Greenwood Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Greenwood Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenwood Credit Union 2669 Post Road Warwick, RI 02889 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,472 |
| Total Mortgage Loan Application Amount | $183,150,000 |
| Average Mortgage Loan Application Amount | $139,000 |
| Highest Mortgage Loan Application Amount | $9,405,000 |
| Average Applicant Income | $109,400 |
| Highest Applicant Income | $1,289,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Greenwood Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenwood Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Greenwood Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenwood Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenwood Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenwood Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Rhode Island | 337 | $ 49,585,000 | $ 147,000 | $ 101,000 |
| Providence County Rhode Island | 215 | $ 32,385,000 | $ 150,000 | $ 116,000 |
| Washington County Rhode Island | 65 | $ 11,515,000 | $ 177,000 | $ 159,000 |
| Maricopa County Arizona | 37 | $ 3,275,000 | $ 88,000 | $ 77,000 |
| Bristol County Massachusetts | 33 | $ 4,545,000 | $ 137,000 | $ 109,000 |
| Newport County Rhode Island | 31 | $ 7,885,000 | $ 254,000 | $ 166,000 |
| Sussex County Delaware | 29 | $ 3,565,000 | $ 122,000 | $ 139,000 |
| Plymouth County Massachusetts | 29 | $ 4,445,000 | $ 153,000 | $ 90,000 |
| Horry County South Carolina | 23 | $ 2,115,000 | $ 91,000 | $ 80,000 |
| Hampden County Massachusetts | 22 | $ 1,610,000 | $ 73,000 | $ 50,000 |
| Pinal County Arizona | 21 | $ 2,055,000 | $ 97,000 | $ 104,000 |
| Rockingham County New Hampshire | 19 | $ 2,085,000 | $ 109,000 | $ 68,000 |
| Wayne County Michigan | 18 | $ 1,210,000 | $ 67,000 | $ 47,000 |
| Hartford County Connecticut | 17 | $ 1,305,000 | $ 76,000 | $ 56,000 |
| Livingston County Michigan | 17 | $ 1,275,000 | $ 75,000 | $ 60,000 |
| Worcester County Massachusetts | 16 | $ 2,240,000 | $ 140,000 | $ 97,000 |
| Macomb County Michigan | 16 | $ 1,020,000 | $ 63,000 | $ 64,000 |
| Ocean County New Jersey | 16 | $ 1,410,000 | $ 88,000 | $ 58,000 |
| Broward County Florida | 15 | $ 1,055,000 | $ 70,000 | $ 81,000 |
| Dutchess County New York | 14 | $ 1,300,000 | $ 92,000 | $ 81,000 |
| Suffolk County New York | 14 | $ 1,790,000 | $ 127,000 | $ 77,000 |
| Yavapai County Arizona | 11 | $ 1,085,000 | $ 98,000 | $ 85,000 |
| Middlesex County Massachusetts | 11 | $ 1,315,000 | $ 119,000 | $ 125,000 |
| Hillsborough County New Hampshire | 11 | $ 935,000 | $ 85,000 | $ 66,000 |
| Atlantic County New Jersey | 11 | $ 755,000 | $ 68,000 | $ 51,000 |
| Bristol County Rhode Island | 11 | $ 1,665,000 | $ 151,000 | $ 154,000 |
| Norfolk County Massachusetts | 10 | $ 1,490,000 | $ 149,000 | $ 128,000 |
| Burlington County New Jersey | 10 | $ 780,000 | $ 78,000 | $ 53,000 |
| Saratoga County New York | 10 | $ 610,000 | $ 61,000 | $ 59,000 |
| New London County Connecticut | 9 | $ 715,000 | $ 79,000 | $ 62,000 |
| Hampshire County Massachusetts | 9 | $ 525,000 | $ 58,000 | $ 57,000 |
| Ottawa County Michigan | 9 | $ 555,000 | $ 61,000 | $ 66,000 |
| Strafford County New Hampshire | 9 | $ 905,000 | $ 100,000 | $ 78,000 |
| Oakland County Michigan | 8 | $ 630,000 | $ 78,000 | $ 54,000 |
| Bucks County Pennsylvania | 8 | $ 1,360,000 | $ 170,000 | $ 116,000 |
| Fairfield County Connecticut | 7 | $ 755,000 | $ 107,000 | $ 119,000 |
| New Haven County Connecticut | 7 | $ 405,000 | $ 57,000 | $ 79,000 |
| Kent County Delaware | 6 | $ 400,000 | $ 66,000 | $ 70,000 |
| Hillsborough County Florida | 6 | $ 450,000 | $ 75,000 | $ 88,000 |
| Manatee County Florida | 6 | $ 710,000 | $ 118,000 | $ 80,000 |
| Palm Beach County Florida | 6 | $ 900,000 | $ 150,000 | $ 131,000 |
| Polk County Florida | 6 | $ 410,000 | $ 68,000 | $ 71,000 |
| Seminole County Florida | 6 | $ 710,000 | $ 118,000 | $ 65,000 |
| York County Maine | 6 | $ 510,000 | $ 85,000 | $ 72,000 |
| Barnstable County Massachusetts | 6 | $ 900,000 | $ 150,000 | $ 135,000 |
| Monmouth County New Jersey | 6 | $ 400,000 | $ 66,000 | $ 71,000 |
| Berks County Pennsylvania | 6 | $ 750,000 | $ 125,000 | $ 70,000 |
| Pima County Arizona | 5 | $ 385,000 | $ 77,000 | $ 103,000 |
| Windham County Connecticut | 5 | $ 455,000 | $ 91,000 | $ 64,000 |
| Berkshire County Massachusetts | 5 | $ 325,000 | $ 65,000 | $ 66,000 |
| Ulster County New York | 5 | $ 475,000 | $ 95,000 | $ 70,000 |
| Pender County North Carolina | 5 | $ 335,000 | $ 67,000 | $ 85,000 |
| Montgomery County Pennsylvania | 5 | $ 765,000 | $ 153,000 | $ 77,000 |
| Pinellas County Florida | 4 | $ 350,000 | $ 87,000 | $ 61,000 |
| Monroe County Michigan | 4 | $ 170,000 | $ 42,000 | $ 57,000 |
| Merrimack County New Hampshire | 4 | $ 330,000 | $ 82,000 | $ 35,000 |
| Cape May County New Jersey | 4 | $ 360,000 | $ 90,000 | $ 89,000 |
| Brevard County Florida | 3 | $ 215,000 | $ 71,000 | $ 50,000 |
| Charlotte County Florida | 3 | $ 335,000 | $ 111,000 | $ 69,000 |
| Collier County Florida | 3 | $ 2,105,000 | $ 701,000 | $ 307,000 |
| Duval County Florida | 3 | $ 215,000 | $ 71,000 | $ 46,000 |
| Marion County Florida | 3 | $ 185,000 | $ 61,000 | $ 49,000 |
| Martin County Florida | 3 | $ 355,000 | $ 118,000 | $ 127,000 |
| Orange County Florida | 3 | $ 275,000 | $ 91,000 | $ 58,000 |
| Osceola County Florida | 3 | $ 145,000 | $ 48,000 | $ 28,000 |
| Pasco County Florida | 3 | $ 245,000 | $ 81,000 | $ 73,000 |
| Essex County Massachusetts | 3 | $ 255,000 | $ 85,000 | $ 46,000 |
| Suffolk County Massachusetts | 3 | $ 265,000 | $ 88,000 | $ 253,000 |
| Allegan County Michigan | 3 | $ 155,000 | $ 51,000 | $ 41,000 |
| Kent County Michigan | 3 | $ 215,000 | $ 71,000 | $ 102,000 |
| Washtenaw County Michigan | 3 | $ 245,000 | $ 81,000 | $ 98,000 |
| Belknap County New Hampshire | 3 | $ 165,000 | $ 55,000 | $ 38,000 |
| Cheshire County New Hampshire | 3 | $ 235,000 | $ 78,000 | $ 76,000 |
| Cumberland County New Jersey | 3 | $ 165,000 | $ 55,000 | $ 48,000 |
| Middlesex County New Jersey | 3 | $ 305,000 | $ 101,000 | $ 54,000 |
| Salem County New Jersey | 3 | $ 165,000 | $ 55,000 | $ 60,000 |
| Niagara County New York | 3 | $ 125,000 | $ 41,000 | $ 37,000 |
| Orange County New York | 3 | $ 245,000 | $ 81,000 | $ 93,000 |
| Rockland County New York | 3 | $ 125,000 | $ 41,000 | $ 65,000 |
| Lane County Oregon | 3 | $ 155,000 | $ 51,000 | $ 48,000 |
| Cumberland County Pennsylvania | 3 | $ 205,000 | $ 68,000 | $ 58,000 |
| Westmoreland County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 60,000 |
| York County Pennsylvania | 3 | $ 155,000 | $ 51,000 | $ 75,000 |
| Tarrant County Texas | 3 | $ 285,000 | $ 95,000 | $ 77,000 |
| Litchfield County Connecticut | 2 | $ 190,000 | $ 95,000 | $ 99,000 |
| Middlesex County Connecticut | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Highlands County Florida | 2 | $ 140,000 | $ 70,000 | $ 122,000 |
| Lee County Florida | 2 | $ 110,000 | $ 55,000 | $ 61,000 |
| Volusia County Florida | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Berrien County Michigan | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| Grand Traverse County Michigan | 2 | $ 210,000 | $ 105,000 | $ 73,000 |
| Lapeer County Michigan | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Sanilac County Michigan | 2 | $ 140,000 | $ 70,000 | $ 111,000 |
| Wexford County Michigan | 2 | $ 150,000 | $ 75,000 | $ 57,000 |
| Bergen County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 73,000 |
| Camden County New Jersey | 2 | $ 60,000 | $ 30,000 | $ 66,000 |
| Columbia County New York | 2 | $ 100,000 | $ 50,000 | $ 44,000 |
| Adams County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 52,000 |
| Northampton County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 127,000 |
| Dorchester County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Mohave County Arizona | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Yuma County Arizona | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Tolland County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| New Castle County Delaware | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Indian River County Florida | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Monroe County Florida | 1 | $ 325,000 | $ 325,000 | $ 397,000 |
| St. Johns County Florida | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Sumter County Florida | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Androscoggin County Maine | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Cumberland County Maine | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Talbot County Maryland | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Franklin County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Ingham County Michigan | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Kalamazoo County Michigan | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Manistee County Michigan | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Saginaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| St. Clair County Michigan | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Carroll County New Hampshire | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Grafton County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Mercer County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Sussex County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Albany County New York | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Herkimer County New York | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Oneida County New York | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Rensselaer County New York | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Richmond County New York | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Yamhill County Oregon | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Chester County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Franklin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Lancaster County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Monroe County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Aiken County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Sumter County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Bennington County Vermont | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Rutland County Vermont | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Greenwood Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 710 | $74,190,000 | $104,000 | $1,005,000 | $78,000 | $658,000 |
| Cash-out Refinancing | 340 | $47,680,000 | $140,000 | $1,805,000 | $121,000 | $1,289,000 |
| Refinancing | 202 | $28,360,000 | $140,000 | $555,000 | $105,000 | $512,000 |
| Home Improvement | 156 | $21,950,000 | $140,000 | $9,405,000 | $107,000 | $310,000 |
| Other Purpose | 64 | $10,970,000 | $171,000 | $1,205,000 | $136,000 | $504,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,232 | $147,350,000 | $119,000 | $1,805,000 | $99,000 | $1,289,000 |
| Not Provided | 125 | $10,705,000 | $85,000 | $545,000 | $71,000 | $331,000 |
| Hispanic | 57 | $5,535,000 | $97,000 | $345,000 | $93,000 | $374,000 |
| Black or African American | 27 | $5,045,000 | $186,000 | $1,405,000 | $114,000 | $445,000 |
| Asian | 16 | $2,150,000 | $134,000 | $375,000 | $80,000 | $238,000 |
| American Indian or Alaskan Native | 5 | $665,000 | $133,000 | $325,000 | $144,000 | $397,000 |
| Not applicable | 4 | $10,920,000 | $2,730,000 | $9,405,000 | $57,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $410,000 | $205,000 | $205,000 | $75,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,472 | $183,150,000 | $124,000 | $9,405,000 | $96,000 | $1,289,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 932 | $130,360,000 | $139,000 | $9,405,000 | $108,000 | $1,289,000 |
| Application Denied By Financial Institution | 273 | $26,525,000 | $97,000 | $525,000 | $69,000 | $284,000 |
| Application Approved But Not Accepted | 214 | $19,670,000 | $91,000 | $505,000 | $74,000 | $604,000 |
| Application Withdrawn By Applicant | 53 | $6,595,000 | $124,000 | $555,000 | $90,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,199 | $156,625,000 | $130,000 | $9,405,000 | $101,000 | $1,289,000 |
| Credit Application Incomplete | 129 | $12,745,000 | $98,000 | $425,000 | $77,000 | $284,000 |
| Debt-To-Income Ratio | 68 | $7,090,000 | $104,000 | $355,000 | $52,000 | $180,000 |
| Credit History | 40 | $2,710,000 | $67,000 | $215,000 | $43,000 | $114,000 |
| Collateral | 21 | $1,915,000 | $91,000 | $305,000 | $111,000 | $227,000 |
| Other | 8 | $1,450,000 | $181,000 | $525,000 | $127,000 | $235,000 |
| Unverifiable Information | 4 | $430,000 | $107,000 | $145,000 | $58,000 | $65,000 |
| Employment History | 2 | $100,000 | $50,000 | $55,000 | $36,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $107,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenwood Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenwood Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.