Greenlight Financial Services Mortgage Lending & HMDA Data, 2008
In 2008, Greenlight Financial Services of Irvine, CA reported 4,033 mortgage applications totaling $936.4 million, down 80% from 2007. The average application was for $232,185, and applicants reported an average income of $64,155. 24% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (904), Riverside-San Bernardino-Ontario, CA (560) and Santa Ana-Anaheim-Irvine, CA (229) (applications in parentheses).
| Mortgage Company & Address | Greenlight Financial Services 18200 Von Karman Ste #300 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,033 |
| Total Mortgage Loan Application Amount | $936,406,000 |
| Average Mortgage Loan Application Amount | $232,185 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $64,155 |
| Highest Applicant Income | $840,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenlight Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 904 | $ 296,045,000 | $ 327,483 | $ 82,000 |
| Riverside-San Bernardino-Ontario, CA | 560 | $ 147,397,000 | $ 263,208 | $ 76,000 |
| Santa Ana-Anaheim-Irvine, CA | 229 | $ 78,240,000 | $ 341,659 | $ 93,000 |
| Atlanta-Sandy Springs-Marietta, GA | 130 | $ 19,355,000 | $ 148,884 | $ 35,000 |
| Phoenix-Mesa-Scottsdale, AZ | 77 | $ 14,500,000 | $ 188,311 | $ 62,000 |
| Houston-Sugar Land-Baytown, TX | 76 | $ 9,589,000 | $ 126,171 | $ 60,000 |
| Dallas-Plano-Irving, TX | 59 | $ 7,461,000 | $ 126,457 | $ 47,000 |
| San Diego-Carlsbad-San Marcos, CA | 55 | $ 17,528,000 | $ 318,690 | $ 86,000 |
| New York-White Plains-Wayne, NY-NJ | 53 | $ 17,627,000 | $ 332,584 | $ 60,566 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 50 | $ 12,308,000 | $ 246,160 | $ 63,280 |
| Sacramento--Arden-Arcade--Roseville, CA | 47 | $ 12,035,000 | $ 256,063 | $ 78,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 42 | $ 14,430,000 | $ 343,571 | $ 99,000 |
| San Antonio, TX | 36 | $ 4,030,000 | $ 111,944 | $ 46,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 33 | $ 6,261,000 | $ 189,727 | $ 43,000 |
| Nassau-Suffolk, NY | 33 | $ 9,023,000 | $ 273,424 | $ 79,000 |
| Oakland-Fremont-Hayward, CA | 33 | $ 11,683,000 | $ 354,030 | $ 77,000 |
| Birmingham-Hoover, AL | 30 | $ 3,555,000 | $ 118,500 | $ 44,000 |
| Orlando-Kissimmee, FL | 29 | $ 6,017,000 | $ 207,482 | $ 51,000 |
| Bakersfield, CA | 27 | $ 6,002,000 | $ 222,296 | $ 68,000 |
| Baltimore-Towson, MD | 27 | $ 5,066,000 | $ 187,629 | $ 46,000 |
| Denver-Aurora, CO | 26 | $ 5,046,000 | $ 194,076 | $ 46,000 |
| Fort Worth-Arlington, TX | 26 | $ 3,318,000 | $ 127,615 | $ 46,000 |
| Miami-Miami Beach-Kendall, FL | 26 | $ 6,466,000 | $ 248,692 | $ 81,000 |
| Philadelphia, PA | 25 | $ 3,734,000 | $ 149,360 | $ 49,000 |
| Detroit-Livonia-Dearborn, MI | 23 | $ 1,856,000 | $ 80,695 | $ 29,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 23 | $ 4,062,000 | $ 176,608 | $ 44,000 |
| Kansas City, MO-KS | 22 | $ 2,735,000 | $ 124,318 | $ 40,636 |
| Austin-Round Rock, TX | 21 | $ 2,946,000 | $ 140,285 | $ 46,000 |
| Tampa-St. Petersburg-Clearwater, FL | 21 | $ 3,415,000 | $ 162,619 | $ 39,000 |
| Las Vegas-Paradise, NV | 20 | $ 4,181,000 | $ 209,050 | $ 105,000 |
| Oklahoma City, OK | 20 | $ 1,824,000 | $ 91,200 | $ 33,000 |
| Stockton, CA | 19 | $ 4,465,000 | $ 235,000 | $ 58,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 19 | $ 2,846,000 | $ 149,789 | $ 43,000 |
| Indianapolis-Carmel, IN | 18 | $ 1,985,000 | $ 110,277 | $ 54,000 |
| Modesto, CA | 18 | $ 4,073,000 | $ 226,277 | $ 70,000 |
| Lakeland-Winter Haven, FL | 17 | $ 2,297,000 | $ 135,117 | $ 31,000 |
| Chicago-Naperville-Joliet, IL | 15 | $ 2,392,000 | $ 159,466 | $ 42,000 |
| Jacksonville, FL | 15 | $ 1,925,000 | $ 128,333 | $ 49,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 3,606,000 | $ 240,400 | $ 60,000 |
| Visalia-Porterville, CA | 13 | $ 3,257,000 | $ 250,538 | $ 82,000 |
| Fresno, CA | 12 | $ 2,337,000 | $ 194,750 | $ 51,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 2,323,000 | $ 193,583 | $ 104,000 |
| Providence-New Bedford-Fall River, RI-MA | 12 | $ 2,553,000 | $ 212,750 | $ 48,500 |
| El Paso, TX | 11 | $ 1,258,000 | $ 114,363 | $ 67,000 |
| Newark-Union, NJ-PA | 11 | $ 3,424,000 | $ 311,272 | $ 99,272 |
| Richmond, VA | 11 | $ 2,268,000 | $ 206,181 | $ 62,000 |
| St. Louis, MO-IL | 11 | $ 1,320,000 | $ 120,000 | $ 26,000 |
| Tucson, AZ | 11 | $ 1,516,000 | $ 137,818 | $ 32,000 |
| Boston-Quincy, MA | 10 | $ 2,665,000 | $ 266,500 | $ 46,000 |
| Camden, NJ | 10 | $ 2,008,000 | $ 200,800 | $ 52,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 3,298,000 | $ 329,800 | $ 89,000 |
| Albany-Schenectady-Troy, NY | 9 | $ 1,522,000 | $ 169,111 | $ 53,000 |
| Buffalo-Niagara Falls, NY | 9 | $ 1,418,000 | $ 157,555 | $ 49,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 1,546,000 | $ 171,777 | $ 36,000 |
| Pittsburgh, PA | 9 | $ 806,000 | $ 89,555 | $ 34,000 |
| Vallejo-Fairfield, CA | 9 | $ 2,561,000 | $ 284,555 | $ 56,000 |
| Yuma, AZ | 9 | $ 1,665,000 | $ 185,000 | $ 66,000 |
| Brownsville-Harlingen, TX | 8 | $ 729,000 | $ 91,125 | $ 79,000 |
| Edison-New Brunswick, NJ | 8 | $ 1,379,000 | $ 172,375 | $ 49,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 1,846,000 | $ 230,750 | $ 76,000 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 805,000 | $ 100,625 | $ 43,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 933,000 | $ 116,625 | $ 27,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 855,000 | $ 106,875 | $ 25,000 |
| Port St. Lucie, FL | 8 | $ 1,460,000 | $ 182,500 | $ 28,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 1,801,000 | $ 225,125 | $ 60,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 8 | $ 2,027,000 | $ 253,375 | $ 72,000 |
| Beaumont-Port Arthur, TX | 7 | $ 639,000 | $ 91,285 | $ 44,000 |
| Binghamton, NY | 7 | $ 1,012,000 | $ 144,571 | $ 63,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 1,824,000 | $ 260,571 | $ 46,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,529,000 | $ 218,428 | $ 150,000 |
| El Centro, CA | 7 | $ 1,337,000 | $ 191,000 | $ 67,000 |
| Scranton--Wilkes-Barre, PA | 7 | $ 666,000 | $ 95,142 | $ 32,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,314,000 | $ 187,714 | $ 58,000 |
| Flint, MI | 6 | $ 811,000 | $ 135,166 | $ 47,000 |
| Glens Falls, NY | 6 | $ 976,000 | $ 162,666 | $ 38,000 |
| Greeley, CO | 6 | $ 1,080,000 | $ 180,000 | $ 40,000 |
| Lansing-East Lansing, MI | 6 | $ 697,000 | $ 116,166 | $ 37,000 |
| Louisville-Jefferson County, KY-IN | 6 | $ 738,000 | $ 123,000 | $ 40,333 |
| Memphis, TN-MS-AR | 6 | $ 673,000 | $ 112,166 | $ 37,000 |
| Merced, CA | 6 | $ 1,428,000 | $ 238,000 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,018,000 | $ 169,666 | $ 40,000 |
| Rochester, NY | 6 | $ 830,000 | $ 138,333 | $ 46,000 |
| Salinas, CA | 6 | $ 1,509,000 | $ 251,500 | $ 43,000 |
| San Francisco-San Mateo-Redwood City, CA | 6 | $ 2,985,000 | $ 497,500 | $ 75,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 6 | $ 1,454,000 | $ 242,333 | $ 42,000 |
| Savannah, GA | 6 | $ 883,000 | $ 147,166 | $ 31,000 |
| Tacoma, WA | 6 | $ 1,483,000 | $ 247,166 | $ 48,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 682,000 | $ 136,400 | $ 41,000 |
| Boise City-Nampa, ID | 5 | $ 1,360,000 | $ 272,000 | $ 82,000 |
| Colorado Springs, CO | 5 | $ 1,173,000 | $ 234,600 | $ 60,000 |
| Gary, IN | 5 | $ 653,000 | $ 130,600 | $ 50,000 |
| Hanford-Corcoran, CA | 5 | $ 717,000 | $ 143,400 | $ 44,000 |
| Peabody, MA | 5 | $ 1,164,000 | $ 232,800 | $ 47,000 |
| Prescott, AZ | 5 | $ 812,000 | $ 162,400 | $ 79,000 |
| Reno-Sparks, NV | 5 | $ 1,236,000 | $ 247,200 | $ 50,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,312,000 | $ 262,400 | $ 93,000 |
| Tuscaloosa, AL | 5 | $ 486,000 | $ 97,200 | $ 24,000 |
| Tyler, TX | 5 | $ 767,000 | $ 153,400 | $ 47,000 |
| Wichita, KS | 5 | $ 478,000 | $ 95,600 | $ 57,000 |
| Worcester, MA | 5 | $ 859,000 | $ 171,800 | $ 27,000 |
| Yuba City, CA | 5 | $ 840,000 | $ 168,000 | $ 23,000 |
| Alexandria, LA | 4 | $ 294,000 | $ 73,500 | $ 15,000 |
| Anchorage, AK | 4 | $ 805,000 | $ 201,250 | $ 48,000 |
| Athens-Clarke County, GA | 4 | $ 451,000 | $ 112,750 | $ 32,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,067,000 | $ 266,750 | $ 94,000 |
| Columbia, SC | 4 | $ 433,000 | $ 108,250 | $ 26,000 |
| Columbus, GA-AL | 4 | $ 593,000 | $ 148,250 | $ 41,000 |
| Corpus Christi, TX | 4 | $ 451,000 | $ 112,750 | $ 48,000 |
| Fort Smith, AR-OK | 4 | $ 316,000 | $ 79,000 | $ 32,500 |
| Grand Rapids-Wyoming, MI | 4 | $ 374,000 | $ 93,500 | $ 32,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 613,000 | $ 153,250 | $ 55,750 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 765,000 | $ 191,250 | $ 56,000 |
| Honolulu, HI | 4 | $ 2,012,000 | $ 503,000 | $ 94,000 |
| Jackson, MS | 4 | $ 424,000 | $ 106,000 | $ 27,000 |
| Knoxville, TN | 4 | $ 428,000 | $ 107,000 | $ 43,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 425,000 | $ 106,250 | $ 41,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 1,116,000 | $ 279,000 | $ 79,000 |
| Ocala, FL | 4 | $ 334,000 | $ 83,500 | $ 10,000 |
| Raleigh-Cary, NC | 4 | $ 1,133,000 | $ 283,250 | $ 85,000 |
| Rome, GA | 4 | $ 399,000 | $ 99,750 | $ 21,000 |
| Syracuse, NY | 4 | $ 291,000 | $ 72,750 | $ 20,000 |
| Tallahassee, FL | 4 | $ 499,000 | $ 124,750 | $ 33,000 |
| Tulsa, OK | 4 | $ 252,000 | $ 63,000 | $ 59,000 |
| Valdosta, GA | 4 | $ 343,000 | $ 85,750 | $ 30,000 |
| Ann Arbor, MI | 3 | $ 372,000 | $ 124,000 | $ 34,000 |
| Anniston-Oxford, AL | 3 | $ 210,000 | $ 70,000 | $ 36,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 420,000 | $ 140,000 | $ 34,000 |
| Barnstable Town, MA | 3 | $ 812,000 | $ 270,666 | $ 39,000 |
| Bellingham, WA | 3 | $ 749,000 | $ 249,666 | $ 115,000 |
| Brunswick, GA | 3 | $ 429,000 | $ 143,000 | $ 24,000 |
| Burlington-South Burlington, VT | 3 | $ 683,000 | $ 227,666 | $ 45,000 |
| Charleston, WV | 3 | $ 163,000 | $ 54,333 | $ 13,000 |
| College Station-Bryan, TX | 3 | $ 347,000 | $ 115,666 | $ 26,000 |
| Dothan, AL | 3 | $ 297,000 | $ 99,000 | $ 12,000 |
| Flagstaff, AZ | 3 | $ 499,000 | $ 166,333 | $ 42,000 |
| Huntsville, AL | 3 | $ 394,000 | $ 131,333 | $ 56,000 |
| Laredo, TX | 3 | $ 290,000 | $ 96,666 | $ 33,000 |
| Longview, TX | 3 | $ 379,000 | $ 126,333 | $ 45,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 277,000 | $ 92,333 | $ 43,000 |
| Mobile, AL | 3 | $ 330,000 | $ 110,000 | $ 91,000 |
| Montgomery, AL | 3 | $ 456,000 | $ 152,000 | $ 29,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 202,000 | $ 67,333 | $ 19,000 |
| Palm Coast, FL | 3 | $ 594,000 | $ 198,000 | $ 27,000 |
| Pueblo, CO | 3 | $ 342,000 | $ 114,000 | $ 46,000 |
| Redding, CA | 3 | $ 480,000 | $ 160,000 | $ 46,000 |
| Roanoke, VA | 3 | $ 490,000 | $ 163,333 | $ 54,000 |
| San Angelo, TX | 3 | $ 251,000 | $ 83,666 | $ 62,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 625,000 | $ 208,333 | $ 140,000 |
| Sebastian-Vero Beach, FL | 3 | $ 390,000 | $ 130,000 | $ 20,000 |
| Spokane, WA | 3 | $ 244,000 | $ 81,333 | $ 36,000 |
| Waco, TX | 3 | $ 435,000 | $ 145,000 | $ 46,000 |
| Wilmington, DE-MD-NJ | 3 | $ 356,000 | $ 118,666 | $ 34,666 |
| Albany, GA | 2 | $ 165,000 | $ 82,500 | $ 43,000 |
| Albuquerque, NM | 2 | $ 239,000 | $ 119,500 | $ 42,000 |
| Amarillo, TX | 2 | $ 370,000 | $ 185,000 | $ 35,000 |
| Auburn-Opelika, AL | 2 | $ 242,000 | $ 121,000 | $ 45,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 261,000 | $ 130,500 | $ 7,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2 | $ 450,000 | $ 225,000 | $ 48,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 174,000 | $ 87,000 | $ 28,000 |
| Bloomington, IN | 2 | $ 200,000 | $ 100,000 | $ 25,000 |
| Bradenton-Sarasota-Venice, FL | 2 | $ 220,000 | $ 110,000 | $ 27,000 |
| Burlington, NC | 2 | $ 161,000 | $ 80,500 | $ 7,000 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 662,000 | $ 331,000 | $ 91,000 |
| Chico, CA | 2 | $ 306,000 | $ 153,000 | $ 98,000 |
| Dalton, GA | 2 | $ 198,000 | $ 99,000 | $ 45,000 |
| Danville, VA | 2 | $ 231,000 | $ 115,500 | $ 41,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 134,000 | $ 67,000 | $ 16,500 |
| Elizabethtown, KY | 2 | $ 140,000 | $ 70,000 | $ 32,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 269,000 | $ 134,500 | $ 38,000 |
| Florence, SC | 2 | $ 134,000 | $ 67,000 | $ 21,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 192,000 | $ 96,000 | $ 12,000 |
| Gadsden, AL | 2 | $ 70,000 | $ 35,000 | $ 82,000 |
| Grand Junction, CO | 2 | $ 397,000 | $ 198,500 | $ 64,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 205,000 | $ 102,500 | $ 22,000 |
| Jackson, MI | 2 | $ 221,000 | $ 110,500 | $ 37,000 |
| Kingston, NY | 2 | $ 462,000 | $ 231,000 | $ 43,000 |
| Kokomo, IN | 2 | $ 140,000 | $ 70,000 | $ 16,000 |
| Lake Charles, LA | 2 | $ 227,000 | $ 113,500 | $ 33,000 |
| Lexington-Fayette, KY | 2 | $ 343,000 | $ 171,500 | $ 42,000 |
| Lynchburg, VA | 2 | $ 209,000 | $ 104,500 | $ 50,000 |
| Macon, GA | 2 | $ 95,000 | $ 47,500 | $ 13,000 |
| Manchester-Nashua, NH | 2 | $ 335,000 | $ 167,500 | $ 64,000 |
| Midland, TX | 2 | $ 472,000 | $ 236,000 | $ 73,000 |
| Niles-Benton Harbor, MI | 2 | $ 148,000 | $ 74,000 | $ 32,000 |
| Ocean City, NJ | 2 | $ 538,000 | $ 269,000 | $ 48,000 |
| Olympia, WA | 2 | $ 635,000 | $ 317,500 | $ 111,000 |
| Oshkosh-Neenah, WI | 2 | $ 221,000 | $ 110,500 | $ 22,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 371,000 | $ 185,500 | $ 5,000 |
| Portland-Vancouver-Beaverton, OR-WA | 2 | $ 651,000 | $ 325,500 | $ 75,000 |
| Punta Gorda, FL | 2 | $ 537,000 | $ 268,500 | $ 54,000 |
| Rocky Mount, NC | 2 | $ 205,000 | $ 102,500 | $ 41,000 |
| Salisbury, MD | 2 | $ 328,000 | $ 164,000 | $ 27,000 |
| Sherman-Denison, TX | 2 | $ 336,000 | $ 168,000 | $ 43,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 265,000 | $ 132,500 | $ 132,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 157,000 | $ 78,500 | $ 21,000 |
| Wilmington, NC | 2 | $ 450,000 | $ 225,000 | $ 66,000 |
| Winchester, VA-WV | 2 | $ 325,000 | $ 162,500 | $ 49,000 |
| Abilene, TX | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Altoona, PA | 1 | $ 42,000 | $ 42,000 | $ 29,000 |
| Anderson, IN | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Asheville, NC | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Bangor, ME | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Battle Creek, MI | 1 | $ 66,000 | $ 66,000 | $ 60,000 |
| Bay City, MI | 1 | $ 69,000 | $ 69,000 | $ 14,000 |
| Billings, MT | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| Cedar Rapids, IA | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Chattanooga, TN-GA | 1 | $ 148,000 | $ 148,000 | $ 6,000 |
| Coeur D'Alene, ID | 1 | $ 238,000 | $ 238,000 | $ 94,000 |
| Decatur, AL | 1 | $ 148,000 | $ 148,000 | $ 70,000 |
| Dover, DE | 1 | $ 190,000 | $ 190,000 | $ 100,000 |
| Duluth, MN-WI | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Durham, NC | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Eau Claire, WI | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Eugene-Springfield, OR | 1 | $ 277,000 | $ 277,000 | $ 40,000 |
| Evansville, IN-KY | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Fairbanks, AK | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Fargo, ND-MN | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Florence-Muscle Shoals, AL | 1 | $ 93,000 | $ 93,000 | $ 7,000 |
| Gainesville, FL | 1 | $ 138,000 | $ 138,000 | $ 18,000 |
| Goldsboro, NC | 1 | $ 169,000 | $ 169,000 | $ 26,000 |
| Green Bay, WI | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Greensboro-High Point, NC | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 174,000 | $ 174,000 | $ 49,000 |
| Harrisonburg, VA | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Hot Springs, AR | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 210,000 | $ 210,000 | $ 99,000 |
| Idaho Falls, ID | 1 | $ 340,000 | $ 340,000 | $ 75,000 |
| Iowa City, IA | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Jacksonville, NC | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Johnson City, TN | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Joplin, MO | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 96,000 | $ 96,000 | $ 18,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Lawrence, KS | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Lincoln, NE | 1 | $ 91,000 | $ 91,000 | $ 99,000 |
| Longview, WA | 1 | $ 79,000 | $ 79,000 | $ 12,000 |
| Michigan City-La Porte, IN | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Monroe, LA | 1 | $ 47,000 | $ 47,000 | $ 13,000 |
| Morgantown, WV | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Muncie, IN | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Napa, CA | 1 | $ 620,000 | $ 620,000 | $ 148,000 |
| Naples-Marco Island, FL | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| New Haven-Milford, CT | 1 | $ 199,000 | $ 199,000 | $ 72,000 |
| Norwich-New London, CT | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Odessa, TX | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Owensboro, KY | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| Pascagoula, MS | 1 | $ 199,000 | $ 199,000 | $ 62,000 |
| Pine Bluff, AR | 1 | $ 53,000 | $ 53,000 | $ 18,000 |
| Pocatello, ID | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Rapid City, SD | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Rochester, MN | 1 | $ 162,000 | $ 162,000 | $ 53,000 |
| Rockingham County-Strafford County, NH | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Salem, OR | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 260,000 | $ 260,000 | $ 50,000 |
| Shreveport-Bossier City, LA | 1 | $ 24,000 | $ 24,000 | $ 8,000 |
| Spartanburg, SC | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Springfield, MA | 1 | $ 138,000 | $ 138,000 | $ 26,000 |
| Springfield, MO | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Sumter, SC | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Terre Haute, IN | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Toledo, OH | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
| Topeka, KS | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Utica-Rome, NY | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Warner Robins, GA | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
| Wichita Falls, TX | 1 | $ 62,000 | $ 62,000 | $ 0 |
| York-Hanover, PA | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 60,000 | $ 60,000 | $ 0 |
Mortgage Loan Application Detail Totals for Greenlight Financial Services in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,940 | $912,021,000 | $231,000 | $1,100,000 | $63,000 | $780,000 |
| Home Purchase | 92 | $24,290,000 | $264,000 | $630,000 | $114,000 | $840,000 |
| Home Improvement | 1 | $95,000 | $95,000 | $95,000 | $30,000 | $30,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,559 | $340,049,000 | $218,000 | $1,100,000 | $61,000 | $840,000 |
| White | 1,507 | $368,254,000 | $244,000 | $865,000 | $70,000 | $479,000 |
| Hispanic | 565 | $140,802,000 | $249,000 | $635,000 | $63,000 | $276,000 |
| Black or African American | 294 | $54,955,000 | $186,000 | $800,000 | $47,000 | $204,000 |
| Asian | 93 | $28,324,000 | $304,000 | $729,000 | $107,000 | $780,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,355,000 | $372,000 | $920,000 | $78,000 | $240,000 |
| American Indian or Alaskan Native | 6 | $667,000 | $111,000 | $213,000 | $41,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,777 | $701,723,000 | $252,000 | $1,100,000 | $71,000 | $840,000 |
| FHA-insured (Federal Housing Administration) | 1,256 | $234,683,000 | $186,000 | $830,000 | $49,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,010 | $451,848,000 | $224,000 | $1,100,000 | $56,000 | $480,000 |
| Loan Originated | 958 | $236,578,000 | $246,000 | $698,000 | $77,000 | $840,000 |
| Application Withdrawn By Applicant | 549 | $125,813,000 | $229,000 | $865,000 | $65,000 | $780,000 |
| Application Approved But Not Accepted | 430 | $105,959,000 | $246,000 | $659,000 | $76,000 | $372,000 |
| File Closed For Incompleteness | 86 | $16,208,000 | $188,000 | $770,000 | $51,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenlight Financial Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenlight Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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