Hanscom Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Hanscom Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hanscom Federal Credit Union 25 Porter Road, Suite 100 Bedford, MA 01460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,447 |
| Total Mortgage Loan Application Amount | $347,712,000 |
| Average Mortgage Loan Application Amount | $240,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $136,000 |
| Highest Applicant Income | $3,512,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Hanscom Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hanscom Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Hanscom Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hanscom Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hanscom Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hanscom Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 508 | $ 125,031,000 | $ 246,000 | $ 134,000 |
| Norfolk County Massachusetts | 135 | $ 32,680,000 | $ 242,000 | $ 140,000 |
| Essex County Massachusetts | 116 | $ 27,028,000 | $ 233,000 | $ 133,000 |
| Hillsborough County New Hampshire | 80 | $ 14,792,000 | $ 184,000 | $ 121,000 |
| Suffolk County Massachusetts | 75 | $ 17,386,000 | $ 231,000 | $ 111,000 |
| Worcester County Massachusetts | 75 | $ 15,194,000 | $ 202,000 | $ 113,000 |
| Plymouth County Massachusetts | 61 | $ 13,803,000 | $ 226,000 | $ 122,000 |
| Fairfax County Virginia | 39 | $ 13,470,000 | $ 345,000 | $ 197,000 |
| Rockingham County New Hampshire | 36 | $ 7,112,000 | $ 197,000 | $ 122,000 |
| Bristol County Massachusetts | 25 | $ 5,844,000 | $ 233,000 | $ 143,000 |
| Barnstable County Massachusetts | 21 | $ 5,277,000 | $ 251,000 | $ 113,000 |
| Providence County Rhode Island | 12 | $ 2,759,000 | $ 229,000 | $ 150,000 |
| Hampden County Massachusetts | 10 | $ 1,788,000 | $ 178,000 | $ 118,000 |
| Maricopa County Arizona | 6 | $ 2,835,000 | $ 472,000 | $ 776,000 |
| York County Maine | 6 | $ 1,203,000 | $ 200,000 | $ 111,000 |
| Carroll County New Hampshire | 6 | $ 767,000 | $ 127,000 | $ 129,000 |
| New Haven County Connecticut | 5 | $ 1,603,000 | $ 320,000 | $ 116,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,349,000 | $ 269,000 | $ 135,000 |
| Montgomery County Maryland | 5 | $ 1,826,000 | $ 365,000 | $ 201,000 |
| Grafton County New Hampshire | 5 | $ 559,000 | $ 111,000 | $ 150,000 |
| Newport County Rhode Island | 5 | $ 868,000 | $ 173,000 | $ 140,000 |
| Arlington County Virginia | 5 | $ 1,491,000 | $ 298,000 | $ 226,000 |
| Loudoun County Virginia | 5 | $ 1,819,000 | $ 363,000 | $ 166,000 |
| Prince William County Virginia | 5 | $ 1,442,000 | $ 288,000 | $ 165,000 |
| Santa Clara County California | 4 | $ 2,607,000 | $ 651,000 | $ 353,000 |
| Fairfield County Connecticut | 4 | $ 1,927,000 | $ 481,000 | $ 279,000 |
| Alexandria County Virginia | 4 | $ 2,125,000 | $ 531,000 | $ 171,000 |
| Los Angeles County California | 3 | $ 2,034,000 | $ 678,000 | $ 158,000 |
| Hartford County Connecticut | 3 | $ 919,000 | $ 306,000 | $ 129,000 |
| Collier County Florida | 3 | $ 331,000 | $ 110,000 | $ 156,000 |
| Berkshire County Massachusetts | 3 | $ 496,000 | $ 165,000 | $ 92,000 |
| Franklin County Massachusetts | 3 | $ 675,000 | $ 225,000 | $ 127,000 |
| Belknap County New Hampshire | 3 | $ 449,000 | $ 149,000 | $ 110,000 |
| Durham County North Carolina | 3 | $ 551,000 | $ 183,000 | $ 111,000 |
| Wake County North Carolina | 3 | $ 731,000 | $ 243,000 | $ 120,000 |
| Multnomah County Oregon | 3 | $ 1,477,000 | $ 492,000 | $ 219,000 |
| Bucks County Pennsylvania | 3 | $ 694,000 | $ 231,000 | $ 114,000 |
| Fauquier County Virginia | 3 | $ 417,000 | $ 139,000 | $ 118,000 |
| Manassas County Virginia | 3 | $ 481,000 | $ 160,000 | $ 108,000 |
| Charlotte County Florida | 2 | $ 765,000 | $ 382,000 | $ 217,000 |
| Lee County Florida | 2 | $ 493,000 | $ 246,000 | $ 73,000 |
| Manatee County Florida | 2 | $ 279,000 | $ 139,000 | $ 59,000 |
| Marion County Florida | 2 | $ 226,000 | $ 113,000 | $ 58,000 |
| Miami-Dade County Florida | 2 | $ 750,000 | $ 375,000 | $ 362,000 |
| Orange County Florida | 2 | $ 188,000 | $ 94,000 | $ 85,000 |
| Palm Beach County Florida | 2 | $ 389,000 | $ 194,000 | $ 41,000 |
| Cook County Illinois | 2 | $ 384,000 | $ 192,000 | $ 117,000 |
| Aroostook County Maine | 2 | $ 290,000 | $ 145,000 | $ 150,000 |
| Cumberland County Maine | 2 | $ 372,000 | $ 186,000 | $ 150,000 |
| Prince George's County Maryland | 2 | $ 509,000 | $ 254,000 | $ 77,000 |
| Hampshire County Massachusetts | 2 | $ 298,000 | $ 149,000 | $ 91,000 |
| Wayne County Michigan | 2 | $ 74,000 | $ 37,000 | $ 86,000 |
| Clark County Nevada | 2 | $ 237,000 | $ 118,000 | $ 56,000 |
| Merrimack County New Hampshire | 2 | $ 369,000 | $ 184,000 | $ 377,000 |
| Atlantic County New Jersey | 2 | $ 512,000 | $ 256,000 | $ 136,000 |
| Albany County New York | 2 | $ 362,000 | $ 181,000 | $ 140,000 |
| Erie County New York | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| New York County New York | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Rensselaer County New York | 2 | $ 158,000 | $ 79,000 | $ 104,000 |
| Schenectady County New York | 2 | $ 286,000 | $ 143,000 | $ 107,000 |
| Mecklenburg County North Carolina | 2 | $ 795,000 | $ 397,000 | $ 201,000 |
| Kent County Rhode Island | 2 | $ 664,000 | $ 332,000 | $ 244,000 |
| Washington County Rhode Island | 2 | $ 297,000 | $ 148,000 | $ 95,000 |
| Richland County South Carolina | 2 | $ 342,000 | $ 171,000 | $ 87,000 |
| Williamson County Tennessee | 2 | $ 1,044,000 | $ 522,000 | $ 461,000 |
| Windsor County Vermont | 2 | $ 408,000 | $ 204,000 | $ 156,000 |
| Virginia Beach County Virginia | 2 | $ 379,000 | $ 189,000 | $ 139,000 |
| King County Washington | 2 | $ 1,103,000 | $ 551,000 | $ 257,000 |
| Pima County Arizona | 1 | $ 512,000 | $ 512,000 | $ 191,000 |
| Alameda County California | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Orange County California | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Sacramento County California | 1 | $ 231,000 | $ 231,000 | $ 78,000 |
| San Bernardino County California | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| San Diego County California | 1 | $ 290,000 | $ 290,000 | $ 67,000 |
| Santa Cruz County California | 1 | $ 281,000 | $ 281,000 | $ 65,000 |
| Boulder County Colorado | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Douglas County Colorado | 1 | $ 351,000 | $ 351,000 | $ 135,000 |
| Windham County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| New Castle County Delaware | 1 | $ 257,000 | $ 257,000 | $ 105,000 |
| Sussex County Delaware | 1 | $ 410,000 | $ 410,000 | $ 355,000 |
| Bay County Florida | 1 | $ 208,000 | $ 208,000 | $ 78,000 |
| Broward County Florida | 1 | $ 163,000 | $ 163,000 | $ 143,000 |
| Columbia County Florida | 1 | $ 210,000 | $ 210,000 | $ 223,000 |
| Duval County Florida | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Hillsborough County Florida | 1 | $ 950,000 | $ 950,000 | $ 1,300,000 |
| Pasco County Florida | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Pinellas County Florida | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| Polk County Florida | 1 | $ 164,000 | $ 164,000 | $ 105,000 |
| St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Volusia County Florida | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| DeKalb County Georgia | 1 | $ 840,000 | $ 840,000 | $ 480,000 |
| Fulton County Georgia | 1 | $ 555,000 | $ 555,000 | $ 233,000 |
| Henry County Georgia | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| Lowndes County Georgia | 1 | $ 105,000 | $ 105,000 | $ 247,000 |
| Elmore County Idaho | 1 | $ 54,000 | $ 54,000 | $ 79,000 |
| Payette County Idaho | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Jo Daviess County Illinois | 1 | $ 216,000 | $ 216,000 | $ 31,000 |
| Monroe County Indiana | 1 | $ 87,000 | $ 87,000 | $ 200,000 |
| Warren County Kentucky | 1 | $ 725,000 | $ 725,000 | $ 149,000 |
| Androscoggin County Maine | 1 | $ 275,000 | $ 275,000 | $ 178,000 |
| Hancock County Maine | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Kennebec County Maine | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Oxford County Maine | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Penobscot County Maine | 1 | $ 317,000 | $ 317,000 | $ 225,000 |
| Washington County Maine | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Anne Arundel County Maryland | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Baltimore City County Maryland | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Howard County Maryland | 1 | $ 261,000 | $ 261,000 | $ 164,000 |
| Nantucket County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 200,000 |
| Oakland County Michigan | 1 | $ 465,000 | $ 465,000 | $ 270,000 |
| Washtenaw County Michigan | 1 | $ 425,000 | $ 425,000 | $ 275,000 |
| Hennepin County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 130,000 |
| Ramsey County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 205,000 |
| St. Louis County Missouri | 1 | $ 197,000 | $ 197,000 | $ 184,000 |
| Douglas County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 105,000 |
| Cheshire County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Coos County New Hampshire | 1 | $ 220,000 | $ 220,000 | $ 276,000 |
| Strafford County New Hampshire | 1 | $ 222,000 | $ 222,000 | $ 98,000 |
| Bergen County New Jersey | 1 | $ 267,000 | $ 267,000 | $ 99,000 |
| Burlington County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 87,000 |
| Hunterdon County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 275,000 |
| Somerset County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 351,000 |
| Jefferson County New York | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Kings County New York | 1 | $ 280,000 | $ 280,000 | $ 58,000 |
| Ontario County New York | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| St. Lawrence County New York | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Alexander County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 122,000 |
| Brunswick County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 81,000 |
| Chatham County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 157,000 |
| Guilford County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| New Hanover County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 195,000 |
| Randolph County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 118,000 |
| Franklin County Ohio | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
| Hamilton County Ohio | 1 | $ 246,000 | $ 246,000 | $ 115,000 |
| Portage County Ohio | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
| Clackamas County Oregon | 1 | $ 585,000 | $ 585,000 | $ 237,000 |
| Jackson County Oregon | 1 | $ 313,000 | $ 313,000 | $ 142,000 |
| Allegheny County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Butler County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Lebanon County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 103,000 |
| Montour County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 129,000 |
| Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 192,000 |
| Bristol County Rhode Island | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| Horry County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Lexington County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 95,000 |
| Spartanburg County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Maury County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Davis County Utah | 1 | $ 311,000 | $ 311,000 | $ 175,000 |
| Bennington County Vermont | 1 | $ 243,000 | $ 243,000 | $ 142,000 |
| Franklin County Vermont | 1 | $ 159,000 | $ 159,000 | $ 117,000 |
| Orleans County Vermont | 1 | $ 216,000 | $ 216,000 | $ 92,000 |
| Windham County Vermont | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Clarke County Virginia | 1 | $ 417,000 | $ 417,000 | $ 153,000 |
| Floyd County Virginia | 1 | $ 276,000 | $ 276,000 | $ 146,000 |
| Hampton County Virginia | 1 | $ 192,000 | $ 192,000 | $ 47,000 |
| Spotsylvania County Virginia | 1 | $ 281,000 | $ 281,000 | $ 148,000 |
| Pierce County Washington | 1 | $ 380,000 | $ 380,000 | $ 108,000 |
| Waukesha County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Hanscom Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,161 | $276,642,000 | $238,000 | $1,000,000 | $138,000 | $1,300,000 |
| Home Purchase | 176 | $47,360,000 | $269,000 | $996,000 | $145,000 | $3,512,000 |
| Home Improvement | 110 | $23,710,000 | $215,000 | $417,000 | $125,000 | $327,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,040 | $242,036,000 | $232,000 | $950,000 | $138,000 | $3,512,000 |
| Not Provided | 260 | $65,298,000 | $251,000 | $1,000,000 | $143,000 | $680,000 |
| Black or African American | 55 | $14,238,000 | $258,000 | $660,000 | $127,000 | $427,000 |
| Asian | 44 | $14,035,000 | $318,000 | $964,000 | $155,000 | $480,000 |
| Hispanic | 40 | $10,155,000 | $253,000 | $900,000 | $105,000 | $293,000 |
| American Indian or Alaskan Native | 6 | $1,578,000 | $263,000 | $506,000 | $134,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $372,000 | $186,000 | $242,000 | $78,000 | $136,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,374 | $327,865,000 | $238,000 | $1,000,000 | $139,000 | $3,512,000 |
| VA-guaranteed (Veterans Administration) | 73 | $19,847,000 | $271,000 | $470,000 | $114,000 | $257,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 670 | $143,982,000 | $214,000 | $1,000,000 | $136,000 | $680,000 |
| File Closed For Incompleteness | 343 | $90,663,000 | $264,000 | $950,000 | $153,000 | $1,300,000 |
| Application Denied By Financial Institution | 266 | $69,796,000 | $262,000 | $840,000 | $111,000 | $480,000 |
| Application Withdrawn By Applicant | 166 | $42,784,000 | $257,000 | $964,000 | $154,000 | $3,512,000 |
| Application Approved But Not Accepted | 2 | $487,000 | $243,000 | $380,000 | $86,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hanscom Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hanscom Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.