Great Southern Bank Mortgage Lending & HMDA Data, 2022

In 2022, Great Southern Bank of Springfield, MO reported 3,156 mortgage applications totaling $988.4 million, down 22% from 2021. The average application was for $313,190, and applicants reported an average income of $157,944. 67% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Springfield, MO (848), St. Louis, MO-IL (471) and Kansas City, MO-KS (231) (applications in parentheses).

Mortgage Company & Address Great Southern Bank
218 S Glenstone Ave
Springfield, MO 65802
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,156
Total Mortgage Loan Application Amount $988,430,000
Average Mortgage Loan Application Amount $313,190
Highest Mortgage Loan Application Amount $37,605,000
Average Applicant Income $157,944
Highest Applicant Income $6,170,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Southern Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Southern Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene, Missouri 565 $ 111,265,000 $ 196,929 $ 112,000
St. Louis, Missouri 270 $ 159,550,000 $ 590,925 $ 253,000
Christian, Missouri 207 $ 37,205,000 $ 179,734 $ 109,000
Woodbury, Iowa 127 $ 14,695,000 $ 115,708 $ 80,000
Johnson, Kansas 91 $ 26,325,000 $ 289,285 $ 276,000
St. Charles, Missouri 82 $ 11,970,000 $ 145,975 $ 150,000
St. Louis City, Missouri 75 $ 32,545,000 $ 433,933 $ 154,000
Taney, Missouri 73 $ 14,865,000 $ 203,630 $ 91,000
Scott, Iowa 71 $ 16,675,000 $ 234,859 $ 171,000
Jasper, Iowa 64 $ 8,450,000 $ 132,031 $ 75,000
Stone, Missouri 56 $ 12,570,000 $ 224,464 $ 265,000
Jackson, Missouri 52 $ 16,780,000 $ 322,692 $ 208,000
Polk, Iowa 51 $ 6,815,000 $ 133,627 $ 123,000
Benton, Arkansas 46 $ 13,540,000 $ 294,347 $ 190,000
Miami, Kansas 44 $ 4,450,000 $ 101,136 $ 90,000
Camden, Missouri 43 $ 6,745,000 $ 156,860 $ 133,000
Webster, Missouri 42 $ 7,100,000 $ 169,047 $ 88,000
Newton, Missouri 41 $ 3,565,000 $ 86,951 $ 70,000
Hennepin, Minnesota 40 $ 63,080,000 $ 1,577,000 $ 448,000
Cedar, Missouri 35 $ 2,875,000 $ 82,142 $ 67,000
Jasper, Missouri 34 $ 5,280,000 $ 155,294 $ 99,000
Lawrence, Missouri 33 $ 3,265,000 $ 98,939 $ 62,000
Vernon, Missouri 31 $ 2,485,000 $ 80,161 $ 71,000
Mahaska, Iowa 30 $ 2,510,000 $ 83,666 $ 67,000
Wright, Missouri 30 $ 4,050,000 $ 135,000 $ 59,000
Marion, Iowa 25 $ 3,025,000 $ 121,000 $ 88,000
Labette, Kansas 25 $ 1,735,000 $ 69,400 $ 59,000
Reynolds, Missouri 25 $ 2,065,000 $ 82,600 $ 65,000
Dade, Missouri 24 $ 2,570,000 $ 107,083 $ 54,000
Monona, Iowa 23 $ 2,485,000 $ 108,043 $ 69,000
Douglas, Missouri 21 $ 2,655,000 $ 126,428 $ 56,000
Howell, Missouri 19 $ 2,215,000 $ 116,578 $ 104,000
Polk, Missouri 19 $ 3,045,000 $ 160,263 $ 77,000
Dallas, Iowa 18 $ 3,460,000 $ 192,222 $ 141,000
Jefferson, Missouri 18 $ 3,770,000 $ 209,444 $ 141,000
Maricopa, Arizona 17 $ 11,165,000 $ 656,764 $ 205,000
Plymouth, Iowa 16 $ 2,540,000 $ 158,750 $ 81,000
Cass, Missouri 16 $ 4,660,000 $ 291,250 $ 141,000
Allen, Kansas 15 $ 715,000 $ 47,666 $ 85,000
Dallas, Missouri 15 $ 1,865,000 $ 124,333 $ 65,000
Iron, Missouri 15 $ 1,485,000 $ 99,000 $ 63,000
Laclede, Missouri 14 $ 1,150,000 $ 82,142 $ 56,000
Washington, Arkansas 12 $ 27,910,000 $ 2,325,833 $ 167,000
Rock Island, Illinois 12 $ 1,570,000 $ 130,833 $ 188,000
Franklin, Kansas 12 $ 1,440,000 $ 120,000 $ 99,000
Anoka, Minnesota 12 $ 1,300,000 $ 108,333 $ 79,000
Boone, Missouri 11 $ 5,665,000 $ 515,000 $ 126,000
Texas, Missouri 11 $ 905,000 $ 82,272 $ 45,000
Barry, Missouri 10 $ 870,000 $ 87,000 $ 89,000
Marshall, Iowa 9 $ 1,155,000 $ 128,333 $ 73,000
Madison, Missouri 9 $ 445,000 $ 49,444 $ 46,000
Oklahoma, Oklahoma 9 $ 4,265,000 $ 473,888 $ 342,000
Warren, Iowa 8 $ 1,460,000 $ 182,500 $ 86,000
Wyandotte, Kansas 8 $ 5,290,000 $ 661,250 $ 218,000
Clay, Missouri 8 $ 2,210,000 $ 276,250 $ 250,000
Franklin, Missouri 8 $ 3,410,000 $ 426,250 $ 186,000
Dakota, Nebraska 8 $ 650,000 $ 81,250 $ 64,000
Union, South Dakota 8 $ 940,000 $ 117,500 $ 154,000
Collier, Florida 7 $ 5,655,000 $ 807,857 $ 461,000
Morgan, Missouri 7 $ 755,000 $ 107,857 $ 144,000
Pima, Arizona 6 $ 4,100,000 $ 683,333 $ 353,000
Cook, Illinois 6 $ 2,970,000 $ 495,000 $ 243,000
Hickory, Missouri 6 $ 1,040,000 $ 173,333 $ 60,000
Lincoln, Missouri 6 $ 850,000 $ 141,666 $ 89,000
McDonald, Missouri 6 $ 800,000 $ 133,333 $ 125,000
Douglas, Nebraska 6 $ 26,330,000 $ 4,388,333 $ 237,000
Tarrant, Texas 6 $ 2,680,000 $ 446,666 $ 137,000
Dakota, Minnesota 5 $ 615,000 $ 123,000 $ 171,000
Ramsey, Minnesota 5 $ 365,000 $ 73,000 $ 101,000
Washoe, Nevada 5 $ 3,235,000 $ 647,000 $ 249,000
Tulsa, Oklahoma 5 $ 18,335,000 $ 3,667,000 $ 155,000
Bexar, Texas 5 $ 3,525,000 $ 705,000 $ 303,000
Navajo, Arizona 4 $ 3,200,000 $ 800,000 $ 366,000
Boone, Arkansas 4 $ 480,000 $ 120,000 $ 67,000
Denver, Colorado 4 $ 2,850,000 $ 712,500 $ 336,000
Miami-Dade, Florida 4 $ 3,170,000 $ 792,500 $ 1,178,000
Pasco, Florida 4 $ 2,020,000 $ 505,000 $ 415,000
Ada, Idaho 4 $ 3,160,000 $ 790,000 $ 263,000
St. Clair, Illinois 4 $ 810,000 $ 202,500 $ 212,000
Guthrie, Iowa 4 $ 1,330,000 $ 332,500 $ 484,000
Linn, Kansas 4 $ 420,000 $ 105,000 $ 51,000
Scott, Minnesota 4 $ 970,000 $ 242,500 $ 140,000
Bates, Missouri 4 $ 800,000 $ 200,000 $ 83,000
Benton, Missouri 4 $ 410,000 $ 102,500 $ 32,000
St. Clair, Missouri 4 $ 250,000 $ 62,500 $ 395,000
Sarpy, Nebraska 4 $ 890,000 $ 222,500 $ 90,000
Clark, Nevada 4 $ 3,370,000 $ 842,500 $ 262,000
Dallas, Texas 4 $ 2,460,000 $ 615,000 $ 392,000
Davis, Utah 4 $ 3,250,000 $ 812,500 $ 283,000
Pulaski, Arkansas 3 $ 795,000 $ 265,000 $ 94,000
Douglas, Colorado 3 $ 3,035,000 $ 1,011,666 $ 361,000
Lee, Florida 3 $ 1,585,000 $ 528,333 $ 164,000
Kane, Illinois 3 $ 1,415,000 $ 471,666 $ 207,000
Madison, Illinois 3 $ 465,000 $ 155,000 $ 280,000
Harrison, Iowa 3 $ 445,000 $ 148,333 $ 77,000
Story, Iowa 3 $ 595,000 $ 198,333 $ 64,000
Osage, Kansas 3 $ 345,000 $ 115,000 $ 49,000
Dent, Missouri 3 $ 875,000 $ 291,666 $ 494,000
Miller, Missouri 3 $ 1,355,000 $ 451,666 $ 445,000
Oregon, Missouri 3 $ 465,000 $ 155,000 $ 64,000
Warren, Missouri 3 $ 535,000 $ 178,333 $ 269,000
Knox, Tennessee 3 $ 985,000 $ 328,333 $ 163,000
Pierce, Washington 3 $ 2,545,000 $ 848,333 $ 1,068,000
Baldwin, Alabama 2 $ 1,310,000 $ 655,000 $ 684,000
Carroll, Arkansas 2 $ 260,000 $ 130,000 $ 90,000
Garland, Arkansas 2 $ 510,000 $ 255,000 $ 118,000
Sacramento, California 2 $ 2,230,000 $ 1,115,000 $ 555,000
Summit, Colorado 2 $ 1,730,000 $ 865,000 $ 482,000
Charlotte, Florida 2 $ 410,000 $ 205,000 $ 161,000
Hillsborough, Florida 2 $ 2,600,000 $ 1,300,000 $ 429,000
Monroe, Florida 2 $ 920,000 $ 460,000 $ 292,000
Orange, Florida 2 $ 2,920,000 $ 1,460,000 $ 524,000
Palm Beach, Florida 2 $ 2,260,000 $ 1,130,000 $ 885,000
Sangamon, Illinois 2 $ 540,000 $ 270,000 $ 600,000
Tazewell, Illinois 2 $ 210,000 $ 105,000 $ 494,000
Crawford, Iowa 2 $ 370,000 $ 185,000 $ 115,000
Dickinson, Iowa 2 $ 490,000 $ 245,000 $ 80,000
Linn, Iowa 2 $ 320,000 $ 160,000 $ 50,000
Monroe, Iowa 2 $ 160,000 $ 80,000 $ 82,000
Pottawattamie, Iowa 2 $ 190,000 $ 95,000 $ 89,000
Poweshiek, Iowa 2 $ 270,000 $ 135,000 $ 81,000
Wapello, Iowa 2 $ 1,240,000 $ 620,000 $ 719,000
Anderson, Kansas 2 $ 150,000 $ 75,000 $ 36,000
Cherokee, Kansas 2 $ 350,000 $ 175,000 $ 60,000
Jefferson, Kansas 2 $ 490,000 $ 245,000 $ 215,000
Leavenworth, Kansas 2 $ 240,000 $ 120,000 $ 159,000
Sedgwick, Kansas 2 $ 620,000 $ 310,000 $ 132,000
Jefferson, Kentucky 2 $ 790,000 $ 395,000 $ 273,000
Caddo, Louisiana 2 $ 290,000 $ 145,000 $ 77,000
Sherburne, Minnesota 2 $ 50,000 $ 25,000 $ 75,000
Stearns, Minnesota 2 $ 130,000 $ 65,000 $ 182,000
Washington, Minnesota 2 $ 1,050,000 $ 525,000 $ 176,000
Wright, Minnesota 2 $ 170,000 $ 85,000 $ 143,000
Andrew, Missouri 2 $ 280,000 $ 140,000 $ 128,000
Callaway, Missouri 2 $ 270,000 $ 135,000 $ 65,000
Cape Girardeau, Missouri 2 $ 1,110,000 $ 555,000 $ 583,000
Cole, Missouri 2 $ 530,000 $ 265,000 $ 177,000
St. Francois, Missouri 2 $ 100,000 $ 50,000 $ 45,000
Washington, Missouri 2 $ 1,190,000 $ 595,000 $ 3,120,000
Cascade, Montana 2 $ 1,150,000 $ 575,000 $ 368,000
Lancaster, Nebraska 2 $ 340,000 $ 170,000 $ 86,000
Santa Fe, New Mexico 2 $ 1,860,000 $ 930,000 $ 572,000
Canadian, Oklahoma 2 $ 2,510,000 $ 1,255,000 $ 58,000
Cleveland, Oklahoma 2 $ 800,000 $ 400,000 $ 153,000
Comanche, Oklahoma 2 $ 3,370,000 $ 1,685,000 $ 51,000
Ottawa, Oklahoma 2 $ 70,000 $ 35,000 $ 41,000
Richland, South Carolina 2 $ 1,040,000 $ 520,000 $ 500,000
Collin, Texas 2 $ 1,240,000 $ 620,000 $ 649,000
Salt Lake, Utah 2 $ 4,300,000 $ 2,150,000 $ 1,162,000
Washington, Utah 2 $ 2,800,000 $ 1,400,000 $ 348,000
King, Washington 2 $ 2,830,000 $ 1,415,000 $ 679,000
Marathon, Wisconsin 2 $ 770,000 $ 385,000 $ 302,000
Yuma, Arizona 1 $ 635,000 $ 635,000 $ 283,000
Baxter, Arkansas 1 $ 175,000 $ 175,000 $ 71,000
Faulkner, Arkansas 1 $ 135,000 $ 135,000 $ 52,000
Sharp, Arkansas 1 $ 305,000 $ 305,000 $ 153,000
Fresno, California 1 $ 975,000 $ 975,000 $ 236,000
Los Angeles, California 1 $ 895,000 $ 895,000 $ 220,000
Marin, California 1 $ 2,005,000 $ 2,005,000 $ 493,000
Orange, California 1 $ 965,000 $ 965,000 $ 275,000
Riverside, California 1 $ 705,000 $ 705,000 $ 0
Solano, California 1 $ 195,000 $ 195,000 $ 232,000
Tuolumne, California 1 $ 815,000 $ 815,000 $ 310,000
Arapahoe, Colorado 1 $ 605,000 $ 605,000 $ 0
Boulder, Colorado 1 $ 995,000 $ 995,000 $ 300,000
Broomfield, Colorado 1 $ 855,000 $ 855,000 $ 355,000
Grand, Colorado 1 $ 865,000 $ 865,000 $ 605,000
Larimer, Colorado 1 $ 585,000 $ 585,000 $ 476,000
Fairfield, Connecticut 1 $ 1,615,000 $ 1,615,000 $ 1,515,000
Hartford, Connecticut 1 $ 265,000 $ 265,000 $ 60,000
Broward, Florida 1 $ 295,000 $ 295,000 $ 55,000
Escambia, Florida 1 $ 575,000 $ 575,000 $ 230,000
Okaloosa, Florida 1 $ 1,565,000 $ 1,565,000 $ 400,000
Polk, Florida 1 $ 1,145,000 $ 1,145,000 $ 243,000
Santa Rosa, Florida 1 $ 615,000 $ 615,000 $ 268,000
Sarasota, Florida 1 $ 655,000 $ 655,000 $ 0
Cobb, Georgia 1 $ 415,000 $ 415,000 $ 0
Fulton, Georgia 1 $ 525,000 $ 525,000 $ 700,000
Muscogee, Georgia 1 $ 755,000 $ 755,000 $ 600,000
Adams, Illinois 1 $ 485,000 $ 485,000 $ 265,000
Clinton, Illinois 1 $ 195,000 $ 195,000 $ 268,000
Henry, Illinois 1 $ 475,000 $ 475,000 $ 2,084,000
Kankakee, Illinois 1 $ 1,125,000 $ 1,125,000 $ 615,000
Mercer, Illinois 1 $ 125,000 $ 125,000 $ 150,000
Monroe, Illinois 1 $ 195,000 $ 195,000 $ 409,000
Ogle, Illinois 1 $ 585,000 $ 585,000 $ 325,000
Peoria, Illinois 1 $ 315,000 $ 315,000 $ 290,000
Warren, Illinois 1 $ 275,000 $ 275,000 $ 841,000
Will, Illinois 1 $ 325,000 $ 325,000 $ 83,000
Dearborn, Indiana 1 $ 665,000 $ 665,000 $ 324,000
Delaware, Indiana 1 $ 205,000 $ 205,000 $ 300,000
Johnson, Indiana 1 $ 345,000 $ 345,000 $ 61,000
Monroe, Indiana 1 $ 845,000 $ 845,000 $ 412,000
Adams, Iowa 1 $ 515,000 $ 515,000 $ 0
Boone, Iowa 1 $ 435,000 $ 435,000 $ 212,000
Clinton, Iowa 1 $ 15,000 $ 15,000 $ 65,000
Fayette, Iowa 1 $ 35,000 $ 35,000 $ 15,000
Greene, Iowa 1 $ 235,000 $ 235,000 $ 46,000
Hardin, Iowa 1 $ 245,000 $ 245,000 $ 61,000
Lucas, Iowa 1 $ 425,000 $ 425,000 $ 171,000
Madison, Iowa 1 $ 165,000 $ 165,000 $ 64,000
Mills, Iowa 1 $ 435,000 $ 435,000 $ 0
Tama, Iowa 1 $ 115,000 $ 115,000 $ 83,000
Webster, Iowa 1 $ 135,000 $ 135,000 $ 59,000
Bourbon, Kansas 1 $ 25,000 $ 25,000 $ 38,000
Douglas, Kansas 1 $ 305,000 $ 305,000 $ 0
Shawnee, Kansas 1 $ 15,000 $ 15,000 $ 116,000
Daviess, Kentucky 1 $ 375,000 $ 375,000 $ 410,000
Oldham, Kentucky 1 $ 845,000 $ 845,000 $ 449,000
Lafayette, Louisiana 1 $ 335,000 $ 335,000 $ 131,000
Orleans, Louisiana 1 $ 375,000 $ 375,000 $ 479,000
Tangipahoa, Louisiana 1 $ 585,000 $ 585,000 $ 381,000
Aroostook, Maine 1 $ 155,000 $ 155,000 $ 250,000
Baltimore, Maryland 1 $ 395,000 $ 395,000 $ 256,000
Cass, Michigan 1 $ 1,085,000 $ 1,085,000 $ 1,013,000
Clinton, Michigan 1 $ 805,000 $ 805,000 $ 435,000
Saginaw, Michigan 1 $ 165,000 $ 165,000 $ 95,000
Washtenaw, Michigan 1 $ 615,000 $ 615,000 $ 216,000
Blue Earth, Minnesota 1 $ 3,825,000 $ 3,825,000 $ 0
Carver, Minnesota 1 $ 385,000 $ 385,000 $ 455,000
Crow Wing, Minnesota 1 $ 245,000 $ 245,000 $ 383,000
Martin, Minnesota 1 $ 475,000 $ 475,000 $ 985,000
Olmsted, Minnesota 1 $ 795,000 $ 795,000 $ 379,000
Redwood, Minnesota 1 $ 75,000 $ 75,000 $ 37,000
Rice, Minnesota 1 $ 45,000 $ 45,000 $ 119,000
St. Louis, Minnesota 1 $ 625,000 $ 625,000 $ 600,000
DeSoto, Mississippi 1 $ 135,000 $ 135,000 $ 54,000
Lafayette, Mississippi 1 $ 245,000 $ 245,000 $ 413,000
Lauderdale, Mississippi 1 $ 75,000 $ 75,000 $ 72,000
Audrain, Missouri 1 $ 235,000 $ 235,000 $ 137,000
Barton, Missouri 1 $ 175,000 $ 175,000 $ 47,000
Carter, Missouri 1 $ 195,000 $ 195,000 $ 63,000
Gasconade, Missouri 1 $ 145,000 $ 145,000 $ 192,000
Henry, Missouri 1 $ 335,000 $ 335,000 $ 148,000
Johnson, Missouri 1 $ 445,000 $ 445,000 $ 223,000
Lafayette, Missouri 1 $ 365,000 $ 365,000 $ 0
Livingston, Missouri 1 $ 225,000 $ 225,000 $ 0
Monroe, Missouri 1 $ 105,000 $ 105,000 $ 101,000
Pettis, Missouri 1 $ 645,000 $ 645,000 $ 416,000
Phelps, Missouri 1 $ 65,000 $ 65,000 $ 46,000
Platte, Missouri 1 $ 505,000 $ 505,000 $ 123,000
Randolph, Missouri 1 $ 145,000 $ 145,000 $ 0
Saline, Missouri 1 $ 145,000 $ 145,000 $ 105,000
Scott, Missouri 1 $ 85,000 $ 85,000 $ 33,000
Shannon, Missouri 1 $ 45,000 $ 45,000 $ 96,000
Gallatin, Montana 1 $ 715,000 $ 715,000 $ 395,000
Buffalo, Nebraska 1 $ 805,000 $ 805,000 $ 419,000
Dixon, Nebraska 1 $ 135,000 $ 135,000 $ 87,000
Dodge, Nebraska 1 $ 2,115,000 $ 2,115,000 $ 0
Thurston, Nebraska 1 $ 15,000 $ 15,000 $ 19,000
Washington, Nebraska 1 $ 155,000 $ 155,000 $ 74,000
Carson City, Nevada 1 $ 1,205,000 $ 1,205,000 $ 324,000
Elko, Nevada 1 $ 555,000 $ 555,000 $ 215,000
Humboldt, Nevada 1 $ 245,000 $ 245,000 $ 86,000
Camden, New Jersey 1 $ 505,000 $ 505,000 $ 155,000
Morris, New Jersey 1 $ 1,485,000 $ 1,485,000 $ 700,000
Erie, New York 1 $ 465,000 $ 465,000 $ 0
Monroe, New York 1 $ 645,000 $ 645,000 $ 400,000
Ulster, New York 1 $ 735,000 $ 735,000 $ 265,000
Pitt, North Carolina 1 $ 415,000 $ 415,000 $ 235,000
Cuyahoga, Ohio 1 $ 495,000 $ 495,000 $ 630,000
Summit, Ohio 1 $ 645,000 $ 645,000 $ 399,000
Creek, Oklahoma 1 $ 715,000 $ 715,000 $ 206,000
Delaware, Oklahoma 1 $ 125,000 $ 125,000 $ 87,000
Jackson, Oklahoma 1 $ 1,005,000 $ 1,005,000 $ 0
Osage, Oklahoma 1 $ 95,000 $ 95,000 $ 0
Payne, Oklahoma 1 $ 215,000 $ 215,000 $ 65,000
Rogers, Oklahoma 1 $ 835,000 $ 835,000 $ 272,000
Wagoner, Oklahoma 1 $ 185,000 $ 185,000 $ 0
Washington, Oklahoma 1 $ 4,595,000 $ 4,595,000 $ 0
Deschutes, Oregon 1 $ 1,245,000 $ 1,245,000 $ 644,000
Washington, Oregon 1 $ 485,000 $ 485,000 $ 165,000
Charleston, South Carolina 1 $ 505,000 $ 505,000 $ 334,000
Georgetown, South Carolina 1 $ 365,000 $ 365,000 $ 83,000
Oconee, South Carolina 1 $ 755,000 $ 755,000 $ 564,000
Minnehaha, South Dakota 1 $ 5,000 $ 5,000 $ 75,000
Hamilton, Tennessee 1 $ 275,000 $ 275,000 $ 101,000
Jefferson, Tennessee 1 $ 435,000 $ 435,000 $ 80,000
Sevier, Tennessee 1 $ 115,000 $ 115,000 $ 53,000
Williamson, Tennessee 1 $ 685,000 $ 685,000 $ 635,000
Brazoria, Texas 1 $ 8,265,000 $ 8,265,000 $ 0
Harris, Texas 1 $ 195,000 $ 195,000 $ 125,000
Johnson, Texas 1 $ 365,000 $ 365,000 $ 140,000
Midland, Texas 1 $ 455,000 $ 455,000 $ 182,000
Montgomery, Texas 1 $ 34,005,000 $ 34,005,000 $ 0
Cache, Utah 1 $ 435,000 $ 435,000 $ 216,000
Iron, Utah 1 $ 385,000 $ 385,000 $ 103,000
Fairfax, Virginia 1 $ 955,000 $ 955,000 $ 550,000
Richmond City, Virginia 1 $ 305,000 $ 305,000 $ 60,000
Suffolk, Virginia 1 $ 445,000 $ 445,000 $ 225,000
Chelan, Washington 1 $ 555,000 $ 555,000 $ 300,000
Mason, Washington 1 $ 395,000 $ 395,000 $ 124,000
Yakima, Washington 1 $ 615,000 $ 615,000 $ 216,000
Buffalo, Wisconsin 1 $ 1,195,000 $ 1,195,000 $ 1,268,000
Dane, Wisconsin 1 $ 975,000 $ 975,000 $ 304,000
Oneida, Wisconsin 1 $ 165,000 $ 165,000 $ 107,000
Outagamie, Wisconsin 1 $ 595,000 $ 595,000 $ 478,000
Polk, Wisconsin 1 $ 415,000 $ 415,000 $ 233,000
Rock, Wisconsin 1 $ 505,000 $ 505,000 $ 0

Mortgage Loan Application Detail Totals for Great Southern Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,379 $642,595,000 $465,000 $37,605,000 $177,000 $5,520,000
Other Purpose 664 $66,910,000 $100,000 $1,615,000 $136,000 $6,170,000
Home Improvement 389 $61,075,000 $157,000 $17,555,000 $88,000 $634,000
Cash-out Refinancing 370 $97,260,000 $262,000 $4,165,000 $173,000 $6,170,000
Refinancing 354 $120,590,000 $340,000 $24,655,000 $186,000 $5,376,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,591 $568,355,000 $219,000 $4,165,000 $154,000 $6,170,000
Not Provided 207 $57,875,000 $279,000 $2,005,000 $204,000 $2,340,000
Not applicable 143 $302,215,000 $2,113,000 $37,605,000 $0 $0
Hispanic 71 $16,015,000 $225,000 $1,095,000 $129,000 $985,000
Black or African American 67 $13,325,000 $198,000 $995,000 $109,000 $658,000
Asian 52 $25,840,000 $496,000 $2,325,000 $254,000 $875,000
American Indian or Alaskan Native 18 $4,180,000 $232,000 $795,000 $164,000 $1,059,000
Native Hawaiian or Other Pacific Islander 1 $55,000 $55,000 $55,000 $38,000 $38,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,969 $953,435,000 $321,000 $37,605,000 $164,000 $6,170,000
FHA-insured (Federal Housing Administration) 77 $13,625,000 $176,000 $385,000 $68,000 $238,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 72 $9,970,000 $138,000 $305,000 $51,000 $100,000
VA-guaranteed (Veterans Administration) 38 $11,400,000 $300,000 $625,000 $103,000 $241,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,128 $731,710,000 $343,000 $37,605,000 $171,000 $6,170,000
Application Denied By Financial Institution 569 $60,725,000 $106,000 $2,325,000 $90,000 $5,376,000
Application Withdrawn By Applicant 382 $160,210,000 $419,000 $24,535,000 $196,000 $5,520,000
File Closed For Incompleteness 42 $8,180,000 $194,000 $1,305,000 $174,000 $976,000
Application Approved But Not Accepted 32 $27,010,000 $844,000 $9,005,000 $112,000 $300,000
Loan Purchased By The Institution 3 $595,000 $198,000 $305,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,587 $927,705,000 $358,000 $37,605,000 $174,000 $6,170,000
Debt-To-Income Ratio 245 $26,025,000 $106,000 $2,325,000 $63,000 $394,000
Credit History 185 $20,145,000 $108,000 $1,505,000 $113,000 $5,376,000
Collateral 81 $8,745,000 $107,000 $875,000 $130,000 $1,392,000
Credit Application Incomplete 38 $3,040,000 $80,000 $1,355,000 $80,000 $450,000
Other 8 $1,340,000 $167,000 $555,000 $48,000 $100,000
Employment History 6 $830,000 $138,000 $245,000 $42,000 $86,000
Insufficient Cash (Downpayment, Closing Cost) 4 $520,000 $130,000 $185,000 $73,000 $125,000
Unverifiable Information 2 $80,000 $40,000 $55,000 $79,000 $79,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Southern Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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