Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Great Western Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,272 |
| Total Mortgage Loan Application Amount | $495,891,000 |
| Average Mortgage Loan Application Amount | $149,666 |
| Highest Mortgage Loan Application Amount | $5,500,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $4,518,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 225 | $ 32,774,000 | $ 145,000 | $ 73,000 |
| Douglas County Nebraska | 211 | $ 28,521,000 | $ 135,000 | $ 104,000 |
| Minnehaha County South Dakota | 198 | $ 36,734,000 | $ 185,000 | $ 83,000 |
| Polk County Iowa | 133 | $ 21,589,000 | $ 162,000 | $ 89,000 |
| Codington County South Dakota | 123 | $ 20,750,000 | $ 168,000 | $ 90,000 |
| Webster County Iowa | 112 | $ 9,463,000 | $ 84,000 | $ 68,000 |
| Brown County South Dakota | 107 | $ 15,907,000 | $ 148,000 | $ 88,000 |
| Sarpy County Nebraska | 98 | $ 14,468,000 | $ 147,000 | $ 90,000 |
| Lincoln County South Dakota | 95 | $ 23,315,000 | $ 245,000 | $ 144,000 |
| Story County Iowa | 88 | $ 11,545,000 | $ 131,000 | $ 76,000 |
| Des Moines County Iowa | 75 | $ 7,587,000 | $ 101,000 | $ 72,000 |
| Scotts Bluff County Nebraska | 67 | $ 8,099,000 | $ 120,000 | $ 58,000 |
| Pennington County South Dakota | 59 | $ 10,029,000 | $ 169,000 | $ 74,000 |
| El Paso County Colorado | 50 | $ 12,826,000 | $ 256,000 | $ 107,000 |
| Ringgold County Iowa | 46 | $ 4,661,000 | $ 101,000 | $ 92,000 |
| Pottawattamie County Iowa | 44 | $ 5,011,000 | $ 113,000 | $ 85,000 |
| Boulder County Colorado | 41 | $ 20,419,000 | $ 498,000 | $ 165,000 |
| Larimer County Colorado | 41 | $ 15,522,000 | $ 378,000 | $ 139,000 |
| Buffalo County Nebraska | 41 | $ 6,707,000 | $ 163,000 | $ 57,000 |
| Fremont County Iowa | 40 | $ 2,681,000 | $ 67,000 | $ 59,000 |
| Dallas County Iowa | 37 | $ 6,084,000 | $ 164,000 | $ 90,000 |
| Marshall County Iowa | 37 | $ 3,900,000 | $ 105,000 | $ 60,000 |
| Lake County South Dakota | 35 | $ 4,971,000 | $ 142,000 | $ 96,000 |
| Weld County Colorado | 34 | $ 10,463,000 | $ 307,000 | $ 119,000 |
| Jasper County Iowa | 32 | $ 3,657,000 | $ 114,000 | $ 62,000 |
| Clarke County Iowa | 29 | $ 3,648,000 | $ 125,000 | $ 52,000 |
| Lucas County Iowa | 29 | $ 3,097,000 | $ 106,000 | $ 79,000 |
| Poweshiek County Iowa | 28 | $ 2,752,000 | $ 98,000 | $ 74,000 |
| Phelps County Nebraska | 27 | $ 2,864,000 | $ 106,000 | $ 61,000 |
| Grant County South Dakota | 27 | $ 4,234,000 | $ 156,000 | $ 73,000 |
| Adams County Nebraska | 25 | $ 1,927,000 | $ 77,000 | $ 60,000 |
| Holt County Nebraska | 25 | $ 2,149,000 | $ 85,000 | $ 57,000 |
| Johnson County Iowa | 24 | $ 7,378,000 | $ 307,000 | $ 89,000 |
| Hall County Nebraska | 24 | $ 3,010,000 | $ 125,000 | $ 84,000 |
| Lincoln County Nebraska | 23 | $ 1,704,000 | $ 74,000 | $ 98,000 |
| Maricopa County Arizona | 21 | $ 4,668,000 | $ 222,000 | $ 468,000 |
| Worth County Missouri | 20 | $ 617,000 | $ 30,000 | $ 35,000 |
| Decatur County Iowa | 19 | $ 2,108,000 | $ 110,000 | $ 70,000 |
| Henry County Iowa | 19 | $ 1,909,000 | $ 100,000 | $ 57,000 |
| Brule County South Dakota | 19 | $ 2,052,000 | $ 108,000 | $ 56,000 |
| Walworth County South Dakota | 19 | $ 1,420,000 | $ 74,000 | $ 96,000 |
| Pinal County Arizona | 18 | $ 2,047,000 | $ 113,000 | $ 71,000 |
| Wayne County Iowa | 17 | $ 2,199,000 | $ 129,000 | $ 68,000 |
| Dawson County Nebraska | 17 | $ 1,209,000 | $ 71,000 | $ 50,000 |
| Meade County South Dakota | 17 | $ 1,944,000 | $ 114,000 | $ 64,000 |
| Warren County Iowa | 16 | $ 2,606,000 | $ 162,000 | $ 91,000 |
| Gentry County Missouri | 16 | $ 1,752,000 | $ 109,000 | $ 217,000 |
| Box Butte County Nebraska | 16 | $ 1,935,000 | $ 120,000 | $ 71,000 |
| Potter County South Dakota | 16 | $ 2,070,000 | $ 129,000 | $ 87,000 |
| Garfield County Nebraska | 15 | $ 1,137,000 | $ 75,000 | $ 45,000 |
| Platte County Nebraska | 15 | $ 2,103,000 | $ 140,000 | $ 71,000 |
| Union County Iowa | 14 | $ 774,000 | $ 55,000 | $ 46,000 |
| Otoe County Nebraska | 14 | $ 1,694,000 | $ 121,000 | $ 94,000 |
| Boone County Iowa | 13 | $ 1,879,000 | $ 144,000 | $ 70,000 |
| Mills County Iowa | 13 | $ 1,588,000 | $ 122,000 | $ 60,000 |
| Taylor County Iowa | 13 | $ 2,227,000 | $ 171,000 | $ 59,000 |
| Madison County Nebraska | 12 | $ 1,879,000 | $ 156,000 | $ 77,000 |
| Saunders County Nebraska | 12 | $ 1,607,000 | $ 133,000 | $ 74,000 |
| Lawrence County South Dakota | 12 | $ 3,057,000 | $ 254,000 | $ 133,000 |
| Denver County Colorado | 11 | $ 3,256,000 | $ 296,000 | $ 157,000 |
| Jefferson County Colorado | 11 | $ 2,575,000 | $ 234,000 | $ 60,000 |
| Harrison County Iowa | 11 | $ 905,000 | $ 82,000 | $ 57,000 |
| Montgomery County Iowa | 11 | $ 688,000 | $ 62,000 | $ 48,000 |
| Sullivan County Missouri | 11 | $ 1,315,000 | $ 119,000 | $ 139,000 |
| Saline County Nebraska | 11 | $ 905,000 | $ 82,000 | $ 45,000 |
| Calhoun County Iowa | 10 | $ 711,000 | $ 71,000 | $ 54,000 |
| Hardin County Iowa | 10 | $ 742,000 | $ 74,000 | $ 47,000 |
| Page County Iowa | 10 | $ 1,342,000 | $ 134,000 | $ 196,000 |
| Custer County Nebraska | 10 | $ 784,000 | $ 78,000 | $ 56,000 |
| Hamlin County South Dakota | 10 | $ 1,443,000 | $ 144,000 | $ 66,000 |
| Johnson County Kansas | 9 | $ 4,729,000 | $ 525,000 | $ 186,000 |
| Keith County Nebraska | 9 | $ 773,000 | $ 85,000 | $ 60,000 |
| Lyman County South Dakota | 9 | $ 1,454,000 | $ 161,000 | $ 141,000 |
| Spink County South Dakota | 9 | $ 615,000 | $ 68,000 | $ 273,000 |
| Arapahoe County Colorado | 8 | $ 1,897,000 | $ 237,000 | $ 78,000 |
| Cass County Iowa | 8 | $ 504,000 | $ 63,000 | $ 45,000 |
| Linn County Missouri | 8 | $ 1,285,000 | $ 160,000 | $ 69,000 |
| Seward County Nebraska | 8 | $ 828,000 | $ 103,000 | $ 56,000 |
| Valley County Nebraska | 8 | $ 935,000 | $ 116,000 | $ 53,000 |
| Edmunds County South Dakota | 8 | $ 922,000 | $ 115,000 | $ 71,000 |
| Pima County Arizona | 7 | $ 1,241,000 | $ 177,000 | $ 90,000 |
| Lee County Iowa | 7 | $ 653,000 | $ 93,000 | $ 40,000 |
| Putnam County Missouri | 7 | $ 845,000 | $ 120,000 | $ 46,000 |
| Dodge County Nebraska | 7 | $ 588,000 | $ 84,000 | $ 48,000 |
| Day County South Dakota | 7 | $ 948,000 | $ 135,000 | $ 96,000 |
| Cochise County Arizona | 6 | $ 387,000 | $ 64,000 | $ 42,000 |
| Adams County Colorado | 6 | $ 782,000 | $ 130,000 | $ 148,000 |
| Douglas County Colorado | 6 | $ 1,778,000 | $ 296,000 | $ 133,000 |
| Tama County Iowa | 6 | $ 406,000 | $ 67,000 | $ 45,000 |
| Harrison County Missouri | 6 | $ 438,000 | $ 73,000 | $ 245,000 |
| Mercer County Missouri | 6 | $ 320,000 | $ 53,000 | $ 40,000 |
| Gage County Nebraska | 6 | $ 683,000 | $ 113,000 | $ 58,000 |
| Marshall County South Dakota | 6 | $ 631,000 | $ 105,000 | $ 124,000 |
| Roberts County South Dakota | 6 | $ 720,000 | $ 120,000 | $ 74,000 |
| Fremont County Colorado | 5 | $ 583,000 | $ 116,000 | $ 75,000 |
| Humboldt County Iowa | 5 | $ 651,000 | $ 130,000 | $ 116,000 |
| Linn County Iowa | 5 | $ 441,000 | $ 88,000 | $ 17,000 |
| Marion County Iowa | 5 | $ 570,000 | $ 114,000 | $ 64,000 |
| Kearney County Nebraska | 5 | $ 450,000 | $ 90,000 | $ 57,000 |
| Turner County South Dakota | 5 | $ 710,000 | $ 142,000 | $ 73,000 |
| Gila County Arizona | 4 | $ 360,000 | $ 90,000 | $ 73,000 |
| Adair County Iowa | 4 | $ 448,000 | $ 112,000 | $ 55,000 |
| Boyd County Nebraska | 4 | $ 983,000 | $ 245,000 | $ 37,000 |
| Cheyenne County Nebraska | 4 | $ 704,000 | $ 176,000 | $ 107,000 |
| Gosper County Nebraska | 4 | $ 609,000 | $ 152,000 | $ 101,000 |
| Howard County Nebraska | 4 | $ 269,000 | $ 67,000 | $ 50,000 |
| Thayer County Nebraska | 4 | $ 316,000 | $ 79,000 | $ 47,000 |
| Brookings County South Dakota | 4 | $ 781,000 | $ 195,000 | $ 220,000 |
| Campbell County South Dakota | 4 | $ 426,000 | $ 106,000 | $ 55,000 |
| Deuel County South Dakota | 4 | $ 958,000 | $ 239,000 | $ 137,000 |
| Faulk County South Dakota | 4 | $ 421,000 | $ 105,000 | $ 68,000 |
| Summit County Colorado | 3 | $ 975,000 | $ 325,000 | $ 238,000 |
| Teller County Colorado | 3 | $ 357,000 | $ 119,000 | $ 72,000 |
| Keokuk County Iowa | 3 | $ 337,000 | $ 112,000 | $ 55,000 |
| Mahaska County Iowa | 3 | $ 209,000 | $ 69,000 | $ 66,000 |
| Woodbury County Iowa | 3 | $ 404,000 | $ 134,000 | $ 78,000 |
| Rock County Minnesota | 3 | $ 138,000 | $ 46,000 | $ 63,000 |
| Camden County Missouri | 3 | $ 882,000 | $ 294,000 | $ 157,000 |
| Jackson County Missouri | 3 | $ 1,761,000 | $ 587,000 | $ 76,000 |
| Cass County Nebraska | 3 | $ 315,000 | $ 105,000 | $ 58,000 |
| Cuming County Nebraska | 3 | $ 187,000 | $ 62,000 | $ 52,000 |
| Harlan County Nebraska | 3 | $ 88,000 | $ 29,000 | $ 27,000 |
| Knox County Nebraska | 3 | $ 188,000 | $ 62,000 | $ 31,000 |
| Red Willow County Nebraska | 3 | $ 151,000 | $ 50,000 | $ 35,000 |
| Cass County North Dakota | 3 | $ 721,000 | $ 240,000 | $ 286,000 |
| Custer County South Dakota | 3 | $ 460,000 | $ 153,000 | $ 106,000 |
| Hughes County South Dakota | 3 | $ 369,000 | $ 123,000 | $ 55,000 |
| Navajo County Arizona | 2 | $ 601,000 | $ 300,000 | $ 320,000 |
| Adams County Iowa | 2 | $ 259,000 | $ 129,000 | $ 57,000 |
| Audubon County Iowa | 2 | $ 274,000 | $ 137,000 | $ 76,000 |
| Dickinson County Iowa | 2 | $ 292,000 | $ 146,000 | $ 277,000 |
| Grundy County Iowa | 2 | $ 130,000 | $ 65,000 | $ 57,000 |
| Guthrie County Iowa | 2 | $ 445,000 | $ 222,000 | $ 102,000 |
| Hamilton County Iowa | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Louisa County Iowa | 2 | $ 108,000 | $ 54,000 | $ 32,000 |
| Lyon County Iowa | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Madison County Iowa | 2 | $ 184,000 | $ 92,000 | $ 113,000 |
| Pocahontas County Iowa | 2 | $ 158,000 | $ 79,000 | $ 81,000 |
| Scott County Iowa | 2 | $ 313,000 | $ 156,000 | $ 291,000 |
| Washington County Iowa | 2 | $ 520,000 | $ 260,000 | $ 78,000 |
| Wright County Iowa | 2 | $ 94,000 | $ 47,000 | $ 68,000 |
| Brown County Kansas | 2 | $ 137,000 | $ 68,000 | $ 48,000 |
| Big Stone County Minnesota | 2 | $ 186,000 | $ 93,000 | $ 50,000 |
| Atchison County Missouri | 2 | $ 229,000 | $ 114,000 | $ 125,000 |
| Nodaway County Missouri | 2 | $ 123,000 | $ 61,000 | $ 58,000 |
| Antelope County Nebraska | 2 | $ 75,000 | $ 37,000 | $ 48,000 |
| Burt County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
| Butler County Nebraska | 2 | $ 88,000 | $ 44,000 | $ 45,000 |
| Clay County Nebraska | 2 | $ 117,000 | $ 58,000 | $ 42,000 |
| Frontier County Nebraska | 2 | $ 69,000 | $ 34,000 | $ 37,000 |
| Furnas County Nebraska | 2 | $ 91,000 | $ 45,000 | $ 50,000 |
| Jefferson County Nebraska | 2 | $ 138,000 | $ 69,000 | $ 26,000 |
| Merrick County Nebraska | 2 | $ 113,000 | $ 56,000 | $ 49,000 |
| Morrill County Nebraska | 2 | $ 94,000 | $ 47,000 | $ 35,000 |
| Nemaha County Nebraska | 2 | $ 184,000 | $ 92,000 | $ 60,000 |
| Nuckolls County Nebraska | 2 | $ 306,000 | $ 153,000 | $ 96,000 |
| Richardson County Nebraska | 2 | $ 146,000 | $ 73,000 | $ 71,000 |
| Washington County Nebraska | 2 | $ 179,000 | $ 89,000 | $ 69,000 |
| Webster County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 97,000 |
| Morton County North Dakota | 2 | $ 448,000 | $ 224,000 | $ 94,000 |
| Butte County South Dakota | 2 | $ 268,000 | $ 134,000 | $ 85,000 |
| Kingsbury County South Dakota | 2 | $ 353,000 | $ 176,000 | $ 78,000 |
| McCook County South Dakota | 2 | $ 237,000 | $ 118,000 | $ 48,000 |
| Moody County South Dakota | 2 | $ 362,000 | $ 181,000 | $ 73,000 |
| Yankton County South Dakota | 2 | $ 239,000 | $ 119,000 | $ 116,000 |
| Yuma County Arizona | 1 | $ 360,000 | $ 360,000 | $ 135,000 |
| San Diego County California | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 636,000 | $ 636,000 | $ 505,000 |
| Custer County Colorado | 1 | $ 361,000 | $ 361,000 | $ 101,000 |
| Jackson County Colorado | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Kit Carson County Colorado | 1 | $ 130,000 | $ 130,000 | $ 160,000 |
| Pueblo County Colorado | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Glynn County Georgia | 1 | $ 200,000 | $ 200,000 | $ 394,000 |
| Henderson County Illinois | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Mercer County Illinois | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| Ogle County Illinois | 1 | $ 240,000 | $ 240,000 | $ 179,000 |
| Warren County Illinois | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Appanoose County Iowa | 1 | $ 149,000 | $ 149,000 | $ 162,000 |
| Benton County Iowa | 1 | $ 72,000 | $ 72,000 | $ 23,000 |
| Bremer County Iowa | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Carroll County Iowa | 1 | $ 61,000 | $ 61,000 | $ 64,000 |
| Cerro Gordo County Iowa | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Greene County Iowa | 1 | $ 53,000 | $ 53,000 | $ 41,000 |
| Iowa County Iowa | 1 | $ 158,000 | $ 158,000 | $ 88,000 |
| Jones County Iowa | 1 | $ 80,000 | $ 80,000 | $ 82,000 |
| Kossuth County Iowa | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
| Sac County Iowa | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Wapello County Iowa | 1 | $ 60,000 | $ 60,000 | $ 115,000 |
| Marshall County Kansas | 1 | $ 68,000 | $ 68,000 | $ 71,000 |
| Riley County Kansas | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Shawnee County Kansas | 1 | $ 4,416,000 | $ 4,416,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 117,000 |
| Clearwater County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 70,000 |
| Jackson County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
| Kandiyohi County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 492,000 |
| Nobles County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Traverse County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 76,000 |
| Washington County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 86,000 |
| Adair County Missouri | 1 | $ 48,000 | $ 48,000 | $ 43,000 |
| Andrew County Missouri | 1 | $ 76,000 | $ 76,000 | $ 77,000 |
| Grundy County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Livingston County Missouri | 1 | $ 24,000 | $ 24,000 | $ 41,000 |
| Macon County Missouri | 1 | $ 46,000 | $ 46,000 | $ 57,000 |
| Marion County Missouri | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Phelps County Missouri | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| St. Louis County Missouri | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Taney County Missouri | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Boone County Nebraska | 1 | $ 113,000 | $ 113,000 | $ 36,000 |
| Brown County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Colfax County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
| Franklin County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 23,000 |
| Garden County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Grant County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Hayes County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 154,000 |
| Pawnee County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 21,000 |
| Stanton County Nebraska | 1 | $ 94,000 | $ 94,000 | $ 86,000 |
| Wayne County Nebraska | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Wheeler County Nebraska | 1 | $ 34,000 | $ 34,000 | $ 130,000 |
| York County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| New York County New York | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Summit County Ohio | 1 | $ 214,000 | $ 214,000 | $ 471,000 |
| Aurora County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Bon Homme County South Dakota | 1 | $ 66,000 | $ 66,000 | $ 39,000 |
| Buffalo County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Charles Mix County South Dakota | 1 | $ 118,000 | $ 118,000 | $ 163,000 |
| Clark County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 102,000 |
| Clay County South Dakota | 1 | $ 210,000 | $ 210,000 | $ 195,000 |
| Dewey County South Dakota | 1 | $ 201,000 | $ 201,000 | $ 53,000 |
| Fall River County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 98,000 |
| Haakon County South Dakota | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| McPherson County South Dakota | 1 | $ 38,000 | $ 38,000 | $ 102,000 |
| Miner County South Dakota | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Union County South Dakota | 1 | $ 308,000 | $ 308,000 | $ 205,000 |
| Galveston County Texas | 1 | $ 213,000 | $ 213,000 | $ 428,000 |
| Crook County Wyoming | 1 | $ 178,000 | $ 178,000 | $ 127,000 |
| Goshen County Wyoming | 1 | $ 171,000 | $ 171,000 | $ 102,000 |
| Teton County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,889 | $288,002,000 | $152,000 | $4,416,000 | $87,000 | $4,518,000 |
| Refinancing | 1,221 | $184,052,000 | $150,000 | $5,500,000 | $91,000 | $1,392,000 |
| Home Improvement | 162 | $23,837,000 | $147,000 | $4,760,000 | $86,000 | $872,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,771 | $387,751,000 | $139,000 | $2,000,000 | $92,000 | $4,518,000 |
| Not Provided | 152 | $27,743,000 | $182,000 | $1,120,000 | $123,000 | $1,731,000 |
| Hispanic | 109 | $10,623,000 | $97,000 | $417,000 | $56,000 | $312,000 |
| Not applicable | 100 | $50,221,000 | $502,000 | $5,500,000 | $0 | $0 |
| Asian | 87 | $12,727,000 | $146,000 | $572,000 | $70,000 | $280,000 |
| Black or African American | 24 | $2,798,000 | $116,000 | $417,000 | $125,000 | $534,000 |
| American Indian or Alaskan Native | 24 | $3,336,000 | $139,000 | $500,000 | $62,000 | $208,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $692,000 | $138,000 | $208,000 | $51,000 | $94,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,785 | $435,163,000 | $156,000 | $5,500,000 | $93,000 | $4,518,000 |
| FHA-insured (Federal Housing Administration) | 199 | $23,089,000 | $116,000 | $280,000 | $56,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 168 | $17,744,000 | $105,000 | $493,000 | $67,000 | $1,392,000 |
| VA-guaranteed (Veterans Administration) | 120 | $19,895,000 | $165,000 | $376,000 | $68,000 | $220,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,180 | $353,454,000 | $162,000 | $4,760,000 | $93,000 | $1,731,000 |
| Application Denied By Financial Institution | 572 | $67,261,000 | $117,000 | $5,500,000 | $57,000 | $687,000 |
| Application Approved But Not Accepted | 462 | $64,984,000 | $140,000 | $417,000 | $101,000 | $4,518,000 |
| Application Withdrawn By Applicant | 49 | $8,310,000 | $169,000 | $1,120,000 | $113,000 | $850,000 |
| File Closed For Incompleteness | 9 | $1,882,000 | $209,000 | $636,000 | $96,000 | $505,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.