Harris N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Harris N.A. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris N.A. 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,202 |
| Total Mortgage Loan Application Amount | $3,564,664,000 |
| Average Mortgage Loan Application Amount | $170,000 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $120,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Harris N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Harris N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris N.A.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 6,654 | $ 1,467,597,000 | $ 220,000 | $ 134,000 |
| Will County Illinois | 1,653 | $ 214,255,000 | $ 129,000 | $ 90,000 |
| DuPage County Illinois | 1,605 | $ 369,516,000 | $ 230,000 | $ 146,000 |
| Lake County Illinois | 1,156 | $ 411,994,000 | $ 356,000 | $ 205,000 |
| Kane County Illinois | 942 | $ 150,734,000 | $ 160,000 | $ 88,000 |
| McHenry County Illinois | 758 | $ 126,223,000 | $ 166,000 | $ 96,000 |
| Lake County Indiana | 502 | $ 52,328,000 | $ 104,000 | $ 73,000 |
| Ozaukee County Wisconsin | 409 | $ 79,534,000 | $ 194,000 | $ 101,000 |
| Milwaukee County Wisconsin | 225 | $ 32,215,000 | $ 143,000 | $ 73,000 |
| Kendall County Illinois | 202 | $ 24,057,000 | $ 119,000 | $ 133,000 |
| Sauk County Wisconsin | 166 | $ 19,542,000 | $ 117,000 | $ 78,000 |
| Porter County Indiana | 135 | $ 21,250,000 | $ 157,000 | $ 99,000 |
| Maricopa County Arizona | 126 | $ 26,634,000 | $ 211,000 | $ 188,000 |
| Washington County Wisconsin | 111 | $ 20,667,000 | $ 186,000 | $ 77,000 |
| Hamilton County Indiana | 97 | $ 19,633,000 | $ 202,000 | $ 127,000 |
| Howard County Indiana | 86 | $ 6,974,000 | $ 81,000 | $ 67,000 |
| Morgan County Indiana | 74 | $ 6,942,000 | $ 93,000 | $ 59,000 |
| Oconto County Wisconsin | 74 | $ 8,037,000 | $ 108,000 | $ 65,000 |
| La Crosse County Wisconsin | 70 | $ 10,195,000 | $ 145,000 | $ 84,000 |
| Waukesha County Wisconsin | 68 | $ 16,111,000 | $ 236,000 | $ 122,000 |
| Grundy County Illinois | 67 | $ 6,569,000 | $ 98,000 | $ 80,000 |
| Marion County Indiana | 65 | $ 7,666,000 | $ 117,000 | $ 63,000 |
| Vernon County Wisconsin | 59 | $ 6,793,000 | $ 115,000 | $ 74,000 |
| DeKalb County Illinois | 58 | $ 4,643,000 | $ 80,000 | $ 78,000 |
| Sheboygan County Wisconsin | 58 | $ 6,054,000 | $ 104,000 | $ 58,000 |
| Walworth County Wisconsin | 57 | $ 22,266,000 | $ 390,000 | $ 338,000 |
| Peoria County Illinois | 50 | $ 8,796,000 | $ 175,000 | $ 55,000 |
| Vigo County Indiana | 50 | $ 2,777,000 | $ 55,000 | $ 46,000 |
| Winnebago County Illinois | 48 | $ 5,081,000 | $ 105,000 | $ 81,000 |
| Boone County Illinois | 40 | $ 5,085,000 | $ 127,000 | $ 82,000 |
| Crawford County Wisconsin | 40 | $ 3,405,000 | $ 85,000 | $ 56,000 |
| Sullivan County Indiana | 37 | $ 1,863,000 | $ 50,000 | $ 48,000 |
| LaSalle County Illinois | 34 | $ 5,844,000 | $ 171,000 | $ 354,000 |
| Clark County Nevada | 30 | $ 9,833,000 | $ 327,000 | $ 149,000 |
| Racine County Wisconsin | 27 | $ 4,450,000 | $ 164,000 | $ 132,000 |
| Collier County Florida | 24 | $ 13,670,000 | $ 569,000 | $ 555,000 |
| Tipton County Indiana | 24 | $ 2,025,000 | $ 84,000 | $ 86,000 |
| Kankakee County Illinois | 23 | $ 3,353,000 | $ 145,000 | $ 66,000 |
| LaPorte County Indiana | 22 | $ 3,185,000 | $ 144,000 | $ 177,000 |
| Lee County Florida | 20 | $ 5,430,000 | $ 271,000 | $ 222,000 |
| Sarasota County Florida | 20 | $ 4,925,000 | $ 246,000 | $ 433,000 |
| Clay County Indiana | 20 | $ 1,381,000 | $ 69,000 | $ 40,000 |
| Kenosha County Wisconsin | 20 | $ 4,026,000 | $ 201,000 | $ 132,000 |
| Hendricks County Indiana | 19 | $ 10,919,000 | $ 574,000 | $ 61,000 |
| Wayne County Indiana | 18 | $ 1,120,000 | $ 62,000 | $ 47,000 |
| Fulton County Illinois | 16 | $ 1,483,000 | $ 92,000 | $ 69,000 |
| Berrien County Michigan | 15 | $ 4,458,000 | $ 297,000 | $ 199,000 |
| Grant County Indiana | 14 | $ 1,028,000 | $ 73,000 | $ 73,000 |
| Vilas County Wisconsin | 13 | $ 4,546,000 | $ 349,000 | $ 357,000 |
| Manatee County Florida | 12 | $ 1,907,000 | $ 158,000 | $ 87,000 |
| McDonough County Illinois | 12 | $ 795,000 | $ 66,000 | $ 72,000 |
| Boone County Indiana | 12 | $ 3,327,000 | $ 277,000 | $ 212,000 |
| Palm Beach County Florida | 11 | $ 2,928,000 | $ 266,000 | $ 239,000 |
| Adams County Wisconsin | 11 | $ 1,898,000 | $ 172,000 | $ 143,000 |
| Juneau County Wisconsin | 11 | $ 1,412,000 | $ 128,000 | $ 64,000 |
| Fond du Lac County Wisconsin | 10 | $ 1,661,000 | $ 166,000 | $ 41,000 |
| Oneida County Wisconsin | 10 | $ 2,080,000 | $ 208,000 | $ 117,000 |
| Jasper County Indiana | 9 | $ 974,000 | $ 108,000 | $ 77,000 |
| New York County New York | 9 | $ 8,829,000 | $ 981,000 | $ 997,000 |
| Pima County Arizona | 8 | $ 3,016,000 | $ 377,000 | $ 168,000 |
| Los Angeles County California | 8 | $ 4,844,000 | $ 605,000 | $ 267,000 |
| Orange County California | 8 | $ 12,648,000 | $ 1,581,000 | $ 894,000 |
| Riverside County California | 8 | $ 5,004,000 | $ 625,000 | $ 596,000 |
| Cass County Indiana | 8 | $ 468,000 | $ 58,000 | $ 64,000 |
| Grant County Wisconsin | 8 | $ 571,000 | $ 71,000 | $ 42,000 |
| Pinal County Arizona | 7 | $ 1,307,000 | $ 186,000 | $ 247,000 |
| Miami-Dade County Florida | 7 | $ 13,249,000 | $ 1,892,000 | $ 1,070,000 |
| Van Buren County Michigan | 7 | $ 788,000 | $ 112,000 | $ 198,000 |
| Dane County Wisconsin | 7 | $ 1,374,000 | $ 196,000 | $ 96,000 |
| Jefferson County Wisconsin | 7 | $ 997,000 | $ 142,000 | $ 104,000 |
| Pinellas County Florida | 6 | $ 1,007,000 | $ 167,000 | $ 182,000 |
| Jo Daviess County Illinois | 6 | $ 1,208,000 | $ 201,000 | $ 294,000 |
| Tazewell County Illinois | 6 | $ 2,197,000 | $ 366,000 | $ 69,000 |
| Johnson County Indiana | 6 | $ 641,000 | $ 106,000 | $ 75,000 |
| Miami County Indiana | 6 | $ 2,021,000 | $ 336,000 | $ 61,000 |
| Dodge County Wisconsin | 6 | $ 1,202,000 | $ 200,000 | $ 122,000 |
| Door County Wisconsin | 6 | $ 1,104,000 | $ 184,000 | $ 158,000 |
| Fairfield County Connecticut | 5 | $ 3,458,000 | $ 691,000 | $ 323,000 |
| Broward County Florida | 5 | $ 912,000 | $ 182,000 | $ 144,000 |
| Ogle County Illinois | 5 | $ 588,000 | $ 117,000 | $ 150,000 |
| Monroe County Indiana | 5 | $ 14,933,000 | $ 2,986,000 | $ 102,000 |
| Hennepin County Minnesota | 5 | $ 1,239,000 | $ 247,000 | $ 141,000 |
| Houston County Minnesota | 5 | $ 1,024,000 | $ 204,000 | $ 86,000 |
| Bergen County New Jersey | 5 | $ 6,680,000 | $ 1,336,000 | $ 1,523,000 |
| Monroe County Wisconsin | 5 | $ 435,000 | $ 87,000 | $ 72,000 |
| Waushara County Wisconsin | 5 | $ 649,000 | $ 129,000 | $ 97,000 |
| San Francisco County California | 4 | $ 3,134,000 | $ 783,000 | $ 229,000 |
| Flagler County Florida | 4 | $ 1,236,000 | $ 309,000 | $ 552,000 |
| Volusia County Florida | 4 | $ 1,643,000 | $ 410,000 | $ 253,000 |
| Blaine County Idaho | 4 | $ 3,955,000 | $ 988,000 | $ 436,000 |
| Lee County Illinois | 4 | $ 525,000 | $ 131,000 | $ 93,000 |
| McLean County Illinois | 4 | $ 367,000 | $ 91,000 | $ 130,000 |
| Stephenson County Illinois | 4 | $ 440,000 | $ 110,000 | $ 184,000 |
| Marshall County Indiana | 4 | $ 3,185,000 | $ 796,000 | $ 188,000 |
| St. Louis County Missouri | 4 | $ 1,587,000 | $ 396,000 | $ 180,000 |
| Cuyahoga County Ohio | 4 | $ 939,000 | $ 234,000 | $ 122,000 |
| Hamilton County Ohio | 4 | $ 1,494,000 | $ 373,000 | $ 145,000 |
| Yavapai County Arizona | 3 | $ 631,000 | $ 210,000 | $ 210,000 |
| Eagle County Colorado | 3 | $ 4,306,000 | $ 1,435,000 | $ 627,000 |
| Indian River County Florida | 3 | $ 655,000 | $ 218,000 | $ 385,000 |
| Osceola County Florida | 3 | $ 770,000 | $ 256,000 | $ 369,000 |
| Maui County Hawaii | 3 | $ 4,295,000 | $ 1,431,000 | $ 744,000 |
| Carroll County Illinois | 3 | $ 765,000 | $ 255,000 | $ 343,000 |
| Champaign County Illinois | 3 | $ 324,000 | $ 108,000 | $ 20,000 |
| Jackson County Illinois | 3 | $ 135,000 | $ 45,000 | $ 72,000 |
| Knox County Illinois | 3 | $ 173,000 | $ 57,000 | $ 24,000 |
| Brown County Indiana | 3 | $ 609,000 | $ 203,000 | $ 105,000 |
| Fulton County Indiana | 3 | $ 326,000 | $ 108,000 | $ 85,000 |
| Hancock County Indiana | 3 | $ 320,000 | $ 106,000 | $ 22,000 |
| Madison County Indiana | 3 | $ 285,000 | $ 95,000 | $ 145,000 |
| Newton County Indiana | 3 | $ 295,000 | $ 98,000 | $ 88,000 |
| Putnam County Indiana | 3 | $ 556,000 | $ 185,000 | $ 33,000 |
| St. Joseph County Indiana | 3 | $ 847,000 | $ 282,000 | $ 70,000 |
| Starke County Indiana | 3 | $ 482,000 | $ 160,000 | $ 76,000 |
| White County Indiana | 3 | $ 127,000 | $ 42,000 | $ 139,000 |
| Essex County Massachusetts | 3 | $ 5,500,000 | $ 1,833,000 | $ 288,000 |
| Cass County Michigan | 3 | $ 497,000 | $ 165,000 | $ 89,000 |
| Kent County Michigan | 3 | $ 3,054,000 | $ 1,018,000 | $ 37,000 |
| Macomb County Michigan | 3 | $ 328,000 | $ 109,000 | $ 31,000 |
| Wayne County Michigan | 3 | $ 232,000 | $ 77,000 | $ 59,000 |
| Alcorn County Mississippi | 3 | $ 81,000 | $ 27,000 | $ 61,000 |
| Dallas County Texas | 3 | $ 2,110,000 | $ 703,000 | $ 847,000 |
| Hidalgo County Texas | 3 | $ 221,000 | $ 73,000 | $ 54,000 |
| Fairfax County Virginia | 3 | $ 919,000 | $ 306,000 | $ 136,000 |
| San Juan County Washington | 3 | $ 2,182,000 | $ 727,000 | $ 440,000 |
| Marathon County Wisconsin | 3 | $ 567,000 | $ 189,000 | $ 119,000 |
| Richland County Wisconsin | 3 | $ 317,000 | $ 105,000 | $ 116,000 |
| Sawyer County Wisconsin | 3 | $ 574,000 | $ 191,000 | $ 169,000 |
| Shawano County Wisconsin | 3 | $ 355,000 | $ 118,000 | $ 79,000 |
| Waupaca County Wisconsin | 3 | $ 349,000 | $ 116,000 | $ 105,000 |
| Alameda County California | 2 | $ 1,388,000 | $ 694,000 | $ 163,000 |
| Monterey County California | 2 | $ 4,862,000 | $ 2,431,000 | $ 2,741,000 |
| Arapahoe County Colorado | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Larimer County Colorado | 2 | $ 355,000 | $ 177,000 | $ 319,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,290,000 | $ 645,000 | $ 888,000 |
| Charlotte County Florida | 2 | $ 315,000 | $ 157,000 | $ 153,000 |
| Seminole County Florida | 2 | $ 729,000 | $ 364,000 | $ 179,000 |
| St. Lucie County Florida | 2 | $ 344,000 | $ 172,000 | $ 110,000 |
| Coles County Illinois | 2 | $ 737,000 | $ 368,000 | $ 144,000 |
| Ford County Illinois | 2 | $ 121,000 | $ 60,000 | $ 42,000 |
| Henry County Illinois | 2 | $ 65,000 | $ 32,000 | $ 39,000 |
| Livingston County Illinois | 2 | $ 82,000 | $ 41,000 | $ 46,000 |
| Schuyler County Illinois | 2 | $ 244,000 | $ 122,000 | $ 142,000 |
| Whiteside County Illinois | 2 | $ 174,000 | $ 87,000 | $ 77,000 |
| Carroll County Indiana | 2 | $ 276,000 | $ 138,000 | $ 76,000 |
| Kosciusko County Indiana | 2 | $ 296,000 | $ 148,000 | $ 133,000 |
| Owen County Indiana | 2 | $ 143,000 | $ 71,000 | $ 72,000 |
| Steuben County Indiana | 2 | $ 773,000 | $ 386,000 | $ 195,000 |
| Tippecanoe County Indiana | 2 | $ 176,000 | $ 88,000 | $ 51,000 |
| Clayton County Iowa | 2 | $ 147,000 | $ 73,000 | $ 67,000 |
| Calloway County Kentucky | 2 | $ 878,000 | $ 439,000 | $ 641,000 |
| Cumberland County Maine | 2 | $ 437,000 | $ 218,000 | $ 439,000 |
| Suffolk County Massachusetts | 2 | $ 5,435,000 | $ 2,717,000 | $ 1,062,000 |
| Allegan County Michigan | 2 | $ 1,145,000 | $ 572,000 | $ 2,459,000 |
| Branch County Michigan | 2 | $ 569,000 | $ 284,000 | $ 202,000 |
| Delta County Michigan | 2 | $ 120,000 | $ 60,000 | $ 74,000 |
| Gogebic County Michigan | 2 | $ 246,000 | $ 123,000 | $ 109,000 |
| Keweenaw County Michigan | 2 | $ 246,000 | $ 123,000 | $ 51,000 |
| Mackinac County Michigan | 2 | $ 389,000 | $ 194,000 | $ 201,000 |
| Itasca County Minnesota | 2 | $ 247,000 | $ 123,000 | $ 128,000 |
| Morgan County Missouri | 2 | $ 204,000 | $ 102,000 | $ 26,000 |
| St. Louis City County Missouri | 2 | $ 153,000 | $ 76,000 | $ 51,000 |
| Middlesex County New Jersey | 2 | $ 434,000 | $ 217,000 | $ 111,000 |
| Deschutes County Oregon | 2 | $ 1,465,000 | $ 732,000 | $ 250,000 |
| Dauphin County Pennsylvania | 2 | $ 154,000 | $ 77,000 | $ 35,000 |
| Montgomery County Pennsylvania | 2 | $ 827,000 | $ 413,000 | $ 318,000 |
| Philadelphia County Pennsylvania | 2 | $ 623,000 | $ 311,000 | $ 118,000 |
| Beaufort County South Carolina | 2 | $ 527,000 | $ 263,000 | $ 104,000 |
| Charleston County South Carolina | 2 | $ 730,000 | $ 365,000 | $ 702,000 |
| Horry County South Carolina | 2 | $ 435,000 | $ 217,000 | $ 265,000 |
| Davidson County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 46,000 |
| Giles County Tennessee | 2 | $ 528,000 | $ 264,000 | $ 588,000 |
| Cameron County Texas | 2 | $ 968,000 | $ 484,000 | $ 260,000 |
| Tarrant County Texas | 2 | $ 135,000 | $ 67,000 | $ 197,000 |
| Travis County Texas | 2 | $ 1,408,000 | $ 704,000 | $ 516,000 |
| Martinsville County Virginia | 2 | $ 91,000 | $ 45,000 | $ 169,000 |
| Brown County Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 37,000 |
| Burnett County Wisconsin | 2 | $ 509,000 | $ 254,000 | $ 256,000 |
| Columbia County Wisconsin | 2 | $ 278,000 | $ 139,000 | $ 77,000 |
| Langlade County Wisconsin | 2 | $ 216,000 | $ 108,000 | $ 176,000 |
| Manitowoc County Wisconsin | 2 | $ 181,000 | $ 90,000 | $ 45,000 |
| Marinette County Wisconsin | 2 | $ 187,000 | $ 93,000 | $ 108,000 |
| Marquette County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 117,000 |
| Outagamie County Wisconsin | 2 | $ 413,000 | $ 206,000 | $ 115,000 |
| Rock County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 136,000 |
| Baldwin County Alabama | 1 | $ 199,000 | $ 199,000 | $ 336,000 |
| Jefferson County Alabama | 1 | $ 204,000 | $ 204,000 | $ 167,000 |
| Madison County Alabama | 1 | $ 144,000 | $ 144,000 | $ 133,000 |
| Baxter County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 82,000 |
| Marion County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Pulaski County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Sevier County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 71,000 |
| Marin County California | 1 | $ 971,000 | $ 971,000 | $ 1,216,000 |
| San Diego County California | 1 | $ 283,000 | $ 283,000 | $ 243,000 |
| San Luis Obispo County California | 1 | $ 163,000 | $ 163,000 | $ 164,000 |
| San Mateo County California | 1 | $ 740,000 | $ 740,000 | $ 181,000 |
| Santa Barbara County California | 1 | $ 2,600,000 | $ 2,600,000 | $ 1,329,000 |
| Ventura County California | 1 | $ 1,388,000 | $ 1,388,000 | $ 376,000 |
| Boulder County Colorado | 1 | $ 210,000 | $ 210,000 | $ 828,000 |
| Douglas County Colorado | 1 | $ 270,000 | $ 270,000 | $ 90,000 |
| Garfield County Colorado | 1 | $ 304,000 | $ 304,000 | $ 62,000 |
| La Plata County Colorado | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Pitkin County Colorado | 1 | $ 1,368,000 | $ 1,368,000 | $ 1,898,000 |
| Summit County Colorado | 1 | $ 222,000 | $ 222,000 | $ 934,000 |
| New Castle County Delaware | 1 | $ 735,000 | $ 735,000 | $ 361,000 |
| Sussex County Delaware | 1 | $ 255,000 | $ 255,000 | $ 360,000 |
| Alachua County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Escambia County Florida | 1 | $ 319,000 | $ 319,000 | $ 67,000 |
| Highlands County Florida | 1 | $ 61,000 | $ 61,000 | $ 150,000 |
| Hillsborough County Florida | 1 | $ 660,000 | $ 660,000 | $ 68,000 |
| Lake County Florida | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Monroe County Florida | 1 | $ 250,000 | $ 250,000 | $ 451,000 |
| Nassau County Florida | 1 | $ 800,000 | $ 800,000 | $ 457,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Pasco County Florida | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| DeKalb County Georgia | 1 | $ 200,000 | $ 200,000 | $ 221,000 |
| Forsyth County Georgia | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Fulton County Georgia | 1 | $ 444,000 | $ 444,000 | $ 240,000 |
| Gwinnett County Georgia | 1 | $ 196,000 | $ 196,000 | $ 157,000 |
| Kauai County Hawaii | 1 | $ 386,000 | $ 386,000 | $ 371,000 |
| Edgar County Illinois | 1 | $ 108,000 | $ 108,000 | $ 86,000 |
| Effingham County Illinois | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Henderson County Illinois | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Iroquois County Illinois | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Logan County Illinois | 1 | $ 19,000 | $ 19,000 | $ 32,000 |
| Macon County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 68,000 | $ 68,000 | $ 142,000 |
| Madison County Illinois | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Marion County Illinois | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Marshall County Illinois | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Mason County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 74,000 | $ 74,000 | $ 115,000 |
| Sangamon County Illinois | 1 | $ 202,000 | $ 202,000 | $ 135,000 |
| Williamson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Woodford County Illinois | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Allen County Indiana | 1 | $ 156,000 | $ 156,000 | $ 68,000 |
| Bartholomew County Indiana | 1 | $ 588,000 | $ 588,000 | $ 384,000 |
| Clinton County Indiana | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Delaware County Indiana | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Elkhart County Indiana | 1 | $ 3,240,000 | $ 3,240,000 | $ 0 |
| Greene County Indiana | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Knox County Indiana | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Parke County Indiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Vermillion County Indiana | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Warrick County Indiana | 1 | $ 87,000 | $ 87,000 | $ 125,000 |
| Allamakee County Iowa | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Howard County Iowa | 1 | $ 66,000 | $ 66,000 | $ 45,000 |
| Jackson County Iowa | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Linn County Iowa | 1 | $ 338,000 | $ 338,000 | $ 120,000 |
| Scott County Iowa | 1 | $ 89,000 | $ 89,000 | $ 186,000 |
| Fayette County Kentucky | 1 | $ 246,000 | $ 246,000 | $ 78,000 |
| Jefferson County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Livingston County Kentucky | 1 | $ 306,000 | $ 306,000 | $ 779,000 |
| Pendleton County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Wayne County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Knox County Maine | 1 | $ 947,000 | $ 947,000 | $ 1,300,000 |
| Anne Arundel County Maryland | 1 | $ 1,150,000 | $ 1,150,000 | $ 418,000 |
| Howard County Maryland | 1 | $ 262,000 | $ 262,000 | $ 93,000 |
| Montgomery County Maryland | 1 | $ 469,000 | $ 469,000 | $ 89,000 |
| Barnstable County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,700,000 |
| Hampden County Massachusetts | 1 | $ 178,000 | $ 178,000 | $ 136,000 |
| Middlesex County Massachusetts | 1 | $ 268,000 | $ 268,000 | $ 1,210,000 |
| Norfolk County Massachusetts | 1 | $ 700,000 | $ 700,000 | $ 660,000 |
| Barry County Michigan | 1 | $ 270,000 | $ 270,000 | $ 264,000 |
| Charlevoix County Michigan | 1 | $ 298,000 | $ 298,000 | $ 85,000 |
| Iron County Michigan | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Marquette County Michigan | 1 | $ 417,000 | $ 417,000 | $ 692,000 |
| Newaygo County Michigan | 1 | $ 264,000 | $ 264,000 | $ 123,000 |
| Oakland County Michigan | 1 | $ 1,200,000 | $ 1,200,000 | $ 301,000 |
| Oceana County Michigan | 1 | $ 985,000 | $ 985,000 | $ 272,000 |
| Ottawa County Michigan | 1 | $ 236,000 | $ 236,000 | $ 94,000 |
| St. Joseph County Michigan | 1 | $ 228,000 | $ 228,000 | $ 391,000 |
| Washtenaw County Michigan | 1 | $ 202,000 | $ 202,000 | $ 89,000 |
| Chisago County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 150,000 |
| St. Louis County Minnesota | 1 | $ 644,000 | $ 644,000 | $ 388,000 |
| Washington County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Amite County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Chickasaw County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Harrison County Mississippi | 1 | $ 146,000 | $ 146,000 | $ 109,000 |
| Lamar County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Boone County Missouri | 1 | $ 132,000 | $ 132,000 | $ 146,000 |
| Butler County Missouri | 1 | $ 82,000 | $ 82,000 | $ 170,000 |
| Henry County Missouri | 1 | $ 176,000 | $ 176,000 | $ 113,000 |
| Lafayette County Missouri | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Stone County Missouri | 1 | $ 153,000 | $ 153,000 | $ 107,000 |
| Washington County Missouri | 1 | $ 292,000 | $ 292,000 | $ 337,000 |
| Gallatin County Montana | 1 | $ 1,000,000 | $ 1,000,000 | $ 515,000 |
| Douglas County Nebraska | 1 | $ 467,000 | $ 467,000 | $ 233,000 |
| Belknap County New Hampshire | 1 | $ 400,000 | $ 400,000 | $ 126,000 |
| Grafton County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 288,000 |
| Hillsborough County New Hampshire | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| Hunterdon County New Jersey | 1 | $ 950,000 | $ 950,000 | $ 420,000 |
| Morris County New Jersey | 1 | $ 403,000 | $ 403,000 | $ 161,000 |
| Somerset County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 288,000 |
| Bernalillo County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 2,400,000 |
| Valencia County New Mexico | 1 | $ 182,000 | $ 182,000 | $ 184,000 |
| Nassau County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,000,000 |
| Niagara County New York | 1 | $ 56,000 | $ 56,000 | $ 157,000 |
| Ontario County New York | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Rockland County New York | 1 | $ 176,000 | $ 176,000 | $ 574,000 |
| Suffolk County New York | 1 | $ 2,730,000 | $ 2,730,000 | $ 1,261,000 |
| Sullivan County New York | 1 | $ 84,000 | $ 84,000 | $ 84,000 |
| Westchester County New York | 1 | $ 505,000 | $ 505,000 | $ 143,000 |
| Brunswick County North Carolina | 1 | $ 286,000 | $ 286,000 | $ 201,000 |
| Buncombe County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 218,000 |
| Cumberland County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Davidson County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 128,000 |
| Durham County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 46,000 |
| Moore County North Carolina | 1 | $ 302,000 | $ 302,000 | $ 131,000 |
| Pitt County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Wake County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 161,000 |
| Clermont County Ohio | 1 | $ 179,000 | $ 179,000 | $ 103,000 |
| Franklin County Ohio | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Geauga County Ohio | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Lake County Ohio | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Mahoning County Ohio | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Wood County Ohio | 1 | $ 400,000 | $ 400,000 | $ 2,576,000 |
| Comanche County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Clackamas County Oregon | 1 | $ 1,000,000 | $ 1,000,000 | $ 415,000 |
| Clatsop County Oregon | 1 | $ 202,000 | $ 202,000 | $ 145,000 |
| Marion County Oregon | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Allegheny County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 158,000 |
| Greenville County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 96,000 |
| Oconee County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
| Walworth County South Dakota | 1 | $ 19,000 | $ 19,000 | $ 178,000 |
| Cumberland County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Houston County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Shelby County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Bexar County Texas | 1 | $ 476,000 | $ 476,000 | $ 171,000 |
| Collin County Texas | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Comal County Texas | 1 | $ 23,000 | $ 23,000 | $ 51,000 |
| Denton County Texas | 1 | $ 221,000 | $ 221,000 | $ 98,000 |
| Harris County Texas | 1 | $ 248,000 | $ 248,000 | $ 94,000 |
| Montgomery County Texas | 1 | $ 184,000 | $ 184,000 | $ 162,000 |
| Salt Lake County Utah | 1 | $ 784,000 | $ 784,000 | $ 300,000 |
| Summit County Utah | 1 | $ 360,000 | $ 360,000 | $ 766,000 |
| Arlington County Virginia | 1 | $ 700,000 | $ 700,000 | $ 234,000 |
| Bedford County Virginia | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Henry County Virginia | 1 | $ 60,000 | $ 60,000 | $ 224,000 |
| James City County Virginia | 1 | $ 500,000 | $ 500,000 | $ 197,000 |
| Norfolk County Virginia | 1 | $ 97,000 | $ 97,000 | $ 45,000 |
| Patrick County Virginia | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| King County Washington | 1 | $ 541,000 | $ 541,000 | $ 144,000 |
| Barron County Wisconsin | 1 | $ 264,000 | $ 264,000 | $ 115,000 |
| Chippewa County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 78,000 |
| Clark County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Douglas County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 110,000 |
| Eau Claire County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 61,000 |
| Jackson County Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 88,000 |
| Portage County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| Price County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Taylor County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Trempealeau County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| Winnebago County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 56,000 |
| Hot Springs County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Harris N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,430 | $2,292,969,000 | $200,000 | $14,000,000 | $120,000 | $9,999,000 |
| Home Purchase | 4,712 | $1,215,199,000 | $257,000 | $9,840,000 | $160,000 | $9,999,000 |
| Home Improvement | 1,060 | $56,496,000 | $53,000 | $1,500,000 | $80,000 | $2,432,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,505 | $2,108,429,000 | $200,000 | $8,250,000 | $141,000 | $9,999,000 |
| Hispanic | 2,321 | $307,289,000 | $132,000 | $1,880,000 | $63,000 | $547,000 |
| Not Provided | 2,318 | $697,465,000 | $300,000 | $5,135,000 | $174,000 | $4,641,000 |
| Black or African American | 1,173 | $163,093,000 | $139,000 | $1,435,000 | $81,000 | $1,272,000 |
| Asian | 571 | $119,418,000 | $209,000 | $1,988,000 | $125,000 | $1,004,000 |
| Not applicable | 241 | $155,103,000 | $643,000 | $14,000,000 | $0 | $8,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $6,361,000 | $167,000 | $620,000 | $90,000 | $265,000 |
| American Indian or Alaskan Native | 35 | $7,506,000 | $214,000 | $1,000,000 | $130,000 | $776,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,195 | $3,563,684,000 | $207,000 | $14,000,000 | $128,000 | $9,999,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $791,000 | $131,000 | $264,000 | $91,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 1 | $189,000 | $189,000 | $189,000 | $73,000 | $73,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,457 | $1,989,996,000 | $210,000 | $14,000,000 | $136,000 | $5,833,000 |
| Application Denied By Financial Institution | 2,964 | $455,916,000 | $153,000 | $5,000,000 | $88,000 | $2,500,000 |
| Application Approved But Not Accepted | 1,831 | $344,550,000 | $188,000 | $8,250,000 | $164,000 | $9,999,000 |
| File Closed For Incompleteness | 1,738 | $525,947,000 | $302,000 | $4,356,000 | $145,000 | $9,999,000 |
| Application Withdrawn By Applicant | 728 | $167,098,000 | $229,000 | $3,525,000 | $121,000 | $5,605,000 |
| Preapproval Denied by Financial Institution | 388 | $63,851,000 | $164,000 | $3,000,000 | $54,000 | $408,000 |
| Loan Purchased By The Institution | 85 | $14,508,000 | $170,000 | $650,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 11 | $2,798,000 | $254,000 | $990,000 | $101,000 | $460,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,535 | $248,245,000 | $161,000 | $5,000,000 | $66,000 | $860,000 |
| Credit History | 804 | $90,730,000 | $112,000 | $664,000 | $68,000 | $502,000 |
| Collateral | 672 | $113,396,000 | $168,000 | $3,280,000 | $124,000 | $2,400,000 |
| Other | 205 | $42,216,000 | $205,000 | $3,360,000 | $134,000 | $2,500,000 |
| Unverifiable Information | 65 | $11,507,000 | $177,000 | $1,240,000 | $106,000 | $465,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $7,671,000 | $196,000 | $641,000 | $99,000 | $829,000 |
| Employment History | 27 | $5,484,000 | $203,000 | $2,150,000 | $67,000 | $385,000 |
| Credit Application Incomplete | 5 | $518,000 | $103,000 | $138,000 | $53,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.