Guaranty Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Guaranty Bank And Trust Company 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranty Bank And Trust Company 1331 17Th Street Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,235 |
| Total Mortgage Loan Application Amount | $558,666,000 |
| Average Mortgage Loan Application Amount | $172,343 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $205,645 |
| Highest Applicant Income | $8,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Guaranty Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranty Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Guaranty Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranty Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranty Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranty Bank And Trust Company's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arapahoe County Colorado | 387 | $ 70,556,000 | $ 182,000 | $ 86,000 |
| Denver County Colorado | 321 | $ 57,005,000 | $ 177,000 | $ 108,000 |
| Jefferson County Colorado | 315 | $ 53,426,000 | $ 169,000 | $ 85,000 |
| Adams County Colorado | 254 | $ 35,211,000 | $ 138,000 | $ 58,000 |
| Douglas County Colorado | 196 | $ 46,736,000 | $ 238,000 | $ 84,000 |
| Lee County Florida | 153 | $ 24,801,000 | $ 162,000 | $ 16,000 |
| Weld County Colorado | 78 | $ 12,605,000 | $ 161,000 | $ 59,000 |
| El Paso County Colorado | 77 | $ 12,525,000 | $ 162,000 | $ 51,000 |
| Cook County Illinois | 73 | $ 11,376,000 | $ 155,000 | $ 79,000 |
| Clark County Nevada | 73 | $ 14,308,000 | $ 196,000 | $ 113,000 |
| Boulder County Colorado | 50 | $ 12,481,000 | $ 249,000 | $ 71,000 |
| Maricopa County Arizona | 49 | $ 8,004,000 | $ 163,000 | $ 171,000 |
| Cumberland County North Carolina | 45 | $ 4,619,000 | $ 102,000 | $ 40,000 |
| Eagle County Colorado | 39 | $ 18,358,000 | $ 470,000 | $ 143,000 |
| Hennepin County Minnesota | 39 | $ 7,636,000 | $ 195,000 | $ 110,000 |
| Larimer County Colorado | 38 | $ 7,863,000 | $ 206,000 | $ 64,000 |
| Pueblo County Colorado | 25 | $ 2,360,000 | $ 94,000 | $ 39,000 |
| Hamilton County Ohio | 23 | $ 2,539,000 | $ 110,000 | $ 167,000 |
| Los Angeles County California | 19 | $ 6,558,000 | $ 345,000 | $ 155,000 |
| Salt Lake County Utah | 18 | $ 2,720,000 | $ 151,000 | $ 96,000 |
| Oakland County Michigan | 17 | $ 2,793,000 | $ 164,000 | $ 94,000 |
| Hoke County North Carolina | 16 | $ 2,146,000 | $ 134,000 | $ 50,000 |
| Clear Creek County Colorado | 15 | $ 2,807,000 | $ 187,000 | $ 86,000 |
| Logan County Colorado | 15 | $ 263,000 | $ 17,000 | $ 52,000 |
| Park County Colorado | 15 | $ 3,017,000 | $ 201,000 | $ 93,000 |
| Ramsey County Minnesota | 15 | $ 2,923,000 | $ 194,000 | $ 58,000 |
| Broomfield County Colorado | 14 | $ 2,166,000 | $ 154,000 | $ 90,000 |
| Summit County Colorado | 14 | $ 4,300,000 | $ 307,000 | $ 160,000 |
| Yuma County Colorado | 13 | $ 137,000 | $ 10,000 | $ 47,000 |
| Hartford County Connecticut | 13 | $ 1,888,000 | $ 145,000 | $ 81,000 |
| Wayne County Michigan | 13 | $ 1,094,000 | $ 84,000 | $ 105,000 |
| Dallas County Texas | 13 | $ 1,566,000 | $ 120,000 | $ 139,000 |
| Chaffee County Colorado | 12 | $ 2,246,000 | $ 187,000 | $ 61,000 |
| New Haven County Connecticut | 12 | $ 1,555,000 | $ 129,000 | $ 92,000 |
| Broward County Florida | 12 | $ 3,194,000 | $ 266,000 | $ 96,000 |
| Miami-Dade County Florida | 12 | $ 2,026,000 | $ 168,000 | $ 65,000 |
| Bernalillo County New Mexico | 12 | $ 1,465,000 | $ 122,000 | $ 28,000 |
| Harris County Texas | 12 | $ 1,082,000 | $ 90,000 | $ 73,000 |
| Washington County Colorado | 11 | $ 101,000 | $ 9,000 | $ 51,000 |
| Will County Illinois | 11 | $ 1,924,000 | $ 174,000 | $ 53,000 |
| Franklin County Ohio | 11 | $ 1,147,000 | $ 104,000 | $ 55,000 |
| Laramie County Wyoming | 11 | $ 1,555,000 | $ 141,000 | $ 64,000 |
| Prince George's County Maryland | 10 | $ 1,334,000 | $ 133,000 | $ 103,000 |
| Grand County Colorado | 9 | $ 2,325,000 | $ 258,000 | $ 176,000 |
| Morgan County Colorado | 9 | $ 309,000 | $ 34,000 | $ 37,000 |
| Pinellas County Florida | 9 | $ 2,005,000 | $ 222,000 | $ 145,000 |
| Dakota County Minnesota | 9 | $ 1,549,000 | $ 172,000 | $ 85,000 |
| Travis County Texas | 9 | $ 1,240,000 | $ 137,000 | $ 119,000 |
| Natrona County Wyoming | 9 | $ 94,000 | $ 10,000 | $ 48,000 |
| Elbert County Colorado | 8 | $ 1,943,000 | $ 242,000 | $ 74,000 |
| Phillips County Colorado | 8 | $ 68,000 | $ 8,000 | $ 61,000 |
| St. Louis County Missouri | 8 | $ 1,477,000 | $ 184,000 | $ 73,000 |
| Cheyenne County Nebraska | 8 | $ 92,000 | $ 11,000 | $ 48,000 |
| Tarrant County Texas | 8 | $ 1,005,000 | $ 125,000 | $ 76,000 |
| Mesa County Colorado | 7 | $ 796,000 | $ 113,000 | $ 69,000 |
| Hillsborough County Florida | 7 | $ 704,000 | $ 100,000 | $ 84,000 |
| Johnson County Kansas | 7 | $ 1,000,000 | $ 142,000 | $ 89,000 |
| Orange County California | 6 | $ 2,369,000 | $ 394,000 | $ 126,000 |
| Sacramento County California | 6 | $ 1,188,000 | $ 198,000 | $ 152,000 |
| San Bernardino County California | 6 | $ 915,000 | $ 152,000 | $ 97,000 |
| San Diego County California | 6 | $ 1,718,000 | $ 286,000 | $ 216,000 |
| Duval County Florida | 6 | $ 589,000 | $ 98,000 | $ 65,000 |
| DuPage County Illinois | 6 | $ 775,000 | $ 129,000 | $ 80,000 |
| Anoka County Minnesota | 6 | $ 1,061,000 | $ 176,000 | $ 89,000 |
| Wright County Minnesota | 6 | $ 984,000 | $ 164,000 | $ 107,000 |
| Pierce County Washington | 6 | $ 1,012,000 | $ 168,000 | $ 90,000 |
| Milwaukee County Wisconsin | 6 | $ 843,000 | $ 140,000 | $ 58,000 |
| Fairbanks North Star County Alaska | 5 | $ 872,000 | $ 174,000 | $ 82,000 |
| Pima County Arizona | 5 | $ 631,000 | $ 126,000 | $ 165,000 |
| Riverside County California | 5 | $ 1,112,000 | $ 222,000 | $ 113,000 |
| Collier County Florida | 5 | $ 1,690,000 | $ 338,000 | $ 200,000 |
| Monroe County Florida | 5 | $ 1,944,000 | $ 388,000 | $ 329,000 |
| Orange County Florida | 5 | $ 817,000 | $ 163,000 | $ 89,000 |
| DeKalb County Georgia | 5 | $ 846,000 | $ 169,000 | $ 91,000 |
| Marion County Indiana | 5 | $ 383,000 | $ 76,000 | $ 128,000 |
| St. Louis City County Missouri | 5 | $ 545,000 | $ 109,000 | $ 73,000 |
| Keith County Nebraska | 5 | $ 47,000 | $ 9,000 | $ 37,000 |
| Mecklenburg County North Carolina | 5 | $ 492,000 | $ 98,000 | $ 66,000 |
| Cuyahoga County Ohio | 5 | $ 332,000 | $ 66,000 | $ 62,000 |
| Providence County Rhode Island | 5 | $ 789,000 | $ 157,000 | $ 58,000 |
| Spartanburg County South Carolina | 5 | $ 313,000 | $ 62,000 | $ 37,000 |
| Collin County Texas | 5 | $ 792,000 | $ 158,000 | $ 240,000 |
| Utah County Utah | 5 | $ 517,000 | $ 103,000 | $ 48,000 |
| Clark County Washington | 5 | $ 730,000 | $ 146,000 | $ 97,000 |
| Whatcom County Washington | 5 | $ 976,000 | $ 195,000 | $ 78,000 |
| Pinal County Arizona | 4 | $ 428,000 | $ 107,000 | $ 85,000 |
| Santa Clara County California | 4 | $ 2,200,000 | $ 550,000 | $ 184,000 |
| Stanislaus County California | 4 | $ 631,000 | $ 157,000 | $ 103,000 |
| Moffat County Colorado | 4 | $ 109,000 | $ 27,000 | $ 26,000 |
| Fairfield County Connecticut | 4 | $ 2,666,000 | $ 666,000 | $ 1,367,000 |
| New London County Connecticut | 4 | $ 875,000 | $ 218,000 | $ 114,000 |
| New Castle County Delaware | 4 | $ 577,000 | $ 144,000 | $ 64,000 |
| Seminole County Florida | 4 | $ 738,000 | $ 184,000 | $ 40,000 |
| Fulton County Georgia | 4 | $ 840,000 | $ 210,000 | $ 110,000 |
| Lake County Illinois | 4 | $ 446,000 | $ 111,000 | $ 150,000 |
| Baltimore County Maryland | 4 | $ 795,000 | $ 198,000 | $ 74,000 |
| Montgomery County Maryland | 4 | $ 937,000 | $ 234,000 | $ 113,000 |
| Norfolk County Massachusetts | 4 | $ 775,000 | $ 193,000 | $ 114,000 |
| Genesee County Michigan | 4 | $ 377,000 | $ 94,000 | $ 57,000 |
| Washington County Minnesota | 4 | $ 964,000 | $ 241,000 | $ 155,000 |
| Jackson County Oregon | 4 | $ 790,000 | $ 197,000 | $ 73,000 |
| Multnomah County Oregon | 4 | $ 533,000 | $ 133,000 | $ 107,000 |
| Bell County Texas | 4 | $ 528,000 | $ 132,000 | $ 75,000 |
| Bexar County Texas | 4 | $ 432,000 | $ 108,000 | $ 61,000 |
| Davis County Utah | 4 | $ 506,000 | $ 126,000 | $ 97,000 |
| Carbon County Wyoming | 4 | $ 208,000 | $ 52,000 | $ 59,000 |
| Contra Costa County California | 3 | $ 568,000 | $ 189,000 | $ 77,000 |
| Gilpin County Colorado | 3 | $ 603,000 | $ 201,000 | $ 75,000 |
| Rio Blanco County Colorado | 3 | $ 29,000 | $ 9,000 | $ 33,000 |
| Teller County Colorado | 3 | $ 540,000 | $ 180,000 | $ 160,000 |
| Sussex County Delaware | 3 | $ 804,000 | $ 268,000 | $ 103,000 |
| Escambia County Florida | 3 | $ 421,000 | $ 140,000 | $ 30,000 |
| Palm Beach County Florida | 3 | $ 352,000 | $ 117,000 | $ 64,000 |
| St. Lucie County Florida | 3 | $ 231,000 | $ 77,000 | $ 52,000 |
| Walton County Florida | 3 | $ 547,000 | $ 182,000 | $ 150,000 |
| Black Hawk County Iowa | 3 | $ 327,000 | $ 109,000 | $ 58,000 |
| Macomb County Michigan | 3 | $ 310,000 | $ 103,000 | $ 76,000 |
| Carver County Minnesota | 3 | $ 745,000 | $ 248,000 | $ 121,000 |
| Isanti County Minnesota | 3 | $ 462,000 | $ 154,000 | $ 119,000 |
| Boone County Missouri | 3 | $ 375,000 | $ 125,000 | $ 91,000 |
| Clay County Missouri | 3 | $ 213,000 | $ 71,000 | $ 60,000 |
| Platte County Missouri | 3 | $ 335,000 | $ 111,000 | $ 76,000 |
| Washoe County Nevada | 3 | $ 965,000 | $ 321,000 | $ 108,000 |
| Harnett County North Carolina | 3 | $ 426,000 | $ 142,000 | $ 44,000 |
| Montgomery County Ohio | 3 | $ 322,000 | $ 107,000 | $ 147,000 |
| Clackamas County Oregon | 3 | $ 329,000 | $ 109,000 | $ 50,000 |
| Lauderdale County Tennessee | 3 | $ 221,000 | $ 73,000 | $ 41,000 |
| Denton County Texas | 3 | $ 363,000 | $ 121,000 | $ 61,000 |
| Montgomery County Alabama | 2 | $ 208,000 | $ 104,000 | $ 181,000 |
| Anchorage County Alaska | 2 | $ 439,000 | $ 219,000 | $ 48,000 |
| Coconino County Arizona | 2 | $ 371,000 | $ 185,000 | $ 69,000 |
| Nevada County California | 2 | $ 438,000 | $ 219,000 | $ 82,000 |
| San Joaquin County California | 2 | $ 491,000 | $ 245,000 | $ 45,000 |
| Bent County Colorado | 2 | $ 64,000 | $ 32,000 | $ 90,000 |
| Garfield County Colorado | 2 | $ 426,000 | $ 213,000 | $ 22,000 |
| Gunnison County Colorado | 2 | $ 453,000 | $ 226,000 | $ 88,000 |
| Rio Grande County Colorado | 2 | $ 131,000 | $ 65,000 | $ 27,000 |
| Manatee County Florida | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Okaloosa County Florida | 2 | $ 224,000 | $ 112,000 | $ 123,000 |
| Pasco County Florida | 2 | $ 201,000 | $ 100,000 | $ 75,000 |
| Santa Rosa County Florida | 2 | $ 187,000 | $ 93,000 | $ 160,000 |
| St. Johns County Florida | 2 | $ 628,000 | $ 314,000 | $ 242,000 |
| Clayton County Georgia | 2 | $ 189,000 | $ 94,000 | $ 133,000 |
| Douglas County Georgia | 2 | $ 235,000 | $ 117,000 | $ 81,000 |
| Gwinnett County Georgia | 2 | $ 399,000 | $ 199,000 | $ 53,000 |
| Henry County Georgia | 2 | $ 183,000 | $ 91,000 | $ 59,000 |
| Elmore County Idaho | 2 | $ 332,000 | $ 166,000 | $ 80,000 |
| Kane County Illinois | 2 | $ 333,000 | $ 166,000 | $ 86,000 |
| McHenry County Illinois | 2 | $ 172,000 | $ 86,000 | $ 239,000 |
| Hendricks County Indiana | 2 | $ 212,000 | $ 106,000 | $ 115,000 |
| Hardin County Kentucky | 2 | $ 560,000 | $ 280,000 | $ 88,000 |
| Anne Arundel County Maryland | 2 | $ 219,000 | $ 109,000 | $ 43,000 |
| Charles County Maryland | 2 | $ 371,000 | $ 185,000 | $ 75,000 |
| Howard County Maryland | 2 | $ 299,000 | $ 149,000 | $ 57,000 |
| Kent County Michigan | 2 | $ 231,000 | $ 115,000 | $ 64,000 |
| Blue Earth County Minnesota | 2 | $ 171,000 | $ 85,000 | $ 80,000 |
| Rice County Minnesota | 2 | $ 268,000 | $ 134,000 | $ 48,000 |
| Sherburne County Minnesota | 2 | $ 295,000 | $ 147,000 | $ 66,000 |
| Jackson County Missouri | 2 | $ 333,000 | $ 166,000 | $ 124,000 |
| St. Charles County Missouri | 2 | $ 247,000 | $ 123,000 | $ 16,000 |
| Douglas County Nebraska | 2 | $ 101,000 | $ 50,000 | $ 84,000 |
| Lancaster County Nebraska | 2 | $ 175,000 | $ 87,000 | $ 84,000 |
| Douglas County Nevada | 2 | $ 628,000 | $ 314,000 | $ 0 |
| Nye County Nevada | 2 | $ 214,000 | $ 107,000 | $ 50,000 |
| Santa Fe County New Mexico | 2 | $ 570,000 | $ 285,000 | $ 164,000 |
| Chenango County New York | 2 | $ 129,000 | $ 64,000 | $ 52,000 |
| Brunswick County North Carolina | 2 | $ 306,000 | $ 153,000 | $ 95,000 |
| Wake County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Oklahoma County Oklahoma | 2 | $ 137,000 | $ 68,000 | $ 58,000 |
| Greenville County South Carolina | 2 | $ 909,000 | $ 454,000 | $ 75,000 |
| Horry County South Carolina | 2 | $ 325,000 | $ 162,000 | $ 163,000 |
| Davidson County Tennessee | 2 | $ 61,000 | $ 30,000 | $ 91,000 |
| Hamilton County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 71,000 |
| Montgomery County Tennessee | 2 | $ 197,000 | $ 98,000 | $ 40,000 |
| Galveston County Texas | 2 | $ 314,000 | $ 157,000 | $ 92,000 |
| Box Elder County Utah | 2 | $ 372,000 | $ 186,000 | $ 112,000 |
| Washington County Utah | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Prince William County Virginia | 2 | $ 516,000 | $ 258,000 | $ 44,000 |
| Richmond City County Virginia | 2 | $ 105,000 | $ 52,000 | $ 98,000 |
| King County Washington | 2 | $ 512,000 | $ 256,000 | $ 43,000 |
| Snohomish County Washington | 2 | $ 492,000 | $ 246,000 | $ 91,000 |
| Sheboygan County Wisconsin | 2 | $ 269,000 | $ 134,000 | $ 97,000 |
| Converse County Wyoming | 2 | $ 19,000 | $ 9,000 | $ 46,000 |
| Sweetwater County Wyoming | 2 | $ 17,000 | $ 8,000 | $ 43,000 |
| Baldwin County Alabama | 1 | $ 256,000 | $ 256,000 | $ 61,000 |
| Madison County Alabama | 1 | $ 100,000 | $ 100,000 | $ 157,000 |
| Mohave County Arizona | 1 | $ 163,000 | $ 163,000 | $ 180,000 |
| Santa Cruz County Arizona | 1 | $ 434,000 | $ 434,000 | $ 210,000 |
| Yuma County Arizona | 1 | $ 111,000 | $ 111,000 | $ 130,000 |
| Garland County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 0 |
| El Dorado County California | 1 | $ 188,000 | $ 188,000 | $ 115,000 |
| Fresno County California | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Kern County California | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
| Kings County California | 1 | $ 107,000 | $ 107,000 | $ 73,000 |
| Merced County California | 1 | $ 182,000 | $ 182,000 | $ 111,000 |
| Monterey County California | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| San Francisco County California | 1 | $ 489,000 | $ 489,000 | $ 133,000 |
| Santa Cruz County California | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Shasta County California | 1 | $ 191,000 | $ 191,000 | $ 62,000 |
| Solano County California | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Tehama County California | 1 | $ 184,000 | $ 184,000 | $ 102,000 |
| Alamosa County Colorado | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Archuleta County Colorado | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Delta County Colorado | 1 | $ 109,000 | $ 109,000 | $ 120,000 |
| Fremont County Colorado | 1 | $ 18,000 | $ 18,000 | $ 140,000 |
| Huerfano County Colorado | 1 | $ 2,000,000 | $ 2,000,000 | $ 444,000 |
| Montezuma County Colorado | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Montrose County Colorado | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Pitkin County Colorado | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Routt County Colorado | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Middlesex County Connecticut | 1 | $ 106,000 | $ 106,000 | $ 109,000 |
| Bay County Florida | 1 | $ 62,000 | $ 62,000 | $ 108,000 |
| Charlotte County Florida | 1 | $ 217,000 | $ 217,000 | $ 132,000 |
| Clay County Florida | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Franklin County Florida | 1 | $ 399,000 | $ 399,000 | $ 95,000 |
| Leon County Florida | 1 | $ 121,000 | $ 121,000 | $ 100,000 |
| Polk County Florida | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| Barrow County Georgia | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Gilmer County Georgia | 1 | $ 109,000 | $ 109,000 | $ 126,000 |
| Hall County Georgia | 1 | $ 84,000 | $ 84,000 | $ 87,000 |
| Peach County Georgia | 1 | $ 134,000 | $ 134,000 | $ 78,000 |
| Honolulu County Hawaii | 1 | $ 356,000 | $ 356,000 | $ 1,520,000 |
| Latah County Idaho | 1 | $ 81,000 | $ 81,000 | $ 117,000 |
| Kendall County Illinois | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| St. Clair County Illinois | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Tazewell County Illinois | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Hamilton County Indiana | 1 | $ 186,000 | $ 186,000 | $ 32,000 |
| Lake County Indiana | 1 | $ 156,000 | $ 156,000 | $ 90,000 |
| Morgan County Indiana | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| St. Joseph County Indiana | 1 | $ 152,000 | $ 152,000 | $ 237,000 |
| Guthrie County Iowa | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Marion County Iowa | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Scott County Iowa | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Leavenworth County Kansas | 1 | $ 128,000 | $ 128,000 | $ 109,000 |
| Shawnee County Kansas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Jefferson County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
| East Baton Rouge County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Jefferson County Louisiana | 1 | $ 99,000 | $ 99,000 | $ 61,000 |
| St. Mary County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 18,000 |
| Baltimore City County Maryland | 1 | $ 267,000 | $ 267,000 | $ 82,000 |
| Frederick County Maryland | 1 | $ 144,000 | $ 144,000 | $ 168,000 |
| Somerset County Maryland | 1 | $ 54,000 | $ 54,000 | $ 135,000 |
| St. Mary's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Wicomico County Maryland | 1 | $ 68,000 | $ 68,000 | $ 138,000 |
| Essex County Massachusetts | 1 | $ 354,000 | $ 354,000 | $ 77,000 |
| Plymouth County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 136,000 |
| Jackson County Michigan | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Lenawee County Michigan | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Livingston County Michigan | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Marquette County Michigan | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Washtenaw County Michigan | 1 | $ 236,000 | $ 236,000 | $ 77,000 |
| Clay County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Clearwater County Minnesota | 1 | $ 312,000 | $ 312,000 | $ 60,000 |
| Crow Wing County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Hubbard County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Meeker County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 61,000 |
| Pine County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 104,000 |
| Stearns County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Christian County Missouri | 1 | $ 132,000 | $ 132,000 | $ 87,000 |
| Greene County Missouri | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Jefferson County Missouri | 1 | $ 102,000 | $ 102,000 | $ 102,000 |
| Lincoln County Missouri | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Pulaski County Missouri | 1 | $ 101,000 | $ 101,000 | $ 76,000 |
| Cascade County Montana | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Yellowstone County Montana | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Dawson County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 52,000 |
| Platte County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Red Willow County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 21,000 |
| Scotts Bluff County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
| Elko County Nevada | 1 | $ 82,000 | $ 82,000 | $ 92,000 |
| Bergen County New Jersey | 1 | $ 999,000 | $ 999,000 | $ 8,500,000 |
| Middlesex County New Jersey | 1 | $ 263,000 | $ 263,000 | $ 46,000 |
| Sandoval County New Mexico | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 41,000 |
| Durham County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| Lee County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Robeson County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 50,000 |
| Union County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Ashland County Ohio | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Butler County Ohio | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Clermont County Ohio | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Delaware County Ohio | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| Lorain County Ohio | 1 | $ 56,000 | $ 56,000 | $ 64,000 |
| Lucas County Ohio | 1 | $ 81,000 | $ 81,000 | $ 86,000 |
| Summit County Ohio | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Warren County Ohio | 1 | $ 177,000 | $ 177,000 | $ 125,000 |
| Wayne County Ohio | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Tulsa County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
| Crook County Oregon | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Deschutes County Oregon | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Marion County Oregon | 1 | $ 144,000 | $ 144,000 | $ 77,000 |
| Washington County Oregon | 1 | $ 158,000 | $ 158,000 | $ 147,000 |
| York County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 126,000 |
| Bristol County Rhode Island | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Dorchester County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 222,000 |
| Richland County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Rutherford County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 151,000 |
| Washington County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 211,000 |
| Cameron County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Comal County Texas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Montgomery County Texas | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Cache County Utah | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Weber County Utah | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Fairfax County Virginia | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Hanover County Virginia | 1 | $ 332,000 | $ 332,000 | $ 138,000 |
| Stafford County Virginia | 1 | $ 237,000 | $ 237,000 | $ 50,000 |
| Virginia Beach County Virginia | 1 | $ 127,000 | $ 127,000 | $ 186,000 |
| Grays Harbor County Washington | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| Thurston County Washington | 1 | $ 193,000 | $ 193,000 | $ 153,000 |
| Grant County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 3,000 |
| Waukesha County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 59,000 |
| Waupaca County Wisconsin | 1 | $ 520,000 | $ 520,000 | $ 156,000 |
| Albany County Wyoming | 1 | $ 9,000 | $ 9,000 | $ 68,000 |
| Fremont County Wyoming | 1 | $ 156,000 | $ 156,000 | $ 84,000 |
| Lincoln County Wyoming | 1 | $ 167,000 | $ 167,000 | $ 120,000 |
| Park County Wyoming | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Platte County Wyoming | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Sheridan County Wyoming | 1 | $ 7,000 | $ 7,000 | $ 19,000 |
| Uinta County Wyoming | 1 | $ 6,000 | $ 6,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank And Trust Company in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,600 | $291,350,000 | $178,341 | $2,379,000 | $330,560 | $8,500,000 |
| Refinancing | 1,164 | $247,549,000 | $176,526 | $3,000,000 | $127,131 | $3,889,000 |
| Home Improvement | 471 | $19,767,000 | $148,529 | $1,300,000 | $79,882 | $384,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,227 | $403,132,000 | $148,833 | $2,379,000 | $126,428 | $6,000,000 |
| Hispanic | 302 | $38,746,000 | $164,095 | $1,500,000 | $277,809 | $8,500,000 |
| Black or African American | 246 | $34,245,000 | $137,111 | $504,000 | $77,370 | $535,000 |
| Not Provided | 186 | $28,742,000 | $152,388 | $1,190,000 | $91,888 | $470,000 |
| Not applicable | 158 | $27,274,000 | $147,300 | $840,000 | $93,200 | $568,000 |
| Asian | 96 | $23,713,000 | $175,411 | $3,000,000 | $95,882 | $600,000 |
| American Indian or Alaskan Native | 16 | $1,874,000 | $139,142 | $255,000 | $66,857 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $940,000 | $264,000 | $344,000 | $72,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,804 | $486,572,000 | $160,441 | $3,000,000 | $222,279 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 298 | $51,487,000 | $127,083 | $389,000 | $42,416 | $237,000 |
| VA-guaranteed (Veterans Administration) | 133 | $20,607,000 | $170,222 | $293,000 | $38,777 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,409 | $274,176,000 | $247,806 | $3,000,000 | $379,129 | $8,500,000 |
| Loan Purchased By The Institution | 1,255 | $208,949,000 | $151,552 | $999,000 | $88,447 | $600,000 |
| Application Approved But Not Accepted | 228 | $36,388,000 | $184,642 | $1,100,000 | $61,285 | $422,000 |
| Application Denied By Financial Institution | 224 | $19,216,000 | $110,222 | $1,500,000 | $62,888 | $1,500,000 |
| Application Withdrawn By Applicant | 112 | $19,873,000 | $172,357 | $1,740,000 | $99,928 | $6,000,000 |
| File Closed For Incompleteness | 7 | $64,000 | $9,000 | $16,000 | $67,000 | $108,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank And Trust Company's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.