Denied By Financial Institution 84 $14,060,000 $167,000 $425,000 $70,000 $240,000
Application Approved But Not Accepted 20 $3,010,000 $150,000 $325,000 $100,000 $287,000
Loan Purchased By The Institution 5 $1,695,000 $339,000 $765,000 $0 $0
File Closed For Incompleteness 3 $1,005,000 $335,000 $385,000 $185,000 $290,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,974 $371,770,000 $188,000 $3,025,000 $101,000 $9,144,000
Debt-To-Income Ratio 24 $3,940,000 $164,000 $425,000 $51,000 $116,000
Collateral 21 $3,545,000 $168,000 $365,000 $79,000 $224,000
Credit History 17 $2,325,000 $136,000 $425,000 $71,000 $240,000
Other 11 $1,585,000 $144,000 $215,000 $81,000 $147,000
Employment History 9 $1,955,000 $217,000 $365,000 $74,000 $141,000
Insufficient Cash (Downpayment, Closing Cost) 2 $710,000 $355,000 $375,000 $126,000 $162,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Plains National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Plains National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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