Greenwood Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Greenwood Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenwood Credit Union 2669 Post Road Warwick, RI 02889 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,375 |
| Total Mortgage Loan Application Amount | $146,485,000 |
| Average Mortgage Loan Application Amount | $130,200 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $128,200 |
| Highest Applicant Income | $1,219,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Greenwood Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenwood Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Greenwood Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenwood Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenwood Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenwood Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Rhode Island | 250 | $ 28,050,000 | $ 112,000 | $ 104,000 |
| Providence County Rhode Island | 213 | $ 29,005,000 | $ 136,000 | $ 107,000 |
| Washington County Rhode Island | 53 | $ 7,035,000 | $ 132,000 | $ 115,000 |
| Maricopa County Arizona | 50 | $ 3,820,000 | $ 76,000 | $ 75,000 |
| Sussex County Delaware | 29 | $ 3,945,000 | $ 136,000 | $ 146,000 |
| Bristol County Massachusetts | 29 | $ 3,835,000 | $ 132,000 | $ 101,000 |
| New London County Connecticut | 22 | $ 1,480,000 | $ 67,000 | $ 73,000 |
| Ottawa County Michigan | 21 | $ 1,525,000 | $ 72,000 | $ 68,000 |
| Macomb County Michigan | 20 | $ 1,080,000 | $ 54,000 | $ 56,000 |
| Saratoga County New York | 20 | $ 1,120,000 | $ 56,000 | $ 58,000 |
| Pinal County Arizona | 17 | $ 1,705,000 | $ 100,000 | $ 70,000 |
| Dutchess County New York | 17 | $ 2,035,000 | $ 119,000 | $ 81,000 |
| Wayne County Michigan | 15 | $ 725,000 | $ 48,000 | $ 52,000 |
| Suffolk County New York | 15 | $ 2,335,000 | $ 155,000 | $ 95,000 |
| Hartford County Connecticut | 14 | $ 2,120,000 | $ 151,000 | $ 95,000 |
| Middlesex County New Jersey | 13 | $ 1,315,000 | $ 101,000 | $ 71,000 |
| Newport County Rhode Island | 13 | $ 2,215,000 | $ 170,000 | $ 150,000 |
| Pima County Arizona | 12 | $ 770,000 | $ 64,000 | $ 73,000 |
| Windham County Connecticut | 12 | $ 870,000 | $ 72,000 | $ 79,000 |
| Martin County Florida | 12 | $ 2,660,000 | $ 221,000 | $ 274,000 |
| Yavapai County Arizona | 11 | $ 905,000 | $ 82,000 | $ 67,000 |
| Plymouth County Massachusetts | 11 | $ 1,535,000 | $ 139,000 | $ 131,000 |
| Monmouth County New Jersey | 11 | $ 1,255,000 | $ 114,000 | $ 84,000 |
| Berkshire County Massachusetts | 10 | $ 590,000 | $ 59,000 | $ 50,000 |
| Rockingham County New Hampshire | 10 | $ 1,030,000 | $ 103,000 | $ 100,000 |
| Ocean County New Jersey | 10 | $ 980,000 | $ 98,000 | $ 79,000 |
| New Haven County Connecticut | 9 | $ 1,035,000 | $ 115,000 | $ 104,000 |
| Hampden County Massachusetts | 9 | $ 845,000 | $ 93,000 | $ 91,000 |
| Worcester County Massachusetts | 9 | $ 785,000 | $ 87,000 | $ 62,000 |
| Lapeer County Michigan | 9 | $ 745,000 | $ 82,000 | $ 69,000 |
| Livingston County Michigan | 9 | $ 745,000 | $ 82,000 | $ 80,000 |
| Oakland County Michigan | 9 | $ 705,000 | $ 78,000 | $ 84,000 |
| Erie County New York | 9 | $ 345,000 | $ 38,000 | $ 66,000 |
| Orange County New York | 9 | $ 885,000 | $ 98,000 | $ 76,000 |
| Polk County Florida | 8 | $ 890,000 | $ 111,000 | $ 86,000 |
| Kent County Michigan | 8 | $ 460,000 | $ 57,000 | $ 49,000 |
| Atlantic County New Jersey | 8 | $ 670,000 | $ 83,000 | $ 52,000 |
| Yuma County Arizona | 7 | $ 695,000 | $ 99,000 | $ 84,000 |
| Duval County Florida | 7 | $ 475,000 | $ 67,000 | $ 48,000 |
| Miami-Dade County Florida | 7 | $ 1,255,000 | $ 179,000 | $ 195,000 |
| Volusia County Florida | 7 | $ 565,000 | $ 80,000 | $ 96,000 |
| Middlesex County Massachusetts | 7 | $ 925,000 | $ 132,000 | $ 143,000 |
| Merrimack County New Hampshire | 7 | $ 665,000 | $ 95,000 | $ 73,000 |
| Strafford County New Hampshire | 7 | $ 625,000 | $ 89,000 | $ 63,000 |
| Burlington County New Jersey | 7 | $ 575,000 | $ 82,000 | $ 54,000 |
| Ulster County New York | 7 | $ 525,000 | $ 75,000 | $ 55,000 |
| Tolland County Connecticut | 6 | $ 410,000 | $ 68,000 | $ 59,000 |
| Pasco County Florida | 6 | $ 390,000 | $ 65,000 | $ 70,000 |
| Allegan County Michigan | 6 | $ 500,000 | $ 83,000 | $ 69,000 |
| Gloucester County New Jersey | 6 | $ 490,000 | $ 81,000 | $ 69,000 |
| Oneida County New York | 6 | $ 460,000 | $ 76,000 | $ 79,000 |
| Rockland County New York | 6 | $ 400,000 | $ 66,000 | $ 68,000 |
| Horry County South Carolina | 6 | $ 590,000 | $ 98,000 | $ 94,000 |
| Marion County Florida | 5 | $ 235,000 | $ 47,000 | $ 57,000 |
| Orange County Florida | 5 | $ 475,000 | $ 95,000 | $ 96,000 |
| Seminole County Florida | 5 | $ 545,000 | $ 109,000 | $ 92,000 |
| Essex County Massachusetts | 5 | $ 845,000 | $ 169,000 | $ 115,000 |
| Hillsborough County New Hampshire | 5 | $ 495,000 | $ 99,000 | $ 73,000 |
| Chester County Pennsylvania | 5 | $ 335,000 | $ 67,000 | $ 65,000 |
| King County Washington | 5 | $ 615,000 | $ 123,000 | $ 82,000 |
| Charlotte County Florida | 4 | $ 710,000 | $ 177,000 | $ 101,000 |
| Lake County Florida | 4 | $ 480,000 | $ 120,000 | $ 154,000 |
| Monroe County Florida | 4 | $ 1,830,000 | $ 457,000 | $ 411,000 |
| Norfolk County Massachusetts | 4 | $ 960,000 | $ 240,000 | $ 150,000 |
| Barry County Michigan | 4 | $ 260,000 | $ 65,000 | $ 72,000 |
| Manistee County Michigan | 4 | $ 440,000 | $ 110,000 | $ 111,000 |
| Monroe County Michigan | 4 | $ 150,000 | $ 37,000 | $ 47,000 |
| Cheshire County New Hampshire | 4 | $ 450,000 | $ 112,000 | $ 84,000 |
| Cumberland County New Jersey | 4 | $ 340,000 | $ 85,000 | $ 73,000 |
| Warren County New Jersey | 4 | $ 270,000 | $ 67,000 | $ 75,000 |
| Niagara County New York | 4 | $ 200,000 | $ 50,000 | $ 79,000 |
| Snohomish County Washington | 4 | $ 320,000 | $ 80,000 | $ 70,000 |
| Fairfield County Connecticut | 3 | $ 205,000 | $ 68,000 | $ 61,000 |
| Middlesex County Connecticut | 3 | $ 155,000 | $ 51,000 | $ 32,000 |
| Hillsborough County Florida | 3 | $ 405,000 | $ 135,000 | $ 182,000 |
| Manatee County Florida | 3 | $ 195,000 | $ 65,000 | $ 102,000 |
| Osceola County Florida | 3 | $ 265,000 | $ 88,000 | $ 92,000 |
| Pinellas County Florida | 3 | $ 215,000 | $ 71,000 | $ 61,000 |
| Hampshire County Massachusetts | 3 | $ 245,000 | $ 81,000 | $ 88,000 |
| Suffolk County Massachusetts | 3 | $ 915,000 | $ 305,000 | $ 465,000 |
| Berrien County Michigan | 3 | $ 205,000 | $ 68,000 | $ 41,000 |
| Clinton County Michigan | 3 | $ 165,000 | $ 55,000 | $ 54,000 |
| Ingham County Michigan | 3 | $ 255,000 | $ 85,000 | $ 73,000 |
| Lenawee County Michigan | 3 | $ 175,000 | $ 58,000 | $ 50,000 |
| Shiawassee County Michigan | 3 | $ 165,000 | $ 55,000 | $ 45,000 |
| Washtenaw County Michigan | 3 | $ 225,000 | $ 75,000 | $ 54,000 |
| Belknap County New Hampshire | 3 | $ 245,000 | $ 81,000 | $ 67,000 |
| Albany County New York | 3 | $ 195,000 | $ 65,000 | $ 60,000 |
| Fulton County New York | 3 | $ 135,000 | $ 45,000 | $ 43,000 |
| Orleans County New York | 3 | $ 175,000 | $ 58,000 | $ 48,000 |
| Tioga County New York | 3 | $ 165,000 | $ 55,000 | $ 65,000 |
| Bucks County Pennsylvania | 3 | $ 245,000 | $ 81,000 | $ 129,000 |
| Pierce County Washington | 3 | $ 175,000 | $ 58,000 | $ 59,000 |
| Weld County Colorado | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| New Castle County Delaware | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Highlands County Florida | 2 | $ 70,000 | $ 35,000 | $ 71,000 |
| Washington County Florida | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Penobscot County Maine | 2 | $ 80,000 | $ 40,000 | $ 51,000 |
| York County Maine | 2 | $ 120,000 | $ 60,000 | $ 76,000 |
| Jackson County Michigan | 2 | $ 90,000 | $ 45,000 | $ 60,000 |
| Muskegon County Michigan | 2 | $ 100,000 | $ 50,000 | $ 40,000 |
| Newaygo County Michigan | 2 | $ 80,000 | $ 40,000 | $ 48,000 |
| St. Clair County Michigan | 2 | $ 120,000 | $ 60,000 | $ 87,000 |
| Grafton County New Hampshire | 2 | $ 220,000 | $ 110,000 | $ 82,000 |
| Camden County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Cape May County New Jersey | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Sussex County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| Livingston County New York | 2 | $ 60,000 | $ 30,000 | $ 75,000 |
| Onondaga County New York | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Rensselaer County New York | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Richmond County New York | 2 | $ 220,000 | $ 110,000 | $ 87,000 |
| Clackamas County Oregon | 2 | $ 140,000 | $ 70,000 | $ 81,000 |
| Lane County Oregon | 2 | $ 130,000 | $ 65,000 | $ 92,000 |
| Cumberland County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Bristol County Rhode Island | 2 | $ 140,000 | $ 70,000 | $ 149,000 |
| Travis County Texas | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| La Paz County Arizona | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Mohave County Arizona | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Kent County Delaware | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Lee County Florida | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Sarasota County Florida | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| St. Lucie County Florida | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Sumter County Florida | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Catoosa County Georgia | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Bonneville County Idaho | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Latah County Idaho | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Grant County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Henderson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| McCracken County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Nicholas County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Pike County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Rowan County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Wolfe County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Kennebec County Maine | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| St. Mary's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Barnstable County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Franklin County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Nantucket County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 612,000 |
| Cheboygan County Michigan | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Eaton County Michigan | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Grand Traverse County Michigan | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Gratiot County Michigan | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Ionia County Michigan | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Sanilac County Michigan | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Wexford County Michigan | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Passaic County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Salem County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Cayuga County New York | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Clinton County New York | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Montgomery County New York | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Ontario County New York | 1 | $ 45,000 | $ 45,000 | $ 170,000 |
| Otsego County New York | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Putnam County New York | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Sullivan County New York | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Tompkins County New York | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Yates County New York | 1 | $ 125,000 | $ 125,000 | $ 310,000 |
| Carteret County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Butler County Ohio | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Polk County Oregon | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Wasco County Oregon | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Berks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Butler County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Carbon County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Lebanon County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Northampton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| York County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Dorchester County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 203,000 |
| Knox County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Morgan County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Dallas County Texas | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Poquoson County Virginia | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Clark County Washington | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Douglas County Washington | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Kitsap County Washington | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| San Juan County Washington | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Thurston County Washington | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Whatcom County Washington | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Whitman County Washington | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Greenwood Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 790 | $85,440,000 | $108,000 | $1,235,000 | $87,000 | $829,000 |
| Home Improvement | 260 | $23,890,000 | $91,000 | $1,285,000 | $108,000 | $1,219,000 |
| Cash-out Refinancing | 229 | $24,385,000 | $106,000 | $755,000 | $87,000 | $326,000 |
| Refinancing | 82 | $9,550,000 | $116,000 | $695,000 | $63,000 | $275,000 |
| Other Purpose | 14 | $3,220,000 | $230,000 | $455,000 | $296,000 | $829,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,035 | $104,155,000 | $100,000 | $805,000 | $91,000 | $1,219,000 |
| Not Provided | 146 | $17,360,000 | $118,000 | $575,000 | $110,000 | $797,000 |
| Hispanic | 113 | $10,005,000 | $88,000 | $315,000 | $85,000 | $275,000 |
| Not applicable | 31 | $10,245,000 | $330,000 | $1,285,000 | $0 | $0 |
| Black or African American | 30 | $2,330,000 | $77,000 | $175,000 | $81,000 | $232,000 |
| Asian | 14 | $1,390,000 | $99,000 | $305,000 | $89,000 | $175,000 |
| American Indian or Alaskan Native | 3 | $115,000 | $38,000 | $55,000 | $65,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,375 | $146,485,000 | $106,000 | $1,285,000 | $93,000 | $1,219,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 672 | $77,510,000 | $115,000 | $1,285,000 | $104,000 | $829,000 |
| Application Denied By Financial Institution | 522 | $47,080,000 | $90,000 | $575,000 | $79,000 | $1,219,000 |
| Application Approved But Not Accepted | 104 | $11,600,000 | $111,000 | $505,000 | $102,000 | $534,000 |
| Application Withdrawn By Applicant | 62 | $8,820,000 | $142,000 | $505,000 | $93,000 | $326,000 |
| Loan Purchased By The Institution | 15 | $1,475,000 | $98,000 | $195,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 853 | $99,405,000 | $116,000 | $1,285,000 | $103,000 | $829,000 |
| Credit Application Incomplete | 275 | $23,305,000 | $84,000 | $575,000 | $76,000 | $347,000 |
| Debt-To-Income Ratio | 164 | $16,830,000 | $102,000 | $575,000 | $72,000 | $320,000 |
| Credit History | 38 | $2,490,000 | $65,000 | $195,000 | $77,000 | $176,000 |
| Collateral | 21 | $2,085,000 | $99,000 | $295,000 | $167,000 | $1,219,000 |
| Employment History | 9 | $685,000 | $76,000 | $115,000 | $58,000 | $98,000 |
| Other | 7 | $795,000 | $113,000 | $255,000 | $93,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $390,000 | $97,000 | $135,000 | $77,000 | $136,000 |
| Unverifiable Information | 3 | $265,000 | $88,000 | $135,000 | $61,000 | $83,000 |
| Mortgage Insurance Denied | 1 | $235,000 | $235,000 | $235,000 | $128,000 | $128,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenwood Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenwood Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.