Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Heritage Bank National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Heritage Bank National Association 100 South Street W Spicer, MN 56288 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2013 2012 |
Total Number of Mortgage Applications | 606 |
Total Mortgage Loan Application Amount | $133,190,000 |
Average Mortgage Loan Application Amount | $172,200 |
Highest Mortgage Loan Application Amount | $7,505,000 |
Average Applicant Income | $104,200 |
Highest Applicant Income | $1,104,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Kandiyohi County Minnesota | 198 | $ 35,510,000 | $ 179,000 | $ 98,000 |
Woodbury County Iowa | 60 | $ 14,930,000 | $ 248,000 | $ 66,000 |
Minnehaha County South Dakota | 40 | $ 9,270,000 | $ 231,000 | $ 97,000 |
Chippewa County Minnesota | 14 | $ 1,800,000 | $ 128,000 | $ 84,000 |
Hennepin County Minnesota | 14 | $ 4,120,000 | $ 294,000 | $ 138,000 |
Lincoln County South Dakota | 14 | $ 4,490,000 | $ 320,000 | $ 114,000 |
Stearns County Minnesota | 13 | $ 2,565,000 | $ 197,000 | $ 94,000 |
Plymouth County Iowa | 12 | $ 1,630,000 | $ 135,000 | $ 71,000 |
Wright County Minnesota | 12 | $ 2,410,000 | $ 200,000 | $ 97,000 |
Swift County Minnesota | 10 | $ 1,260,000 | $ 126,000 | $ 76,000 |
Buena Vista County Iowa | 8 | $ 840,000 | $ 105,000 | $ 79,000 |
Dakota County Minnesota | 8 | $ 1,940,000 | $ 242,000 | $ 88,000 |
Ramsey County Minnesota | 8 | $ 1,580,000 | $ 197,000 | $ 148,000 |
Scott County Minnesota | 6 | $ 2,180,000 | $ 363,000 | $ 157,000 |
Benton County Minnesota | 5 | $ 675,000 | $ 135,000 | $ 114,000 |
Mille Lacs County Minnesota | 5 | $ 445,000 | $ 89,000 | $ 76,000 |
Otter Tail County Minnesota | 5 | $ 365,000 | $ 73,000 | $ 57,000 |
Washington County Minnesota | 5 | $ 2,275,000 | $ 455,000 | $ 212,000 |
Crow Wing County Minnesota | 4 | $ 690,000 | $ 172,000 | $ 160,000 |
Isanti County Minnesota | 4 | $ 730,000 | $ 182,000 | $ 71,000 |
Itasca County Minnesota | 4 | $ 540,000 | $ 135,000 | $ 88,000 |
Meeker County Minnesota | 4 | $ 710,000 | $ 177,000 | $ 251,000 |
Pope County Minnesota | 4 | $ 950,000 | $ 237,000 | $ 168,000 |
Renville County Minnesota | 4 | $ 680,000 | $ 170,000 | $ 113,000 |
Rice County Minnesota | 4 | $ 530,000 | $ 132,000 | $ 105,000 |
St. Louis County Minnesota | 4 | $ 280,000 | $ 70,000 | $ 61,000 |
Douglas County Nebraska | 4 | $ 2,810,000 | $ 702,000 | $ 117,000 |
Union County South Dakota | 4 | $ 770,000 | $ 192,000 | $ 78,000 |
Yankton County South Dakota | 4 | $ 1,110,000 | $ 277,000 | $ 42,000 |
Clay County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 89,000 |
Goodhue County Minnesota | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
Lyon County Minnesota | 3 | $ 565,000 | $ 188,000 | $ 84,000 |
Pipestone County Minnesota | 3 | $ 115,000 | $ 38,000 | $ 25,000 |
Sherburne County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 127,000 |
Waseca County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 62,000 |
Collier County Florida | 2 | $ 500,000 | $ 250,000 | $ 235,000 |
Miami-Dade County Florida | 2 | $ 1,480,000 | $ 740,000 | $ 300,000 |
Calhoun County Iowa | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
Ida County Iowa | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
Sac County Iowa | 2 | $ 360,000 | $ 180,000 | $ 55,000 |
Aitkin County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 75,000 |
Anoka County Minnesota | 2 | $ 840,000 | $ 420,000 | $ 149,000 |
Brown County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 15,000 |
Carlton County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
Carver County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 151,000 |
Douglas County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 71,000 |
Hubbard County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 91,000 |
Kanabec County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
Lake County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 97,000 |
McLeod County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 0 |
Olmsted County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 54,000 |
Polk County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
Steele County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
Cass County North Dakota | 2 | $ 510,000 | $ 255,000 | $ 119,000 |
McKenzie County North Dakota | 2 | $ 670,000 | $ 335,000 | $ 164,000 |
Brookings County South Dakota | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
Butte County South Dakota | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
St. Croix County Wisconsin | 2 | $ 730,000 | $ 365,000 | $ 111,000 |
Pinal County Arizona | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
Orange County California | 1 | $ 1,325,000 | $ 1,325,000 | $ 358,000 |
Denver County Colorado | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
Hartford County Connecticut | 1 | $ 765,000 | $ 765,000 | $ 347,000 |
Duval County Florida | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
Sarasota County Florida | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
Bonneville County Idaho | 1 | $ 515,000 | $ 515,000 | $ 450,000 |
St. Joseph County Indiana | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
Cherokee County Iowa | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
Dickinson County Iowa | 1 | $ 105,000 | $ 105,000 | $ 230,000 |
Emmet County Iowa | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
Lyon County Iowa | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
Polk County Iowa | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
Pottawattamie County Iowa | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
Sioux County Iowa | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
Webster County Iowa | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
Beltrami County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
Blue Earth County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
Cass County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 1,104,000 |
Clearwater County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 290,000 |
Cook County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
Faribault County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
Houston County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
Koochiching County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
Lac qui Parle County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 91,000 |
Le Sueur County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
Lincoln County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
Marshall County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
Martin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
Morrison County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
Mower County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
Pine County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
Red Lake County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
Redwood County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
Stevens County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
Todd County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
Watonwan County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
Wilkin County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
Dakota County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 0 |
Sarpy County Nebraska | 1 | $ 2,685,000 | $ 2,685,000 | $ 0 |
Washoe County Nevada | 1 | $ 595,000 | $ 595,000 | $ 210,000 |
Broome County New York | 1 | $ 665,000 | $ 665,000 | $ 450,000 |
Queens County New York | 1 | $ 805,000 | $ 805,000 | $ 490,000 |
Alamance County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 380,000 |
Beadle County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
Bon Homme County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 0 |
Brown County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
Clay County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
Grant County South Dakota | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
Haakon County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
Hughes County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
Lake County South Dakota | 1 | $ 995,000 | $ 995,000 | $ 0 |
Harris County Texas | 1 | $ 1,185,000 | $ 1,185,000 | $ 478,000 |
Travis County Texas | 1 | $ 705,000 | $ 705,000 | $ 307,000 |
Morgan County Utah | 1 | $ 705,000 | $ 705,000 | $ 235,000 |
Pierce County Washington | 1 | $ 795,000 | $ 795,000 | $ 299,000 |
Buffalo County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
Eau Claire County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
Manitowoc County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 464,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 415 | $92,055,000 | $221,000 | $7,505,000 | $97,000 | $500,000 |
Refinancing | 88 | $26,420,000 | $300,000 | $2,685,000 | $147,000 | $1,104,000 |
Cash-out Refinancing | 59 | $11,565,000 | $196,000 | $725,000 | $100,000 | $698,000 |
Home Improvement | 30 | $2,110,000 | $70,000 | $505,000 | $89,000 | $195,000 |
Other Purpose | 14 | $1,040,000 | $74,000 | $335,000 | $88,000 | $137,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 513 | $96,535,000 | $188,000 | $1,325,000 | $104,000 | $1,104,000 |
Not applicable | 48 | $27,510,000 | $573,000 | $7,505,000 | $0 | $0 |
Hispanic | 24 | $3,720,000 | $155,000 | $365,000 | $60,000 | $155,000 |
Not Provided | 7 | $1,015,000 | $145,000 | $225,000 | $71,000 | $160,000 |
Black or African American | 5 | $1,945,000 | $389,000 | $1,185,000 | $165,000 | $478,000 |
Asian | 4 | $1,250,000 | $312,000 | $805,000 | $163,000 | $490,000 |
American Indian or Alaskan Native | 3 | $275,000 | $91,000 | $175,000 | $41,000 | $51,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 517 | $118,475,000 | $229,000 | $7,505,000 | $109,000 | $805,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $9,865,000 | $147,000 | $335,000 | $54,000 | $97,000 |
FHA-insured (Federal Housing Administration) | 21 | $4,315,000 | $205,000 | $365,000 | $82,000 | $155,000 |
VA-guaranteed (Veterans Administration) | 1 | $535,000 | $535,000 | $535,000 | $1,104,000 | $1,104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 512 | $112,300,000 | $219,000 | $7,505,000 | $101,000 | $596,000 |
Application Denied By Financial Institution | 47 | $10,575,000 | $225,000 | $1,925,000 | $76,000 | $237,000 |
Application Withdrawn By Applicant | 46 | $10,150,000 | $220,000 | $795,000 | $147,000 | $1,104,000 |
Application Approved But Not Accepted | 1 | $165,000 | $165,000 | $165,000 | $45,000 | $45,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 559 | $122,615,000 | $219,000 | $7,505,000 | $105,000 | $1,104,000 |
Credit History | 21 | $3,515,000 | $167,000 | $365,000 | $89,000 | $199,000 |
Debt-To-Income Ratio | 14 | $2,300,000 | $164,000 | $335,000 | $67,000 | $237,000 |
Collateral | 7 | $555,000 | $79,000 | $145,000 | $55,000 | $98,000 |
Employment History | 3 | $4,185,000 | $1,395,000 | $1,925,000 | $0 | $0 |
Other | 2 | $20,000 | $10,000 | $15,000 | $80,000 | $105,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.