Heritage Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Heritage Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Heritage Bank 600 Century Park South Ste 200 Birmingham, AL 35226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 2,049 |
| Total Mortgage Loan Application Amount | $288,674,000 |
| Average Mortgage Loan Application Amount | $166,400 |
| Highest Mortgage Loan Application Amount | $6,630,000 |
| Average Applicant Income | $97,800 |
| Highest Applicant Income | $983,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 437 | $ 55,257,000 | $ 126,000 | $ 62,000 |
| Jefferson County Alabama | 354 | $ 59,219,000 | $ 167,000 | $ 81,000 |
| Morgan County Alabama | 254 | $ 29,093,000 | $ 114,000 | $ 66,000 |
| Shelby County Alabama | 219 | $ 39,608,000 | $ 180,000 | $ 97,000 |
| Caddo County Louisiana | 75 | $ 8,217,000 | $ 109,000 | $ 63,000 |
| Limestone County Alabama | 62 | $ 7,169,000 | $ 115,000 | $ 55,000 |
| Tuscaloosa County Alabama | 50 | $ 6,570,000 | $ 131,000 | $ 69,000 |
| Bossier County Louisiana | 42 | $ 5,808,000 | $ 138,000 | $ 101,000 |
| Marshall County Alabama | 34 | $ 4,521,000 | $ 132,000 | $ 112,000 |
| East Baton Rouge County Louisiana | 34 | $ 6,443,000 | $ 189,000 | $ 140,000 |
| St. Clair County Alabama | 33 | $ 4,042,000 | $ 122,000 | $ 60,000 |
| Lawrence County Alabama | 29 | $ 3,424,000 | $ 118,000 | $ 62,000 |
| Talladega County Alabama | 29 | $ 3,912,000 | $ 134,000 | $ 57,000 |
| Baldwin County Alabama | 20 | $ 5,834,000 | $ 291,000 | $ 246,000 |
| Pike County Mississippi | 20 | $ 2,419,000 | $ 120,000 | $ 58,000 |
| Houston County Alabama | 15 | $ 2,153,000 | $ 143,000 | $ 67,000 |
| Calcasieu County Louisiana | 14 | $ 1,439,000 | $ 102,000 | $ 61,000 |
| Blount County Alabama | 13 | $ 1,359,000 | $ 104,000 | $ 54,000 |
| Harris County Texas | 12 | $ 1,169,000 | $ 97,000 | $ 51,000 |
| Oktibbeha County Mississippi | 11 | $ 1,130,000 | $ 102,000 | $ 63,000 |
| Dallas County Texas | 11 | $ 2,221,000 | $ 201,000 | $ 136,000 |
| Vernon County Louisiana | 10 | $ 970,000 | $ 97,000 | $ 78,000 |
| Rapides County Louisiana | 9 | $ 1,071,000 | $ 119,000 | $ 75,000 |
| DeKalb County Alabama | 8 | $ 928,000 | $ 116,000 | $ 87,000 |
| Winston County Alabama | 8 | $ 1,195,000 | $ 149,000 | $ 108,000 |
| Brevard County Florida | 8 | $ 1,453,000 | $ 181,000 | $ 85,000 |
| Ascension County Louisiana | 8 | $ 1,187,000 | $ 148,000 | $ 62,000 |
| Hinds County Mississippi | 8 | $ 397,000 | $ 49,000 | $ 50,000 |
| Collin County Texas | 8 | $ 1,282,000 | $ 160,000 | $ 83,000 |
| Barbour County Alabama | 7 | $ 648,000 | $ 92,000 | $ 49,000 |
| Avoyelles County Louisiana | 7 | $ 915,000 | $ 130,000 | $ 60,000 |
| Ouachita County Louisiana | 7 | $ 834,000 | $ 119,000 | $ 65,000 |
| Webster County Louisiana | 7 | $ 700,000 | $ 100,000 | $ 55,000 |
| Livingston County Louisiana | 6 | $ 696,000 | $ 116,000 | $ 41,000 |
| St. Tammany County Louisiana | 6 | $ 928,000 | $ 154,000 | $ 79,000 |
| Pontotoc County Mississippi | 6 | $ 535,000 | $ 89,000 | $ 45,000 |
| Lee County Alabama | 5 | $ 376,000 | $ 75,000 | $ 86,000 |
| Forrest County Mississippi | 5 | $ 638,000 | $ 127,000 | $ 41,000 |
| Chilton County Alabama | 4 | $ 922,000 | $ 230,000 | $ 129,000 |
| Etowah County Alabama | 4 | $ 588,000 | $ 147,000 | $ 100,000 |
| Hale County Alabama | 4 | $ 423,000 | $ 105,000 | $ 59,000 |
| Tallapoosa County Alabama | 4 | $ 579,000 | $ 144,000 | $ 92,000 |
| Jefferson County Louisiana | 4 | $ 854,000 | $ 213,000 | $ 102,000 |
| Lee County Mississippi | 4 | $ 830,000 | $ 207,000 | $ 189,000 |
| Clay County Alabama | 3 | $ 373,000 | $ 124,000 | $ 60,000 |
| Cullman County Alabama | 3 | $ 465,000 | $ 155,000 | $ 112,000 |
| Lauderdale County Alabama | 3 | $ 337,000 | $ 112,000 | $ 92,000 |
| Walker County Alabama | 3 | $ 442,000 | $ 147,000 | $ 80,000 |
| Grenada County Mississippi | 3 | $ 359,000 | $ 119,000 | $ 58,000 |
| Rankin County Mississippi | 3 | $ 553,000 | $ 184,000 | $ 59,000 |
| Union County Mississippi | 3 | $ 229,000 | $ 76,000 | $ 79,000 |
| Knox County Tennessee | 3 | $ 286,000 | $ 95,000 | $ 39,000 |
| Rutherford County Tennessee | 3 | $ 354,000 | $ 118,000 | $ 70,000 |
| Brazoria County Texas | 3 | $ 338,000 | $ 112,000 | $ 75,000 |
| Tarrant County Texas | 3 | $ 398,000 | $ 132,000 | $ 48,000 |
| Bibb County Alabama | 2 | $ 264,000 | $ 132,000 | $ 32,000 |
| Coffee County Alabama | 2 | $ 238,000 | $ 119,000 | $ 45,000 |
| Colbert County Alabama | 2 | $ 121,000 | $ 60,000 | $ 28,000 |
| Coosa County Alabama | 2 | $ 344,000 | $ 172,000 | $ 94,000 |
| Dale County Alabama | 2 | $ 285,000 | $ 142,000 | $ 85,000 |
| Elmore County Alabama | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Fayette County Alabama | 2 | $ 155,000 | $ 77,000 | $ 128,000 |
| Henry County Alabama | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Mobile County Alabama | 2 | $ 288,000 | $ 144,000 | $ 79,000 |
| Montgomery County Alabama | 2 | $ 160,000 | $ 80,000 | $ 29,000 |
| Maricopa County Arizona | 2 | $ 311,000 | $ 155,000 | $ 57,000 |
| Bay County Florida | 2 | $ 415,000 | $ 207,000 | $ 101,000 |
| Escambia County Florida | 2 | $ 465,000 | $ 232,000 | $ 231,000 |
| Okaloosa County Florida | 2 | $ 1,224,000 | $ 612,000 | $ 209,000 |
| Walton County Florida | 2 | $ 418,000 | $ 209,000 | $ 127,000 |
| Beauregard County Louisiana | 2 | $ 183,000 | $ 91,000 | $ 50,000 |
| East Feliciana County Louisiana | 2 | $ 125,000 | $ 62,000 | $ 77,000 |
| Natchitoches County Louisiana | 2 | $ 304,000 | $ 152,000 | $ 74,000 |
| Choctaw County Mississippi | 2 | $ 129,000 | $ 64,000 | $ 48,000 |
| Clay County Mississippi | 2 | $ 336,000 | $ 168,000 | $ 53,000 |
| Jones County Mississippi | 2 | $ 275,000 | $ 137,000 | $ 120,000 |
| Monroe County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Houston County Tennessee | 2 | $ 195,000 | $ 97,000 | $ 69,000 |
| Lincoln County Tennessee | 2 | $ 278,000 | $ 139,000 | $ 106,000 |
| Grayson County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 340,000 |
| Calhoun County Alabama | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Covington County Alabama | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Greene County Alabama | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Jackson County Alabama | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Marengo County Alabama | 1 | $ 27,000 | $ 27,000 | $ 28,000 |
| Sumter County Alabama | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Clay County Florida | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Hillsborough County Florida | 1 | $ 464,000 | $ 464,000 | $ 161,000 |
| Lee County Florida | 1 | $ 297,000 | $ 297,000 | $ 702,000 |
| Santa Rosa County Florida | 1 | $ 271,000 | $ 271,000 | $ 118,000 |
| Early County Georgia | 1 | $ 94,000 | $ 94,000 | $ 77,000 |
| Fulton County Georgia | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Pickens County Georgia | 1 | $ 287,000 | $ 287,000 | $ 170,000 |
| Putnam County Georgia | 1 | $ 334,000 | $ 334,000 | $ 250,000 |
| Fayette County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Evangeline County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 40,000 |
| Grant County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Jefferson Davis County Louisiana | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
| Lafayette County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Lafourche County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 120,000 |
| Lincoln County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 154,000 |
| Richland County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| St. Charles County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| St. Landry County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| West Carroll County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Adams County Mississippi | 1 | $ 232,000 | $ 232,000 | $ 284,000 |
| Calhoun County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 17,000 |
| Chickasaw County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 99,000 |
| Covington County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Jackson County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 82,000 |
| Jasper County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| Lamar County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 23,000 |
| Lincoln County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
| Lowndes County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 77,000 |
| Madison County Mississippi | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Marshall County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Perry County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Prentiss County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Tishomingo County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Walthall County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 43,000 |
| Otero County New Mexico | 1 | $ 109,000 | $ 109,000 | $ 115,000 |
| Ashe County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 179,000 |
| Loudon County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Sevier County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 152,000 |
| Denton County Texas | 1 | $ 171,000 | $ 171,000 | $ 56,000 |
| Guadalupe County Texas | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Hays County Texas | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Lubbock County Texas | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Matagorda County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Rockwall County Texas | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Williamson County Texas | 1 | $ 128,000 | $ 128,000 | $ 131,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Heritage Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,291 | $177,625,000 | $169,909 | $6,630,000 | $108,909 | $983,000 |
| Refinancing | 754 | $110,471,000 | $164,375 | $1,000,000 | $87,875 | $765,000 |
| Home Improvement | 4 | $578,000 | $144,000 | $540,000 | $55,000 | $145,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,834 | $256,959,000 | $166,636 | $1,000,000 | $95,545 | $983,000 |
| Black or African American | 116 | $13,166,000 | $93,000 | $620,000 | $71,750 | $765,000 |
| Asian | 29 | $4,649,000 | $165,750 | $450,000 | $134,750 | $600,000 |
| Not Provided | 27 | $3,154,000 | $169,750 | $300,000 | $225,250 | $702,000 |
| Hispanic | 26 | $2,408,000 | $93,250 | $216,000 | $50,250 | $101,000 |
| Not applicable | 9 | $7,365,000 | $818,000 | $6,630,000 | $5,000 | $65,000 |
| American Indian or Alaskan Native | 7 | $868,000 | $102,000 | $329,000 | $59,666 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $64,000 | $64,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,011 | $284,648,000 | $163,727 | $6,630,000 | $98,000 | $983,000 |
| FHA-insured (Federal Housing Administration) | 28 | $2,463,000 | $87,000 | $152,000 | $38,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,563,000 | $156,000 | $223,000 | $41,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,885 | $266,698,000 | $163,909 | $6,630,000 | $97,272 | $983,000 |
| Application Approved But Not Accepted | 76 | $11,132,000 | $146,400 | $910,000 | $79,400 | $514,000 |
| Application Withdrawn By Applicant | 44 | $5,409,000 | $122,000 | $644,000 | $70,000 | $192,000 |
| Application Denied By Financial Institution | 41 | $5,009,000 | $127,600 | $397,000 | $75,000 | $310,000 |
| Loan Purchased By The Institution | 2 | $300,000 | $150,000 | $184,000 | $58,000 | $68,000 |
| File Closed For Incompleteness | 1 | $126,000 | $126,000 | $126,000 | $62,000 | $62,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $1,315,000 | $126,333 | $186,000 | $55,000 | $122,000 |
| Debt-To-Income Ratio | 11 | $1,323,000 | $94,333 | $397,000 | $47,666 | $80,000 |
| Other | 5 | $522,000 | $108,500 | $152,000 | $58,500 | $117,000 |
| Collateral | 4 | $331,000 | $82,000 | $122,000 | $39,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $437,000 | $218,000 | $330,000 | $104,000 | $134,000 |
| Unverifiable Information | 1 | $113,000 | $113,000 | $113,000 | $37,000 | $37,000 |
| Credit Application Incomplete | 1 | $224,000 | $224,000 | $224,000 | $151,000 | $151,000 |
| Employment History | 1 | $57,000 | $57,000 | $57,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.