Greenlight Financial Services Mortgage Lending & HMDA Data, 2008

In 2008, Greenlight Financial Services of Irvine, CA reported 4,033 mortgage applications totaling $936.4 million, down 80% from 2007. The average application was for $232,185, and applicants reported an average income of $64,155. 24% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (904), Riverside-San Bernardino-Ontario, CA (560) and Santa Ana-Anaheim-Irvine, CA (229) (applications in parentheses).

Mortgage Company & Address Greenlight Financial Services
18200 Von Karman Ste #300
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,033
Total Mortgage Loan Application Amount $936,406,000
Average Mortgage Loan Application Amount $232,185
Highest Mortgage Loan Application Amount $1,100,000
Average Applicant Income $64,155
Highest Applicant Income $840,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenlight Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenlight Financial Services by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 904 $ 296,045,000 $ 327,483 $ 82,000
San Bernardino, California 305 $ 78,975,000 $ 258,934 $ 72,000
Riverside, California 255 $ 68,422,000 $ 268,321 $ 79,000
Orange, California 229 $ 78,240,000 $ 341,659 $ 93,000
Maricopa, Arizona 67 $ 12,921,000 $ 192,850 $ 64,000
San Diego, California 55 $ 17,528,000 $ 318,690 $ 86,000
Harris, Texas 45 $ 5,711,000 $ 126,911 $ 54,000
Ventura, California 42 $ 14,430,000 $ 343,571 $ 99,000
Dallas, Texas 41 $ 5,161,000 $ 125,878 $ 42,000
Sacramento, California 38 $ 8,954,000 $ 235,631 $ 76,000
Bexar, Texas 32 $ 3,591,000 $ 112,218 $ 44,000
Kern, California 27 $ 6,002,000 $ 222,296 $ 68,000
Miami-Dade, Florida 26 $ 6,466,000 $ 248,692 $ 81,000
Jefferson, Alabama 25 $ 2,758,000 $ 110,320 $ 42,000
Broward, Florida 23 $ 4,062,000 $ 176,608 $ 44,000
Prince George's, Maryland 23 $ 5,667,000 $ 246,391 $ 55,000
Wayne, Michigan 23 $ 1,856,000 $ 80,695 $ 29,000
Contra Costa, California 22 $ 7,309,000 $ 332,227 $ 68,000
Tarrant, Texas 22 $ 2,777,000 $ 126,227 $ 49,000
Clark, Nevada 20 $ 4,181,000 $ 209,050 $ 105,000
Suffolk, New York 20 $ 5,564,000 $ 278,200 $ 76,000
San Joaquin, California 19 $ 4,465,000 $ 235,000 $ 58,000
Stanislaus, California 18 $ 4,073,000 $ 226,277 $ 70,000
Oklahoma, Oklahoma 18 $ 1,598,000 $ 88,777 $ 34,000
Polk, Florida 17 $ 2,297,000 $ 135,117 $ 31,000
DeKalb, Georgia 17 $ 2,114,000 $ 124,352 $ 46,000
Fulton, Georgia 17 $ 2,380,000 $ 140,000 $ 35,000
Clayton, Georgia 16 $ 2,164,000 $ 135,250 $ 23,000
Kings, New York 16 $ 5,833,000 $ 364,562 $ 59,000
Gwinnett, Georgia 15 $ 2,765,000 $ 184,333 $ 29,000
Tulare, California 13 $ 3,257,000 $ 250,538 $ 82,000
Cobb, Georgia 13 $ 2,076,000 $ 159,692 $ 33,000
Cook, Illinois 13 $ 2,032,000 $ 156,307 $ 39,000
Jackson, Missouri 13 $ 1,489,000 $ 114,538 $ 42,000
Nassau, New York 13 $ 3,459,000 $ 266,076 $ 84,000
Queens, New York 13 $ 4,276,000 $ 328,923 $ 45,000
Mohave, Arizona 12 $ 2,323,000 $ 193,583 $ 104,000
Fresno, California 12 $ 2,337,000 $ 194,750 $ 51,000
Marion, Indiana 12 $ 1,312,000 $ 109,333 $ 60,000
King, Washington 12 $ 3,121,000 $ 260,083 $ 60,000
Pima, Arizona 11 $ 1,516,000 $ 137,818 $ 32,000
Alameda, California 11 $ 4,374,000 $ 397,636 $ 96,000
Orange, Florida 11 $ 2,358,000 $ 214,363 $ 36,000
Hennepin, Minnesota 11 $ 2,036,000 $ 185,090 $ 41,000
El Paso, Texas 11 $ 1,258,000 $ 114,363 $ 67,000
Fort Bend, Texas 11 $ 1,393,000 $ 126,636 $ 71,000
Travis, Texas 11 $ 1,490,000 $ 135,454 $ 47,000
Pinal, Arizona 10 $ 1,579,000 $ 157,900 $ 46,000
Santa Clara, California 10 $ 3,298,000 $ 329,800 $ 89,000
Philadelphia, Pennsylvania 10 $ 923,000 $ 92,300 $ 14,000
Yuma, Arizona 9 $ 1,665,000 $ 185,000 $ 66,000
Solano, California 9 $ 2,561,000 $ 284,555 $ 56,000
Hillsborough, Florida 9 $ 1,286,000 $ 142,888 $ 41,000
Osceola, Florida 9 $ 1,464,000 $ 162,666 $ 65,000
Volusia, Florida 9 $ 1,546,000 $ 171,777 $ 36,000
Henry, Georgia 9 $ 1,365,000 $ 151,666 $ 38,000
Baltimore, Maryland 9 $ 1,907,000 $ 211,888 $ 64,000
Baltimore City, Maryland 9 $ 1,178,000 $ 130,888 $ 29,000
Brevard, Florida 8 $ 933,000 $ 116,625 $ 27,000
Duval, Florida 8 $ 1,103,000 $ 137,875 $ 46,000
Palm Beach, Florida 8 $ 2,027,000 $ 253,375 $ 72,000
Erie, New York 8 $ 1,323,000 $ 165,375 $ 56,000
Cameron, Texas 8 $ 729,000 $ 91,125 $ 79,000
Imperial, California 7 $ 1,337,000 $ 191,000 $ 67,000
Adams, Colorado 7 $ 1,515,000 $ 216,428 $ 33,000
Arapahoe, Colorado 7 $ 1,428,000 $ 204,000 $ 60,000
Lee, Florida 7 $ 1,529,000 $ 218,428 $ 150,000
St. Lucie, Florida 7 $ 1,410,000 $ 201,428 $ 30,000
Douglas, Georgia 7 $ 963,000 $ 137,571 $ 32,000
Middlesex, Massachusetts 7 $ 1,824,000 $ 260,571 $ 46,000
Merced, California 6 $ 1,428,000 $ 238,000 $ 48,000
Monterey, California 6 $ 1,509,000 $ 251,500 $ 43,000
Santa Barbara, California 6 $ 1,454,000 $ 242,333 $ 42,000
Denver, Colorado 6 $ 950,000 $ 158,333 $ 49,000
Weld, Colorado 6 $ 1,080,000 $ 180,000 $ 40,000
Clay, Florida 6 $ 616,000 $ 102,666 $ 51,000
Anne Arundel, Maryland 6 $ 1,423,000 $ 237,166 $ 53,000
Genesee, Michigan 6 $ 811,000 $ 135,166 $ 47,000
Anoka, Minnesota 6 $ 1,393,000 $ 232,166 $ 46,000
Ramsey, Minnesota 6 $ 852,000 $ 142,000 $ 62,000
Middlesex, New Jersey 6 $ 1,104,000 $ 184,000 $ 62,000
Broome, New York 6 $ 952,000 $ 158,666 $ 70,000
Delaware, Pennsylvania 6 $ 743,000 $ 123,833 $ 42,000
Brazoria, Texas 6 $ 551,000 $ 91,833 $ 35,000
Virginia Beach, Virginia 6 $ 1,000,000 $ 166,666 $ 35,000
Pierce, Washington 6 $ 1,483,000 $ 247,166 $ 48,000
Tuscaloosa, Alabama 5 $ 486,000 $ 97,200 $ 24,000
Yavapai, Arizona 5 $ 812,000 $ 162,400 $ 79,000
Kings, California 5 $ 717,000 $ 143,400 $ 44,000
Placer, California 5 $ 1,902,000 $ 380,400 $ 98,000
San Mateo, California 5 $ 2,345,000 $ 469,000 $ 83,000
Sonoma, California 5 $ 1,312,000 $ 262,400 $ 93,000
Escambia, Florida 5 $ 551,000 $ 110,200 $ 18,000
Pasco, Florida 5 $ 802,000 $ 160,400 $ 17,000
Pinellas, Florida 5 $ 875,000 $ 175,000 $ 57,000
Seminole, Florida 5 $ 973,000 $ 194,600 $ 50,000
Chatham, Georgia 5 $ 718,000 $ 143,600 $ 30,000
Cherokee, Georgia 5 $ 855,000 $ 171,000 $ 33,000
Newton, Georgia 5 $ 755,000 $ 151,000 $ 45,000
Paulding, Georgia 5 $ 746,000 $ 149,200 $ 41,000
Ada, Idaho 5 $ 1,360,000 $ 272,000 $ 82,000
Bristol, Massachusetts 5 $ 1,176,000 $ 235,200 $ 52,000
Essex, Massachusetts 5 $ 1,164,000 $ 232,800 $ 47,000
Plymouth, Massachusetts 5 $ 1,168,000 $ 233,600 $ 41,000
Worcester, Massachusetts 5 $ 859,000 $ 171,800 $ 27,000
St. Louis, Missouri 5 $ 563,000 $ 112,600 $ 11,000
Nye, Nevada 5 $ 996,000 $ 199,200 $ 122,000
Washoe, Nevada 5 $ 1,236,000 $ 247,200 $ 50,000
Essex, New Jersey 5 $ 1,355,000 $ 271,000 $ 76,000
Bronx, New York 5 $ 1,703,000 $ 340,600 $ 42,000
Orange, New York 5 $ 1,132,000 $ 226,400 $ 66,000
Allegheny, Pennsylvania 5 $ 366,000 $ 73,200 $ 27,000
Bucks, Pennsylvania 5 $ 1,304,000 $ 260,800 $ 104,000
Providence, Rhode Island 5 $ 924,000 $ 184,800 $ 46,000
Collin, Texas 5 $ 665,000 $ 133,000 $ 70,000
Ellis, Texas 5 $ 695,000 $ 139,000 $ 61,000
Galveston, Texas 5 $ 607,000 $ 121,400 $ 86,000
Montgomery, Texas 5 $ 736,000 $ 147,200 $ 96,000
Smith, Texas 5 $ 767,000 $ 153,400 $ 47,000
Williamson, Texas 5 $ 802,000 $ 160,400 $ 52,000
Portsmouth, Virginia 5 $ 734,000 $ 146,800 $ 46,000
Prince William, Virginia 5 $ 1,315,000 $ 263,000 $ 45,000
Anchorage, Alaska 4 $ 805,000 $ 201,250 $ 48,000
Pulaski, Arkansas 4 $ 425,000 $ 106,250 $ 41,000
El Paso, Colorado 4 $ 869,000 $ 217,250 $ 54,000
Hartford, Connecticut 4 $ 765,000 $ 191,250 $ 56,000
Citrus, Florida 4 $ 640,000 $ 160,000 $ 30,000
Lake, Florida 4 $ 1,222,000 $ 305,500 $ 61,000
Marion, Florida 4 $ 334,000 $ 83,500 $ 10,000
Carroll, Georgia 4 $ 421,000 $ 105,250 $ 19,000
Floyd, Georgia 4 $ 399,000 $ 99,750 $ 21,000
Muscogee, Georgia 4 $ 593,000 $ 148,250 $ 41,000
Honolulu, Hawaii 4 $ 2,012,000 $ 503,000 $ 94,000
Sedgwick, Kansas 4 $ 373,000 $ 93,250 $ 56,000
Orleans, Louisiana 4 $ 285,000 $ 71,250 $ 26,000
Rapides, Louisiana 4 $ 294,000 $ 73,500 $ 15,000
Suffolk, Massachusetts 4 $ 1,137,000 $ 284,250 $ 27,000
Oakland, Michigan 4 $ 677,000 $ 169,250 $ 37,000
Wright, Minnesota 4 $ 910,000 $ 227,500 $ 16,000
Burlington, New Jersey 4 $ 1,066,000 $ 266,500 $ 57,000
Camden, New Jersey 4 $ 639,000 $ 159,750 $ 58,000
Putnam, New York 4 $ 1,315,000 $ 328,750 $ 81,000
Richmond, New York 4 $ 850,000 $ 212,500 $ 48,000
Saratoga, New York 4 $ 661,000 $ 165,250 $ 43,000
Warren, New York 4 $ 756,000 $ 189,000 $ 45,000
Westchester, New York 4 $ 1,324,000 $ 331,000 $ 78,000
Wake, North Carolina 4 $ 1,133,000 $ 283,250 $ 85,000
Monroe, Pennsylvania 4 $ 875,000 $ 218,750 $ 59,000
Horry, South Carolina 4 $ 1,116,000 $ 279,000 $ 79,000
Knox, Tennessee 4 $ 428,000 $ 107,000 $ 43,000
Denton, Texas 4 $ 506,000 $ 126,500 $ 78,000
Jefferson, Texas 4 $ 479,000 $ 119,750 $ 44,000
Chesterfield, Virginia 4 $ 966,000 $ 241,500 $ 90,000
Grays Harbor, Washington 4 $ 1,001,000 $ 250,250 $ 52,000
Kitsap, Washington 4 $ 1,067,000 $ 266,750 $ 94,000
Milwaukee, Wisconsin 4 $ 532,000 $ 133,000 $ 25,000
Calhoun, Alabama 3 $ 210,000 $ 70,000 $ 36,000
Houston, Alabama 3 $ 297,000 $ 99,000 $ 12,000
Madison, Alabama 3 $ 394,000 $ 131,333 $ 56,000
Mobile, Alabama 3 $ 330,000 $ 110,000 $ 91,000
Shelby, Alabama 3 $ 542,000 $ 180,666 $ 75,000
Coconino, Arizona 3 $ 499,000 $ 166,333 $ 42,000
El Dorado, California 3 $ 971,000 $ 323,666 $ 82,000
Humboldt, California 3 $ 781,000 $ 260,333 $ 71,000
San Luis Obispo, California 3 $ 625,000 $ 208,333 $ 140,000
Shasta, California 3 $ 480,000 $ 160,000 $ 46,000
Sutter, California 3 $ 620,000 $ 206,666 $ 24,000
Douglas, Colorado 3 $ 748,000 $ 249,333 $ 72,000
Jefferson, Colorado 3 $ 405,000 $ 135,000 $ 15,000
Pueblo, Colorado 3 $ 342,000 $ 114,000 $ 46,000
Flagler, Florida 3 $ 594,000 $ 198,000 $ 27,000
Indian River, Florida 3 $ 390,000 $ 130,000 $ 20,000
Santa Rosa, Florida 3 $ 304,000 $ 101,333 $ 36,000
Glynn, Georgia 3 $ 429,000 $ 143,000 $ 24,000
Lowndes, Georgia 3 $ 225,000 $ 75,000 $ 32,000
Rockdale, Georgia 3 $ 482,000 $ 160,666 $ 39,000
Walton, Georgia 3 $ 460,000 $ 153,333 $ 59,000
Lake, Indiana 3 $ 288,000 $ 96,000 $ 51,000
Jefferson, Kentucky 3 $ 330,000 $ 110,000 $ 32,000
Washington, Maryland 3 $ 548,000 $ 182,666 $ 59,000
Barnstable, Massachusetts 3 $ 812,000 $ 270,666 $ 39,000
Gratiot, Michigan 3 $ 341,000 $ 113,666 $ 43,000
Kent, Michigan 3 $ 278,000 $ 92,666 $ 31,000
Washtenaw, Michigan 3 $ 372,000 $ 124,000 $ 34,000
Dakota, Minnesota 3 $ 511,000 $ 170,333 $ 47,000
DeSoto, Mississippi 3 $ 462,000 $ 154,000 $ 44,000
Douglas, Nebraska 3 $ 202,000 $ 67,333 $ 19,000
Atlantic, New Jersey 3 $ 420,000 $ 140,000 $ 34,000
Morris, New Jersey 3 $ 1,132,000 $ 377,333 $ 62,000
Dutchess, New York 3 $ 669,000 $ 223,000 $ 52,000
Monroe, New York 3 $ 308,000 $ 102,666 $ 48,000
Onondaga, New York 3 $ 266,000 $ 88,666 $ 26,000
Ontario, New York 3 $ 522,000 $ 174,000 $ 45,000
Rockland, New York 3 $ 1,005,000 $ 335,000 $ 100,000
Tulsa, Oklahoma 3 $ 202,000 $ 67,333 $ 60,000
Lackawanna, Pennsylvania 3 $ 340,000 $ 113,333 $ 38,000
Luzerne, Pennsylvania 3 $ 306,000 $ 102,000 $ 37,000
Montgomery, Pennsylvania 3 $ 468,000 $ 156,000 $ 66,000
Sumner, Tennessee 3 $ 612,000 $ 204,000 $ 64,000
Williamson, Tennessee 3 $ 844,000 $ 281,333 $ 95,000
Bastrop, Texas 3 $ 439,000 $ 146,333 $ 38,000
Brazos, Texas 3 $ 347,000 $ 115,666 $ 26,000
Hidalgo, Texas 3 $ 277,000 $ 92,333 $ 43,000
Johnson, Texas 3 $ 405,000 $ 135,000 $ 23,000
McLennan, Texas 3 $ 435,000 $ 145,000 $ 46,000
Nueces, Texas 3 $ 299,000 $ 99,666 $ 47,000
Tom Green, Texas 3 $ 251,000 $ 83,666 $ 62,000
Webb, Texas 3 $ 290,000 $ 96,666 $ 33,000
Chittenden, Vermont 3 $ 683,000 $ 227,666 $ 45,000
Fairfax, Virginia 3 $ 1,106,000 $ 368,666 $ 145,000
Norfolk, Virginia 3 $ 370,000 $ 123,333 $ 38,000
Spotsylvania, Virginia 3 $ 690,000 $ 230,000 $ 46,000
Stafford, Virginia 3 $ 833,000 $ 277,666 $ 63,000
Snohomish, Washington 3 $ 485,000 $ 161,666 $ 59,000
Spokane, Washington 3 $ 244,000 $ 81,333 $ 36,000
Whatcom, Washington 3 $ 749,000 $ 249,666 $ 115,000
Jefferson, West Virginia 3 $ 553,000 $ 184,333 $ 50,000
Baldwin, Alabama 2 $ 233,000 $ 116,500 $ 16,000
Crenshaw, Alabama 2 $ 100,000 $ 50,000 $ 9,000
Elmore, Alabama 2 $ 299,000 $ 149,500 $ 23,000
Etowah, Alabama 2 $ 70,000 $ 35,000 $ 82,000
Lee, Alabama 2 $ 242,000 $ 121,000 $ 45,000
Talladega, Alabama 2 $ 163,000 $ 81,500 $ 35,000
Tallapoosa, Alabama 2 $ 106,000 $ 53,000 $ 18,000
Cochise, Arizona 2 $ 390,000 $ 195,000 $ 49,000
Sebastian, Arkansas 2 $ 122,000 $ 61,000 $ 14,000
Butte, California 2 $ 306,000 $ 153,000 $ 98,000
Calaveras, California 2 $ 619,000 $ 309,500 $ 52,000
Inyo, California 2 $ 467,000 $ 233,500 $ 108,000
Modoc, California 2 $ 228,000 $ 114,000 $ 20,000
Yuba, California 2 $ 220,000 $ 110,000 $ 23,000
Mesa, Colorado 2 $ 397,000 $ 198,500 $ 64,000
New Castle, Delaware 2 $ 190,000 $ 95,000 $ 37,000
Sussex, Delaware 2 $ 592,000 $ 296,000 $ 43,000
Charlotte, Florida 2 $ 537,000 $ 268,500 $ 54,000
Gadsden, Florida 2 $ 251,000 $ 125,500 $ 25,000
Hernando, Florida 2 $ 452,000 $ 226,000 $ 39,000
Leon, Florida 2 $ 248,000 $ 124,000 $ 40,000
Madison, Florida 2 $ 134,000 $ 67,000 $ 16,000
Okaloosa, Florida 2 $ 192,000 $ 96,000 $ 12,000
Bartow, Georgia 2 $ 293,000 $ 146,500 $ 11,000
Bibb, Georgia 2 $ 95,000 $ 47,500 $ 13,000
Chattooga, Georgia 2 $ 110,000 $ 55,000 $ 11,000
Clarke, Georgia 2 $ 139,000 $ 69,500 $ 11,000
Coweta, Georgia 2 $ 556,000 $ 278,000 $ 63,000
Gordon, Georgia 2 $ 192,000 $ 96,000 $ 64,000
Pike, Georgia 2 $ 180,000 $ 90,000 $ 24,000
Union, Georgia 2 $ 390,000 $ 195,000 $ 51,000
Hawaii, Hawaii 2 $ 496,000 $ 248,000 $ 192,000
Grant, Indiana 2 $ 98,000 $ 49,000 $ 17,000
Hamilton, Indiana 2 $ 217,000 $ 108,500 $ 33,000
Hendricks, Indiana 2 $ 247,000 $ 123,500 $ 41,000
Henry, Indiana 2 $ 135,000 $ 67,500 $ 22,000
Howard, Indiana 2 $ 140,000 $ 70,000 $ 16,000
Johnson, Indiana 2 $ 209,000 $ 104,500 $ 47,000
Porter, Indiana 2 $ 365,000 $ 182,500 $ 48,000
Johnson, Kansas 2 $ 287,000 $ 143,500 $ 42,000
Fayette, Kentucky 2 $ 343,000 $ 171,500 $ 42,000
Floyd, Kentucky 2 $ 140,000 $ 70,000 $ 40,000
Hardin, Kentucky 2 $ 140,000 $ 70,000 $ 32,000
Calcasieu, Louisiana 2 $ 227,000 $ 113,500 $ 33,000
Jefferson, Louisiana 2 $ 310,000 $ 155,000 $ 64,000
Tangipahoa, Louisiana 2 $ 203,000 $ 101,500 $ 25,000
Washington, Louisiana 2 $ 164,000 $ 82,000 $ 53,000
Calvert, Maryland 2 $ 527,000 $ 263,500 $ 91,000
Charles, Maryland 2 $ 461,000 $ 230,500 $ 60,000
Harford, Maryland 2 $ 330,000 $ 165,000 $ 24,000
Montgomery, Maryland 2 $ 450,000 $ 225,000 $ 48,000
Berrien, Michigan 2 $ 148,000 $ 74,000 $ 32,000
Clinton, Michigan 2 $ 359,000 $ 179,500 $ 44,000
Eaton, Michigan 2 $ 195,000 $ 97,500 $ 25,000
Hillsdale, Michigan 2 $ 149,000 $ 74,500 $ 11,000
Ingham, Michigan 2 $ 143,000 $ 71,500 $ 43,000
Jackson, Michigan 2 $ 221,000 $ 110,500 $ 37,000
Macomb, Michigan 2 $ 570,000 $ 285,000 $ 112,000
Menominee, Michigan 2 $ 130,000 $ 65,000 $ 27,000
Becker, Minnesota 2 $ 317,000 $ 158,500 $ 19,000
Cass, Minnesota 2 $ 360,000 $ 180,000 $ 52,000
Crow Wing, Minnesota 2 $ 198,000 $ 99,000 $ 23,000
Morrison, Minnesota 2 $ 337,000 $ 168,500 $ 27,000
Hinds, Mississippi 2 $ 267,000 $ 133,500 $ 38,000
Warren, Mississippi 2 $ 176,000 $ 88,000 $ 32,000
Camden, Missouri 2 $ 383,000 $ 191,500 $ 53,000
Cass, Missouri 2 $ 268,000 $ 134,000 $ 50,000
Clay, Missouri 2 $ 332,000 $ 166,000 $ 20,000
Jefferson, Missouri 2 $ 277,000 $ 138,500 $ 27,000
St. Louis City, Missouri 2 $ 286,000 $ 143,000 $ 78,000
Hillsborough, New Hampshire 2 $ 335,000 $ 167,500 $ 64,000
Bergen, New Jersey 2 $ 647,000 $ 323,500 $ 113,000
Cape May, New Jersey 2 $ 538,000 $ 269,000 $ 48,000
Gloucester, New Jersey 2 $ 303,000 $ 151,500 $ 30,000
Hudson, New Jersey 2 $ 674,000 $ 337,000 $ 70,000
Union, New Jersey 2 $ 717,000 $ 358,500 $ 80,000
Columbia, New York 2 $ 311,000 $ 155,500 $ 27,000
Rensselaer, New York 2 $ 476,000 $ 238,000 $ 76,000
Schenectady, New York 2 $ 283,000 $ 141,500 $ 63,000
Sullivan, New York 2 $ 432,000 $ 216,000 $ 55,000
Ulster, New York 2 $ 462,000 $ 231,000 $ 43,000
Washington, New York 2 $ 220,000 $ 110,000 $ 24,000
Alamance, North Carolina 2 $ 161,000 $ 80,500 $ 7,000
Mecklenburg, North Carolina 2 $ 662,000 $ 331,000 $ 91,000
New Hanover, North Carolina 2 $ 450,000 $ 225,000 $ 66,000
Caddo, Oklahoma 2 $ 84,000 $ 42,000 $ 13,000
Pottawatomie, Oklahoma 2 $ 231,000 $ 115,500 $ 25,000
Linn, Oregon 2 $ 229,000 $ 114,500 $ 37,000
Carbon, Pennsylvania 2 $ 164,000 $ 82,000 $ 28,000
Lexington, South Carolina 2 $ 215,000 $ 107,500 $ 24,000
Orangeburg, South Carolina 2 $ 209,000 $ 104,500 $ 17,000
Richland, South Carolina 2 $ 218,000 $ 109,000 $ 28,000
Davidson, Tennessee 2 $ 390,000 $ 195,000 $ 65,000
Maury, Tennessee 2 $ 508,000 $ 254,000 $ 55,000
Shelby, Tennessee 2 $ 132,000 $ 66,000 $ 33,000
Bowie, Texas 2 $ 157,000 $ 78,500 $ 21,000
Gonzales, Texas 2 $ 74,000 $ 37,000 $ 33,000
Grayson, Texas 2 $ 336,000 $ 168,000 $ 43,000
Gregg, Texas 2 $ 268,000 $ 134,000 $ 51,000
Hale, Texas 2 $ 66,000 $ 33,000 $ 30,000
Henderson, Texas 2 $ 196,000 $ 98,000 $ 33,000
Hood, Texas 2 $ 246,000 $ 123,000 $ 52,000
Howard, Texas 2 $ 88,000 $ 44,000 $ 56,000
Hunt, Texas 2 $ 178,000 $ 89,000 $ 6,000
Maverick, Texas 2 $ 243,000 $ 121,500 $ 63,000
Midland, Texas 2 $ 472,000 $ 236,000 $ 73,000
Orange, Texas 2 $ 135,000 $ 67,500 $ 31,000
Randall, Texas 2 $ 370,000 $ 185,000 $ 35,000
Waller, Texas 2 $ 391,000 $ 195,500 $ 60,000
Frederick, Virginia 2 $ 325,000 $ 162,500 $ 49,000
Halifax, Virginia 2 $ 190,000 $ 95,000 $ 32,000
Hanover, Virginia 2 $ 413,000 $ 206,500 $ 40,000
Loudoun, Virginia 2 $ 420,000 $ 210,000 $ 87,000
Newport News, Virginia 2 $ 265,000 $ 132,500 $ 42,000
Pittsylvania, Virginia 2 $ 231,000 $ 115,500 $ 41,000
Richmond City, Virginia 2 $ 256,000 $ 128,000 $ 16,000
Thurston, Washington 2 $ 635,000 $ 317,500 $ 111,000
Kanawha, West Virginia 2 $ 128,000 $ 64,000 $ 20,000
Wayne, West Virginia 2 $ 205,000 $ 102,500 $ 22,000
Washington, Wisconsin 2 $ 486,000 $ 243,000 $ 70,000
Winnebago, Wisconsin 2 $ 221,000 $ 110,500 $ 22,000
Park, Wyoming 2 $ 560,000 $ 280,000 $ 63,000
Barbour, Alabama 1 $ 72,000 $ 72,000 $ 0
Blount, Alabama 1 $ 133,000 $ 133,000 $ 17,000
Butler, Alabama 1 $ 120,000 $ 120,000 $ 45,000
Choctaw, Alabama 1 $ 100,000 $ 100,000 $ 60,000
Cullman, Alabama 1 $ 100,000 $ 100,000 $ 21,000
DeKalb, Alabama 1 $ 98,000 $ 98,000 $ 19,000
Escambia, Alabama 1 $ 70,000 $ 70,000 $ 18,000
Jackson, Alabama 1 $ 74,000 $ 74,000 $ 50,000
Lauderdale, Alabama 1 $ 93,000 $ 93,000 $ 7,000
Montgomery, Alabama 1 $ 157,000 $ 157,000 $ 43,000
Morgan, Alabama 1 $ 148,000 $ 148,000 $ 70,000
Pickens, Alabama 1 $ 45,000 $ 45,000 $ 20,000
St. Clair, Alabama 1 $ 122,000 $ 122,000 $ 36,000
Washington, Alabama 1 $ 54,000 $ 54,000 $ 48,000
Fairbanks North Star, Alaska 1 $ 175,000 $ 175,000 $ 80,000
Juneau, Alaska 1 $ 200,000 $ 200,000 $ 36,000
Gila, Arizona 1 $ 225,000 $ 225,000 $ 55,000
Graham, Arizona 1 $ 95,000 $ 95,000 $ 86,000
Navajo, Arizona 1 $ 168,000 $ 168,000 $ 38,000
Santa Cruz, Arizona 1 $ 127,000 $ 127,000 $ 49,000
Benton, Arkansas 1 $ 60,000 $ 60,000 $ 21,000
Garland, Arkansas 1 $ 60,000 $ 60,000 $ 54,000
Greene, Arkansas 1 $ 450,000 $ 450,000 $ 0
Jefferson, Arkansas 1 $ 53,000 $ 53,000 $ 18,000
Randolph, Arkansas 1 $ 80,000 $ 80,000 $ 96,000
St. Francis, Arkansas 1 $ 90,000 $ 90,000 $ 48,000
Washington, Arkansas 1 $ 209,000 $ 209,000 $ 56,000
Amador, California 1 $ 336,000 $ 336,000 $ 94,000
Del Norte, California 1 $ 396,000 $ 396,000 $ 85,000
Mariposa, California 1 $ 200,000 $ 200,000 $ 62,000
Mendocino, California 1 $ 417,000 $ 417,000 $ 109,000
Napa, California 1 $ 620,000 $ 620,000 $ 148,000
San Francisco, California 1 $ 640,000 $ 640,000 $ 35,000
Santa Cruz, California 1 $ 260,000 $ 260,000 $ 50,000
Yolo, California 1 $ 208,000 $ 208,000 $ 64,000
Alamosa, Colorado 1 $ 50,000 $ 50,000 $ 24,000
Chaffee, Colorado 1 $ 240,000 $ 240,000 $ 55,000
Garfield, Colorado 1 $ 135,000 $ 135,000 $ 12,000
La Plata, Colorado 1 $ 345,000 $ 345,000 $ 75,000
Otero, Colorado 1 $ 95,000 $ 95,000 $ 72,000
Pitkin, Colorado 1 $ 417,000 $ 417,000 $ 36,000
Teller, Colorado 1 $ 304,000 $ 304,000 $ 84,000
Fairfield, Connecticut 1 $ 42,000 $ 42,000 $ 30,000
New Haven, Connecticut 1 $ 199,000 $ 199,000 $ 72,000
New London, Connecticut 1 $ 75,000 $ 75,000 $ 27,000
Kent, Delaware 1 $ 190,000 $ 190,000 $ 100,000
District of Columbia, District Of Columbia 1 $ 273,000 $ 273,000 $ 42,000
Alachua, Florida 1 $ 138,000 $ 138,000 $ 18,000
Collier, Florida 1 $ 220,000 $ 220,000 $ 66,000
Hendry, Florida 1 $ 166,000 $ 166,000 $ 62,000
Liberty, Florida 1 $ 125,000 $ 125,000 $ 20,000
Manatee, Florida 1 $ 126,000 $ 126,000 $ 45,000
Martin, Florida 1 $ 50,000 $ 50,000 $ 15,000
Monroe, Florida 1 $ 380,000 $ 380,000 $ 103,000
Sarasota, Florida 1 $ 94,000 $ 94,000 $ 10,000
St. Johns, Florida 1 $ 206,000 $ 206,000 $ 51,000
Sumter, Florida 1 $ 88,000 $ 88,000 $ 12,000
Suwannee, Florida 1 $ 89,000 $ 89,000 $ 7,000
Barrow, Georgia 1 $ 146,000 $ 146,000 $ 67,000
Bulloch, Georgia 1 $ 170,000 $ 170,000 $ 46,000
Butts, Georgia 1 $ 133,000 $ 133,000 $ 59,000
Colquitt, Georgia 1 $ 142,000 $ 142,000 $ 90,000
Columbia, Georgia 1 $ 150,000 $ 150,000 $ 0
Dawson, Georgia 1 $ 225,000 $ 225,000 $ 60,000
Dougherty, Georgia 1 $ 102,000 $ 102,000 $ 36,000
Effingham, Georgia 1 $ 165,000 $ 165,000 $ 38,000
Forsyth, Georgia 1 $ 212,000 $ 212,000 $ 57,000
Franklin, Georgia 1 $ 125,000 $ 125,000 $ 44,000
Hart, Georgia 1 $ 142,000 $ 142,000 $ 46,000
Houston, Georgia 1 $ 152,000 $ 152,000 $ 63,000
Jeff Davis, Georgia 1 $ 95,000 $ 95,000 $ 0
Lanier, Georgia 1 $ 118,000 $ 118,000 $ 25,000
Madison, Georgia 1 $ 166,000 $ 166,000 $ 47,000
Meriwether, Georgia 1 $ 64,000 $ 64,000 $ 15,000
Murray, Georgia 1 $ 70,000 $ 70,000 $ 12,000
Oglethorpe, Georgia 1 $ 146,000 $ 146,000 $ 60,000
Polk, Georgia 1 $ 40,000 $ 40,000 $ 42,000
Randolph, Georgia 1 $ 50,000 $ 50,000 $ 22,000
Stephens, Georgia 1 $ 116,000 $ 116,000 $ 6,000
Terrell, Georgia 1 $ 63,000 $ 63,000 $ 50,000
Tift, Georgia 1 $ 183,000 $ 183,000 $ 34,000
Towns, Georgia 1 $ 155,000 $ 155,000 $ 53,000
Troup, Georgia 1 $ 54,000 $ 54,000 $ 4,000
Upson, Georgia 1 $ 115,000 $ 115,000 $ 60,000
Walker, Georgia 1 $ 148,000 $ 148,000 $ 6,000
Ware, Georgia 1 $ 37,000 $ 37,000 $ 14,000
Whitfield, Georgia 1 $ 128,000 $ 128,000 $ 79,000
Bannock, Idaho 1 $ 100,000 $ 100,000 $ 60,000
Bonneville, Idaho 1 $ 340,000 $ 340,000 $ 75,000
Idaho, Idaho 1 $ 206,000 $ 206,000 $ 0
Kootenai, Idaho 1 $ 238,000 $ 238,000 $ 94,000
Shoshone, Idaho 1 $ 81,000 $ 81,000 $ 9,000
Twin Falls, Idaho 1 $ 63,000 $ 63,000 $ 10,000
Grundy, Illinois 1 $ 120,000 $ 120,000 $ 90,000
Rock Island, Illinois 1 $ 48,000 $ 48,000 $ 10,000
Will, Illinois 1 $ 240,000 $ 240,000 $ 35,000
Cass, Indiana 1 $ 66,000 $ 66,000 $ 12,000
Clark, Indiana 1 $ 95,000 $ 95,000 $ 27,000
Crawford, Indiana 1 $ 87,000 $ 87,000 $ 0
Delaware, Indiana 1 $ 65,000 $ 65,000 $ 24,000
Greene, Indiana 1 $ 94,000 $ 94,000 $ 23,000
Harrison, Indiana 1 $ 100,000 $ 100,000 $ 31,000
Jefferson, Indiana 1 $ 88,000 $ 88,000 $ 26,000
LaPorte, Indiana 1 $ 95,000 $ 95,000 $ 72,000
Madison, Indiana 1 $ 65,000 $ 65,000 $ 83,000
Monroe, Indiana 1 $ 106,000 $ 106,000 $ 27,000
St. Joseph, Indiana 1 $ 187,000 $ 187,000 $ 240,000
Vanderburgh, Indiana 1 $ 75,000 $ 75,000 $ 52,000
Vermillion, Indiana 1 $ 90,000 $ 90,000 $ 49,000
Johnson, Iowa 1 $ 105,000 $ 105,000 $ 61,000
Linn, Iowa 1 $ 98,000 $ 98,000 $ 44,000
Marion, Iowa 1 $ 65,000 $ 65,000 $ 41,000
Scott, Iowa 1 $ 86,000 $ 86,000 $ 23,000
Wapello, Iowa 1 $ 67,000 $ 67,000 $ 40,000
Butler, Kansas 1 $ 105,000 $ 105,000 $ 60,000
Dickinson, Kansas 1 $ 50,000 $ 50,000 $ 30,000
Douglas, Kansas 1 $ 128,000 $ 128,000 $ 0
Jackson, Kansas 1 $ 44,000 $ 44,000 $ 53,000
Labette, Kansas 1 $ 47,000 $ 47,000 $ 21,000
Miami, Kansas 1 $ 103,000 $ 103,000 $ 59,000
Norton, Kansas 1 $ 142,000 $ 142,000 $ 0
Pratt, Kansas 1 $ 90,000 $ 90,000 $ 84,000
Wyandotte, Kansas 1 $ 96,000 $ 96,000 $ 14,000
Barren, Kentucky 1 $ 114,000 $ 114,000 $ 69,000
Daviess, Kentucky 1 $ 65,000 $ 65,000 $ 33,000
Letcher, Kentucky 1 $ 55,000 $ 55,000 $ 0
Logan, Kentucky 1 $ 68,000 $ 68,000 $ 27,000
Madison, Kentucky 1 $ 100,000 $ 100,000 $ 31,000
McCracken, Kentucky 1 $ 84,000 $ 84,000 $ 0
Mercer, Kentucky 1 $ 148,000 $ 148,000 $ 50,000
Muhlenberg, Kentucky 1 $ 106,000 $ 106,000 $ 84,000
Oldham, Kentucky 1 $ 213,000 $ 213,000 $ 88,000
Pike, Kentucky 1 $ 72,000 $ 72,000 $ 33,000
Powell, Kentucky 1 $ 50,000 $ 50,000 $ 31,000
Taylor, Kentucky 1 $ 146,000 $ 146,000 $ 63,000
Whitley, Kentucky 1 $ 72,000 $ 72,000 $ 24,000
Caddo, Louisiana 1 $ 24,000 $ 24,000 $ 8,000
Iberia, Louisiana 1 $ 150,000 $ 150,000 $ 12,000
Jefferson Davis, Louisiana 1 $ 35,000 $ 35,000 $ 12,000
Lafourche, Louisiana 1 $ 210,000 $ 210,000 $ 99,000
Lincoln, Louisiana 1 $ 123,000 $ 123,000 $ 46,000
Morehouse, Louisiana 1 $ 90,000 $ 90,000 $ 55,000
Ouachita, Louisiana 1 $ 47,000 $ 47,000 $ 13,000
St. Bernard, Louisiana 1 $ 65,000 $ 65,000 $ 61,000
St. Tammany, Louisiana 1 $ 145,000 $ 145,000 $ 51,000
Aroostook, Maine 1 $ 95,000 $ 95,000 $ 72,000
Cumberland, Maine 1 $ 280,000 $ 280,000 $ 0
Hancock, Maine 1 $ 108,000 $ 108,000 $ 40,000
Penobscot, Maine 1 $ 135,000 $ 135,000 $ 28,000
York, Maine 1 $ 91,000 $ 91,000 $ 10,000
Caroline, Maryland 1 $ 135,000 $ 135,000 $ 48,000
Cecil, Maryland 1 $ 166,000 $ 166,000 $ 30,000
Howard, Maryland 1 $ 228,000 $ 228,000 $ 43,000
Somerset, Maryland 1 $ 200,000 $ 200,000 $ 0
Wicomico, Maryland 1 $ 128,000 $ 128,000 $ 54,000
Hampden, Massachusetts 1 $ 138,000 $ 138,000 $ 26,000
Norfolk, Massachusetts 1 $ 360,000 $ 360,000 $ 148,000
Baraga, Michigan 1 $ 87,000 $ 87,000 $ 26,000
Bay, Michigan 1 $ 69,000 $ 69,000 $ 14,000
Branch, Michigan 1 $ 235,000 $ 235,000 $ 4,000
Calhoun, Michigan 1 $ 66,000 $ 66,000 $ 60,000
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Mortgage Loan Application Detail Totals for Greenlight Financial Services in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,940 $912,021,000 $231,000 $1,100,000 $63,000 $780,000
Home Purchase 92 $24,290,000 $264,000 $630,000 $114,000 $840,000
Home Improvement 1 $95,000 $95,000 $95,000 $30,000 $30,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,559 $340,049,000 $218,000 $1,100,000 $61,000 $840,000
White 1,507 $368,254,000 $244,000 $865,000 $70,000 $479,000
Hispanic 565 $140,802,000 $249,000 $635,000 $63,000 $276,000
Black or African American 294 $54,955,000 $186,000 $800,000 $47,000 $204,000
Asian 93 $28,324,000 $304,000 $729,000 $107,000 $780,000
Native Hawaiian or Other Pacific Islander 9 $3,355,000 $372,000 $920,000 $78,000 $240,000
American Indian or Alaskan Native 6 $667,000 $111,000 $213,000 $41,000 $65,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,777 $701,723,000 $252,000 $1,100,000 $71,000 $840,000
FHA-insured (Federal Housing Administration) 1,256 $234,683,000 $186,000 $830,000 $49,000 $480,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,010 $451,848,000 $224,000 $1,100,000 $56,000 $480,000
Loan Originated 958 $236,578,000 $246,000 $698,000 $77,000 $840,000
Application Withdrawn By Applicant 549 $125,813,000 $229,000 $865,000 $65,000 $780,000
Application Approved But Not Accepted 430 $105,959,000 $246,000 $659,000 $76,000 $372,000
File Closed For Incompleteness 86 $16,208,000 $188,000 $770,000 $51,000 $240,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenlight Financial Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenlight Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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