Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Great Southern Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,343 |
| Total Mortgage Loan Application Amount | $943,775,000 |
| Average Mortgage Loan Application Amount | $219,600 |
| Highest Mortgage Loan Application Amount | $42,405,000 |
| Average Applicant Income | $117,200 |
| Highest Applicant Income | $2,701,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 578 | $ 77,570,000 | $ 134,000 | $ 90,000 |
| St. Louis County Missouri | 262 | $ 96,610,000 | $ 368,000 | $ 297,000 |
| Christian County Missouri | 261 | $ 35,635,000 | $ 136,000 | $ 107,000 |
| Woodbury County Iowa | 166 | $ 19,180,000 | $ 115,000 | $ 75,000 |
| St. Charles County Missouri | 92 | $ 17,250,000 | $ 187,000 | $ 137,000 |
| Polk County Iowa | 88 | $ 70,100,000 | $ 796,000 | $ 113,000 |
| Hennepin County Minnesota | 82 | $ 36,950,000 | $ 450,000 | $ 172,000 |
| Jasper County Iowa | 75 | $ 8,905,000 | $ 118,000 | $ 75,000 |
| Newton County Missouri | 74 | $ 6,380,000 | $ 86,000 | $ 68,000 |
| Camden County Missouri | 73 | $ 9,885,000 | $ 135,000 | $ 100,000 |
| Scott County Iowa | 72 | $ 14,210,000 | $ 197,000 | $ 123,000 |
| Johnson County Kansas | 70 | $ 15,710,000 | $ 224,000 | $ 119,000 |
| Taney County Missouri | 69 | $ 8,275,000 | $ 119,000 | $ 84,000 |
| Stone County Missouri | 68 | $ 9,110,000 | $ 133,000 | $ 99,000 |
| Jackson County Missouri | 67 | $ 13,615,000 | $ 203,000 | $ 101,000 |
| St. Louis City County Missouri | 64 | $ 33,900,000 | $ 529,000 | $ 165,000 |
| Benton County Arkansas | 48 | $ 10,780,000 | $ 224,000 | $ 126,000 |
| Jasper County Missouri | 43 | $ 4,985,000 | $ 115,000 | $ 77,000 |
| Miami County Kansas | 42 | $ 3,380,000 | $ 80,000 | $ 68,000 |
| Wright County Missouri | 38 | $ 3,130,000 | $ 82,000 | $ 73,000 |
| Lawrence County Missouri | 37 | $ 3,715,000 | $ 100,000 | $ 59,000 |
| Dade County Missouri | 35 | $ 2,505,000 | $ 71,000 | $ 58,000 |
| Douglas County Missouri | 35 | $ 2,635,000 | $ 75,000 | $ 52,000 |
| Webster County Missouri | 30 | $ 3,780,000 | $ 126,000 | $ 67,000 |
| Marion County Iowa | 29 | $ 2,595,000 | $ 89,000 | $ 58,000 |
| Mahaska County Iowa | 27 | $ 1,965,000 | $ 72,000 | $ 77,000 |
| Dakota County Minnesota | 27 | $ 2,975,000 | $ 110,000 | $ 166,000 |
| Labette County Kansas | 26 | $ 1,280,000 | $ 49,000 | $ 69,000 |
| Vernon County Missouri | 26 | $ 1,330,000 | $ 51,000 | $ 52,000 |
| Washington County Arkansas | 21 | $ 7,555,000 | $ 359,000 | $ 98,000 |
| Franklin County Kansas | 21 | $ 2,195,000 | $ 104,000 | $ 66,000 |
| Cedar County Missouri | 20 | $ 1,620,000 | $ 81,000 | $ 64,000 |
| Jefferson County Missouri | 20 | $ 3,120,000 | $ 156,000 | $ 81,000 |
| Dakota County Nebraska | 20 | $ 1,570,000 | $ 78,000 | $ 70,000 |
| Monona County Iowa | 19 | $ 1,905,000 | $ 100,000 | $ 83,000 |
| Ramsey County Minnesota | 18 | $ 20,080,000 | $ 1,115,000 | $ 191,000 |
| Iron County Missouri | 18 | $ 1,090,000 | $ 60,000 | $ 40,000 |
| Laclede County Missouri | 18 | $ 1,160,000 | $ 64,000 | $ 46,000 |
| Boone County Missouri | 17 | $ 3,535,000 | $ 207,000 | $ 158,000 |
| Dallas County Iowa | 16 | $ 2,260,000 | $ 141,000 | $ 132,000 |
| Howell County Missouri | 16 | $ 970,000 | $ 60,000 | $ 52,000 |
| Madison County Missouri | 15 | $ 1,085,000 | $ 72,000 | $ 49,000 |
| Reynolds County Missouri | 15 | $ 955,000 | $ 63,000 | $ 51,000 |
| Tulsa County Oklahoma | 15 | $ 63,555,000 | $ 4,237,000 | $ 161,000 |
| Cass County Missouri | 13 | $ 2,625,000 | $ 201,000 | $ 165,000 |
| Polk County Missouri | 13 | $ 1,095,000 | $ 84,000 | $ 63,000 |
| Plymouth County Iowa | 11 | $ 895,000 | $ 81,000 | $ 68,000 |
| Anoka County Minnesota | 11 | $ 13,725,000 | $ 1,247,000 | $ 125,000 |
| Dallas County Missouri | 11 | $ 1,235,000 | $ 112,000 | $ 93,000 |
| McDonald County Missouri | 11 | $ 945,000 | $ 85,000 | $ 96,000 |
| Anderson County Kansas | 10 | $ 640,000 | $ 64,000 | $ 60,000 |
| Rock Island County Illinois | 9 | $ 1,665,000 | $ 185,000 | $ 102,000 |
| Allen County Kansas | 9 | $ 505,000 | $ 56,000 | $ 96,000 |
| Story County Iowa | 8 | $ 1,220,000 | $ 152,000 | $ 66,000 |
| Washington County Minnesota | 8 | $ 750,000 | $ 93,000 | $ 181,000 |
| Madison County Illinois | 7 | $ 1,195,000 | $ 170,000 | $ 130,000 |
| Boone County Iowa | 7 | $ 675,000 | $ 96,000 | $ 84,000 |
| Douglas County Kansas | 7 | $ 1,465,000 | $ 209,000 | $ 154,000 |
| Scott County Minnesota | 7 | $ 685,000 | $ 97,000 | $ 112,000 |
| Union County South Dakota | 7 | $ 945,000 | $ 135,000 | $ 391,000 |
| Cook County Illinois | 6 | $ 13,770,000 | $ 2,295,000 | $ 89,000 |
| Clay County Missouri | 6 | $ 1,830,000 | $ 305,000 | $ 168,000 |
| Hickory County Missouri | 6 | $ 370,000 | $ 61,000 | $ 77,000 |
| Texas County Missouri | 6 | $ 340,000 | $ 56,000 | $ 33,000 |
| Leavenworth County Kansas | 5 | $ 555,000 | $ 111,000 | $ 51,000 |
| Linn County Kansas | 5 | $ 285,000 | $ 57,000 | $ 61,000 |
| Wyandotte County Kansas | 5 | $ 1,105,000 | $ 221,000 | $ 138,000 |
| Franklin County Missouri | 5 | $ 1,475,000 | $ 295,000 | $ 210,000 |
| Lincoln County Missouri | 5 | $ 715,000 | $ 143,000 | $ 77,000 |
| Ozark County Missouri | 5 | $ 445,000 | $ 89,000 | $ 55,000 |
| St. Francois County Missouri | 5 | $ 205,000 | $ 41,000 | $ 43,000 |
| Douglas County Nebraska | 5 | $ 8,975,000 | $ 1,795,000 | $ 91,000 |
| Lake County Illinois | 4 | $ 1,760,000 | $ 440,000 | $ 136,000 |
| Warren County Iowa | 4 | $ 620,000 | $ 155,000 | $ 159,000 |
| Barton County Missouri | 4 | $ 250,000 | $ 62,000 | $ 56,000 |
| Bates County Missouri | 4 | $ 310,000 | $ 77,000 | $ 82,000 |
| Miller County Missouri | 4 | $ 690,000 | $ 172,000 | $ 207,000 |
| Morgan County Missouri | 4 | $ 240,000 | $ 60,000 | $ 49,000 |
| Platte County Missouri | 4 | $ 1,040,000 | $ 260,000 | $ 165,000 |
| Dallas County Texas | 4 | $ 16,820,000 | $ 4,205,000 | $ 231,000 |
| Pima County Arizona | 3 | $ 785,000 | $ 261,000 | $ 179,000 |
| Lee County Florida | 3 | $ 1,715,000 | $ 571,000 | $ 901,000 |
| St. Clair County Illinois | 3 | $ 775,000 | $ 258,000 | $ 123,000 |
| Bourbon County Kansas | 3 | $ 105,000 | $ 35,000 | $ 43,000 |
| Neosho County Kansas | 3 | $ 185,000 | $ 61,000 | $ 52,000 |
| Carver County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 102,000 |
| Crow Wing County Minnesota | 3 | $ 1,125,000 | $ 375,000 | $ 538,000 |
| Audrain County Missouri | 3 | $ 135,000 | $ 45,000 | $ 45,000 |
| Barry County Missouri | 3 | $ 195,000 | $ 65,000 | $ 110,000 |
| Benton County Missouri | 3 | $ 175,000 | $ 58,000 | $ 44,000 |
| Henry County Missouri | 3 | $ 485,000 | $ 161,000 | $ 110,000 |
| Shannon County Missouri | 3 | $ 215,000 | $ 71,000 | $ 67,000 |
| Warren County Missouri | 3 | $ 395,000 | $ 131,000 | $ 135,000 |
| Oklahoma County Oklahoma | 3 | $ 23,765,000 | $ 7,921,000 | $ 393,000 |
| Maricopa County Arizona | 2 | $ 43,130,000 | $ 21,565,000 | $ 160,000 |
| Carroll County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Pulaski County Arkansas | 2 | $ 15,010,000 | $ 7,505,000 | $ 75,000 |
| San Bernardino County California | 2 | $ 730,000 | $ 365,000 | $ 188,000 |
| San Diego County California | 2 | $ 1,010,000 | $ 505,000 | $ 406,000 |
| El Paso County Colorado | 2 | $ 1,190,000 | $ 595,000 | $ 430,000 |
| Brevard County Florida | 2 | $ 690,000 | $ 345,000 | $ 200,000 |
| Collier County Florida | 2 | $ 1,210,000 | $ 605,000 | $ 543,000 |
| Fulton County Georgia | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Henry County Illinois | 2 | $ 130,000 | $ 65,000 | $ 26,000 |
| Mercer County Illinois | 2 | $ 60,000 | $ 30,000 | $ 133,000 |
| Will County Illinois | 2 | $ 550,000 | $ 275,000 | $ 118,000 |
| Cedar County Iowa | 2 | $ 290,000 | $ 145,000 | $ 99,000 |
| Linn County Iowa | 2 | $ 2,930,000 | $ 1,465,000 | $ 120,000 |
| Muscatine County Iowa | 2 | $ 220,000 | $ 110,000 | $ 24,000 |
| Cherokee County Kansas | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Dickinson County Kansas | 2 | $ 50,000 | $ 25,000 | $ 83,000 |
| Sedgwick County Kansas | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Kent County Michigan | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Stearns County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 138,000 |
| Wright County Minnesota | 2 | $ 1,070,000 | $ 535,000 | $ 312,000 |
| Buchanan County Missouri | 2 | $ 620,000 | $ 310,000 | $ 336,000 |
| Carter County Missouri | 2 | $ 230,000 | $ 115,000 | $ 165,000 |
| Crawford County Missouri | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Dent County Missouri | 2 | $ 520,000 | $ 260,000 | $ 334,000 |
| Oregon County Missouri | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| Pulaski County Missouri | 2 | $ 50,000 | $ 25,000 | $ 107,000 |
| St. Clair County Missouri | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Ste. Genevieve County Missouri | 2 | $ 180,000 | $ 90,000 | $ 104,000 |
| Cleveland County Oklahoma | 2 | $ 16,330,000 | $ 8,165,000 | $ 0 |
| Delaware County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 159,000 |
| York County Pennsylvania | 2 | $ 1,210,000 | $ 605,000 | $ 422,000 |
| Williamson County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 210,000 |
| Tarrant County Texas | 2 | $ 1,340,000 | $ 670,000 | $ 367,000 |
| Pepin County Wisconsin | 2 | $ 770,000 | $ 385,000 | $ 400,000 |
| Baldwin County Alabama | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Colbert County Alabama | 1 | $ 125,000 | $ 125,000 | $ 314,000 |
| Covington County Alabama | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Jefferson County Alabama | 1 | $ 31,355,000 | $ 31,355,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 381,000 |
| Navajo County Arizona | 1 | $ 605,000 | $ 605,000 | $ 447,000 |
| Grant County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Saline County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Sharp County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Butte County California | 1 | $ 485,000 | $ 485,000 | $ 341,000 |
| Los Angeles County California | 1 | $ 745,000 | $ 745,000 | $ 192,000 |
| Solano County California | 1 | $ 465,000 | $ 465,000 | $ 426,000 |
| Douglas County Colorado | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Larimer County Colorado | 1 | $ 22,025,000 | $ 22,025,000 | $ 0 |
| Ouray County Colorado | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Pitkin County Colorado | 1 | $ 2,005,000 | $ 2,005,000 | $ 540,000 |
| Routt County Colorado | 1 | $ 605,000 | $ 605,000 | $ 341,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,245,000 | $ 1,245,000 | $ 404,000 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Broward County Florida | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 201,000 |
| Hillsborough County Florida | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Orange County Florida | 1 | $ 595,000 | $ 595,000 | $ 271,000 |
| Palm Beach County Florida | 1 | $ 375,000 | $ 375,000 | $ 304,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Walton County Florida | 1 | $ 2,425,000 | $ 2,425,000 | $ 800,000 |
| Cobb County Georgia | 1 | $ 1,205,000 | $ 1,205,000 | $ 329,000 |
| Rockdale County Georgia | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Kootenai County Idaho | 1 | $ 1,725,000 | $ 1,725,000 | $ 964,000 |
| Clinton County Illinois | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Macoupin County Illinois | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Monroe County Illinois | 1 | $ 425,000 | $ 425,000 | $ 101,000 |
| Piatt County Illinois | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Randolph County Illinois | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Allen County Indiana | 1 | $ 245,000 | $ 245,000 | $ 187,000 |
| Vanderburgh County Indiana | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Clinton County Iowa | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Crawford County Iowa | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Des Moines County Iowa | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Dickinson County Iowa | 1 | $ 505,000 | $ 505,000 | $ 577,000 |
| Dubuque County Iowa | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Hardin County Iowa | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Jefferson County Iowa | 1 | $ 225,000 | $ 225,000 | $ 8,000 |
| Johnson County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Madison County Iowa | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Marshall County Iowa | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Poweshiek County Iowa | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Sac County Iowa | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Sioux County Iowa | 1 | $ 105,000 | $ 105,000 | $ 367,000 |
| Tama County Iowa | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Union County Iowa | 1 | $ 165,000 | $ 165,000 | $ 192,000 |
| Wapello County Iowa | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Atchison County Kansas | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Crawford County Kansas | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Harvey County Kansas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Montgomery County Kansas | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Osage County Kansas | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Saline County Kansas | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Woodson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Meade County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Avoyelles County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Baltimore County Maryland | 1 | $ 465,000 | $ 465,000 | $ 149,000 |
| Charlevoix County Michigan | 1 | $ 1,125,000 | $ 1,125,000 | $ 877,000 |
| Van Buren County Michigan | 1 | $ 235,000 | $ 235,000 | $ 832,000 |
| Cass County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 299,000 |
| Chisago County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Fillmore County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Goodhue County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Rice County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Sherburne County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Steele County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Cape Girardeau County Missouri | 1 | $ 545,000 | $ 545,000 | $ 320,000 |
| Cole County Missouri | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Gasconade County Missouri | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Johnson County Missouri | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Lafayette County Missouri | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Linn County Missouri | 1 | $ 125,000 | $ 125,000 | $ 533,000 |
| Pemiscot County Missouri | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Pettis County Missouri | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Phelps County Missouri | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Washington County Missouri | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Yellowstone County Montana | 1 | $ 615,000 | $ 615,000 | $ 344,000 |
| Buffalo County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Burt County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Dixon County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Lancaster County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Washington County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Santa Fe County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 419,000 |
| Geauga County Ohio | 1 | $ 535,000 | $ 535,000 | $ 149,000 |
| Comanche County Oklahoma | 1 | $ 2,175,000 | $ 2,175,000 | $ 0 |
| Ellis County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Washington County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Multnomah County Oregon | 1 | $ 545,000 | $ 545,000 | $ 235,000 |
| Beaver County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 29,000 |
| Cumberland County Pennsylvania | 1 | $ 925,000 | $ 925,000 | $ 506,000 |
| Anderson County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Berkeley County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Horry County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| York County South Carolina | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 600,000 |
| Lake County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Sevier County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 774,000 |
| Bowie County Texas | 1 | $ 5,175,000 | $ 5,175,000 | $ 0 |
| Cooke County Texas | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Denton County Texas | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Ellis County Texas | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Sevier County Utah | 1 | $ 135,000 | $ 135,000 | $ 174,000 |
| Washington County Utah | 1 | $ 645,000 | $ 645,000 | $ 300,000 |
| Arlington County Virginia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Franklin County Washington | 1 | $ 665,000 | $ 665,000 | $ 246,000 |
| Pierce County Washington | 1 | $ 515,000 | $ 515,000 | $ 302,000 |
| Milwaukee County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 485,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,334 | $616,750,000 | $462,000 | $42,405,000 | $116,000 | $2,000,000 |
| Other Purpose | 611 | $39,705,000 | $64,000 | $3,005,000 | $108,000 | $2,405,000 |
| Refinancing | 528 | $172,730,000 | $327,000 | $31,355,000 | $136,000 | $2,701,000 |
| Cash-out Refinancing | 490 | $93,800,000 | $191,000 | $1,725,000 | $136,000 | $1,800,000 |
| Home Improvement | 380 | $20,790,000 | $54,000 | $2,005,000 | $90,000 | $751,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,858 | $435,270,000 | $152,000 | $3,005,000 | $116,000 | $2,701,000 |
| Not Provided | 162 | $30,970,000 | $191,000 | $7,455,000 | $131,000 | $880,000 |
| Not applicable | 140 | $447,540,000 | $3,196,000 | $42,405,000 | $0 | $0 |
| Hispanic | 69 | $9,515,000 | $137,000 | $645,000 | $97,000 | $513,000 |
| Black or African American | 45 | $7,965,000 | $177,000 | $1,305,000 | $116,000 | $494,000 |
| Asian | 43 | $9,835,000 | $228,000 | $1,365,000 | $193,000 | $1,398,000 |
| American Indian or Alaskan Native | 20 | $2,160,000 | $108,000 | $475,000 | $76,000 | $234,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $290,000 | $145,000 | $225,000 | $96,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,069 | $903,115,000 | $294,000 | $42,405,000 | $123,000 | $2,701,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $15,595,000 | $124,000 | $295,000 | $47,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 84 | $16,410,000 | $195,000 | $475,000 | $81,000 | $210,000 |
| FHA-insured (Federal Housing Administration) | 65 | $8,655,000 | $133,000 | $305,000 | $59,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,118 | $647,480,000 | $305,000 | $42,405,000 | $134,000 | $2,405,000 |
| Application Denied By Financial Institution | 725 | $56,015,000 | $77,000 | $1,495,000 | $70,000 | $1,794,000 |
| Application Withdrawn By Applicant | 359 | $155,485,000 | $433,000 | $28,505,000 | $123,000 | $2,701,000 |
| File Closed For Incompleteness | 103 | $18,205,000 | $176,000 | $845,000 | $115,000 | $600,000 |
| Application Approved But Not Accepted | 36 | $65,130,000 | $1,809,000 | $16,305,000 | $113,000 | $426,000 |
| Loan Purchased By The Institution | 2 | $1,460,000 | $730,000 | $1,435,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,618 | $887,760,000 | $339,000 | $42,405,000 | $131,000 | $2,701,000 |
| Credit History | 286 | $19,380,000 | $67,000 | $1,405,000 | $63,000 | $660,000 |
| Debt-To-Income Ratio | 197 | $20,345,000 | $103,000 | $625,000 | $49,000 | $216,000 |
| Collateral | 169 | $10,145,000 | $60,000 | $305,000 | $101,000 | $1,794,000 |
| Credit Application Incomplete | 55 | $2,015,000 | $36,000 | $105,000 | $73,000 | $256,000 |
| Other | 9 | $2,615,000 | $290,000 | $1,495,000 | $174,000 | $876,000 |
| Employment History | 8 | $1,350,000 | $168,000 | $315,000 | $44,000 | $120,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $79,000 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.