H&R Block Bank Mortgage Lending & HMDA Data, 2008
In 2008, H&R Block Bank of Kansas City, MO reported 683 mortgage applications totaling $128.2 million, down 78% from 2007. The average application was for $187,674, and applicants reported an average income of $125,496. 24% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (40), Atlanta-Sandy Springs-Marietta, GA (20) and Chicago-Naperville-Joliet, IL (14) (applications in parentheses).
| Mortgage Company & Address | H&R Block Bank One H&R Block Way Kansas City, MO 64105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 683 |
| Total Mortgage Loan Application Amount | $128,182,000 |
| Average Mortgage Loan Application Amount | $187,674 |
| Highest Mortgage Loan Application Amount | $1,010,000 |
| Average Applicant Income | $125,496 |
| Highest Applicant Income | $1,827,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records H&R Block Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Croix, Wisconsin | 35 | $ 6,847,000 | $ 195,628 | $ 554,000 |
| Hillsborough, Florida | 12 | $ 2,057,000 | $ 171,416 | $ 264,000 |
| Cook, Illinois | 10 | $ 2,333,000 | $ 233,300 | $ 109,000 |
| Tarrant, Texas | 7 | $ 1,399,000 | $ 199,857 | $ 118,000 |
| Rock, Wisconsin | 7 | $ 593,000 | $ 84,714 | $ 88,000 |
| San Bernardino, California | 6 | $ 1,755,000 | $ 292,500 | $ 119,000 |
| Lee, Florida | 6 | $ 1,703,000 | $ 283,833 | $ 110,000 |
| Bristol, Massachusetts | 6 | $ 1,550,000 | $ 258,333 | $ 58,000 |
| Ocean, New Jersey | 6 | $ 1,224,000 | $ 204,000 | $ 57,000 |
| Maricopa, Arizona | 5 | $ 909,000 | $ 181,800 | $ 65,000 |
| Los Angeles, California | 5 | $ 2,096,000 | $ 419,200 | $ 125,000 |
| Broward, Florida | 5 | $ 1,502,000 | $ 300,400 | $ 137,000 |
| Duval, Florida | 5 | $ 768,000 | $ 153,600 | $ 45,000 |
| Oakland, Michigan | 5 | $ 662,000 | $ 132,400 | $ 91,000 |
| Allegheny, Pennsylvania | 5 | $ 582,000 | $ 116,400 | $ 50,000 |
| Dallas, Texas | 5 | $ 973,000 | $ 194,600 | $ 117,000 |
| Harris, Texas | 5 | $ 541,000 | $ 108,200 | $ 39,000 |
| Eau Claire, Wisconsin | 5 | $ 392,000 | $ 78,400 | $ 709,000 |
| Winnebago, Wisconsin | 5 | $ 441,000 | $ 88,200 | $ 88,000 |
| Baldwin, Alabama | 4 | $ 886,000 | $ 221,500 | $ 104,000 |
| Pinal, Arizona | 4 | $ 485,000 | $ 121,250 | $ 39,000 |
| Lake, Florida | 4 | $ 1,566,000 | $ 391,500 | $ 186,000 |
| Miami-Dade, Florida | 4 | $ 1,669,000 | $ 417,250 | $ 311,000 |
| Fulton, Georgia | 4 | $ 879,000 | $ 219,750 | $ 309,000 |
| Henry, Georgia | 4 | $ 517,000 | $ 129,250 | $ 122,000 |
| Sedgwick, Kansas | 4 | $ 332,000 | $ 83,000 | $ 23,000 |
| Wayne, Michigan | 4 | $ 354,000 | $ 88,500 | $ 45,000 |
| Jackson, Missouri | 4 | $ 564,000 | $ 141,000 | $ 84,000 |
| Orange, New York | 4 | $ 1,078,000 | $ 269,500 | $ 142,000 |
| Chester, Pennsylvania | 4 | $ 613,000 | $ 153,250 | $ 89,000 |
| Lehigh, Pennsylvania | 4 | $ 663,000 | $ 165,750 | $ 141,000 |
| Davidson, Tennessee | 4 | $ 352,000 | $ 88,000 | $ 41,000 |
| Washington, Vermont | 4 | $ 412,000 | $ 103,000 | $ 21,000 |
| Lauderdale, Alabama | 3 | $ 299,000 | $ 99,666 | $ 86,000 |
| San Diego, California | 3 | $ 1,408,000 | $ 469,333 | $ 69,000 |
| Pueblo, Colorado | 3 | $ 314,000 | $ 104,666 | $ 46,000 |
| Fairfield, Connecticut | 3 | $ 735,000 | $ 245,000 | $ 88,000 |
| Brevard, Florida | 3 | $ 338,000 | $ 112,666 | $ 53,000 |
| Polk, Florida | 3 | $ 503,000 | $ 167,666 | $ 115,000 |
| Sarasota, Florida | 3 | $ 1,270,000 | $ 423,333 | $ 152,000 |
| Gwinnett, Georgia | 3 | $ 477,000 | $ 159,000 | $ 39,000 |
| Paulding, Georgia | 3 | $ 354,000 | $ 118,000 | $ 80,000 |
| Lake, Indiana | 3 | $ 463,000 | $ 154,333 | $ 96,000 |
| Johnson, Kansas | 3 | $ 884,000 | $ 294,666 | $ 111,000 |
| Androscoggin, Maine | 3 | $ 503,000 | $ 167,666 | $ 105,000 |
| Baltimore, Maryland | 3 | $ 1,120,000 | $ 373,333 | $ 76,000 |
| Anoka, Minnesota | 3 | $ 608,000 | $ 202,666 | $ 57,000 |
| Nassau, New York | 3 | $ 1,937,000 | $ 645,666 | $ 224,000 |
| Suffolk, New York | 3 | $ 1,300,000 | $ 433,333 | $ 99,000 |
| Washington, New York | 3 | $ 402,000 | $ 134,000 | $ 86,000 |
| Franklin, Ohio | 3 | $ 222,000 | $ 74,000 | $ 65,000 |
| Dauphin, Pennsylvania | 3 | $ 340,000 | $ 113,333 | $ 181,000 |
| York, Pennsylvania | 3 | $ 504,000 | $ 168,000 | $ 50,000 |
| Greenville, South Carolina | 3 | $ 472,000 | $ 157,333 | $ 73,000 |
| Rutherford, Tennessee | 3 | $ 338,000 | $ 112,666 | $ 56,000 |
| Shelby, Tennessee | 3 | $ 532,000 | $ 177,333 | $ 115,000 |
| Bexar, Texas | 3 | $ 263,000 | $ 87,666 | $ 53,000 |
| Virginia Beach, Virginia | 3 | $ 583,000 | $ 194,333 | $ 45,000 |
| Snohomish, Washington | 3 | $ 762,000 | $ 254,000 | $ 245,000 |
| Chippewa, Wisconsin | 3 | $ 206,000 | $ 68,666 | $ 775,000 |
| Dane, Wisconsin | 3 | $ 591,000 | $ 197,000 | $ 77,000 |
| Jefferson, Wisconsin | 3 | $ 421,000 | $ 140,333 | $ 97,000 |
| La Crosse, Wisconsin | 3 | $ 205,000 | $ 68,333 | $ 67,000 |
| Milwaukee, Wisconsin | 3 | $ 468,000 | $ 156,000 | $ 92,000 |
| Colbert, Alabama | 2 | $ 152,000 | $ 76,000 | $ 26,000 |
| Madison, Alabama | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| Mobile, Alabama | 2 | $ 312,000 | $ 156,000 | $ 101,000 |
| Mohave, Arizona | 2 | $ 255,000 | $ 127,500 | $ 60,000 |
| Kern, California | 2 | $ 298,000 | $ 149,000 | $ 86,000 |
| Riverside, California | 2 | $ 1,338,000 | $ 669,000 | $ 117,000 |
| Sonoma, California | 2 | $ 787,000 | $ 393,500 | $ 154,000 |
| Adams, Colorado | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Denver, Colorado | 2 | $ 335,000 | $ 167,500 | $ 61,000 |
| El Paso, Colorado | 2 | $ 455,000 | $ 227,500 | $ 39,000 |
| Mesa, Colorado | 2 | $ 396,000 | $ 198,000 | $ 87,000 |
| Weld, Colorado | 2 | $ 295,000 | $ 147,500 | $ 83,000 |
| New London, Connecticut | 2 | $ 535,000 | $ 267,500 | $ 95,000 |
| New Castle, Delaware | 2 | $ 573,000 | $ 286,500 | $ 50,000 |
| Marion, Florida | 2 | $ 156,000 | $ 78,000 | $ 71,000 |
| Orange, Florida | 2 | $ 416,000 | $ 208,000 | $ 64,000 |
| Seminole, Florida | 2 | $ 184,000 | $ 92,000 | $ 67,000 |
| St. Johns, Florida | 2 | $ 408,000 | $ 204,000 | $ 89,000 |
| St. Lucie, Florida | 2 | $ 251,000 | $ 125,500 | $ 43,000 |
| Cherokee, Georgia | 2 | $ 317,000 | $ 158,500 | $ 85,000 |
| Honolulu, Hawaii | 2 | $ 1,009,000 | $ 504,500 | $ 115,000 |
| Maui, Hawaii | 2 | $ 474,000 | $ 237,000 | $ 56,000 |
| Will, Illinois | 2 | $ 262,000 | $ 131,000 | $ 60,000 |
| Clark, Indiana | 2 | $ 399,000 | $ 199,500 | $ 73,000 |
| Marion, Indiana | 2 | $ 174,000 | $ 87,000 | $ 35,000 |
| Porter, Indiana | 2 | $ 263,000 | $ 131,500 | $ 69,000 |
| Vanderburgh, Indiana | 2 | $ 247,000 | $ 123,500 | $ 63,000 |
| Calcasieu, Louisiana | 2 | $ 219,000 | $ 109,500 | $ 40,000 |
| Orleans, Louisiana | 2 | $ 203,000 | $ 101,500 | $ 67,000 |
| Ouachita, Louisiana | 2 | $ 227,000 | $ 113,500 | $ 50,000 |
| Tangipahoa, Louisiana | 2 | $ 324,000 | $ 162,000 | $ 217,000 |
| Oxford, Maine | 2 | $ 482,000 | $ 241,000 | $ 79,000 |
| Montgomery, Maryland | 2 | $ 411,000 | $ 205,500 | $ 78,000 |
| Prince George's, Maryland | 2 | $ 646,000 | $ 323,000 | $ 83,000 |
| Essex, Massachusetts | 2 | $ 565,000 | $ 282,500 | $ 62,000 |
| Hampden, Massachusetts | 2 | $ 294,000 | $ 147,000 | $ 53,000 |
| Middlesex, Massachusetts | 2 | $ 175,000 | $ 87,500 | $ 43,000 |
| Plymouth, Massachusetts | 2 | $ 770,000 | $ 385,000 | $ 114,000 |
| Worcester, Massachusetts | 2 | $ 443,000 | $ 221,500 | $ 69,000 |
| Genesee, Michigan | 2 | $ 147,000 | $ 73,500 | $ 63,000 |
| Livingston, Michigan | 2 | $ 308,000 | $ 154,000 | $ 50,000 |
| Saginaw, Michigan | 2 | $ 79,000 | $ 39,500 | $ 19,000 |
| Camden, Missouri | 2 | $ 215,000 | $ 107,500 | $ 51,000 |
| Silver Bow, Montana | 2 | $ 428,000 | $ 214,000 | $ 173,000 |
| Washoe, Nevada | 2 | $ 292,000 | $ 146,000 | $ 1,396,000 |
| Hillsborough, New Hampshire | 2 | $ 344,000 | $ 172,000 | $ 80,000 |
| Atlantic, New Jersey | 2 | $ 772,000 | $ 386,000 | $ 116,000 |
| Camden, New Jersey | 2 | $ 325,000 | $ 162,500 | $ 78,000 |
| Bronx, New York | 2 | $ 930,000 | $ 465,000 | $ 150,000 |
| Kings, New York | 2 | $ 958,000 | $ 479,000 | $ 150,000 |
| Monroe, New York | 2 | $ 408,000 | $ 204,000 | $ 54,000 |
| Westchester, New York | 2 | $ 830,000 | $ 415,000 | $ 81,000 |
| Gaston, North Carolina | 2 | $ 209,000 | $ 104,500 | $ 37,000 |
| Onslow, North Carolina | 2 | $ 387,000 | $ 193,500 | $ 77,000 |
| Cuyahoga, Ohio | 2 | $ 193,000 | $ 96,500 | $ 276,000 |
| Lorain, Ohio | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Scioto, Ohio | 2 | $ 106,000 | $ 53,000 | $ 42,000 |
| Berks, Pennsylvania | 2 | $ 1,108,000 | $ 554,000 | $ 104,000 |
| Bucks, Pennsylvania | 2 | $ 601,000 | $ 300,500 | $ 93,000 |
| Fayette, Pennsylvania | 2 | $ 99,000 | $ 49,500 | $ 50,000 |
| Monroe, Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 79,000 |
| Philadelphia, Pennsylvania | 2 | $ 225,000 | $ 112,500 | $ 48,000 |
| Washington, Pennsylvania | 2 | $ 287,000 | $ 143,500 | $ 82,000 |
| Kent, Rhode Island | 2 | $ 550,000 | $ 275,000 | $ 51,000 |
| Wilson, Tennessee | 2 | $ 324,000 | $ 162,000 | $ 65,000 |
| Denton, Texas | 2 | $ 390,000 | $ 195,000 | $ 223,000 |
| Erath, Texas | 2 | $ 171,000 | $ 85,500 | $ 36,000 |
| Jefferson, Texas | 2 | $ 206,000 | $ 103,000 | $ 69,000 |
| Salt Lake, Utah | 2 | $ 470,000 | $ 235,000 | $ 144,000 |
| Fairfax, Virginia | 2 | $ 570,000 | $ 285,000 | $ 95,000 |
| Hampton, Virginia | 2 | $ 239,000 | $ 119,500 | $ 82,000 |
| Prince William, Virginia | 2 | $ 895,000 | $ 447,500 | $ 206,000 |
| King, Washington | 2 | $ 633,000 | $ 316,500 | $ 92,000 |
| Putnam, West Virginia | 2 | $ 299,000 | $ 149,500 | $ 111,000 |
| Blount, Alabama | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Jefferson, Alabama | 1 | $ 266,000 | $ 266,000 | $ 80,000 |
| Lee, Alabama | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Limestone, Alabama | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Shelby, Alabama | 1 | $ 182,000 | $ 182,000 | $ 75,000 |
| Talladega, Alabama | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Tuscaloosa, Alabama | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Pima, Arizona | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Yuma, Arizona | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Dallas, Arkansas | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Sebastian, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| St. Francis, Arkansas | 1 | $ 16,000 | $ 16,000 | $ 26,000 |
| Washington, Arkansas | 1 | $ 93,000 | $ 93,000 | $ 100,000 |
| Alameda, California | 1 | $ 371,000 | $ 371,000 | $ 261,000 |
| Contra Costa, California | 1 | $ 381,000 | $ 381,000 | $ 96,000 |
| Humboldt, California | 1 | $ 500,000 | $ 500,000 | $ 90,000 |
| Mendocino, California | 1 | $ 417,000 | $ 417,000 | $ 30,000 |
| Merced, California | 1 | $ 378,000 | $ 378,000 | $ 120,000 |
| Monterey, California | 1 | $ 482,000 | $ 482,000 | $ 75,000 |
| Orange, California | 1 | $ 966,000 | $ 966,000 | $ 466,000 |
| Plumas, California | 1 | $ 252,000 | $ 252,000 | $ 40,000 |
| Sacramento, California | 1 | $ 287,000 | $ 287,000 | $ 62,000 |
| San Mateo, California | 1 | $ 526,000 | $ 526,000 | $ 81,000 |
| Santa Clara, California | 1 | $ 417,000 | $ 417,000 | $ 72,000 |
| Shasta, California | 1 | $ 264,000 | $ 264,000 | $ 50,000 |
| Solano, California | 1 | $ 417,000 | $ 417,000 | $ 62,000 |
| Tulare, California | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Montezuma, Colorado | 1 | $ 175,000 | $ 175,000 | $ 163,000 |
| Otero, Colorado | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Hartford, Connecticut | 1 | $ 287,000 | $ 287,000 | $ 148,000 |
| Middlesex, Connecticut | 1 | $ 261,000 | $ 261,000 | $ 347,000 |
| Kent, Delaware | 1 | $ 158,000 | $ 158,000 | $ 38,000 |
| Alachua, Florida | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Citrus, Florida | 1 | $ 411,000 | $ 411,000 | $ 93,000 |
| Gadsden, Florida | 1 | $ 212,000 | $ 212,000 | $ 97,000 |
| Leon, Florida | 1 | $ 109,000 | $ 109,000 | $ 120,000 |
| Osceola, Florida | 1 | $ 202,000 | $ 202,000 | $ 38,000 |
| Palm Beach, Florida | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Pasco, Florida | 1 | $ 116,000 | $ 116,000 | $ 82,000 |
| Volusia, Florida | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Appling, Georgia | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Barrow, Georgia | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| Chatham, Georgia | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Clayton, Georgia | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Crawford, Georgia | 1 | $ 83,000 | $ 83,000 | $ 106,000 |
| DeKalb, Georgia | 1 | $ 166,000 | $ 166,000 | $ 37,000 |
| Fayette, Georgia | 1 | $ 304,000 | $ 304,000 | $ 121,000 |
| Lowndes, Georgia | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Oconee, Georgia | 1 | $ 299,000 | $ 299,000 | $ 104,000 |
| Pierce, Georgia | 1 | $ 153,000 | $ 153,000 | $ 101,000 |
| Thomas, Georgia | 1 | $ 128,000 | $ 128,000 | $ 99,000 |
| Walker, Georgia | 1 | $ 63,000 | $ 63,000 | $ 30,000 |
| Washington, Georgia | 1 | $ 32,000 | $ 32,000 | $ 55,000 |
| Kootenai, Idaho | 1 | $ 298,000 | $ 298,000 | $ 75,000 |
| Boone, Illinois | 1 | $ 108,000 | $ 108,000 | $ 126,000 |
| Cumberland, Illinois | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| De Witt, Illinois | 1 | $ 99,000 | $ 99,000 | $ 71,000 |
| DuPage, Illinois | 1 | $ 221,000 | $ 221,000 | $ 95,000 |
| Kankakee, Illinois | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Macon, Illinois | 1 | $ 77,000 | $ 77,000 | $ 59,000 |
| Madison, Illinois | 1 | $ 72,000 | $ 72,000 | $ 68,000 |
| Massac, Illinois | 1 | $ 40,000 | $ 40,000 | $ 13,000 |
| McHenry, Illinois | 1 | $ 233,000 | $ 233,000 | $ 89,000 |
| McLean, Illinois | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Bartholomew, Indiana | 1 | $ 162,000 | $ 162,000 | $ 24,000 |
| Benton, Indiana | 1 | $ 56,000 | $ 56,000 | $ 17,000 |
| Elkhart, Indiana | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Floyd, Indiana | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Fulton, Indiana | 1 | $ 55,000 | $ 55,000 | $ 195,000 |
| Pulaski, Indiana | 1 | $ 28,000 | $ 28,000 | $ 32,000 |
| Ripley, Indiana | 1 | $ 153,000 | $ 153,000 | $ 149,000 |
| Shelby, Indiana | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Butler, Iowa | 1 | $ 90,000 | $ 90,000 | $ 83,000 |
| Dallas, Iowa | 1 | $ 137,000 | $ 137,000 | $ 90,000 |
| Linn, Iowa | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Spencer, Kentucky | 1 | $ 213,000 | $ 213,000 | $ 58,000 |
| Warren, Kentucky | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Acadia, Louisiana | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Caddo, Louisiana | 1 | $ 49,000 | $ 49,000 | $ 50,000 |
| Morehouse, Louisiana | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| St. Charles, Louisiana | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| St. Tammany, Louisiana | 1 | $ 436,000 | $ 436,000 | $ 677,000 |
| Terrebonne, Louisiana | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Vernon, Louisiana | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Cumberland, Maine | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Penobscot, Maine | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Sagadahoc, Maine | 1 | $ 91,000 | $ 91,000 | $ 47,000 |
| Baltimore City, Maryland | 1 | $ 90,000 | $ 90,000 | $ 86,000 |
| Calvert, Maryland | 1 | $ 145,000 | $ 145,000 | $ 14,000 |
| Charles, Maryland | 1 | $ 316,000 | $ 316,000 | $ 100,000 |
| Norfolk, Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 58,000 |
| Suffolk, Massachusetts | 1 | $ 201,000 | $ 201,000 | $ 79,000 |
| Isabella, Michigan | 1 | $ 360,000 | $ 360,000 | $ 124,000 |
| Kalamazoo, Michigan | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Kent, Michigan | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Leelanau, Michigan | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Macomb, Michigan | 1 | $ 196,000 | $ 196,000 | $ 85,000 |
| Marquette, Michigan | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Montcalm, Michigan | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Muskegon, Michigan | 1 | $ 53,000 | $ 53,000 | $ 240,000 |
| St. Joseph, Michigan | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Carver, Minnesota | 1 | $ 220,000 | $ 220,000 | $ 39,000 |
| Dakota, Minnesota | 1 | $ 240,000 | $ 240,000 | $ 82,000 |
| Houston, Minnesota | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Olmsted, Minnesota | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| DeSoto, Mississippi | 1 | $ 360,000 | $ 360,000 | $ 175,000 |
| Lauderdale, Mississippi | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Lee, Mississippi | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Boone, Missouri | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Buchanan, Missouri | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Clay, Missouri | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
| Gasconade, Missouri | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Greene, Missouri | 1 | $ 402,000 | $ 402,000 | $ 136,000 |
| Johnson, Missouri | 1 | $ 159,000 | $ 159,000 | $ 64,000 |
| Miller, Missouri | 1 | $ 56,000 | $ 56,000 | $ 109,000 |
| Newton, Missouri | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Platte, Missouri | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Shannon, Missouri | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| St. Louis, Missouri | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Sarpy, Nebraska | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Clark, Nevada | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Merrimack, New Hampshire | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Rockingham, New Hampshire | 1 | $ 191,000 | $ 191,000 | $ 62,000 |
| Bergen, New Jersey | 1 | $ 300,000 | $ 300,000 | $ 144,000 |
| Cumberland, New Jersey | 1 | $ 42,000 | $ 42,000 | $ 32,000 |
| Gloucester, New Jersey | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Mercer, New Jersey | 1 | $ 152,000 | $ 152,000 | $ 146,000 |
| Middlesex, New Jersey | 1 | $ 185,000 | $ 185,000 | $ 151,000 |
| Monmouth, New Jersey | 1 | $ 428,000 | $ 428,000 | $ 80,000 |
| Somerset, New Jersey | 1 | $ 294,000 | $ 294,000 | $ 99,000 |
| Sussex, New Jersey | 1 | $ 86,000 | $ 86,000 | $ 92,000 |
| Union, New Jersey | 1 | $ 296,000 | $ 296,000 | $ 46,000 |
| Torrance, New Mexico | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Broome, New York | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Chemung, New York | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Delaware, New York | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Dutchess, New York | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Jefferson, New York | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Livingston, New York | 1 | $ 68,000 | $ 68,000 | $ 71,000 |
| Montgomery, New York | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Schenectady, New York | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Seneca, New York | 1 | $ 161,000 | $ 161,000 | $ 92,000 |
| Steuben, New York | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Ulster, New York | 1 | $ 203,000 | $ 203,000 | $ 423,000 |
| Beaufort, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Brunswick, North Carolina | 1 | $ 712,000 | $ 712,000 | $ 108,000 |
| Durham, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Franklin, North Carolina | 1 | $ 153,000 | $ 153,000 | $ 23,000 |
| Granville, North Carolina | 1 | $ 22,000 | $ 22,000 | $ 72,000 |
| Haywood, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Johnston, North Carolina | 1 | $ 209,000 | $ 209,000 | $ 103,000 |
| Montgomery, North Carolina | 1 | $ 47,000 | $ 47,000 | $ 16,000 |
| Pender, North Carolina | 1 | $ 122,000 | $ 122,000 | $ 190,000 |
| Randolph, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Scotland, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| Transylvania, North Carolina | 1 | $ 693,000 | $ 693,000 | $ 600,000 |
| Wake, North Carolina | 1 | $ 242,000 | $ 242,000 | $ 62,000 |
| Burleigh, North Dakota | 1 | $ 130,000 | $ 130,000 | $ 23,000 |
| Grand Forks, North Dakota | 1 | $ 101,000 | $ 101,000 | $ 64,000 |
| Ashland, Ohio | 1 | $ 96,000 | $ 96,000 | $ 106,000 |
| Ashtabula, Ohio | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Columbiana, Ohio | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| Fairfield, Ohio | 1 | $ 115,000 | $ 115,000 | $ 15,000 |
| Geauga, Ohio | 1 | $ 83,000 | $ 83,000 | $ 12,000 |
| Hamilton, Ohio | 1 | $ 52,000 | $ 52,000 | $ 18,000 |
| Muskingum, Ohio | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Ottawa, Ohio | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Stark, Ohio | 1 | $ 94,000 | $ 94,000 | $ 86,000 |
| Summit, Ohio | 1 | $ 148,000 | $ 148,000 | $ 34,000 |
| Tuscarawas, Ohio | 1 | $ 96,000 | $ 96,000 | $ 80,000 |
| Cherokee, Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 79,000 |
| Cleveland, Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Mayes, Oklahoma | 1 | $ 211,000 | $ 211,000 | $ 63,000 |
| Tulsa, Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| Benton, Oregon | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Multnomah, Oregon | 1 | $ 236,000 | $ 236,000 | $ 188,000 |
| Butler, Pennsylvania | 1 | $ 211,000 | $ 211,000 | $ 106,000 |
| Carbon, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Delaware, Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 55,000 |
| Indiana, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Lancaster, Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Lycoming, Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Montgomery, Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 46,000 |
| Westmoreland, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Providence, Rhode Island | 1 | $ 257,000 | $ 257,000 | $ 65,000 |
| Darlington, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Dorchester, South Carolina | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Newberry, South Carolina | 1 | $ 10,000 | $ 10,000 | $ 77,000 |
| Pickens, South Carolina | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| York, South Carolina | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Minnehaha, South Dakota | 1 | $ 97,000 | $ 97,000 | $ 19,000 |
| Moody, South Dakota | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Anderson, Tennessee | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| Cheatham, Tennessee | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| Hamblen, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Hamilton, Tennessee | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Knox, Tennessee | 1 | $ 138,000 | $ 138,000 | $ 75,000 |
| Madison, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 8,000 |
| Montgomery, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Sumner, Tennessee | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
| Washington, Tennessee | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Weakley, Tennessee | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Collin, Texas | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| El Paso, Texas | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Galveston, Texas | 1 | $ 100,000 | $ 100,000 | $ 8,000 |
| Gregg, Texas | 1 | $ 148,000 | $ 148,000 | $ 71,000 |
| Hidalgo, Texas | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Kaufman, Texas | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Lubbock, Texas | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Montgomery, Texas | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| Orange, Texas | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Rockwall, Texas | 1 | $ 250,000 | $ 250,000 | $ 177,000 |
| Rusk, Texas | 1 | $ 86,000 | $ 86,000 | $ 41,000 |
| Travis, Texas | 1 | $ 164,000 | $ 164,000 | $ 75,000 |
| Trinity, Texas | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Upshur, Texas | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Walker, Texas | 1 | $ 218,000 | $ 218,000 | $ 52,000 |
| Wichita, Texas | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Davis, Utah | 1 | $ 276,000 | $ 276,000 | $ 159,000 |
| Chittenden, Vermont | 1 | $ 232,000 | $ 232,000 | $ 68,000 |
| Windsor, Vermont | 1 | $ 168,000 | $ 168,000 | $ 89,000 |
| Albemarle, Virginia | 1 | $ 174,000 | $ 174,000 | $ 51,000 |
| Henrico, Virginia | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Lynchburg, Virginia | 1 | $ 161,000 | $ 161,000 | $ 96,000 |
| Newport News, Virginia | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Northumberland, Virginia | 1 | $ 280,000 | $ 280,000 | $ 66,000 |
| Suffolk, Virginia | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Winchester, Virginia | 1 | $ 337,000 | $ 337,000 | $ 55,000 |
| Clark, Washington | 1 | $ 374,000 | $ 374,000 | $ 89,000 |
| Pierce, Washington | 1 | $ 229,000 | $ 229,000 | $ 110,000 |
| Spokane, Washington | 1 | $ 206,000 | $ 206,000 | $ 107,000 |
| Marion, West Virginia | 1 | $ 230,000 | $ 230,000 | $ 72,000 |
| Monroe, West Virginia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Morgan, West Virginia | 1 | $ 141,000 | $ 141,000 | $ 67,000 |
| Door, Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 13,000 |
| Green, Wisconsin | 1 | $ 338,000 | $ 338,000 | $ 100,000 |
| Kenosha, Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 117,000 |
| Manitowoc, Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Sheboygan, Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 41,000 |
| Washington, Wisconsin | 1 | $ 668,000 | $ 668,000 | $ 720,000 |
| Laramie, Wyoming | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for H&R Block Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 621 | $119,687,000 | $192,000 | $1,010,000 | $131,000 | $1,827,000 |
| Home Purchase | 61 | $8,460,000 | $138,000 | $608,000 | $71,000 | $850,000 |
| Home Improvement | 1 | $35,000 | $35,000 | $35,000 | $32,000 | $32,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 379 | $66,466,000 | $175,000 | $1,010,000 | $109,000 | $1,398,000 |
| Not Provided | 183 | $34,613,000 | $189,000 | $910,000 | $173,000 | $625,000 |
| Black or African American | 62 | $12,060,000 | $194,000 | $675,000 | $77,000 | $188,000 |
| Hispanic | 39 | $8,449,000 | $216,000 | $660,000 | $145,000 | $1,827,000 |
| Asian | 10 | $3,420,000 | $342,000 | $966,000 | $135,000 | $466,000 |
| American Indian or Alaskan Native | 5 | $1,188,000 | $237,000 | $360,000 | $87,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,986,000 | $397,000 | $570,000 | $103,000 | $150,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 683 | $128,182,000 | $187,000 | $1,010,000 | $126,000 | $1,827,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 324 | $57,889,000 | $178,000 | $660,000 | $69,000 | $850,000 |
| Application Withdrawn By Applicant | 190 | $37,126,000 | $195,000 | $910,000 | $112,000 | $1,827,000 |
| Loan Originated | 162 | $31,675,000 | $195,000 | $1,010,000 | $257,000 | $1,398,000 |
| File Closed For Incompleteness | 7 | $1,492,000 | $213,000 | $540,000 | $77,000 | $118,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 257 | $43,392,000 | $168,000 | $660,000 | $70,000 | $850,000 |
| Collateral | 33 | $7,452,000 | $225,000 | $474,000 | $73,000 | $152,000 |
| Debt-To-Income Ratio | 31 | $6,109,000 | $197,000 | $645,000 | $51,000 | $192,000 |
| Mortgage Insurance Denied | 1 | $127,000 | $127,000 | $127,000 | $47,000 | $47,000 |
| Other | 1 | $201,000 | $201,000 | $201,000 | $96,000 | $96,000 |
| Unverifiable Information | 1 | $608,000 | $608,000 | $608,000 | $240,000 | $240,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into H&R Block Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess H&R Block Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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