Great Southern Bank Mortgage Lending & HMDA Data, 2017

In 2017, Great Southern Bank of Springfield, MO reported 2,374 mortgage applications totaling $716.1 million, down 20% from 2016. The average application was for $301,635, and applicants reported an average income of $64,672. 54% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Springfield, MO (645), St. Louis, MO-IL (256) and Sioux City, IA-NE-SD (184) (applications in parentheses).

Mortgage Company & Address Great Southern Bank
218 S Glenstone Ave
Springfield, MO 65802
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,374
Total Mortgage Loan Application Amount $716,082,000
Average Mortgage Loan Application Amount $301,635
Highest Mortgage Loan Application Amount $36,560,000
Average Applicant Income $64,672
Highest Applicant Income $1,233,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Southern Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Southern Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene, Missouri 444 $ 53,059,000 $ 119,502 $ 60,000
Woodbury, Iowa 141 $ 13,993,000 $ 99,241 $ 63,000
Christian, Missouri 141 $ 20,102,000 $ 142,567 $ 66,000
St. Louis, Missouri 118 $ 31,966,000 $ 270,898 $ 105,000
Polk, Iowa 57 $ 29,984,000 $ 526,035 $ 90,000
St. Charles, Missouri 57 $ 10,211,000 $ 179,140 $ 94,000
Jasper, Iowa 56 $ 5,144,000 $ 91,857 $ 70,000
Camden, Missouri 52 $ 6,406,000 $ 123,192 $ 70,000
Taney, Missouri 52 $ 5,346,000 $ 102,807 $ 55,000
Stone, Missouri 48 $ 5,711,000 $ 118,979 $ 58,000
Scott, Iowa 45 $ 5,520,000 $ 122,666 $ 83,000
Jasper, Missouri 41 $ 3,838,000 $ 93,609 $ 51,000
Douglas, Missouri 40 $ 3,030,000 $ 75,750 $ 38,000
St. Louis City, Missouri 40 $ 20,794,000 $ 519,850 $ 41,000
Miami, Kansas 36 $ 3,394,000 $ 94,277 $ 75,000
Vernon, Missouri 35 $ 2,561,000 $ 73,171 $ 51,000
Jackson, Missouri 34 $ 5,256,000 $ 154,588 $ 70,000
Mahaska, Iowa 33 $ 3,101,000 $ 93,969 $ 70,000
Johnson, Kansas 33 $ 43,808,000 $ 1,327,515 $ 85,000
Lawrence, Missouri 33 $ 2,302,000 $ 69,757 $ 46,000
Newton, Missouri 32 $ 3,207,000 $ 100,218 $ 75,000
Webster, Missouri 32 $ 3,607,000 $ 112,718 $ 56,000
Iron, Missouri 31 $ 1,562,000 $ 50,387 $ 44,000
Benton, Arkansas 28 $ 3,591,000 $ 128,250 $ 53,000
Hennepin, Minnesota 24 $ 6,835,000 $ 284,791 $ 123,000
Jefferson, Missouri 24 $ 3,906,000 $ 162,750 $ 51,000
Cedar, Missouri 23 $ 1,123,000 $ 48,826 $ 49,000
Dade, Missouri 23 $ 1,423,000 $ 61,869 $ 48,000
Laclede, Missouri 23 $ 1,396,000 $ 60,695 $ 63,000
Wright, Missouri 23 $ 1,680,000 $ 73,043 $ 37,000
Dakota, Nebraska 20 $ 1,468,000 $ 73,400 $ 55,000
Howell, Missouri 19 $ 696,000 $ 36,631 $ 52,000
Labette, Kansas 18 $ 865,000 $ 48,055 $ 49,000
Washington, Arkansas 16 $ 1,668,000 $ 104,250 $ 63,000
Franklin, Kansas 16 $ 1,263,000 $ 78,937 $ 50,000
Texas, Missouri 16 $ 539,000 $ 33,687 $ 47,000
Dakota, Minnesota 15 $ 3,126,000 $ 208,400 $ 102,000
Polk, Missouri 15 $ 1,462,000 $ 97,466 $ 48,000
Marion, Iowa 14 $ 1,410,000 $ 100,714 $ 53,000
Monona, Iowa 14 $ 1,414,000 $ 101,000 $ 67,000
Barry, Missouri 14 $ 1,483,000 $ 105,928 $ 48,000
Dallas, Missouri 13 $ 639,000 $ 49,153 $ 51,000
Douglas, Nebraska 13 $ 2,023,000 $ 155,615 $ 48,000
Allen, Kansas 12 $ 584,000 $ 48,666 $ 36,000
Plymouth, Iowa 11 $ 1,318,000 $ 119,818 $ 72,000
Ramsey, Minnesota 11 $ 27,892,000 $ 2,535,636 $ 72,000
Anderson, Kansas 10 $ 382,000 $ 38,200 $ 47,000
Reynolds, Missouri 10 $ 392,000 $ 39,200 $ 51,000
Madison, Missouri 9 $ 455,000 $ 50,555 $ 37,000
Union, South Dakota 9 $ 2,022,000 $ 224,666 $ 90,000
Rock Island, Illinois 8 $ 573,000 $ 71,625 $ 92,000
Dallas, Iowa 8 $ 2,165,000 $ 270,625 $ 112,000
Warren, Iowa 8 $ 1,174,000 $ 146,750 $ 76,000
Cass, Missouri 8 $ 1,420,000 $ 177,500 $ 120,000
Franklin, Missouri 8 $ 1,450,000 $ 181,250 $ 125,000
Miller, Missouri 8 $ 928,000 $ 116,000 $ 40,000
Story, Iowa 7 $ 418,000 $ 59,714 $ 56,000
Cherokee, Kansas 7 $ 656,000 $ 93,714 $ 63,000
Boone, Missouri 7 $ 862,000 $ 123,142 $ 74,000
Sarpy, Nebraska 7 $ 517,000 $ 73,857 $ 76,000
Shawnee, Kansas 6 $ 10,188,000 $ 1,698,000 $ 0
Hickory, Missouri 6 $ 406,000 $ 67,666 $ 63,000
Morgan, Missouri 6 $ 220,000 $ 36,666 $ 67,000
Dallas, Texas 6 $ 28,641,000 $ 4,773,500 $ 0
Boone, Arkansas 5 $ 295,000 $ 59,000 $ 36,000
Ozark, Missouri 5 $ 421,000 $ 84,200 $ 57,000
Warren, Missouri 5 $ 608,000 $ 121,600 $ 117,000
Cass, Nebraska 5 $ 642,000 $ 128,400 $ 69,000
Linn, Kansas 4 $ 347,000 $ 86,750 $ 61,000
Scott, Minnesota 4 $ 1,284,000 $ 321,000 $ 150,000
Lafayette, Missouri 4 $ 260,000 $ 65,000 $ 47,000
Pulaski, Missouri 4 $ 309,000 $ 77,250 $ 33,000
St. Francois, Missouri 4 $ 155,000 $ 38,750 $ 32,000
Cook, Illinois 3 $ 20,650,000 $ 6,883,333 $ 0
St. Clair, Illinois 3 $ 305,000 $ 101,666 $ 69,000
Neosho, Kansas 3 $ 97,000 $ 32,333 $ 20,000
Washington, Minnesota 3 $ 284,000 $ 94,666 $ 82,000
Clay, Missouri 3 $ 595,000 $ 198,333 $ 104,000
Oregon, Missouri 3 $ 162,000 $ 54,000 $ 34,000
Phelps, Missouri 3 $ 239,000 $ 79,666 $ 58,000
Burt, Nebraska 3 $ 121,000 $ 40,333 $ 45,000
Dixon, Nebraska 3 $ 97,000 $ 32,333 $ 56,000
Oklahoma, Oklahoma 3 $ 13,866,000 $ 4,622,000 $ 0
Ottawa, Oklahoma 3 $ 240,000 $ 80,000 $ 94,000
Tulsa, Oklahoma 3 $ 16,023,000 $ 5,341,000 $ 22,000
Milwaukee, Wisconsin 3 $ 23,645,000 $ 7,881,666 $ 27,000
Crawford, Arkansas 2 $ 263,000 $ 131,500 $ 175,000
Ida, Iowa 2 $ 106,000 $ 53,000 $ 48,000
Linn, Iowa 2 $ 20,000 $ 10,000 $ 48,000
Poweshiek, Iowa 2 $ 393,000 $ 196,500 $ 66,000
Bourbon, Kansas 2 $ 96,000 $ 48,000 $ 30,000
Douglas, Kansas 2 $ 169,000 $ 84,500 $ 115,000
Emmet, Michigan 2 $ 506,000 $ 253,000 $ 83,000
Anoka, Minnesota 2 $ 365,000 $ 182,500 $ 83,000
Carver, Minnesota 2 $ 632,000 $ 316,000 $ 139,000
Barton, Missouri 2 $ 225,000 $ 112,500 $ 30,000
Bollinger, Missouri 2 $ 135,000 $ 67,500 $ 20,000
Cape Girardeau, Missouri 2 $ 481,000 $ 240,500 $ 56,000
Dent, Missouri 2 $ 182,000 $ 91,000 $ 98,000
Johnson, Missouri 2 $ 266,000 $ 133,000 $ 71,000
McDonald, Missouri 2 $ 86,000 $ 43,000 $ 57,000
Thurston, Nebraska 2 $ 50,000 $ 25,000 $ 46,000
Washington, Nebraska 2 $ 357,000 $ 178,500 $ 14,000
Cass, North Dakota 2 $ 2,430,000 $ 1,215,000 $ 0
Tarrant, Texas 2 $ 480,000 $ 240,000 $ 69,000
Baldwin, Alabama 1 $ 224,000 $ 224,000 $ 71,000
Maricopa, Arizona 1 $ 11,326,000 $ 11,326,000 $ 0
Pima, Arizona 1 $ 96,000 $ 96,000 $ 44,000
Pinal, Arizona 1 $ 193,000 $ 193,000 $ 100,000
Carroll, Arkansas 1 $ 283,000 $ 283,000 $ 165,000
Lafayette, Arkansas 1 $ 136,000 $ 136,000 $ 55,000
Madison, Arkansas 1 $ 2,000 $ 2,000 $ 48,000
Marion, Arkansas 1 $ 4,000 $ 4,000 $ 41,000
Newton, Arkansas 1 $ 136,000 $ 136,000 $ 32,000
Pulaski, Arkansas 1 $ 10,527,000 $ 10,527,000 $ 0
Jefferson, Colorado 1 $ 31,257,000 $ 31,257,000 $ 0
Hillsborough, Florida 1 $ 11,100,000 $ 11,100,000 $ 0
Manatee, Florida 1 $ 405,000 $ 405,000 $ 168,000
Okeechobee, Florida 1 $ 98,000 $ 98,000 $ 325,000
Latah, Idaho 1 $ 18,720,000 $ 18,720,000 $ 0
Henry, Illinois 1 $ 2,000 $ 2,000 $ 57,000
Kane, Illinois 1 $ 172,000 $ 172,000 $ 0
Mercer, Illinois 1 $ 82,000 $ 82,000 $ 79,000
Sangamon, Illinois 1 $ 42,000 $ 42,000 $ 36,000
Marion, Indiana 1 $ 5,000,000 $ 5,000,000 $ 0
Boone, Iowa 1 $ 56,000 $ 56,000 $ 61,000
Carroll, Iowa 1 $ 47,000 $ 47,000 $ 31,000
Crawford, Iowa 1 $ 142,000 $ 142,000 $ 40,000
Davis, Iowa 1 $ 196,000 $ 196,000 $ 110,000
Dickinson, Iowa 1 $ 300,000 $ 300,000 $ 557,000
Guthrie, Iowa 1 $ 324,000 $ 324,000 $ 132,000
Hamilton, Iowa 1 $ 154,000 $ 154,000 $ 77,000
Harrison, Iowa 1 $ 80,000 $ 80,000 $ 0
Johnson, Iowa 1 $ 900,000 $ 900,000 $ 0
Lyon, Iowa 1 $ 157,000 $ 157,000 $ 55,000
Marshall, Iowa 1 $ 169,000 $ 169,000 $ 54,000
Monroe, Iowa 1 $ 105,000 $ 105,000 $ 42,000
O'Brien, Iowa 1 $ 71,000 $ 71,000 $ 29,000
Shelby, Iowa 1 $ 83,000 $ 83,000 $ 50,000
Wapello, Iowa 1 $ 92,000 $ 92,000 $ 18,000
Coffey, Kansas 1 $ 2,000 $ 2,000 $ 44,000
Crawford, Kansas 1 $ 66,000 $ 66,000 $ 116,000
Leavenworth, Kansas 1 $ 170,000 $ 170,000 $ 133,000
Osage, Kansas 1 $ 3,000 $ 3,000 $ 57,000
Wyandotte, Kansas 1 $ 121,000 $ 121,000 $ 69,000
Fayette, Kentucky 1 $ 34,265,000 $ 34,265,000 $ 0
East Baton Rouge, Louisiana 1 $ 18,994,000 $ 18,994,000 $ 0
Oakland, Michigan 1 $ 16,550,000 $ 16,550,000 $ 0
Le Sueur, Minnesota 1 $ 147,000 $ 147,000 $ 35,000
Mille Lacs, Minnesota 1 $ 172,000 $ 172,000 $ 80,000
Stearns, Minnesota 1 $ 188,000 $ 188,000 $ 192,000
Hinds, Mississippi 1 $ 9,500,000 $ 9,500,000 $ 0
Adair, Missouri 1 $ 111,000 $ 111,000 $ 129,000
Bates, Missouri 1 $ 140,000 $ 140,000 $ 19,000
Benton, Missouri 1 $ 3,000 $ 3,000 $ 29,000
Caldwell, Missouri 1 $ 20,000 $ 20,000 $ 91,000
Callaway, Missouri 1 $ 9,000 $ 9,000 $ 50,000
Carter, Missouri 1 $ 4,000 $ 4,000 $ 24,000
Clark, Missouri 1 $ 62,000 $ 62,000 $ 20,000
Cole, Missouri 1 $ 310,000 $ 310,000 $ 65,000
Cooper, Missouri 1 $ 83,000 $ 83,000 $ 91,000
Crawford, Missouri 1 $ 102,000 $ 102,000 $ 44,000
Lincoln, Missouri 1 $ 352,000 $ 352,000 $ 99,000
Marion, Missouri 1 $ 90,000 $ 90,000 $ 29,000
Montgomery, Missouri 1 $ 177,000 $ 177,000 $ 42,000
Platte, Missouri 1 $ 332,000 $ 332,000 $ 188,000
Ralls, Missouri 1 $ 100,000 $ 100,000 $ 29,000
Ray, Missouri 1 $ 29,000 $ 29,000 $ 49,000
Shannon, Missouri 1 $ 141,000 $ 141,000 $ 53,000
St. Clair, Missouri 1 $ 4,000 $ 4,000 $ 29,000
Ste. Genevieve, Missouri 1 $ 65,000 $ 65,000 $ 0
Washington, Missouri 1 $ 96,000 $ 96,000 $ 76,000
Wayne, Missouri 1 $ 130,000 $ 130,000 $ 91,000
Cedar, Nebraska 1 $ 311,000 $ 311,000 $ 73,000
Johnson, Nebraska 1 $ 4,000 $ 4,000 $ 60,000
Lincoln, Nebraska 1 $ 12,000 $ 12,000 $ 34,000
Madison, Nebraska 1 $ 68,000 $ 68,000 $ 43,000
Nye, Nevada 1 $ 162,000 $ 162,000 $ 68,000
Cleveland, Oklahoma 1 $ 8,204,000 $ 8,204,000 $ 0
Allegheny, Pennsylvania 1 $ 15,759,000 $ 15,759,000 $ 0
Bowie, Texas 1 $ 4,875,000 $ 4,875,000 $ 0
Cameron, Texas 1 $ 1,881,000 $ 1,881,000 $ 0
Collin, Texas 1 $ 186,000 $ 186,000 $ 47,000
Limestone, Texas 1 $ 65,000 $ 65,000 $ 60,000
Nueces, Texas 1 $ 15,175,000 $ 15,175,000 $ 0
Travis, Texas 1 $ 204,000 $ 204,000 $ 81,000
Polk, Wisconsin 1 $ 330,000 $ 330,000 $ 108,000
Waukesha, Wisconsin 1 $ 1,165,000 $ 1,165,000 $ 480,000

Mortgage Loan Application Detail Totals for Great Southern Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,255 $579,829,000 $462,000 $36,560,000 $59,000 $526,000
Refinancing 604 $120,538,000 $199,000 $10,137,000 $83,000 $1,233,000
Home Improvement 515 $15,715,000 $30,000 $1,050,000 $57,000 $431,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,008 $237,525,000 $118,000 $1,649,000 $69,000 $1,233,000
Not applicable 126 $447,813,000 $3,554,000 $36,560,000 $0 $0
Not Provided 104 $17,313,000 $166,000 $1,118,000 $81,000 $719,000
Hispanic 45 $3,324,000 $73,000 $254,000 $45,000 $111,000
Black or African American 42 $3,163,000 $75,000 $368,000 $42,000 $325,000
Asian 23 $4,482,000 $194,000 $968,000 $107,000 $526,000
American Indian or Alaskan Native 18 $1,236,000 $68,000 $271,000 $44,000 $159,000
Native Hawaiian or Other Pacific Islander 8 $1,226,000 $153,000 $304,000 $76,000 $174,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,890 $657,851,000 $348,000 $36,560,000 $69,000 $1,233,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 200 $19,214,000 $96,000 $257,000 $39,000 $295,000
FHA-insured (Federal Housing Administration) 190 $23,494,000 $123,000 $328,000 $52,000 $206,000
VA-guaranteed (Veterans Administration) 94 $15,523,000 $165,000 $430,000 $63,000 $285,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,287 $606,556,000 $471,000 $36,560,000 $70,000 $1,233,000
Application Denied By Financial Institution 606 $50,455,000 $83,000 $1,585,000 $49,000 $745,000
Application Withdrawn By Applicant 260 $36,598,000 $140,000 $1,250,000 $72,000 $571,000
File Closed For Incompleteness 155 $20,874,000 $134,000 $852,000 $76,000 $549,000
Application Approved But Not Accepted 66 $1,599,000 $24,000 $608,000 $61,000 $198,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 308 $24,407,000 $79,000 $1,585,000 $55,000 $745,000
Debt-To-Income Ratio 217 $16,858,000 $77,000 $735,000 $36,000 $200,000
Collateral 44 $5,290,000 $120,000 $339,000 $76,000 $325,000
Other 18 $1,547,000 $85,000 $272,000 $40,000 $103,000
Employment History 9 $1,021,000 $113,000 $311,000 $39,000 $73,000
Insufficient Cash (Downpayment, Closing Cost) 8 $941,000 $117,000 $252,000 $82,000 $232,000
Unverifiable Information 2 $391,000 $195,000 $253,000 $110,000 $170,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Southern Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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