Gfs Capital
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Gfs Capital 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gfs Capital 6499 Havenwood Circle Huntington Beach, CA 92648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 51,102 |
| Total Mortgage Loan Application Amount | $10,787,803,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $9,764,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Gfs Capital. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gfs Capital's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Gfs Capital's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gfs Capital serves its applicants.
Each category highlights the total number of mortgage applications processed by Gfs Capital, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gfs Capital's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7,566 | $ 2,089,241,000 | $ 276,000 | $ 85,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,643 | $ 1,017,656,000 | $ 219,000 | $ 80,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3,187 | $ 998,608,000 | $ 313,000 | $ 100,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,402 | $ 383,706,000 | $ 273,000 | $ 88,000 |
| PHOENIX-MESA-GLENDALE, AZ | 1,232 | $ 222,907,000 | $ 180,000 | $ 66,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,170 | $ 181,446,000 | $ 155,000 | $ 58,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 949 | $ 175,758,000 | $ 185,000 | $ 64,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 919 | $ 270,203,000 | $ 294,000 | $ 93,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 893 | $ 198,084,000 | $ 221,000 | $ 84,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 775 | $ 203,383,000 | $ 251,333 | $ 81,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 696 | $ 111,131,000 | $ 159,000 | $ 73,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 633 | $ 176,547,000 | $ 278,000 | $ 86,000 |
| PHILADELPHIA, PA | 566 | $ 106,689,000 | $ 188,000 | $ 56,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 517 | $ 75,009,000 | $ 145,000 | $ 59,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 492 | $ 82,040,000 | $ 166,000 | $ 65,000 |
| BALTIMORE-TOWSON, MD | 486 | $ 101,469,000 | $ 208,000 | $ 57,000 |
| DENVER-AURORA-BROOMFIELD, CO | 443 | $ 86,972,000 | $ 196,000 | $ 66,000 |
| DALLAS-PLANO-IRVING, TX | 412 | $ 60,761,000 | $ 147,000 | $ 58,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 356 | $ 67,787,000 | $ 169,500 | $ 65,500 |
| EDISON-NEW BRUNSWICK, NJ | 341 | $ 81,732,000 | $ 239,000 | $ 73,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 326 | $ 57,054,000 | $ 273,000 | $ 57,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 320 | $ 60,586,000 | $ 189,000 | $ 65,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 299 | $ 71,277,000 | $ 238,000 | $ 95,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 293 | $ 59,044,000 | $ 199,500 | $ 64,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 291 | $ 54,276,000 | $ 186,000 | $ 71,000 |
| BOSTON-QUINCY, MA | 286 | $ 67,833,000 | $ 237,000 | $ 73,000 |
| NEWARK-UNION, NJ-PA | 285 | $ 67,696,000 | $ 191,500 | $ 63,000 |
| JACKSONVILLE, FL | 280 | $ 48,113,000 | $ 171,000 | $ 56,000 |
| BAKERSFIELD-DELANO, CA | 279 | $ 48,112,000 | $ 172,000 | $ 74,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 272 | $ 88,679,000 | $ 326,000 | $ 92,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 270 | $ 49,574,000 | $ 183,000 | $ 58,000 |
| TUCSON, AZ | 257 | $ 44,416,000 | $ 172,000 | $ 60,000 |
| CAMDEN, NJ | 244 | $ 43,261,000 | $ 177,000 | $ 58,000 |
| RICHMOND, VA | 242 | $ 43,542,000 | $ 179,000 | $ 52,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 242 | $ 45,164,000 | $ 209,000 | $ 62,500 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 236 | $ 86,963,000 | $ 368,000 | $ 108,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 231 | $ 57,621,000 | $ 249,000 | $ 69,000 |
| PITTSBURGH, PA | 226 | $ 31,397,000 | $ 138,000 | $ 50,000 |
| FORT WORTH-ARLINGTON, TX | 222 | $ 31,497,000 | $ 141,000 | $ 53,000 |
| STOCKTON, CA | 221 | $ 44,943,000 | $ 203,000 | $ 62,000 |
| RALEIGH-CARY, NC | 220 | $ 38,503,000 | $ 175,000 | $ 62,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 216 | $ 51,075,000 | $ 236,000 | $ 74,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 216 | $ 29,613,000 | $ 137,000 | $ 40,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 208 | $ 33,882,000 | $ 162,000 | $ 49,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 198 | $ 32,813,000 | $ 165,000 | $ 60,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 194 | $ 47,807,000 | $ 246,000 | $ 65,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 189 | $ 36,070,000 | $ 190,000 | $ 61,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 181 | $ 23,360,000 | $ 129,000 | $ 50,000 |
| CAPE CORAL-FORT MYERS, FL | 177 | $ 31,023,000 | $ 175,000 | $ 69,000 |
| FRESNO, CA | 175 | $ 35,682,000 | $ 203,000 | $ 67,000 |
| ALBUQUERQUE, NM | 171 | $ 25,232,000 | $ 147,000 | $ 42,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 168 | $ 27,524,000 | $ 163,000 | $ 67,000 |
| INDIANAPOLIS-CARMEL, IN | 162 | $ 20,870,000 | $ 128,000 | $ 51,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 161 | $ 25,892,000 | $ 160,000 | $ 60,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 159 | $ 21,703,000 | $ 142,000 | $ 50,333 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 158 | $ 28,812,000 | $ 182,000 | $ 72,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 156 | $ 21,759,000 | $ 139,000 | $ 57,000 |
| COLUMBUS, OH | 155 | $ 21,722,000 | $ 140,000 | $ 52,000 |
| MODESTO, CA | 155 | $ 28,774,000 | $ 185,000 | $ 67,000 |
| WORCESTER, MA | 153 | $ 29,482,000 | $ 192,000 | $ 55,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 145 | $ 23,227,000 | $ 177,500 | $ 51,500 |
| NEW HAVEN-MILFORD, CT | 145 | $ 26,723,000 | $ 184,000 | $ 58,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 144 | $ 23,728,000 | $ 164,000 | $ 86,000 |
| BIRMINGHAM-HOOVER, AL | 142 | $ 17,900,000 | $ 126,000 | $ 37,000 |
| BOISE CITY-NAMPA, ID | 135 | $ 20,347,000 | $ 150,000 | $ 61,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 131 | $ 20,699,000 | $ 158,000 | $ 47,000 |
| MEMPHIS, TN-MS-AR | 130 | $ 18,162,000 | $ 141,666 | $ 26,000 |
| VALLEJO-FAIRFIELD, CA | 129 | $ 28,713,000 | $ 222,000 | $ 74,000 |
| SANTA ROSA-PETALUMA, CA | 125 | $ 34,881,000 | $ 279,000 | $ 95,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 123 | $ 22,006,000 | $ 175,000 | $ 51,500 |
| LAKELAND-WINTER HAVEN, FL | 122 | $ 19,538,000 | $ 160,000 | $ 48,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 121 | $ 18,696,000 | $ 154,000 | $ 59,000 |
| PEABODY, MA | 120 | $ 28,872,000 | $ 240,000 | $ 72,000 |
| PORT ST. LUCIE, FL | 120 | $ 20,679,000 | $ 172,000 | $ 57,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 115 | $ 28,623,000 | $ 248,000 | $ 62,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 114 | $ 34,446,000 | $ 302,000 | $ 96,000 |
| BATON ROUGE, LA | 110 | $ 15,853,000 | $ 144,000 | $ 43,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 109 | $ 21,349,000 | $ 195,000 | $ 62,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 108 | $ 15,319,000 | $ 141,000 | $ 47,000 |
| GARY, IN | 107 | $ 13,033,000 | $ 121,000 | $ 46,000 |
| TACOMA, WA | 106 | $ 20,496,000 | $ 193,000 | $ 58,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 104 | $ 13,832,000 | $ 137,000 | $ 51,000 |
| GREENSBORO-HIGH POINT, NC | 103 | $ 15,006,000 | $ 145,000 | $ 45,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 101 | $ 31,397,000 | $ 310,000 | $ 97,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 99 | $ 19,988,000 | $ 141,500 | $ 24,000 |
| VISALIA-PORTERVILLE, CA | 99 | $ 18,478,000 | $ 186,000 | $ 72,000 |
| OKLAHOMA CITY, OK | 95 | $ 10,822,000 | $ 113,000 | $ 43,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 92 | $ 15,017,000 | $ 163,000 | $ 68,000 |
| SPRINGFIELD, MA | 91 | $ 16,875,000 | $ 185,000 | $ 58,000 |
| OCALA, FL | 89 | $ 12,876,000 | $ 144,000 | $ 41,000 |
| COLORADO SPRINGS, CO | 88 | $ 17,135,000 | $ 194,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 88 | $ 14,134,000 | $ 160,000 | $ 50,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 87 | $ 12,603,000 | $ 144,000 | $ 37,000 |
| COLUMBIA, SC | 85 | $ 11,570,000 | $ 136,000 | $ 44,000 |
| SAVANNAH, GA | 82 | $ 13,202,000 | $ 161,000 | $ 50,000 |
| YORK-HANOVER, PA | 81 | $ 11,616,000 | $ 143,000 | $ 46,000 |
| PRESCOTT, AZ | 77 | $ 13,653,000 | $ 177,000 | $ 62,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 75 | $ 9,754,000 | $ 129,500 | $ 45,500 |
| NAPLES-MARCO ISLAND, FL | 74 | $ 13,873,000 | $ 187,000 | $ 93,000 |
| SALINAS, CA | 73 | $ 19,286,000 | $ 264,000 | $ 77,000 |
| KNOXVILLE, TN | 72 | $ 10,207,000 | $ 141,000 | $ 42,000 |
| SCRANTON--WILKES-BARRE, PA | 72 | $ 9,345,000 | $ 129,000 | $ 45,000 |
| MANCHESTER-NASHUA, NH | 71 | $ 13,143,000 | $ 185,000 | $ 59,000 |
| CHATTANOOGA, TN-GA | 70 | $ 8,020,000 | $ 113,500 | $ 39,500 |
| WILMINGTON, NC | 70 | $ 12,503,000 | $ 178,000 | $ 62,000 |
| MOBILE, AL | 68 | $ 8,429,000 | $ 123,000 | $ 40,000 |
| TULSA, OK | 68 | $ 10,200,000 | $ 150,000 | $ 69,000 |
| DURHAM-CHAPEL HILL, NC | 67 | $ 10,504,000 | $ 156,000 | $ 43,000 |
| ASHEVILLE, NC | 64 | $ 10,735,000 | $ 167,000 | $ 50,000 |
| EL PASO, TX | 63 | $ 8,331,000 | $ 132,000 | $ 44,000 |
| AKRON, OH | 60 | $ 6,985,000 | $ 116,000 | $ 62,000 |
| WINSTON-SALEM, NC | 60 | $ 9,819,000 | $ 163,000 | $ 67,000 |
| DAYTON, OH | 59 | $ 7,259,000 | $ 123,000 | $ 52,000 |
| READING, PA | 59 | $ 8,482,000 | $ 143,000 | $ 53,000 |
| FAYETTEVILLE, NC | 58 | $ 7,080,000 | $ 122,000 | $ 38,000 |
| MCALLEN-EDINBURG-MISSION, TX | 58 | $ 6,648,000 | $ 114,000 | $ 62,000 |
| LANCASTER, PA | 57 | $ 8,919,000 | $ 156,000 | $ 44,000 |
| SPOKANE, WA | 57 | $ 8,699,000 | $ 152,000 | $ 47,000 |
| PUNTA GORDA, FL | 56 | $ 8,336,000 | $ 148,000 | $ 67,000 |
| TALLAHASSEE, FL | 56 | $ 9,309,000 | $ 166,000 | $ 47,000 |
| LAS VEGAS-PARADISE, NV | 55 | $ 7,691,000 | $ 139,000 | $ 65,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 55 | $ 6,864,000 | $ 124,000 | $ 66,000 |
| SPARTANBURG, SC | 55 | $ 7,465,000 | $ 135,000 | $ 35,000 |
| CHICO, CA | 53 | $ 9,912,000 | $ 187,000 | $ 54,000 |
| EUGENE-SPRINGFIELD, OR | 51 | $ 9,834,000 | $ 192,000 | $ 69,000 |
| MADERA-CHOWCHILLA, CA | 51 | $ 8,834,000 | $ 173,000 | $ 73,000 |
| ROANOKE, VA | 51 | $ 8,052,000 | $ 157,000 | $ 57,000 |
| YUBA CITY, CA | 50 | $ 8,109,000 | $ 162,000 | $ 62,000 |
| MONTGOMERY, AL | 49 | $ 5,954,000 | $ 121,000 | $ 37,000 |
| PALM COAST, FL | 49 | $ 9,193,000 | $ 187,000 | $ 65,000 |
| FLAGSTAFF, AZ | 48 | $ 10,980,000 | $ 228,000 | $ 78,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 48 | $ 8,643,000 | $ 180,000 | $ 84,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 47 | $ 8,320,000 | $ 177,000 | $ 70,000 |
| HICKORY-LENOIR-MORGANTON, NC | 47 | $ 6,029,000 | $ 128,000 | $ 30,000 |
| HUNTSVILLE, AL | 47 | $ 5,993,000 | $ 127,000 | $ 37,000 |
| EL CENTRO, CA | 46 | $ 7,597,000 | $ 165,000 | $ 67,000 |
| FORT COLLINS-LOVELAND, CO | 46 | $ 8,697,000 | $ 189,000 | $ 75,000 |
| REDDING, CA | 46 | $ 8,081,000 | $ 175,000 | $ 69,000 |
| GAINESVILLE, FL | 45 | $ 7,227,000 | $ 160,000 | $ 63,000 |
| SANTA CRUZ-WATSONVILLE, CA | 45 | $ 12,014,000 | $ 266,000 | $ 86,000 |
| CORPUS CHRISTI, TX | 44 | $ 5,429,000 | $ 123,000 | $ 37,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 44 | $ 5,687,000 | $ 129,000 | $ 39,000 |
| EVANSVILLE, IN-KY | 43 | $ 5,233,000 | $ 124,000 | $ 37,000 |
| ST. LOUIS, MO-IL | 43 | $ 5,598,000 | $ 130,000 | $ 41,000 |
| YUMA, AZ | 43 | $ 6,167,000 | $ 143,000 | $ 73,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 42 | $ 5,205,000 | $ 123,000 | $ 43,000 |
| LEXINGTON-FAYETTE, KY | 42 | $ 5,327,000 | $ 126,000 | $ 47,000 |
| SHREVEPORT-BOSSIER CITY, LA | 42 | $ 5,825,000 | $ 138,000 | $ 48,000 |
| TRENTON-EWING, NJ | 42 | $ 8,104,000 | $ 192,000 | $ 66,000 |
| GREELEY, CO | 41 | $ 7,613,000 | $ 185,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 41 | $ 4,796,000 | $ 110,500 | $ 48,500 |
| KENNEWICK-PASCO-RICHLAND, WA | 40 | $ 5,481,000 | $ 137,000 | $ 54,000 |
| WILMINGTON, DE-MD-NJ | 39 | $ 7,416,000 | $ 184,500 | $ 50,500 |
| NAPA, CA | 38 | $ 10,786,000 | $ 283,000 | $ 66,000 |
| COLUMBUS, GA-AL | 37 | $ 4,507,000 | $ 116,500 | $ 31,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 37 | $ 6,354,000 | $ 171,000 | $ 41,000 |
| OLYMPIA, WA | 37 | $ 6,477,000 | $ 175,000 | $ 49,000 |
| TOLEDO, OH | 36 | $ 4,369,000 | $ 121,000 | $ 73,000 |
| MERCED, CA | 35 | $ 6,112,000 | $ 174,000 | $ 55,000 |
| SANTA FE, NM | 35 | $ 8,225,000 | $ 235,000 | $ 60,000 |
| GRAND JUNCTION, CO | 34 | $ 5,175,000 | $ 152,000 | $ 46,000 |
| LAKE CHARLES, LA | 34 | $ 3,688,000 | $ 108,000 | $ 35,000 |
| SALEM, OR | 34 | $ 6,229,000 | $ 183,000 | $ 55,000 |
| FORT WAYNE, IN | 33 | $ 3,557,000 | $ 107,000 | $ 49,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 33 | $ 3,942,000 | $ 123,000 | $ 35,000 |
| LAS CRUCES, NM | 33 | $ 4,447,000 | $ 134,000 | $ 54,000 |
| MACON, GA | 33 | $ 4,341,000 | $ 131,000 | $ 32,000 |
| YAKIMA, WA | 33 | $ 4,656,000 | $ 141,000 | $ 48,000 |
| ERIE, PA | 32 | $ 3,373,000 | $ 105,000 | $ 34,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 32 | $ 3,714,000 | $ 116,000 | $ 39,000 |
| MADISON, WI | 32 | $ 4,627,000 | $ 144,000 | $ 41,000 |
| MEDFORD, OR | 32 | $ 5,923,000 | $ 185,000 | $ 53,000 |
| NORWICH-NEW LONDON, CT | 32 | $ 6,352,000 | $ 198,000 | $ 58,000 |
| TYLER, TX | 32 | $ 4,114,000 | $ 128,000 | $ 41,000 |
| BREMERTON-SILVERDALE, WA | 31 | $ 7,802,000 | $ 251,000 | $ 104,000 |
| BRUNSWICK, GA | 31 | $ 5,340,000 | $ 172,000 | $ 53,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 31 | $ 3,888,000 | $ 125,000 | $ 30,000 |
| BARNSTABLE TOWN, MA | 29 | $ 6,419,000 | $ 221,000 | $ 46,000 |
| BELLINGHAM, WA | 29 | $ 5,656,000 | $ 195,000 | $ 84,000 |
| BROWNSVILLE-HARLINGEN, TX | 29 | $ 3,278,000 | $ 113,000 | $ 33,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 29 | $ 2,705,000 | $ 93,000 | $ 41,000 |
| DULUTH, MN-WI | 29 | $ 4,360,000 | $ 146,000 | $ 31,000 |
| WARNER ROBINS, GA | 29 | $ 3,339,000 | $ 115,000 | $ 39,000 |
| CHARLOTTESVILLE, VA | 28 | $ 5,481,000 | $ 195,000 | $ 61,000 |
| COEUR D'ALENE, ID | 28 | $ 5,121,000 | $ 182,000 | $ 47,000 |
| GAINESVILLE, GA | 28 | $ 4,410,000 | $ 157,000 | $ 65,000 |
| LYNCHBURG, VA | 28 | $ 3,733,000 | $ 133,000 | $ 31,000 |
| RACINE, WI | 28 | $ 4,831,000 | $ 172,000 | $ 51,000 |
| ATHENS-CLARKE COUNTY, GA | 27 | $ 3,713,000 | $ 137,000 | $ 29,000 |
| BURLINGTON, NC | 27 | $ 3,531,000 | $ 130,000 | $ 45,000 |
| CANTON-MASSILLON, OH | 27 | $ 3,799,000 | $ 140,000 | $ 50,000 |
| HANFORD-CORCORAN, CA | 27 | $ 4,095,000 | $ 151,000 | $ 67,000 |
| ROCKFORD, IL | 27 | $ 3,028,000 | $ 112,000 | $ 30,000 |
| AMARILLO, TX | 26 | $ 3,234,000 | $ 124,000 | $ 40,000 |
| DECATUR, AL | 26 | $ 3,157,000 | $ 121,000 | $ 28,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 26 | $ 3,406,000 | $ 131,000 | $ 54,000 |
| BOULDER, CO | 25 | $ 6,489,000 | $ 259,000 | $ 81,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 25 | $ 5,406,000 | $ 216,000 | $ 57,000 |
| JACKSONVILLE, NC | 25 | $ 3,833,000 | $ 153,000 | $ 47,000 |
| LEBANON, PA | 25 | $ 3,669,000 | $ 146,000 | $ 39,000 |
| APPLETON, WI | 24 | $ 3,857,000 | $ 160,000 | $ 52,000 |
| BEAUMONT-PORT ARTHUR, TX | 24 | $ 2,834,000 | $ 118,000 | $ 54,000 |
| JOHNSON CITY, TN | 24 | $ 3,074,000 | $ 128,000 | $ 34,000 |
| ROCKY MOUNT, NC | 24 | $ 2,578,000 | $ 107,000 | $ 49,000 |
| OCEAN CITY, NJ | 23 | $ 5,526,000 | $ 240,000 | $ 87,000 |
| TUSCALOOSA, AL | 23 | $ 4,694,000 | $ 204,000 | $ 80,000 |
| GREENVILLE, NC | 22 | $ 2,673,000 | $ 121,000 | $ 25,000 |
| LAFAYETTE, LA | 22 | $ 2,928,000 | $ 133,000 | $ 56,000 |
| LUBBOCK, TX | 22 | $ 2,828,000 | $ 128,000 | $ 54,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 22 | $ 3,394,000 | $ 154,000 | $ 38,000 |
| WINCHESTER, VA-WV | 22 | $ 4,564,000 | $ 207,000 | $ 60,000 |
| ALBANY, GA | 21 | $ 2,332,000 | $ 111,000 | $ 45,000 |
| GREEN BAY, WI | 21 | $ 2,568,000 | $ 122,000 | $ 53,000 |
| PEORIA, IL | 21 | $ 2,223,000 | $ 105,000 | $ 39,000 |
| ELKHART-GOSHEN, IN | 20 | $ 2,323,000 | $ 116,000 | $ 38,000 |
| HARRISONBURG, VA | 20 | $ 3,517,000 | $ 175,000 | $ 39,000 |
| SAN ANGELO, TX | 20 | $ 1,798,000 | $ 89,000 | $ 46,000 |
| FLORENCE, SC | 19 | $ 2,875,000 | $ 151,000 | $ 38,000 |
| PUEBLO, CO | 19 | $ 2,461,000 | $ 129,000 | $ 117,000 |
| SEBASTIAN-VERO BEACH, FL | 19 | $ 2,880,000 | $ 151,000 | $ 61,000 |
| VALDOSTA, GA | 19 | $ 2,908,000 | $ 153,000 | $ 38,000 |
| ALTOONA, PA | 18 | $ 2,183,000 | $ 121,000 | $ 40,000 |
| ANNISTON-OXFORD, AL | 18 | $ 1,849,000 | $ 102,000 | $ 38,000 |
| FORT SMITH, AR-OK | 18 | $ 2,347,000 | $ 133,000 | $ 42,500 |
| IDAHO FALLS, ID | 18 | $ 2,842,000 | $ 157,000 | $ 59,000 |
| MORRISTOWN, TN | 18 | $ 1,973,000 | $ 109,000 | $ 30,000 |
| WACO, TX | 18 | $ 2,678,000 | $ 148,000 | $ 39,000 |
| AUBURN-OPELIKA, AL | 17 | $ 2,222,000 | $ 130,000 | $ 60,000 |
| FLORENCE-MUSCLE SHOALS, AL | 17 | $ 1,689,000 | $ 99,000 | $ 28,000 |
| JOHNSTOWN, PA | 17 | $ 1,795,000 | $ 105,000 | $ 20,000 |
| OSHKOSH-NEENAH, WI | 17 | $ 2,007,000 | $ 118,000 | $ 40,000 |
| PITTSFIELD, MA | 17 | $ 2,474,000 | $ 145,000 | $ 36,000 |
| ROCHESTER, MN | 17 | $ 2,319,000 | $ 136,000 | $ 44,000 |
| ALEXANDRIA, LA | 16 | $ 1,480,000 | $ 92,000 | $ 30,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 16 | $ 2,207,000 | $ 137,000 | $ 47,000 |
| BLOOMINGTON, IN | 16 | $ 1,713,000 | $ 107,000 | $ 33,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 16 | $ 1,506,000 | $ 94,500 | $ 29,500 |
| LAFAYETTE, IN | 16 | $ 1,874,000 | $ 117,000 | $ 42,000 |
| LONGVIEW, TX | 16 | $ 2,367,000 | $ 147,000 | $ 41,000 |
| MANSFIELD, OH | 16 | $ 1,778,000 | $ 111,000 | $ 31,000 |
| SALISBURY, MD | 16 | $ 2,647,000 | $ 165,000 | $ 57,000 |
| ANDERSON, SC | 15 | $ 2,157,000 | $ 143,000 | $ 56,000 |
| CLARKSVILLE, TN-KY | 15 | $ 1,947,000 | $ 120,500 | $ 48,500 |
| HOT SPRINGS, AR | 15 | $ 1,900,000 | $ 126,000 | $ 69,000 |
| MICHIGAN CITY-LA PORTE, IN | 15 | $ 1,793,000 | $ 119,000 | $ 35,000 |
| MONROE, LA | 15 | $ 1,916,000 | $ 127,000 | $ 38,000 |
| WILLIAMSPORT, PA | 15 | $ 2,024,000 | $ 134,000 | $ 98,000 |
| CORVALLIS, OR | 14 | $ 2,454,000 | $ 175,000 | $ 63,000 |
| LANSING-EAST LANSING, MI | 14 | $ 1,147,000 | $ 81,000 | $ 35,000 |
| LAWTON, OK | 14 | $ 1,721,000 | $ 122,000 | $ 53,000 |
| MOUNT VERNON-ANACORTES, WA | 14 | $ 2,338,000 | $ 167,000 | $ 48,000 |
| BEND, OR | 13 | $ 2,311,000 | $ 177,000 | $ 96,000 |
| HINESVILLE-FORT STEWART, GA | 13 | $ 1,229,000 | $ 94,000 | $ 34,000 |
| KOKOMO, IN | 13 | $ 1,138,000 | $ 87,000 | $ 34,000 |
| LAREDO, TX | 13 | $ 1,856,000 | $ 142,000 | $ 56,000 |
| SHEBOYGAN, WI | 13 | $ 1,745,000 | $ 134,000 | $ 29,000 |
| SPRINGFIELD, OH | 13 | $ 1,419,000 | $ 109,000 | $ 77,000 |
| CLEVELAND, TN | 12 | $ 1,465,000 | $ 122,000 | $ 28,000 |
| DOTHAN, AL | 12 | $ 1,453,000 | $ 121,000 | $ 34,000 |
| LONGVIEW, WA | 11 | $ 1,728,000 | $ 157,000 | $ 48,000 |
| SANDUSKY, OH | 11 | $ 1,169,000 | $ 106,000 | $ 30,000 |
| ST. CLOUD, MN | 11 | $ 1,550,000 | $ 140,000 | $ 31,000 |
| ABILENE, TX | 10 | $ 1,359,000 | $ 135,000 | $ 49,000 |
| ANDERSON, IN | 10 | $ 940,000 | $ 94,000 | $ 46,000 |
| COLLEGE STATION-BRYAN, TX | 10 | $ 1,360,000 | $ 136,000 | $ 73,000 |
| CUMBERLAND, MD-WV | 10 | $ 1,132,000 | $ 113,000 | $ 34,000 |
| DALTON, GA | 10 | $ 1,057,000 | $ 105,000 | $ 34,000 |
| DANVILLE, VA | 10 | $ 1,138,000 | $ 113,000 | $ 40,000 |
| GADSDEN, AL | 10 | $ 848,000 | $ 84,000 | $ 7,000 |
| JANESVILLE, WI | 10 | $ 1,405,000 | $ 140,000 | $ 53,000 |
| JONESBORO, AR | 10 | $ 1,580,000 | $ 158,000 | $ 52,000 |
| LEWISTON, ID-WA | 10 | $ 1,650,000 | $ 164,500 | $ 28,000 |
| PINE BLUFF, AR | 10 | $ 1,048,000 | $ 104,000 | $ 40,000 |
| TEXARKANA, TX-TEXARKANA, AR | 10 | $ 1,421,000 | $ 112,000 | $ 48,000 |
| BLOOMINGTON-NORMAL, IL | 9 | $ 1,249,000 | $ 138,000 | $ 32,000 |
| EAU CLAIRE, WI | 9 | $ 1,481,000 | $ 164,000 | $ 42,000 |
| KANKAKEE-BRADLEY, IL | 9 | $ 1,105,000 | $ 122,000 | $ 35,000 |
| MIDLAND, TX | 9 | $ 1,345,000 | $ 149,000 | $ 84,000 |
| VICTORIA, TX | 9 | $ 1,117,000 | $ 124,000 | $ 24,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 714,000 | $ 89,000 | $ 34,000 |
| COLUMBUS, IN | 8 | $ 1,024,000 | $ 128,000 | $ 28,000 |
| ELIZABETHTOWN, KY | 8 | $ 948,000 | $ 118,000 | $ 40,000 |
| GOLDSBORO, NC | 8 | $ 917,000 | $ 114,000 | $ 51,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 8 | $ 845,000 | $ 111,000 | $ 23,000 |
| ROME, GA | 8 | $ 1,649,000 | $ 206,000 | $ 25,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 8 | $ 662,000 | $ 82,000 | $ 40,000 |
| TERRE HAUTE, IN | 8 | $ 690,000 | $ 86,000 | $ 26,000 |
| WAUSAU, WI | 8 | $ 957,000 | $ 119,000 | $ 36,000 |
| FARMINGTON, NM | 7 | $ 1,087,000 | $ 155,000 | $ 41,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 953,000 | $ 132,500 | $ 62,500 |
| JACKSON, MS | 7 | $ 630,000 | $ 90,000 | $ 10,000 |
| JACKSON, TN | 7 | $ 836,000 | $ 119,000 | $ 47,000 |
| LA CROSSE, WI-MN | 7 | $ 768,000 | $ 120,000 | $ 24,500 |
| POCATELLO, ID | 7 | $ 738,000 | $ 105,000 | $ 23,000 |
| RENO-SPARKS, NV | 7 | $ 1,420,000 | $ 202,000 | $ 55,000 |
| STATE COLLEGE, PA | 7 | $ 1,095,000 | $ 156,000 | $ 57,000 |
| SUMTER, SC | 7 | $ 1,349,000 | $ 192,000 | $ 38,000 |
| WENATCHEE-EAST WENATCHEE, WA | 7 | $ 1,830,000 | $ 261,000 | $ 50,000 |
| DANVILLE, IL | 6 | $ 963,000 | $ 160,000 | $ 43,000 |
| FOND DU LAC, WI | 6 | $ 858,000 | $ 143,000 | $ 33,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 709,000 | $ 118,000 | $ 19,000 |
| LIMA, OH | 6 | $ 494,000 | $ 82,000 | $ 19,000 |
| ODESSA, TX | 6 | $ 901,000 | $ 150,000 | $ 64,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 6 | $ 934,000 | $ 155,000 | $ 9,000 |
| SHERMAN-DENISON, TX | 6 | $ 579,000 | $ 96,000 | $ 28,000 |
| SPRINGFIELD, IL | 6 | $ 1,031,000 | $ 171,000 | $ 65,000 |
| WICHITA, KS | 6 | $ 387,000 | $ 64,000 | $ 38,000 |
| DECATUR, IL | 5 | $ 509,000 | $ 101,000 | $ 19,000 |
| JACKSON, MI | 5 | $ 416,000 | $ 83,000 | $ 30,000 |
| MONROE, MI | 5 | $ 445,000 | $ 89,000 | $ 16,000 |
| MUNCIE, IN | 5 | $ 372,000 | $ 74,000 | $ 33,000 |
| BOWLING GREEN, KY | 4 | $ 565,000 | $ 141,000 | $ 59,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 314,000 | $ 78,000 | $ 22,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 266,000 | $ 66,000 | $ 41,000 |
| KANSAS CITY, MO-KS | 4 | $ 382,000 | $ 95,000 | $ 72,000 |
| OWENSBORO, KY | 4 | $ 324,000 | $ 81,000 | $ 44,000 |
| TOPEKA, KS | 4 | $ 352,000 | $ 88,000 | $ 33,000 |
| WICHITA FALLS, TX | 4 | $ 322,000 | $ 80,000 | $ 30,000 |
| ANN ARBOR, MI | 3 | $ 516,000 | $ 172,000 | $ 36,000 |
| FLINT, MI | 3 | $ 275,000 | $ 91,000 | $ 8,000 |
| GULFPORT-BILOXI, MS | 3 | $ 151,000 | $ 50,000 | $ 17,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 573,000 | $ 191,000 | $ 85,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 374,000 | $ 124,000 | $ 54,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 3 | $ 138,000 | $ 46,000 | $ 19,000 |
| WHEELING, WV-OH | 3 | $ 363,000 | $ 121,000 | $ 33,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 249,000 | $ 124,000 | $ 0 |
| CEDAR RAPIDS, IA | 2 | $ 242,000 | $ 121,000 | $ 20,000 |
| GRAND FORKS, ND-MN | 2 | $ 402,000 | $ 201,000 | $ 7,000 |
| HATTIESBURG, MS | 2 | $ 137,000 | $ 68,000 | $ 30,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 154,000 | $ 77,000 | $ 30,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 235,000 | $ 117,000 | $ 0 |
| AMES, IA | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| BANGOR, ME | 1 | $ 223,000 | $ 223,000 | $ 108,000 |
| BATTLE CREEK, MI | 1 | $ 73,000 | $ 73,000 | $ 0 |
| BISMARCK, ND | 1 | $ 225,000 | $ 225,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 135,000 | $ 135,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 104,000 | $ 104,000 | $ 100,000 |
| GREAT FALLS, MT | 1 | $ 280,000 | $ 280,000 | $ 79,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| LINCOLN, NE | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| LOGAN, UT-ID | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| MANHATTAN, KS | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| MISSOULA, MT | 1 | $ 150,000 | $ 150,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| PASCAGOULA, MS | 1 | $ 92,000 | $ 92,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Gfs Capital in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 50,018 | $10,531,213,000 | $210,000 | $99,999,000 | $69,000 | $9,764,000 |
| Home Purchase | 1,084 | $256,590,000 | $236,000 | $987,000 | $97,000 | $1,639,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,307 | $5,028,511,000 | $215,000 | $2,258,000 | $89,000 | $9,764,000 |
| Not Provided | 18,493 | $3,654,128,000 | $197,000 | $99,999,000 | $39,000 | $6,000,000 |
| Hispanic | 4,526 | $1,007,995,000 | $222,000 | $921,000 | $75,000 | $2,364,000 |
| Asian | 2,610 | $703,455,000 | $269,000 | $1,290,000 | $101,000 | $1,000,000 |
| Black or African American | 1,966 | $345,087,000 | $175,000 | $1,171,000 | $64,000 | $1,080,000 |
| Native Hawaiian or Other Pacific Islander | 197 | $48,446,000 | $245,000 | $776,000 | $88,000 | $314,000 |
| American Indian or Alaskan Native | 3 | $181,000 | $60,000 | $73,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 49,488 | $10,427,598,000 | $210,000 | $99,999,000 | $70,000 | $9,764,000 |
| FHA-insured (Federal Housing Administration) | 1,592 | $354,259,000 | $222,000 | $742,000 | $70,000 | $413,000 |
| VA-guaranteed (Veterans Administration) | 22 | $5,946,000 | $270,000 | $412,000 | $16,000 | $121,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 20,745 | $4,100,820,000 | $197,000 | $99,999,000 | $54,000 | $4,680,000 |
| Application Withdrawn By Applicant | 17,408 | $3,609,933,000 | $207,000 | $10,300,000 | $71,000 | $9,764,000 |
| Loan Originated | 12,300 | $2,914,698,000 | $236,000 | $800,000 | $92,000 | $1,781,000 |
| Application Approved But Not Accepted | 649 | $162,352,000 | $250,000 | $729,000 | $93,000 | $605,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7,526 | $1,368,375,000 | $181,000 | $99,999,000 | $29,000 | $2,400,000 |
| Debt-To-Income Ratio | 2,496 | $534,242,000 | $214,000 | $715,000 | $55,000 | $1,645,000 |
| Collateral | 2,055 | $442,394,000 | $215,000 | $1,171,000 | $76,000 | $754,000 |
| Other | 1,342 | $267,025,000 | $198,000 | $800,000 | $73,000 | $4,680,000 |
| Employment History | 79 | $14,197,000 | $179,000 | $416,000 | $44,000 | $160,000 |
| Unverifiable Information | 76 | $16,328,000 | $214,000 | $494,000 | $75,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 57 | $11,828,000 | $207,000 | $427,000 | $79,000 | $324,000 |
| Mortgage Insurance Denied | 13 | $2,382,000 | $183,000 | $360,000 | $54,000 | $106,000 |
| Credit Application Incomplete | 1 | $130,000 | $130,000 | $130,000 | $133,000 | $133,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gfs Capital's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gfs Capital's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.