Eagle Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Eagle Bank And Trust Company 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Eagle Bank And Trust Company
650 South Shackleford Suite 150 P O Box 22120
Little Rock, AR 72211
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,321
Total Mortgage Loan Application Amount $1,406,665,000
Average Mortgage Loan Application Amount $185,200
Highest Mortgage Loan Application Amount $1,405,000
Average Applicant Income $99,400
Highest Applicant Income $1,963,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Eagle Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eagle Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Eagle Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eagle Bank And Trust Company serves its applicants.

Each category highlights the total number of mortgage applications processed by Eagle Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eagle Bank And Trust Company's mortgage activity for 2021.

Mortgage Loan Application Totals for Eagle Bank And Trust Company by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski County Arkansas 924 $ 190,600,000 $ 206,000 $ 98,000
Bonneville County Idaho 822 $ 227,260,000 $ 276,000 $ 99,000
Saline County Arkansas 509 $ 111,525,000 $ 219,000 $ 96,000
DeSoto County Mississippi 498 $ 109,130,000 $ 219,000 $ 89,000
Ouachita County Louisiana 447 $ 93,445,000 $ 209,000 $ 80,000
Benton County Arkansas 375 $ 95,455,000 $ 254,000 $ 112,000
Faulkner County Arkansas 357 $ 74,065,000 $ 207,000 $ 86,000
Crittenden County Arkansas 254 $ 34,820,000 $ 137,000 $ 62,000
Washington County Arkansas 252 $ 57,310,000 $ 227,000 $ 97,000
Lee County Florida 242 $ 50,010,000 $ 206,000 $ 79,000
Cleburne County Arkansas 166 $ 30,250,000 $ 182,000 $ 98,000
Shelby County Tennessee 164 $ 46,290,000 $ 282,000 $ 124,000
Jefferson County Idaho 120 $ 35,120,000 $ 292,000 $ 92,000
Craighead County Arkansas 115 $ 21,015,000 $ 182,000 $ 75,000
Bingham County Idaho 110 $ 28,990,000 $ 263,000 $ 83,000
Lonoke County Arkansas 88 $ 17,910,000 $ 203,000 $ 89,000
Van Buren County Arkansas 46 $ 6,520,000 $ 141,000 $ 90,000
Garland County Arkansas 42 $ 7,630,000 $ 181,000 $ 118,000
Madison County Idaho 41 $ 11,195,000 $ 273,000 $ 88,000
Tate County Mississippi 39 $ 7,505,000 $ 192,000 $ 83,000
Marshall County Mississippi 37 $ 7,765,000 $ 209,000 $ 77,000
Morehouse County Louisiana 32 $ 4,900,000 $ 153,000 $ 65,000
Greene County Arkansas 27 $ 5,075,000 $ 187,000 $ 58,000
White County Arkansas 25 $ 3,315,000 $ 132,000 $ 68,000
Fremont County Idaho 25 $ 7,905,000 $ 316,000 $ 107,000
Conway County Arkansas 23 $ 3,165,000 $ 137,000 $ 66,000
Bannock County Idaho 23 $ 5,545,000 $ 241,000 $ 75,000
Union County Louisiana 20 $ 3,960,000 $ 198,000 $ 81,000
Grant County Arkansas 19 $ 4,245,000 $ 223,000 $ 88,000
Lafayette County Mississippi 18 $ 3,300,000 $ 183,000 $ 124,000
Lincoln County Louisiana 16 $ 2,890,000 $ 180,000 $ 93,000
Franklin County Louisiana 15 $ 3,145,000 $ 209,000 $ 105,000
Poinsett County Arkansas 14 $ 1,610,000 $ 115,000 $ 59,000
Ada County Idaho 14 $ 5,120,000 $ 365,000 $ 120,000
Richland County Louisiana 13 $ 2,215,000 $ 170,000 $ 82,000
Panola County Mississippi 13 $ 2,515,000 $ 193,000 $ 72,000
Hot Spring County Arkansas 12 $ 2,120,000 $ 176,000 $ 87,000
Pope County Arkansas 12 $ 2,240,000 $ 186,000 $ 72,000
Sebastian County Arkansas 12 $ 1,780,000 $ 148,000 $ 99,000
Collier County Florida 11 $ 3,125,000 $ 284,000 $ 86,000
Mississippi County Arkansas 10 $ 1,900,000 $ 190,000 $ 112,000
Yell County Arkansas 10 $ 1,690,000 $ 169,000 $ 62,000
Pinellas County Florida 10 $ 3,300,000 $ 330,000 $ 267,000
West Carroll County Louisiana 10 $ 2,020,000 $ 202,000 $ 102,000
Perry County Arkansas 9 $ 1,515,000 $ 168,000 $ 68,000
Fayette County Tennessee 9 $ 2,725,000 $ 302,000 $ 115,000
Jefferson County Arkansas 8 $ 1,350,000 $ 168,000 $ 68,000
St. Francis County Arkansas 8 $ 1,480,000 $ 185,000 $ 73,000
Crawford County Arkansas 7 $ 1,155,000 $ 165,000 $ 72,000
Teton County Idaho 7 $ 3,925,000 $ 560,000 $ 235,000
Johnson County Texas 7 $ 1,405,000 $ 200,000 $ 85,000
Johnson County Arkansas 6 $ 870,000 $ 145,000 $ 45,000
Jackson County Louisiana 6 $ 1,240,000 $ 206,000 $ 91,000
Charlotte County Florida 5 $ 865,000 $ 173,000 $ 102,000
Canyon County Idaho 5 $ 1,345,000 $ 269,000 $ 108,000
Carroll County Arkansas 4 $ 630,000 $ 157,000 $ 80,000
Clark County Arkansas 4 $ 540,000 $ 135,000 $ 54,000
Montgomery County Arkansas 4 $ 510,000 $ 127,000 $ 170,000
Union County Arkansas 4 $ 910,000 $ 227,000 $ 112,000
Rapides County Louisiana 4 $ 860,000 $ 215,000 $ 75,000
Tunica County Mississippi 4 $ 450,000 $ 112,000 $ 45,000
Harris County Texas 4 $ 960,000 $ 240,000 $ 103,000
Tarrant County Texas 4 $ 830,000 $ 207,000 $ 126,000
Jefferson County Alabama 3 $ 1,705,000 $ 568,000 $ 184,000
Arkansas County Arkansas 3 $ 375,000 $ 125,000 $ 52,000
Franklin County Arkansas 3 $ 375,000 $ 125,000 $ 94,000
Logan County Arkansas 3 $ 375,000 $ 125,000 $ 85,000
Randolph County Arkansas 3 $ 345,000 $ 115,000 $ 68,000
Stone County Arkansas 3 $ 595,000 $ 198,000 $ 83,000
Caldwell County Louisiana 3 $ 555,000 $ 185,000 $ 98,000
Coahoma County Mississippi 3 $ 215,000 $ 71,000 $ 46,000
Lee County Mississippi 3 $ 675,000 $ 225,000 $ 65,000
McDonald County Missouri 3 $ 335,000 $ 111,000 $ 172,000
Clark County Nevada 3 $ 1,045,000 $ 348,000 $ 155,000
Tulsa County Oklahoma 3 $ 825,000 $ 275,000 $ 97,000
Fort Bend County Texas 3 $ 1,595,000 $ 531,000 $ 295,000
Utah County Utah 3 $ 1,135,000 $ 378,000 $ 135,000
Washington County Utah 3 $ 1,275,000 $ 425,000 $ 166,000
Lincoln County Wyoming 3 $ 715,000 $ 238,000 $ 132,000
Columbia County Arkansas 2 $ 330,000 $ 165,000 $ 62,000
Cross County Arkansas 2 $ 230,000 $ 115,000 $ 39,000
Drew County Arkansas 2 $ 430,000 $ 215,000 $ 152,000
Independence County Arkansas 2 $ 490,000 $ 245,000 $ 79,000
Madison County Arkansas 2 $ 320,000 $ 160,000 $ 69,000
Monroe County Arkansas 2 $ 120,000 $ 60,000 $ 69,000
Polk County Arkansas 2 $ 350,000 $ 175,000 $ 82,000
Hillsborough County Florida 2 $ 500,000 $ 250,000 $ 93,000
Polk County Florida 2 $ 170,000 $ 85,000 $ 27,000
Jerome County Idaho 2 $ 540,000 $ 270,000 $ 59,000
Power County Idaho 2 $ 400,000 $ 200,000 $ 63,000
Bossier County Louisiana 2 $ 400,000 $ 200,000 $ 58,000
Caddo County Louisiana 2 $ 290,000 $ 145,000 $ 64,000
East Baton Rouge County Louisiana 2 $ 370,000 $ 185,000 $ 118,000
La Salle County Louisiana 2 $ 260,000 $ 130,000 $ 37,000
Calhoun County Mississippi 2 $ 170,000 $ 85,000 $ 64,000
Harrison County Mississippi 2 $ 250,000 $ 125,000 $ 242,000
Lauderdale County Mississippi 2 $ 520,000 $ 260,000 $ 88,000
Rankin County Mississippi 2 $ 480,000 $ 240,000 $ 101,000
Greene County Missouri 2 $ 390,000 $ 195,000 $ 68,000
Jackson County Missouri 2 $ 500,000 $ 250,000 $ 126,000
Cleveland County Oklahoma 2 $ 280,000 $ 140,000 $ 100,000
Collin County Texas 2 $ 590,000 $ 295,000 $ 301,000
Rockwall County Texas 2 $ 390,000 $ 195,000 $ 151,000
Williamson County Texas 2 $ 500,000 $ 250,000 $ 68,000
Cache County Utah 2 $ 880,000 $ 440,000 $ 167,000
Davis County Utah 2 $ 680,000 $ 340,000 $ 107,000
Baldwin County Alabama 1 $ 205,000 $ 205,000 $ 70,000
Lauderdale County Alabama 1 $ 195,000 $ 195,000 $ 80,000
Madison County Alabama 1 $ 195,000 $ 195,000 $ 112,000
Ashley County Arkansas 1 $ 155,000 $ 155,000 $ 60,000
Baxter County Arkansas 1 $ 305,000 $ 305,000 $ 182,000
Calhoun County Arkansas 1 $ 85,000 $ 85,000 $ 28,000
Clay County Arkansas 1 $ 145,000 $ 145,000 $ 56,000
Cleveland County Arkansas 1 $ 175,000 $ 175,000 $ 48,000
Izard County Arkansas 1 $ 65,000 $ 65,000 $ 71,000
Jackson County Arkansas 1 $ 45,000 $ 45,000 $ 31,000
Ouachita County Arkansas 1 $ 125,000 $ 125,000 $ 21,000
Phillips County Arkansas 1 $ 265,000 $ 265,000 $ 104,000
Brevard County Florida 1 $ 335,000 $ 335,000 $ 92,000
Broward County Florida 1 $ 125,000 $ 125,000 $ 54,000
DeSoto County Florida 1 $ 165,000 $ 165,000 $ 51,000
Escambia County Florida 1 $ 315,000 $ 315,000 $ 56,000
Orange County Florida 1 $ 205,000 $ 205,000 $ 108,000
Osceola County Florida 1 $ 145,000 $ 145,000 $ 68,000
Pasco County Florida 1 $ 315,000 $ 315,000 $ 86,000
Sarasota County Florida 1 $ 235,000 $ 235,000 $ 98,000
Seminole County Florida 1 $ 385,000 $ 385,000 $ 178,000
St. Lucie County Florida 1 $ 265,000 $ 265,000 $ 60,000
Bartow County Georgia 1 $ 315,000 $ 315,000 $ 117,000
Boundary County Idaho 1 $ 155,000 $ 155,000 $ 168,000
Butte County Idaho 1 $ 145,000 $ 145,000 $ 110,000
Caribou County Idaho 1 $ 115,000 $ 115,000 $ 75,000
Clearwater County Idaho 1 $ 295,000 $ 295,000 $ 78,000
Payette County Idaho 1 $ 475,000 $ 475,000 $ 188,000
Twin Falls County Idaho 1 $ 245,000 $ 245,000 $ 75,000
Jefferson County Kentucky 1 $ 145,000 $ 145,000 $ 45,000
Ascension County Louisiana 1 $ 595,000 $ 595,000 $ 215,000
Bienville County Louisiana 1 $ 125,000 $ 125,000 $ 80,000
Calcasieu County Louisiana 1 $ 155,000 $ 155,000 $ 82,000
Catahoula County Louisiana 1 $ 165,000 $ 165,000 $ 76,000
Concordia County Louisiana 1 $ 195,000 $ 195,000 $ 80,000
Lafayette County Louisiana 1 $ 375,000 $ 375,000 $ 150,000
St. Charles County Louisiana 1 $ 345,000 $ 345,000 $ 134,000
St. Tammany County Louisiana 1 $ 475,000 $ 475,000 $ 192,000
Tensas County Louisiana 1 $ 235,000 $ 235,000 $ 109,000
Terrebonne County Louisiana 1 $ 235,000 $ 235,000 $ 150,000
Alcorn County Mississippi 1 $ 215,000 $ 215,000 $ 50,000
Benton County Mississippi 1 $ 65,000 $ 65,000 $ 40,000
Forrest County Mississippi 1 $ 125,000 $ 125,000 $ 169,000
Hinds County Mississippi 1 $ 305,000 $ 305,000 $ 104,000
Madison County Mississippi 1 $ 215,000 $ 215,000 $ 53,000
Oktibbeha County Mississippi 1 $ 445,000 $ 445,000 $ 150,000
Warren County Mississippi 1 $ 195,000 $ 195,000 $ 65,000
Barry County Missouri 1 $ 115,000 $ 115,000 $ 33,000
Butler County Missouri 1 $ 155,000 $ 155,000 $ 34,000
Christian County Missouri 1 $ 325,000 $ 325,000 $ 77,000
Clay County Missouri 1 $ 365,000 $ 365,000 $ 138,000
Dunklin County Missouri 1 $ 165,000 $ 165,000 $ 81,000
Newton County Missouri 1 $ 365,000 $ 365,000 $ 56,000
Platte County Missouri 1 $ 295,000 $ 295,000 $ 80,000
St. Louis County Missouri 1 $ 635,000 $ 635,000 $ 182,000
Taney County Missouri 1 $ 105,000 $ 105,000 $ 71,000
Delaware County Oklahoma 1 $ 165,000 $ 165,000 $ 70,000
Oklahoma County Oklahoma 1 $ 385,000 $ 385,000 $ 104,000
Horry County South Carolina 1 $ 75,000 $ 75,000 $ 42,000
Campbell County Tennessee 1 $ 695,000 $ 695,000 $ 312,000
Chester County Tennessee 1 $ 155,000 $ 155,000 $ 44,000
Davidson County Tennessee 1 $ 575,000 $ 575,000 $ 129,000
Dyer County Tennessee 1 $ 135,000 $ 135,000 $ 56,000
Montgomery County Tennessee 1 $ 365,000 $ 365,000 $ 90,000
Tipton County Tennessee 1 $ 165,000 $ 165,000 $ 68,000
Brazoria County Texas 1 $ 275,000 $ 275,000 $ 81,000
Cass County Texas 1 $ 95,000 $ 95,000 $ 52,000
Denton County Texas 1 $ 405,000 $ 405,000 $ 221,000
Gray County Texas 1 $ 175,000 $ 175,000 $ 75,000
Hays County Texas 1 $ 385,000 $ 385,000 $ 78,000
Matagorda County Texas 1 $ 205,000 $ 205,000 $ 73,000
Milam County Texas 1 $ 235,000 $ 235,000 $ 76,000
Smith County Texas 1 $ 205,000 $ 205,000 $ 51,000
Travis County Texas 1 $ 225,000 $ 225,000 $ 138,000
Wilbarger County Texas 1 $ 115,000 $ 115,000 $ 184,000
Box Elder County Utah 1 $ 285,000 $ 285,000 $ 0
Salt Lake County Utah 1 $ 415,000 $ 415,000 $ 152,000
Sublette County Wyoming 1 $ 175,000 $ 175,000 $ 45,000

Mortgage Loan Application Detail Totals for Eagle Bank And Trust Company in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,203 $958,395,000 $228,000 $1,405,000 $90,000 $1,963,000
Refinancing 1,185 $237,505,000 $200,000 $1,295,000 $101,000 $1,963,000
Cash-out Refinancing 868 $200,500,000 $230,000 $1,225,000 $97,000 $1,458,000
Other Purpose 55 $9,265,000 $168,000 $755,000 $80,000 $300,000
Home Improvement 10 $1,000,000 $100,000 $175,000 $129,000 $331,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,922 $1,115,840,000 $226,000 $1,295,000 $96,000 $1,963,000
Black or African American 460 $84,580,000 $183,000 $635,000 $69,000 $300,000
Hispanic 417 $82,945,000 $198,000 $945,000 $71,000 $508,000
Not Provided 257 $57,855,000 $225,000 $1,405,000 $104,000 $415,000
Asian 194 $49,680,000 $256,000 $905,000 $110,000 $600,000
Not applicable 34 $7,430,000 $218,000 $1,225,000 $0 $0
American Indian or Alaskan Native 32 $7,370,000 $230,000 $535,000 $82,000 $245,000
Native Hawaiian or Other Pacific Islander 5 $965,000 $193,000 $335,000 $87,000 $182,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,606 $1,032,290,000 $224,000 $1,295,000 $101,000 $1,963,000
FHA-insured (Federal Housing Administration) 926 $185,360,000 $200,000 $375,000 $63,000 $836,000
VA-guaranteed (Veterans Administration) 433 $127,335,000 $294,000 $1,405,000 $96,000 $508,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 356 $61,680,000 $173,000 $355,000 $53,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,104 $1,152,300,000 $225,000 $1,405,000 $93,000 $1,963,000
Application Withdrawn By Applicant 965 $199,625,000 $206,000 $1,225,000 $93,000 $1,800,000
Application Denied By Financial Institution 195 $43,115,000 $221,000 $1,295,000 $97,000 $1,458,000
Application Approved But Not Accepted 50 $9,350,000 $187,000 $495,000 $84,000 $331,000
File Closed For Incompleteness 4 $1,450,000 $362,000 $425,000 $169,000 $420,000
Loan Purchased By The Institution 3 $825,000 $275,000 $475,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,126 $1,363,550,000 $222,000 $1,405,000 $93,000 $1,963,000
Credit History 66 $12,220,000 $185,000 $665,000 $102,000 $1,458,000
Collateral 51 $13,365,000 $262,000 $755,000 $104,000 $348,000
Debt-To-Income Ratio 34 $6,740,000 $198,000 $545,000 $52,000 $125,000
Other 20 $3,650,000 $182,000 $395,000 $104,000 $198,000
Unverifiable Information 12 $4,090,000 $340,000 $1,295,000 $176,000 $936,000
Employment History 6 $1,440,000 $240,000 $315,000 $70,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,610,000 $268,000 $485,000 $72,000 $124,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Eagle Bank And Trust Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Eagle Bank And Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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