Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Guidance Residential, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,229 |
| Total Mortgage Loan Application Amount | $828,409,000 |
| Average Mortgage Loan Application Amount | $256,500 |
| Highest Mortgage Loan Application Amount | $801,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $1,343,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 129 | $ 22,993,000 | $ 178,000 | $ 109,000 |
| Cook County Illinois | 128 | $ 25,935,000 | $ 202,000 | $ 88,000 |
| Fort Bend County Texas | 128 | $ 30,257,000 | $ 236,000 | $ 113,000 |
| Collin County Texas | 124 | $ 31,377,000 | $ 253,000 | $ 123,000 |
| DuPage County Illinois | 108 | $ 23,426,000 | $ 216,000 | $ 121,000 |
| Queens County New York | 76 | $ 31,371,000 | $ 412,000 | $ 97,000 |
| King County Washington | 75 | $ 25,535,000 | $ 340,000 | $ 99,000 |
| Dallas County Texas | 71 | $ 16,440,000 | $ 231,000 | $ 119,000 |
| Middlesex County New Jersey | 67 | $ 17,942,000 | $ 267,000 | $ 124,000 |
| Gwinnett County Georgia | 62 | $ 10,861,000 | $ 175,000 | $ 66,000 |
| Franklin County Ohio | 62 | $ 10,010,000 | $ 161,000 | $ 80,000 |
| Wayne County Michigan | 56 | $ 10,566,000 | $ 188,000 | $ 89,000 |
| Nassau County New York | 55 | $ 20,284,000 | $ 368,000 | $ 124,000 |
| Loudoun County Virginia | 52 | $ 18,131,000 | $ 348,000 | $ 117,000 |
| Orange County Florida | 50 | $ 11,713,000 | $ 234,000 | $ 126,000 |
| Fairfax County Virginia | 48 | $ 15,746,000 | $ 328,000 | $ 109,000 |
| Tarrant County Texas | 43 | $ 8,146,000 | $ 189,000 | $ 84,000 |
| Hennepin County Minnesota | 41 | $ 8,065,000 | $ 196,000 | $ 73,000 |
| Middlesex County Massachusetts | 40 | $ 12,468,000 | $ 311,000 | $ 105,000 |
| Los Angeles County California | 38 | $ 14,897,000 | $ 392,000 | $ 123,000 |
| Wake County North Carolina | 36 | $ 8,768,000 | $ 243,000 | $ 107,000 |
| Prince William County Virginia | 36 | $ 9,419,000 | $ 261,000 | $ 91,000 |
| Broward County Florida | 35 | $ 8,770,000 | $ 250,000 | $ 95,000 |
| Passaic County New Jersey | 31 | $ 8,849,000 | $ 285,000 | $ 103,000 |
| Santa Clara County California | 30 | $ 14,448,000 | $ 481,000 | $ 143,000 |
| Will County Illinois | 30 | $ 7,292,000 | $ 243,000 | $ 104,000 |
| Snohomish County Washington | 30 | $ 11,913,000 | $ 397,000 | $ 107,000 |
| Fulton County Georgia | 29 | $ 7,407,000 | $ 255,000 | $ 102,000 |
| Kings County New York | 29 | $ 13,436,000 | $ 463,000 | $ 142,000 |
| Maricopa County Arizona | 28 | $ 6,183,000 | $ 220,000 | $ 96,000 |
| Alameda County California | 27 | $ 12,358,000 | $ 457,000 | $ 144,000 |
| San Diego County California | 27 | $ 9,064,000 | $ 335,000 | $ 114,000 |
| Hillsborough County Florida | 27 | $ 4,342,000 | $ 160,000 | $ 105,000 |
| Montgomery County Maryland | 27 | $ 8,705,000 | $ 322,000 | $ 122,000 |
| Anoka County Minnesota | 26 | $ 5,636,000 | $ 216,000 | $ 73,000 |
| Orange County California | 25 | $ 11,075,000 | $ 443,000 | $ 165,000 |
| Sacramento County California | 25 | $ 7,228,000 | $ 289,000 | $ 123,000 |
| Macomb County Michigan | 25 | $ 3,295,000 | $ 131,000 | $ 57,000 |
| Oakland County Michigan | 25 | $ 6,750,000 | $ 270,000 | $ 149,000 |
| Baltimore County Maryland | 23 | $ 5,220,000 | $ 226,000 | $ 82,000 |
| Bronx County New York | 23 | $ 8,364,000 | $ 363,000 | $ 90,000 |
| Bergen County New Jersey | 22 | $ 7,552,000 | $ 343,000 | $ 144,000 |
| Shelby County Tennessee | 22 | $ 4,866,000 | $ 221,000 | $ 139,000 |
| Denton County Texas | 22 | $ 5,320,000 | $ 241,000 | $ 115,000 |
| Washington County Oregon | 21 | $ 6,543,000 | $ 311,000 | $ 105,000 |
| Suffolk County New York | 20 | $ 5,569,000 | $ 278,000 | $ 125,000 |
| Howard County Maryland | 19 | $ 5,887,000 | $ 309,000 | $ 140,000 |
| Essex County Massachusetts | 19 | $ 5,143,000 | $ 270,000 | $ 85,000 |
| Hudson County New Jersey | 19 | $ 5,185,000 | $ 272,000 | $ 104,000 |
| Suffolk County Massachusetts | 18 | $ 5,109,000 | $ 283,000 | $ 87,000 |
| Hartford County Connecticut | 17 | $ 3,384,000 | $ 199,000 | $ 89,000 |
| Worcester County Massachusetts | 17 | $ 5,292,000 | $ 311,000 | $ 107,000 |
| Richmond County New York | 17 | $ 5,933,000 | $ 349,000 | $ 96,000 |
| Dakota County Minnesota | 16 | $ 3,289,000 | $ 205,000 | $ 83,000 |
| Williamson County Texas | 16 | $ 3,825,000 | $ 239,000 | $ 128,000 |
| San Joaquin County California | 15 | $ 4,446,000 | $ 296,000 | $ 120,000 |
| Palm Beach County Florida | 15 | $ 3,420,000 | $ 228,000 | $ 294,000 |
| Prince George's County Maryland | 15 | $ 4,661,000 | $ 310,000 | $ 137,000 |
| Somerset County New Jersey | 15 | $ 5,399,000 | $ 359,000 | $ 148,000 |
| Contra Costa County California | 14 | $ 5,288,000 | $ 377,000 | $ 147,000 |
| Cobb County Georgia | 14 | $ 3,563,000 | $ 254,000 | $ 94,000 |
| DeKalb County Georgia | 14 | $ 1,951,000 | $ 139,000 | $ 68,000 |
| Forsyth County Georgia | 14 | $ 3,855,000 | $ 275,000 | $ 112,000 |
| Lake County Illinois | 14 | $ 2,898,000 | $ 207,000 | $ 111,000 |
| Johnson County Kansas | 14 | $ 3,616,000 | $ 258,000 | $ 151,000 |
| Norfolk County Massachusetts | 14 | $ 4,482,000 | $ 320,000 | $ 153,000 |
| Cuyahoga County Ohio | 14 | $ 2,543,000 | $ 181,000 | $ 129,000 |
| Philadelphia County Pennsylvania | 14 | $ 2,078,000 | $ 148,000 | $ 70,000 |
| Brazoria County Texas | 14 | $ 3,516,000 | $ 251,000 | $ 154,000 |
| Anne Arundel County Maryland | 13 | $ 3,829,000 | $ 294,000 | $ 115,000 |
| Davidson County Tennessee | 13 | $ 2,371,000 | $ 182,000 | $ 71,000 |
| Fairfield County Connecticut | 12 | $ 2,675,000 | $ 222,000 | $ 79,000 |
| New Haven County Connecticut | 12 | $ 2,060,000 | $ 171,000 | $ 87,000 |
| Osceola County Florida | 12 | $ 2,307,000 | $ 192,000 | $ 74,000 |
| Bristol County Massachusetts | 12 | $ 4,117,000 | $ 343,000 | $ 131,000 |
| Hampden County Massachusetts | 12 | $ 1,966,000 | $ 163,000 | $ 74,000 |
| Mecklenburg County North Carolina | 12 | $ 1,977,000 | $ 164,000 | $ 79,000 |
| Bexar County Texas | 12 | $ 2,372,000 | $ 197,000 | $ 162,000 |
| San Bernardino County California | 11 | $ 2,850,000 | $ 259,000 | $ 142,000 |
| Morris County New Jersey | 11 | $ 3,049,000 | $ 277,000 | $ 93,000 |
| Riverside County California | 10 | $ 3,247,000 | $ 324,000 | $ 88,000 |
| Washtenaw County Michigan | 10 | $ 2,012,000 | $ 201,000 | $ 111,000 |
| Ramsey County Minnesota | 10 | $ 2,119,000 | $ 211,000 | $ 139,000 |
| Duval County Florida | 9 | $ 1,527,000 | $ 169,000 | $ 88,000 |
| Peoria County Illinois | 9 | $ 1,715,000 | $ 190,000 | $ 110,000 |
| Mercer County New Jersey | 9 | $ 2,268,000 | $ 252,000 | $ 95,000 |
| Montgomery County Texas | 9 | $ 2,280,000 | $ 253,000 | $ 110,000 |
| Travis County Texas | 9 | $ 2,412,000 | $ 268,000 | $ 130,000 |
| Milwaukee County Wisconsin | 9 | $ 2,044,000 | $ 227,000 | $ 152,000 |
| Miami-Dade County Florida | 8 | $ 1,689,000 | $ 211,000 | $ 102,000 |
| Seminole County Florida | 8 | $ 1,362,000 | $ 170,000 | $ 74,000 |
| Westchester County New York | 8 | $ 2,705,000 | $ 338,000 | $ 158,000 |
| Dane County Wisconsin | 8 | $ 1,729,000 | $ 216,000 | $ 91,000 |
| Ventura County California | 7 | $ 2,643,000 | $ 377,000 | $ 121,000 |
| Jefferson County Kentucky | 7 | $ 864,000 | $ 123,000 | $ 56,000 |
| Baltimore City County Maryland | 7 | $ 1,363,000 | $ 194,000 | $ 143,000 |
| Burlington County New Jersey | 7 | $ 1,888,000 | $ 269,000 | $ 80,000 |
| Essex County New Jersey | 7 | $ 1,979,000 | $ 282,000 | $ 114,000 |
| Albany County New York | 7 | $ 1,181,000 | $ 168,000 | $ 114,000 |
| Rockland County New York | 7 | $ 2,333,000 | $ 333,000 | $ 162,000 |
| Guilford County North Carolina | 7 | $ 802,000 | $ 114,000 | $ 56,000 |
| Delaware County Pennsylvania | 7 | $ 720,000 | $ 102,000 | $ 60,000 |
| Rutherford County Tennessee | 7 | $ 1,339,000 | $ 191,000 | $ 55,000 |
| Chesterfield County Virginia | 7 | $ 2,092,000 | $ 298,000 | $ 99,000 |
| Solano County California | 6 | $ 1,377,000 | $ 229,000 | $ 100,000 |
| Pasco County Florida | 6 | $ 1,289,000 | $ 214,000 | $ 118,000 |
| Kane County Illinois | 6 | $ 1,808,000 | $ 301,000 | $ 130,000 |
| Monmouth County New Jersey | 6 | $ 1,783,000 | $ 297,000 | $ 149,000 |
| Union County New Jersey | 6 | $ 1,244,000 | $ 207,000 | $ 128,000 |
| Erie County New York | 6 | $ 913,000 | $ 152,000 | $ 69,000 |
| Warren County Ohio | 6 | $ 1,575,000 | $ 262,000 | $ 155,000 |
| Montgomery County Pennsylvania | 6 | $ 1,347,000 | $ 224,000 | $ 92,000 |
| Knox County Tennessee | 6 | $ 1,692,000 | $ 282,000 | $ 203,000 |
| Alachua County Florida | 5 | $ 1,034,000 | $ 206,000 | $ 157,000 |
| Bay County Florida | 5 | $ 1,042,000 | $ 208,000 | $ 174,000 |
| Polk County Florida | 5 | $ 710,000 | $ 142,000 | $ 31,000 |
| Cherokee County Georgia | 5 | $ 873,000 | $ 174,000 | $ 69,000 |
| Champaign County Illinois | 5 | $ 819,000 | $ 163,000 | $ 91,000 |
| Butler County Ohio | 5 | $ 666,000 | $ 133,000 | $ 56,000 |
| Lucas County Ohio | 5 | $ 922,000 | $ 184,000 | $ 183,000 |
| Summit County Ohio | 5 | $ 1,144,000 | $ 228,000 | $ 121,000 |
| Allegheny County Pennsylvania | 5 | $ 1,294,000 | $ 258,000 | $ 116,000 |
| Stafford County Virginia | 5 | $ 1,360,000 | $ 272,000 | $ 74,000 |
| Pinellas County Florida | 4 | $ 798,000 | $ 199,000 | $ 91,000 |
| St. Lucie County Florida | 4 | $ 463,000 | $ 115,000 | $ 53,000 |
| Genesee County Michigan | 4 | $ 756,000 | $ 189,000 | $ 108,000 |
| Atlantic County New Jersey | 4 | $ 648,000 | $ 162,000 | $ 143,000 |
| Ocean County New Jersey | 4 | $ 1,187,000 | $ 296,000 | $ 119,000 |
| Orange County New York | 4 | $ 961,000 | $ 240,000 | $ 94,000 |
| Saratoga County New York | 4 | $ 1,155,000 | $ 288,000 | $ 114,000 |
| Schenectady County New York | 4 | $ 1,038,000 | $ 259,000 | $ 211,000 |
| Forsyth County North Carolina | 4 | $ 622,000 | $ 155,000 | $ 79,000 |
| Hamilton County Ohio | 4 | $ 596,000 | $ 149,000 | $ 225,000 |
| Chester County Pennsylvania | 4 | $ 1,009,000 | $ 252,000 | $ 96,000 |
| Cumberland County Pennsylvania | 4 | $ 784,000 | $ 196,000 | $ 131,000 |
| Lehigh County Pennsylvania | 4 | $ 893,000 | $ 223,000 | $ 73,000 |
| Greenville County South Carolina | 4 | $ 570,000 | $ 142,000 | $ 84,000 |
| Horry County South Carolina | 4 | $ 513,000 | $ 128,000 | $ 37,000 |
| Richland County South Carolina | 4 | $ 870,000 | $ 217,000 | $ 142,000 |
| Henrico County Virginia | 4 | $ 1,317,000 | $ 329,000 | $ 273,000 |
| Spotsylvania County Virginia | 4 | $ 1,091,000 | $ 272,000 | $ 58,000 |
| Pierce County Washington | 4 | $ 1,068,000 | $ 267,000 | $ 170,000 |
| San Francisco County California | 3 | $ 1,381,000 | $ 460,000 | $ 157,000 |
| Brevard County Florida | 3 | $ 494,000 | $ 164,000 | $ 66,000 |
| Lake County Florida | 3 | $ 524,000 | $ 174,000 | $ 67,000 |
| Clayton County Georgia | 3 | $ 257,000 | $ 85,000 | $ 66,000 |
| Fayette County Georgia | 3 | $ 563,000 | $ 187,000 | $ 77,000 |
| Frederick County Maryland | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
| Monroe County New York | 3 | $ 755,000 | $ 251,000 | $ 108,000 |
| Onondaga County New York | 3 | $ 458,000 | $ 152,000 | $ 120,000 |
| Cabarrus County North Carolina | 3 | $ 740,000 | $ 246,000 | $ 90,000 |
| Dauphin County Pennsylvania | 3 | $ 507,000 | $ 169,000 | $ 178,000 |
| Hamilton County Tennessee | 3 | $ 740,000 | $ 246,000 | $ 216,000 |
| Brazos County Texas | 3 | $ 787,000 | $ 262,000 | $ 153,000 |
| Galveston County Texas | 3 | $ 566,000 | $ 188,000 | $ 170,000 |
| Albemarle County Virginia | 3 | $ 692,000 | $ 230,000 | $ 101,000 |
| York County Virginia | 3 | $ 993,000 | $ 331,000 | $ 88,000 |
| Pima County Arizona | 2 | $ 326,000 | $ 163,000 | $ 72,000 |
| Kern County California | 2 | $ 364,000 | $ 182,000 | $ 120,000 |
| Placer County California | 2 | $ 719,000 | $ 359,000 | $ 130,000 |
| Stanislaus County California | 2 | $ 562,000 | $ 281,000 | $ 80,000 |
| Tolland County Connecticut | 2 | $ 452,000 | $ 226,000 | $ 55,000 |
| Hernando County Florida | 2 | $ 189,000 | $ 94,000 | $ 55,000 |
| Lee County Florida | 2 | $ 374,000 | $ 187,000 | $ 52,000 |
| Leon County Florida | 2 | $ 359,000 | $ 179,000 | $ 80,000 |
| Volusia County Florida | 2 | $ 359,000 | $ 179,000 | $ 74,000 |
| Bibb County Georgia | 2 | $ 337,000 | $ 168,000 | $ 59,000 |
| Kendall County Illinois | 2 | $ 625,000 | $ 312,000 | $ 144,000 |
| Sedgwick County Kansas | 2 | $ 216,000 | $ 108,000 | $ 105,000 |
| Fayette County Kentucky | 2 | $ 648,000 | $ 324,000 | $ 210,000 |
| Charles County Maryland | 2 | $ 264,000 | $ 132,000 | $ 76,000 |
| Kalamazoo County Michigan | 2 | $ 521,000 | $ 260,000 | $ 108,000 |
| Olmsted County Minnesota | 2 | $ 211,000 | $ 105,000 | $ 45,000 |
| Scott County Minnesota | 2 | $ 393,000 | $ 196,000 | $ 72,000 |
| Washington County Minnesota | 2 | $ 448,000 | $ 224,000 | $ 75,000 |
| Camden County New Jersey | 2 | $ 629,000 | $ 314,000 | $ 170,000 |
| Hunterdon County New Jersey | 2 | $ 707,000 | $ 353,000 | $ 95,000 |
| Cumberland County North Carolina | 2 | $ 506,000 | $ 253,000 | $ 252,000 |
| Durham County North Carolina | 2 | $ 431,000 | $ 215,000 | $ 76,000 |
| Gaston County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 136,000 |
| Iredell County North Carolina | 2 | $ 498,000 | $ 249,000 | $ 118,000 |
| New Hanover County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 66,000 |
| Union County North Carolina | 2 | $ 404,000 | $ 202,000 | $ 65,000 |
| Mahoning County Ohio | 2 | $ 254,000 | $ 127,000 | $ 32,000 |
| Jackson County Oregon | 2 | $ 496,000 | $ 248,000 | $ 323,000 |
| Multnomah County Oregon | 2 | $ 657,000 | $ 328,000 | $ 379,000 |
| Monroe County Pennsylvania | 2 | $ 395,000 | $ 197,000 | $ 180,000 |
| Lexington County South Carolina | 2 | $ 447,000 | $ 223,000 | $ 94,000 |
| Washington County Tennessee | 2 | $ 484,000 | $ 242,000 | $ 93,000 |
| Jefferson County Texas | 2 | $ 461,000 | $ 230,000 | $ 173,000 |
| Rockwall County Texas | 2 | $ 395,000 | $ 197,000 | $ 51,000 |
| Harrisonburg County Virginia | 2 | $ 446,000 | $ 223,000 | $ 76,000 |
| Manassas County Virginia | 2 | $ 390,000 | $ 195,000 | $ 52,000 |
| Montgomery County Virginia | 2 | $ 446,000 | $ 223,000 | $ 71,000 |
| Clark County Washington | 2 | $ 657,000 | $ 328,000 | $ 147,000 |
| Thurston County Washington | 2 | $ 443,000 | $ 221,000 | $ 113,000 |
| Sheboygan County Wisconsin | 2 | $ 128,000 | $ 64,000 | $ 214,000 |
| Waukesha County Wisconsin | 2 | $ 313,000 | $ 156,000 | $ 154,000 |
| Pinal County Arizona | 1 | $ 116,000 | $ 116,000 | $ 95,000 |
| El Dorado County California | 1 | $ 474,000 | $ 474,000 | $ 151,000 |
| Fresno County California | 1 | $ 276,000 | $ 276,000 | $ 51,000 |
| Merced County California | 1 | $ 194,000 | $ 194,000 | $ 221,000 |
| San Mateo County California | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Sonoma County California | 1 | $ 432,000 | $ 432,000 | $ 104,000 |
| Tulare County California | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| Yolo County California | 1 | $ 370,000 | $ 370,000 | $ 111,000 |
| Litchfield County Connecticut | 1 | $ 289,000 | $ 289,000 | $ 101,000 |
| New London County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| Clay County Florida | 1 | $ 417,000 | $ 417,000 | $ 478,000 |
| Escambia County Florida | 1 | $ 156,000 | $ 156,000 | $ 143,000 |
| Manatee County Florida | 1 | $ 194,000 | $ 194,000 | $ 54,000 |
| Marion County Florida | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Okeechobee County Florida | 1 | $ 268,000 | $ 268,000 | $ 300,000 |
| Santa Rosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 431,000 |
| Chatham County Georgia | 1 | $ 262,000 | $ 262,000 | $ 91,000 |
| Columbia County Georgia | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Douglas County Georgia | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Henry County Georgia | 1 | $ 139,000 | $ 139,000 | $ 32,000 |
| Houston County Georgia | 1 | $ 158,000 | $ 158,000 | $ 53,000 |
| Paulding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Rockdale County Georgia | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Whitfield County Georgia | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| McDonough County Illinois | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| McHenry County Illinois | 1 | $ 354,000 | $ 354,000 | $ 180,000 |
| McLean County Illinois | 1 | $ 417,000 | $ 417,000 | $ 310,000 |
| St. Clair County Illinois | 1 | $ 96,000 | $ 96,000 | $ 310,000 |
| Crawford County Kansas | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Calvert County Maryland | 1 | $ 472,000 | $ 472,000 | $ 466,000 |
| Cecil County Maryland | 1 | $ 161,000 | $ 161,000 | $ 67,000 |
| Harford County Maryland | 1 | $ 412,000 | $ 412,000 | $ 102,000 |
| Wicomico County Maryland | 1 | $ 204,000 | $ 204,000 | $ 74,000 |
| Worcester County Maryland | 1 | $ 350,000 | $ 350,000 | $ 389,000 |
| Hampshire County Massachusetts | 1 | $ 134,000 | $ 134,000 | $ 112,000 |
| Berrien County Michigan | 1 | $ 206,000 | $ 206,000 | $ 137,000 |
| Ingham County Michigan | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Isabella County Michigan | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
| Kent County Michigan | 1 | $ 184,000 | $ 184,000 | $ 87,000 |
| Carver County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 118,000 |
| Kandiyohi County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 24,000 |
| Chemung County New York | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Columbia County New York | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Dutchess County New York | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| Oneida County New York | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Rensselaer County New York | 1 | $ 114,000 | $ 114,000 | $ 90,000 |
| Ulster County New York | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Orange County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Pitt County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 350,000 |
| Allen County Ohio | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Delaware County Ohio | 1 | $ 284,000 | $ 284,000 | $ 102,000 |
| Greene County Ohio | 1 | $ 147,000 | $ 147,000 | $ 111,000 |
| Lorain County Ohio | 1 | $ 368,000 | $ 368,000 | $ 192,000 |
| Montgomery County Ohio | 1 | $ 390,000 | $ 390,000 | $ 104,000 |
| Portage County Ohio | 1 | $ 111,000 | $ 111,000 | $ 130,000 |
| Union County Ohio | 1 | $ 298,000 | $ 298,000 | $ 99,000 |
| Clackamas County Oregon | 1 | $ 274,000 | $ 274,000 | $ 150,000 |
| Bucks County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 96,000 |
| Lackawanna County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 93,000 |
| Luzerne County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 69,000 |
| Northampton County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Wayne County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 184,000 |
| Westmoreland County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 198,000 |
| Anderson County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Berkeley County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 168,000 |
| Spartanburg County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| York County South Carolina | 1 | $ 186,000 | $ 186,000 | $ 127,000 |
| Angelina County Texas | 1 | $ 264,000 | $ 264,000 | $ 581,000 |
| Ector County Texas | 1 | $ 224,000 | $ 224,000 | $ 102,000 |
| El Paso County Texas | 1 | $ 124,000 | $ 124,000 | $ 112,000 |
| Hays County Texas | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Kaufman County Texas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Navarro County Texas | 1 | $ 86,000 | $ 86,000 | $ 152,000 |
| Arlington County Virginia | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Caroline County Virginia | 1 | $ 116,000 | $ 116,000 | $ 78,000 |
| Chesapeake County Virginia | 1 | $ 139,000 | $ 139,000 | $ 111,000 |
| Frederick County Virginia | 1 | $ 137,000 | $ 137,000 | $ 25,000 |
| Washington County Virginia | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Winchester County Virginia | 1 | $ 143,000 | $ 143,000 | $ 25,000 |
| Benton County Washington | 1 | $ 170,000 | $ 170,000 | $ 22,000 |
| Skagit County Washington | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Spokane County Washington | 1 | $ 244,000 | $ 244,000 | $ 108,000 |
| Whatcom County Washington | 1 | $ 214,000 | $ 214,000 | $ 32,000 |
| Fond du Lac County Wisconsin | 1 | $ 293,000 | $ 293,000 | $ 100,000 |
| Rock County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,173 | $554,011,000 | $254,000 | $801,000 | $106,000 | $1,343,000 |
| Refinancing | 1,056 | $274,398,000 | $259,000 | $770,000 | $118,000 | $1,140,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,963 | $526,940,000 | $268,000 | $801,000 | $116,000 | $887,000 |
| White | 888 | $219,622,000 | $247,000 | $800,000 | $109,000 | $1,343,000 |
| Black or African American | 341 | $73,293,000 | $214,000 | $625,000 | $81,000 | $433,000 |
| Hispanic | 33 | $7,696,000 | $233,000 | $417,000 | $110,000 | $695,000 |
| Not Provided | 2 | $360,000 | $180,000 | $280,000 | $56,000 | $81,000 |
| American Indian or Alaskan Native | 1 | $353,000 | $353,000 | $353,000 | $70,000 | $70,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $145,000 | $145,000 | $145,000 | $138,000 | $138,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,229 | $828,409,000 | $256,000 | $801,000 | $110,000 | $1,343,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,077 | $539,346,000 | $259,000 | $801,000 | $112,000 | $1,343,000 |
| Application Withdrawn By Applicant | 451 | $112,614,000 | $249,000 | $746,000 | $107,000 | $720,000 |
| Application Denied By Financial Institution | 310 | $69,774,000 | $225,000 | $800,000 | $95,000 | $1,140,000 |
| Application Approved But Not Accepted | 238 | $65,078,000 | $273,000 | $595,000 | $118,000 | $721,000 |
| File Closed For Incompleteness | 153 | $41,597,000 | $271,000 | $614,000 | $114,000 | $554,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 83 | $19,617,000 | $236,000 | $770,000 | $54,000 | $213,000 |
| Credit History | 68 | $15,253,000 | $224,000 | $626,000 | $103,000 | $460,000 |
| Collateral | 64 | $12,179,000 | $190,000 | $743,000 | $106,000 | $600,000 |
| Mortgage Insurance Denied | 27 | $6,746,000 | $249,000 | $800,000 | $159,000 | $1,140,000 |
| Unverifiable Information | 23 | $5,509,000 | $239,000 | $592,000 | $128,000 | $1,058,000 |
| Employment History | 19 | $4,348,000 | $228,000 | $417,000 | $79,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,292,000 | $225,000 | $467,000 | $74,000 | $150,000 |
| Other | 6 | $1,413,000 | $235,000 | $475,000 | $95,000 | $222,000 |
| Credit Application Incomplete | 1 | $417,000 | $417,000 | $417,000 | $379,000 | $379,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.