Great Western Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Great Western Financial Services, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Financial Services, Inc. 5408 W Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,900 |
| Total Mortgage Loan Application Amount | $988,810,000 |
| Average Mortgage Loan Application Amount | $231,750 |
| Highest Mortgage Loan Application Amount | $2,785,000 |
| Average Applicant Income | $113,250 |
| Highest Applicant Income | $1,548,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Great Western Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Great Western Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Financial Services, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 575 | $ 150,375,000 | $ 261,000 | $ 111,000 |
| Tarrant County Texas | 571 | $ 137,625,000 | $ 241,000 | $ 97,000 |
| Collin County Texas | 404 | $ 124,860,000 | $ 309,000 | $ 129,000 |
| Denton County Texas | 377 | $ 109,265,000 | $ 289,000 | $ 118,000 |
| Harris County Texas | 277 | $ 65,705,000 | $ 237,000 | $ 108,000 |
| Bexar County Texas | 110 | $ 23,690,000 | $ 215,000 | $ 88,000 |
| Travis County Texas | 96 | $ 29,210,000 | $ 304,000 | $ 147,000 |
| Rockwall County Texas | 71 | $ 21,975,000 | $ 309,000 | $ 118,000 |
| Ellis County Texas | 68 | $ 17,300,000 | $ 254,000 | $ 96,000 |
| Williamson County Texas | 66 | $ 17,450,000 | $ 264,000 | $ 118,000 |
| Montgomery County Texas | 65 | $ 16,525,000 | $ 254,000 | $ 120,000 |
| Fort Bend County Texas | 60 | $ 17,530,000 | $ 292,000 | $ 155,000 |
| Kaufman County Texas | 53 | $ 12,225,000 | $ 230,000 | $ 80,000 |
| Hillsborough County Florida | 51 | $ 13,875,000 | $ 272,000 | $ 136,000 |
| Parker County Texas | 40 | $ 11,000,000 | $ 275,000 | $ 91,000 |
| Johnson County Texas | 39 | $ 9,635,000 | $ 247,000 | $ 83,000 |
| Pinellas County Florida | 31 | $ 8,635,000 | $ 278,000 | $ 121,000 |
| Hunt County Texas | 30 | $ 5,950,000 | $ 198,000 | $ 120,000 |
| Galveston County Texas | 27 | $ 6,245,000 | $ 231,000 | $ 125,000 |
| Brazoria County Texas | 26 | $ 6,130,000 | $ 235,000 | $ 113,000 |
| El Paso County Texas | 23 | $ 4,105,000 | $ 178,000 | $ 74,000 |
| Pasco County Florida | 21 | $ 4,875,000 | $ 232,000 | $ 92,000 |
| Bell County Texas | 20 | $ 3,070,000 | $ 153,000 | $ 80,000 |
| Nueces County Texas | 20 | $ 3,790,000 | $ 189,000 | $ 89,000 |
| Comal County Texas | 19 | $ 5,365,000 | $ 282,000 | $ 115,000 |
| Grayson County Texas | 19 | $ 3,435,000 | $ 180,000 | $ 96,000 |
| Orange County Florida | 18 | $ 4,570,000 | $ 253,000 | $ 91,000 |
| Lubbock County Texas | 18 | $ 2,950,000 | $ 163,000 | $ 105,000 |
| Lee County Florida | 16 | $ 4,360,000 | $ 272,000 | $ 150,000 |
| Polk County Florida | 16 | $ 3,370,000 | $ 210,000 | $ 84,000 |
| Hays County Texas | 16 | $ 4,410,000 | $ 275,000 | $ 169,000 |
| Cameron County Texas | 15 | $ 2,395,000 | $ 159,000 | $ 95,000 |
| Midland County Texas | 15 | $ 3,665,000 | $ 244,000 | $ 109,000 |
| Hidalgo County Texas | 13 | $ 2,265,000 | $ 174,000 | $ 67,000 |
| Brevard County Florida | 12 | $ 2,680,000 | $ 223,000 | $ 106,000 |
| Duval County Florida | 12 | $ 2,710,000 | $ 225,000 | $ 143,000 |
| Cooke County Texas | 12 | $ 2,970,000 | $ 247,000 | $ 76,000 |
| St. Johns County Florida | 11 | $ 2,725,000 | $ 247,000 | $ 124,000 |
| Guadalupe County Texas | 11 | $ 2,675,000 | $ 243,000 | $ 106,000 |
| Hood County Texas | 11 | $ 2,645,000 | $ 240,000 | $ 79,000 |
| McLennan County Texas | 11 | $ 1,805,000 | $ 164,000 | $ 77,000 |
| Van Zandt County Texas | 11 | $ 2,335,000 | $ 212,000 | $ 55,000 |
| Indian River County Florida | 10 | $ 2,430,000 | $ 243,000 | $ 101,000 |
| Marion County Florida | 10 | $ 1,760,000 | $ 176,000 | $ 71,000 |
| St. Lucie County Florida | 10 | $ 2,070,000 | $ 207,000 | $ 104,000 |
| Ector County Texas | 10 | $ 2,180,000 | $ 218,000 | $ 68,000 |
| Collier County Florida | 9 | $ 2,285,000 | $ 253,000 | $ 131,000 |
| Osceola County Florida | 9 | $ 1,655,000 | $ 183,000 | $ 99,000 |
| Palm Beach County Florida | 9 | $ 1,605,000 | $ 178,000 | $ 84,000 |
| Volusia County Florida | 9 | $ 1,805,000 | $ 200,000 | $ 98,000 |
| Henderson County Texas | 9 | $ 1,345,000 | $ 149,000 | $ 88,000 |
| Taylor County Texas | 9 | $ 1,485,000 | $ 165,000 | $ 71,000 |
| Tom Green County Texas | 9 | $ 1,805,000 | $ 200,000 | $ 92,000 |
| Wise County Texas | 9 | $ 1,985,000 | $ 220,000 | $ 111,000 |
| Charlotte County Florida | 8 | $ 1,690,000 | $ 211,000 | $ 104,000 |
| Lake County Florida | 8 | $ 1,750,000 | $ 218,000 | $ 87,000 |
| Shelby County Tennessee | 8 | $ 1,770,000 | $ 221,000 | $ 127,000 |
| Smith County Texas | 8 | $ 1,950,000 | $ 243,000 | $ 101,000 |
| Sarasota County Florida | 7 | $ 1,665,000 | $ 237,000 | $ 99,000 |
| Bastrop County Texas | 7 | $ 1,615,000 | $ 230,000 | $ 110,000 |
| Hopkins County Texas | 7 | $ 1,215,000 | $ 173,000 | $ 86,000 |
| San Diego County California | 6 | $ 2,810,000 | $ 468,000 | $ 222,000 |
| Manatee County Florida | 6 | $ 1,570,000 | $ 261,000 | $ 113,000 |
| Oklahoma County Oklahoma | 6 | $ 1,340,000 | $ 223,000 | $ 96,000 |
| Jasper County Texas | 6 | $ 940,000 | $ 156,000 | $ 102,000 |
| Nacogdoches County Texas | 6 | $ 880,000 | $ 146,000 | $ 79,000 |
| San Patricio County Texas | 6 | $ 690,000 | $ 115,000 | $ 58,000 |
| Citrus County Florida | 5 | $ 795,000 | $ 159,000 | $ 59,000 |
| Escambia County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 71,000 |
| Hernando County Florida | 5 | $ 845,000 | $ 169,000 | $ 55,000 |
| Leon County Florida | 5 | $ 1,065,000 | $ 213,000 | $ 215,000 |
| Burnet County Texas | 5 | $ 1,935,000 | $ 387,000 | $ 157,000 |
| Fannin County Texas | 5 | $ 1,125,000 | $ 225,000 | $ 316,000 |
| Gregg County Texas | 5 | $ 845,000 | $ 169,000 | $ 73,000 |
| Orange County Texas | 5 | $ 825,000 | $ 165,000 | $ 71,000 |
| Palo Pinto County Texas | 5 | $ 1,165,000 | $ 233,000 | $ 76,000 |
| Polk County Texas | 5 | $ 945,000 | $ 189,000 | $ 94,000 |
| Rusk County Texas | 5 | $ 735,000 | $ 147,000 | $ 81,000 |
| San Jacinto County Texas | 5 | $ 805,000 | $ 161,000 | $ 125,000 |
| Titus County Texas | 5 | $ 735,000 | $ 147,000 | $ 49,000 |
| Orange County California | 4 | $ 1,720,000 | $ 430,000 | $ 196,000 |
| Bay County Florida | 4 | $ 650,000 | $ 162,000 | $ 101,000 |
| Broward County Florida | 4 | $ 860,000 | $ 215,000 | $ 71,000 |
| Santa Rosa County Florida | 4 | $ 730,000 | $ 182,000 | $ 88,000 |
| Cleveland County Oklahoma | 4 | $ 750,000 | $ 187,000 | $ 62,000 |
| Bowie County Texas | 4 | $ 450,000 | $ 112,000 | $ 75,000 |
| Hardin County Texas | 4 | $ 950,000 | $ 237,000 | $ 80,000 |
| Harrison County Texas | 4 | $ 830,000 | $ 207,000 | $ 86,000 |
| Hill County Texas | 4 | $ 620,000 | $ 155,000 | $ 53,000 |
| Navarro County Texas | 4 | $ 780,000 | $ 195,000 | $ 68,000 |
| Panola County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 131,000 |
| Pecos County Texas | 4 | $ 430,000 | $ 107,000 | $ 106,000 |
| Potter County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 140,000 |
| Upshur County Texas | 4 | $ 640,000 | $ 160,000 | $ 61,000 |
| Victoria County Texas | 4 | $ 800,000 | $ 200,000 | $ 89,000 |
| Wood County Texas | 4 | $ 630,000 | $ 157,000 | $ 62,000 |
| Riverside County California | 3 | $ 935,000 | $ 311,000 | $ 190,000 |
| Alachua County Florida | 3 | $ 905,000 | $ 301,000 | $ 98,000 |
| Clay County Florida | 3 | $ 695,000 | $ 231,000 | $ 54,000 |
| Flagler County Florida | 3 | $ 1,255,000 | $ 418,000 | $ 167,000 |
| Martin County Florida | 3 | $ 665,000 | $ 221,000 | $ 90,000 |
| Seminole County Florida | 3 | $ 685,000 | $ 228,000 | $ 71,000 |
| Aransas County Texas | 3 | $ 515,000 | $ 171,000 | $ 116,000 |
| Brazos County Texas | 3 | $ 405,000 | $ 135,000 | $ 195,000 |
| Hale County Texas | 3 | $ 295,000 | $ 98,000 | $ 61,000 |
| Kerr County Texas | 3 | $ 715,000 | $ 238,000 | $ 73,000 |
| Lamar County Texas | 3 | $ 465,000 | $ 155,000 | $ 99,000 |
| Liberty County Texas | 3 | $ 495,000 | $ 165,000 | $ 100,000 |
| Milam County Texas | 3 | $ 845,000 | $ 281,000 | $ 117,000 |
| Randall County Texas | 3 | $ 585,000 | $ 195,000 | $ 138,000 |
| Val Verde County Texas | 3 | $ 445,000 | $ 148,000 | $ 64,000 |
| Washington County Texas | 3 | $ 525,000 | $ 175,000 | $ 353,000 |
| Wichita County Texas | 3 | $ 425,000 | $ 141,000 | $ 74,000 |
| Jefferson County Colorado | 2 | $ 610,000 | $ 305,000 | $ 84,000 |
| Miami-Dade County Florida | 2 | $ 1,560,000 | $ 780,000 | $ 213,000 |
| Okaloosa County Florida | 2 | $ 560,000 | $ 280,000 | $ 249,000 |
| Sumter County Florida | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| Colfax County New Mexico | 2 | $ 530,000 | $ 265,000 | $ 223,000 |
| Sandoval County New Mexico | 2 | $ 280,000 | $ 140,000 | $ 142,000 |
| Hamilton County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Montgomery County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 155,000 |
| Angelina County Texas | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Blanco County Texas | 2 | $ 440,000 | $ 220,000 | $ 102,000 |
| Caldwell County Texas | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Calhoun County Texas | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Cherokee County Texas | 2 | $ 270,000 | $ 135,000 | $ 115,000 |
| Comanche County Texas | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Coryell County Texas | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Gaines County Texas | 2 | $ 270,000 | $ 135,000 | $ 38,000 |
| Gonzales County Texas | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| Grimes County Texas | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| Howard County Texas | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Jefferson County Texas | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| Jim Wells County Texas | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| Leon County Texas | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Medina County Texas | 2 | $ 390,000 | $ 195,000 | $ 145,000 |
| Nolan County Texas | 2 | $ 290,000 | $ 145,000 | $ 95,000 |
| Robertson County Texas | 2 | $ 600,000 | $ 300,000 | $ 128,000 |
| Scurry County Texas | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Webb County Texas | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Wilson County Texas | 2 | $ 550,000 | $ 275,000 | $ 90,000 |
| Young County Texas | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Alameda County California | 1 | $ 475,000 | $ 475,000 | $ 209,000 |
| Contra Costa County California | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| Kern County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Sacramento County California | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| San Bernardino County California | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Denver County Colorado | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Douglas County Colorado | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| El Paso County Colorado | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Rio Grande County Colorado | 1 | $ 745,000 | $ 745,000 | $ 360,000 |
| Columbia County Florida | 1 | $ 465,000 | $ 465,000 | $ 195,000 |
| DeSoto County Florida | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Highlands County Florida | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Jackson County Florida | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Levy County Florida | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Wakulla County Florida | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Walton County Florida | 1 | $ 2,485,000 | $ 2,485,000 | $ 1,530,000 |
| Gibson County Indiana | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Hendricks County Indiana | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Putnam County Indiana | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
| Dona Ana County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Canadian County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Custer County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Garfield County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 228,000 |
| Logan County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 33,000 |
| McClain County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Rogers County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Bradley County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Cumberland County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Davidson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 254,000 |
| DeKalb County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Dyer County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Fayette County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Hawkins County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Knox County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Maury County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Monroe County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Obion County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Roane County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Sumner County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Warren County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Williamson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Wilson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Anderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Atascosa County Texas | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Bandera County Texas | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Bee County Texas | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Bosque County Texas | 1 | $ 115,000 | $ 115,000 | $ 147,000 |
| Brewster County Texas | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Burleson County Texas | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Camp County Texas | 1 | $ 455,000 | $ 455,000 | $ 291,000 |
| Cass County Texas | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Colorado County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Crosby County Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Delta County Texas | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| DeWitt County Texas | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Dimmit County Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Eastland County Texas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Erath County Texas | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Falls County Texas | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Franklin County Texas | 1 | $ 155,000 | $ 155,000 | $ 232,000 |
| Freestone County Texas | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Frio County Texas | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Haskell County Texas | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Hockley County Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Hutchinson County Texas | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Karnes County Texas | 1 | $ 175,000 | $ 175,000 | $ 187,000 |
| Kendall County Texas | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Lampasas County Texas | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Lavaca County Texas | 1 | $ 265,000 | $ 265,000 | $ 219,000 |
| Live Oak County Texas | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Llano County Texas | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Martin County Texas | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Matagorda County Texas | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Rains County Texas | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Reeves County Texas | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Refugio County Texas | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Runnels County Texas | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Somervell County Texas | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
| Starr County Texas | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Swisher County Texas | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Trinity County Texas | 1 | $ 335,000 | $ 335,000 | $ 139,000 |
| Tyler County Texas | 1 | $ 315,000 | $ 315,000 | $ 203,000 |
| Uvalde County Texas | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Winkler County Texas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Great Western Financial Services, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,258 | $560,700,000 | $248,000 | $2,485,000 | $105,000 | $1,548,000 |
| Refinancing | 1,256 | $338,450,000 | $269,000 | $2,785,000 | $115,000 | $847,000 |
| Cash-out Refinancing | 367 | $86,335,000 | $235,000 | $825,000 | $120,000 | $516,000 |
| Home Improvement | 19 | $3,325,000 | $175,000 | $515,000 | $113,000 | $300,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,917 | $503,335,000 | $262,000 | $2,785,000 | $114,000 | $1,530,000 |
| Not Provided | 1,140 | $294,350,000 | $258,000 | $1,245,000 | $118,000 | $937,000 |
| Hispanic | 376 | $78,800,000 | $209,000 | $505,000 | $81,000 | $1,548,000 |
| Black or African American | 308 | $71,470,000 | $232,000 | $775,000 | $85,000 | $290,000 |
| Asian | 148 | $38,780,000 | $262,000 | $745,000 | $125,000 | $355,000 |
| American Indian or Alaskan Native | 8 | $1,470,000 | $183,000 | $245,000 | $73,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $605,000 | $201,000 | $335,000 | $72,000 | $93,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,872 | $750,910,000 | $261,000 | $2,785,000 | $124,000 | $1,530,000 |
| FHA-insured (Federal Housing Administration) | 806 | $175,600,000 | $217,000 | $505,000 | $76,000 | $1,548,000 |
| VA-guaranteed (Veterans Administration) | 220 | $61,880,000 | $281,000 | $895,000 | $57,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $420,000 | $210,000 | $315,000 | $59,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,621 | $673,855,000 | $257,000 | $1,425,000 | $112,000 | $1,433,000 |
| Application Withdrawn By Applicant | 949 | $242,015,000 | $255,000 | $2,785,000 | $115,000 | $1,548,000 |
| Application Denied By Financial Institution | 314 | $69,370,000 | $220,000 | $525,000 | $83,000 | $396,000 |
| Application Approved But Not Accepted | 16 | $3,570,000 | $223,000 | $395,000 | $95,000 | $269,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,586 | $919,440,000 | $256,000 | $2,785,000 | $112,000 | $1,548,000 |
| Debt-To-Income Ratio | 124 | $28,180,000 | $227,000 | $525,000 | $71,000 | $396,000 |
| Collateral | 58 | $12,230,000 | $210,000 | $515,000 | $94,000 | $298,000 |
| Credit History | 39 | $8,935,000 | $229,000 | $505,000 | $89,000 | $270,000 |
| Employment History | 33 | $7,585,000 | $229,000 | $445,000 | $96,000 | $275,000 |
| Unverifiable Information | 25 | $5,145,000 | $205,000 | $435,000 | $99,000 | $328,000 |
| Other | 19 | $3,885,000 | $204,000 | $395,000 | $84,000 | $212,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,410,000 | $213,000 | $365,000 | $74,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Financial Services, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.