Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Great Western Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 225 S Main Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,305 |
| Total Mortgage Loan Application Amount | $809,725,000 |
| Average Mortgage Loan Application Amount | $161,400 |
| Highest Mortgage Loan Application Amount | $21,425,000 |
| Average Applicant Income | $109,200 |
| Highest Applicant Income | $4,917,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 456 | $ 76,460,000 | $ 167,000 | $ 112,000 |
| Douglas County Nebraska | 248 | $ 38,920,000 | $ 156,000 | $ 115,000 |
| Lancaster County Nebraska | 190 | $ 33,130,000 | $ 174,000 | $ 87,000 |
| Lincoln County South Dakota | 178 | $ 51,990,000 | $ 292,000 | $ 129,000 |
| Brown County South Dakota | 163 | $ 28,475,000 | $ 174,000 | $ 108,000 |
| Codington County South Dakota | 134 | $ 20,280,000 | $ 151,000 | $ 100,000 |
| Polk County Iowa | 117 | $ 21,665,000 | $ 185,000 | $ 144,000 |
| Sarpy County Nebraska | 117 | $ 37,355,000 | $ 319,000 | $ 95,000 |
| Story County Iowa | 95 | $ 16,085,000 | $ 169,000 | $ 94,000 |
| Des Moines County Iowa | 78 | $ 5,370,000 | $ 68,000 | $ 63,000 |
| Webster County Iowa | 76 | $ 6,780,000 | $ 89,000 | $ 61,000 |
| Brookings County South Dakota | 74 | $ 15,960,000 | $ 215,000 | $ 93,000 |
| Boulder County Colorado | 59 | $ 17,325,000 | $ 293,000 | $ 182,000 |
| Maricopa County Arizona | 56 | $ 32,770,000 | $ 585,000 | $ 296,000 |
| Grant County South Dakota | 50 | $ 6,770,000 | $ 135,000 | $ 86,000 |
| Larimer County Colorado | 49 | $ 14,215,000 | $ 290,000 | $ 237,000 |
| Adams County Nebraska | 49 | $ 4,765,000 | $ 97,000 | $ 86,000 |
| Jasper County Iowa | 48 | $ 10,140,000 | $ 211,000 | $ 77,000 |
| Pottawattamie County Iowa | 48 | $ 5,360,000 | $ 111,000 | $ 68,000 |
| Dallas County Iowa | 47 | $ 8,175,000 | $ 173,000 | $ 69,000 |
| Marshall County Iowa | 47 | $ 3,595,000 | $ 76,000 | $ 59,000 |
| Lake County South Dakota | 47 | $ 7,115,000 | $ 151,000 | $ 102,000 |
| Pennington County South Dakota | 43 | $ 7,665,000 | $ 178,000 | $ 78,000 |
| Yankton County South Dakota | 42 | $ 4,670,000 | $ 111,000 | $ 71,000 |
| Hall County Nebraska | 39 | $ 6,445,000 | $ 165,000 | $ 85,000 |
| Walworth County South Dakota | 39 | $ 4,835,000 | $ 123,000 | $ 105,000 |
| Buffalo County Nebraska | 37 | $ 6,355,000 | $ 171,000 | $ 162,000 |
| Turner County South Dakota | 35 | $ 5,215,000 | $ 149,000 | $ 99,000 |
| Lucas County Iowa | 32 | $ 2,390,000 | $ 74,000 | $ 50,000 |
| Custer County Nebraska | 32 | $ 3,220,000 | $ 100,000 | $ 85,000 |
| Dawson County Nebraska | 32 | $ 3,500,000 | $ 109,000 | $ 74,000 |
| Lincoln County Nebraska | 30 | $ 2,470,000 | $ 82,000 | $ 75,000 |
| Brule County South Dakota | 30 | $ 3,300,000 | $ 110,000 | $ 81,000 |
| Black Hawk County Iowa | 29 | $ 12,995,000 | $ 448,000 | $ 114,000 |
| Weld County Colorado | 28 | $ 7,260,000 | $ 259,000 | $ 129,000 |
| Holt County Nebraska | 28 | $ 2,130,000 | $ 76,000 | $ 56,000 |
| Cass County Iowa | 27 | $ 2,445,000 | $ 90,000 | $ 63,000 |
| Fremont County Iowa | 27 | $ 1,995,000 | $ 73,000 | $ 56,000 |
| Platte County Nebraska | 26 | $ 2,530,000 | $ 97,000 | $ 80,000 |
| Johnson County Iowa | 24 | $ 17,220,000 | $ 717,000 | $ 144,000 |
| Warren County Iowa | 24 | $ 3,680,000 | $ 153,000 | $ 114,000 |
| Lyon County Minnesota | 24 | $ 2,880,000 | $ 120,000 | $ 139,000 |
| Davison County South Dakota | 24 | $ 3,230,000 | $ 134,000 | $ 84,000 |
| Moody County South Dakota | 24 | $ 3,270,000 | $ 136,000 | $ 95,000 |
| Potter County South Dakota | 24 | $ 2,400,000 | $ 100,000 | $ 74,000 |
| Montgomery County Iowa | 23 | $ 995,000 | $ 43,000 | $ 80,000 |
| El Paso County Colorado | 22 | $ 5,740,000 | $ 260,000 | $ 99,000 |
| Clarke County Iowa | 22 | $ 1,940,000 | $ 88,000 | $ 65,000 |
| Poweshiek County Iowa | 21 | $ 2,425,000 | $ 115,000 | $ 71,000 |
| Ringgold County Iowa | 21 | $ 1,675,000 | $ 79,000 | $ 106,000 |
| Box Butte County Nebraska | 21 | $ 1,455,000 | $ 69,000 | $ 88,000 |
| Phelps County Nebraska | 21 | $ 2,045,000 | $ 97,000 | $ 71,000 |
| Hamlin County South Dakota | 21 | $ 4,355,000 | $ 207,000 | $ 283,000 |
| Pinal County Arizona | 20 | $ 2,730,000 | $ 136,000 | $ 84,000 |
| Henry County Iowa | 20 | $ 1,660,000 | $ 83,000 | $ 75,000 |
| Scotts Bluff County Nebraska | 20 | $ 2,790,000 | $ 139,000 | $ 97,000 |
| Hutchinson County South Dakota | 20 | $ 1,550,000 | $ 77,000 | $ 78,000 |
| Decatur County Iowa | 19 | $ 1,635,000 | $ 86,000 | $ 55,000 |
| Wayne County Iowa | 19 | $ 1,975,000 | $ 103,000 | $ 94,000 |
| Johnson County Kansas | 19 | $ 5,245,000 | $ 276,000 | $ 160,000 |
| Pima County Arizona | 18 | $ 12,160,000 | $ 675,000 | $ 309,000 |
| Richardson County Nebraska | 18 | $ 1,420,000 | $ 78,000 | $ 46,000 |
| Saline County Nebraska | 18 | $ 2,800,000 | $ 155,000 | $ 76,000 |
| Spink County South Dakota | 18 | $ 2,290,000 | $ 127,000 | $ 127,000 |
| Jefferson County Colorado | 17 | $ 5,005,000 | $ 294,000 | $ 115,000 |
| Page County Iowa | 17 | $ 965,000 | $ 56,000 | $ 45,000 |
| Meade County South Dakota | 16 | $ 3,150,000 | $ 196,000 | $ 73,000 |
| Boone County Iowa | 15 | $ 2,215,000 | $ 147,000 | $ 85,000 |
| Saunders County Nebraska | 15 | $ 1,565,000 | $ 104,000 | $ 74,000 |
| Lyman County South Dakota | 15 | $ 1,575,000 | $ 105,000 | $ 86,000 |
| Mills County Iowa | 14 | $ 1,640,000 | $ 117,000 | $ 124,000 |
| Garfield County Nebraska | 14 | $ 1,520,000 | $ 108,000 | $ 77,000 |
| Otoe County Nebraska | 14 | $ 1,540,000 | $ 110,000 | $ 81,000 |
| Valley County Nebraska | 14 | $ 1,510,000 | $ 107,000 | $ 90,000 |
| Tama County Iowa | 13 | $ 1,055,000 | $ 81,000 | $ 73,000 |
| Cass County Nebraska | 13 | $ 2,325,000 | $ 178,000 | $ 114,000 |
| Roberts County South Dakota | 13 | $ 1,215,000 | $ 93,000 | $ 104,000 |
| Denver County Colorado | 12 | $ 6,190,000 | $ 515,000 | $ 245,000 |
| Hardin County Iowa | 12 | $ 800,000 | $ 66,000 | $ 44,000 |
| Cheyenne County Nebraska | 12 | $ 990,000 | $ 82,000 | $ 120,000 |
| Day County South Dakota | 12 | $ 1,110,000 | $ 92,000 | $ 63,000 |
| Lawrence County South Dakota | 12 | $ 1,940,000 | $ 161,000 | $ 91,000 |
| Mercer County Missouri | 11 | $ 435,000 | $ 39,000 | $ 40,000 |
| York County Nebraska | 11 | $ 1,225,000 | $ 111,000 | $ 69,000 |
| Linn County Iowa | 10 | $ 4,300,000 | $ 430,000 | $ 126,000 |
| Jackson County Missouri | 10 | $ 3,450,000 | $ 345,000 | $ 29,000 |
| Union County Iowa | 9 | $ 495,000 | $ 55,000 | $ 29,000 |
| Hamilton County Iowa | 8 | $ 850,000 | $ 106,000 | $ 80,000 |
| Gage County Nebraska | 8 | $ 770,000 | $ 96,000 | $ 55,000 |
| Red Willow County Nebraska | 8 | $ 550,000 | $ 68,000 | $ 79,000 |
| Kingsbury County South Dakota | 8 | $ 1,210,000 | $ 151,000 | $ 102,000 |
| Douglas County Colorado | 7 | $ 3,455,000 | $ 493,000 | $ 145,000 |
| Washington County Nebraska | 7 | $ 855,000 | $ 122,000 | $ 84,000 |
| Deuel County South Dakota | 7 | $ 1,145,000 | $ 163,000 | $ 96,000 |
| Edmunds County South Dakota | 7 | $ 1,215,000 | $ 173,000 | $ 82,000 |
| Union County South Dakota | 7 | $ 955,000 | $ 136,000 | $ 56,000 |
| Adams County Colorado | 6 | $ 440,000 | $ 73,000 | $ 115,000 |
| Broomfield County Colorado | 6 | $ 1,440,000 | $ 240,000 | $ 118,000 |
| Grundy County Iowa | 6 | $ 420,000 | $ 70,000 | $ 51,000 |
| Taylor County Iowa | 6 | $ 380,000 | $ 63,000 | $ 40,000 |
| Gentry County Missouri | 6 | $ 940,000 | $ 156,000 | $ 86,000 |
| Putnam County Missouri | 6 | $ 280,000 | $ 46,000 | $ 49,000 |
| Worth County Missouri | 6 | $ 250,000 | $ 41,000 | $ 53,000 |
| Madison County Nebraska | 6 | $ 680,000 | $ 113,000 | $ 47,000 |
| Webster County Nebraska | 6 | $ 640,000 | $ 106,000 | $ 102,000 |
| Cass County North Dakota | 6 | $ 31,460,000 | $ 5,243,000 | $ 254,000 |
| Clark County South Dakota | 6 | $ 940,000 | $ 156,000 | $ 86,000 |
| Hughes County South Dakota | 6 | $ 1,210,000 | $ 201,000 | $ 138,000 |
| McCook County South Dakota | 6 | $ 770,000 | $ 128,000 | $ 104,000 |
| Gila County Arizona | 5 | $ 1,005,000 | $ 201,000 | $ 82,000 |
| Arapahoe County Colorado | 5 | $ 1,205,000 | $ 241,000 | $ 198,000 |
| Henderson County Illinois | 5 | $ 375,000 | $ 75,000 | $ 50,000 |
| Bremer County Iowa | 5 | $ 4,065,000 | $ 813,000 | $ 114,000 |
| Harrison County Iowa | 5 | $ 495,000 | $ 99,000 | $ 100,000 |
| Lee County Iowa | 5 | $ 435,000 | $ 87,000 | $ 48,000 |
| Lyon County Iowa | 5 | $ 785,000 | $ 157,000 | $ 66,000 |
| Madison County Iowa | 5 | $ 2,275,000 | $ 455,000 | $ 159,000 |
| Marion County Iowa | 5 | $ 955,000 | $ 191,000 | $ 95,000 |
| Wyandotte County Kansas | 5 | $ 1,185,000 | $ 237,000 | $ 51,000 |
| Dodge County Nebraska | 5 | $ 715,000 | $ 143,000 | $ 134,000 |
| Harlan County Nebraska | 5 | $ 455,000 | $ 91,000 | $ 80,000 |
| Campbell County South Dakota | 5 | $ 255,000 | $ 51,000 | $ 57,000 |
| Marshall County South Dakota | 5 | $ 455,000 | $ 91,000 | $ 84,000 |
| Tripp County South Dakota | 5 | $ 885,000 | $ 177,000 | $ 100,000 |
| Cerro Gordo County Iowa | 4 | $ 1,850,000 | $ 462,000 | $ 676,000 |
| Dickinson County Iowa | 4 | $ 590,000 | $ 147,000 | $ 129,000 |
| Humboldt County Iowa | 4 | $ 470,000 | $ 117,000 | $ 59,000 |
| Woodbury County Iowa | 4 | $ 5,850,000 | $ 1,462,000 | $ 84,000 |
| Harrison County Missouri | 4 | $ 370,000 | $ 92,000 | $ 181,000 |
| Boone County Nebraska | 4 | $ 590,000 | $ 147,000 | $ 123,000 |
| Butler County Nebraska | 4 | $ 480,000 | $ 120,000 | $ 51,000 |
| Hamilton County Nebraska | 4 | $ 760,000 | $ 190,000 | $ 69,000 |
| Howard County Nebraska | 4 | $ 380,000 | $ 95,000 | $ 111,000 |
| Jefferson County Nebraska | 4 | $ 180,000 | $ 45,000 | $ 49,000 |
| Seward County Nebraska | 4 | $ 400,000 | $ 100,000 | $ 79,000 |
| Clay County South Dakota | 4 | $ 770,000 | $ 192,000 | $ 54,000 |
| Grand County Colorado | 3 | $ 655,000 | $ 218,000 | $ 485,000 |
| Adair County Iowa | 3 | $ 335,000 | $ 111,000 | $ 77,000 |
| Palo Alto County Iowa | 3 | $ 455,000 | $ 151,000 | $ 451,000 |
| Shelby County Iowa | 3 | $ 415,000 | $ 138,000 | $ 81,000 |
| Wright County Iowa | 3 | $ 515,000 | $ 171,000 | $ 92,000 |
| Marshall County Kansas | 3 | $ 115,000 | $ 38,000 | $ 27,000 |
| Rock County Minnesota | 3 | $ 515,000 | $ 171,000 | $ 88,000 |
| Antelope County Nebraska | 3 | $ 325,000 | $ 108,000 | $ 44,000 |
| Clay County Nebraska | 3 | $ 275,000 | $ 91,000 | $ 54,000 |
| Johnson County Nebraska | 3 | $ 585,000 | $ 195,000 | $ 82,000 |
| Nance County Nebraska | 3 | $ 355,000 | $ 118,000 | $ 52,000 |
| Pierce County Nebraska | 3 | $ 245,000 | $ 81,000 | $ 57,000 |
| Wayne County Nebraska | 3 | $ 525,000 | $ 175,000 | $ 49,000 |
| Beadle County South Dakota | 3 | $ 285,000 | $ 95,000 | $ 72,000 |
| Bon Homme County South Dakota | 3 | $ 595,000 | $ 198,000 | $ 120,000 |
| Charles Mix County South Dakota | 3 | $ 505,000 | $ 168,000 | $ 54,000 |
| Custer County South Dakota | 3 | $ 665,000 | $ 221,000 | $ 108,000 |
| McPherson County South Dakota | 3 | $ 515,000 | $ 171,000 | $ 81,000 |
| Stanley County South Dakota | 3 | $ 395,000 | $ 131,000 | $ 83,000 |
| St. Croix County Wisconsin | 3 | $ 1,115,000 | $ 371,000 | $ 0 |
| Mohave County Arizona | 2 | $ 900,000 | $ 450,000 | $ 330,000 |
| Navajo County Arizona | 2 | $ 590,000 | $ 295,000 | $ 243,000 |
| Yuma County Arizona | 2 | $ 1,100,000 | $ 550,000 | $ 508,000 |
| Riverside County California | 2 | $ 900,000 | $ 450,000 | $ 294,000 |
| Fremont County Colorado | 2 | $ 170,000 | $ 85,000 | $ 123,000 |
| Park County Colorado | 2 | $ 500,000 | $ 250,000 | $ 177,000 |
| Collier County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 2,518,000 |
| Flagler County Florida | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Sumter County Florida | 2 | $ 730,000 | $ 365,000 | $ 99,000 |
| Hancock County Illinois | 2 | $ 90,000 | $ 45,000 | $ 51,000 |
| Greene County Iowa | 2 | $ 150,000 | $ 75,000 | $ 86,000 |
| Guthrie County Iowa | 2 | $ 50,000 | $ 25,000 | $ 63,000 |
| Jefferson County Iowa | 2 | $ 240,000 | $ 120,000 | $ 130,000 |
| Pocahontas County Iowa | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Wapello County Iowa | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Washington County Iowa | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Clay County Minnesota | 2 | $ 8,490,000 | $ 4,245,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Hennepin County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 112,000 |
| Hubbard County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 98,000 |
| Yellow Medicine County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 49,000 |
| Andrew County Missouri | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| Atchison County Missouri | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| Cass County Missouri | 2 | $ 90,000 | $ 45,000 | $ 86,000 |
| Clay County Missouri | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Grundy County Missouri | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| Linn County Missouri | 2 | $ 100,000 | $ 50,000 | $ 31,000 |
| Platte County Missouri | 2 | $ 170,000 | $ 85,000 | $ 97,000 |
| Sullivan County Missouri | 2 | $ 170,000 | $ 85,000 | $ 67,000 |
| Cedar County Nebraska | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Dawes County Nebraska | 2 | $ 440,000 | $ 220,000 | $ 24,000 |
| Fillmore County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Greeley County Nebraska | 2 | $ 10,000 | $ 5,000 | $ 62,000 |
| Aurora County South Dakota | 2 | $ 530,000 | $ 265,000 | $ 72,000 |
| Dewey County South Dakota | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Hanson County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| Coconino County Arizona | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| Santa Cruz County Arizona | 1 | $ 435,000 | $ 435,000 | $ 378,000 |
| Yavapai County Arizona | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Alameda County California | 1 | $ 805,000 | $ 805,000 | $ 759,000 |
| San Diego County California | 1 | $ 255,000 | $ 255,000 | $ 253,000 |
| Cheyenne County Colorado | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Custer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Logan County Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Routt County Colorado | 1 | $ 535,000 | $ 535,000 | $ 275,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Osceola County Florida | 1 | $ 335,000 | $ 335,000 | $ 189,000 |
| Pinellas County Florida | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Sarasota County Florida | 1 | $ 855,000 | $ 855,000 | $ 3,666,000 |
| Adams County Iowa | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Audubon County Iowa | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Cedar County Iowa | 1 | $ 3,245,000 | $ 3,245,000 | $ 0 |
| Cherokee County Iowa | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Davis County Iowa | 1 | $ 505,000 | $ 505,000 | $ 290,000 |
| Fayette County Iowa | 1 | $ 65,000 | $ 65,000 | $ 15,000 |
| Floyd County Iowa | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Franklin County Iowa | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Iowa County Iowa | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Mahaska County Iowa | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Monroe County Iowa | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Sac County Iowa | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Worth County Iowa | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Bourbon County Kansas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Miami County Kansas | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Pottawatomie County Kansas | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Reno County Kansas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Anoka County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Douglas County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Jackson County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Lincoln County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| Martin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Otter Tail County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Pipestone County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 139,000 |
| Ramsey County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Redwood County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 206,000 |
| Roseau County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 225,000 |
| Scott County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Washington County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Wright County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Buchanan County Missouri | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Camden County Missouri | 1 | $ 185,000 | $ 185,000 | $ 400,000 |
| Christian County Missouri | 1 | $ 245,000 | $ 245,000 | $ 376,000 |
| Clark County Missouri | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Holt County Missouri | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Macon County Missouri | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Ray County Missouri | 1 | $ 115,000 | $ 115,000 | $ 159,000 |
| Saline County Missouri | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Carbon County Montana | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Deer Lodge County Montana | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Gallatin County Montana | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| Burt County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Chase County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Cherry County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Colfax County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Dakota County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dixon County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Dundy County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Frontier County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 593,000 |
| Gosper County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Kearney County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Keith County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Knox County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Logan County Nebraska | 1 | $ 455,000 | $ 455,000 | $ 74,000 |
| Loup County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Merrick County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Morrill County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Nemaha County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
| Nuckolls County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Polk County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Stanton County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Thayer County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Wheeler County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Barnes County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 669,000 |
| Dickey County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Richland County North Dakota | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Stark County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Hamilton County Ohio | 1 | $ 195,000 | $ 195,000 | $ 1,440,000 |
| Butte County South Dakota | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Corson County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Douglas County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 203,000 |
| Fall River County South Dakota | 1 | $ 395,000 | $ 395,000 | $ 102,000 |
| Gregory County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Haakon County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Jerauld County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
| Miner County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Ziebach County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| El Paso County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Whitman County Washington | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Buffalo County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Burnett County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Goshen County Wyoming | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,462 | $305,500,000 | $208,000 | $21,425,000 | $110,000 | $3,960,000 |
| Home Purchase | 1,324 | $306,910,000 | $231,000 | $18,275,000 | $104,000 | $4,917,000 |
| Cash-out Refinancing | 676 | $128,080,000 | $189,000 | $1,295,000 | $103,000 | $874,000 |
| Home Improvement | 611 | $44,295,000 | $72,000 | $925,000 | $103,000 | $1,440,000 |
| Other Purpose | 232 | $24,940,000 | $107,000 | $1,005,000 | $126,000 | $1,037,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,184 | $496,530,000 | $155,000 | $2,295,000 | $107,000 | $4,917,000 |
| Not Provided | 710 | $97,200,000 | $136,000 | $3,005,000 | $110,000 | $3,960,000 |
| Not applicable | 184 | $176,910,000 | $961,000 | $21,425,000 | $0 | $0 |
| Hispanic | 108 | $14,670,000 | $135,000 | $1,335,000 | $82,000 | $720,000 |
| Asian | 43 | $11,975,000 | $278,000 | $1,385,000 | $142,000 | $1,127,000 |
| Black or African American | 36 | $6,690,000 | $185,000 | $805,000 | $113,000 | $759,000 |
| American Indian or Alaskan Native | 25 | $2,875,000 | $115,000 | $305,000 | $119,000 | $985,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $48,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,967 | $753,055,000 | $189,000 | $21,425,000 | $111,000 | $4,917,000 |
| FHA-insured (Federal Housing Administration) | 138 | $20,360,000 | $147,000 | $335,000 | $60,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $12,570,000 | $125,000 | $275,000 | $44,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 100 | $23,740,000 | $237,000 | $545,000 | $82,000 | $220,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,840 | $571,170,000 | $201,000 | $18,275,000 | $115,000 | $4,917,000 |
| Application Denied By Financial Institution | 728 | $85,130,000 | $116,000 | $1,335,000 | $80,000 | $3,960,000 |
| Application Withdrawn By Applicant | 585 | $131,825,000 | $225,000 | $21,425,000 | $107,000 | $1,440,000 |
| File Closed For Incompleteness | 122 | $19,170,000 | $157,000 | $955,000 | $95,000 | $542,000 |
| Application Approved But Not Accepted | 30 | $2,430,000 | $81,000 | $375,000 | $109,000 | $484,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,577 | $724,595,000 | $202,000 | $21,425,000 | $113,000 | $4,917,000 |
| Credit History | 340 | $34,110,000 | $100,000 | $1,335,000 | $92,000 | $3,960,000 |
| Debt-To-Income Ratio | 239 | $33,755,000 | $141,000 | $1,225,000 | $49,000 | $269,000 |
| Collateral | 78 | $9,230,000 | $118,000 | $825,000 | $115,000 | $661,000 |
| Other | 24 | $3,020,000 | $125,000 | $395,000 | $159,000 | $1,440,000 |
| Unverifiable Information | 19 | $2,105,000 | $110,000 | $455,000 | $63,000 | $214,000 |
| Employment History | 13 | $1,435,000 | $110,000 | $225,000 | $23,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,020,000 | $102,000 | $215,000 | $67,000 | $142,000 |
| Credit Application Incomplete | 5 | $455,000 | $91,000 | $195,000 | $52,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.