Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Guidance Residential, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,607 |
| Total Mortgage Loan Application Amount | $602,151,000 |
| Average Mortgage Loan Application Amount | $230,000 |
| Highest Mortgage Loan Application Amount | $719,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 145 | $ 27,792,000 | $ 191,000 | $ 113,000 |
| DuPage County Illinois | 121 | $ 23,206,000 | $ 191,000 | $ 102,000 |
| Middlesex County New Jersey | 102 | $ 25,902,000 | $ 253,000 | $ 116,000 |
| Queens County New York | 102 | $ 34,456,000 | $ 337,000 | $ 99,000 |
| Fairfax County Virginia | 95 | $ 26,484,000 | $ 278,000 | $ 118,000 |
| Nassau County New York | 71 | $ 22,787,000 | $ 320,000 | $ 184,000 |
| Harris County Texas | 59 | $ 9,281,000 | $ 157,000 | $ 104,000 |
| Collin County Texas | 56 | $ 11,518,000 | $ 205,000 | $ 104,000 |
| Los Angeles County California | 48 | $ 14,037,000 | $ 292,000 | $ 116,000 |
| Fort Bend County Texas | 47 | $ 8,985,000 | $ 191,000 | $ 96,000 |
| Loudoun County Virginia | 46 | $ 14,373,000 | $ 312,000 | $ 122,000 |
| Orange County Florida | 43 | $ 8,573,000 | $ 199,000 | $ 160,000 |
| Santa Clara County California | 39 | $ 15,351,000 | $ 393,000 | $ 136,000 |
| Wayne County Michigan | 38 | $ 6,029,000 | $ 158,000 | $ 96,000 |
| Hillsborough County Florida | 37 | $ 6,226,000 | $ 168,000 | $ 114,000 |
| Kings County New York | 37 | $ 12,202,000 | $ 329,000 | $ 147,000 |
| Gwinnett County Georgia | 35 | $ 5,131,000 | $ 146,000 | $ 74,000 |
| King County Washington | 34 | $ 9,817,000 | $ 288,000 | $ 104,000 |
| Broward County Florida | 33 | $ 6,833,000 | $ 207,000 | $ 92,000 |
| Oakland County Michigan | 32 | $ 6,694,000 | $ 209,000 | $ 126,000 |
| Middlesex County Massachusetts | 29 | $ 6,904,000 | $ 238,000 | $ 95,000 |
| Alameda County California | 28 | $ 8,814,000 | $ 314,000 | $ 107,000 |
| Will County Illinois | 28 | $ 5,954,000 | $ 212,000 | $ 97,000 |
| Baltimore County Maryland | 28 | $ 4,980,000 | $ 177,000 | $ 86,000 |
| Dallas County Texas | 28 | $ 4,182,000 | $ 149,000 | $ 96,000 |
| Howard County Maryland | 27 | $ 7,448,000 | $ 275,000 | $ 122,000 |
| Montgomery County Maryland | 27 | $ 7,469,000 | $ 276,000 | $ 130,000 |
| Prince George's County Maryland | 27 | $ 6,466,000 | $ 239,000 | $ 111,000 |
| Hennepin County Minnesota | 27 | $ 3,801,000 | $ 140,000 | $ 71,000 |
| Orange County California | 25 | $ 9,707,000 | $ 388,000 | $ 130,000 |
| Prince William County Virginia | 25 | $ 5,689,000 | $ 227,000 | $ 107,000 |
| Sacramento County California | 24 | $ 5,290,000 | $ 220,000 | $ 149,000 |
| Anoka County Minnesota | 24 | $ 4,396,000 | $ 183,000 | $ 90,000 |
| Hudson County New Jersey | 24 | $ 4,973,000 | $ 207,000 | $ 138,000 |
| New Haven County Connecticut | 23 | $ 3,622,000 | $ 157,000 | $ 77,000 |
| Tarrant County Texas | 23 | $ 3,060,000 | $ 133,000 | $ 95,000 |
| Bergen County New Jersey | 22 | $ 6,261,000 | $ 284,000 | $ 107,000 |
| Mercer County New Jersey | 21 | $ 4,799,000 | $ 228,000 | $ 111,000 |
| Franklin County Ohio | 21 | $ 3,333,000 | $ 158,000 | $ 88,000 |
| San Diego County California | 20 | $ 5,874,000 | $ 293,000 | $ 111,000 |
| Fulton County Georgia | 20 | $ 4,956,000 | $ 247,000 | $ 122,000 |
| Somerset County New Jersey | 20 | $ 5,550,000 | $ 277,000 | $ 131,000 |
| Suffolk County New York | 20 | $ 5,942,000 | $ 297,000 | $ 195,000 |
| Worcester County Massachusetts | 16 | $ 3,584,000 | $ 224,000 | $ 95,000 |
| Richmond County New York | 16 | $ 5,711,000 | $ 356,000 | $ 140,000 |
| San Joaquin County California | 14 | $ 3,517,000 | $ 251,000 | $ 139,000 |
| Milwaukee County Wisconsin | 14 | $ 1,880,000 | $ 134,000 | $ 79,000 |
| Fairfield County Connecticut | 13 | $ 2,999,000 | $ 230,000 | $ 99,000 |
| Passaic County New Jersey | 13 | $ 2,526,000 | $ 194,000 | $ 186,000 |
| Washington County Oregon | 13 | $ 3,252,000 | $ 250,000 | $ 120,000 |
| Riverside County California | 12 | $ 2,990,000 | $ 249,000 | $ 98,000 |
| Hartford County Connecticut | 12 | $ 2,449,000 | $ 204,000 | $ 90,000 |
| Palm Beach County Florida | 12 | $ 2,694,000 | $ 224,000 | $ 144,000 |
| DeKalb County Georgia | 12 | $ 1,342,000 | $ 111,000 | $ 65,000 |
| Anne Arundel County Maryland | 12 | $ 3,253,000 | $ 271,000 | $ 104,000 |
| Suffolk County Massachusetts | 12 | $ 2,853,000 | $ 237,000 | $ 78,000 |
| Washtenaw County Michigan | 12 | $ 2,396,000 | $ 199,000 | $ 134,000 |
| Wake County North Carolina | 12 | $ 1,996,000 | $ 166,000 | $ 103,000 |
| Bucks County Pennsylvania | 12 | $ 2,876,000 | $ 239,000 | $ 135,000 |
| Duval County Florida | 11 | $ 1,743,000 | $ 158,000 | $ 119,000 |
| Macomb County Michigan | 11 | $ 1,041,000 | $ 94,000 | $ 52,000 |
| Ramsey County Minnesota | 11 | $ 1,978,000 | $ 179,000 | $ 221,000 |
| Bronx County New York | 11 | $ 3,424,000 | $ 311,000 | $ 101,000 |
| Mecklenburg County North Carolina | 11 | $ 1,502,000 | $ 136,000 | $ 59,000 |
| Shelby County Tennessee | 11 | $ 1,992,000 | $ 181,000 | $ 90,000 |
| Contra Costa County California | 10 | $ 4,332,000 | $ 433,000 | $ 112,000 |
| Norfolk County Massachusetts | 10 | $ 2,445,000 | $ 244,000 | $ 93,000 |
| Burlington County New Jersey | 10 | $ 2,588,000 | $ 258,000 | $ 120,000 |
| Essex County New Jersey | 9 | $ 1,792,000 | $ 199,000 | $ 89,000 |
| Cuyahoga County Ohio | 9 | $ 1,799,000 | $ 199,000 | $ 169,000 |
| Delaware County Pennsylvania | 9 | $ 931,000 | $ 103,000 | $ 38,000 |
| Montgomery County Pennsylvania | 9 | $ 2,307,000 | $ 256,000 | $ 105,000 |
| Forsyth County Georgia | 8 | $ 1,958,000 | $ 244,000 | $ 121,000 |
| Kane County Illinois | 8 | $ 1,490,000 | $ 186,000 | $ 85,000 |
| Monmouth County New Jersey | 8 | $ 2,209,000 | $ 276,000 | $ 165,000 |
| Philadelphia County Pennsylvania | 8 | $ 708,000 | $ 88,000 | $ 105,000 |
| Travis County Texas | 8 | $ 1,542,000 | $ 192,000 | $ 88,000 |
| San Bernardino County California | 7 | $ 2,028,000 | $ 289,000 | $ 72,000 |
| Osceola County Florida | 7 | $ 773,000 | $ 110,000 | $ 138,000 |
| Camden County New Jersey | 7 | $ 983,000 | $ 140,000 | $ 59,000 |
| Miami-Dade County Florida | 6 | $ 1,213,000 | $ 202,000 | $ 90,000 |
| Frederick County Maryland | 6 | $ 1,324,000 | $ 220,000 | $ 106,000 |
| Bristol County Massachusetts | 6 | $ 1,832,000 | $ 305,000 | $ 104,000 |
| Essex County Massachusetts | 6 | $ 1,429,000 | $ 238,000 | $ 111,000 |
| Hampden County Massachusetts | 6 | $ 1,029,000 | $ 171,000 | $ 55,000 |
| Dakota County Minnesota | 6 | $ 1,200,000 | $ 200,000 | $ 108,000 |
| Rockland County New York | 6 | $ 1,986,000 | $ 331,000 | $ 142,000 |
| Westchester County New York | 6 | $ 2,331,000 | $ 388,000 | $ 97,000 |
| McLean County Illinois | 5 | $ 946,000 | $ 189,000 | $ 105,000 |
| Genesee County Michigan | 5 | $ 809,000 | $ 161,000 | $ 107,000 |
| Morris County New Jersey | 5 | $ 1,466,000 | $ 293,000 | $ 100,000 |
| Monroe County New York | 5 | $ 1,266,000 | $ 253,000 | $ 118,000 |
| Gaston County North Carolina | 5 | $ 435,000 | $ 87,000 | $ 70,000 |
| Allegheny County Pennsylvania | 5 | $ 1,493,000 | $ 298,000 | $ 203,000 |
| Galveston County Texas | 5 | $ 1,220,000 | $ 244,000 | $ 161,000 |
| Henrico County Virginia | 5 | $ 1,444,000 | $ 288,000 | $ 135,000 |
| Snohomish County Washington | 5 | $ 1,493,000 | $ 298,000 | $ 108,000 |
| San Francisco County California | 4 | $ 1,938,000 | $ 484,000 | $ 191,000 |
| Ventura County California | 4 | $ 921,000 | $ 230,000 | $ 142,000 |
| Lake County Florida | 4 | $ 876,000 | $ 219,000 | $ 135,000 |
| Seminole County Florida | 4 | $ 929,000 | $ 232,000 | $ 208,000 |
| Volusia County Florida | 4 | $ 660,000 | $ 165,000 | $ 131,000 |
| Lake County Illinois | 4 | $ 616,000 | $ 154,000 | $ 88,000 |
| Winnebago County Illinois | 4 | $ 663,000 | $ 165,000 | $ 122,000 |
| Washington County Maryland | 4 | $ 1,334,000 | $ 333,000 | $ 344,000 |
| Barnstable County Massachusetts | 4 | $ 1,044,000 | $ 261,000 | $ 53,000 |
| Union County New Jersey | 4 | $ 1,217,000 | $ 304,000 | $ 103,000 |
| Albany County New York | 4 | $ 996,000 | $ 249,000 | $ 117,000 |
| Erie County New York | 4 | $ 503,000 | $ 125,000 | $ 57,000 |
| Durham County North Carolina | 4 | $ 638,000 | $ 159,000 | $ 58,000 |
| Butler County Ohio | 4 | $ 602,000 | $ 150,000 | $ 137,000 |
| Chester County Pennsylvania | 4 | $ 1,380,000 | $ 345,000 | $ 139,000 |
| Lehigh County Pennsylvania | 4 | $ 712,000 | $ 178,000 | $ 72,000 |
| Davidson County Tennessee | 4 | $ 906,000 | $ 226,000 | $ 97,000 |
| Williamson County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 108,000 |
| Arlington County Virginia | 4 | $ 993,000 | $ 248,000 | $ 191,000 |
| Pierce County Washington | 4 | $ 1,117,000 | $ 279,000 | $ 242,000 |
| Waukesha County Wisconsin | 4 | $ 1,203,000 | $ 300,000 | $ 125,000 |
| Hernando County Florida | 3 | $ 573,000 | $ 191,000 | $ 241,000 |
| Manatee County Florida | 3 | $ 343,000 | $ 114,000 | $ 58,000 |
| Cherokee County Georgia | 3 | $ 541,000 | $ 180,000 | $ 50,000 |
| Cobb County Georgia | 3 | $ 401,000 | $ 133,000 | $ 113,000 |
| Peoria County Illinois | 3 | $ 520,000 | $ 173,000 | $ 96,000 |
| Sangamon County Illinois | 3 | $ 330,000 | $ 110,000 | $ 103,000 |
| Baltimore City County Maryland | 3 | $ 600,000 | $ 200,000 | $ 107,000 |
| Charles County Maryland | 3 | $ 884,000 | $ 294,000 | $ 187,000 |
| Harford County Maryland | 3 | $ 605,000 | $ 201,000 | $ 89,000 |
| Hampshire County Massachusetts | 3 | $ 622,000 | $ 207,000 | $ 82,000 |
| Ingham County Michigan | 3 | $ 480,000 | $ 160,000 | $ 41,000 |
| Olmsted County Minnesota | 3 | $ 420,000 | $ 140,000 | $ 70,000 |
| Scott County Minnesota | 3 | $ 462,000 | $ 154,000 | $ 66,000 |
| Atlantic County New Jersey | 3 | $ 388,000 | $ 129,000 | $ 56,000 |
| Onondaga County New York | 3 | $ 360,000 | $ 120,000 | $ 106,000 |
| Nash County North Carolina | 3 | $ 437,000 | $ 145,000 | $ 42,000 |
| Greene County Ohio | 3 | $ 731,000 | $ 243,000 | $ 148,000 |
| Mahoning County Ohio | 3 | $ 412,000 | $ 137,000 | $ 62,000 |
| Cumberland County Pennsylvania | 3 | $ 476,000 | $ 158,000 | $ 61,000 |
| Northampton County Pennsylvania | 3 | $ 1,047,000 | $ 349,000 | $ 80,000 |
| Greenville County South Carolina | 3 | $ 546,000 | $ 182,000 | $ 68,000 |
| Knox County Tennessee | 3 | $ 645,000 | $ 215,000 | $ 177,000 |
| Denton County Texas | 3 | $ 422,000 | $ 140,000 | $ 182,000 |
| Hidalgo County Texas | 3 | $ 503,000 | $ 167,000 | $ 115,000 |
| Montgomery County Texas | 3 | $ 579,000 | $ 193,000 | $ 117,000 |
| Chesterfield County Virginia | 3 | $ 557,000 | $ 185,000 | $ 74,000 |
| Fredericksburg County Virginia | 3 | $ 438,000 | $ 146,000 | $ 132,000 |
| El Dorado County California | 2 | $ 950,000 | $ 475,000 | $ 229,000 |
| Fresno County California | 2 | $ 524,000 | $ 262,000 | $ 102,000 |
| San Mateo County California | 2 | $ 846,000 | $ 423,000 | $ 105,000 |
| Solano County California | 2 | $ 413,000 | $ 206,000 | $ 172,000 |
| Sonoma County California | 2 | $ 271,000 | $ 135,000 | $ 60,000 |
| Yolo County California | 2 | $ 391,000 | $ 195,000 | $ 56,000 |
| Middlesex County Connecticut | 2 | $ 419,000 | $ 209,000 | $ 60,000 |
| Brevard County Florida | 2 | $ 370,000 | $ 185,000 | $ 117,000 |
| Charlotte County Florida | 2 | $ 193,000 | $ 96,000 | $ 59,000 |
| Clay County Florida | 2 | $ 431,000 | $ 215,000 | $ 144,000 |
| Leon County Florida | 2 | $ 431,000 | $ 215,000 | $ 604,000 |
| Marion County Florida | 2 | $ 209,000 | $ 104,000 | $ 84,000 |
| Pasco County Florida | 2 | $ 416,000 | $ 208,000 | $ 176,000 |
| Pinellas County Florida | 2 | $ 447,000 | $ 223,000 | $ 243,000 |
| St. Lucie County Florida | 2 | $ 352,000 | $ 176,000 | $ 148,000 |
| Columbia County Georgia | 2 | $ 309,000 | $ 154,000 | $ 98,000 |
| Kendall County Illinois | 2 | $ 242,000 | $ 121,000 | $ 71,000 |
| Plymouth County Massachusetts | 2 | $ 495,000 | $ 247,000 | $ 133,000 |
| Kalamazoo County Michigan | 2 | $ 242,000 | $ 121,000 | $ 79,000 |
| Kent County Michigan | 2 | $ 315,000 | $ 157,000 | $ 25,000 |
| Washington County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Oneida County New York | 2 | $ 253,000 | $ 126,000 | $ 146,000 |
| Delaware County Ohio | 2 | $ 374,000 | $ 187,000 | $ 101,000 |
| Hamilton County Ohio | 2 | $ 492,000 | $ 246,000 | $ 169,000 |
| Lucas County Ohio | 2 | $ 232,000 | $ 116,000 | $ 79,000 |
| Stark County Ohio | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Summit County Ohio | 2 | $ 331,000 | $ 165,000 | $ 135,000 |
| Berks County Pennsylvania | 2 | $ 483,000 | $ 241,000 | $ 149,000 |
| Westmoreland County Pennsylvania | 2 | $ 293,000 | $ 146,000 | $ 152,000 |
| Washington County Tennessee | 2 | $ 435,000 | $ 217,000 | $ 271,000 |
| Williamson County Tennessee | 2 | $ 785,000 | $ 392,000 | $ 396,000 |
| Jefferson County Texas | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Alexandria County Virginia | 2 | $ 258,000 | $ 129,000 | $ 44,000 |
| Stafford County Virginia | 2 | $ 246,000 | $ 123,000 | $ 84,000 |
| Clark County Washington | 2 | $ 286,000 | $ 143,000 | $ 92,000 |
| Kern County California | 1 | $ 234,000 | $ 234,000 | $ 140,000 |
| Marin County California | 1 | $ 403,000 | $ 403,000 | $ 106,000 |
| Placer County California | 1 | $ 277,000 | $ 277,000 | $ 166,000 |
| Santa Barbara County California | 1 | $ 400,000 | $ 400,000 | $ 240,000 |
| Santa Cruz County California | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Stanislaus County California | 1 | $ 132,000 | $ 132,000 | $ 260,000 |
| Sutter County California | 1 | $ 124,000 | $ 124,000 | $ 26,000 |
| Litchfield County Connecticut | 1 | $ 328,000 | $ 328,000 | $ 147,000 |
| New London County Connecticut | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Windham County Connecticut | 1 | $ 67,000 | $ 67,000 | $ 1,000 |
| Lee County Florida | 1 | $ 254,000 | $ 254,000 | $ 298,000 |
| Nassau County Florida | 1 | $ 188,000 | $ 188,000 | $ 164,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| St. Johns County Florida | 1 | $ 182,000 | $ 182,000 | $ 175,000 |
| Bleckley County Georgia | 1 | $ 98,000 | $ 98,000 | $ 74,000 |
| Clarke County Georgia | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Douglas County Georgia | 1 | $ 228,000 | $ 228,000 | $ 47,000 |
| Fayette County Georgia | 1 | $ 258,000 | $ 258,000 | $ 100,000 |
| Jackson County Georgia | 1 | $ 314,000 | $ 314,000 | $ 149,000 |
| Oconee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Champaign County Illinois | 1 | $ 182,000 | $ 182,000 | $ 95,000 |
| DeKalb County Illinois | 1 | $ 162,000 | $ 162,000 | $ 44,000 |
| Madison County Illinois | 1 | $ 163,000 | $ 163,000 | $ 35,000 |
| McHenry County Illinois | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Rock Island County Illinois | 1 | $ 106,000 | $ 106,000 | $ 92,000 |
| St. Mary's County Maryland | 1 | $ 264,000 | $ 264,000 | $ 120,000 |
| Midland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Blue Earth County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Lyon County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 222,000 |
| Gloucester County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 83,000 |
| Hunterdon County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Chemung County New York | 1 | $ 188,000 | $ 188,000 | $ 139,000 |
| Delaware County New York | 1 | $ 126,000 | $ 126,000 | $ 106,000 |
| New York County New York | 1 | $ 316,000 | $ 316,000 | $ 64,000 |
| Putnam County New York | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Rensselaer County New York | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Cabarrus County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 99,000 |
| Caswell County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 134,000 |
| Craven County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Cumberland County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Iredell County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 76,000 |
| Orange County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 88,000 |
| Pitt County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 120,000 |
| Randolph County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Rockingham County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Scotland County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 315,000 |
| Montgomery County Ohio | 1 | $ 308,000 | $ 308,000 | $ 185,000 |
| Union County Ohio | 1 | $ 289,000 | $ 289,000 | $ 720,000 |
| Warren County Ohio | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Jackson County Oregon | 1 | $ 257,000 | $ 257,000 | $ 186,000 |
| Monroe County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 100,000 |
| Snyder County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 59,000 |
| Charleston County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 116,000 |
| Richland County South Carolina | 1 | $ 287,000 | $ 287,000 | $ 171,000 |
| York County South Carolina | 1 | $ 324,000 | $ 324,000 | $ 153,000 |
| McMinn County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Rutherford County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 48,000 |
| Bexar County Texas | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Brazoria County Texas | 1 | $ 216,000 | $ 216,000 | $ 99,000 |
| Brazos County Texas | 1 | $ 140,000 | $ 140,000 | $ 102,000 |
| El Paso County Texas | 1 | $ 152,000 | $ 152,000 | $ 250,000 |
| McLennan County Texas | 1 | $ 167,000 | $ 167,000 | $ 28,000 |
| Smith County Texas | 1 | $ 260,000 | $ 260,000 | $ 324,000 |
| Bedford County Virginia | 1 | $ 240,000 | $ 240,000 | $ 152,000 |
| Falls Church County Virginia | 1 | $ 623,000 | $ 623,000 | $ 111,000 |
| Hopewell County Virginia | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Lynchburg County Virginia | 1 | $ 227,000 | $ 227,000 | $ 93,000 |
| Manassas County Virginia | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Portsmouth County Virginia | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Roanoke County Virginia | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| Virginia Beach County Virginia | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Whitman County Washington | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Eau Claire County Wisconsin | 1 | $ 314,000 | $ 314,000 | $ 424,000 |
| Outagamie County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Racine County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,694 | $393,138,000 | $232,000 | $719,000 | $117,000 | $1,200,000 |
| Home Purchase | 913 | $209,013,000 | $228,000 | $638,000 | $109,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,831 | $436,117,000 | $238,000 | $638,000 | $119,000 | $1,200,000 |
| White | 587 | $128,238,000 | $218,000 | $719,000 | $110,000 | $1,200,000 |
| Black or African American | 158 | $29,347,000 | $185,000 | $417,000 | $84,000 | $315,000 |
| Hispanic | 15 | $4,068,000 | $271,000 | $574,000 | $124,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,694,000 | $282,000 | $463,000 | $134,000 | $338,000 |
| Not Provided | 6 | $1,683,000 | $280,000 | $508,000 | $93,000 | $162,000 |
| American Indian or Alaskan Native | 4 | $1,004,000 | $251,000 | $321,000 | $68,000 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,607 | $602,151,000 | $230,000 | $719,000 | $114,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,680 | $385,983,000 | $229,000 | $637,000 | $113,000 | $1,108,000 |
| Application Withdrawn By Applicant | 369 | $85,958,000 | $232,000 | $719,000 | $118,000 | $1,200,000 |
| File Closed For Incompleteness | 191 | $43,310,000 | $226,000 | $625,000 | $120,000 | $1,200,000 |
| Application Denied By Financial Institution | 180 | $39,427,000 | $219,000 | $626,000 | $103,000 | $1,080,000 |
| Application Approved But Not Accepted | 164 | $41,657,000 | $254,000 | $626,000 | $126,000 | $987,000 |
| Preapproval Approved but not Accepted | 17 | $4,481,000 | $263,000 | $600,000 | $130,000 | $421,000 |
| Preapproval Denied by Financial Institution | 6 | $1,335,000 | $222,000 | $388,000 | $85,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 46 | $9,493,000 | $206,000 | $519,000 | $77,000 | $320,000 |
| Mortgage Insurance Denied | 43 | $9,795,000 | $227,000 | $626,000 | $108,000 | $460,000 |
| Collateral | 32 | $6,940,000 | $216,000 | $527,000 | $105,000 | $389,000 |
| Credit History | 24 | $4,241,000 | $176,000 | $409,000 | $76,000 | $244,000 |
| Unverifiable Information | 16 | $3,827,000 | $239,000 | $623,000 | $159,000 | $1,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,829,000 | $282,000 | $600,000 | $174,000 | $614,000 |
| Employment History | 8 | $1,939,000 | $242,000 | $476,000 | $110,000 | $204,000 |
| Credit Application Incomplete | 1 | $363,000 | $363,000 | $363,000 | $58,000 | $58,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.