H&R Block Bank Mortgage Lending & HMDA Data, 2008
In 2008, H&R Block Bank of Kansas City, MO reported 683 mortgage applications totaling $128.2 million, down 78% from 2007. The average application was for $187,674, and applicants reported an average income of $125,496. 24% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (40), Atlanta-Sandy Springs-Marietta, GA (20) and Chicago-Naperville-Joliet, IL (14) (applications in parentheses).
| Mortgage Company & Address | H&R Block Bank One H&R Block Way Kansas City, MO 64105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 683 |
| Total Mortgage Loan Application Amount | $128,182,000 |
| Average Mortgage Loan Application Amount | $187,674 |
| Highest Mortgage Loan Application Amount | $1,010,000 |
| Average Applicant Income | $125,496 |
| Highest Applicant Income | $1,827,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records H&R Block Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 40 | $ 7,915,000 | $ 197,875 | $ 492,000 |
| Atlanta-Sandy Springs-Marietta, GA | 20 | $ 3,394,000 | $ 169,700 | $ 127,000 |
| Chicago-Naperville-Joliet, IL | 14 | $ 3,049,000 | $ 217,785 | $ 100,000 |
| Tampa-St. Petersburg-Clearwater, FL | 13 | $ 2,173,000 | $ 167,153 | $ 250,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 1,267,000 | $ 115,181 | $ 54,000 |
| Pittsburgh, PA | 11 | $ 1,229,000 | $ 111,727 | $ 60,000 |
| Dallas-Plano-Irving, TX | 10 | $ 1,828,000 | $ 182,800 | $ 130,000 |
| Philadelphia, PA | 10 | $ 1,733,000 | $ 173,300 | $ 74,000 |
| Edison-New Brunswick, NJ | 9 | $ 2,131,000 | $ 236,777 | $ 75,000 |
| Kansas City, MO-KS | 9 | $ 1,912,000 | $ 212,444 | $ 79,000 |
| Orlando-Kissimmee, FL | 9 | $ 2,368,000 | $ 263,111 | $ 116,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9 | $ 1,394,000 | $ 154,888 | $ 54,000 |
| Providence-New Bedford-Fall River, RI-MA | 9 | $ 2,357,000 | $ 261,888 | $ 57,333 |
| Eau Claire, WI | 8 | $ 598,000 | $ 74,750 | $ 734,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 3,093,000 | $ 386,625 | $ 119,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,166,000 | $ 145,750 | $ 80,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8 | $ 2,572,000 | $ 321,500 | $ 110,000 |
| Fort Worth-Arlington, TX | 7 | $ 1,399,000 | $ 199,857 | $ 118,000 |
| Houston-Sugar Land-Baytown, TX | 7 | $ 731,000 | $ 104,428 | $ 39,000 |
| Jacksonville, FL | 7 | $ 1,176,000 | $ 168,000 | $ 57,000 |
| Janesville, WI | 7 | $ 593,000 | $ 84,714 | $ 88,000 |
| New York-White Plains-Wayne, NY-NJ | 7 | $ 3,018,000 | $ 431,142 | $ 129,428 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 1,086,000 | $ 155,142 | $ 59,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,703,000 | $ 283,833 | $ 110,000 |
| Nassau-Suffolk, NY | 6 | $ 3,237,000 | $ 539,500 | $ 161,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 743,000 | $ 148,600 | $ 117,000 |
| Cleveland-Elyria-Mentor, OH | 5 | $ 446,000 | $ 89,200 | $ 139,000 |
| Florence-Muscle Shoals, AL | 5 | $ 451,000 | $ 90,200 | $ 62,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,502,000 | $ 300,400 | $ 137,000 |
| Gary, IN | 5 | $ 726,000 | $ 145,200 | $ 85,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 2,096,000 | $ 419,200 | $ 125,000 |
| Oshkosh-Neenah, WI | 5 | $ 441,000 | $ 88,200 | $ 88,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 5 | $ 1,240,000 | $ 248,000 | $ 131,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 1,395,000 | $ 279,000 | $ 183,000 |
| Baltimore-Towson, MD | 4 | $ 1,210,000 | $ 302,500 | $ 79,000 |
| Boston-Quincy, MA | 4 | $ 1,346,000 | $ 336,500 | $ 91,000 |
| Columbus, OH | 4 | $ 337,000 | $ 84,250 | $ 52,000 |
| Denver-Aurora, CO | 4 | $ 665,000 | $ 166,250 | $ 69,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 354,000 | $ 88,500 | $ 45,000 |
| Greenville-Mauldin-Easley, SC | 4 | $ 676,000 | $ 169,000 | $ 70,000 |
| La Crosse, WI-MN | 4 | $ 365,000 | $ 91,250 | $ 64,750 |
| Louisville-Jefferson County, KY-IN | 4 | $ 708,000 | $ 177,000 | $ 65,500 |
| Memphis, TN-MS-AR | 4 | $ 892,000 | $ 223,000 | $ 130,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,669,000 | $ 417,250 | $ 311,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 1,136,000 | $ 284,000 | $ 249,000 |
| New Orleans-Metairie-Kenner, LA | 4 | $ 749,000 | $ 187,250 | $ 218,000 |
| Wichita, KS | 4 | $ 332,000 | $ 83,000 | $ 23,000 |
| Beaumont-Port Arthur, TX | 3 | $ 341,000 | $ 113,666 | $ 80,000 |
| Birmingham-Hoover, AL | 3 | $ 565,000 | $ 188,333 | $ 71,000 |
| Bradenton-Sarasota-Venice, FL | 3 | $ 1,270,000 | $ 423,333 | $ 152,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 735,000 | $ 245,000 | $ 88,000 |
| Camden, NJ | 3 | $ 460,000 | $ 153,333 | $ 73,000 |
| Charlotte-Gastonia-Concord, NC-SC | 3 | $ 409,000 | $ 136,333 | $ 54,666 |
| Glens Falls, NY | 3 | $ 402,000 | $ 134,000 | $ 86,000 |
| Harrisburg-Carlisle, PA | 3 | $ 340,000 | $ 113,333 | $ 181,000 |
| Huntsville, AL | 3 | $ 270,000 | $ 90,000 | $ 53,000 |
| Indianapolis-Carmel, IN | 3 | $ 314,000 | $ 104,666 | $ 47,000 |
| Lakeland-Winter Haven, FL | 3 | $ 503,000 | $ 167,666 | $ 115,000 |
| Lewiston-Auburn, ME | 3 | $ 503,000 | $ 167,666 | $ 105,000 |
| Longview, TX | 3 | $ 311,000 | $ 103,666 | $ 53,000 |
| Madison, WI | 3 | $ 591,000 | $ 197,000 | $ 77,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 338,000 | $ 112,666 | $ 53,000 |
| Pueblo, CO | 3 | $ 314,000 | $ 104,666 | $ 46,000 |
| Raleigh-Cary, NC | 3 | $ 604,000 | $ 201,333 | $ 62,000 |
| Rochester, NY | 3 | $ 476,000 | $ 158,666 | $ 59,000 |
| San Antonio, TX | 3 | $ 263,000 | $ 87,666 | $ 53,000 |
| San Diego-Carlsbad-San Marcos, CA | 3 | $ 1,408,000 | $ 469,333 | $ 69,000 |
| York-Hanover, PA | 3 | $ 504,000 | $ 168,000 | $ 50,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 772,000 | $ 386,000 | $ 116,000 |
| Bakersfield, CA | 2 | $ 298,000 | $ 149,000 | $ 86,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2 | $ 411,000 | $ 205,500 | $ 78,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 175,000 | $ 87,500 | $ 43,000 |
| Charleston, WV | 2 | $ 299,000 | $ 149,500 | $ 111,000 |
| Chattanooga, TN-GA | 2 | $ 133,000 | $ 66,500 | $ 49,000 |
| Colorado Springs, CO | 2 | $ 455,000 | $ 227,500 | $ 39,000 |
| Evansville, IN-KY | 2 | $ 247,000 | $ 123,500 | $ 63,000 |
| Flint, MI | 2 | $ 147,000 | $ 73,500 | $ 63,000 |
| Grand Junction, CO | 2 | $ 396,000 | $ 198,000 | $ 87,000 |
| Greeley, CO | 2 | $ 295,000 | $ 147,500 | $ 83,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 548,000 | $ 274,000 | $ 247,000 |
| Honolulu, HI | 2 | $ 1,009,000 | $ 504,500 | $ 115,000 |
| Jacksonville, NC | 2 | $ 387,000 | $ 193,500 | $ 77,000 |
| Knoxville, TN | 2 | $ 192,000 | $ 96,000 | $ 62,000 |
| Lake Charles, LA | 2 | $ 219,000 | $ 109,500 | $ 40,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 255,000 | $ 127,500 | $ 60,000 |
| Manchester-Nashua, NH | 2 | $ 344,000 | $ 172,000 | $ 80,000 |
| Mobile, AL | 2 | $ 312,000 | $ 156,000 | $ 101,000 |
| Monroe, LA | 2 | $ 227,000 | $ 113,500 | $ 50,000 |
| Newark-Union, NJ-PA | 2 | $ 382,000 | $ 191,000 | $ 69,000 |
| Norwich-New London, CT | 2 | $ 535,000 | $ 267,500 | $ 95,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 752,000 | $ 376,000 | $ 178,000 |
| Ocala, FL | 2 | $ 156,000 | $ 78,000 | $ 71,000 |
| Peabody, MA | 2 | $ 565,000 | $ 282,500 | $ 62,000 |
| Port St. Lucie, FL | 2 | $ 251,000 | $ 125,500 | $ 43,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 201,000 | $ 100,500 | $ 51,000 |
| Portland-Vancouver-Beaverton, OR-WA | 2 | $ 610,000 | $ 305,000 | $ 138,500 |
| Reading, PA | 2 | $ 1,108,000 | $ 554,000 | $ 104,000 |
| Reno-Sparks, NV | 2 | $ 292,000 | $ 146,000 | $ 1,396,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 79,000 | $ 39,500 | $ 19,000 |
| Salt Lake City, UT | 2 | $ 470,000 | $ 235,000 | $ 144,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 787,000 | $ 393,500 | $ 154,000 |
| Springfield, MA | 2 | $ 294,000 | $ 147,000 | $ 53,000 |
| St. Louis, MO-IL | 2 | $ 252,000 | $ 126,000 | $ 58,000 |
| Tallahassee, FL | 2 | $ 321,000 | $ 160,500 | $ 108,000 |
| Wilmington, DE-MD-NJ | 2 | $ 573,000 | $ 286,500 | $ 50,000 |
| Wilmington, NC | 2 | $ 834,000 | $ 417,000 | $ 149,000 |
| Worcester, MA | 2 | $ 443,000 | $ 221,500 | $ 69,000 |
| Akron, OH | 1 | $ 148,000 | $ 148,000 | $ 34,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Albuquerque, NM | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Asheville, NC | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Athens-Clarke County, GA | 1 | $ 299,000 | $ 299,000 | $ 104,000 |
| Auburn-Opelika, AL | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Austin-Round Rock, TX | 1 | $ 164,000 | $ 164,000 | $ 75,000 |
| Bangor, ME | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Binghamton, NY | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Bismarck, ND | 1 | $ 130,000 | $ 130,000 | $ 23,000 |
| Bloomington-Normal, IL | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Bowling Green, KY | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Burlington-South Burlington, VT | 1 | $ 232,000 | $ 232,000 | $ 68,000 |
| Canton-Massillon, OH | 1 | $ 94,000 | $ 94,000 | $ 86,000 |
| Cedar Rapids, IA | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Charlottesville, VA | 1 | $ 174,000 | $ 174,000 | $ 51,000 |
| Cheyenne, WY | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 52,000 | $ 52,000 | $ 18,000 |
| Clarksville, TN-KY | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Coeur D'Alene, ID | 1 | $ 298,000 | $ 298,000 | $ 75,000 |
| Columbia, MO | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Columbus, IN | 1 | $ 162,000 | $ 162,000 | $ 24,000 |
| Corvallis, OR | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Decatur, IL | 1 | $ 77,000 | $ 77,000 | $ 59,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Des Moines-West Des Moines, IA | 1 | $ 137,000 | $ 137,000 | $ 90,000 |
| Dover, DE | 1 | $ 158,000 | $ 158,000 | $ 38,000 |
| Durham, NC | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| El Paso, TX | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Elkhart-Goshen, IN | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Elmira, NY | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 93,000 | $ 93,000 | $ 100,000 |
| Florence, SC | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Fort Smith, AR-OK | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Gainesville, FL | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Grand Forks, ND-MN | 1 | $ 101,000 | $ 101,000 | $ 64,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Greensboro-High Point, NC | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 141,000 | $ 141,000 | $ 67,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Jackson, TN | 1 | $ 45,000 | $ 45,000 | $ 8,000 |
| Johnson City, TN | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Joplin, MO | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Kalamazoo-Portage, MI | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Kankakee-Bradley, IL | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Kingston, NY | 1 | $ 203,000 | $ 203,000 | $ 423,000 |
| Lafayette, IN | 1 | $ 56,000 | $ 56,000 | $ 17,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 220,000 | $ 220,000 | $ 117,000 |
| Lancaster, PA | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Las Vegas-Paradise, NV | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Lubbock, TX | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Lynchburg, VA | 1 | $ 161,000 | $ 161,000 | $ 96,000 |
| Macon, GA | 1 | $ 83,000 | $ 83,000 | $ 106,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Merced, CA | 1 | $ 378,000 | $ 378,000 | $ 120,000 |
| Morristown, TN | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Muskegon-Norton Shores, MI | 1 | $ 53,000 | $ 53,000 | $ 240,000 |
| Ogden-Clearfield, UT | 1 | $ 276,000 | $ 276,000 | $ 159,000 |
| Oklahoma City, OK | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Redding, CA | 1 | $ 264,000 | $ 264,000 | $ 50,000 |
| Richmond, VA | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Rochester, MN | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Rockford, IL | 1 | $ 108,000 | $ 108,000 | $ 126,000 |
| Rockingham County-Strafford County, NH | 1 | $ 191,000 | $ 191,000 | $ 62,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 287,000 | $ 287,000 | $ 62,000 |
| Salinas, CA | 1 | $ 482,000 | $ 482,000 | $ 75,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 526,000 | $ 526,000 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 417,000 | $ 417,000 | $ 72,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 966,000 | $ 966,000 | $ 466,000 |
| Savannah, GA | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Sheboygan, WI | 1 | $ 132,000 | $ 132,000 | $ 41,000 |
| Shreveport-Bossier City, LA | 1 | $ 49,000 | $ 49,000 | $ 50,000 |
| Sioux Falls, SD | 1 | $ 97,000 | $ 97,000 | $ 19,000 |
| Spokane, WA | 1 | $ 206,000 | $ 206,000 | $ 107,000 |
| Springfield, MO | 1 | $ 402,000 | $ 402,000 | $ 136,000 |
| St. Joseph, MO-KS | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Tacoma, WA | 1 | $ 229,000 | $ 229,000 | $ 110,000 |
| Toledo, OH | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Trenton-Ewing, NJ | 1 | $ 152,000 | $ 152,000 | $ 146,000 |
| Tucson, AZ | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Tulsa, OK | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| Tuscaloosa, AL | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Valdosta, GA | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Vallejo-Fairfield, CA | 1 | $ 417,000 | $ 417,000 | $ 62,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 42,000 | $ 42,000 | $ 32,000 |
| Visalia-Porterville, CA | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Wichita Falls, TX | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Williamsport, PA | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Winchester, VA-WV | 1 | $ 337,000 | $ 337,000 | $ 55,000 |
| Yuma, AZ | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for H&R Block Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 621 | $119,687,000 | $192,000 | $1,010,000 | $131,000 | $1,827,000 |
| Home Purchase | 61 | $8,460,000 | $138,000 | $608,000 | $71,000 | $850,000 |
| Home Improvement | 1 | $35,000 | $35,000 | $35,000 | $32,000 | $32,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 379 | $66,466,000 | $175,000 | $1,010,000 | $109,000 | $1,398,000 |
| Not Provided | 183 | $34,613,000 | $189,000 | $910,000 | $173,000 | $625,000 |
| Black or African American | 62 | $12,060,000 | $194,000 | $675,000 | $77,000 | $188,000 |
| Hispanic | 39 | $8,449,000 | $216,000 | $660,000 | $145,000 | $1,827,000 |
| Asian | 10 | $3,420,000 | $342,000 | $966,000 | $135,000 | $466,000 |
| American Indian or Alaskan Native | 5 | $1,188,000 | $237,000 | $360,000 | $87,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,986,000 | $397,000 | $570,000 | $103,000 | $150,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 683 | $128,182,000 | $187,000 | $1,010,000 | $126,000 | $1,827,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 324 | $57,889,000 | $178,000 | $660,000 | $69,000 | $850,000 |
| Application Withdrawn By Applicant | 190 | $37,126,000 | $195,000 | $910,000 | $112,000 | $1,827,000 |
| Loan Originated | 162 | $31,675,000 | $195,000 | $1,010,000 | $257,000 | $1,398,000 |
| File Closed For Incompleteness | 7 | $1,492,000 | $213,000 | $540,000 | $77,000 | $118,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 257 | $43,392,000 | $168,000 | $660,000 | $70,000 | $850,000 |
| Collateral | 33 | $7,452,000 | $225,000 | $474,000 | $73,000 | $152,000 |
| Debt-To-Income Ratio | 31 | $6,109,000 | $197,000 | $645,000 | $51,000 | $192,000 |
| Mortgage Insurance Denied | 1 | $127,000 | $127,000 | $127,000 | $47,000 | $47,000 |
| Other | 1 | $201,000 | $201,000 | $201,000 | $96,000 | $96,000 |
| Unverifiable Information | 1 | $608,000 | $608,000 | $608,000 | $240,000 | $240,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into H&R Block Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess H&R Block Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About