Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Great Southern Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,156 |
| Total Mortgage Loan Application Amount | $988,430,000 |
| Average Mortgage Loan Application Amount | $264,800 |
| Highest Mortgage Loan Application Amount | $37,605,000 |
| Average Applicant Income | $152,000 |
| Highest Applicant Income | $6,170,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 565 | $ 111,265,000 | $ 196,000 | $ 112,000 |
| St. Louis County Missouri | 270 | $ 159,550,000 | $ 590,000 | $ 253,000 |
| Christian County Missouri | 207 | $ 37,205,000 | $ 179,000 | $ 109,000 |
| Woodbury County Iowa | 127 | $ 14,695,000 | $ 115,000 | $ 80,000 |
| Johnson County Kansas | 91 | $ 26,325,000 | $ 289,000 | $ 276,000 |
| St. Charles County Missouri | 82 | $ 11,970,000 | $ 145,000 | $ 150,000 |
| St. Louis City County Missouri | 75 | $ 32,545,000 | $ 433,000 | $ 154,000 |
| Taney County Missouri | 73 | $ 14,865,000 | $ 203,000 | $ 91,000 |
| Scott County Iowa | 71 | $ 16,675,000 | $ 234,000 | $ 171,000 |
| Jasper County Iowa | 64 | $ 8,450,000 | $ 132,000 | $ 75,000 |
| Stone County Missouri | 56 | $ 12,570,000 | $ 224,000 | $ 265,000 |
| Jackson County Missouri | 52 | $ 16,780,000 | $ 322,000 | $ 208,000 |
| Polk County Iowa | 51 | $ 6,815,000 | $ 133,000 | $ 123,000 |
| Benton County Arkansas | 46 | $ 13,540,000 | $ 294,000 | $ 190,000 |
| Miami County Kansas | 44 | $ 4,450,000 | $ 101,000 | $ 90,000 |
| Camden County Missouri | 43 | $ 6,745,000 | $ 156,000 | $ 133,000 |
| Webster County Missouri | 42 | $ 7,100,000 | $ 169,000 | $ 88,000 |
| Newton County Missouri | 41 | $ 3,565,000 | $ 86,000 | $ 70,000 |
| Hennepin County Minnesota | 40 | $ 63,080,000 | $ 1,577,000 | $ 448,000 |
| Cedar County Missouri | 35 | $ 2,875,000 | $ 82,000 | $ 67,000 |
| Jasper County Missouri | 34 | $ 5,280,000 | $ 155,000 | $ 99,000 |
| Lawrence County Missouri | 33 | $ 3,265,000 | $ 98,000 | $ 62,000 |
| Vernon County Missouri | 31 | $ 2,485,000 | $ 80,000 | $ 71,000 |
| Mahaska County Iowa | 30 | $ 2,510,000 | $ 83,000 | $ 67,000 |
| Wright County Missouri | 30 | $ 4,050,000 | $ 135,000 | $ 59,000 |
| Marion County Iowa | 25 | $ 3,025,000 | $ 121,000 | $ 88,000 |
| Labette County Kansas | 25 | $ 1,735,000 | $ 69,000 | $ 59,000 |
| Reynolds County Missouri | 25 | $ 2,065,000 | $ 82,000 | $ 65,000 |
| Dade County Missouri | 24 | $ 2,570,000 | $ 107,000 | $ 54,000 |
| Monona County Iowa | 23 | $ 2,485,000 | $ 108,000 | $ 69,000 |
| Douglas County Missouri | 21 | $ 2,655,000 | $ 126,000 | $ 56,000 |
| Howell County Missouri | 19 | $ 2,215,000 | $ 116,000 | $ 104,000 |
| Polk County Missouri | 19 | $ 3,045,000 | $ 160,000 | $ 77,000 |
| Dallas County Iowa | 18 | $ 3,460,000 | $ 192,000 | $ 141,000 |
| Jefferson County Missouri | 18 | $ 3,770,000 | $ 209,000 | $ 141,000 |
| Maricopa County Arizona | 17 | $ 11,165,000 | $ 656,000 | $ 205,000 |
| Plymouth County Iowa | 16 | $ 2,540,000 | $ 158,000 | $ 81,000 |
| Cass County Missouri | 16 | $ 4,660,000 | $ 291,000 | $ 141,000 |
| Allen County Kansas | 15 | $ 715,000 | $ 47,000 | $ 85,000 |
| Dallas County Missouri | 15 | $ 1,865,000 | $ 124,000 | $ 65,000 |
| Iron County Missouri | 15 | $ 1,485,000 | $ 99,000 | $ 63,000 |
| Laclede County Missouri | 14 | $ 1,150,000 | $ 82,000 | $ 56,000 |
| Washington County Arkansas | 12 | $ 27,910,000 | $ 2,325,000 | $ 167,000 |
| Rock Island County Illinois | 12 | $ 1,570,000 | $ 130,000 | $ 188,000 |
| Franklin County Kansas | 12 | $ 1,440,000 | $ 120,000 | $ 99,000 |
| Anoka County Minnesota | 12 | $ 1,300,000 | $ 108,000 | $ 79,000 |
| Boone County Missouri | 11 | $ 5,665,000 | $ 515,000 | $ 126,000 |
| Texas County Missouri | 11 | $ 905,000 | $ 82,000 | $ 45,000 |
| Barry County Missouri | 10 | $ 870,000 | $ 87,000 | $ 89,000 |
| Marshall County Iowa | 9 | $ 1,155,000 | $ 128,000 | $ 73,000 |
| Madison County Missouri | 9 | $ 445,000 | $ 49,000 | $ 46,000 |
| Oklahoma County Oklahoma | 9 | $ 4,265,000 | $ 473,000 | $ 342,000 |
| Warren County Iowa | 8 | $ 1,460,000 | $ 182,000 | $ 86,000 |
| Wyandotte County Kansas | 8 | $ 5,290,000 | $ 661,000 | $ 218,000 |
| Clay County Missouri | 8 | $ 2,210,000 | $ 276,000 | $ 250,000 |
| Franklin County Missouri | 8 | $ 3,410,000 | $ 426,000 | $ 186,000 |
| Dakota County Nebraska | 8 | $ 650,000 | $ 81,000 | $ 64,000 |
| Union County South Dakota | 8 | $ 940,000 | $ 117,000 | $ 154,000 |
| Collier County Florida | 7 | $ 5,655,000 | $ 807,000 | $ 461,000 |
| Morgan County Missouri | 7 | $ 755,000 | $ 107,000 | $ 144,000 |
| Pima County Arizona | 6 | $ 4,100,000 | $ 683,000 | $ 353,000 |
| Cook County Illinois | 6 | $ 2,970,000 | $ 495,000 | $ 243,000 |
| Hickory County Missouri | 6 | $ 1,040,000 | $ 173,000 | $ 60,000 |
| Lincoln County Missouri | 6 | $ 850,000 | $ 141,000 | $ 89,000 |
| McDonald County Missouri | 6 | $ 800,000 | $ 133,000 | $ 125,000 |
| Douglas County Nebraska | 6 | $ 26,330,000 | $ 4,388,000 | $ 237,000 |
| Tarrant County Texas | 6 | $ 2,680,000 | $ 446,000 | $ 137,000 |
| Dakota County Minnesota | 5 | $ 615,000 | $ 123,000 | $ 171,000 |
| Ramsey County Minnesota | 5 | $ 365,000 | $ 73,000 | $ 101,000 |
| Washoe County Nevada | 5 | $ 3,235,000 | $ 647,000 | $ 249,000 |
| Tulsa County Oklahoma | 5 | $ 18,335,000 | $ 3,667,000 | $ 155,000 |
| Bexar County Texas | 5 | $ 3,525,000 | $ 705,000 | $ 303,000 |
| Navajo County Arizona | 4 | $ 3,200,000 | $ 800,000 | $ 366,000 |
| Boone County Arkansas | 4 | $ 480,000 | $ 120,000 | $ 67,000 |
| Denver County Colorado | 4 | $ 2,850,000 | $ 712,000 | $ 336,000 |
| Miami-Dade County Florida | 4 | $ 3,170,000 | $ 792,000 | $ 1,178,000 |
| Pasco County Florida | 4 | $ 2,020,000 | $ 505,000 | $ 415,000 |
| Ada County Idaho | 4 | $ 3,160,000 | $ 790,000 | $ 263,000 |
| St. Clair County Illinois | 4 | $ 810,000 | $ 202,000 | $ 212,000 |
| Guthrie County Iowa | 4 | $ 1,330,000 | $ 332,000 | $ 484,000 |
| Linn County Kansas | 4 | $ 420,000 | $ 105,000 | $ 51,000 |
| Scott County Minnesota | 4 | $ 970,000 | $ 242,000 | $ 140,000 |
| Bates County Missouri | 4 | $ 800,000 | $ 200,000 | $ 83,000 |
| Benton County Missouri | 4 | $ 410,000 | $ 102,000 | $ 32,000 |
| St. Clair County Missouri | 4 | $ 250,000 | $ 62,000 | $ 395,000 |
| Sarpy County Nebraska | 4 | $ 890,000 | $ 222,000 | $ 90,000 |
| Clark County Nevada | 4 | $ 3,370,000 | $ 842,000 | $ 262,000 |
| Dallas County Texas | 4 | $ 2,460,000 | $ 615,000 | $ 392,000 |
| Davis County Utah | 4 | $ 3,250,000 | $ 812,000 | $ 283,000 |
| Pulaski County Arkansas | 3 | $ 795,000 | $ 265,000 | $ 94,000 |
| Douglas County Colorado | 3 | $ 3,035,000 | $ 1,011,000 | $ 361,000 |
| Lee County Florida | 3 | $ 1,585,000 | $ 528,000 | $ 164,000 |
| Kane County Illinois | 3 | $ 1,415,000 | $ 471,000 | $ 207,000 |
| Madison County Illinois | 3 | $ 465,000 | $ 155,000 | $ 280,000 |
| Harrison County Iowa | 3 | $ 445,000 | $ 148,000 | $ 77,000 |
| Story County Iowa | 3 | $ 595,000 | $ 198,000 | $ 64,000 |
| Osage County Kansas | 3 | $ 345,000 | $ 115,000 | $ 49,000 |
| Dent County Missouri | 3 | $ 875,000 | $ 291,000 | $ 494,000 |
| Miller County Missouri | 3 | $ 1,355,000 | $ 451,000 | $ 445,000 |
| Oregon County Missouri | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Warren County Missouri | 3 | $ 535,000 | $ 178,000 | $ 269,000 |
| Knox County Tennessee | 3 | $ 985,000 | $ 328,000 | $ 163,000 |
| Pierce County Washington | 3 | $ 2,545,000 | $ 848,000 | $ 1,068,000 |
| Baldwin County Alabama | 2 | $ 1,310,000 | $ 655,000 | $ 684,000 |
| Carroll County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Garland County Arkansas | 2 | $ 510,000 | $ 255,000 | $ 118,000 |
| Sacramento County California | 2 | $ 2,230,000 | $ 1,115,000 | $ 555,000 |
| Summit County Colorado | 2 | $ 1,730,000 | $ 865,000 | $ 482,000 |
| Charlotte County Florida | 2 | $ 410,000 | $ 205,000 | $ 161,000 |
| Hillsborough County Florida | 2 | $ 2,600,000 | $ 1,300,000 | $ 429,000 |
| Monroe County Florida | 2 | $ 920,000 | $ 460,000 | $ 292,000 |
| Orange County Florida | 2 | $ 2,920,000 | $ 1,460,000 | $ 524,000 |
| Palm Beach County Florida | 2 | $ 2,260,000 | $ 1,130,000 | $ 885,000 |
| Sangamon County Illinois | 2 | $ 540,000 | $ 270,000 | $ 600,000 |
| Tazewell County Illinois | 2 | $ 210,000 | $ 105,000 | $ 494,000 |
| Crawford County Iowa | 2 | $ 370,000 | $ 185,000 | $ 115,000 |
| Dickinson County Iowa | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| Linn County Iowa | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Monroe County Iowa | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Pottawattamie County Iowa | 2 | $ 190,000 | $ 95,000 | $ 89,000 |
| Poweshiek County Iowa | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| Wapello County Iowa | 2 | $ 1,240,000 | $ 620,000 | $ 719,000 |
| Anderson County Kansas | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Cherokee County Kansas | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Jefferson County Kansas | 2 | $ 490,000 | $ 245,000 | $ 215,000 |
| Leavenworth County Kansas | 2 | $ 240,000 | $ 120,000 | $ 159,000 |
| Sedgwick County Kansas | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Jefferson County Kentucky | 2 | $ 790,000 | $ 395,000 | $ 273,000 |
| Caddo County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 77,000 |
| Sherburne County Minnesota | 2 | $ 50,000 | $ 25,000 | $ 75,000 |
| Stearns County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 182,000 |
| Washington County Minnesota | 2 | $ 1,050,000 | $ 525,000 | $ 176,000 |
| Wright County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 143,000 |
| Andrew County Missouri | 2 | $ 280,000 | $ 140,000 | $ 128,000 |
| Callaway County Missouri | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Cape Girardeau County Missouri | 2 | $ 1,110,000 | $ 555,000 | $ 583,000 |
| Cole County Missouri | 2 | $ 530,000 | $ 265,000 | $ 177,000 |
| St. Francois County Missouri | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Washington County Missouri | 2 | $ 1,190,000 | $ 595,000 | $ 3,120,000 |
| Cascade County Montana | 2 | $ 1,150,000 | $ 575,000 | $ 368,000 |
| Lancaster County Nebraska | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Santa Fe County New Mexico | 2 | $ 1,860,000 | $ 930,000 | $ 572,000 |
| Canadian County Oklahoma | 2 | $ 2,510,000 | $ 1,255,000 | $ 58,000 |
| Cleveland County Oklahoma | 2 | $ 800,000 | $ 400,000 | $ 153,000 |
| Comanche County Oklahoma | 2 | $ 3,370,000 | $ 1,685,000 | $ 51,000 |
| Ottawa County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Richland County South Carolina | 2 | $ 1,040,000 | $ 520,000 | $ 500,000 |
| Collin County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 649,000 |
| Salt Lake County Utah | 2 | $ 4,300,000 | $ 2,150,000 | $ 1,162,000 |
| Washington County Utah | 2 | $ 2,800,000 | $ 1,400,000 | $ 348,000 |
| King County Washington | 2 | $ 2,830,000 | $ 1,415,000 | $ 679,000 |
| Marathon County Wisconsin | 2 | $ 770,000 | $ 385,000 | $ 302,000 |
| Yuma County Arizona | 1 | $ 635,000 | $ 635,000 | $ 283,000 |
| Baxter County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Faulkner County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Sharp County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Fresno County California | 1 | $ 975,000 | $ 975,000 | $ 236,000 |
| Los Angeles County California | 1 | $ 895,000 | $ 895,000 | $ 220,000 |
| Marin County California | 1 | $ 2,005,000 | $ 2,005,000 | $ 493,000 |
| Orange County California | 1 | $ 965,000 | $ 965,000 | $ 275,000 |
| Riverside County California | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Solano County California | 1 | $ 195,000 | $ 195,000 | $ 232,000 |
| Tuolumne County California | 1 | $ 815,000 | $ 815,000 | $ 310,000 |
| Arapahoe County Colorado | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Boulder County Colorado | 1 | $ 995,000 | $ 995,000 | $ 300,000 |
| Broomfield County Colorado | 1 | $ 855,000 | $ 855,000 | $ 355,000 |
| Grand County Colorado | 1 | $ 865,000 | $ 865,000 | $ 605,000 |
| Larimer County Colorado | 1 | $ 585,000 | $ 585,000 | $ 476,000 |
| Fairfield County Connecticut | 1 | $ 1,615,000 | $ 1,615,000 | $ 1,515,000 |
| Hartford County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Broward County Florida | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| Escambia County Florida | 1 | $ 575,000 | $ 575,000 | $ 230,000 |
| Okaloosa County Florida | 1 | $ 1,565,000 | $ 1,565,000 | $ 400,000 |
| Polk County Florida | 1 | $ 1,145,000 | $ 1,145,000 | $ 243,000 |
| Santa Rosa County Florida | 1 | $ 615,000 | $ 615,000 | $ 268,000 |
| Sarasota County Florida | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Cobb County Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Fulton County Georgia | 1 | $ 525,000 | $ 525,000 | $ 700,000 |
| Muscogee County Georgia | 1 | $ 755,000 | $ 755,000 | $ 600,000 |
| Adams County Illinois | 1 | $ 485,000 | $ 485,000 | $ 265,000 |
| Clinton County Illinois | 1 | $ 195,000 | $ 195,000 | $ 268,000 |
| Henry County Illinois | 1 | $ 475,000 | $ 475,000 | $ 2,084,000 |
| Kankakee County Illinois | 1 | $ 1,125,000 | $ 1,125,000 | $ 615,000 |
| Mercer County Illinois | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Monroe County Illinois | 1 | $ 195,000 | $ 195,000 | $ 409,000 |
| Ogle County Illinois | 1 | $ 585,000 | $ 585,000 | $ 325,000 |
| Peoria County Illinois | 1 | $ 315,000 | $ 315,000 | $ 290,000 |
| Warren County Illinois | 1 | $ 275,000 | $ 275,000 | $ 841,000 |
| Will County Illinois | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Dearborn County Indiana | 1 | $ 665,000 | $ 665,000 | $ 324,000 |
| Delaware County Indiana | 1 | $ 205,000 | $ 205,000 | $ 300,000 |
| Johnson County Indiana | 1 | $ 345,000 | $ 345,000 | $ 61,000 |
| Monroe County Indiana | 1 | $ 845,000 | $ 845,000 | $ 412,000 |
| Adams County Iowa | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Boone County Iowa | 1 | $ 435,000 | $ 435,000 | $ 212,000 |
| Clinton County Iowa | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Fayette County Iowa | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| Greene County Iowa | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Hardin County Iowa | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Lucas County Iowa | 1 | $ 425,000 | $ 425,000 | $ 171,000 |
| Madison County Iowa | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Mills County Iowa | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Tama County Iowa | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Webster County Iowa | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Bourbon County Kansas | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Douglas County Kansas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
| Daviess County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 410,000 |
| Oldham County Kentucky | 1 | $ 845,000 | $ 845,000 | $ 449,000 |
| Lafayette County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Orleans County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 479,000 |
| Tangipahoa County Louisiana | 1 | $ 585,000 | $ 585,000 | $ 381,000 |
| Aroostook County Maine | 1 | $ 155,000 | $ 155,000 | $ 250,000 |
| Baltimore County Maryland | 1 | $ 395,000 | $ 395,000 | $ 256,000 |
| Cass County Michigan | 1 | $ 1,085,000 | $ 1,085,000 | $ 1,013,000 |
| Clinton County Michigan | 1 | $ 805,000 | $ 805,000 | $ 435,000 |
| Saginaw County Michigan | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Washtenaw County Michigan | 1 | $ 615,000 | $ 615,000 | $ 216,000 |
| Blue Earth County Minnesota | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| Carver County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 455,000 |
| Crow Wing County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 383,000 |
| Martin County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 985,000 |
| Olmsted County Minnesota | 1 | $ 795,000 | $ 795,000 | $ 379,000 |
| Redwood County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Rice County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| St. Louis County Minnesota | 1 | $ 625,000 | $ 625,000 | $ 600,000 |
| DeSoto County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Lafayette County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 413,000 |
| Lauderdale County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Audrain County Missouri | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| Barton County Missouri | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Carter County Missouri | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Gasconade County Missouri | 1 | $ 145,000 | $ 145,000 | $ 192,000 |
| Henry County Missouri | 1 | $ 335,000 | $ 335,000 | $ 148,000 |
| Johnson County Missouri | 1 | $ 445,000 | $ 445,000 | $ 223,000 |
| Lafayette County Missouri | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Livingston County Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Monroe County Missouri | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Pettis County Missouri | 1 | $ 645,000 | $ 645,000 | $ 416,000 |
| Phelps County Missouri | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Platte County Missouri | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Randolph County Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Saline County Missouri | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Scott County Missouri | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Shannon County Missouri | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Gallatin County Montana | 1 | $ 715,000 | $ 715,000 | $ 395,000 |
| Buffalo County Nebraska | 1 | $ 805,000 | $ 805,000 | $ 419,000 |
| Dixon County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Dodge County Nebraska | 1 | $ 2,115,000 | $ 2,115,000 | $ 0 |
| Thurston County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Washington County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Carson City County Nevada | 1 | $ 1,205,000 | $ 1,205,000 | $ 324,000 |
| Elko County Nevada | 1 | $ 555,000 | $ 555,000 | $ 215,000 |
| Humboldt County Nevada | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Camden County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 155,000 |
| Morris County New Jersey | 1 | $ 1,485,000 | $ 1,485,000 | $ 700,000 |
| Erie County New York | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Monroe County New York | 1 | $ 645,000 | $ 645,000 | $ 400,000 |
| Ulster County New York | 1 | $ 735,000 | $ 735,000 | $ 265,000 |
| Pitt County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 235,000 |
| Cuyahoga County Ohio | 1 | $ 495,000 | $ 495,000 | $ 630,000 |
| Summit County Ohio | 1 | $ 645,000 | $ 645,000 | $ 399,000 |
| Creek County Oklahoma | 1 | $ 715,000 | $ 715,000 | $ 206,000 |
| Delaware County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Jackson County Oklahoma | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Rogers County Oklahoma | 1 | $ 835,000 | $ 835,000 | $ 272,000 |
| Wagoner County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 4,595,000 | $ 4,595,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 1,245,000 | $ 1,245,000 | $ 644,000 |
| Washington County Oregon | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Charleston County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 334,000 |
| Georgetown County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Oconee County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 564,000 |
| Minnehaha County South Dakota | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| Hamilton County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Jefferson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 80,000 |
| Sevier County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Williamson County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 635,000 |
| Brazoria County Texas | 1 | $ 8,265,000 | $ 8,265,000 | $ 0 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Johnson County Texas | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Midland County Texas | 1 | $ 455,000 | $ 455,000 | $ 182,000 |
| Montgomery County Texas | 1 | $ 34,005,000 | $ 34,005,000 | $ 0 |
| Cache County Utah | 1 | $ 435,000 | $ 435,000 | $ 216,000 |
| Iron County Utah | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
| Fairfax County Virginia | 1 | $ 955,000 | $ 955,000 | $ 550,000 |
| Richmond City County Virginia | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Suffolk County Virginia | 1 | $ 445,000 | $ 445,000 | $ 225,000 |
| Chelan County Washington | 1 | $ 555,000 | $ 555,000 | $ 300,000 |
| Mason County Washington | 1 | $ 395,000 | $ 395,000 | $ 124,000 |
| Yakima County Washington | 1 | $ 615,000 | $ 615,000 | $ 216,000 |
| Buffalo County Wisconsin | 1 | $ 1,195,000 | $ 1,195,000 | $ 1,268,000 |
| Dane County Wisconsin | 1 | $ 975,000 | $ 975,000 | $ 304,000 |
| Oneida County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Outagamie County Wisconsin | 1 | $ 595,000 | $ 595,000 | $ 478,000 |
| Polk County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 233,000 |
| Rock County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 0 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,379 | $642,595,000 | $465,000 | $37,605,000 | $177,000 | $5,520,000 |
| Other Purpose | 664 | $66,910,000 | $100,000 | $1,615,000 | $136,000 | $6,170,000 |
| Home Improvement | 389 | $61,075,000 | $157,000 | $17,555,000 | $88,000 | $634,000 |
| Cash-out Refinancing | 370 | $97,260,000 | $262,000 | $4,165,000 | $173,000 | $6,170,000 |
| Refinancing | 354 | $120,590,000 | $340,000 | $24,655,000 | $186,000 | $5,376,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,591 | $568,355,000 | $219,000 | $4,165,000 | $154,000 | $6,170,000 |
| Not Provided | 207 | $57,875,000 | $279,000 | $2,005,000 | $204,000 | $2,340,000 |
| Not applicable | 143 | $302,215,000 | $2,113,000 | $37,605,000 | $0 | $0 |
| Hispanic | 71 | $16,015,000 | $225,000 | $1,095,000 | $129,000 | $985,000 |
| Black or African American | 67 | $13,325,000 | $198,000 | $995,000 | $109,000 | $658,000 |
| Asian | 52 | $25,840,000 | $496,000 | $2,325,000 | $254,000 | $875,000 |
| American Indian or Alaskan Native | 18 | $4,180,000 | $232,000 | $795,000 | $164,000 | $1,059,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $38,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,969 | $953,435,000 | $321,000 | $37,605,000 | $164,000 | $6,170,000 |
| FHA-insured (Federal Housing Administration) | 77 | $13,625,000 | $176,000 | $385,000 | $68,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $9,970,000 | $138,000 | $305,000 | $51,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 38 | $11,400,000 | $300,000 | $625,000 | $103,000 | $241,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,128 | $731,710,000 | $343,000 | $37,605,000 | $171,000 | $6,170,000 |
| Application Denied By Financial Institution | 569 | $60,725,000 | $106,000 | $2,325,000 | $90,000 | $5,376,000 |
| Application Withdrawn By Applicant | 382 | $160,210,000 | $419,000 | $24,535,000 | $196,000 | $5,520,000 |
| File Closed For Incompleteness | 42 | $8,180,000 | $194,000 | $1,305,000 | $174,000 | $976,000 |
| Application Approved But Not Accepted | 32 | $27,010,000 | $844,000 | $9,005,000 | $112,000 | $300,000 |
| Loan Purchased By The Institution | 3 | $595,000 | $198,000 | $305,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,587 | $927,705,000 | $358,000 | $37,605,000 | $174,000 | $6,170,000 |
| Debt-To-Income Ratio | 245 | $26,025,000 | $106,000 | $2,325,000 | $63,000 | $394,000 |
| Credit History | 185 | $20,145,000 | $108,000 | $1,505,000 | $113,000 | $5,376,000 |
| Collateral | 81 | $8,745,000 | $107,000 | $875,000 | $130,000 | $1,392,000 |
| Credit Application Incomplete | 38 | $3,040,000 | $80,000 | $1,355,000 | $80,000 | $450,000 |
| Other | 8 | $1,340,000 | $167,000 | $555,000 | $48,000 | $100,000 |
| Employment History | 6 | $830,000 | $138,000 | $245,000 | $42,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $520,000 | $130,000 | $185,000 | $73,000 | $125,000 |
| Unverifiable Information | 2 | $80,000 | $40,000 | $55,000 | $79,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.