Guaranty Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Guaranty Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranty Bank 501 W Northshore Dr. Suite 400 Glendale, WI 53217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 428 |
| Total Mortgage Loan Application Amount | $80,971,000 |
| Average Mortgage Loan Application Amount | $190,500 |
| Highest Mortgage Loan Application Amount | $1,095,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $2,082,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Guaranty Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranty Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Guaranty Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranty Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranty Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranty Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 21 | $ 4,295,000 | $ 204,000 | $ 104,000 |
| Waukesha County Wisconsin | 19 | $ 6,265,000 | $ 329,000 | $ 189,000 |
| Eau Claire County Wisconsin | 16 | $ 1,141,000 | $ 71,000 | $ 58,000 |
| Cook County Illinois | 15 | $ 1,872,000 | $ 124,000 | $ 60,000 |
| Hennepin County Minnesota | 15 | $ 4,958,000 | $ 330,000 | $ 131,000 |
| Polk County Florida | 14 | $ 2,639,000 | $ 188,000 | $ 81,000 |
| Macomb County Michigan | 14 | $ 1,256,000 | $ 89,000 | $ 50,000 |
| Chippewa County Wisconsin | 13 | $ 1,082,000 | $ 83,000 | $ 81,000 |
| Oakland County Michigan | 11 | $ 912,000 | $ 82,000 | $ 44,000 |
| DeKalb County Georgia | 10 | $ 2,004,000 | $ 200,000 | $ 83,000 |
| Fulton County Georgia | 10 | $ 3,753,000 | $ 375,000 | $ 124,000 |
| Hudson County New Jersey | 9 | $ 2,777,000 | $ 308,000 | $ 192,000 |
| Gwinnett County Georgia | 7 | $ 1,285,000 | $ 183,000 | $ 100,000 |
| Berkeley County South Carolina | 7 | $ 1,150,000 | $ 164,000 | $ 48,000 |
| Charleston County South Carolina | 7 | $ 1,496,000 | $ 213,000 | $ 67,000 |
| Brevard County Florida | 6 | $ 765,000 | $ 127,000 | $ 48,000 |
| DuPage County Illinois | 6 | $ 1,291,000 | $ 215,000 | $ 97,000 |
| Washington County Minnesota | 6 | $ 732,000 | $ 122,000 | $ 78,000 |
| Dorchester County South Carolina | 6 | $ 947,000 | $ 157,000 | $ 59,000 |
| Palm Beach County Florida | 5 | $ 1,899,000 | $ 379,000 | $ 152,000 |
| Cobb County Georgia | 5 | $ 635,000 | $ 127,000 | $ 71,000 |
| Washtenaw County Michigan | 5 | $ 646,000 | $ 129,000 | $ 59,000 |
| Anoka County Minnesota | 5 | $ 521,000 | $ 104,000 | $ 74,000 |
| Dakota County Minnesota | 5 | $ 1,099,000 | $ 219,000 | $ 111,000 |
| McLeod County Minnesota | 5 | $ 333,000 | $ 66,000 | $ 73,000 |
| Dane County Wisconsin | 5 | $ 703,000 | $ 140,000 | $ 44,000 |
| Portage County Wisconsin | 5 | $ 394,000 | $ 78,000 | $ 56,000 |
| Washington County Wisconsin | 5 | $ 745,000 | $ 149,000 | $ 116,000 |
| Lake County Illinois | 4 | $ 1,076,000 | $ 269,000 | $ 99,000 |
| Rock Island County Illinois | 4 | $ 502,000 | $ 125,000 | $ 61,000 |
| Goodhue County Minnesota | 4 | $ 378,000 | $ 94,000 | $ 102,000 |
| Franklin County Ohio | 4 | $ 639,000 | $ 159,000 | $ 143,000 |
| Williamson County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 142,000 |
| Barron County Wisconsin | 4 | $ 346,000 | $ 86,000 | $ 63,000 |
| Buffalo County Wisconsin | 4 | $ 489,000 | $ 122,000 | $ 80,000 |
| New Castle County Delaware | 3 | $ 763,000 | $ 254,000 | $ 144,000 |
| Pinellas County Florida | 3 | $ 834,000 | $ 278,000 | $ 116,000 |
| Clinton County Iowa | 3 | $ 239,000 | $ 79,000 | $ 43,000 |
| Jackson County Iowa | 3 | $ 309,000 | $ 103,000 | $ 232,000 |
| Wayne County Michigan | 3 | $ 825,000 | $ 275,000 | $ 447,000 |
| Ramsey County Minnesota | 3 | $ 294,000 | $ 98,000 | $ 45,000 |
| Rice County Minnesota | 3 | $ 183,000 | $ 61,000 | $ 60,000 |
| Travis County Texas | 3 | $ 1,264,000 | $ 421,000 | $ 221,000 |
| Ozaukee County Wisconsin | 3 | $ 718,000 | $ 239,000 | $ 78,000 |
| Maricopa County Arizona | 2 | $ 957,000 | $ 478,000 | $ 229,000 |
| Broward County Florida | 2 | $ 390,000 | $ 195,000 | $ 74,000 |
| Orange County Florida | 2 | $ 334,000 | $ 167,000 | $ 369,000 |
| Pasco County Florida | 2 | $ 159,000 | $ 79,000 | $ 97,000 |
| Burke County Georgia | 2 | $ 368,000 | $ 184,000 | $ 100,000 |
| Coweta County Georgia | 2 | $ 677,000 | $ 338,000 | $ 87,000 |
| Forsyth County Georgia | 2 | $ 223,000 | $ 111,000 | $ 52,000 |
| Kalamazoo County Michigan | 2 | $ 528,000 | $ 264,000 | $ 143,000 |
| Stearns County Minnesota | 2 | $ 119,000 | $ 59,000 | $ 73,000 |
| Wabasha County Minnesota | 2 | $ 803,000 | $ 401,000 | $ 182,000 |
| Winona County Minnesota | 2 | $ 208,000 | $ 104,000 | $ 111,000 |
| St. Louis County Missouri | 2 | $ 986,000 | $ 493,000 | $ 210,000 |
| Middlesex County New Jersey | 2 | $ 872,000 | $ 436,000 | $ 134,000 |
| Cuyahoga County Ohio | 2 | $ 270,000 | $ 135,000 | $ 101,000 |
| Chester County Pennsylvania | 2 | $ 631,000 | $ 315,000 | $ 127,000 |
| Harris County Texas | 2 | $ 856,000 | $ 428,000 | $ 180,000 |
| Dunn County Wisconsin | 2 | $ 156,000 | $ 78,000 | $ 116,000 |
| Racine County Wisconsin | 2 | $ 295,000 | $ 147,000 | $ 95,000 |
| Rock County Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 39,000 |
| Washburn County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 115,000 |
| Calhoun County Alabama | 1 | $ 146,000 | $ 146,000 | $ 81,000 |
| Pinal County Arizona | 1 | $ 160,000 | $ 160,000 | $ 73,000 |
| Adams County Colorado | 1 | $ 456,000 | $ 456,000 | $ 209,000 |
| Douglas County Colorado | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Hillsborough County Florida | 1 | $ 241,000 | $ 241,000 | $ 57,000 |
| Indian River County Florida | 1 | $ 119,000 | $ 119,000 | $ 64,000 |
| Miami-Dade County Florida | 1 | $ 339,000 | $ 339,000 | $ 177,000 |
| Okeechobee County Florida | 1 | $ 89,000 | $ 89,000 | $ 25,000 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Seminole County Florida | 1 | $ 326,000 | $ 326,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
| Volusia County Florida | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Banks County Georgia | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Bartow County Georgia | 1 | $ 324,000 | $ 324,000 | $ 94,000 |
| Cherokee County Georgia | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Clayton County Georgia | 1 | $ 142,000 | $ 142,000 | $ 79,000 |
| Dodge County Georgia | 1 | $ 162,000 | $ 162,000 | $ 53,000 |
| Douglas County Georgia | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Fayette County Georgia | 1 | $ 224,000 | $ 224,000 | $ 120,000 |
| Greene County Georgia | 1 | $ 321,000 | $ 321,000 | $ 508,000 |
| Marion County Georgia | 1 | $ 173,000 | $ 173,000 | $ 37,000 |
| Muscogee County Georgia | 1 | $ 152,000 | $ 152,000 | $ 86,000 |
| Paulding County Georgia | 1 | $ 133,000 | $ 133,000 | $ 22,000 |
| Pickens County Georgia | 1 | $ 254,000 | $ 254,000 | $ 74,000 |
| Troup County Georgia | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Whitfield County Georgia | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Jersey County Illinois | 1 | $ 174,000 | $ 174,000 | $ 146,000 |
| Dickinson County Iowa | 1 | $ 144,000 | $ 144,000 | $ 135,000 |
| Dubuque County Iowa | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Polk County Iowa | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Scott County Iowa | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
| Knox County Maine | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Genesee County Michigan | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Blue Earth County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 87,000 |
| Faribault County Minnesota | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Lyon County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 125,000 |
| Mille Lacs County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 86,000 |
| Nicollet County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Pine County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 74,000 |
| St. Louis County Minnesota | 1 | $ 178,000 | $ 178,000 | $ 141,000 |
| Waseca County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Wright County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Bergen County New Jersey | 1 | $ 322,000 | $ 322,000 | $ 219,000 |
| Essex County New Jersey | 1 | $ 307,000 | $ 307,000 | $ 70,000 |
| Hunterdon County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Monmouth County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 220,000 |
| Ocean County New Jersey | 1 | $ 327,000 | $ 327,000 | $ 796,000 |
| Somerset County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 248,000 |
| Union County New Jersey | 1 | $ 620,000 | $ 620,000 | $ 210,000 |
| Wake County North Carolina | 1 | $ 377,000 | $ 377,000 | $ 120,000 |
| Butler County Ohio | 1 | $ 272,000 | $ 272,000 | $ 148,000 |
| Delaware County Ohio | 1 | $ 318,000 | $ 318,000 | $ 126,000 |
| Lancaster County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 208,000 |
| Beaufort County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Edgefield County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Greenville County South Carolina | 1 | $ 289,000 | $ 289,000 | $ 156,000 |
| Horry County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| Cumberland County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Dallas County Texas | 1 | $ 1,095,000 | $ 1,095,000 | $ 2,082,000 |
| Montgomery County Texas | 1 | $ 212,000 | $ 212,000 | $ 197,000 |
| Stevens County Washington | 1 | $ 233,000 | $ 233,000 | $ 315,000 |
| Adams County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Douglas County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| Grant County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Iowa County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 45,000 |
| Kewaunee County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 77,000 |
| Menominee County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
| Outagamie County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Pepin County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 74,000 |
| Rusk County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Sawyer County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
| St. Croix County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Vilas County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 68,000 |
| Walworth County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 219,000 |
| Waushara County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 230 | $39,332,000 | $171,000 | $975,000 | $107,000 | $1,200,000 |
| Home Purchase | 198 | $41,639,000 | $210,000 | $1,095,000 | $107,000 | $2,082,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 352 | $53,600,000 | $152,000 | $620,000 | $88,000 | $796,000 |
| White | 63 | $22,802,000 | $361,000 | $1,095,000 | $201,000 | $2,082,000 |
| Black or African American | 7 | $2,331,000 | $333,000 | $975,000 | $124,000 | $345,000 |
| Hispanic | 2 | $376,000 | $188,000 | $240,000 | $62,000 | $94,000 |
| Asian | 2 | $843,000 | $421,000 | $504,000 | $215,000 | $309,000 |
| Not Provided | 2 | $1,019,000 | $509,000 | $628,000 | $279,000 | $299,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 325 | $65,030,000 | $200,000 | $1,095,000 | $123,000 | $2,082,000 |
| FHA-insured (Federal Housing Administration) | 63 | $8,675,000 | $137,000 | $316,000 | $50,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 29 | $5,796,000 | $199,000 | $359,000 | $75,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,470,000 | $133,000 | $224,000 | $50,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 352 | $53,600,000 | $152,000 | $620,000 | $88,000 | $796,000 |
| Loan Originated | 66 | $24,559,000 | $372,000 | $1,095,000 | $204,000 | $2,082,000 |
| Application Denied By Financial Institution | 6 | $1,711,000 | $285,000 | $850,000 | $125,000 | $338,000 |
| Application Withdrawn By Applicant | 2 | $857,000 | $428,000 | $700,000 | $161,000 | $285,000 |
| Application Approved But Not Accepted | 2 | $244,000 | $122,000 | $136,000 | $42,000 | $42,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $438,000 | $219,000 | $342,000 | $64,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $940,000 | $470,000 | $850,000 | $192,000 | $338,000 |
| Debt-To-Income Ratio | 1 | $133,000 | $133,000 | $133,000 | $22,000 | $22,000 |
| Collateral | 1 | $200,000 | $200,000 | $200,000 | $219,000 | $219,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.