Home Capital Funding Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Home Capital Funding Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Capital Funding Inc 3131 Camino Del Rio North Suite 310 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,752 |
| Total Mortgage Loan Application Amount | $1,982,709,000 |
| Average Mortgage Loan Application Amount | $254,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $104,500 |
| Highest Applicant Income | $1,807,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Home Capital Funding Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Capital Funding Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Home Capital Funding Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Capital Funding Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Capital Funding Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Capital Funding Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 1,893 | $ 553,616,000 | $ 292,000 | $ 109,000 |
| Maricopa County Arizona | 1,034 | $ 195,874,000 | $ 189,000 | $ 82,000 |
| Los Angeles County California | 546 | $ 185,048,000 | $ 338,000 | $ 125,000 |
| Riverside County California | 498 | $ 141,426,000 | $ 283,000 | $ 106,000 |
| Orange County California | 287 | $ 100,961,000 | $ 351,000 | $ 140,000 |
| Clark County Nevada | 265 | $ 72,225,000 | $ 272,000 | $ 122,000 |
| Bernalillo County New Mexico | 206 | $ 32,067,000 | $ 155,000 | $ 70,000 |
| Shasta County California | 180 | $ 32,095,000 | $ 178,000 | $ 90,000 |
| Imperial County California | 178 | $ 36,016,000 | $ 202,000 | $ 73,000 |
| San Bernardino County California | 155 | $ 43,168,000 | $ 278,000 | $ 119,000 |
| Denver County Colorado | 144 | $ 28,373,000 | $ 197,000 | $ 75,000 |
| Sacramento County California | 139 | $ 36,052,000 | $ 259,000 | $ 106,000 |
| Arapahoe County Colorado | 117 | $ 22,012,000 | $ 188,000 | $ 82,000 |
| Adams County Colorado | 110 | $ 18,918,000 | $ 171,000 | $ 80,000 |
| Stanislaus County California | 66 | $ 15,982,000 | $ 242,000 | $ 90,000 |
| Pima County Arizona | 64 | $ 10,728,000 | $ 167,000 | $ 60,000 |
| San Joaquin County California | 62 | $ 14,601,000 | $ 235,000 | $ 106,000 |
| Pinal County Arizona | 61 | $ 11,250,000 | $ 184,000 | $ 85,000 |
| Fresno County California | 59 | $ 12,423,000 | $ 210,000 | $ 88,000 |
| Jefferson County Colorado | 56 | $ 10,978,000 | $ 196,000 | $ 81,000 |
| Contra Costa County California | 53 | $ 18,496,000 | $ 348,000 | $ 173,000 |
| Santa Clara County California | 52 | $ 17,865,000 | $ 343,000 | $ 97,000 |
| Sandoval County New Mexico | 51 | $ 9,536,000 | $ 186,000 | $ 94,000 |
| El Paso County Colorado | 47 | $ 8,867,000 | $ 188,000 | $ 87,000 |
| Hillsborough County Florida | 43 | $ 8,509,000 | $ 197,000 | $ 117,000 |
| Placer County California | 42 | $ 12,699,000 | $ 302,000 | $ 165,000 |
| Alameda County California | 39 | $ 14,379,000 | $ 368,000 | $ 168,000 |
| Brevard County Florida | 39 | $ 5,570,000 | $ 142,000 | $ 95,000 |
| King County Washington | 36 | $ 12,494,000 | $ 347,000 | $ 210,000 |
| Kern County California | 35 | $ 7,363,000 | $ 210,000 | $ 115,000 |
| Douglas County Colorado | 34 | $ 12,476,000 | $ 366,000 | $ 128,000 |
| Tehama County California | 33 | $ 7,010,000 | $ 212,000 | $ 57,000 |
| Palm Beach County Florida | 32 | $ 9,566,000 | $ 298,000 | $ 178,000 |
| Solano County California | 31 | $ 10,781,000 | $ 347,000 | $ 123,000 |
| Butte County California | 30 | $ 6,677,000 | $ 222,000 | $ 63,000 |
| Pierce County Washington | 29 | $ 5,113,000 | $ 176,000 | $ 80,000 |
| Ventura County California | 28 | $ 10,947,000 | $ 390,000 | $ 143,000 |
| Broward County Florida | 26 | $ 6,959,000 | $ 267,000 | $ 128,000 |
| Orange County Florida | 26 | $ 4,597,000 | $ 176,000 | $ 47,000 |
| Multnomah County Oregon | 25 | $ 5,164,000 | $ 206,000 | $ 87,000 |
| Weld County Colorado | 23 | $ 5,691,000 | $ 247,000 | $ 93,000 |
| Miami-Dade County Florida | 23 | $ 7,238,000 | $ 314,000 | $ 162,000 |
| Honolulu County Hawaii | 23 | $ 7,024,000 | $ 305,000 | $ 109,000 |
| Merced County California | 20 | $ 4,178,000 | $ 208,000 | $ 85,000 |
| Clark County Washington | 20 | $ 5,523,000 | $ 276,000 | $ 84,000 |
| Duval County Florida | 18 | $ 2,272,000 | $ 126,000 | $ 61,000 |
| Mohave County Arizona | 17 | $ 2,842,000 | $ 167,000 | $ 128,000 |
| Yolo County California | 17 | $ 3,618,000 | $ 212,000 | $ 73,000 |
| Jackson County Missouri | 17 | $ 1,128,000 | $ 66,000 | $ 453,000 |
| Santa Fe County New Mexico | 17 | $ 3,556,000 | $ 209,000 | $ 98,000 |
| Boulder County Colorado | 16 | $ 3,286,000 | $ 205,000 | $ 38,000 |
| Marion County Florida | 16 | $ 3,536,000 | $ 221,000 | $ 91,000 |
| Clackamas County Oregon | 16 | $ 4,529,000 | $ 283,000 | $ 74,000 |
| Salt Lake County Utah | 16 | $ 3,204,000 | $ 200,000 | $ 100,000 |
| Sonoma County California | 15 | $ 4,853,000 | $ 323,000 | $ 73,000 |
| Sutter County California | 15 | $ 2,850,000 | $ 190,000 | $ 69,000 |
| Washoe County Nevada | 14 | $ 2,634,000 | $ 188,000 | $ 38,000 |
| Yuma County Arizona | 13 | $ 1,621,000 | $ 124,000 | $ 78,000 |
| Pueblo County Colorado | 13 | $ 1,796,000 | $ 138,000 | $ 75,000 |
| Osceola County Florida | 13 | $ 2,699,000 | $ 207,000 | $ 81,000 |
| Pinellas County Florida | 13 | $ 1,943,000 | $ 149,000 | $ 118,000 |
| Monterey County California | 12 | $ 3,845,000 | $ 320,000 | $ 95,000 |
| Santa Barbara County California | 11 | $ 5,581,000 | $ 507,000 | $ 167,000 |
| Maui County Hawaii | 11 | $ 3,395,000 | $ 308,000 | $ 143,000 |
| Prince George's County Maryland | 11 | $ 2,846,000 | $ 258,000 | $ 86,000 |
| Washington County Oregon | 11 | $ 1,843,000 | $ 167,000 | $ 139,000 |
| Snohomish County Washington | 11 | $ 2,674,000 | $ 243,000 | $ 117,000 |
| El Dorado County California | 10 | $ 3,167,000 | $ 316,000 | $ 153,000 |
| Siskiyou County California | 10 | $ 2,137,000 | $ 213,000 | $ 35,000 |
| Santa Cruz County Arizona | 9 | $ 1,512,000 | $ 168,000 | $ 109,000 |
| Collier County Florida | 9 | $ 3,037,000 | $ 337,000 | $ 113,000 |
| Polk County Florida | 9 | $ 2,077,000 | $ 230,000 | $ 93,000 |
| San Luis Obispo County California | 8 | $ 3,794,000 | $ 474,000 | $ 216,000 |
| San Mateo County California | 8 | $ 4,119,000 | $ 514,000 | $ 191,000 |
| Larimer County Colorado | 8 | $ 1,371,000 | $ 171,000 | $ 116,000 |
| Manatee County Florida | 8 | $ 1,746,000 | $ 218,000 | $ 125,000 |
| Baltimore County Maryland | 8 | $ 1,453,000 | $ 181,000 | $ 73,000 |
| Cochise County Arizona | 7 | $ 957,000 | $ 136,000 | $ 65,000 |
| Yavapai County Arizona | 7 | $ 2,027,000 | $ 289,000 | $ 157,000 |
| Nevada County California | 7 | $ 2,114,000 | $ 302,000 | $ 74,000 |
| San Francisco County California | 7 | $ 2,333,000 | $ 333,000 | $ 109,000 |
| Mesa County Colorado | 7 | $ 1,768,000 | $ 252,000 | $ 77,000 |
| Lee County Florida | 7 | $ 2,504,000 | $ 357,000 | $ 106,000 |
| St. Lucie County Florida | 7 | $ 783,000 | $ 111,000 | $ 106,000 |
| Dona Ana County New Mexico | 7 | $ 1,117,000 | $ 159,000 | $ 79,000 |
| Tulsa County Oklahoma | 7 | $ 2,052,000 | $ 293,000 | $ 172,000 |
| Lane County Oregon | 7 | $ 1,410,000 | $ 201,000 | $ 104,000 |
| Tulare County California | 6 | $ 801,000 | $ 133,000 | $ 85,000 |
| Charlotte County Florida | 6 | $ 2,362,000 | $ 393,000 | $ 197,000 |
| Pasco County Florida | 6 | $ 1,034,000 | $ 172,000 | $ 62,000 |
| Valencia County New Mexico | 6 | $ 798,000 | $ 133,000 | $ 56,000 |
| Deschutes County Oregon | 6 | $ 2,113,000 | $ 352,000 | $ 229,000 |
| Washington County Utah | 6 | $ 952,000 | $ 158,000 | $ 161,000 |
| Thurston County Washington | 6 | $ 1,145,000 | $ 190,000 | $ 90,000 |
| Coconino County Arizona | 5 | $ 6,791,000 | $ 1,358,000 | $ 350,000 |
| Napa County California | 5 | $ 2,169,000 | $ 433,000 | $ 234,000 |
| Broomfield County Colorado | 5 | $ 744,000 | $ 148,000 | $ 39,000 |
| Seminole County Florida | 5 | $ 740,000 | $ 148,000 | $ 112,000 |
| Volusia County Florida | 5 | $ 880,000 | $ 176,000 | $ 100,000 |
| Carson City County Nevada | 5 | $ 781,000 | $ 156,000 | $ 71,000 |
| Douglas County Nevada | 5 | $ 1,698,000 | $ 339,000 | $ 136,000 |
| Navajo County Arizona | 4 | $ 458,000 | $ 114,000 | $ 38,000 |
| Colusa County California | 4 | $ 852,000 | $ 213,000 | $ 0 |
| Madera County California | 4 | $ 1,024,000 | $ 256,000 | $ 163,000 |
| Santa Cruz County California | 4 | $ 1,003,000 | $ 250,000 | $ 44,000 |
| Eagle County Colorado | 4 | $ 733,000 | $ 183,000 | $ 85,000 |
| Summit County Colorado | 4 | $ 1,499,000 | $ 374,000 | $ 166,000 |
| Clay County Florida | 4 | $ 913,000 | $ 228,000 | $ 76,000 |
| Escambia County Florida | 4 | $ 616,000 | $ 154,000 | $ 61,000 |
| Monroe County Florida | 4 | $ 2,342,000 | $ 585,000 | $ 231,000 |
| Sarasota County Florida | 4 | $ 613,000 | $ 153,000 | $ 193,000 |
| Baltimore City County Maryland | 4 | $ 1,378,000 | $ 344,000 | $ 182,000 |
| Cecil County Maryland | 4 | $ 868,000 | $ 217,000 | $ 117,000 |
| St. Louis County Missouri | 4 | $ 407,000 | $ 101,000 | $ 109,000 |
| Lyon County Nevada | 4 | $ 459,000 | $ 114,000 | $ 71,000 |
| Torrance County New Mexico | 4 | $ 456,000 | $ 114,000 | $ 52,000 |
| Linn County Oregon | 4 | $ 390,000 | $ 97,000 | $ 21,000 |
| Marion County Oregon | 4 | $ 1,173,000 | $ 293,000 | $ 111,000 |
| Wasatch County Utah | 4 | $ 1,389,000 | $ 347,000 | $ 183,000 |
| Clallam County Washington | 4 | $ 1,216,000 | $ 304,000 | $ 563,000 |
| Graham County Arizona | 3 | $ 523,000 | $ 174,000 | $ 60,000 |
| Lake County California | 3 | $ 536,000 | $ 178,000 | $ 128,000 |
| Lassen County California | 3 | $ 267,000 | $ 89,000 | $ 52,000 |
| Yuba County California | 3 | $ 432,000 | $ 144,000 | $ 85,000 |
| Clear Creek County Colorado | 3 | $ 800,000 | $ 266,000 | $ 30,000 |
| Hernando County Florida | 3 | $ 530,000 | $ 176,000 | $ 46,000 |
| Indian River County Florida | 3 | $ 324,000 | $ 108,000 | $ 322,000 |
| St. Johns County Florida | 3 | $ 1,583,000 | $ 527,000 | $ 162,000 |
| Kauai County Hawaii | 3 | $ 1,450,000 | $ 483,000 | $ 123,000 |
| Colfax County New Mexico | 3 | $ 483,000 | $ 161,000 | $ 99,000 |
| Roosevelt County New Mexico | 3 | $ 414,000 | $ 138,000 | $ 60,000 |
| San Juan County New Mexico | 3 | $ 629,000 | $ 209,000 | $ 84,000 |
| San Miguel County New Mexico | 3 | $ 393,000 | $ 131,000 | $ 148,000 |
| Columbia County Oregon | 3 | $ 593,000 | $ 197,000 | $ 73,000 |
| Jackson County Oregon | 3 | $ 404,000 | $ 134,000 | $ 99,000 |
| Davis County Utah | 3 | $ 375,000 | $ 125,000 | $ 77,000 |
| Morgan County Utah | 3 | $ 872,000 | $ 290,000 | $ 160,000 |
| Benton County Washington | 3 | $ 352,000 | $ 117,000 | $ 87,000 |
| Kitsap County Washington | 3 | $ 1,636,000 | $ 545,000 | $ 144,000 |
| Spokane County Washington | 3 | $ 662,000 | $ 220,000 | $ 156,000 |
| Apache County Arizona | 2 | $ 332,000 | $ 166,000 | $ 150,000 |
| Amador County California | 2 | $ 507,000 | $ 253,000 | $ 60,000 |
| Humboldt County California | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Kings County California | 2 | $ 551,000 | $ 275,000 | $ 113,000 |
| San Benito County California | 2 | $ 602,000 | $ 301,000 | $ 0 |
| Elbert County Colorado | 2 | $ 325,000 | $ 162,000 | $ 101,000 |
| Fremont County Colorado | 2 | $ 506,000 | $ 253,000 | $ 39,000 |
| La Plata County Colorado | 2 | $ 478,000 | $ 239,000 | $ 281,000 |
| Citrus County Florida | 2 | $ 333,000 | $ 166,000 | $ 105,000 |
| Lake County Florida | 2 | $ 339,000 | $ 169,000 | $ 45,000 |
| Hawaii County Hawaii | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Allegany County Maryland | 2 | $ 361,000 | $ 180,000 | $ 51,000 |
| Montgomery County Maryland | 2 | $ 552,000 | $ 276,000 | $ 80,000 |
| Clay County Missouri | 2 | $ 74,000 | $ 37,000 | $ 587,000 |
| St. Charles County Missouri | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Nye County Nevada | 2 | $ 574,000 | $ 287,000 | $ 143,000 |
| Eddy County New Mexico | 2 | $ 149,000 | $ 74,000 | $ 39,000 |
| Josephine County Oregon | 2 | $ 879,000 | $ 439,000 | $ 226,000 |
| Wasco County Oregon | 2 | $ 306,000 | $ 153,000 | $ 50,000 |
| McMinn County Tennessee | 2 | $ 169,000 | $ 84,000 | $ 50,000 |
| Summit County Utah | 2 | $ 900,000 | $ 450,000 | $ 210,000 |
| Uintah County Utah | 2 | $ 158,000 | $ 79,000 | $ 66,000 |
| Utah County Utah | 2 | $ 274,000 | $ 137,000 | $ 41,000 |
| Cowlitz County Washington | 2 | $ 549,000 | $ 274,000 | $ 77,000 |
| Ferry County Washington | 2 | $ 211,000 | $ 105,000 | $ 0 |
| Island County Washington | 2 | $ 514,000 | $ 257,000 | $ 54,000 |
| Matanuska-Susitna County Alaska | 1 | $ 257,000 | $ 257,000 | $ 151,000 |
| Gila County Arizona | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| La Paz County Arizona | 1 | $ 173,000 | $ 173,000 | $ 81,000 |
| Calaveras County California | 1 | $ 381,000 | $ 381,000 | $ 244,000 |
| Glenn County California | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Mendocino County California | 1 | $ 338,000 | $ 338,000 | $ 87,000 |
| Mono County California | 1 | $ 131,000 | $ 131,000 | $ 135,000 |
| Trinity County California | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Tuolumne County California | 1 | $ 365,000 | $ 365,000 | $ 240,000 |
| Custer County Colorado | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Garfield County Colorado | 1 | $ 440,000 | $ 440,000 | $ 480,000 |
| Gunnison County Colorado | 1 | $ 606,000 | $ 606,000 | $ 216,000 |
| Kit Carson County Colorado | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Moffat County Colorado | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Park County Colorado | 1 | $ 284,000 | $ 284,000 | $ 110,000 |
| San Miguel County Colorado | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| New Castle County Delaware | 1 | $ 316,000 | $ 316,000 | $ 80,000 |
| Alachua County Florida | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Bay County Florida | 1 | $ 548,000 | $ 548,000 | $ 204,000 |
| DeSoto County Florida | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Flagler County Florida | 1 | $ 308,000 | $ 308,000 | $ 120,000 |
| Gulf County Florida | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Highlands County Florida | 1 | $ 68,000 | $ 68,000 | $ 16,000 |
| Okeechobee County Florida | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Putnam County Florida | 1 | $ 65,000 | $ 65,000 | $ 161,000 |
| Santa Rosa County Florida | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Walton County Florida | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Kootenai County Idaho | 1 | $ 348,000 | $ 348,000 | $ 178,000 |
| Oneida County Idaho | 1 | $ 131,000 | $ 131,000 | $ 30,000 |
| Valley County Idaho | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Dorchester County Maryland | 1 | $ 336,000 | $ 336,000 | $ 78,000 |
| Howard County Maryland | 1 | $ 450,000 | $ 450,000 | $ 89,000 |
| St. Mary's County Maryland | 1 | $ 439,000 | $ 439,000 | $ 69,000 |
| Jasper County Missouri | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Miller County Missouri | 1 | $ 22,000 | $ 22,000 | $ 168,000 |
| St. Louis City County Missouri | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Stone County Missouri | 1 | $ 198,000 | $ 198,000 | $ 192,000 |
| Chaves County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 354,000 |
| Cibola County New Mexico | 1 | $ 218,000 | $ 218,000 | $ 66,000 |
| Curry County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Grant County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Los Alamos County New Mexico | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Otero County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Socorro County New Mexico | 1 | $ 72,000 | $ 72,000 | $ 20,000 |
| Taos County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Okmulgee County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Klamath County Oregon | 1 | $ 171,000 | $ 171,000 | $ 52,000 |
| Polk County Oregon | 1 | $ 178,000 | $ 178,000 | $ 83,000 |
| Abbeville County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Iron County Utah | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Sevier County Utah | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Weber County Utah | 1 | $ 48,000 | $ 48,000 | $ 240,000 |
| Arlington County Virginia | 1 | $ 70,000 | $ 70,000 | $ 156,000 |
| Pittsylvania County Virginia | 1 | $ 197,000 | $ 197,000 | $ 59,000 |
| Adams County Washington | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Lincoln County Washington | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Carbon County Wyoming | 1 | $ 60,000 | $ 60,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Home Capital Funding Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,410 | $1,159,338,000 | $262,000 | $6,000,000 | $104,000 | $1,800,000 |
| Home Purchase | 3,342 | $823,371,000 | $246,000 | $2,880,000 | $105,000 | $1,807,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,422 | $661,304,000 | $273,000 | $6,000,000 | $127,000 | $1,800,000 |
| Hispanic | 2,383 | $533,611,000 | $223,000 | $1,000,000 | $74,000 | $588,000 |
| Not Provided | 1,948 | $522,958,000 | $268,000 | $2,880,000 | $112,000 | $1,807,000 |
| Black or African American | 472 | $118,264,000 | $250,000 | $1,260,000 | $120,000 | $708,000 |
| Asian | 394 | $112,807,000 | $286,000 | $1,000,000 | $94,000 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 80 | $21,785,000 | $272,000 | $704,000 | $119,000 | $1,500,000 |
| American Indian or Alaskan Native | 53 | $11,980,000 | $226,000 | $800,000 | $93,000 | $417,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,594 | $1,939,741,000 | $255,000 | $6,000,000 | $106,000 | $1,807,000 |
| FHA-insured (Federal Housing Administration) | 158 | $42,968,000 | $271,000 | $435,000 | $30,000 | $258,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,817 | $756,507,000 | $268,000 | $5,500,000 | $123,000 | $1,500,000 |
| Application Approved But Not Accepted | 2,669 | $662,020,000 | $248,000 | $6,000,000 | $97,000 | $1,807,000 |
| Loan Originated | 1,811 | $449,539,000 | $248,000 | $1,500,000 | $87,000 | $1,054,000 |
| File Closed For Incompleteness | 262 | $63,735,000 | $243,000 | $1,425,000 | $111,000 | $1,200,000 |
| Application Withdrawn By Applicant | 193 | $50,908,000 | $263,000 | $1,180,000 | $109,000 | $716,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 862 | $248,008,000 | $287,000 | $5,500,000 | $125,000 | $1,332,000 |
| Credit History | 625 | $150,245,000 | $240,000 | $3,640,000 | $114,000 | $1,320,000 |
| Debt-To-Income Ratio | 372 | $95,398,000 | $256,000 | $1,155,000 | $106,000 | $442,000 |
| Collateral | 261 | $67,798,000 | $259,000 | $1,125,000 | $112,000 | $679,000 |
| Employment History | 157 | $42,089,000 | $268,000 | $750,000 | $142,000 | $1,142,000 |
| Unverifiable Information | 108 | $32,266,000 | $298,000 | $960,000 | $134,000 | $456,000 |
| Mortgage Insurance Denied | 7 | $2,169,000 | $309,000 | $532,000 | $166,000 | $273,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,759,000 | $689,000 | $1,750,000 | $278,000 | $552,000 |
| Credit Application Incomplete | 1 | $344,000 | $344,000 | $344,000 | $90,000 | $90,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Capital Funding Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Capital Funding Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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