Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2011
In 2011, Guaranteed Rate, Inc. of Chicago, IL reported 23,212 mortgage applications totaling $6.1 billion, up 1% from 2010. The average application was for $260,942, and applicants reported an average income of $135,175. 96% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (10,194), Cambridge-Newton-Framingham, MA (1,034) and Lake County-Kenosha County, IL-WI (909) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 23,212 |
| Total Mortgage Loan Application Amount | $6,056,993,000 |
| Average Mortgage Loan Application Amount | $260,942 |
| Highest Mortgage Loan Application Amount | $2,480,000 |
| Average Applicant Income | $135,175 |
| Highest Applicant Income | $6,507,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 10,194 | $ 2,696,944,000 | $ 264,561 | $ 142,000 |
| Cambridge-Newton-Framingham, MA | 1,034 | $ 330,919,000 | $ 320,037 | $ 141,000 |
| Lake County-Kenosha County, IL-WI | 909 | $ 265,935,000 | $ 292,557 | $ 179,578 |
| Boston-Quincy, MA | 809 | $ 247,304,000 | $ 305,690 | $ 137,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 556 | $ 107,332,000 | $ 193,043 | $ 92,035 |
| Denver-Aurora-Broomfield, CO | 530 | $ 139,197,000 | $ 262,635 | $ 120,000 |
| Phoenix-Mesa-Glendale, AZ | 525 | $ 99,817,000 | $ 190,127 | $ 115,000 |
| Las Vegas-Paradise, NV | 427 | $ 61,333,000 | $ 143,637 | $ 81,000 |
| Los Angeles-Long Beach-Glendale, CA | 360 | $ 129,247,000 | $ 359,019 | $ 149,000 |
| Gary, IN | 334 | $ 61,367,000 | $ 183,733 | $ 88,000 |
| San Diego-Carlsbad-San Marcos, CA | 317 | $ 102,099,000 | $ 322,078 | $ 138,000 |
| Worcester, MA | 292 | $ 83,176,000 | $ 284,849 | $ 125,000 |
| Peabody, MA | 275 | $ 80,386,000 | $ 292,312 | $ 136,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 263 | $ 51,110,000 | $ 194,334 | $ 106,000 |
| Durham-Chapel Hill, NC | 261 | $ 63,932,000 | $ 244,950 | $ 137,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 255 | $ 56,862,000 | $ 222,988 | $ 134,000 |
| Providence-New Bedford-Fall River, RI-MA | 246 | $ 54,385,000 | $ 221,077 | $ 100,317 |
| Raleigh-Cary, NC | 239 | $ 53,520,000 | $ 223,933 | $ 104,000 |
| St. Louis, MO-IL | 221 | $ 40,442,000 | $ 182,995 | $ 95,371 |
| Santa Ana-Anaheim-Irvine, CA | 216 | $ 92,926,000 | $ 430,212 | $ 182,000 |
| Milwaukee-Waukesha-West Allis, WI | 196 | $ 44,584,000 | $ 227,469 | $ 130,000 |
| Manchester-Nashua, NH | 195 | $ 47,553,000 | $ 243,861 | $ 109,000 |
| Riverside-San Bernardino-Ontario, CA | 191 | $ 44,022,000 | $ 230,481 | $ 102,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 165 | $ 64,836,000 | $ 392,945 | $ 138,000 |
| Barnstable Town, MA | 163 | $ 41,997,000 | $ 257,650 | $ 136,000 |
| Bridgeport-Stamford-Norwalk, CT | 152 | $ 55,732,000 | $ 366,657 | $ 178,000 |
| Salt Lake City, UT | 141 | $ 25,629,000 | $ 181,765 | $ 65,000 |
| Santa Cruz-Watsonville, CA | 129 | $ 48,414,000 | $ 375,302 | $ 125,000 |
| Kansas City, MO-KS | 119 | $ 24,787,000 | $ 208,294 | $ 114,949 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 108 | $ 38,387,000 | $ 355,435 | $ 152,074 |
| Houston-Sugar Land-Baytown, TX | 97 | $ 19,604,000 | $ 202,103 | $ 142,000 |
| Oakland-Fremont-Hayward, CA | 90 | $ 32,281,000 | $ 358,677 | $ 152,000 |
| Rockingham County-Strafford County, NH | 90 | $ 22,479,000 | $ 249,766 | $ 120,000 |
| San Francisco-San Mateo-Redwood City, CA | 90 | $ 44,150,000 | $ 490,555 | $ 201,000 |
| New Haven-Milford, CT | 82 | $ 19,848,000 | $ 242,048 | $ 151,000 |
| New York-White Plains-Wayne, NY-NJ | 81 | $ 35,274,000 | $ 435,481 | $ 191,925 |
| Dallas-Plano-Irving, TX | 78 | $ 17,470,000 | $ 223,974 | $ 153,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 74 | $ 14,769,000 | $ 199,581 | $ 111,175 |
| Hartford-West Hartford-East Hartford, CT | 74 | $ 17,801,000 | $ 240,554 | $ 122,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 70 | $ 17,100,000 | $ 244,285 | $ 113,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 63 | $ 12,682,000 | $ 201,301 | $ 95,555 |
| Oxnard-Thousand Oaks-Ventura, CA | 57 | $ 19,455,000 | $ 341,315 | $ 140,000 |
| Winston-Salem, NC | 57 | $ 8,143,000 | $ 142,859 | $ 67,000 |
| Provo-Orem, UT | 50 | $ 10,163,000 | $ 203,260 | $ 82,000 |
| Boulder, CO | 46 | $ 12,237,000 | $ 266,021 | $ 129,000 |
| Yuma, AZ | 41 | $ 6,824,000 | $ 166,439 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 40 | $ 7,429,000 | $ 185,725 | $ 161,000 |
| Wilmington, NC | 38 | $ 8,336,000 | $ 219,368 | $ 124,000 |
| Austin-Round Rock-San Marcos, TX | 35 | $ 7,172,000 | $ 204,914 | $ 144,000 |
| Baltimore-Towson, MD | 35 | $ 10,832,000 | $ 309,485 | $ 168,000 |
| Seattle-Bellevue-Everett, WA | 34 | $ 10,508,000 | $ 309,058 | $ 131,000 |
| Miami-Miami Beach-Kendall, FL | 31 | $ 6,659,000 | $ 214,806 | $ 125,000 |
| Elkhart-Goshen, IN | 28 | $ 3,285,000 | $ 117,321 | $ 60,000 |
| Niles-Benton Harbor, MI | 28 | $ 7,221,000 | $ 257,892 | $ 239,000 |
| Springfield, MA | 27 | $ 5,939,000 | $ 219,962 | $ 122,000 |
| Burlington-South Burlington, VT | 26 | $ 5,694,000 | $ 219,000 | $ 88,000 |
| Warren-Troy-Farmington Hills, MI | 26 | $ 5,516,000 | $ 212,153 | $ 154,000 |
| Atlanta-Sandy Springs-Marietta, GA | 25 | $ 6,818,000 | $ 272,720 | $ 164,000 |
| Bethesda-Rockville-Frederick, MD | 24 | $ 8,567,000 | $ 356,958 | $ 169,000 |
| Greensboro-High Point, NC | 24 | $ 3,714,000 | $ 154,750 | $ 61,000 |
| Ogden-Clearfield, UT | 24 | $ 4,657,000 | $ 194,041 | $ 81,000 |
| San Antonio-New Braunfels, TX | 24 | $ 5,309,000 | $ 221,208 | $ 154,000 |
| Indianapolis-Carmel, IN | 23 | $ 5,347,000 | $ 232,478 | $ 152,000 |
| Tucson, AZ | 23 | $ 5,912,000 | $ 257,043 | $ 124,000 |
| Port St. Lucie, FL | 22 | $ 3,354,000 | $ 152,454 | $ 84,000 |
| Nassau-Suffolk, NY | 21 | $ 7,262,000 | $ 345,809 | $ 158,000 |
| Colorado Springs, CO | 20 | $ 3,607,000 | $ 180,350 | $ 93,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 4,436,000 | $ 221,800 | $ 98,000 |
| Beaumont-Port Arthur, TX | 19 | $ 2,954,000 | $ 155,473 | $ 121,000 |
| Madison, WI | 19 | $ 4,820,000 | $ 253,684 | $ 115,000 |
| Philadelphia, PA | 19 | $ 5,471,000 | $ 287,947 | $ 162,000 |
| Michigan City-La Porte, IN | 17 | $ 3,508,000 | $ 206,352 | $ 255,000 |
| Newark-Union, NJ-PA | 16 | $ 5,119,000 | $ 319,937 | $ 233,000 |
| South Bend-Mishawaka, IN-MI | 16 | $ 3,280,000 | $ 205,000 | $ 285,750 |
| Asheville, NC | 14 | $ 2,946,000 | $ 210,428 | $ 99,000 |
| Cincinnati-Middletown, OH-KY-IN | 14 | $ 3,702,000 | $ 264,428 | $ 132,928 |
| Jacksonville, FL | 14 | $ 3,123,000 | $ 223,071 | $ 136,000 |
| North Port-Bradenton-Sarasota, FL | 14 | $ 2,843,000 | $ 203,071 | $ 212,000 |
| Pittsburgh, PA | 14 | $ 3,250,000 | $ 232,142 | $ 104,000 |
| Rockford, IL | 14 | $ 2,131,000 | $ 152,214 | $ 92,000 |
| Burlington, NC | 13 | $ 1,674,000 | $ 128,769 | $ 45,000 |
| Edison-New Brunswick, NJ | 13 | $ 3,966,000 | $ 305,076 | $ 211,000 |
| Fort Worth-Arlington, TX | 13 | $ 2,686,000 | $ 206,615 | $ 109,000 |
| Naples-Marco Island, FL | 13 | $ 3,974,000 | $ 305,692 | $ 284,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 2,074,000 | $ 188,545 | $ 124,000 |
| Columbus, OH | 11 | $ 2,440,000 | $ 221,818 | $ 104,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 2,239,000 | $ 203,545 | $ 102,363 |
| Kankakee-Bradley, IL | 11 | $ 1,524,000 | $ 138,545 | $ 69,000 |
| Cleveland-Elyria-Mentor, OH | 10 | $ 2,490,000 | $ 249,000 | $ 174,000 |
| Fort Collins-Loveland, CO | 10 | $ 2,365,000 | $ 236,500 | $ 131,000 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 1,707,000 | $ 170,700 | $ 119,000 |
| Racine, WI | 10 | $ 1,871,000 | $ 187,100 | $ 94,000 |
| Champaign-Urbana, IL | 9 | $ 1,596,000 | $ 177,333 | $ 80,000 |
| Santa Rosa-Petaluma, CA | 9 | $ 3,554,000 | $ 394,888 | $ 224,000 |
| Ann Arbor, MI | 8 | $ 2,697,000 | $ 337,125 | $ 205,000 |
| Greeley, CO | 8 | $ 1,884,000 | $ 235,500 | $ 103,000 |
| Kalamazoo-Portage, MI | 8 | $ 1,536,000 | $ 192,000 | $ 135,000 |
| Peoria, IL | 8 | $ 1,660,000 | $ 207,500 | $ 178,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 2,060,000 | $ 257,500 | $ 100,000 |
| Prescott, AZ | 8 | $ 1,559,000 | $ 194,875 | $ 134,000 |
| Salinas, CA | 8 | $ 2,319,000 | $ 289,875 | $ 88,000 |
| Stockton, CA | 8 | $ 1,413,000 | $ 176,625 | $ 108,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 1,674,000 | $ 209,250 | $ 80,500 |
| Albuquerque, NM | 7 | $ 1,661,000 | $ 237,285 | $ 105,000 |
| Detroit-Livonia-Dearborn, MI | 7 | $ 1,731,000 | $ 247,285 | $ 152,000 |
| El Paso, TX | 7 | $ 1,315,000 | $ 187,857 | $ 101,000 |
| Flagstaff, AZ | 7 | $ 1,431,000 | $ 204,428 | $ 119,000 |
| Memphis, TN-MS-AR | 7 | $ 1,298,000 | $ 185,428 | $ 133,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,675,000 | $ 239,285 | $ 175,000 |
| St. Cloud, MN | 7 | $ 884,000 | $ 126,285 | $ 62,000 |
| Tacoma, WA | 7 | $ 2,001,000 | $ 285,857 | $ 211,000 |
| Bloomington-Normal, IL | 6 | $ 1,473,000 | $ 245,500 | $ 235,000 |
| Greenville, NC | 6 | $ 959,000 | $ 159,833 | $ 152,000 |
| Holland-Grand Haven, MI | 6 | $ 1,009,000 | $ 168,166 | $ 123,000 |
| Las Cruces, NM | 6 | $ 1,553,000 | $ 258,833 | $ 157,000 |
| Louisville-Jefferson County, KY-IN | 6 | $ 1,823,000 | $ 303,833 | $ 125,000 |
| Norwich-New London, CT | 6 | $ 1,267,000 | $ 211,166 | $ 144,000 |
| Richmond, VA | 6 | $ 1,169,000 | $ 194,833 | $ 89,000 |
| Rochester, MN | 6 | $ 824,000 | $ 137,333 | $ 75,000 |
| Wichita, KS | 6 | $ 1,219,000 | $ 203,166 | $ 89,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 750,000 | $ 150,000 | $ 154,000 |
| Camden, NJ | 5 | $ 1,742,000 | $ 348,400 | $ 248,000 |
| Charleston-North Charleston-Summerville, SC | 5 | $ 1,224,000 | $ 244,800 | $ 223,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,105,000 | $ 221,000 | $ 127,000 |
| Jacksonville, NC | 5 | $ 991,000 | $ 198,200 | $ 71,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 1,252,000 | $ 250,400 | $ 136,000 |
| Lawton, OK | 5 | $ 474,000 | $ 94,800 | $ 95,000 |
| Lexington-Fayette, KY | 5 | $ 1,624,000 | $ 324,800 | $ 262,000 |
| Modesto, CA | 5 | $ 854,000 | $ 170,800 | $ 54,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 1,186,000 | $ 237,200 | $ 79,000 |
| Oklahoma City, OK | 5 | $ 962,000 | $ 192,400 | $ 103,000 |
| Reno-Sparks, NV | 5 | $ 1,597,000 | $ 319,400 | $ 126,000 |
| Syracuse, NY | 5 | $ 643,000 | $ 128,600 | $ 121,000 |
| Bakersfield-Delano, CA | 4 | $ 758,000 | $ 189,500 | $ 174,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 621,000 | $ 155,250 | $ 131,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 676,000 | $ 169,000 | $ 131,000 |
| Oshkosh-Neenah, WI | 4 | $ 991,000 | $ 247,750 | $ 198,000 |
| Pittsfield, MA | 4 | $ 957,000 | $ 239,250 | $ 218,000 |
| Redding, CA | 4 | $ 717,000 | $ 179,250 | $ 94,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,893,000 | $ 473,250 | $ 121,000 |
| Santa Fe, NM | 4 | $ 1,087,000 | $ 271,750 | $ 150,000 |
| Tulsa, OK | 4 | $ 731,000 | $ 182,750 | $ 85,000 |
| Akron, OH | 3 | $ 685,000 | $ 228,333 | $ 164,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 680,000 | $ 226,666 | $ 127,000 |
| Appleton, WI | 3 | $ 479,000 | $ 159,666 | $ 83,000 |
| Bend, OR | 3 | $ 1,073,000 | $ 357,666 | $ 146,000 |
| Canton-Massillon, OH | 3 | $ 700,000 | $ 233,333 | $ 121,000 |
| Charlottesville, VA | 3 | $ 830,000 | $ 276,666 | $ 103,000 |
| Corpus Christi, TX | 3 | $ 569,000 | $ 189,666 | $ 263,000 |
| Dayton, OH | 3 | $ 485,000 | $ 161,666 | $ 200,000 |
| Fargo, ND-MN | 3 | $ 459,000 | $ 153,000 | $ 91,000 |
| Fort Wayne, IN | 3 | $ 722,000 | $ 240,666 | $ 98,000 |
| Fresno, CA | 3 | $ 986,000 | $ 328,666 | $ 172,000 |
| Gainesville, FL | 3 | $ 602,000 | $ 200,666 | $ 157,000 |
| Green Bay, WI | 3 | $ 447,000 | $ 149,000 | $ 73,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 313,000 | $ 104,333 | $ 43,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 485,000 | $ 161,666 | $ 110,000 |
| Knoxville, TN | 3 | $ 825,000 | $ 275,000 | $ 172,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 341,000 | $ 113,666 | $ 38,000 |
| Lancaster, PA | 3 | $ 710,000 | $ 236,666 | $ 139,000 |
| Mankato-North Mankato, MN | 3 | $ 276,000 | $ 92,000 | $ 36,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 335,000 | $ 111,666 | $ 119,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 730,000 | $ 243,333 | $ 97,000 |
| Napa, CA | 3 | $ 1,160,000 | $ 386,666 | $ 77,000 |
| Sebastian-Vero Beach, FL | 3 | $ 475,000 | $ 158,333 | $ 249,000 |
| Sheboygan, WI | 3 | $ 774,000 | $ 258,000 | $ 156,000 |
| Springfield, IL | 3 | $ 564,000 | $ 188,000 | $ 107,000 |
| St. George, UT | 3 | $ 438,000 | $ 146,000 | $ 68,000 |
| Toledo, OH | 3 | $ 794,000 | $ 264,666 | $ 180,000 |
| Yakima, WA | 3 | $ 843,000 | $ 281,000 | $ 94,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 451,000 | $ 225,500 | $ 51,000 |
| Baton Rouge, LA | 2 | $ 610,000 | $ 305,000 | $ 229,000 |
| Bellingham, WA | 2 | $ 791,000 | $ 395,500 | $ 122,000 |
| Bloomington, IN | 2 | $ 1,110,000 | $ 555,000 | $ 207,000 |
| Bremerton-Silverdale, WA | 2 | $ 631,000 | $ 315,500 | $ 59,000 |
| Brownsville-Harlingen, TX | 2 | $ 369,000 | $ 184,500 | $ 46,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 562,000 | $ 281,000 | $ 137,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 718,000 | $ 359,000 | $ 262,000 |
| Des Moines-West Des Moines, IA | 2 | $ 642,000 | $ 321,000 | $ 169,000 |
| Eau Claire, WI | 2 | $ 171,000 | $ 85,500 | $ 48,000 |
| Evansville, IN-KY | 2 | $ 395,000 | $ 197,500 | $ 214,000 |
| Fayetteville, NC | 2 | $ 212,000 | $ 106,000 | $ 121,000 |
| Harrisburg-Carlisle, PA | 2 | $ 425,000 | $ 212,500 | $ 142,000 |
| Iowa City, IA | 2 | $ 670,000 | $ 335,000 | $ 212,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 607,000 | $ 303,500 | $ 128,000 |
| Lawrence, KS | 2 | $ 242,000 | $ 121,000 | $ 84,000 |
| Merced, CA | 2 | $ 185,000 | $ 92,500 | $ 74,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 480,000 | $ 240,000 | $ 398,000 |
| Olympia, WA | 2 | $ 343,000 | $ 171,500 | $ 77,000 |
| Pueblo, CO | 2 | $ 361,000 | $ 180,500 | $ 117,000 |
| Rochester, NY | 2 | $ 511,000 | $ 255,500 | $ 112,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 744,000 | $ 372,000 | $ 124,000 |
| Savannah, GA | 2 | $ 943,000 | $ 471,500 | $ 384,000 |
| Spartanburg, SC | 2 | $ 214,000 | $ 107,000 | $ 125,000 |
| Springfield, MO | 2 | $ 441,000 | $ 220,500 | $ 132,000 |
| State College, PA | 2 | $ 403,000 | $ 201,500 | $ 166,000 |
| Tyler, TX | 2 | $ 568,000 | $ 284,000 | $ 137,000 |
| Bangor, ME | 1 | $ 333,000 | $ 333,000 | $ 292,000 |
| Bay City, MI | 1 | $ 88,000 | $ 88,000 | $ 255,000 |
| Binghamton, NY | 1 | $ 305,000 | $ 305,000 | $ 470,000 |
| Cedar Rapids, IA | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
| Chattanooga, TN-GA | 1 | $ 406,000 | $ 406,000 | $ 265,000 |
| College Station-Bryan, TX | 1 | $ 71,000 | $ 71,000 | $ 138,000 |
| Columbia, MO | 1 | $ 268,000 | $ 268,000 | $ 203,000 |
| Columbia, SC | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Columbus, IN | 1 | $ 393,000 | $ 393,000 | $ 300,000 |
| Corvallis, OR | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Danville, IL | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Danville, VA | 1 | $ 240,000 | $ 240,000 | $ 200,000 |
| Decatur, IL | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
| Duluth, MN-WI | 1 | $ 320,000 | $ 320,000 | $ 108,000 |
| Elmira, NY | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Erie, PA | 1 | $ 263,000 | $ 263,000 | $ 180,000 |
| Eugene-Springfield, OR | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Glens Falls, NY | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Grand Forks, ND-MN | 1 | $ 192,000 | $ 192,000 | $ 453,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 170,000 | $ 170,000 | $ 116,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Janesville, WI | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Kingston, NY | 1 | $ 250,000 | $ 250,000 | $ 82,000 |
| Lafayette, IN | 1 | $ 300,000 | $ 300,000 | $ 162,000 |
| Lewiston-Auburn, ME | 1 | $ 84,000 | $ 84,000 | $ 590,000 |
| Logan, UT-ID | 1 | $ 159,000 | $ 159,000 | $ 117,000 |
| Longview, TX | 1 | $ 63,000 | $ 63,000 | $ 64,000 |
| Madera-Chowchilla, CA | 1 | $ 417,000 | $ 417,000 | $ 1,024,000 |
| Manhattan, KS | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
| Medford, OR | 1 | $ 150,000 | $ 150,000 | $ 157,000 |
| Midland, TX | 1 | $ 355,000 | $ 355,000 | $ 391,000 |
| Morristown, TN | 1 | $ 276,000 | $ 276,000 | $ 80,000 |
| Ocala, FL | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Ocean City, NJ | 1 | $ 313,000 | $ 313,000 | $ 133,000 |
| Palm Coast, FL | 1 | $ 214,000 | $ 214,000 | $ 151,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 360,000 | $ 360,000 | $ 78,000 |
| Reading, PA | 1 | $ 319,000 | $ 319,000 | $ 176,000 |
| Roanoke, VA | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Salisbury, MD | 1 | $ 120,000 | $ 120,000 | $ 151,000 |
| San Angelo, TX | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 481,000 | $ 481,000 | $ 280,000 |
| Spokane, WA | 1 | $ 256,000 | $ 256,000 | $ 79,000 |
| Trenton-Ewing, NJ | 1 | $ 304,000 | $ 304,000 | $ 109,000 |
| Utica-Rome, NY | 1 | $ 199,000 | $ 199,000 | $ 105,000 |
| Vallejo-Fairfield, CA | 1 | $ 364,000 | $ 364,000 | $ 84,000 |
| Victoria, TX | 1 | $ 300,000 | $ 300,000 | $ 272,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 193,000 | $ 193,000 | $ 237,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 282,000 | $ 282,000 | $ 52,000 |
| Yuba City, CA | 1 | $ 250,000 | $ 250,000 | $ 194,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 13,774 | $3,865,837,000 | $280,000 | $2,480,000 | $149,000 | $4,166,000 |
| Home Purchase | 9,438 | $2,191,156,000 | $232,000 | $2,000,000 | $115,000 | $6,507,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,531 | $4,538,078,000 | $258,000 | $2,480,000 | $137,000 | $6,507,000 |
| Not Provided | 2,378 | $670,281,000 | $281,000 | $2,000,000 | $149,000 | $2,080,000 |
| Asian | 1,959 | $567,025,000 | $289,000 | $1,400,000 | $139,000 | $1,208,000 |
| Hispanic | 884 | $185,410,000 | $209,000 | $721,000 | $89,000 | $758,000 |
| Black or African American | 399 | $83,452,000 | $209,000 | $831,000 | $96,000 | $2,275,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $10,194,000 | $208,000 | $414,000 | $109,000 | $592,000 |
| American Indian or Alaskan Native | 12 | $2,553,000 | $212,000 | $407,000 | $90,000 | $208,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,313 | $5,258,415,000 | $272,000 | $2,480,000 | $147,000 | $6,507,000 |
| FHA-insured (Federal Housing Administration) | 3,293 | $676,634,000 | $205,000 | $737,000 | $79,000 | $750,000 |
| VA-guaranteed (Veterans Administration) | 404 | $96,199,000 | $238,000 | $707,000 | $86,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 202 | $25,745,000 | $127,000 | $324,000 | $42,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,266 | $5,833,431,000 | $261,000 | $2,480,000 | $136,000 | $6,507,000 |
| Application Withdrawn By Applicant | 605 | $148,168,000 | $244,000 | $1,995,000 | $124,000 | $4,166,000 |
| Application Denied By Financial Institution | 212 | $44,436,000 | $209,000 | $875,000 | $90,000 | $741,000 |
| File Closed For Incompleteness | 99 | $24,082,000 | $243,000 | $615,000 | $116,000 | $600,000 |
| Application Approved But Not Accepted | 30 | $6,876,000 | $229,000 | $600,000 | $100,000 | $267,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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