Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2010

In 2010, Guaranteed Rate, Inc. of Chicago, IL reported 22,917 mortgage applications totaling $6.4 billion, up 26% from 2009. The average application was for $279,023, and applicants reported an average income of $139,416. 99% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (11,205), Lake County-Kenosha County, IL-WI (1,105) and Cambridge-Newton-Framingham, MA (853) (applications in parentheses).

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Chicago, IL 60613
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 22,917
Total Mortgage Loan Application Amount $6,394,385,000
Average Mortgage Loan Application Amount $279,023
Highest Mortgage Loan Application Amount $2,145,000
Average Applicant Income $139,416
Highest Applicant Income $9,414,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 8,591 $ 2,616,091,000 $ 304,515 $ 151,000
DuPage, Illinois 1,345 $ 387,925,000 $ 288,420 $ 146,000
Lake, Illinois 1,084 $ 338,239,000 $ 312,028 $ 188,000
Middlesex, Massachusetts 853 $ 273,754,000 $ 320,930 $ 131,000
Maricopa, Arizona 607 $ 124,436,000 $ 205,001 $ 115,000
Will, Illinois 599 $ 141,002,000 $ 235,395 $ 117,000
Norfolk, Massachusetts 375 $ 120,185,000 $ 320,493 $ 139,000
Kane, Illinois 367 $ 85,773,000 $ 233,713 $ 120,000
Clark, Nevada 342 $ 52,076,000 $ 152,269 $ 85,000
Los Angeles, California 315 $ 109,423,000 $ 347,374 $ 134,000
San Diego, California 311 $ 113,977,000 $ 366,485 $ 137,000
Worcester, Massachusetts 300 $ 88,726,000 $ 295,753 $ 122,000
Suffolk, Massachusetts 284 $ 89,631,000 $ 315,602 $ 145,000
Essex, Massachusetts 247 $ 75,629,000 $ 306,190 $ 153,000
Broward, Florida 222 $ 47,665,000 $ 214,707 $ 102,000
Wake, North Carolina 214 $ 51,990,000 $ 242,943 $ 115,000
Hennepin, Minnesota 205 $ 42,761,000 $ 208,590 $ 101,000
McHenry, Illinois 204 $ 44,279,000 $ 217,053 $ 116,000
Palm Beach, Florida 195 $ 46,101,000 $ 236,415 $ 146,000
Orange, California 171 $ 66,791,000 $ 390,590 $ 171,000
Barnstable, Massachusetts 140 $ 38,199,000 $ 272,850 $ 180,000
Orange, North Carolina 132 $ 39,982,000 $ 302,893 $ 180,000
Salt Lake, Utah 132 $ 26,148,000 $ 198,090 $ 81,000
Durham, North Carolina 131 $ 26,238,000 $ 200,290 $ 93,000
Santa Cruz, California 121 $ 46,132,000 $ 381,256 $ 122,000
Hillsborough, New Hampshire 121 $ 29,917,000 $ 247,247 $ 113,000
Lake, Indiana 120 $ 22,049,000 $ 183,741 $ 105,000
Plymouth, Massachusetts 109 $ 28,863,000 $ 264,798 $ 112,000
Johnson, Kansas 103 $ 22,668,000 $ 220,077 $ 107,000
Riverside, California 102 $ 25,524,000 $ 250,235 $ 94,000
San Bernardino, California 90 $ 17,991,000 $ 199,900 $ 79,000
New Haven, Connecticut 87 $ 20,728,000 $ 238,252 $ 123,000
St. Louis, Missouri 87 $ 20,564,000 $ 236,367 $ 147,000
Douglas, Colorado 83 $ 22,512,000 $ 271,228 $ 116,000
Ramsey, Minnesota 81 $ 14,921,000 $ 184,209 $ 78,000
Bristol, Massachusetts 80 $ 22,711,000 $ 283,887 $ 126,000
Kendall, Illinois 79 $ 19,498,000 $ 246,810 $ 111,000
Chittenden, Vermont 78 $ 17,351,000 $ 222,448 $ 104,000
St. Clair, Illinois 76 $ 11,429,000 $ 150,381 $ 85,000
Windsor, Vermont 76 $ 15,079,000 $ 198,407 $ 108,000
Monroe, Illinois 70 $ 11,811,000 $ 168,728 $ 84,000
Harris, Texas 68 $ 16,024,000 $ 235,647 $ 119,000
Yuma, Arizona 65 $ 10,564,000 $ 162,523 $ 58,000
Fairfield, Connecticut 62 $ 25,428,000 $ 410,129 $ 203,000
Litchfield, Connecticut 62 $ 19,490,000 $ 314,354 $ 302,000
Jefferson, Colorado 61 $ 15,005,000 $ 245,983 $ 100,000
Santa Clara, California 60 $ 25,900,000 $ 431,666 $ 139,000
Anoka, Minnesota 59 $ 10,480,000 $ 177,627 $ 77,000
Arapahoe, Colorado 58 $ 14,851,000 $ 256,051 $ 137,000
Porter, Indiana 54 $ 10,423,000 $ 193,018 $ 98,000
Mecklenburg, North Carolina 53 $ 9,409,000 $ 177,528 $ 77,000
Denver, Colorado 52 $ 16,273,000 $ 312,942 $ 138,000
Washington, Minnesota 51 $ 10,871,000 $ 213,156 $ 95,000
Rockingham, New Hampshire 51 $ 12,315,000 $ 241,470 $ 115,000
Hartford, Connecticut 49 $ 11,699,000 $ 238,755 $ 122,000
Ventura, California 43 $ 14,651,000 $ 340,720 $ 158,000
Cabarrus, North Carolina 43 $ 5,551,000 $ 129,093 $ 64,000
Fairfax, Virginia 42 $ 15,791,000 $ 375,976 $ 161,000
El Paso, Colorado 40 $ 10,506,000 $ 262,650 $ 109,000
Honolulu, Hawaii 39 $ 16,408,000 $ 420,717 $ 123,000
San Mateo, California 38 $ 17,718,000 $ 466,263 $ 174,000
Jackson, Missouri 38 $ 7,730,000 $ 203,421 $ 118,000
Collin, Texas 38 $ 7,958,000 $ 209,421 $ 121,000
Dakota, Minnesota 37 $ 7,343,000 $ 198,459 $ 106,000
Miami-Dade, Florida 36 $ 8,340,000 $ 231,666 $ 198,000
King, Washington 36 $ 11,727,000 $ 325,750 $ 137,000
Boulder, Colorado 35 $ 19,499,000 $ 557,114 $ 200,000
Oakland, Michigan 35 $ 7,707,000 $ 220,200 $ 135,000
Travis, Texas 35 $ 9,867,000 $ 281,914 $ 151,000
Scott, Minnesota 33 $ 5,870,000 $ 177,878 $ 76,000
Alameda, California 32 $ 13,234,000 $ 413,562 $ 168,000
District of Columbia, District Of Columbia 32 $ 11,379,000 $ 355,593 $ 136,000
Forsyth, North Carolina 28 $ 4,256,000 $ 152,000 $ 71,000
Placer, California 27 $ 7,461,000 $ 276,333 $ 142,000
Murray, Minnesota 27 $ 2,600,000 $ 96,296 $ 62,000
Bernalillo, New Mexico 27 $ 6,022,000 $ 223,037 $ 110,000
Sacramento, California 26 $ 6,564,000 $ 252,461 $ 146,000
Denton, Texas 26 $ 5,907,000 $ 227,192 $ 126,000
Pima, Arizona 25 $ 6,516,000 $ 260,640 $ 110,000
Sherburne, Minnesota 24 $ 3,844,000 $ 160,166 $ 65,000
Randolph, Illinois 23 $ 2,649,000 $ 115,173 $ 59,000
Elkhart, Indiana 23 $ 2,719,000 $ 118,217 $ 54,000
Utah, Utah 23 $ 4,602,000 $ 200,086 $ 74,000
Weber, Utah 23 $ 4,012,000 $ 174,434 $ 88,000
LaPorte, Indiana 22 $ 6,268,000 $ 284,909 $ 497,000
Chatham, North Carolina 21 $ 5,348,000 $ 254,666 $ 144,000
Davis, Utah 21 $ 5,084,000 $ 242,095 $ 116,000
Kenosha, Wisconsin 21 $ 4,356,000 $ 207,428 $ 217,000
Lee, Florida 19 $ 3,643,000 $ 191,736 $ 121,000
Hamilton, Indiana 19 $ 5,008,000 $ 263,578 $ 148,000
Chisago, Minnesota 19 $ 3,249,000 $ 171,000 $ 66,000
St. Charles, Missouri 19 $ 3,640,000 $ 191,578 $ 97,000
Cuyahoga, Ohio 19 $ 4,892,000 $ 257,473 $ 137,000
Montgomery, Texas 19 $ 5,538,000 $ 291,473 $ 236,000
Hillsborough, Florida 18 $ 4,162,000 $ 231,222 $ 103,000
Pinellas, Florida 18 $ 3,466,000 $ 192,555 $ 113,000
Madison, Illinois 18 $ 3,441,000 $ 191,166 $ 97,000
Stokes, North Carolina 18 $ 2,409,000 $ 133,833 $ 44,000
Walworth, Wisconsin 18 $ 4,415,000 $ 245,277 $ 277,000
Berrien, Michigan 17 $ 5,909,000 $ 347,588 $ 254,000
White Pine, Nevada 17 $ 2,131,000 $ 125,352 $ 56,000
New York, New York 17 $ 13,052,000 $ 767,764 $ 404,000
Collier, Florida 16 $ 4,016,000 $ 251,000 $ 243,000
Guilford, North Carolina 16 $ 3,186,000 $ 199,125 $ 98,000
New Hanover, North Carolina 16 $ 3,000,000 $ 187,500 $ 133,000
Dallas, Texas 16 $ 3,409,000 $ 213,062 $ 107,000
Milwaukee, Wisconsin 16 $ 3,403,000 $ 212,687 $ 130,000
Waukesha, Wisconsin 16 $ 4,515,000 $ 282,187 $ 122,000
Bexar, Texas 15 $ 2,816,000 $ 187,733 $ 101,000
San Francisco, California 14 $ 7,202,000 $ 514,428 $ 200,000
Orange, Florida 14 $ 2,768,000 $ 197,714 $ 104,000
Montgomery, Maryland 14 $ 4,716,000 $ 336,857 $ 175,000
Wright, Minnesota 14 $ 2,733,000 $ 195,214 $ 86,000
Johnston, North Carolina 14 $ 2,553,000 $ 182,357 $ 89,000
Rutland, Vermont 14 $ 2,499,000 $ 178,500 $ 131,000
Pinal, Arizona 13 $ 2,236,000 $ 172,000 $ 93,000
Contra Costa, California 13 $ 5,367,000 $ 412,846 $ 140,000
Carver, Minnesota 13 $ 3,201,000 $ 246,230 $ 116,000
Mille Lacs, Minnesota 13 $ 2,367,000 $ 182,076 $ 114,000
Montgomery, Pennsylvania 13 $ 3,522,000 $ 270,923 $ 131,000
Tarrant, Texas 13 $ 2,577,000 $ 198,230 $ 107,000
Sarasota, Florida 12 $ 2,448,000 $ 204,000 $ 153,000
Grundy, Illinois 12 $ 2,456,000 $ 204,666 $ 82,000
Wayne, Michigan 12 $ 1,913,000 $ 159,416 $ 73,000
St. Louis City, Missouri 12 $ 2,083,000 $ 173,583 $ 74,000
Alamance, North Carolina 12 $ 2,236,000 $ 186,333 $ 82,000
Franklin, Ohio 12 $ 2,896,000 $ 241,333 $ 138,000
Summit, Ohio 12 $ 2,833,000 $ 236,083 $ 163,000
Allegheny, Pennsylvania 12 $ 2,734,000 $ 227,833 $ 151,000
Dane, Wisconsin 12 $ 3,500,000 $ 291,666 $ 150,000
Fulton, Georgia 11 $ 3,467,000 $ 315,181 $ 138,000
Winnebago, Illinois 11 $ 1,887,000 $ 171,545 $ 112,000
Baltimore City, Maryland 11 $ 2,736,000 $ 248,727 $ 173,000
Crow Wing, Minnesota 11 $ 1,827,000 $ 166,090 $ 102,000
Suffolk, New York 11 $ 3,887,000 $ 353,363 $ 221,000
Fort Bend, Texas 11 $ 2,571,000 $ 233,727 $ 119,000
Franklin, Vermont 11 $ 2,001,000 $ 181,909 $ 73,000
Washington, Vermont 11 $ 2,599,000 $ 236,272 $ 109,000
Macomb, Michigan 10 $ 1,683,000 $ 168,300 $ 161,000
Bucks, Pennsylvania 10 $ 2,793,000 $ 279,300 $ 148,000
Bell, Texas 10 $ 3,008,000 $ 300,800 $ 168,000
Williamson, Texas 10 $ 1,802,000 $ 180,200 $ 140,000
Tooele, Utah 10 $ 1,747,000 $ 174,700 $ 54,000
Prince William, Virginia 10 $ 3,572,000 $ 357,200 $ 130,000
St. Croix, Wisconsin 10 $ 2,467,000 $ 246,700 $ 96,000
Adams, Colorado 9 $ 2,778,000 $ 308,666 $ 118,000
Gwinnett, Georgia 9 $ 1,728,000 $ 192,000 $ 97,000
Kankakee, Illinois 9 $ 1,312,000 $ 145,777 $ 87,000
McLean, Illinois 9 $ 2,145,000 $ 238,333 $ 128,000
St. Joseph, Indiana 9 $ 1,346,000 $ 149,555 $ 110,000
Cottonwood, Minnesota 9 $ 856,000 $ 95,111 $ 51,000
Merrimack, New Hampshire 9 $ 1,911,000 $ 212,333 $ 72,000
Westchester, New York 9 $ 5,409,000 $ 601,000 $ 323,000
El Paso, Texas 9 $ 1,798,000 $ 199,777 $ 154,000
Loudoun, Virginia 9 $ 3,436,000 $ 381,777 $ 166,000
Yavapai, Arizona 8 $ 2,036,000 $ 254,500 $ 183,000
Martin, Florida 8 $ 1,731,000 $ 216,375 $ 72,000
DeKalb, Illinois 8 $ 1,384,000 $ 173,000 $ 72,000
Peoria, Illinois 8 $ 2,355,000 $ 294,375 $ 136,000
Marion, Indiana 8 $ 1,559,000 $ 194,875 $ 128,000
Hampshire, Massachusetts 8 $ 1,670,000 $ 208,750 $ 93,000
Kings, New York 8 $ 2,912,000 $ 364,000 $ 156,000
Snohomish, Washington 8 $ 2,157,000 $ 269,625 $ 96,000
Pierce, Wisconsin 8 $ 1,281,000 $ 160,125 $ 68,000
Marin, California 7 $ 4,297,000 $ 613,857 $ 383,000
Larimer, Colorado 7 $ 2,032,000 $ 290,285 $ 170,000
New London, Connecticut 7 $ 1,860,000 $ 265,714 $ 226,000
Carroll, Illinois 7 $ 2,368,000 $ 338,285 $ 248,000
Allegan, Michigan 7 $ 1,597,000 $ 228,142 $ 274,000
Isanti, Minnesota 7 $ 1,045,000 $ 149,285 $ 57,000
Nassau, New York 7 $ 2,303,000 $ 329,000 $ 203,000
Stanly, North Carolina 7 $ 902,000 $ 128,857 $ 64,000
Surry, North Carolina 7 $ 1,210,000 $ 172,857 $ 114,000
Charleston, South Carolina 7 $ 2,150,000 $ 307,142 $ 188,000
Vilas, Wisconsin 7 $ 2,146,000 $ 306,571 $ 282,000
San Joaquin, California 6 $ 1,140,000 $ 190,000 $ 129,000
Santa Barbara, California 6 $ 2,581,000 $ 430,166 $ 248,000
Sonoma, California 6 $ 1,710,000 $ 285,000 $ 75,000
Middlesex, Connecticut 6 $ 1,644,000 $ 274,000 $ 103,000
Duval, Florida 6 $ 1,245,000 $ 207,500 $ 68,000
Pasco, Florida 6 $ 1,055,000 $ 175,833 $ 146,000
St. Johns, Florida 6 $ 2,525,000 $ 420,833 $ 235,000
DeKalb, Georgia 6 $ 1,583,000 $ 263,833 $ 173,000
Hawaii, Hawaii 6 $ 1,781,000 $ 296,833 $ 98,000
LaSalle, Illinois 6 $ 1,100,000 $ 183,333 $ 143,000
Jasper, Indiana 6 $ 1,040,000 $ 173,333 $ 67,000
Nantucket, Massachusetts 6 $ 3,019,000 $ 503,166 $ 226,000
Kent, Michigan 6 $ 1,256,000 $ 209,333 $ 95,000
Livingston, Michigan 6 $ 875,000 $ 145,833 $ 63,000
Van Buren, Michigan 6 $ 1,258,000 $ 209,666 $ 152,000
Iredell, North Carolina 6 $ 1,640,000 $ 273,333 $ 165,000
Delaware, Ohio 6 $ 1,265,000 $ 210,833 $ 79,000
Hamilton, Ohio 6 $ 1,303,000 $ 217,166 $ 129,000
Lucas, Ohio 6 $ 1,456,000 $ 242,666 $ 177,000
Oklahoma, Oklahoma 6 $ 1,474,000 $ 245,666 $ 86,000
Philadelphia, Pennsylvania 6 $ 1,491,000 $ 248,500 $ 80,000
Beaufort, South Carolina 6 $ 1,273,000 $ 212,166 $ 142,000
Comal, Texas 6 $ 1,543,000 $ 257,166 $ 132,000
Galveston, Texas 6 $ 1,031,000 $ 171,833 $ 218,000
Hays, Texas 6 $ 952,000 $ 158,666 $ 89,000
Summit, Utah 6 $ 2,043,000 $ 340,500 $ 148,000
Bennington, Vermont 6 $ 1,204,000 $ 200,666 $ 110,000
Windham, Vermont 6 $ 785,000 $ 130,833 $ 51,000
Ozaukee, Wisconsin 6 $ 1,597,000 $ 266,166 $ 250,000
Polk, Wisconsin 6 $ 1,043,000 $ 173,833 $ 85,000
Navajo, Arizona 5 $ 1,350,000 $ 270,000 $ 187,000
El Dorado, California 5 $ 1,506,000 $ 301,200 $ 160,000
Fresno, California 5 $ 1,440,000 $ 288,000 $ 159,000
Monterey, California 5 $ 1,218,000 $ 243,600 $ 99,000
Nevada, California 5 $ 1,491,000 $ 298,200 $ 137,000
Tolland, Connecticut 5 $ 1,534,000 $ 306,800 $ 136,000
Cobb, Georgia 5 $ 1,361,000 $ 272,200 $ 131,000
Champaign, Illinois 5 $ 961,000 $ 192,200 $ 81,000
Allen, Indiana 5 $ 1,551,000 $ 310,200 $ 143,000
Jefferson, Kentucky 5 $ 1,320,000 $ 264,000 $ 113,000
Baltimore, Maryland 5 $ 1,124,000 $ 224,800 $ 132,000
Hampden, Massachusetts 5 $ 1,162,000 $ 232,400 $ 115,000
Jefferson, Missouri 5 $ 716,000 $ 143,200 $ 55,000
Platte, Missouri 5 $ 1,102,000 $ 220,400 $ 77,000
Carroll, New Hampshire 5 $ 939,000 $ 187,800 $ 94,000
Grafton, New Hampshire 5 $ 1,013,000 $ 202,600 $ 78,000
Sullivan, New Hampshire 5 $ 1,309,000 $ 261,800 $ 91,000
Brunswick, North Carolina 5 $ 1,062,000 $ 212,400 $ 171,000
Catawba, North Carolina 5 $ 1,120,000 $ 224,000 $ 72,000
Franklin, North Carolina 5 $ 792,000 $ 158,400 $ 74,000
Granville, North Carolina 5 $ 1,063,000 $ 212,600 $ 72,000
Henderson, North Carolina 5 $ 1,103,000 $ 220,600 $ 58,000
Rowan, North Carolina 5 $ 643,000 $ 128,600 $ 58,000
Union, North Carolina 5 $ 1,008,000 $ 201,600 $ 95,000
Medina, Ohio 5 $ 1,341,000 $ 268,200 $ 107,000
Tulsa, Oklahoma 5 $ 1,103,000 $ 220,600 $ 134,000
Lane, Oregon 5 $ 1,258,000 $ 251,600 $ 81,000
Multnomah, Oregon 5 $ 1,012,000 $ 202,400 $ 108,000
Butler, Pennsylvania 5 $ 1,513,000 $ 302,600 $ 180,000
Davidson, Tennessee 5 $ 1,328,000 $ 265,600 $ 86,000
Brazoria, Texas 5 $ 726,000 $ 145,200 $ 104,000
Jefferson, Texas 5 $ 549,000 $ 109,800 $ 60,000
Randall, Texas 5 $ 960,000 $ 192,000 $ 242,000
Addison, Vermont 5 $ 831,000 $ 166,200 $ 51,000
Lamoille, Vermont 5 $ 1,177,000 $ 235,400 $ 87,000
Alexandria, Virginia 5 $ 2,059,000 $ 411,800 $ 164,000
Arlington, Virginia 5 $ 2,129,000 $ 425,800 $ 184,000
Chesterfield, Virginia 5 $ 1,127,000 $ 225,400 $ 77,000
Kitsap, Washington 5 $ 1,047,000 $ 209,400 $ 64,000
Thurston, Washington 5 $ 1,069,000 $ 213,800 $ 78,000
Oneida, Wisconsin 5 $ 1,726,000 $ 345,200 $ 950,000
Cochise, Arizona 4 $ 813,000 $ 203,250 $ 110,000
Mohave, Arizona 4 $ 585,000 $ 146,250 $ 100,000
Perry, Illinois 4 $ 430,000 $ 107,500 $ 61,000
Wyandotte, Kansas 4 $ 478,000 $ 119,500 $ 62,000
St. Tammany, Louisiana 4 $ 650,000 $ 162,500 $ 215,000
Anne Arundel, Maryland 4 $ 1,052,000 $ 263,000 $ 101,000
Prince George's, Maryland 4 $ 1,084,000 $ 271,000 $ 128,000
Berkshire, Massachusetts 4 $ 1,320,000 $ 330,000 $ 89,000
St. Joseph, Michigan 4 $ 1,057,000 $ 264,250 $ 197,000
Lyon, Minnesota 4 $ 305,000 $ 76,250 $ 33,000
Douglas, Nebraska 4 $ 902,000 $ 225,500 $ 98,000
Strafford, New Hampshire 4 $ 947,000 $ 236,750 $ 140,000
Santa Fe, New Mexico 4 $ 1,270,000 $ 317,500 $ 310,000
Albany, New York 4 $ 713,000 $ 178,250 $ 73,000
Onondaga, New York 4 $ 728,000 $ 182,000 $ 73,000
Gaston, North Carolina 4 $ 1,093,000 $ 273,250 $ 99,000
Harnett, North Carolina 4 $ 511,000 $ 127,750 $ 49,000
Person, North Carolina 4 $ 968,000 $ 242,000 $ 114,000
Clackamas, Oregon 4 $ 1,101,000 $ 275,250 $ 175,000
Klamath, Oregon 4 $ 437,000 $ 109,250 $ 48,000
Chester, Pennsylvania 4 $ 918,000 $ 229,500 $ 160,000
Delaware, Pennsylvania 4 $ 939,000 $ 234,750 $ 117,000
Lexington, South Carolina 4 $ 799,000 $ 199,750 $ 92,000
York, South Carolina 4 $ 546,000 $ 136,500 $ 60,000
Hidalgo, Texas 4 $ 523,000 $ 130,750 $ 76,000
Kendall, Texas 4 $ 1,669,000 $ 417,250 $ 177,000
Benton, Washington 4 $ 897,000 $ 224,250 $ 140,000
Clark, Washington 4 $ 1,170,000 $ 292,500 $ 155,000
Pierce, Washington 4 $ 1,675,000 $ 418,750 $ 124,000
Green Lake, Wisconsin 4 $ 1,662,000 $ 415,500 $ 289,000
Racine, Wisconsin 4 $ 1,060,000 $ 265,000 $ 141,000
Gila, Arizona 3 $ 710,000 $ 236,666 $ 194,000
Broomfield, Colorado 3 $ 836,000 $ 278,666 $ 97,000
La Plata, Colorado 3 $ 1,025,000 $ 341,666 $ 152,000
Brevard, Florida 3 $ 716,000 $ 238,666 $ 87,000
Clay, Florida 3 $ 602,000 $ 200,666 $ 90,000
Leon, Florida 3 $ 618,000 $ 206,000 $ 129,000
Monroe, Florida 3 $ 679,000 $ 226,333 $ 97,000
Seminole, Florida 3 $ 732,000 $ 244,000 $ 98,000
St. Lucie, Florida 3 $ 440,000 $ 146,666 $ 141,000
Sumter, Florida 3 $ 356,000 $ 118,666 $ 151,000
Volusia, Florida 3 $ 550,000 $ 183,333 $ 123,000
Forsyth, Georgia 3 $ 507,000 $ 169,000 $ 96,000
Boone, Illinois 3 $ 506,000 $ 168,666 $ 77,000
Jackson, Illinois 3 $ 560,000 $ 186,666 $ 107,000
Sangamon, Illinois 3 $ 479,000 $ 159,666 $ 74,000
Washington, Illinois 3 $ 467,000 $ 155,666 $ 76,000
Boone, Indiana 3 $ 534,000 $ 178,000 $ 146,000
Franklin, Indiana 3 $ 673,000 $ 224,333 $ 40,000
Kosciusko, Indiana 3 $ 645,000 $ 215,000 $ 179,000
Miami, Kansas 3 $ 547,000 $ 182,333 $ 147,000
Jefferson, Louisiana 3 $ 500,000 $ 166,666 $ 73,000
York, Maine 3 $ 792,000 $ 264,000 $ 294,000
Franklin, Massachusetts 3 $ 498,000 $ 166,000 $ 53,000
Cass, Michigan 3 $ 830,000 $ 276,666 $ 280,000
Isabella, Michigan 3 $ 457,000 $ 152,333 $ 60,000
Washtenaw, Michigan 3 $ 914,000 $ 304,666 $ 197,000
Cook, Minnesota 3 $ 549,000 $ 183,000 $ 135,000
Kandiyohi, Minnesota 3 $ 271,000 $ 90,333 $ 46,000
Nobles, Minnesota 3 $ 342,000 $ 114,000 $ 91,000
Rice, Minnesota 3 $ 556,000 $ 185,333 $ 93,000
Camden, Missouri 3 $ 859,000 $ 286,333 $ 230,000
Clay, Missouri 3 $ 307,000 $ 102,333 $ 57,000
Franklin, Missouri 3 $ 580,000 $ 193,333 $ 77,000
Belknap, New Hampshire 3 $ 756,000 $ 252,000 $ 116,000
San Juan, New Mexico 3 $ 426,000 $ 142,000 $ 45,000
Richmond, New York 3 $ 726,000 $ 242,000 $ 108,000
Buncombe, North Carolina 3 $ 501,000 $ 167,000 $ 150,000
Carteret, North Carolina 3 $ 718,000 $ 239,333 $ 433,000
Davie, North Carolina 3 $ 583,000 $ 194,333 $ 77,000
Randolph, North Carolina 3 $ 268,000 $ 89,333 $ 41,000
Wilkes, North Carolina 3 $ 343,000 $ 114,333 $ 49,000
Fairfield, Ohio 3 $ 510,000 $ 170,000 $ 149,000
Washington, Oregon 3 $ 676,000 $ 225,333 $ 70,000
Cumberland, Pennsylvania 3 $ 507,000 $ 169,000 $ 78,000
Dauphin, Pennsylvania 3 $ 377,000 $ 125,666 $ 67,000
Lancaster, Pennsylvania 3 $ 711,000 $ 237,000 $ 125,000
Westmoreland, Pennsylvania 3 $ 797,000 $ 265,666 $ 118,000
Richland, South Carolina 3 $ 554,000 $ 184,666 $ 111,000
Knox, Tennessee 3 $ 465,000 $ 155,000 $ 61,000
Shelby, Tennessee 3 $ 527,000 $ 175,666 $ 84,000
McLennan, Texas 3 $ 863,000 $ 287,666 $ 176,000
Parker, Texas 3 $ 765,000 $ 255,000 $ 72,000
Rockwall, Texas 3 $ 692,000 $ 230,666 $ 130,000
Smith, Texas 3 $ 569,000 $ 189,666 $ 79,000
Grand Isle, Vermont 3 $ 637,000 $ 212,333 $ 106,000
Orange, Vermont 3 $ 652,000 $ 217,333 $ 75,000
Albemarle, Virginia 3 $ 766,000 $ 255,333 $ 77,000
Henrico, Virginia 3 $ 645,000 $ 215,000 $ 78,000
Virginia Beach, Virginia 3 $ 501,000 $ 167,000 $ 105,000
Island, Washington 3 $ 1,556,000 $ 518,666 $ 123,000
Ashland, Wisconsin 3 $ 263,000 $ 87,666 $ 54,000
Door, Wisconsin 3 $ 870,000 $ 290,000 $ 664,000
Jefferson, Wisconsin 3 $ 680,000 $ 226,666 $ 203,000
Manitowoc, Wisconsin 3 $ 537,000 $ 179,000 $ 119,000
Washington, Wisconsin 3 $ 844,000 $ 281,333 $ 133,000
La Paz, Arizona 2 $ 536,000 $ 268,000 $ 101,000
Lassen, California 2 $ 195,000 $ 97,500 $ 34,000
Solano, California 2 $ 551,000 $ 275,500 $ 79,000
Yolo, California 2 $ 824,000 $ 412,000 $ 196,000
Clear Creek, Colorado 2 $ 512,000 $ 256,000 $ 76,000
Summit, Colorado 2 $ 510,000 $ 255,000 $ 171,000
Alachua, Florida 2 $ 518,000 $ 259,000 $ 153,000
Charlotte, Florida 2 $ 482,000 $ 241,000 $ 75,000
Citrus, Florida 2 $ 400,000 $ 200,000 $ 71,000
Escambia, Florida 2 $ 297,000 $ 148,500 $ 69,000
Indian River, Florida 2 $ 527,000 $ 263,500 $ 148,000
Lake, Florida 2 $ 564,000 $ 282,000 $ 82,000
Okaloosa, Florida 2 $ 834,000 $ 417,000 $ 750,000
Polk, Florida 2 $ 318,000 $ 159,000 $ 109,000
Chatham, Georgia 2 $ 438,000 $ 219,000 $ 132,000
Cherokee, Georgia 2 $ 274,000 $ 137,000 $ 94,000
Coweta, Georgia 2 $ 382,000 $ 191,000 $ 87,000
Maui, Hawaii 2 $ 504,000 $ 252,000 $ 85,000
Effingham, Illinois 2 $ 510,000 $ 255,000 $ 260,000
Henry, Illinois 2 $ 176,000 $ 88,000 $ 48,000
Rock Island, Illinois 2 $ 608,000 $ 304,000 $ 152,000
Stephenson, Illinois 2 $ 327,000 $ 163,500 $ 70,000
Williamson, Illinois 2 $ 308,000 $ 154,000 $ 85,000
Dearborn, Indiana 2 $ 364,000 $ 182,000 $ 57,000
Starke, Indiana 2 $ 248,000 $ 124,000 $ 54,000
White, Indiana 2 $ 372,000 $ 186,000 $ 248,000
Cumberland, Maine 2 $ 577,000 $ 288,500 $ 122,000
Carroll, Maryland 2 $ 707,000 $ 353,500 $ 91,000
Howard, Maryland 2 $ 769,000 $ 384,500 $ 133,000
Dukes, Massachusetts 2 $ 430,000 $ 215,000 $ 198,000
Genesee, Michigan 2 $ 181,000 $ 90,500 $ 115,000
Monroe, Michigan 2 $ 332,000 $ 166,000 $ 53,000
Oceana, Michigan 2 $ 571,000 $ 285,500 $ 271,000
Douglas, Minnesota 2 $ 717,000 $ 358,500 $ 325,000
Jackson, Minnesota 2 $ 142,000 $ 71,000 $ 53,000
Kanabec, Minnesota 2 $ 214,000 $ 107,000 $ 37,000
Le Sueur, Minnesota 2 $ 179,000 $ 89,500 $ 46,000
Olmsted, Minnesota 2 $ 467,000 $ 233,500 $ 68,000
Stearns, Minnesota 2 $ 193,000 $ 96,500 $ 67,000
Lincoln, Missouri 2 $ 263,000 $ 131,500 $ 51,000
Dona Ana, New Mexico 2 $ 384,000 $ 192,000 $ 75,000
Sandoval, New Mexico 2 $ 455,000 $ 227,500 $ 94,000
Dutchess, New York 2 $ 536,000 $ 268,000 $ 130,000
Monroe, New York 2 $ 245,000 $ 122,500 $ 76,000
Putnam, New York 2 $ 475,000 $ 237,500 $ 88,000
Queens, New York 2 $ 465,000 $ 232,500 $ 179,000
Rockland, New York 2 $ 516,000 $ 258,000 $ 197,000
Schoharie, New York 2 $ 462,000 $ 231,000 $ 82,000
Ulster, New York 2 $ 306,000 $ 153,000 $ 47,000
Burke, North Carolina 2 $ 207,000 $ 103,500 $ 54,000
Cumberland, North Carolina 2 $ 335,000 $ 167,500 $ 131,000
Dare, North Carolina 2 $ 459,000 $ 229,500 $ 156,000
Davidson, North Carolina 2 $ 237,000 $ 118,500 $ 47,000
Pitt, North Carolina 2 $ 366,000 $ 183,000 $ 105,000
Butler, Ohio 2 $ 396,000 $ 198,000 $ 85,000
Clermont, Ohio 2 $ 398,000 $ 199,000 $ 144,000
Greene, Ohio 2 $ 524,000 $ 262,000 $ 200,000
Lorain, Ohio 2 $ 284,000 $ 142,000 $ 56,000
Stark, Ohio 2 $ 431,000 $ 215,500 $ 79,000
Carter, Oklahoma 2 $ 260,000 $ 130,000 $ 114,000
Cleveland, Oklahoma 2 $ 328,000 $ 164,000 $ 124,000
Douglas, Oregon 2 $ 322,000 $ 161,000 $ 83,000
Lehigh, Pennsylvania 2 $ 587,000 $ 293,500 $ 169,000
Mercer, Pennsylvania 2 $ 470,000 $ 235,000 $ 140,000
Washington, Pennsylvania 2 $ 477,000 $ 238,500 $ 148,000
Bristol, Rhode Island 2 $ 626,000 $ 313,000 $ 133,000
Newport, Rhode Island 2 $ 330,000 $ 165,000 $ 74,000
Providence, Rhode Island 2 $ 693,000 $ 346,500 $ 129,000
Pickens, South Carolina 2 $ 247,000 $ 123,500 $ 78,000
Ellis, Texas 2 $ 311,000 $ 155,500 $ 132,000
Grayson, Texas 2 $ 221,000 $ 110,500 $ 90,000
Kaufman, Texas 2 $ 258,000 $ 129,000 $ 56,000
Lubbock, Texas 2 $ 229,000 $ 114,500 $ 70,000
Cache, Utah 2 $ 306,000 $ 153,000 $ 69,000
Washington, Utah 2 $ 448,000 $ 224,000 $ 68,000
Orleans, Vermont 2 $ 527,000 $ 263,500 $ 205,000
Fauquier, Virginia 2 $ 303,000 $ 151,500 $ 87,000
Stafford, Virginia 2 $ 501,000 $ 250,500 $ 68,000
Spokane, Washington 2 $ 385,000 $ 192,500 $ 129,000
Bayfield, Wisconsin 2 $ 245,000 $ 122,500 $ 60,000
Eau Claire, Wisconsin 2 $ 405,000 $ 202,500 $ 59,000
Marathon, Wisconsin 2 $ 282,000 $ 141,000 $ 85,000
Outagamie, Wisconsin 2 $ 534,000 $ 267,000 $ 154,000
Rock, Wisconsin 2 $ 283,000 $ 141,500 $ 72,000
Sauk, Wisconsin 2 $ 537,000 $ 268,500 $ 484,000
Waupaca, Wisconsin 2 $ 279,000 $ 139,500 $ 79,000
Coconino, Arizona 1 $ 203,000 $ 203,000 $ 54,000
Alpine, California 1 $ 421,000 $ 421,000 $ 411,000
Amador, California 1 $ 189,000 $ 189,000 $ 163,000
Butte, California 1 $ 169,000 $ 169,000 $ 72,000
Calaveras, California 1 $ 387,000 $ 387,000 $ 66,000
Del Norte, California 1 $ 160,000 $ 160,000 $ 71,000
Imperial, California 1 $ 173,000 $ 173,000 $ 46,000
Mono, California 1 $ 163,000 $ 163,000 $ 182,000
San Benito, California 1 $ 260,000 $ 260,000 $ 147,000
San Luis Obispo, California 1 $ 300,000 $ 300,000 $ 77,000
Shasta, California 1 $ 198,000 $ 198,000 $ 48,000
Tulare, California 1 $ 184,000 $ 184,000 $ 128,000
Chaffee, Colorado 1 $ 204,000 $ 204,000 $ 147,000
Custer, Colorado 1 $ 155,000 $ 155,000 $ 111,000
Elbert, Colorado 1 $ 262,000 $ 262,000 $ 88,000
Garfield, Colorado 1 $ 228,000 $ 228,000 $ 52,000
Huerfano, Colorado 1 $ 264,000 $ 264,000 $ 484,000
Moffat, Colorado 1 $ 195,000 $ 195,000 $ 59,000
Ouray, Colorado 1 $ 399,000 $ 399,000 $ 240,000
Park, Colorado 1 $ 126,000 $ 126,000 $ 52,000
Pueblo, Colorado 1 $ 305,000 $ 305,000 $ 214,000
Routt, Colorado 1 $ 417,000 $ 417,000 $ 310,000
Teller, Colorado 1 $ 255,000 $ 255,000 $ 120,000
Weld, Colorado 1 $ 311,000 $ 311,000 $ 93,000
Windham, Connecticut 1 $ 177,000 $ 177,000 $ 168,000
Kent, Delaware 1 $ 282,000 $ 282,000 $ 62,000
New Castle, Delaware 1 $ 126,000 $ 126,000 $ 31,000
Sussex, Delaware 1 $ 405,000 $ 405,000 $ 222,000
Jefferson, Florida 1 $ 360,000 $ 360,000 $ 145,000
Manatee, Florida 1 $ 151,000 $ 151,000 $ 182,000
Santa Rosa, Florida 1 $ 138,000 $ 138,000 $ 63,000
Walton, Florida 1 $ 273,000 $ 273,000 $ 258,000
Washington, Florida 1 $ 253,000 $ 253,000 $ 71,000
Bibb, Georgia 1 $ 217,000 $ 217,000 $ 99,000
Douglas, Georgia 1 $ 239,000 $ 239,000 $ 87,000
Glynn, Georgia 1 $ 151,000 $ 151,000 $ 142,000
Houston, Georgia 1 $ 144,000 $ 144,000 $ 63,000
Liberty, Georgia 1 $ 218,000 $ 218,000 $ 114,000
Pickens, Georgia 1 $ 291,000 $ 291,000 $ 162,000
Adams, Illinois 1 $ 175,000 $ 175,000 $ 116,000
Bond, Illinois 1 $ 246,000 $ 246,000 $ 50,000
Clinton, Illinois 1 $ 140,000 $ 140,000 $ 36,000
Hancock, Illinois 1 $ 161,000 $ 161,000 $ 91,000
Iroquois, Illinois 1 $ 130,000 $ 130,000 $ 365,000
Jersey, Illinois 1 $ 200,000 $ 200,000 $ 105,000
Jo Daviess, Illinois 1 $ 352,000 $ 352,000 $ 187,000
Knox, Illinois 1 $ 383,000 $ 383,000 $ 747,000
Lee, Illinois 1 $ 107,000 $ 107,000 $ 52,000
Macoupin, Illinois 1 $ 161,000 $ 161,000 $ 103,000
Montgomery, Illinois 1 $ 208,000 $ 208,000 $ 257,000
Whiteside, Illinois 1 $ 67,000 $ 67,000 $ 71,000
Delaware, Indiana 1 $ 230,000 $ 230,000 $ 89,000
Grant, Indiana 1 $ 175,000 $ 175,000 $ 96,000
Jefferson, Indiana 1 $ 305,000 $ 305,000 $ 189,000
Marshall, Indiana 1 $ 143,000 $ 143,000 $ 74,000
Monroe, Indiana 1 $ 195,000 $ 195,000 $ 271,000
Shelby, Indiana 1 $ 220,000 $ 220,000 $ 275,000
Steuben, Indiana 1 $ 266,000 $ 266,000 $ 79,000
Tippecanoe, Indiana 1 $ 102,000 $ 102,000 $ 35,000
Vanderburgh, Indiana 1 $ 155,000 $ 155,000 $ 55,000
Linn, Iowa 1 $ 285,000 $ 285,000 $ 722,000
Scott, Iowa 1 $ 132,000 $ 132,000 $ 60,000
Story, Iowa 1 $ 152,000 $ 152,000 $ 132,000
Atchison, Kansas 1 $ 71,000 $ 71,000 $ 39,000
Butler, Kansas 1 $ 195,000 $ 195,000 $ 106,000
Douglas, Kansas 1 $ 173,000 $ 173,000 $ 118,000
Finney, Kansas 1 $ 55,000 $ 55,000 $ 30,000
Franklin, Kansas 1 $ 142,000 $ 142,000 $ 121,000
Geary, Kansas 1 $ 100,000 $ 100,000 $ 37,000
Harvey, Kansas 1 $ 137,000 $ 137,000 $ 128,000
Sedgwick, Kansas 1 $ 61,000 $ 61,000 $ 54,000
Campbell, Kentucky 1 $ 171,000 $ 171,000 $ 73,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,596 $4,537,861,000 $290,000 $2,000,000 $149,000 $4,860,000
Home Purchase 7,321 $1,856,524,000 $253,000 $2,145,000 $119,000 $9,414,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,030 $5,075,194,000 $281,000 $2,000,000 $144,000 $9,414,000
Not Provided 1,816 $510,105,000 $280,000 $1,293,000 $140,000 $4,862,000
Asian 1,743 $514,391,000 $295,000 $2,145,000 $132,000 $3,192,000
Hispanic 860 $191,838,000 $223,000 $990,000 $88,000 $882,000
Black or African American 361 $78,207,000 $216,000 $865,000 $91,000 $801,000
Native Hawaiian or Other Pacific Islander 70 $16,132,000 $230,000 $556,000 $107,000 $506,000
American Indian or Alaskan Native 37 $8,518,000 $230,000 $551,000 $131,000 $936,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,222 $5,575,123,000 $290,000 $2,145,000 $151,000 $9,414,000
FHA-insured (Federal Housing Administration) 3,443 $761,947,000 $221,000 $744,000 $79,000 $817,000
VA-guaranteed (Veterans Administration) 252 $57,315,000 $227,000 $715,000 $81,000 $936,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 22,592 $6,310,909,000 $279,000 $2,145,000 $140,000 $9,414,000
Application Denied By Financial Institution 147 $36,147,000 $245,000 $1,088,000 $93,000 $936,000
Application Withdrawn By Applicant 142 $36,461,000 $256,000 $1,500,000 $121,000 $3,200,000
File Closed For Incompleteness 24 $7,131,000 $297,000 $835,000 $116,000 $409,000
Application Approved But Not Accepted 11 $3,477,000 $316,000 $880,000 $127,000 $470,000
Preapproval Denied by Financial Institution 1 $260,000 $260,000 $260,000 $53,000 $53,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 30 $5,369,000 $178,000 $561,000 $62,000 $141,000
Collateral 20 $4,916,000 $245,000 $1,000,000 $112,000 $218,000
Other 17 $4,634,000 $272,000 $920,000 $153,000 $936,000
Unverifiable Information 13 $3,257,000 $250,000 $729,000 $74,000 $180,000
Employment History 10 $1,623,000 $162,000 $277,000 $56,000 $144,000
Mortgage Insurance Denied 3 $624,000 $208,000 $266,000 $79,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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