Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Guaranteed Rate, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 22,917 |
| Total Mortgage Loan Application Amount | $6,394,385,000 |
| Average Mortgage Loan Application Amount | $271,500 |
| Highest Mortgage Loan Application Amount | $2,145,000 |
| Average Applicant Income | $134,000 |
| Highest Applicant Income | $9,414,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-JOLIET-NAPERVILLE, IL | 11,205 | $ 3,298,408,000 | $ 294,000 | $ 147,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,105 | $ 342,595,000 | $ 259,500 | $ 202,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 853 | $ 273,754,000 | $ 320,000 | $ 131,000 |
| BOSTON-QUINCY, MA | 768 | $ 238,679,000 | $ 310,000 | $ 137,000 |
| PHOENIX-MESA-GLENDALE, AZ | 620 | $ 126,672,000 | $ 204,000 | $ 114,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 561 | $ 110,066,000 | $ 201,500 | $ 86,500 |
| LAS VEGAS-PARADISE, NV | 342 | $ 52,076,000 | $ 152,000 | $ 85,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 315 | $ 109,423,000 | $ 347,000 | $ 134,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 311 | $ 113,977,000 | $ 366,000 | $ 137,000 |
| WORCESTER, MA | 300 | $ 88,726,000 | $ 295,000 | $ 122,000 |
| ST. LOUIS, MO-IL | 296 | $ 55,274,000 | $ 190,000 | $ 106,000 |
| DURHAM-CHAPEL HILL, NC | 288 | $ 72,536,000 | $ 251,000 | $ 137,000 |
| DENVER-AURORA-BROOMFIELD, CO | 270 | $ 73,155,000 | $ 270,000 | $ 120,000 |
| PEABODY, MA | 247 | $ 75,629,000 | $ 306,000 | $ 153,000 |
| RALEIGH-CARY, NC | 233 | $ 55,335,000 | $ 237,000 | $ 112,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 222 | $ 47,665,000 | $ 214,000 | $ 102,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 195 | $ 46,101,000 | $ 236,000 | $ 146,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 192 | $ 43,515,000 | $ 226,000 | $ 87,000 |
| GARY, IN | 180 | $ 33,512,000 | $ 186,000 | $ 102,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 171 | $ 66,791,000 | $ 390,000 | $ 171,000 |
| KANSAS CITY, MO-KS | 158 | $ 33,242,000 | $ 207,000 | $ 108,000 |
| SALT LAKE CITY, UT | 148 | $ 29,938,000 | $ 202,000 | $ 82,000 |
| BARNSTABLE TOWN, MA | 140 | $ 38,199,000 | $ 272,000 | $ 180,000 |
| MANCHESTER-NASHUA, NH | 121 | $ 29,917,000 | $ 247,000 | $ 113,000 |
| SANTA CRUZ-WATSONVILLE, CA | 121 | $ 46,132,000 | $ 381,000 | $ 122,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 114 | $ 40,968,000 | $ 330,333 | $ 139,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 110 | $ 26,076,000 | $ 237,000 | $ 144,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 109 | $ 17,607,000 | $ 149,000 | $ 66,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 92 | $ 19,989,000 | $ 217,000 | $ 100,000 |
| DALLAS-PLANO-IRVING, TX | 88 | $ 18,765,000 | $ 213,000 | $ 119,000 |
| NEW HAVEN-MILFORD, CT | 87 | $ 20,728,000 | $ 238,000 | $ 123,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 87 | $ 24,544,000 | $ 272,000 | $ 121,500 |
| YUMA, AZ | 65 | $ 10,564,000 | $ 162,000 | $ 58,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 62 | $ 25,428,000 | $ 410,000 | $ 203,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 61 | $ 26,160,000 | $ 428,000 | $ 139,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 60 | $ 14,877,000 | $ 247,000 | $ 121,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 60 | $ 16,355,000 | $ 272,000 | $ 147,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 59 | $ 29,217,000 | $ 495,000 | $ 205,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 55 | $ 13,262,000 | $ 241,000 | $ 117,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 52 | $ 10,372,000 | $ 199,000 | $ 130,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 51 | $ 12,621,000 | $ 247,000 | $ 142,000 |
| WINSTON-SALEM, NC | 49 | $ 7,248,000 | $ 147,000 | $ 61,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 45 | $ 18,601,000 | $ 413,000 | $ 160,000 |
| OGDEN-CLEARFIELD, UT | 45 | $ 9,285,000 | $ 206,000 | $ 101,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 44 | $ 13,884,000 | $ 315,000 | $ 130,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 43 | $ 23,555,000 | $ 547,000 | $ 285,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 43 | $ 14,651,000 | $ 340,000 | $ 158,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 42 | $ 8,683,000 | $ 206,000 | $ 114,000 |
| COLORADO SPRINGS, CO | 41 | $ 10,761,000 | $ 262,000 | $ 109,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 41 | $ 10,359,000 | $ 252,000 | $ 145,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 40 | $ 9,832,000 | $ 245,000 | $ 124,000 |
| HONOLULU, HI | 39 | $ 16,408,000 | $ 420,000 | $ 123,000 |
| PHILADELPHIA, PA | 37 | $ 9,663,000 | $ 261,000 | $ 129,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 36 | $ 8,340,000 | $ 231,000 | $ 198,000 |
| BOULDER, CO | 35 | $ 19,499,000 | $ 557,000 | $ 200,000 |
| INDIANAPOLIS-CARMEL, IN | 31 | $ 7,321,000 | $ 236,000 | $ 147,000 |
| ALBUQUERQUE, NM | 29 | $ 6,477,000 | $ 223,000 | $ 109,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 27 | $ 6,934,000 | $ 256,000 | $ 135,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 26 | $ 6,188,000 | $ 238,000 | $ 119,000 |
| BALTIMORE-TOWSON, MD | 25 | $ 6,602,000 | $ 264,000 | $ 141,000 |
| TUCSON, AZ | 25 | $ 6,516,000 | $ 260,000 | $ 110,000 |
| COLUMBUS, OH | 23 | $ 5,037,000 | $ 219,000 | $ 117,000 |
| ELKHART-GOSHEN, IN | 23 | $ 2,719,000 | $ 118,000 | $ 54,000 |
| PITTSBURGH, PA | 23 | $ 5,677,000 | $ 246,000 | $ 149,000 |
| PROVO-OREM, UT | 23 | $ 4,602,000 | $ 200,000 | $ 74,000 |
| MICHIGAN CITY-LA PORTE, IN | 22 | $ 6,268,000 | $ 284,000 | $ 497,000 |
| WILMINGTON, NC | 22 | $ 4,136,000 | $ 188,000 | $ 139,000 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 3,643,000 | $ 191,000 | $ 121,000 |
| GREENSBORO-HIGH POINT, NC | 19 | $ 3,454,000 | $ 181,000 | $ 89,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 19 | $ 4,064,000 | $ 213,000 | $ 100,000 |
| FORT WORTH-ARLINGTON, TX | 18 | $ 3,819,000 | $ 212,000 | $ 101,000 |
| NASSAU-SUFFOLK, NY | 18 | $ 6,190,000 | $ 343,000 | $ 214,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 18 | $ 4,402,000 | $ 261,000 | $ 135,500 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 17 | $ 3,613,000 | $ 198,666 | $ 82,333 |
| NILES-BENTON HARBOR, MI | 17 | $ 5,909,000 | $ 347,000 | $ 254,000 |
| NAPLES-MARCO ISLAND, FL | 16 | $ 4,016,000 | $ 251,000 | $ 243,000 |
| SPRINGFIELD, MA | 16 | $ 3,330,000 | $ 208,000 | $ 92,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 15 | $ 4,899,000 | $ 326,000 | $ 167,000 |
| JACKSONVILLE, FL | 15 | $ 4,372,000 | $ 291,000 | $ 139,000 |
| ROCKFORD, IL | 14 | $ 2,393,000 | $ 170,000 | $ 104,000 |
| MADISON, WI | 13 | $ 3,690,000 | $ 283,000 | $ 154,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 13 | $ 2,599,000 | $ 199,000 | $ 155,000 |
| AKRON, OH | 12 | $ 2,833,000 | $ 236,000 | $ 163,000 |
| BURLINGTON, NC | 12 | $ 2,236,000 | $ 186,000 | $ 82,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 12 | $ 1,913,000 | $ 159,000 | $ 73,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 12 | $ 2,176,000 | $ 212,500 | $ 195,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 12 | $ 2,681,000 | $ 309,000 | $ 158,000 |
| PORT ST. LUCIE, FL | 11 | $ 2,171,000 | $ 197,000 | $ 91,000 |
| RICHMOND, VA | 11 | $ 2,528,000 | $ 229,000 | $ 95,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 10 | $ 3,008,000 | $ 300,000 | $ 168,000 |
| BLOOMINGTON-NORMAL, IL | 9 | $ 2,145,000 | $ 238,000 | $ 128,000 |
| EL PASO, TX | 9 | $ 1,798,000 | $ 199,000 | $ 154,000 |
| KANKAKEE-BRADLEY, IL | 9 | $ 1,312,000 | $ 145,000 | $ 87,000 |
| ASHEVILLE, NC | 8 | $ 1,604,000 | $ 200,000 | $ 92,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 1,457,000 | $ 182,000 | $ 68,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 8 | $ 1,371,000 | $ 171,000 | $ 148,000 |
| OKLAHOMA CITY, OK | 8 | $ 1,802,000 | $ 225,000 | $ 95,000 |
| PEORIA, IL | 8 | $ 2,355,000 | $ 294,000 | $ 136,000 |
| PRESCOTT, AZ | 8 | $ 2,036,000 | $ 254,000 | $ 183,000 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 1,306,000 | $ 186,000 | $ 83,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 7 | $ 2,150,000 | $ 307,000 | $ 188,000 |
| COLUMBIA, SC | 7 | $ 1,353,000 | $ 193,000 | $ 100,000 |
| FORT COLLINS-LOVELAND, CO | 7 | $ 2,032,000 | $ 290,000 | $ 170,000 |
| GRAND RAPIDS-WYOMING, MI | 7 | $ 1,413,000 | $ 201,000 | $ 107,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 1,154,000 | $ 164,000 | $ 93,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 1,597,000 | $ 228,000 | $ 87,000 |
| NORWICH-NEW LONDON, CT | 7 | $ 1,860,000 | $ 265,000 | $ 226,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 701,000 | $ 116,000 | $ 59,000 |
| KALAMAZOO-PORTAGE, MI | 6 | $ 1,258,000 | $ 209,000 | $ 152,000 |
| KNOXVILLE, TN | 6 | $ 1,263,000 | $ 210,000 | $ 187,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 6 | $ 1,714,000 | $ 285,000 | $ 261,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 2,581,000 | $ 430,000 | $ 248,000 |
| SANTA ROSA-PETALUMA, CA | 6 | $ 1,710,000 | $ 285,000 | $ 75,000 |
| STOCKTON, CA | 6 | $ 1,140,000 | $ 190,000 | $ 129,000 |
| TOLEDO, OH | 6 | $ 1,456,000 | $ 242,000 | $ 177,000 |
| TULSA, OK | 6 | $ 1,221,000 | $ 203,000 | $ 122,000 |
| AMARILLO, TX | 5 | $ 960,000 | $ 192,000 | $ 242,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 1,047,000 | $ 209,000 | $ 64,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 961,000 | $ 192,000 | $ 81,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 916,000 | $ 164,000 | $ 80,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 1,258,000 | $ 251,000 | $ 81,000 |
| FORT WAYNE, IN | 5 | $ 1,551,000 | $ 310,000 | $ 143,000 |
| FRESNO, CA | 5 | $ 1,440,000 | $ 288,000 | $ 159,000 |
| OLYMPIA, WA | 5 | $ 1,069,000 | $ 213,000 | $ 78,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 5 | $ 1,369,000 | $ 273,000 | $ 225,000 |
| SALINAS, CA | 5 | $ 1,218,000 | $ 243,000 | $ 99,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 4 | $ 897,000 | $ 224,000 | $ 140,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 585,000 | $ 146,000 | $ 100,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 523,000 | $ 130,000 | $ 76,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 902,000 | $ 225,000 | $ 98,000 |
| PITTSFIELD, MA | 4 | $ 1,320,000 | $ 330,000 | $ 89,000 |
| RACINE, WI | 4 | $ 1,060,000 | $ 265,000 | $ 141,000 |
| SANTA FE, NM | 4 | $ 1,270,000 | $ 317,000 | $ 310,000 |
| SYRACUSE, NY | 4 | $ 728,000 | $ 182,000 | $ 73,000 |
| TACOMA, WA | 4 | $ 1,675,000 | $ 418,000 | $ 124,000 |
| TALLAHASSEE, FL | 4 | $ 978,000 | $ 244,000 | $ 133,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 720,000 | $ 240,000 | $ 124,000 |
| ANN ARBOR, MI | 3 | $ 914,000 | $ 304,000 | $ 197,000 |
| APPLETON, WI | 3 | $ 692,000 | $ 230,000 | $ 139,000 |
| CHARLOTTESVILLE, VA | 3 | $ 766,000 | $ 255,000 | $ 77,000 |
| DAYTON, OH | 3 | $ 665,000 | $ 221,000 | $ 167,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 550,000 | $ 183,000 | $ 123,000 |
| DULUTH, MN-WI | 3 | $ 519,000 | $ 166,000 | $ 185,500 |
| EAU CLAIRE, WI | 3 | $ 587,000 | $ 195,000 | $ 80,000 |
| FARMINGTON, NM | 3 | $ 426,000 | $ 142,000 | $ 45,000 |
| FAYETTEVILLE, NC | 3 | $ 396,000 | $ 132,000 | $ 91,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 664,000 | $ 221,000 | $ 98,000 |
| LANCASTER, PA | 3 | $ 711,000 | $ 237,000 | $ 125,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 527,000 | $ 175,000 | $ 84,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 716,000 | $ 238,000 | $ 87,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 435,000 | $ 145,000 | $ 67,000 |
| SPRINGFIELD, IL | 3 | $ 479,000 | $ 159,000 | $ 74,000 |
| ST. CLOUD, MN | 3 | $ 317,000 | $ 105,000 | $ 64,000 |
| TYLER, TX | 3 | $ 569,000 | $ 189,000 | $ 79,000 |
| WACO, TX | 3 | $ 863,000 | $ 287,000 | $ 176,000 |
| WICHITA, KS | 3 | $ 393,000 | $ 131,000 | $ 96,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 750,000 | $ 257,500 | $ 105,500 |
| CANTON-MASSILLON, OH | 2 | $ 431,000 | $ 215,000 | $ 79,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 834,000 | $ 417,000 | $ 750,000 |
| FLINT, MI | 2 | $ 181,000 | $ 90,000 | $ 115,000 |
| GAINESVILLE, FL | 2 | $ 518,000 | $ 259,000 | $ 153,000 |
| GREENVILLE, NC | 2 | $ 366,000 | $ 183,000 | $ 105,000 |
| JANESVILLE, WI | 2 | $ 283,000 | $ 141,000 | $ 72,000 |
| KINGSTON, NY | 2 | $ 306,000 | $ 153,000 | $ 47,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 318,000 | $ 159,000 | $ 109,000 |
| LAS CRUCES, NM | 2 | $ 384,000 | $ 192,000 | $ 75,000 |
| LOGAN, UT-ID | 2 | $ 306,000 | $ 153,000 | $ 69,000 |
| LUBBOCK, TX | 2 | $ 229,000 | $ 114,000 | $ 70,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 295,000 | $ 147,000 | $ 60,000 |
| MONROE, MI | 2 | $ 332,000 | $ 166,000 | $ 53,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 536,000 | $ 268,000 | $ 130,000 |
| PUNTA GORDA, FL | 2 | $ 482,000 | $ 241,000 | $ 75,000 |
| ROCHESTER, MN | 2 | $ 467,000 | $ 233,000 | $ 68,000 |
| ROCHESTER, NY | 2 | $ 245,000 | $ 122,000 | $ 76,000 |
| SALEM, OR | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| SAVANNAH, GA | 2 | $ 438,000 | $ 219,000 | $ 132,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 527,000 | $ 263,000 | $ 148,000 |
| SHERMAN-DENISON, TX | 2 | $ 221,000 | $ 110,000 | $ 90,000 |
| SPOKANE, WA | 2 | $ 385,000 | $ 192,000 | $ 129,000 |
| SPRINGFIELD, MO | 2 | $ 570,000 | $ 285,000 | $ 206,000 |
| ST. GEORGE, UT | 2 | $ 448,000 | $ 224,000 | $ 68,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 551,000 | $ 275,000 | $ 79,000 |
| WAUSAU, WI | 2 | $ 282,000 | $ 141,000 | $ 85,000 |
| ABILENE, TX | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| AMES, IA | 1 | $ 152,000 | $ 152,000 | $ 132,000 |
| BANGOR, ME | 1 | $ 354,000 | $ 354,000 | $ 425,000 |
| BATON ROUGE, LA | 1 | $ 106,000 | $ 106,000 | $ 257,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 199,000 | $ 199,000 | $ 102,000 |
| BLOOMINGTON, IN | 1 | $ 195,000 | $ 195,000 | $ 271,000 |
| BRUNSWICK, GA | 1 | $ 151,000 | $ 151,000 | $ 142,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 112,000 | $ 112,000 | $ 130,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 193,000 | $ 193,000 | $ 46,000 |
| CARSON CITY, NV | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| CEDAR RAPIDS, IA | 1 | $ 285,000 | $ 285,000 | $ 722,000 |
| CHICO, CA | 1 | $ 169,000 | $ 169,000 | $ 72,000 |
| CLEVELAND, TN | 1 | $ 274,000 | $ 274,000 | $ 135,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 208,000 | $ 208,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 1 | $ 417,000 | $ 417,000 | $ 208,000 |
| DOVER, DE | 1 | $ 282,000 | $ 282,000 | $ 62,000 |
| EL CENTRO, CA | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| ERIE, PA | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| EVANSVILLE, IN-KY | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| FARGO, ND-MN | 1 | $ 125,000 | $ 125,000 | $ 433,000 |
| FLAGSTAFF, AZ | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| FOND DU LAC, WI | 1 | $ 159,000 | $ 159,000 | $ 85,000 |
| FORT SMITH, AR-OK | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| GREELEY, CO | 1 | $ 311,000 | $ 311,000 | $ 93,000 |
| GREEN BAY, WI | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 218,000 | $ 218,000 | $ 114,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| JACKSON, MI | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| JOHNSON CITY, TN | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| LA CROSSE, WI-MN | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| LAFAYETTE, IN | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| LAREDO, TX | 1 | $ 74,000 | $ 74,000 | $ 61,000 |
| LAWRENCE, KS | 1 | $ 173,000 | $ 173,000 | $ 118,000 |
| LAWTON, OK | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| LEBANON, PA | 1 | $ 210,000 | $ 210,000 | $ 110,000 |
| LEWISTON-AUBURN, ME | 1 | $ 124,000 | $ 124,000 | $ 33,000 |
| LINCOLN, NE | 1 | $ 174,000 | $ 174,000 | $ 55,000 |
| LYNCHBURG, VA | 1 | $ 136,000 | $ 136,000 | $ 89,000 |
| MACON, GA | 1 | $ 217,000 | $ 217,000 | $ 99,000 |
| MANHATTAN, KS | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| MEDFORD, OR | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| MIDLAND, TX | 1 | $ 163,000 | $ 163,000 | $ 150,000 |
| MORRISTOWN, TN | 1 | $ 170,000 | $ 170,000 | $ 95,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 233,000 | $ 233,000 | $ 76,000 |
| MUNCIE, IN | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 212,000 | $ 212,000 | $ 119,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 136,000 | $ 136,000 | $ 36,000 |
| PUEBLO, CO | 1 | $ 305,000 | $ 305,000 | $ 214,000 |
| READING, PA | 1 | $ 164,000 | $ 164,000 | $ 55,000 |
| REDDING, CA | 1 | $ 198,000 | $ 198,000 | $ 48,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 300,000 | $ 300,000 | $ 77,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| SHEBOYGAN, WI | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 92,000 | $ 92,000 | $ 287,000 |
| STATE COLLEGE, PA | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| UTICA-ROME, NY | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 184,000 | $ 184,000 | $ 128,000 |
| WARNER ROBINS, GA | 1 | $ 144,000 | $ 144,000 | $ 63,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 126,000 | $ 126,000 | $ 31,000 |
| YAKIMA, WA | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| YORK-HANOVER, PA | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,596 | $4,537,861,000 | $290,000 | $2,000,000 | $149,000 | $4,860,000 |
| Home Purchase | 7,321 | $1,856,524,000 | $253,000 | $2,145,000 | $119,000 | $9,414,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,030 | $5,075,194,000 | $281,000 | $2,000,000 | $144,000 | $9,414,000 |
| Not Provided | 1,816 | $510,105,000 | $280,000 | $1,293,000 | $140,000 | $4,862,000 |
| Asian | 1,743 | $514,391,000 | $295,000 | $2,145,000 | $132,000 | $3,192,000 |
| Hispanic | 860 | $191,838,000 | $223,000 | $990,000 | $88,000 | $882,000 |
| Black or African American | 361 | $78,207,000 | $216,000 | $865,000 | $91,000 | $801,000 |
| Native Hawaiian or Other Pacific Islander | 70 | $16,132,000 | $230,000 | $556,000 | $107,000 | $506,000 |
| American Indian or Alaskan Native | 37 | $8,518,000 | $230,000 | $551,000 | $131,000 | $936,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,222 | $5,575,123,000 | $290,000 | $2,145,000 | $151,000 | $9,414,000 |
| FHA-insured (Federal Housing Administration) | 3,443 | $761,947,000 | $221,000 | $744,000 | $79,000 | $817,000 |
| VA-guaranteed (Veterans Administration) | 252 | $57,315,000 | $227,000 | $715,000 | $81,000 | $936,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,592 | $6,310,909,000 | $279,000 | $2,145,000 | $140,000 | $9,414,000 |
| Application Denied By Financial Institution | 147 | $36,147,000 | $245,000 | $1,088,000 | $93,000 | $936,000 |
| Application Withdrawn By Applicant | 142 | $36,461,000 | $256,000 | $1,500,000 | $121,000 | $3,200,000 |
| File Closed For Incompleteness | 24 | $7,131,000 | $297,000 | $835,000 | $116,000 | $409,000 |
| Application Approved But Not Accepted | 11 | $3,477,000 | $316,000 | $880,000 | $127,000 | $470,000 |
| Preapproval Denied by Financial Institution | 1 | $260,000 | $260,000 | $260,000 | $53,000 | $53,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30 | $5,369,000 | $178,000 | $561,000 | $62,000 | $141,000 |
| Collateral | 20 | $4,916,000 | $245,000 | $1,000,000 | $112,000 | $218,000 |
| Other | 17 | $4,634,000 | $272,000 | $920,000 | $153,000 | $936,000 |
| Unverifiable Information | 13 | $3,257,000 | $250,000 | $729,000 | $74,000 | $180,000 |
| Employment History | 10 | $1,623,000 | $162,000 | $277,000 | $56,000 | $144,000 |
| Mortgage Insurance Denied | 3 | $624,000 | $208,000 | $266,000 | $79,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.