Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Ocmbc, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Glendale, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,644 |
| Total Mortgage Loan Application Amount | $443,207,000 |
| Average Mortgage Loan Application Amount | $257,666 |
| Highest Mortgage Loan Application Amount | $1,829,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $961,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 489 | $ 144,948,000 | $ 296,000 | $ 74,000 |
| Riverside County California | 222 | $ 51,724,000 | $ 232,000 | $ 68,000 |
| Orange County California | 192 | $ 65,229,000 | $ 339,000 | $ 89,000 |
| San Bernardino County California | 147 | $ 30,867,000 | $ 209,000 | $ 57,000 |
| San Diego County California | 147 | $ 45,420,000 | $ 308,000 | $ 88,000 |
| Cook County Illinois | 36 | $ 7,682,000 | $ 213,000 | $ 70,000 |
| Ventura County California | 30 | $ 9,139,000 | $ 304,000 | $ 79,000 |
| Clark County Nevada | 26 | $ 5,103,000 | $ 196,000 | $ 62,000 |
| Contra Costa County California | 17 | $ 5,133,000 | $ 301,000 | $ 91,000 |
| Harris County Texas | 14 | $ 2,268,000 | $ 162,000 | $ 83,000 |
| Maricopa County Arizona | 13 | $ 2,565,000 | $ 197,000 | $ 83,000 |
| Santa Clara County California | 13 | $ 5,065,000 | $ 389,000 | $ 111,000 |
| Kern County California | 11 | $ 1,872,000 | $ 170,000 | $ 50,000 |
| Alameda County California | 10 | $ 4,188,000 | $ 418,000 | $ 103,000 |
| Fresno County California | 9 | $ 1,847,000 | $ 205,000 | $ 73,000 |
| San Joaquin County California | 9 | $ 2,192,000 | $ 243,000 | $ 98,000 |
| San Mateo County California | 7 | $ 2,725,000 | $ 389,000 | $ 84,000 |
| Collin County Texas | 7 | $ 1,434,000 | $ 204,000 | $ 100,000 |
| Sacramento County California | 6 | $ 1,262,000 | $ 210,000 | $ 79,000 |
| Montgomery County Texas | 6 | $ 949,000 | $ 158,000 | $ 39,000 |
| Orange County Florida | 5 | $ 800,000 | $ 160,000 | $ 78,000 |
| Cobb County Georgia | 5 | $ 1,376,000 | $ 275,000 | $ 138,000 |
| Lake County Indiana | 5 | $ 914,000 | $ 182,000 | $ 36,000 |
| King County Washington | 5 | $ 1,405,000 | $ 281,000 | $ 63,000 |
| Snohomish County Washington | 5 | $ 1,553,000 | $ 310,000 | $ 136,000 |
| Monterey County California | 4 | $ 1,164,000 | $ 291,000 | $ 54,000 |
| Placer County California | 4 | $ 1,317,000 | $ 329,000 | $ 90,000 |
| Solano County California | 4 | $ 1,096,000 | $ 274,000 | $ 83,000 |
| Tulare County California | 4 | $ 591,000 | $ 147,000 | $ 42,000 |
| Broward County Florida | 4 | $ 853,000 | $ 213,000 | $ 97,000 |
| Gwinnett County Georgia | 4 | $ 1,025,000 | $ 256,000 | $ 88,000 |
| Lake County Illinois | 4 | $ 699,000 | $ 174,000 | $ 36,000 |
| Anne Arundel County Maryland | 4 | $ 1,443,000 | $ 360,000 | $ 26,000 |
| Prince George's County Maryland | 4 | $ 1,089,000 | $ 272,000 | $ 70,000 |
| Bexar County Texas | 4 | $ 1,039,000 | $ 259,000 | $ 99,000 |
| Fort Bend County Texas | 4 | $ 820,000 | $ 205,000 | $ 182,000 |
| Pinal County Arizona | 3 | $ 388,000 | $ 129,000 | $ 77,000 |
| Yavapai County Arizona | 3 | $ 681,000 | $ 227,000 | $ 108,000 |
| Mariposa County California | 3 | $ 644,000 | $ 214,000 | $ 56,000 |
| San Luis Obispo County California | 3 | $ 848,000 | $ 282,000 | $ 67,000 |
| Sonoma County California | 3 | $ 633,000 | $ 211,000 | $ 50,000 |
| Elko County Nevada | 3 | $ 460,000 | $ 153,000 | $ 90,000 |
| Washington County Oregon | 3 | $ 677,000 | $ 225,000 | $ 73,000 |
| Pima County Arizona | 2 | $ 367,000 | $ 183,000 | $ 83,000 |
| Butte County California | 2 | $ 636,000 | $ 318,000 | $ 52,000 |
| San Francisco County California | 2 | $ 908,000 | $ 454,000 | $ 130,000 |
| Santa Barbara County California | 2 | $ 383,000 | $ 191,000 | $ 83,000 |
| Shasta County California | 2 | $ 253,000 | $ 126,000 | $ 42,000 |
| Stanislaus County California | 2 | $ 404,000 | $ 202,000 | $ 83,000 |
| Tuolumne County California | 2 | $ 396,000 | $ 198,000 | $ 56,000 |
| Adams County Colorado | 2 | $ 339,000 | $ 169,000 | $ 53,000 |
| Douglas County Colorado | 2 | $ 747,000 | $ 373,000 | $ 272,000 |
| Hillsborough County Florida | 2 | $ 354,000 | $ 177,000 | $ 86,000 |
| Miami-Dade County Florida | 2 | $ 358,000 | $ 179,000 | $ 66,000 |
| Pasco County Florida | 2 | $ 287,000 | $ 143,000 | $ 99,000 |
| Clayton County Georgia | 2 | $ 201,000 | $ 100,000 | $ 21,000 |
| Fulton County Georgia | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Walton County Georgia | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| DeKalb County Illinois | 2 | $ 395,000 | $ 197,000 | $ 0 |
| Kane County Illinois | 2 | $ 457,000 | $ 228,000 | $ 58,000 |
| Stephenson County Illinois | 2 | $ 181,000 | $ 90,000 | $ 51,000 |
| Will County Illinois | 2 | $ 341,000 | $ 170,000 | $ 90,000 |
| Frederick County Maryland | 2 | $ 480,000 | $ 240,000 | $ 185,000 |
| Bristol County Massachusetts | 2 | $ 644,000 | $ 322,000 | $ 259,000 |
| Suffolk County Massachusetts | 2 | $ 812,000 | $ 406,000 | $ 131,000 |
| Rio Arriba County New Mexico | 2 | $ 565,000 | $ 282,000 | $ 62,000 |
| Tulsa County Oklahoma | 2 | $ 366,000 | $ 183,000 | $ 98,000 |
| Lane County Oregon | 2 | $ 471,000 | $ 235,000 | $ 0 |
| Brazoria County Texas | 2 | $ 344,000 | $ 172,000 | $ 64,000 |
| Guadalupe County Texas | 2 | $ 417,000 | $ 208,000 | $ 29,000 |
| Hidalgo County Texas | 2 | $ 403,000 | $ 201,000 | $ 24,000 |
| Nueces County Texas | 2 | $ 257,000 | $ 128,000 | $ 22,000 |
| Tarrant County Texas | 2 | $ 505,000 | $ 252,000 | $ 59,000 |
| Travis County Texas | 2 | $ 340,000 | $ 170,000 | $ 33,000 |
| Summit County Utah | 2 | $ 776,000 | $ 388,000 | $ 213,000 |
| Utah County Utah | 2 | $ 307,000 | $ 153,000 | $ 15,000 |
| Asotin County Washington | 2 | $ 196,000 | $ 98,000 | $ 159,000 |
| La Paz County Arizona | 1 | $ 417,000 | $ 417,000 | $ 279,000 |
| Mohave County Arizona | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Kings County California | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Marin County California | 1 | $ 368,000 | $ 368,000 | $ 155,000 |
| Mendocino County California | 1 | $ 99,000 | $ 99,000 | $ 51,000 |
| Merced County California | 1 | $ 171,000 | $ 171,000 | $ 84,000 |
| Nevada County California | 1 | $ 193,000 | $ 193,000 | $ 71,000 |
| San Benito County California | 1 | $ 517,000 | $ 517,000 | $ 124,000 |
| Santa Cruz County California | 1 | $ 417,000 | $ 417,000 | $ 68,000 |
| Yolo County California | 1 | $ 184,000 | $ 184,000 | $ 38,000 |
| Boulder County Colorado | 1 | $ 517,000 | $ 517,000 | $ 161,000 |
| Larimer County Colorado | 1 | $ 227,000 | $ 227,000 | $ 44,000 |
| Bay County Florida | 1 | $ 197,000 | $ 197,000 | $ 66,000 |
| Citrus County Florida | 1 | $ 186,000 | $ 186,000 | $ 23,000 |
| Clay County Florida | 1 | $ 179,000 | $ 179,000 | $ 380,000 |
| Duval County Florida | 1 | $ 382,000 | $ 382,000 | $ 320,000 |
| Indian River County Florida | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Lee County Florida | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| St. Johns County Florida | 1 | $ 176,000 | $ 176,000 | $ 44,000 |
| Sumter County Florida | 1 | $ 149,000 | $ 149,000 | $ 83,000 |
| Bibb County Georgia | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Cherokee County Georgia | 1 | $ 242,000 | $ 242,000 | $ 100,000 |
| DeKalb County Georgia | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
| Douglas County Georgia | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Hall County Georgia | 1 | $ 238,000 | $ 238,000 | $ 98,000 |
| Paulding County Georgia | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Stephens County Georgia | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| DuPage County Illinois | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Ford County Illinois | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| McHenry County Illinois | 1 | $ 159,000 | $ 159,000 | $ 102,000 |
| McLean County Illinois | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| St. Clair County Illinois | 1 | $ 142,000 | $ 142,000 | $ 78,000 |
| Boone County Indiana | 1 | $ 229,000 | $ 229,000 | $ 78,000 |
| Hamilton County Indiana | 1 | $ 232,000 | $ 232,000 | $ 137,000 |
| Hancock County Indiana | 1 | $ 177,000 | $ 177,000 | $ 108,000 |
| Baltimore City County Maryland | 1 | $ 140,000 | $ 140,000 | $ 179,000 |
| Carroll County Maryland | 1 | $ 341,000 | $ 341,000 | $ 94,000 |
| Charles County Maryland | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Harford County Maryland | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Montgomery County Maryland | 1 | $ 348,000 | $ 348,000 | $ 117,000 |
| Barnstable County Massachusetts | 1 | $ 207,000 | $ 207,000 | $ 37,000 |
| Hampshire County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Carver County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Dakota County Minnesota | 1 | $ 163,000 | $ 163,000 | $ 44,000 |
| Hennepin County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Humboldt County Nevada | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Washoe County Nevada | 1 | $ 206,000 | $ 206,000 | $ 35,000 |
| Taos County New Mexico | 1 | $ 164,000 | $ 164,000 | $ 76,000 |
| Delaware County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Pottawatomie County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Rogers County Oklahoma | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Clackamas County Oregon | 1 | $ 424,000 | $ 424,000 | $ 279,000 |
| Brazos County Texas | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Chambers County Texas | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Comal County Texas | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Coryell County Texas | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Dallas County Texas | 1 | $ 204,000 | $ 204,000 | $ 26,000 |
| Denton County Texas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Grayson County Texas | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Gregg County Texas | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Hunt County Texas | 1 | $ 142,000 | $ 142,000 | $ 82,000 |
| Medina County Texas | 1 | $ 152,000 | $ 152,000 | $ 99,000 |
| Parker County Texas | 1 | $ 259,000 | $ 259,000 | $ 107,000 |
| Rockwall County Texas | 1 | $ 202,000 | $ 202,000 | $ 94,000 |
| San Jacinto County Texas | 1 | $ 68,000 | $ 68,000 | $ 123,000 |
| Webb County Texas | 1 | $ 186,000 | $ 186,000 | $ 116,000 |
| Wise County Texas | 1 | $ 226,000 | $ 226,000 | $ 99,000 |
| Davis County Utah | 1 | $ 151,000 | $ 151,000 | $ 29,000 |
| Washington County Utah | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Clark County Washington | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Grant County Washington | 1 | $ 201,000 | $ 201,000 | $ 103,000 |
| Skagit County Washington | 1 | $ 233,000 | $ 233,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 873 | $236,165,000 | $270,000 | $1,829,000 | $78,000 | $698,000 |
| Home Purchase | 753 | $202,818,000 | $269,000 | $1,523,000 | $75,000 | $961,000 |
| Home Improvement | 18 | $4,224,000 | $234,000 | $447,000 | $64,000 | $105,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 705 | $176,512,000 | $250,000 | $742,000 | $63,000 | $400,000 |
| White | 378 | $111,425,000 | $294,000 | $1,829,000 | $93,000 | $961,000 |
| Not Provided | 377 | $100,779,000 | $267,000 | $801,000 | $79,000 | $673,000 |
| Asian | 113 | $35,531,000 | $314,000 | $743,000 | $97,000 | $472,000 |
| Black or African American | 61 | $16,469,000 | $269,000 | $702,000 | $84,000 | $425,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,129,000 | $266,000 | $384,000 | $43,000 | $96,000 |
| American Indian or Alaskan Native | 2 | $362,000 | $181,000 | $223,000 | $70,000 | $103,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 804 | $218,694,000 | $272,000 | $743,000 | $63,000 | $425,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 784 | $206,335,000 | $263,000 | $1,829,000 | $91,000 | $961,000 |
| VA-guaranteed (Veterans Administration) | 56 | $18,178,000 | $324,000 | $676,000 | $68,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 722 | $191,572,000 | $265,000 | $801,000 | $76,000 | $425,000 |
| Application Approved But Not Accepted | 396 | $104,684,000 | $264,000 | $1,523,000 | $75,000 | $961,000 |
| Application Denied By Financial Institution | 246 | $68,381,000 | $277,000 | $1,829,000 | $79,000 | $698,000 |
| Application Withdrawn By Applicant | 169 | $48,880,000 | $289,000 | $1,070,000 | $86,000 | $331,000 |
| File Closed For Incompleteness | 111 | $29,690,000 | $267,000 | $598,000 | $67,000 | $316,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 75 | $20,734,000 | $276,000 | $682,000 | $80,000 | $280,000 |
| Debt-To-Income Ratio | 56 | $13,217,000 | $236,000 | $560,000 | $58,000 | $153,000 |
| Unverifiable Information | 36 | $10,009,000 | $278,000 | $457,000 | $64,000 | $140,000 |
| Credit History | 29 | $8,922,000 | $307,000 | $546,000 | $91,000 | $215,000 |
| Collateral | 21 | $4,990,000 | $237,000 | $560,000 | $102,000 | $673,000 |
| Credit Application Incomplete | 12 | $4,033,000 | $336,000 | $700,000 | $78,000 | $164,000 |
| Employment History | 7 | $1,757,000 | $251,000 | $473,000 | $72,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,082,000 | $216,000 | $417,000 | $59,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.