Guaranty Bank Mortgage Lending & HMDA Data, 2004
In 2004, Guaranty Bank of Dallas, TX reported 11,076 mortgage applications totaling $2.7 billion, down 53% from 2003. The average application was for $247,151, and applicants reported an average income of $94,910. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (650), San Diego-Carlsbad-San Marcos, CA (633) and Greensboro-High Point, NC (561) (applications in parentheses).
| Mortgage Company & Address | Guaranty Bank 8333 Douglas Avenue Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,076 |
| Total Mortgage Loan Application Amount | $2,737,451,000 |
| Average Mortgage Loan Application Amount | $247,151 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $94,910 |
| Highest Applicant Income | $2,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 650 | $ 262,056,000 | $ 403,163 | $ 122,000 |
| San Diego, California | 633 | $ 254,146,000 | $ 401,494 | $ 123,000 |
| Orange, California | 531 | $ 244,066,000 | $ 459,634 | $ 150,000 |
| Guilford, North Carolina | 528 | $ 77,064,000 | $ 145,954 | $ 67,000 |
| Mecklenburg, North Carolina | 407 | $ 59,251,000 | $ 145,579 | $ 51,000 |
| Maricopa, Arizona | 394 | $ 77,282,000 | $ 196,147 | $ 69,000 |
| Buncombe, North Carolina | 315 | $ 50,845,000 | $ 161,412 | $ 77,000 |
| Riverside, California | 308 | $ 87,417,000 | $ 283,821 | $ 102,000 |
| Clark, Nevada | 204 | $ 46,744,000 | $ 229,137 | $ 105,000 |
| San Bernardino, California | 202 | $ 49,859,000 | $ 246,826 | $ 84,000 |
| Salt Lake, Utah | 144 | $ 24,629,000 | $ 171,034 | $ 37,000 |
| Wake, North Carolina | 140 | $ 24,733,000 | $ 176,664 | $ 88,000 |
| Contra Costa, California | 128 | $ 48,006,000 | $ 375,046 | $ 109,000 |
| Harris, Texas | 125 | $ 22,405,000 | $ 179,240 | $ 117,000 |
| Cobb, Georgia | 124 | $ 23,289,000 | $ 187,814 | $ 62,000 |
| Fulton, Georgia | 113 | $ 30,235,000 | $ 267,566 | $ 110,000 |
| Henderson, North Carolina | 110 | $ 15,424,000 | $ 140,218 | $ 68,000 |
| El Paso, Colorado | 109 | $ 20,164,000 | $ 184,990 | $ 58,000 |
| Greenville, South Carolina | 108 | $ 12,150,000 | $ 112,500 | $ 50,000 |
| Gwinnett, Georgia | 98 | $ 16,075,000 | $ 164,030 | $ 75,000 |
| Santa Clara, California | 94 | $ 41,996,000 | $ 446,765 | $ 160,000 |
| Oakland, Michigan | 90 | $ 16,226,000 | $ 180,288 | $ 53,000 |
| Fairfax, Virginia | 88 | $ 30,431,000 | $ 345,806 | $ 112,000 |
| York, South Carolina | 85 | $ 10,997,000 | $ 129,376 | $ 61,000 |
| Sonoma, California | 80 | $ 34,309,000 | $ 428,862 | $ 126,000 |
| Wayne, Michigan | 80 | $ 11,992,000 | $ 149,900 | $ 62,000 |
| Macomb, Michigan | 79 | $ 11,648,000 | $ 147,443 | $ 76,000 |
| Forsyth, North Carolina | 79 | $ 9,069,000 | $ 114,797 | $ 73,000 |
| Orange, Florida | 76 | $ 14,718,000 | $ 193,657 | $ 74,000 |
| Alameda, California | 74 | $ 30,610,000 | $ 413,648 | $ 121,000 |
| Travis, Texas | 68 | $ 13,241,000 | $ 194,720 | $ 98,000 |
| Iredell, North Carolina | 65 | $ 8,996,000 | $ 138,400 | $ 85,000 |
| Seminole, Florida | 63 | $ 14,372,000 | $ 228,126 | $ 89,000 |
| Davidson, Tennessee | 63 | $ 9,288,000 | $ 147,428 | $ 65,000 |
| Prince George's, Maryland | 61 | $ 14,492,000 | $ 237,573 | $ 77,000 |
| Pima, Arizona | 60 | $ 11,433,000 | $ 190,550 | $ 89,000 |
| Fresno, California | 59 | $ 13,744,000 | $ 232,949 | $ 99,000 |
| San Joaquin, California | 59 | $ 17,541,000 | $ 297,305 | $ 99,000 |
| Cook, Illinois | 58 | $ 20,857,000 | $ 359,603 | $ 104,000 |
| Middlesex, Massachusetts | 58 | $ 19,540,000 | $ 336,896 | $ 92,000 |
| Ventura, California | 55 | $ 24,995,000 | $ 454,454 | $ 111,000 |
| Sacramento, California | 54 | $ 14,793,000 | $ 273,944 | $ 108,000 |
| Hennepin, Minnesota | 52 | $ 12,571,000 | $ 241,750 | $ 68,000 |
| Washoe, Nevada | 52 | $ 12,450,000 | $ 239,423 | $ 90,000 |
| Williamson, Tennessee | 52 | $ 9,791,000 | $ 188,288 | $ 74,000 |
| New Castle, Delaware | 48 | $ 7,308,000 | $ 152,250 | $ 63,000 |
| DeKalb, Georgia | 48 | $ 10,111,000 | $ 210,645 | $ 78,000 |
| Union, North Carolina | 48 | $ 8,411,000 | $ 175,229 | $ 121,000 |
| Pinal, Arizona | 47 | $ 7,371,000 | $ 156,829 | $ 73,000 |
| Palm Beach, Florida | 47 | $ 14,432,000 | $ 307,063 | $ 108,000 |
| Montgomery, Maryland | 45 | $ 15,227,000 | $ 338,377 | $ 116,000 |
| Liberty, Georgia | 44 | $ 4,583,000 | $ 104,159 | $ 46,000 |
| Dallas, Texas | 41 | $ 11,281,000 | $ 275,146 | $ 172,000 |
| Tarrant, Texas | 41 | $ 7,679,000 | $ 187,292 | $ 82,000 |
| Gaston, North Carolina | 40 | $ 4,189,000 | $ 104,725 | $ 35,000 |
| Chatham, Georgia | 38 | $ 7,407,000 | $ 194,921 | $ 78,000 |
| Fairfield, Connecticut | 36 | $ 13,898,000 | $ 386,055 | $ 185,000 |
| Cabarrus, North Carolina | 36 | $ 4,614,000 | $ 128,166 | $ 47,000 |
| Bexar, Texas | 34 | $ 7,723,000 | $ 227,147 | $ 134,000 |
| Prince William, Virginia | 34 | $ 10,308,000 | $ 303,176 | $ 96,000 |
| Collin, Texas | 33 | $ 6,795,000 | $ 205,909 | $ 121,000 |
| Lee, Florida | 32 | $ 5,970,000 | $ 186,562 | $ 150,000 |
| Placer, California | 31 | $ 12,424,000 | $ 400,774 | $ 119,000 |
| Genesee, Michigan | 31 | $ 5,075,000 | $ 163,709 | $ 67,000 |
| Stanislaus, California | 30 | $ 8,548,000 | $ 284,933 | $ 105,000 |
| Volusia, Florida | 30 | $ 5,043,000 | $ 168,100 | $ 75,000 |
| Anne Arundel, Maryland | 30 | $ 7,198,000 | $ 239,933 | $ 100,000 |
| Suffolk, Massachusetts | 30 | $ 11,166,000 | $ 372,200 | $ 133,000 |
| Lincoln, North Carolina | 30 | $ 4,491,000 | $ 149,700 | $ 56,000 |
| Rutherford, Tennessee | 30 | $ 3,756,000 | $ 125,200 | $ 59,000 |
| Adams, Colorado | 29 | $ 6,093,000 | $ 210,103 | $ 69,000 |
| Douglas, Colorado | 29 | $ 8,560,000 | $ 295,172 | $ 115,000 |
| Essex, Massachusetts | 29 | $ 10,223,000 | $ 352,517 | $ 147,000 |
| Miami-Dade, Florida | 28 | $ 6,347,000 | $ 226,678 | $ 89,000 |
| Fort Bend, Texas | 28 | $ 5,476,000 | $ 195,571 | $ 122,000 |
| Duval, Florida | 26 | $ 4,646,000 | $ 178,692 | $ 70,000 |
| Cherokee, Georgia | 26 | $ 3,974,000 | $ 152,846 | $ 46,000 |
| Livingston, Michigan | 26 | $ 6,034,000 | $ 232,076 | $ 63,000 |
| Solano, California | 25 | $ 8,055,000 | $ 322,200 | $ 135,000 |
| Denver, Colorado | 25 | $ 5,431,000 | $ 217,240 | $ 67,000 |
| San Mateo, California | 24 | $ 12,388,000 | $ 516,166 | $ 116,000 |
| Boulder, Colorado | 24 | $ 5,785,000 | $ 241,041 | $ 78,000 |
| Spartanburg, South Carolina | 24 | $ 2,252,000 | $ 93,833 | $ 47,000 |
| Brazoria, Texas | 24 | $ 4,466,000 | $ 186,083 | $ 73,000 |
| District of Columbia, District Of Columbia | 23 | $ 6,733,000 | $ 292,739 | $ 144,000 |
| Monmouth, New Jersey | 23 | $ 7,857,000 | $ 341,608 | $ 149,000 |
| Williamson, Texas | 23 | $ 4,128,000 | $ 179,478 | $ 97,000 |
| Utah, Utah | 23 | $ 4,762,000 | $ 207,043 | $ 49,000 |
| Fayette, Georgia | 22 | $ 5,841,000 | $ 265,500 | $ 183,000 |
| Forsyth, Georgia | 22 | $ 5,195,000 | $ 236,136 | $ 73,000 |
| Davidson, North Carolina | 21 | $ 2,551,000 | $ 121,476 | $ 68,000 |
| Shelby, Tennessee | 21 | $ 2,600,000 | $ 123,809 | $ 65,000 |
| Loudoun, Virginia | 21 | $ 7,306,000 | $ 347,904 | $ 142,000 |
| King, Washington | 21 | $ 5,073,000 | $ 241,571 | $ 62,000 |
| Bryan, Georgia | 20 | $ 3,162,000 | $ 158,100 | $ 72,000 |
| Frederick, Maryland | 20 | $ 4,482,000 | $ 224,100 | $ 72,000 |
| Bristol, Massachusetts | 20 | $ 3,984,000 | $ 199,200 | $ 93,000 |
| Randolph, North Carolina | 20 | $ 2,712,000 | $ 135,600 | $ 49,000 |
| Sumner, Tennessee | 20 | $ 3,049,000 | $ 152,450 | $ 80,000 |
| Denton, Texas | 20 | $ 4,561,000 | $ 228,050 | $ 121,000 |
| Larimer, Colorado | 19 | $ 3,637,000 | $ 191,421 | $ 74,000 |
| Honolulu, Hawaii | 19 | $ 7,210,000 | $ 379,473 | $ 111,000 |
| San Francisco, California | 18 | $ 9,349,000 | $ 519,388 | $ 149,000 |
| Surry, North Carolina | 18 | $ 2,063,000 | $ 114,611 | $ 61,000 |
| El Dorado, California | 17 | $ 4,919,000 | $ 289,352 | $ 131,000 |
| Santa Cruz, California | 17 | $ 6,288,000 | $ 369,882 | $ 88,000 |
| Arapahoe, Colorado | 17 | $ 3,473,000 | $ 204,294 | $ 89,000 |
| New Haven, Connecticut | 17 | $ 4,595,000 | $ 270,294 | $ 179,000 |
| Carroll, Maryland | 17 | $ 3,649,000 | $ 214,647 | $ 64,000 |
| Norfolk, Massachusetts | 17 | $ 7,231,000 | $ 425,352 | $ 103,000 |
| Washtenaw, Michigan | 17 | $ 4,173,000 | $ 245,470 | $ 62,000 |
| Chesterfield, Virginia | 17 | $ 3,942,000 | $ 231,882 | $ 90,000 |
| Winnebago, Wisconsin | 17 | $ 2,024,000 | $ 119,058 | $ 52,000 |
| Jefferson, Colorado | 16 | $ 4,450,000 | $ 278,125 | $ 81,000 |
| Broward, Florida | 16 | $ 4,109,000 | $ 256,812 | $ 132,000 |
| Lake, Florida | 16 | $ 2,729,000 | $ 170,562 | $ 44,000 |
| Glynn, Georgia | 16 | $ 2,230,000 | $ 139,375 | $ 59,000 |
| Osceola, Florida | 15 | $ 2,568,000 | $ 171,200 | $ 75,000 |
| Alamance, North Carolina | 15 | $ 1,818,000 | $ 121,200 | $ 58,000 |
| Durham, North Carolina | 15 | $ 2,080,000 | $ 138,666 | $ 76,000 |
| Baltimore, Maryland | 14 | $ 2,868,000 | $ 204,857 | $ 73,000 |
| Ocean, New Jersey | 14 | $ 4,033,000 | $ 288,071 | $ 138,000 |
| Montgomery, Ohio | 14 | $ 1,292,000 | $ 92,285 | $ 50,000 |
| Laurens, South Carolina | 14 | $ 1,120,000 | $ 80,000 | $ 37,000 |
| Montgomery, Texas | 14 | $ 3,050,000 | $ 217,857 | $ 164,000 |
| Merced, California | 13 | $ 2,117,000 | $ 162,846 | $ 51,000 |
| Hillsborough, Florida | 13 | $ 3,110,000 | $ 239,230 | $ 101,000 |
| Gordon, Georgia | 13 | $ 1,298,000 | $ 99,846 | $ 37,000 |
| DuPage, Illinois | 13 | $ 3,087,000 | $ 237,461 | $ 191,000 |
| Howard, Maryland | 13 | $ 4,281,000 | $ 329,307 | $ 107,000 |
| Plymouth, Massachusetts | 13 | $ 3,622,000 | $ 278,615 | $ 104,000 |
| Worcester, Massachusetts | 13 | $ 3,309,000 | $ 254,538 | $ 91,000 |
| Rockingham, North Carolina | 13 | $ 1,757,000 | $ 135,153 | $ 70,000 |
| Outagamie, Wisconsin | 13 | $ 1,733,000 | $ 133,307 | $ 64,000 |
| Kern, California | 12 | $ 1,919,000 | $ 159,916 | $ 89,000 |
| Yolo, California | 12 | $ 3,639,000 | $ 303,250 | $ 104,000 |
| Clay, Florida | 12 | $ 1,932,000 | $ 161,000 | $ 90,000 |
| Flagler, Florida | 12 | $ 2,263,000 | $ 188,583 | $ 127,000 |
| Martin, Florida | 12 | $ 2,619,000 | $ 218,250 | $ 99,000 |
| Will, Illinois | 12 | $ 1,811,000 | $ 150,916 | $ 66,000 |
| Anoka, Minnesota | 12 | $ 2,222,000 | $ 185,166 | $ 66,000 |
| Catawba, North Carolina | 12 | $ 1,519,000 | $ 126,583 | $ 46,000 |
| Anderson, South Carolina | 12 | $ 1,394,000 | $ 116,166 | $ 39,000 |
| Wilson, Tennessee | 12 | $ 1,650,000 | $ 137,500 | $ 98,000 |
| Waukesha, Wisconsin | 12 | $ 3,206,000 | $ 267,166 | $ 306,000 |
| Pinellas, Florida | 11 | $ 2,977,000 | $ 270,636 | $ 152,000 |
| St. Johns, Florida | 11 | $ 2,798,000 | $ 254,363 | $ 168,000 |
| Kauai, Hawaii | 11 | $ 4,355,000 | $ 395,909 | $ 120,000 |
| Lake, Illinois | 11 | $ 3,768,000 | $ 342,545 | $ 132,000 |
| Oklahoma, Oklahoma | 11 | $ 1,806,000 | $ 164,181 | $ 81,000 |
| Pickens, South Carolina | 11 | $ 1,016,000 | $ 92,363 | $ 60,000 |
| Hartford, Connecticut | 10 | $ 2,434,000 | $ 243,400 | $ 78,000 |
| Polk, Florida | 10 | $ 1,710,000 | $ 171,000 | $ 68,000 |
| Hall, Georgia | 10 | $ 2,037,000 | $ 203,700 | $ 121,000 |
| Newton, Georgia | 10 | $ 1,425,000 | $ 142,500 | $ 72,000 |
| Paulding, Georgia | 10 | $ 1,260,000 | $ 126,000 | $ 67,000 |
| Harford, Maryland | 10 | $ 2,875,000 | $ 287,500 | $ 106,000 |
| Kalamazoo, Michigan | 10 | $ 1,282,000 | $ 128,200 | $ 60,000 |
| Rockingham, New Hampshire | 10 | $ 3,115,000 | $ 311,500 | $ 98,000 |
| Suffolk, New York | 10 | $ 4,231,000 | $ 423,100 | $ 155,000 |
| Lexington, South Carolina | 10 | $ 1,134,000 | $ 113,400 | $ 54,000 |
| Robertson, Tennessee | 10 | $ 1,455,000 | $ 145,500 | $ 58,000 |
| Davis, Utah | 10 | $ 1,675,000 | $ 167,500 | $ 48,000 |
| Arlington, Virginia | 10 | $ 2,845,000 | $ 284,500 | $ 104,000 |
| Butte, California | 9 | $ 1,772,000 | $ 196,888 | $ 45,000 |
| Marin, California | 9 | $ 7,327,000 | $ 814,111 | $ 276,000 |
| Sarasota, Florida | 9 | $ 1,923,000 | $ 213,666 | $ 165,000 |
| Douglas, Georgia | 9 | $ 1,248,000 | $ 138,666 | $ 48,000 |
| Henry, Georgia | 9 | $ 1,315,000 | $ 146,111 | $ 50,000 |
| Ramsey, Minnesota | 9 | $ 1,433,000 | $ 159,222 | $ 60,000 |
| Hillsborough, New Hampshire | 9 | $ 2,053,000 | $ 228,111 | $ 71,000 |
| Franklin, North Carolina | 9 | $ 1,255,000 | $ 139,444 | $ 64,000 |
| Johnston, North Carolina | 9 | $ 1,119,000 | $ 124,333 | $ 66,000 |
| Rowan, North Carolina | 9 | $ 1,088,000 | $ 120,888 | $ 58,000 |
| Charleston, South Carolina | 9 | $ 2,931,000 | $ 325,666 | $ 156,000 |
| Henrico, Virginia | 9 | $ 1,387,000 | $ 154,111 | $ 85,000 |
| Pierce, Washington | 9 | $ 1,990,000 | $ 221,111 | $ 70,000 |
| Broomfield, Colorado | 8 | $ 1,835,000 | $ 229,375 | $ 95,000 |
| Weld, Colorado | 8 | $ 1,823,000 | $ 227,875 | $ 72,000 |
| Rockdale, Georgia | 8 | $ 1,432,000 | $ 179,000 | $ 70,000 |
| Hawaii, Hawaii | 8 | $ 2,838,000 | $ 354,750 | $ 270,000 |
| Boyd, Kentucky | 8 | $ 747,000 | $ 93,375 | $ 59,000 |
| Greenup, Kentucky | 8 | $ 795,000 | $ 99,375 | $ 68,000 |
| Jefferson, Kentucky | 8 | $ 1,441,000 | $ 180,125 | $ 81,000 |
| Barnstable, Massachusetts | 8 | $ 2,178,000 | $ 272,250 | $ 121,000 |
| Dakota, Minnesota | 8 | $ 1,566,000 | $ 195,750 | $ 73,000 |
| Granville, North Carolina | 8 | $ 777,000 | $ 97,125 | $ 33,000 |
| Madison, North Carolina | 8 | $ 1,042,000 | $ 130,250 | $ 41,000 |
| Orange, North Carolina | 8 | $ 2,092,000 | $ 261,500 | $ 134,000 |
| Richland, South Carolina | 8 | $ 906,000 | $ 113,250 | $ 53,000 |
| Brazos, Texas | 8 | $ 929,000 | $ 116,125 | $ 53,000 |
| Fauquier, Virginia | 8 | $ 2,409,000 | $ 301,125 | $ 140,000 |
| Napa, California | 7 | $ 3,501,000 | $ 500,142 | $ 128,000 |
| Litchfield, Connecticut | 7 | $ 2,419,000 | $ 345,571 | $ 89,000 |
| Middlesex, Connecticut | 7 | $ 1,929,000 | $ 275,571 | $ 96,000 |
| Barrow, Georgia | 7 | $ 832,000 | $ 118,857 | $ 39,000 |
| Walton, Georgia | 7 | $ 1,068,000 | $ 152,571 | $ 45,000 |
| Marion, Indiana | 7 | $ 1,481,000 | $ 211,571 | $ 90,000 |
| Fayette, Kentucky | 7 | $ 1,120,000 | $ 160,000 | $ 77,000 |
| Queen Anne's, Maryland | 7 | $ 1,935,000 | $ 276,428 | $ 125,000 |
| St. Clair, Michigan | 7 | $ 1,136,000 | $ 162,285 | $ 96,000 |
| Merrimack, New Hampshire | 7 | $ 1,383,000 | $ 197,571 | $ 110,000 |
| Middlesex, New Jersey | 7 | $ 2,200,000 | $ 314,285 | $ 127,000 |
| Santa Fe, New Mexico | 7 | $ 2,704,000 | $ 386,285 | $ 137,000 |
| Haywood, North Carolina | 7 | $ 995,000 | $ 142,142 | $ 78,000 |
| New Hanover, North Carolina | 7 | $ 3,201,000 | $ 457,285 | $ 461,000 |
| Monroe, Pennsylvania | 7 | $ 1,219,000 | $ 174,142 | $ 78,000 |
| Rockwall, Texas | 7 | $ 1,228,000 | $ 175,428 | $ 79,000 |
| Snohomish, Washington | 7 | $ 1,884,000 | $ 269,142 | $ 68,000 |
| Milwaukee, Wisconsin | 7 | $ 1,010,000 | $ 144,285 | $ 64,000 |
| Madison, Alabama | 6 | $ 710,000 | $ 118,333 | $ 90,000 |
| Morgan, Alabama | 6 | $ 615,000 | $ 102,500 | $ 17,000 |
| San Luis Obispo, California | 6 | $ 2,484,000 | $ 414,000 | $ 153,000 |
| Pueblo, Colorado | 6 | $ 541,000 | $ 90,166 | $ 43,000 |
| Charlotte, Florida | 6 | $ 1,663,000 | $ 277,166 | $ 111,000 |
| Collier, Florida | 6 | $ 1,627,000 | $ 271,166 | $ 108,000 |
| Pasco, Florida | 6 | $ 964,000 | $ 160,666 | $ 104,000 |
| Coweta, Georgia | 6 | $ 752,000 | $ 125,333 | $ 51,000 |
| Kane, Illinois | 6 | $ 1,399,000 | $ 233,166 | $ 109,000 |
| Nantucket, Massachusetts | 6 | $ 4,169,000 | $ 694,833 | $ 185,000 |
| Monroe, Michigan | 6 | $ 1,213,000 | $ 202,166 | $ 82,000 |
| Saginaw, Michigan | 6 | $ 751,000 | $ 125,166 | $ 130,000 |
| Washington, Minnesota | 6 | $ 2,225,000 | $ 370,833 | $ 114,000 |
| Brunswick, North Carolina | 6 | $ 1,411,000 | $ 235,166 | $ 140,000 |
| Stanly, North Carolina | 6 | $ 787,000 | $ 131,166 | $ 70,000 |
| Vance, North Carolina | 6 | $ 724,000 | $ 120,666 | $ 70,000 |
| Washington, Oregon | 6 | $ 929,000 | $ 154,833 | $ 148,000 |
| Chester, Pennsylvania | 6 | $ 1,655,000 | $ 275,833 | $ 94,000 |
| Lackawanna, Pennsylvania | 6 | $ 760,000 | $ 126,666 | $ 69,000 |
| Greenwood, South Carolina | 6 | $ 514,000 | $ 85,666 | $ 50,000 |
| Cheatham, Tennessee | 6 | $ 789,000 | $ 131,500 | $ 50,000 |
| Knox, Tennessee | 6 | $ 788,000 | $ 131,333 | $ 66,000 |
| Maury, Tennessee | 6 | $ 777,000 | $ 129,500 | $ 71,000 |
| Weber, Utah | 6 | $ 721,000 | $ 120,166 | $ 27,000 |
| Alexandria, Virginia | 6 | $ 1,941,000 | $ 323,500 | $ 92,000 |
| Clark, Washington | 6 | $ 907,000 | $ 151,166 | $ 108,000 |
| Cowlitz, Washington | 6 | $ 1,114,000 | $ 185,666 | $ 79,000 |
| Jefferson, Alabama | 5 | $ 845,000 | $ 169,000 | $ 87,000 |
| Mohave, Arizona | 5 | $ 822,000 | $ 164,400 | $ 74,000 |
| San Miguel, Colorado | 5 | $ 1,204,000 | $ 240,800 | $ 98,000 |
| Teller, Colorado | 5 | $ 1,028,000 | $ 205,600 | $ 59,000 |
| Blaine, Idaho | 5 | $ 1,181,000 | $ 236,200 | $ 78,000 |
| Baltimore City, Maryland | 5 | $ 1,027,000 | $ 205,400 | $ 54,000 |
| Lapeer, Michigan | 5 | $ 810,000 | $ 162,000 | $ 60,000 |
| Hinds, Mississippi | 5 | $ 897,000 | $ 179,400 | $ 62,000 |
| Belknap, New Hampshire | 5 | $ 821,000 | $ 164,200 | $ 141,000 |
| Richmond, New York | 5 | $ 2,036,000 | $ 407,200 | $ 213,000 |
| Stokes, North Carolina | 5 | $ 540,000 | $ 108,000 | $ 39,000 |
| Watauga, North Carolina | 5 | $ 825,000 | $ 165,000 | $ 211,000 |
| Multnomah, Oregon | 5 | $ 1,419,000 | $ 283,800 | $ 88,000 |
| Bucks, Pennsylvania | 5 | $ 1,869,000 | $ 373,800 | $ 187,000 |
| Carbon, Pennsylvania | 5 | $ 534,000 | $ 106,800 | $ 90,000 |
| York, Pennsylvania | 5 | $ 782,000 | $ 156,400 | $ 75,000 |
| Providence, Rhode Island | 5 | $ 1,050,000 | $ 210,000 | $ 58,000 |
| Abbeville, South Carolina | 5 | $ 406,000 | $ 81,200 | $ 38,000 |
| Franklin, Tennessee | 5 | $ 685,000 | $ 137,000 | $ 74,000 |
| Galveston, Texas | 5 | $ 728,000 | $ 145,600 | $ 99,000 |
| Hidalgo, Texas | 5 | $ 494,000 | $ 98,800 | $ 39,000 |
| Roanoke, Virginia | 5 | $ 638,000 | $ 127,600 | $ 89,000 |
| Spotsylvania, Virginia | 5 | $ 1,408,000 | $ 281,600 | $ 117,000 |
| Stafford, Virginia | 5 | $ 1,545,000 | $ 309,000 | $ 97,000 |
| Virginia Beach, Virginia | 5 | $ 1,595,000 | $ 319,000 | $ 120,000 |
| Yavapai, Arizona | 4 | $ 943,000 | $ 235,750 | $ 103,000 |
| Amador, California | 4 | $ 1,021,000 | $ 255,250 | $ 78,000 |
| Mono, California | 4 | $ 1,968,000 | $ 492,000 | $ 355,000 |
| Monterey, California | 4 | $ 2,737,000 | $ 684,250 | $ 523,000 |
| Plumas, California | 4 | $ 704,000 | $ 176,000 | $ 110,000 |
| Santa Barbara, California | 4 | $ 3,140,000 | $ 785,000 | $ 206,000 |
| Tulare, California | 4 | $ 662,000 | $ 165,500 | $ 65,000 |
| Sussex, Delaware | 4 | $ 1,500,000 | $ 375,000 | $ 192,000 |
| Brevard, Florida | 4 | $ 790,000 | $ 197,500 | $ 63,000 |
| Indian River, Florida | 4 | $ 509,000 | $ 127,250 | $ 57,000 |
| Nassau, Florida | 4 | $ 710,000 | $ 177,500 | $ 51,000 |
| Long, Georgia | 4 | $ 377,000 | $ 94,250 | $ 59,000 |
| Maui, Hawaii | 4 | $ 3,175,000 | $ 793,750 | $ 178,000 |
| Lake, Indiana | 4 | $ 468,000 | $ 117,000 | $ 38,000 |
| Scott, Iowa | 4 | $ 380,000 | $ 95,000 | $ 80,000 |
| Oldham, Kentucky | 4 | $ 498,000 | $ 124,500 | $ 36,000 |
| Calvert, Maryland | 4 | $ 1,033,000 | $ 258,250 | $ 109,000 |
| Charles, Maryland | 4 | $ 883,000 | $ 220,750 | $ 56,000 |
| Talbot, Maryland | 4 | $ 1,058,000 | $ 264,500 | $ 88,000 |
| Grand Traverse, Michigan | 4 | $ 375,000 | $ 93,750 | $ 57,000 |
| Ingham, Michigan | 4 | $ 712,000 | $ 178,000 | $ 83,000 |
| Kent, Michigan | 4 | $ 748,000 | $ 187,000 | $ 78,000 |
| Sherburne, Minnesota | 4 | $ 698,000 | $ 174,500 | $ 75,000 |
| DeSoto, Mississippi | 4 | $ 664,000 | $ 166,000 | $ 83,000 |
| Lyon, Nevada | 4 | $ 642,000 | $ 160,500 | $ 37,000 |
| Passaic, New Jersey | 4 | $ 961,000 | $ 240,250 | $ 117,000 |
| Somerset, New Jersey | 4 | $ 1,309,000 | $ 327,250 | $ 130,000 |
| Union, New Jersey | 4 | $ 1,216,000 | $ 304,000 | $ 52,000 |
| Polk, North Carolina | 4 | $ 606,000 | $ 151,500 | $ 91,000 |
| Miami, Ohio | 4 | $ 521,000 | $ 130,250 | $ 68,000 |
| Cleveland, Oklahoma | 4 | $ 522,000 | $ 130,500 | $ 70,000 |
| Allegheny, Pennsylvania | 4 | $ 345,000 | $ 86,250 | $ 62,000 |
| Delaware, Pennsylvania | 4 | $ 2,281,000 | $ 570,250 | $ 253,000 |
| Luzerne, Pennsylvania | 4 | $ 482,000 | $ 120,500 | $ 56,000 |
| Wayne, Pennsylvania | 4 | $ 306,000 | $ 76,500 | $ 60,000 |
| Beaufort, South Carolina | 4 | $ 2,505,000 | $ 626,250 | $ 224,000 |
| Dorchester, South Carolina | 4 | $ 517,000 | $ 129,250 | $ 61,000 |
| Dickson, Tennessee | 4 | $ 349,000 | $ 87,250 | $ 36,000 |
| Putnam, Tennessee | 4 | $ 812,000 | $ 203,000 | $ 134,000 |
| Sevier, Tennessee | 4 | $ 988,000 | $ 247,000 | $ 131,000 |
| Summit, Utah | 4 | $ 892,000 | $ 223,000 | $ 119,000 |
| Washington, Utah | 4 | $ 465,000 | $ 116,250 | $ 80,000 |
| Albemarle, Virginia | 4 | $ 948,000 | $ 237,000 | $ 100,000 |
| Hanover, Virginia | 4 | $ 615,000 | $ 153,750 | $ 79,000 |
| Thurston, Washington | 4 | $ 896,000 | $ 224,000 | $ 43,000 |
| Brown, Wisconsin | 4 | $ 666,000 | $ 166,500 | $ 58,000 |
| Fond du Lac, Wisconsin | 4 | $ 417,000 | $ 104,250 | $ 57,000 |
| Anchorage, Alaska | 3 | $ 459,000 | $ 153,000 | $ 30,000 |
| Matanuska-Susitna, Alaska | 3 | $ 484,000 | $ 161,333 | $ 77,000 |
| La Paz, Arizona | 3 | $ 586,000 | $ 195,333 | $ 143,000 |
| Lake, California | 3 | $ 529,000 | $ 176,333 | $ 61,000 |
| Madera, California | 3 | $ 719,000 | $ 239,666 | $ 62,000 |
| Shasta, California | 3 | $ 390,000 | $ 130,000 | $ 61,000 |
| Sutter, California | 3 | $ 513,000 | $ 171,000 | $ 75,000 |
| Grand, Colorado | 3 | $ 848,000 | $ 282,666 | $ 61,000 |
| Las Animas, Colorado | 3 | $ 269,000 | $ 89,666 | $ 61,000 |
| Tolland, Connecticut | 3 | $ 380,000 | $ 126,666 | $ 85,000 |
| Leon, Florida | 3 | $ 397,000 | $ 132,333 | $ 45,000 |
| Manatee, Florida | 3 | $ 450,000 | $ 150,000 | $ 50,000 |
| Okaloosa, Florida | 3 | $ 458,000 | $ 152,666 | $ 49,000 |
| St. Lucie, Florida | 3 | $ 470,000 | $ 156,666 | $ 188,000 |
| Carroll, Georgia | 3 | $ 271,000 | $ 90,333 | $ 30,000 |
| Clarke, Georgia | 3 | $ 729,000 | $ 243,000 | $ 131,000 |
| Effingham, Georgia | 3 | $ 339,000 | $ 113,000 | $ 47,000 |
| Muscogee, Georgia | 3 | $ 314,000 | $ 104,666 | $ 43,000 |
| Pickens, Georgia | 3 | $ 609,000 | $ 203,000 | $ 97,000 |
| McHenry, Illinois | 3 | $ 587,000 | $ 195,666 | $ 78,000 |
| Rock Island, Illinois | 3 | $ 243,000 | $ 81,000 | $ 68,000 |
| St. Clair, Illinois | 3 | $ 303,000 | $ 101,000 | $ 58,000 |
| Harrison, Indiana | 3 | $ 510,000 | $ 170,000 | $ 75,000 |
| Polk, Iowa | 3 | $ 361,000 | $ 120,333 | $ 62,000 |
| St. Mary's, Maryland | 3 | $ 878,000 | $ 292,666 | $ 91,000 |
| Clinton, Michigan | 3 | $ 472,000 | $ 157,333 | $ 122,000 |
| Newaygo, Michigan | 3 | $ 534,000 | $ 178,000 | $ 95,000 |
| Olmsted, Minnesota | 3 | $ 485,000 | $ 161,666 | $ 50,000 |
| Tishomingo, Mississippi | 3 | $ 278,000 | $ 92,666 | $ 74,000 |
| Greene, Missouri | 3 | $ 218,000 | $ 72,666 | $ 56,000 |
| Carroll, New Hampshire | 3 | $ 448,000 | $ 149,333 | $ 78,000 |
| Camden, New Jersey | 3 | $ 356,000 | $ 118,666 | $ 83,000 |
| Mercer, New Jersey | 3 | $ 942,000 | $ 314,000 | $ 213,000 |
| Nassau, New York | 3 | $ 1,149,000 | $ 383,000 | $ 116,000 |
| Queens, New York | 3 | $ 2,003,000 | $ 667,666 | $ 85,000 |
| Westchester, New York | 3 | $ 1,197,000 | $ 399,000 | $ 134,000 |
| Carteret, North Carolina | 3 | $ 852,000 | $ 284,000 | $ 299,000 |
| Cumberland, North Carolina | 3 | $ 460,000 | $ 153,333 | $ 65,000 |
| Harnett, North Carolina | 3 | $ 621,000 | $ 207,000 | $ 80,000 |
| Yancey, North Carolina | 3 | $ 399,000 | $ 133,000 | $ 77,000 |
| Summit, Ohio | 3 | $ 214,000 | $ 71,333 | $ 35,000 |
| Warren, Ohio | 3 | $ 597,000 | $ 199,000 | $ 111,000 |
| Clackamas, Oregon | 3 | $ 1,208,000 | $ 402,666 | $ 186,000 |
| Adams, Pennsylvania | 3 | $ 408,000 | $ 136,000 | $ 62,000 |
| Georgetown, South Carolina | 3 | $ 1,018,000 | $ 339,333 | $ 141,000 |
| McCormick, South Carolina | 3 | $ 751,000 | $ 250,333 | $ 27,000 |
| Parker, Texas | 3 | $ 383,000 | $ 127,666 | $ 75,000 |
| Charlottesville, Virginia | 3 | $ 341,000 | $ 113,666 | $ 57,000 |
| Hopewell, Virginia | 3 | $ 181,000 | $ 60,333 | $ 102,000 |
| Manassas, Virginia | 3 | $ 809,000 | $ 269,666 | $ 79,000 |
| Manassas Park, Virginia | 3 | $ 659,000 | $ 219,666 | $ 104,000 |
| Norfolk, Virginia | 3 | $ 301,000 | $ 100,333 | $ 63,000 |
| Richmond City, Virginia | 3 | $ 366,000 | $ 122,000 | $ 71,000 |
| Ohio, West Virginia | 3 | $ 227,000 | $ 75,666 | $ 53,000 |
| Sheboygan, Wisconsin | 3 | $ 441,000 | $ 147,000 | $ 58,000 |
| St. Croix, Wisconsin | 3 | $ 617,000 | $ 205,666 | $ 174,000 |
| Washington, Wisconsin | 3 | $ 584,000 | $ 194,666 | $ 69,000 |
| Autauga, Alabama | 2 | $ 236,000 | $ 118,000 | $ 88,000 |
| Baldwin, Alabama | 2 | $ 278,000 | $ 139,000 | $ 50,000 |
| Houston, Alabama | 2 | $ 211,000 | $ 105,500 | $ 74,000 |
| Mobile, Alabama | 2 | $ 989,000 | $ 494,500 | $ 168,000 |
| Montgomery, Alabama | 2 | $ 272,000 | $ 136,000 | $ 47,000 |
| Russell, Alabama | 2 | $ 309,000 | $ 154,500 | $ 58,000 |
| Yuma, Arizona | 2 | $ 237,000 | $ 118,500 | $ 118,000 |
| Calaveras, California | 2 | $ 411,000 | $ 205,500 | $ 73,000 |
| Colusa, California | 2 | $ 522,000 | $ 261,000 | $ 76,000 |
| Kings, California | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Mendocino, California | 2 | $ 591,000 | $ 295,500 | $ 132,000 |
| San Benito, California | 2 | $ 696,000 | $ 348,000 | $ 76,000 |
| Tuolumne, California | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Alamosa, Colorado | 2 | $ 183,000 | $ 91,500 | $ 30,000 |
| Costilla, Colorado | 2 | $ 156,000 | $ 78,000 | $ 28,000 |
| La Plata, Colorado | 2 | $ 303,000 | $ 151,500 | $ 55,000 |
| Saguache, Colorado | 2 | $ 188,000 | $ 94,000 | $ 32,000 |
| New London, Connecticut | 2 | $ 761,000 | $ 380,500 | $ 128,000 |
| Kent, Delaware | 2 | $ 444,000 | $ 222,000 | $ 65,000 |
| Walton, Florida | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Bulloch, Georgia | 2 | $ 202,000 | $ 101,000 | $ 54,000 |
| Floyd, Georgia | 2 | $ 467,000 | $ 233,500 | $ 80,000 |
| Franklin, Georgia | 2 | $ 379,000 | $ 189,500 | $ 83,000 |
| Gilmer, Georgia | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Jackson, Georgia | 2 | $ 456,000 | $ 228,000 | $ 100,000 |
| Morgan, Georgia | 2 | $ 558,000 | $ 279,000 | $ 85,000 |
| Spalding, Georgia | 2 | $ 285,000 | $ 142,500 | $ 86,000 |
| Whitfield, Georgia | 2 | $ 369,000 | $ 184,500 | $ 70,000 |
| Ada, Idaho | 2 | $ 287,000 | $ 143,500 | $ 94,000 |
| DeKalb, Illinois | 2 | $ 221,000 | $ 110,500 | $ 0 |
| Allen, Indiana | 2 | $ 444,000 | $ 222,000 | $ 105,000 |
| Kosciusko, Indiana | 2 | $ 305,000 | $ 152,500 | $ 70,000 |
| Madison, Indiana | 2 | $ 292,000 | $ 146,000 | $ 91,000 |
| Vanderburgh, Indiana | 2 | $ 191,000 | $ 95,500 | $ 73,000 |
| Vigo, Indiana | 2 | $ 247,000 | $ 123,500 | $ 54,000 |
| Black Hawk, Iowa | 2 | $ 139,000 | $ 69,500 | $ 107,000 |
| Warren, Iowa | 2 | $ 201,000 | $ 100,500 | $ 33,000 |
| Scott, Kentucky | 2 | $ 263,000 | $ 131,500 | $ 145,000 |
| East Baton Rouge, Louisiana | 2 | $ 348,000 | $ 174,000 | $ 89,000 |
| Orleans, Louisiana | 2 | $ 254,000 | $ 127,000 | $ 54,000 |
| Cumberland, Maine | 2 | $ 360,000 | $ 180,000 | $ 163,000 |
| York, Maine | 2 | $ 827,000 | $ 413,500 | $ 156,000 |
| Caroline, Maryland | 2 | $ 804,000 | $ 402,000 | $ 225,000 |
| Cecil, Maryland | 2 | $ 525,000 | $ 262,500 | $ 70,000 |
| Washington, Maryland | 2 | $ 352,000 | $ 176,000 | $ 105,000 |
| Worcester, Maryland | 2 | $ 264,000 | $ 132,000 | $ 307,000 |
| Bay, Michigan | 2 | $ 188,000 | $ 94,000 | $ 69,000 |
| Calhoun, Michigan | 2 | $ 196,000 | $ 98,000 | $ 40,000 |
| Leelanau, Michigan | 2 | $ 1,064,000 | $ 532,000 | $ 180,000 |
| Lenawee, Michigan | 2 | $ 301,000 | $ 150,500 | $ 72,000 |
| Muskegon, Michigan | 2 | $ 509,000 | $ 254,500 | $ 116,000 |
| Ottawa, Michigan | 2 | $ 192,000 | $ 96,000 | $ 48,000 |
| Shiawassee, Michigan | 2 | $ 266,000 | $ 133,000 | $ 46,000 |
| St. Joseph, Michigan | 2 | $ 219,000 | $ 109,500 | $ 46,000 |
| Van Buren, Michigan | 2 | $ 273,000 | $ 136,500 | $ 62,000 |
| Scott, Minnesota | 2 | $ 610,000 | $ 305,000 | $ 130,000 |
| Wright, Minnesota | 2 | $ 473,000 | $ 236,500 | $ 99,000 |
| Alcorn, Mississippi | 2 | $ 284,000 | $ 142,000 | $ 68,000 |
| Lowndes, Mississippi | 2 | $ 219,000 | $ 109,500 | $ 64,000 |
| Rankin, Mississippi | 2 | $ 315,000 | $ 157,500 | $ 71,000 |
| Tate, Mississippi | 2 | $ 257,000 | $ 128,500 | $ 66,000 |
| Jasper, Missouri | 2 | $ 158,000 | $ 79,000 | $ 91,000 |
| Nye, Nevada | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
| Essex, New Jersey | 2 | $ 1,100,000 | $ 550,000 | $ 214,000 |
| Morris, New Jersey | 2 | $ 713,000 | $ 356,500 | $ 76,000 |
| Bernalillo, New Mexico | 2 | $ 538,000 | $ 269,000 | $ 96,000 |
| Rockland, New York | 2 | $ 632,000 | $ 316,000 | $ 84,000 |
| Dare, North Carolina | 2 | $ 1,079,000 | $ 539,500 | $ 319,000 |
| Hoke, North Carolina | 2 | $ 229,000 | $ 114,500 | $ 50,000 |
| Montgomery, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 135,000 |
| Nash, North Carolina | 2 | $ 596,000 | $ 298,000 | $ 124,000 |
| Pitt, North Carolina | 2 | $ 292,000 | $ 146,000 | $ 42,000 |
| Rutherford, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 103,000 |
| Cuyahoga, Ohio | 2 | $ 295,000 | $ 147,500 | $ 63,000 |
| Lawrence, Ohio | 2 | $ 211,000 | $ 105,500 | $ 39,000 |
| Jackson, Oregon | 2 | $ 510,000 | $ 255,000 | $ 118,000 |
| Centre, Pennsylvania | 2 | $ 177,000 | $ 88,500 | $ 59,000 |
| Philadelphia, Pennsylvania | 2 | $ 486,000 | $ 243,000 | $ 81,000 |
| Westmoreland, Pennsylvania | 2 | $ 124,000 | $ 62,000 | $ 26,000 |
| Washington, Rhode Island | 2 | $ 645,000 | $ 322,500 | $ 91,000 |
| Berkeley, South Carolina | 2 | $ 246,000 | $ 123,000 | $ 53,000 |
| Chester, South Carolina | 2 | $ 236,000 | $ 118,000 | $ 48,000 |
| Horry, South Carolina | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Kershaw, South Carolina | 2 | $ 389,000 | $ 194,500 | $ 64,000 |
| Newberry, South Carolina | 2 | $ 229,000 | $ 114,500 | $ 49,000 |
| Bradley, Tennessee | 2 | $ 323,000 | $ 161,500 | $ 106,000 |
| Coffee, Tennessee | 2 | $ 237,000 | $ 118,500 | $ 70,000 |
| Gibson, Tennessee | 2 | $ 264,000 | $ 132,000 | $ 70,000 |
| Lawrence, Tennessee | 2 | $ 215,000 | $ 107,500 | $ 65,000 |
| Madison, Tennessee | 2 | $ 333,000 | $ 166,500 | $ 56,000 |
| Sullivan, Tennessee | 2 | $ 238,000 | $ 119,000 | $ 52,000 |
| Washington, Tennessee | 2 | $ 278,000 | $ 139,000 | $ 53,000 |
| Comal, Texas | 2 | $ 288,000 | $ 144,000 | $ 65,000 |
| Gregg, Texas | 2 | $ 380,000 | $ 190,000 | $ 119,000 |
| Hays, Texas | 2 | $ 228,000 | $ 114,000 | $ 166,000 |
| Kaufman, Texas | 2 | $ 100,000 | $ 50,000 | $ 74,000 |
| Kendall, Texas | 2 | $ 553,000 | $ 276,500 | $ 237,000 |
| Llano, Texas | 2 | $ 878,000 | $ 439,000 | $ 272,000 |
| McLennan, Texas | 2 | $ 223,000 | $ 111,500 | $ 62,000 |
| Smith, Texas | 2 | $ 229,000 | $ 114,500 | $ 60,000 |
| Cache, Utah | 2 | $ 259,000 | $ 129,500 | $ 55,000 |
| Tooele, Utah | 2 | $ 316,000 | $ 158,000 | $ 45,000 |
| Botetourt, Virginia | 2 | $ 167,000 | $ 83,500 | $ 56,000 |
| Colonial Heights, Virginia | 2 | $ 364,000 | $ 182,000 | $ 93,000 |
| Franklin, Virginia | 2 | $ 650,000 | $ 325,000 | $ 134,000 |
| James City, Virginia | 2 | $ 379,000 | $ 189,500 | $ 85,000 |
| Newport News, Virginia | 2 | $ 309,000 | $ 154,500 | $ 116,000 |
| Orange, Virginia | 2 | $ 499,000 | $ 249,500 | $ 71,000 |
| Suffolk, Virginia | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Spokane, Washington | 2 | $ 593,000 | $ 296,500 | $ 38,000 |
| Marshall, West Virginia | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Calumet, Wisconsin | 2 | $ 326,000 | $ 163,000 | $ 34,000 |
| Dodge, Wisconsin | 2 | $ 244,000 | $ 122,000 | $ 51,000 |
| Racine, Wisconsin | 2 | $ 393,000 | $ 196,500 | $ 61,000 |
| Walworth, Wisconsin | 2 | $ 558,000 | $ 279,000 | $ 342,000 |
| Waupaca, Wisconsin | 2 | $ 232,000 | $ 116,000 | $ 63,000 |
| Colbert, Alabama | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Cullman, Alabama | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Shelby, Alabama | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| St. Clair, Alabama | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Tallapoosa, Alabama | 1 | $ 212,000 | $ 212,000 | $ 234,000 |
| Hot Spring, Arkansas | 1 | $ 103,000 | $ 103,000 | $ 104,000 |
| Pulaski, Arkansas | 1 | $ 552,000 | $ 552,000 | $ 166,000 |
| Alpine, California | 1 | $ 340,000 | $ 340,000 | $ 72,000 |
| Del Norte, California | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Humboldt, California | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Imperial, California | 1 | $ 174,000 | $ 174,000 | $ 145,000 |
| Mariposa, California | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Nevada, California | 1 | $ 500,000 | $ 500,000 | $ 156,000 |
| Tehama, California | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Elbert, Colorado | 1 | $ 273,000 | $ 273,000 | $ 97,000 |
| Fremont, Colorado | 1 | $ 147,000 | $ 147,000 | $ 61,000 |
| Gilpin, Colorado | 1 | $ 328,000 | $ 328,000 | $ 96,000 |
| Huerfano, Colorado | 1 | $ 86,000 | $ 86,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,015 | $1,634,614,000 | $207,021 | $3,000,000 | $96,042 | $2,400,000 |
| Refinancing | 4,055 | $1,101,740,000 | $224,369 | $2,535,000 | $96,978 | $1,913,000 |
| Home Improvement | 6 | $1,097,000 | $185,250 | $314,000 | $62,250 | $150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,986 | $1,939,330,000 | $220,041 | $2,535,000 | $99,291 | $2,006,000 |
| Hispanic | 914 | $230,111,000 | $191,700 | $1,430,000 | $60,400 | $548,000 |
| Not Provided | 863 | $228,439,000 | $217,323 | $3,000,000 | $109,558 | $2,400,000 |
| Asian | 606 | $188,938,000 | $287,142 | $1,500,000 | $103,678 | $1,300,000 |
| Black or African American | 561 | $110,559,000 | $177,892 | $1,000,000 | $71,821 | $720,000 |
| Native Hawaiian or Other Pacific Islander | 80 | $22,184,000 | $201,000 | $1,231,000 | $75,222 | $342,000 |
| Not applicable | 33 | $10,526,000 | $363,444 | $1,000,000 | $141,000 | $342,000 |
| American Indian or Alaskan Native | 33 | $7,364,000 | $161,833 | $680,000 | $66,416 | $394,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,048 | $2,609,265,000 | $216,770 | $3,000,000 | $98,937 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 834 | $100,741,000 | $126,227 | $295,000 | $47,863 | $941,000 |
| VA-guaranteed (Veterans Administration) | 185 | $25,875,000 | $141,866 | $327,000 | $56,600 | $385,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,570,000 | $171,000 | $247,000 | $55,166 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 11,062 | $2,731,296,000 | $212,854 | $3,000,000 | $95,020 | $2,400,000 |
| Loan Originated | 14 | $6,155,000 | $929,000 | $1,500,000 | $473,500 | $786,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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