Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Guidance Residential, Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,252 |
| Total Mortgage Loan Application Amount | $609,251,000 |
| Average Mortgage Loan Application Amount | $268,500 |
| Highest Mortgage Loan Application Amount | $1,887,000 |
| Average Applicant Income | $104,500 |
| Highest Applicant Income | $1,697,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 195 | $ 55,608,000 | $ 285,000 | $ 110,000 |
| DuPage County Illinois | 127 | $ 32,314,000 | $ 254,000 | $ 125,000 |
| Middlesex County New Jersey | 62 | $ 18,691,000 | $ 301,000 | $ 111,000 |
| Queens County New York | 57 | $ 24,521,000 | $ 430,000 | $ 101,000 |
| Nassau County New York | 51 | $ 19,448,000 | $ 381,000 | $ 126,000 |
| King County Washington | 45 | $ 14,926,000 | $ 331,000 | $ 92,000 |
| Wayne County Michigan | 42 | $ 5,130,000 | $ 122,000 | $ 63,000 |
| Cuyahoga County Ohio | 42 | $ 6,531,000 | $ 155,000 | $ 73,000 |
| Fairfax County Virginia | 39 | $ 14,370,000 | $ 368,000 | $ 118,000 |
| St. Louis County Missouri | 37 | $ 7,901,000 | $ 213,000 | $ 143,000 |
| Franklin County Ohio | 36 | $ 5,927,000 | $ 164,000 | $ 68,000 |
| Delaware County Pennsylvania | 35 | $ 4,254,000 | $ 121,000 | $ 66,000 |
| Hennepin County Minnesota | 34 | $ 6,676,000 | $ 196,000 | $ 55,000 |
| Gwinnett County Georgia | 33 | $ 5,976,000 | $ 181,000 | $ 72,000 |
| Philadelphia County Pennsylvania | 32 | $ 4,200,000 | $ 131,000 | $ 60,000 |
| Will County Illinois | 31 | $ 7,439,000 | $ 239,000 | $ 80,000 |
| Santa Clara County California | 29 | $ 17,053,000 | $ 588,000 | $ 191,000 |
| Fairfield County Connecticut | 29 | $ 8,634,000 | $ 297,000 | $ 84,000 |
| Baltimore County Maryland | 28 | $ 6,711,000 | $ 239,000 | $ 78,000 |
| Kings County New York | 28 | $ 12,327,000 | $ 440,000 | $ 114,000 |
| Orange County Florida | 27 | $ 7,430,000 | $ 275,000 | $ 135,000 |
| Loudoun County Virginia | 25 | $ 8,804,000 | $ 352,000 | $ 103,000 |
| Anoka County Minnesota | 22 | $ 5,124,000 | $ 232,000 | $ 73,000 |
| Essex County New Jersey | 22 | $ 4,602,000 | $ 209,000 | $ 73,000 |
| Los Angeles County California | 19 | $ 8,581,000 | $ 451,000 | $ 136,000 |
| Oakland County Michigan | 19 | $ 5,352,000 | $ 281,000 | $ 88,000 |
| Passaic County New Jersey | 19 | $ 5,741,000 | $ 302,000 | $ 131,000 |
| Somerset County New Jersey | 19 | $ 6,167,000 | $ 324,000 | $ 103,000 |
| Richmond County New York | 19 | $ 6,372,000 | $ 335,000 | $ 95,000 |
| New Haven County Connecticut | 18 | $ 3,985,000 | $ 221,000 | $ 86,000 |
| Fulton County Georgia | 18 | $ 4,150,000 | $ 230,000 | $ 105,000 |
| Middlesex County Massachusetts | 18 | $ 5,622,000 | $ 312,000 | $ 98,000 |
| Suffolk County Massachusetts | 18 | $ 5,154,000 | $ 286,000 | $ 72,000 |
| Suffolk County New York | 18 | $ 8,042,000 | $ 446,000 | $ 152,000 |
| Hartford County Connecticut | 17 | $ 3,574,000 | $ 210,000 | $ 76,000 |
| Hillsborough County Florida | 17 | $ 3,510,000 | $ 206,000 | $ 189,000 |
| Baltimore City County Maryland | 17 | $ 2,647,000 | $ 155,000 | $ 61,000 |
| Hudson County New Jersey | 17 | $ 5,174,000 | $ 304,000 | $ 92,000 |
| Alameda County California | 16 | $ 6,541,000 | $ 408,000 | $ 119,000 |
| Broward County Florida | 16 | $ 5,466,000 | $ 341,000 | $ 142,000 |
| Mercer County New Jersey | 16 | $ 5,654,000 | $ 353,000 | $ 126,000 |
| Bergen County New Jersey | 15 | $ 6,184,000 | $ 412,000 | $ 146,000 |
| Orange County California | 14 | $ 6,237,000 | $ 445,000 | $ 118,000 |
| Bronx County New York | 14 | $ 5,222,000 | $ 373,000 | $ 92,000 |
| Montgomery County Maryland | 13 | $ 4,116,000 | $ 316,000 | $ 110,000 |
| Wake County North Carolina | 13 | $ 3,692,000 | $ 284,000 | $ 157,000 |
| Harris County Texas | 13 | $ 1,879,000 | $ 144,000 | $ 79,000 |
| Sacramento County California | 12 | $ 3,243,000 | $ 270,000 | $ 63,000 |
| Kane County Illinois | 12 | $ 2,657,000 | $ 221,000 | $ 81,000 |
| Howard County Maryland | 12 | $ 4,250,000 | $ 354,000 | $ 100,000 |
| Collin County Texas | 12 | $ 2,346,000 | $ 195,000 | $ 85,000 |
| Fort Bend County Texas | 12 | $ 2,327,000 | $ 193,000 | $ 92,000 |
| DeKalb County Georgia | 11 | $ 2,137,000 | $ 194,000 | $ 66,000 |
| Lake County Illinois | 11 | $ 2,847,000 | $ 258,000 | $ 85,000 |
| Duval County Florida | 10 | $ 1,993,000 | $ 199,000 | $ 99,000 |
| Cobb County Georgia | 10 | $ 1,748,000 | $ 174,000 | $ 80,000 |
| Washtenaw County Michigan | 10 | $ 1,516,000 | $ 151,000 | $ 82,000 |
| Erie County New York | 10 | $ 1,160,000 | $ 116,000 | $ 90,000 |
| Mecklenburg County North Carolina | 10 | $ 2,017,000 | $ 201,000 | $ 74,000 |
| Dallas County Texas | 10 | $ 2,087,000 | $ 208,000 | $ 104,000 |
| Snohomish County Washington | 10 | $ 3,499,000 | $ 349,000 | $ 63,000 |
| Prince George's County Maryland | 9 | $ 2,078,000 | $ 230,000 | $ 84,000 |
| Palm Beach County Florida | 8 | $ 2,711,000 | $ 338,000 | $ 260,000 |
| Ramsey County Minnesota | 8 | $ 1,764,000 | $ 220,000 | $ 75,000 |
| Jackson County Missouri | 8 | $ 1,468,000 | $ 183,000 | $ 97,000 |
| Monmouth County New Jersey | 8 | $ 2,390,000 | $ 298,000 | $ 158,000 |
| Westchester County New York | 8 | $ 3,790,000 | $ 473,000 | $ 156,000 |
| Allegheny County Pennsylvania | 8 | $ 1,698,000 | $ 212,000 | $ 94,000 |
| Montgomery County Pennsylvania | 8 | $ 2,255,000 | $ 281,000 | $ 90,000 |
| San Joaquin County California | 7 | $ 1,781,000 | $ 254,000 | $ 112,000 |
| Osceola County Florida | 7 | $ 1,141,000 | $ 163,000 | $ 56,000 |
| Kendall County Illinois | 7 | $ 1,244,000 | $ 177,000 | $ 107,000 |
| Hamilton County Indiana | 7 | $ 1,918,000 | $ 274,000 | $ 122,000 |
| Worcester County Massachusetts | 7 | $ 1,936,000 | $ 276,000 | $ 70,000 |
| Olmsted County Minnesota | 7 | $ 1,835,000 | $ 262,000 | $ 58,000 |
| Burlington County New Jersey | 7 | $ 1,438,000 | $ 205,000 | $ 69,000 |
| Camden County New Jersey | 7 | $ 1,459,000 | $ 208,000 | $ 69,000 |
| Monroe County New York | 7 | $ 1,450,000 | $ 207,000 | $ 91,000 |
| York County Pennsylvania | 7 | $ 937,000 | $ 133,000 | $ 52,000 |
| Travis County Texas | 7 | $ 1,049,000 | $ 149,000 | $ 96,000 |
| Chesterfield County Virginia | 7 | $ 2,055,000 | $ 293,000 | $ 126,000 |
| Prince William County Virginia | 7 | $ 2,260,000 | $ 322,000 | $ 84,000 |
| Milwaukee County Wisconsin | 7 | $ 1,205,000 | $ 172,000 | $ 160,000 |
| Riverside County California | 6 | $ 2,910,000 | $ 485,000 | $ 176,000 |
| Miami-Dade County Florida | 6 | $ 1,654,000 | $ 275,000 | $ 84,000 |
| Marion County Indiana | 6 | $ 742,000 | $ 123,000 | $ 60,000 |
| Washington County Maryland | 6 | $ 2,150,000 | $ 358,000 | $ 192,000 |
| Boone County Missouri | 6 | $ 1,445,000 | $ 240,000 | $ 351,000 |
| Atlantic County New Jersey | 6 | $ 1,442,000 | $ 240,000 | $ 69,000 |
| Albany County New York | 6 | $ 1,598,000 | $ 266,000 | $ 94,000 |
| Broome County New York | 6 | $ 1,121,000 | $ 186,000 | $ 125,000 |
| Davidson County Tennessee | 6 | $ 902,000 | $ 150,000 | $ 57,000 |
| Waukesha County Wisconsin | 6 | $ 1,870,000 | $ 311,000 | $ 136,000 |
| San Bernardino County California | 5 | $ 1,613,000 | $ 322,000 | $ 41,000 |
| DeKalb County Illinois | 5 | $ 784,000 | $ 156,000 | $ 47,000 |
| Essex County Massachusetts | 5 | $ 1,949,000 | $ 389,000 | $ 95,000 |
| Norfolk County Massachusetts | 5 | $ 1,356,000 | $ 271,000 | $ 104,000 |
| Macomb County Michigan | 5 | $ 1,221,000 | $ 244,000 | $ 105,000 |
| Dakota County Minnesota | 5 | $ 1,290,000 | $ 258,000 | $ 126,000 |
| Lucas County Ohio | 5 | $ 1,018,000 | $ 203,000 | $ 150,000 |
| Lehigh County Pennsylvania | 5 | $ 884,000 | $ 176,000 | $ 121,000 |
| Shelby County Tennessee | 5 | $ 1,896,000 | $ 379,000 | $ 288,000 |
| Pierce County Washington | 5 | $ 1,500,000 | $ 300,000 | $ 168,000 |
| Contra Costa County California | 4 | $ 1,665,000 | $ 416,000 | $ 117,000 |
| Fresno County California | 4 | $ 906,000 | $ 226,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,334,000 | $ 333,000 | $ 42,000 |
| Peoria County Illinois | 4 | $ 958,000 | $ 239,000 | $ 81,000 |
| St. Clair County Illinois | 4 | $ 360,000 | $ 90,000 | $ 84,000 |
| Hampden County Massachusetts | 4 | $ 704,000 | $ 176,000 | $ 61,000 |
| Greene County Ohio | 4 | $ 1,086,000 | $ 271,000 | $ 190,000 |
| Montgomery County Ohio | 4 | $ 1,392,000 | $ 348,000 | $ 145,000 |
| Summit County Ohio | 4 | $ 657,000 | $ 164,000 | $ 72,000 |
| Berks County Pennsylvania | 4 | $ 958,000 | $ 239,000 | $ 85,000 |
| Franklin County Pennsylvania | 4 | $ 1,777,000 | $ 444,000 | $ 196,000 |
| Tarrant County Texas | 4 | $ 657,000 | $ 164,000 | $ 84,000 |
| Williamson County Texas | 4 | $ 899,000 | $ 224,000 | $ 105,000 |
| Dane County Wisconsin | 4 | $ 680,000 | $ 170,000 | $ 71,000 |
| Clay County Florida | 3 | $ 740,000 | $ 246,000 | $ 78,000 |
| Lee County Florida | 3 | $ 656,000 | $ 218,000 | $ 71,000 |
| Marion County Florida | 3 | $ 294,000 | $ 98,000 | $ 109,000 |
| St. Lucie County Florida | 3 | $ 390,000 | $ 130,000 | $ 178,000 |
| Champaign County Illinois | 3 | $ 773,000 | $ 257,000 | $ 48,000 |
| Sangamon County Illinois | 3 | $ 335,000 | $ 111,000 | $ 89,000 |
| Lake County Indiana | 3 | $ 737,000 | $ 245,000 | $ 100,000 |
| Anne Arundel County Maryland | 3 | $ 1,040,000 | $ 346,000 | $ 114,000 |
| Harford County Maryland | 3 | $ 586,000 | $ 195,000 | $ 91,000 |
| Bristol County Massachusetts | 3 | $ 897,000 | $ 299,000 | $ 80,000 |
| Plymouth County Massachusetts | 3 | $ 1,015,000 | $ 338,000 | $ 72,000 |
| Kandiyohi County Minnesota | 3 | $ 353,000 | $ 117,000 | $ 23,000 |
| Morris County New Jersey | 3 | $ 1,032,000 | $ 344,000 | $ 68,000 |
| Union County New Jersey | 3 | $ 839,000 | $ 279,000 | $ 61,000 |
| Ulster County New York | 3 | $ 492,000 | $ 164,000 | $ 151,000 |
| Butler County Ohio | 3 | $ 1,024,000 | $ 341,000 | $ 184,000 |
| Bucks County Pennsylvania | 3 | $ 661,000 | $ 220,000 | $ 332,000 |
| Monroe County Pennsylvania | 3 | $ 479,000 | $ 159,000 | $ 56,000 |
| Northampton County Pennsylvania | 3 | $ 678,000 | $ 226,000 | $ 107,000 |
| Knox County Tennessee | 3 | $ 606,000 | $ 202,000 | $ 172,000 |
| Arlington County Virginia | 3 | $ 1,021,000 | $ 340,000 | $ 114,000 |
| Richmond City County Virginia | 3 | $ 358,000 | $ 119,000 | $ 35,000 |
| Thurston County Washington | 3 | $ 692,000 | $ 230,000 | $ 75,000 |
| Monterey County California | 2 | $ 1,413,000 | $ 706,000 | $ 132,000 |
| San Diego County California | 2 | $ 869,000 | $ 434,000 | $ 92,000 |
| Santa Barbara County California | 2 | $ 808,000 | $ 404,000 | $ 130,000 |
| Bay County Florida | 2 | $ 1,740,000 | $ 870,000 | $ 349,000 |
| Hernando County Florida | 2 | $ 294,000 | $ 147,000 | $ 206,000 |
| Martin County Florida | 2 | $ 207,000 | $ 103,000 | $ 30,000 |
| Seminole County Florida | 2 | $ 1,195,000 | $ 597,000 | $ 256,000 |
| Volusia County Florida | 2 | $ 843,000 | $ 421,000 | $ 175,000 |
| Clayton County Georgia | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Forsyth County Georgia | 2 | $ 440,000 | $ 220,000 | $ 90,000 |
| Henry County Georgia | 2 | $ 333,000 | $ 166,000 | $ 44,000 |
| Macon County Illinois | 2 | $ 415,000 | $ 207,000 | $ 149,000 |
| McHenry County Illinois | 2 | $ 376,000 | $ 188,000 | $ 72,000 |
| Winnebago County Illinois | 2 | $ 275,000 | $ 137,000 | $ 135,000 |
| Allen County Indiana | 2 | $ 297,000 | $ 148,000 | $ 100,000 |
| Hendricks County Indiana | 2 | $ 491,000 | $ 245,000 | $ 166,000 |
| Porter County Indiana | 2 | $ 474,000 | $ 237,000 | $ 175,000 |
| St. Joseph County Indiana | 2 | $ 438,000 | $ 219,000 | $ 105,000 |
| Charles County Maryland | 2 | $ 602,000 | $ 301,000 | $ 56,000 |
| Frederick County Maryland | 2 | $ 435,000 | $ 217,000 | $ 85,000 |
| St. Mary's County Maryland | 2 | $ 527,000 | $ 263,000 | $ 100,000 |
| Genesee County Michigan | 2 | $ 316,000 | $ 158,000 | $ 85,000 |
| Kent County Michigan | 2 | $ 336,000 | $ 168,000 | $ 74,000 |
| Scott County Minnesota | 2 | $ 415,000 | $ 207,000 | $ 35,000 |
| Washington County Minnesota | 2 | $ 344,000 | $ 172,000 | $ 60,000 |
| St. Charles County Missouri | 2 | $ 438,000 | $ 219,000 | $ 100,000 |
| Columbia County New York | 2 | $ 286,000 | $ 143,000 | $ 26,000 |
| New York County New York | 2 | $ 1,035,000 | $ 517,000 | $ 155,000 |
| Onondaga County New York | 2 | $ 196,000 | $ 98,000 | $ 56,000 |
| Orange County New York | 2 | $ 807,000 | $ 403,000 | $ 125,000 |
| Rockland County New York | 2 | $ 490,000 | $ 245,000 | $ 109,000 |
| Cumberland County North Carolina | 2 | $ 275,000 | $ 137,000 | $ 33,000 |
| Guilford County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 34,000 |
| Pitt County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 120,000 |
| Warren County Ohio | 2 | $ 273,000 | $ 136,000 | $ 51,000 |
| Chester County Pennsylvania | 2 | $ 391,000 | $ 195,000 | $ 57,000 |
| Luzerne County Pennsylvania | 2 | $ 186,000 | $ 93,000 | $ 32,000 |
| Lycoming County Pennsylvania | 2 | $ 171,000 | $ 85,000 | $ 64,000 |
| Rutherford County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 123,000 |
| Williamson County Tennessee | 2 | $ 1,374,000 | $ 687,000 | $ 282,000 |
| Galveston County Texas | 2 | $ 328,000 | $ 164,000 | $ 70,000 |
| Henrico County Virginia | 2 | $ 206,000 | $ 103,000 | $ 66,000 |
| Lynchburg County Virginia | 2 | $ 671,000 | $ 335,000 | $ 205,000 |
| Virginia Beach County Virginia | 2 | $ 1,282,000 | $ 641,000 | $ 200,000 |
| Butte County California | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| Kern County California | 1 | $ 504,000 | $ 504,000 | $ 144,000 |
| San Francisco County California | 1 | $ 963,000 | $ 963,000 | $ 267,000 |
| San Mateo County California | 1 | $ 530,000 | $ 530,000 | $ 135,000 |
| Yolo County California | 1 | $ 390,000 | $ 390,000 | $ 103,000 |
| Middlesex County Connecticut | 1 | $ 181,000 | $ 181,000 | $ 52,000 |
| New London County Connecticut | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Tolland County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Escambia County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Lake County Florida | 1 | $ 327,000 | $ 327,000 | $ 155,000 |
| Leon County Florida | 1 | $ 282,000 | $ 282,000 | $ 305,000 |
| Pinellas County Florida | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| St. Johns County Florida | 1 | $ 188,000 | $ 188,000 | $ 153,000 |
| Bibb County Georgia | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Cherokee County Georgia | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Columbia County Georgia | 1 | $ 324,000 | $ 324,000 | $ 82,000 |
| Harris County Georgia | 1 | $ 304,000 | $ 304,000 | $ 300,000 |
| Jackson County Georgia | 1 | $ 319,000 | $ 319,000 | $ 102,000 |
| Lee County Georgia | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Richmond County Georgia | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Rockdale County Georgia | 1 | $ 131,000 | $ 131,000 | $ 24,000 |
| Rock Island County Illinois | 1 | $ 82,000 | $ 82,000 | $ 23,000 |
| Morgan County Indiana | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| Tippecanoe County Indiana | 1 | $ 340,000 | $ 340,000 | $ 450,000 |
| Ingham County Michigan | 1 | $ 192,000 | $ 192,000 | $ 84,000 |
| Kalamazoo County Michigan | 1 | $ 149,000 | $ 149,000 | $ 75,000 |
| Midland County Michigan | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Lyon County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Rice County Minnesota | 1 | $ 413,000 | $ 413,000 | $ 134,000 |
| Wright County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 68,000 |
| Jasper County Missouri | 1 | $ 152,000 | $ 152,000 | $ 170,000 |
| Newton County Missouri | 1 | $ 128,000 | $ 128,000 | $ 225,000 |
| St. Louis City County Missouri | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Taney County Missouri | 1 | $ 240,000 | $ 240,000 | $ 323,000 |
| Gloucester County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Hunterdon County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Chautauqua County New York | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Delaware County New York | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Dutchess County New York | 1 | $ 198,000 | $ 198,000 | $ 74,000 |
| Livingston County New York | 1 | $ 540,000 | $ 540,000 | $ 400,000 |
| Niagara County New York | 1 | $ 94,000 | $ 94,000 | $ 86,000 |
| Oneida County New York | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Putnam County New York | 1 | $ 372,000 | $ 372,000 | $ 59,000 |
| Schenectady County New York | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| St. Lawrence County New York | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
| Cabarrus County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 67,000 |
| Catawba County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 72,000 |
| Davidson County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Halifax County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Harnett County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| New Hanover County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Richmond County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Clark County Ohio | 1 | $ 400,000 | $ 400,000 | $ 250,000 |
| Delaware County Ohio | 1 | $ 294,000 | $ 294,000 | $ 72,000 |
| Hamilton County Ohio | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Licking County Ohio | 1 | $ 216,000 | $ 216,000 | $ 85,000 |
| Lorain County Ohio | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Mahoning County Ohio | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Medina County Ohio | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Blair County Pennsylvania | 1 | $ 327,000 | $ 327,000 | $ 264,000 |
| Dauphin County Pennsylvania | 1 | $ 314,000 | $ 314,000 | $ 130,000 |
| Lackawanna County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Blount County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Hamilton County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 38,000 |
| Brazoria County Texas | 1 | $ 325,000 | $ 325,000 | $ 400,000 |
| Alexandria County Virginia | 1 | $ 356,000 | $ 356,000 | $ 92,000 |
| Bedford County Virginia | 1 | $ 237,000 | $ 237,000 | $ 84,000 |
| Fauquier County Virginia | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Frederick County Virginia | 1 | $ 302,000 | $ 302,000 | $ 119,000 |
| Manassas County Virginia | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| Manassas Park County Virginia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Newport News County Virginia | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Roanoke County Virginia | 1 | $ 212,000 | $ 212,000 | $ 91,000 |
| Winchester County Virginia | 1 | $ 413,000 | $ 413,000 | $ 195,000 |
| Whatcom County Washington | 1 | $ 203,000 | $ 203,000 | $ 92,000 |
| Eau Claire County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 338,000 |
| Kenosha County Wisconsin | 1 | $ 252,000 | $ 252,000 | $ 80,000 |
| Outagamie County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Racine County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 62,000 |
| Shawano County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Winnebago County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,378 | $379,490,000 | $275,000 | $1,328,000 | $103,000 | $1,200,000 |
| Refinancing | 874 | $229,761,000 | $262,000 | $1,887,000 | $106,000 | $1,697,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,279 | $369,527,000 | $288,000 | $1,887,000 | $111,000 | $1,697,000 |
| White | 684 | $180,292,000 | $263,000 | $1,125,000 | $105,000 | $1,297,000 |
| Black or African American | 258 | $51,692,000 | $200,000 | $980,000 | $69,000 | $420,000 |
| Hispanic | 20 | $4,317,000 | $215,000 | $380,000 | $61,000 | $180,000 |
| American Indian or Alaskan Native | 7 | $2,096,000 | $299,000 | $576,000 | $112,000 | $211,000 |
| Not Provided | 3 | $952,000 | $317,000 | $464,000 | $114,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $375,000 | $375,000 | $375,000 | $250,000 | $250,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,252 | $609,251,000 | $270,000 | $1,887,000 | $104,000 | $1,697,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,048 | $275,135,000 | $262,000 | $1,000,000 | $105,000 | $957,000 |
| Application Withdrawn By Applicant | 400 | $114,939,000 | $287,000 | $1,328,000 | $103,000 | $616,000 |
| File Closed For Incompleteness | 397 | $108,274,000 | $272,000 | $1,139,000 | $99,000 | $700,000 |
| Application Approved But Not Accepted | 250 | $67,608,000 | $270,000 | $1,887,000 | $116,000 | $1,697,000 |
| Application Denied By Financial Institution | 125 | $34,351,000 | $274,000 | $1,125,000 | $97,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 25 | $7,443,000 | $297,000 | $650,000 | $104,000 | $359,000 |
| Preapproval Denied by Financial Institution | 7 | $1,501,000 | $214,000 | $649,000 | $90,000 | $252,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 55 | $14,787,000 | $268,000 | $840,000 | $83,000 | $262,000 |
| Collateral | 23 | $7,966,000 | $346,000 | $1,125,000 | $162,000 | $1,200,000 |
| Mortgage Insurance Denied | 21 | $4,968,000 | $236,000 | $675,000 | $84,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,645,000 | $293,000 | $608,000 | $123,000 | $344,000 |
| Debt-To-Income Ratio | 9 | $1,941,000 | $215,000 | $560,000 | $55,000 | $145,000 |
| Employment History | 5 | $1,426,000 | $285,000 | $488,000 | $49,000 | $96,000 |
| Unverifiable Information | 2 | $458,000 | $229,000 | $312,000 | $126,000 | $158,000 |
| Other | 1 | $160,000 | $160,000 | $160,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.