Home Capital, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Home Capital, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Capital, Inc. 5909 Peachtree-Dunwoody Road Ne, Ste 100 Atlanta, GA 30328 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 47,511 |
| Total Mortgage Loan Application Amount | $10,294,565,000 |
| Average Mortgage Loan Application Amount | $202,500 |
| Highest Mortgage Loan Application Amount | $7,200,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Home Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Home Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Capital, Inc.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,392 | $ 637,289,000 | $ 187,000 | $ 86,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,723 | $ 568,036,000 | $ 297,000 | $ 143,333 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,485 | $ 348,650,000 | $ 234,000 | $ 108,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,289 | $ 464,393,000 | $ 360,000 | $ 134,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,148 | $ 340,375,000 | $ 296,000 | $ 101,000 |
| BALTIMORE-TOWSON, MD | 938 | $ 229,899,000 | $ 245,000 | $ 101,000 |
| DENVER-AURORA, CO | 852 | $ 187,636,000 | $ 220,000 | $ 95,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 772 | $ 140,816,000 | $ 182,000 | $ 86,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 729 | $ 142,438,000 | $ 195,000 | $ 98,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 697 | $ 141,294,000 | $ 202,000 | $ 82,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 642 | $ 141,287,000 | $ 207,500 | $ 97,000 |
| INDIANAPOLIS-CARMEL, IN | 627 | $ 98,473,000 | $ 157,000 | $ 80,000 |
| ST. LOUIS, MO-IL | 623 | $ 105,436,000 | $ 186,500 | $ 69,500 |
| ORLANDO-KISSIMMEE, FL | 620 | $ 124,228,000 | $ 200,000 | $ 95,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 598 | $ 236,120,000 | $ 394,000 | $ 128,000 |
| BIRMINGHAM-HOOVER, AL | 575 | $ 89,614,000 | $ 155,000 | $ 90,000 |
| BOSTON-QUINCY, MA | 555 | $ 155,907,000 | $ 280,000 | $ 109,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 539 | $ 159,820,000 | $ 296,000 | $ 112,000 |
| RICHMOND, VA | 524 | $ 96,979,000 | $ 185,000 | $ 91,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 521 | $ 224,002,000 | $ 429,000 | $ 155,000 |
| SALT LAKE CITY, UT | 494 | $ 93,668,000 | $ 189,000 | $ 96,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 484 | $ 207,783,000 | $ 429,000 | $ 149,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 457 | $ 117,953,000 | $ 258,000 | $ 133,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 434 | $ 72,418,000 | $ 166,000 | $ 75,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 426 | $ 68,874,000 | $ 161,000 | $ 86,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 422 | $ 63,243,000 | $ 149,000 | $ 79,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 418 | $ 91,489,000 | $ 218,000 | $ 100,000 |
| KANSAS CITY, MO-KS | 413 | $ 74,846,000 | $ 181,000 | $ 103,000 |
| ALBUQUERQUE, NM | 411 | $ 69,241,000 | $ 168,000 | $ 93,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 404 | $ 73,612,000 | $ 182,000 | $ 115,000 |
| JACKSONVILLE, FL | 394 | $ 78,977,000 | $ 200,000 | $ 82,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 359 | $ 58,874,000 | $ 152,500 | $ 76,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 343 | $ 108,440,000 | $ 316,000 | $ 130,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 339 | $ 73,264,000 | $ 216,000 | $ 93,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 334 | $ 94,115,000 | $ 281,000 | $ 127,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 314 | $ 102,458,000 | $ 326,000 | $ 137,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 314 | $ 45,923,000 | $ 146,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 302 | $ 51,368,000 | $ 124,000 | $ 85,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 298 | $ 144,371,000 | $ 484,000 | $ 187,000 |
| WORCESTER, MA | 291 | $ 62,302,000 | $ 214,000 | $ 87,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 284 | $ 43,711,000 | $ 139,000 | $ 101,500 |
| BATON ROUGE, LA | 280 | $ 38,046,000 | $ 135,000 | $ 80,000 |
| HONOLULU, HI | 280 | $ 89,855,000 | $ 320,000 | $ 111,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 265 | $ 48,305,000 | $ 182,000 | $ 91,000 |
| ESSEX COUNTY, MA | 261 | $ 74,076,000 | $ 283,000 | $ 108,000 |
| TUCSON, AZ | 258 | $ 51,138,000 | $ 198,000 | $ 76,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 237 | $ 114,942,000 | $ 484,000 | $ 195,000 |
| GARY, IN | 230 | $ 34,575,000 | $ 150,000 | $ 73,000 |
| SPRINGFIELD, MA | 228 | $ 40,331,000 | $ 176,000 | $ 72,000 |
| SARASOTA-BRADENTON-VENICE, FL | 216 | $ 56,142,000 | $ 259,000 | $ 107,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 212 | $ 35,713,000 | $ 168,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 211 | $ 42,276,000 | $ 200,000 | $ 85,000 |
| OGDEN-CLEARFIELD, UT | 207 | $ 36,632,000 | $ 176,000 | $ 79,000 |
| COLUMBIA, SC | 194 | $ 29,452,000 | $ 151,000 | $ 90,000 |
| BAKERSFIELD, CA | 191 | $ 42,842,000 | $ 224,000 | $ 89,000 |
| CAPE CORAL-FORT MYERS, FL | 187 | $ 40,658,000 | $ 217,000 | $ 97,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 187 | $ 76,299,000 | $ 408,000 | $ 164,000 |
| FRESNO, CA | 184 | $ 42,790,000 | $ 232,000 | $ 100,000 |
| CHATTANOOGA, TN-GA | 178 | $ 26,644,000 | $ 148,000 | $ 77,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 178 | $ 29,353,000 | $ 162,500 | $ 75,000 |
| KNOXVILLE, TN | 176 | $ 29,012,000 | $ 164,000 | $ 73,000 |
| MOBILE, AL | 173 | $ 22,568,000 | $ 130,000 | $ 92,000 |
| PROVO-OREM, UT | 171 | $ 31,704,000 | $ 185,000 | $ 79,000 |
| STOCKTON, CA | 171 | $ 47,619,000 | $ 278,000 | $ 104,000 |
| HUNTSVILLE, AL | 170 | $ 25,069,000 | $ 147,000 | $ 87,000 |
| GREENVILLE, SC | 160 | $ 23,208,000 | $ 145,000 | $ 80,000 |
| MONTGOMERY, AL | 159 | $ 22,438,000 | $ 141,000 | $ 70,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 157 | $ 39,728,000 | $ 253,000 | $ 83,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 155 | $ 26,315,000 | $ 169,000 | $ 77,000 |
| MADISON, WI | 151 | $ 27,816,000 | $ 184,000 | $ 87,000 |
| GRAND RAPIDS-WYOMING, MI | 150 | $ 22,522,000 | $ 150,000 | $ 71,000 |
| LAKELAND, FL | 147 | $ 23,289,000 | $ 158,000 | $ 81,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 140 | $ 19,140,000 | $ 137,500 | $ 77,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 133 | $ 23,064,000 | $ 173,000 | $ 83,000 |
| SAVANNAH, GA | 129 | $ 20,393,000 | $ 158,000 | $ 99,000 |
| VALLEJO-FAIRFIELD, CA | 127 | $ 41,731,000 | $ 328,000 | $ 119,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 125 | $ 22,038,000 | $ 176,000 | $ 78,000 |
| SANTA ROSA-PETALUMA, CA | 123 | $ 44,640,000 | $ 362,000 | $ 116,000 |
| LEXINGTON-FAYETTE, KY | 118 | $ 19,248,000 | $ 163,000 | $ 87,000 |
| LANSING-EAST LANSING, MI | 116 | $ 19,351,000 | $ 166,000 | $ 123,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 115 | $ 17,487,000 | $ 152,000 | $ 151,000 |
| BARNSTABLE TOWN, MA | 114 | $ 36,848,000 | $ 323,000 | $ 102,000 |
| MODESTO, CA | 109 | $ 28,546,000 | $ 261,000 | $ 96,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 103 | $ 16,404,000 | $ 159,000 | $ 67,000 |
| COLUMBUS, GA-AL | 101 | $ 14,077,000 | $ 125,000 | $ 62,000 |
| SPRINGFIELD, MO | 97 | $ 18,676,000 | $ 192,000 | $ 64,000 |
| FORT WAYNE, IN | 96 | $ 12,115,000 | $ 126,000 | $ 64,000 |
| SHREVEPORT-BOSSIER CITY, LA | 96 | $ 12,352,000 | $ 128,000 | $ 184,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 94 | $ 14,163,000 | $ 118,500 | $ 84,500 |
| SOUTH BEND-MISHAWAKA, IN-MI | 94 | $ 13,639,000 | $ 161,000 | $ 80,500 |
| FLINT, MI | 91 | $ 15,428,000 | $ 169,000 | $ 73,000 |
| FORT COLLINS-LOVELAND, CO | 91 | $ 20,777,000 | $ 228,000 | $ 116,000 |
| RACINE, WI | 88 | $ 14,808,000 | $ 168,000 | $ 83,000 |
| VISALIA-PORTERVILLE, CA | 86 | $ 18,065,000 | $ 210,000 | $ 76,000 |
| GREELEY, CO | 85 | $ 15,839,000 | $ 186,000 | $ 76,000 |
| NAPLES-MARCO ISLAND, FL | 85 | $ 36,082,000 | $ 424,000 | $ 207,000 |
| BOULDER, CO | 83 | $ 19,264,000 | $ 232,000 | $ 99,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 83 | $ 15,132,000 | $ 154,500 | $ 55,000 |
| OCALA, FL | 79 | $ 11,362,000 | $ 143,000 | $ 171,000 |
| EUGENE-SPRINGFIELD, OR | 77 | $ 13,445,000 | $ 174,000 | $ 84,000 |
| LAFAYETTE, LA | 77 | $ 11,996,000 | $ 155,000 | $ 83,000 |
| SALEM, OR | 76 | $ 12,871,000 | $ 169,000 | $ 73,000 |
| CLARKSVILLE, TN-KY | 74 | $ 9,093,000 | $ 115,000 | $ 53,500 |
| GAINESVILLE, GA | 74 | $ 13,285,000 | $ 179,000 | $ 71,000 |
| KALAMAZOO-PORTAGE, MI | 74 | $ 11,191,000 | $ 151,000 | $ 72,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 74 | $ 26,080,000 | $ 352,000 | $ 107,000 |
| EVANSVILLE, IN-KY | 73 | $ 9,139,000 | $ 131,000 | $ 65,500 |
| FORT SMITH, AR-OK | 73 | $ 7,951,000 | $ 84,500 | $ 51,000 |
| ROANOKE, VA | 73 | $ 12,182,000 | $ 166,000 | $ 71,000 |
| SALINAS, CA | 71 | $ 29,525,000 | $ 415,000 | $ 140,000 |
| SPARTANBURG, SC | 69 | $ 10,082,000 | $ 146,000 | $ 63,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 67 | $ 15,392,000 | $ 229,000 | $ 106,000 |
| MACON, GA | 65 | $ 9,425,000 | $ 145,000 | $ 162,000 |
| ST. GEORGE, UT | 65 | $ 11,566,000 | $ 177,000 | $ 61,000 |
| ANN ARBOR, MI | 64 | $ 15,553,000 | $ 243,000 | $ 98,000 |
| SANTA BARBARA-SANTA MARIA, CA | 64 | $ 26,114,000 | $ 408,000 | $ 120,000 |
| HOLLAND-GRAND HAVEN, MI | 63 | $ 12,262,000 | $ 194,000 | $ 82,000 |
| SANTA FE, NM | 63 | $ 14,625,000 | $ 232,000 | $ 91,000 |
| BEND, OR | 62 | $ 13,432,000 | $ 216,000 | $ 79,000 |
| LYNCHBURG, VA | 61 | $ 8,697,000 | $ 142,000 | $ 69,000 |
| PRESCOTT, AZ | 60 | $ 11,803,000 | $ 196,000 | $ 81,000 |
| ATHENS-CLARKE COUNTY, GA | 59 | $ 9,588,000 | $ 162,000 | $ 83,000 |
| AUBURN-OPELIKA, AL | 59 | $ 9,381,000 | $ 159,000 | $ 71,000 |
| WILMINGTON, DE-MD-NJ | 59 | $ 12,011,000 | $ 203,000 | $ 84,000 |
| GREEN BAY, WI | 58 | $ 8,168,000 | $ 140,000 | $ 84,000 |
| TALLAHASSEE, FL | 58 | $ 11,024,000 | $ 190,000 | $ 101,000 |
| YUMA, AZ | 58 | $ 10,296,000 | $ 177,000 | $ 69,000 |
| ELKHART-GOSHEN, IN | 56 | $ 6,816,000 | $ 121,000 | $ 60,000 |
| DULUTH, MN-WI | 55 | $ 8,853,000 | $ 157,500 | $ 71,500 |
| JONESBORO, AR | 55 | $ 6,116,000 | $ 111,000 | $ 63,000 |
| JACKSON, MI | 54 | $ 7,743,000 | $ 143,000 | $ 72,000 |
| PUNTA GORDA, FL | 54 | $ 9,686,000 | $ 179,000 | $ 90,000 |
| SIOUX FALLS, SD | 54 | $ 8,258,000 | $ 152,000 | $ 73,000 |
| ANDERSON, SC | 53 | $ 9,781,000 | $ 184,000 | $ 82,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 53 | $ 9,961,000 | $ 187,000 | $ 66,000 |
| MEDFORD, OR | 53 | $ 12,512,000 | $ 236,000 | $ 93,000 |
| PANAMA CITY-LYNN HAVEN, FL | 53 | $ 8,974,000 | $ 169,000 | $ 68,000 |
| SANTA CRUZ-WATSONVILLE, CA | 53 | $ 23,098,000 | $ 435,000 | $ 151,000 |
| TUSCALOOSA, AL | 53 | $ 8,126,000 | $ 153,000 | $ 76,000 |
| CHARLOTTESVILLE, VA | 52 | $ 9,779,000 | $ 188,000 | $ 87,000 |
| GRAND JUNCTION, CO | 52 | $ 8,774,000 | $ 168,000 | $ 69,000 |
| LAS CRUCES, NM | 52 | $ 7,965,000 | $ 153,000 | $ 73,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 51 | $ 6,701,000 | $ 131,000 | $ 63,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 50 | $ 6,424,000 | $ 125,500 | $ 63,500 |
| MONROE, MI | 48 | $ 9,564,000 | $ 199,000 | $ 88,000 |
| NAPA, CA | 48 | $ 19,038,000 | $ 396,000 | $ 116,000 |
| REDDING, CA | 48 | $ 10,429,000 | $ 217,000 | $ 68,000 |
| LAKE CHARLES, LA | 46 | $ 5,604,000 | $ 121,000 | $ 96,000 |
| MONROE, LA | 46 | $ 5,391,000 | $ 117,000 | $ 76,000 |
| LAFAYETTE, IN | 45 | $ 6,167,000 | $ 137,000 | $ 63,000 |
| APPLETON, WI | 43 | $ 6,064,000 | $ 141,000 | $ 67,000 |
| BRUNSWICK, GA | 43 | $ 7,036,000 | $ 163,000 | $ 74,000 |
| CHICO, CA | 43 | $ 9,056,000 | $ 210,000 | $ 70,000 |
| DALTON, GA | 43 | $ 5,707,000 | $ 132,000 | $ 59,000 |
| DECATUR, AL | 43 | $ 5,458,000 | $ 126,000 | $ 76,000 |
| EAU CLAIRE, WI | 43 | $ 6,475,000 | $ 150,000 | $ 72,000 |
| HOT SPRINGS, AR | 43 | $ 6,430,000 | $ 149,000 | $ 69,000 |
| MERCED, CA | 43 | $ 11,605,000 | $ 269,000 | $ 100,000 |
| NEWARK-UNION, NJ-PA | 43 | $ 11,365,000 | $ 264,000 | $ 119,000 |
| WINCHESTER, VA-WV | 43 | $ 10,157,000 | $ 236,000 | $ 90,000 |
| JANESVILLE, WI | 42 | $ 6,046,000 | $ 143,000 | $ 73,000 |
| SALISBURY, MD | 41 | $ 6,843,000 | $ 166,000 | $ 83,000 |
| ELIZABETHTOWN, KY | 40 | $ 6,258,000 | $ 156,000 | $ 94,000 |
| FARMINGTON, NM | 40 | $ 5,496,000 | $ 137,000 | $ 63,000 |
| FLAGSTAFF, AZ | 40 | $ 8,229,000 | $ 205,000 | $ 95,000 |
| MUSKEGON-NORTON SHORES, MI | 40 | $ 5,274,000 | $ 131,000 | $ 72,000 |
| DOTHAN, AL | 39 | $ 6,388,000 | $ 163,000 | $ 79,000 |
| LINCOLN, NE | 39 | $ 5,527,000 | $ 141,000 | $ 72,000 |
| SEBASTIAN-VERO BEACH, FL | 39 | $ 7,343,000 | $ 188,000 | $ 68,000 |
| BILLINGS, MT | 38 | $ 6,155,000 | $ 161,000 | $ 98,000 |
| FLORENCE-MUSCLE SHOALS, AL | 38 | $ 4,861,000 | $ 127,000 | $ 76,000 |
| JOHNSON CITY, TN | 38 | $ 5,003,000 | $ 131,000 | $ 65,000 |
| PITTSFIELD, MA | 38 | $ 6,695,000 | $ 176,000 | $ 172,000 |
| YUBA CITY, CA | 37 | $ 8,359,000 | $ 225,000 | $ 76,000 |
| OSHKOSH-NEENAH, WI | 36 | $ 6,396,000 | $ 177,000 | $ 62,000 |
| ST. CLOUD, MN | 36 | $ 6,105,000 | $ 169,000 | $ 65,000 |
| GAINESVILLE, FL | 34 | $ 5,158,000 | $ 151,000 | $ 83,000 |
| NILES-BENTON HARBOR, MI | 34 | $ 6,436,000 | $ 189,000 | $ 77,000 |
| RAPID CITY, SD | 34 | $ 5,678,000 | $ 167,000 | $ 75,000 |
| BATTLE CREEK, MI | 33 | $ 3,990,000 | $ 120,000 | $ 58,000 |
| CLEVELAND, TN | 33 | $ 4,196,000 | $ 127,000 | $ 51,000 |
| EL CENTRO, CA | 33 | $ 6,714,000 | $ 203,000 | $ 155,000 |
| MADERA, CA | 33 | $ 7,074,000 | $ 214,000 | $ 97,000 |
| VALDOSTA, GA | 33 | $ 5,670,000 | $ 171,000 | $ 88,000 |
| WARNER ROBINS, GA | 33 | $ 4,670,000 | $ 141,000 | $ 107,000 |
| GADSDEN, AL | 32 | $ 4,146,000 | $ 129,000 | $ 77,000 |
| HANFORD-CORCORAN, CA | 32 | $ 5,849,000 | $ 182,000 | $ 102,000 |
| LOGAN, UT-ID | 32 | $ 4,988,000 | $ 138,000 | $ 28,500 |
| ANNISTON-OXFORD, AL | 31 | $ 3,559,000 | $ 114,000 | $ 60,000 |
| PUEBLO, CO | 31 | $ 4,736,000 | $ 152,000 | $ 66,000 |
| WAUSAU, WI | 31 | $ 4,357,000 | $ 140,000 | $ 67,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 30 | $ 4,685,000 | $ 156,000 | $ 72,000 |
| FLORENCE, SC | 30 | $ 3,825,000 | $ 127,000 | $ 80,000 |
| HINESVILLE-FORT STEWART, GA | 30 | $ 3,258,000 | $ 108,000 | $ 53,000 |
| JEFFERSON CITY, MO | 30 | $ 3,440,000 | $ 114,000 | $ 55,000 |
| ROCHESTER, MN | 30 | $ 5,005,000 | $ 166,000 | $ 75,000 |
| ANDERSON, IN | 29 | $ 3,325,000 | $ 114,000 | $ 61,000 |
| PINE BLUFF, AR | 29 | $ 3,022,000 | $ 104,000 | $ 61,000 |
| ALBANY, GA | 28 | $ 3,683,000 | $ 131,000 | $ 61,000 |
| ALEXANDRIA, LA | 28 | $ 3,477,000 | $ 124,000 | $ 89,000 |
| BLOOMINGTON, IN | 28 | $ 3,857,000 | $ 137,000 | $ 65,000 |
| COLUMBIA, MO | 28 | $ 3,444,000 | $ 123,000 | $ 83,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 28 | $ 3,905,000 | $ 139,000 | $ 65,000 |
| KOKOMO, IN | 27 | $ 3,846,000 | $ 142,000 | $ 72,000 |
| JOPLIN, MO | 26 | $ 3,762,000 | $ 144,000 | $ 80,000 |
| MUNCIE, IN | 26 | $ 3,539,000 | $ 136,000 | $ 77,000 |
| JACKSON, TN | 25 | $ 3,742,000 | $ 149,000 | $ 71,000 |
| MICHIGAN CITY-LA PORTE, IN | 25 | $ 3,631,000 | $ 145,000 | $ 68,000 |
| MISSOULA, MT | 24 | $ 4,830,000 | $ 201,000 | $ 69,000 |
| FOND DU LAC, WI | 23 | $ 2,996,000 | $ 130,000 | $ 54,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 23 | $ 3,581,000 | $ 155,000 | $ 73,000 |
| SUMTER, SC | 23 | $ 2,817,000 | $ 122,000 | $ 58,000 |
| TERRE HAUTE, IN | 23 | $ 2,594,000 | $ 112,000 | $ 62,000 |
| BAY CITY, MI | 22 | $ 2,869,000 | $ 130,000 | $ 53,000 |
| GREAT FALLS, MT | 22 | $ 2,823,000 | $ 128,000 | $ 68,000 |
| HARRISONBURG, VA | 22 | $ 3,962,000 | $ 180,000 | $ 70,000 |
| BOWLING GREEN, KY | 21 | $ 3,198,000 | $ 152,000 | $ 75,000 |
| COLUMBUS, IN | 21 | $ 3,171,000 | $ 151,000 | $ 82,000 |
| OWENSBORO, KY | 21 | $ 2,383,000 | $ 113,000 | $ 56,000 |
| ROME, GA | 21 | $ 3,157,000 | $ 150,000 | $ 74,000 |
| ST. JOSEPH, MO-KS | 21 | $ 2,677,000 | $ 127,000 | $ 64,000 |
| TEXARKANA, TX-TEXARKANA, AR | 20 | $ 2,286,000 | $ 114,000 | $ 100,000 |
| LA CROSSE, WI-MN | 19 | $ 2,983,000 | $ 147,000 | $ 56,500 |
| MORRISTOWN, TN | 19 | $ 3,102,000 | $ 163,000 | $ 62,000 |
| CUMBERLAND, MD-WV | 17 | $ 1,944,000 | $ 114,000 | $ 64,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 17 | $ 3,870,000 | $ 227,000 | $ 104,000 |
| SHEBOYGAN, WI | 16 | $ 2,653,000 | $ 165,000 | $ 76,000 |
| BOISE CITY-NAMPA, ID | 14 | $ 2,816,000 | $ 201,000 | $ 85,000 |
| CORVALLIS, OR | 14 | $ 3,363,000 | $ 240,000 | $ 83,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $ 4,109,000 | $ 342,000 | $ 121,000 |
| DANVILLE, VA | 11 | $ 1,434,000 | $ 130,000 | $ 58,000 |
| MANCHESTER-NASHUA, NH | 11 | $ 1,855,000 | $ 168,000 | $ 64,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 10 | $ 2,878,000 | $ 287,000 | $ 112,000 |
| NEW HAVEN-MILFORD, CT | 10 | $ 1,879,000 | $ 187,000 | $ 82,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9 | $ 7,665,000 | $ 851,000 | $ 202,000 |
| FARGO, ND-MN | 9 | $ 1,372,000 | $ 152,000 | $ 58,000 |
| GRAND FORKS, ND-MN | 6 | $ 683,000 | $ 113,000 | $ 57,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 723,000 | $ 116,000 | $ 59,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 5 | $ 1,393,000 | $ 319,500 | $ 112,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 1,020,000 | $ 204,000 | $ 86,000 |
| IDAHO FALLS, ID | 4 | $ 506,000 | $ 126,000 | $ 55,000 |
| LAS VEGAS-PARADISE, NV | 4 | $ 651,000 | $ 162,000 | $ 35,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 807,000 | $ 201,000 | $ 77,000 |
| EDISON, NJ | 3 | $ 659,000 | $ 219,000 | $ 84,000 |
| NASSAU-SUFFOLK, NY | 3 | $ 716,000 | $ 238,000 | $ 194,000 |
| COEUR D'ALENE, ID | 2 | $ 236,000 | $ 118,000 | $ 98,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 145,000 | $ 72,000 | $ 102,000 |
| FAYETTEVILLE, NC | 2 | $ 238,000 | $ 119,000 | $ 48,000 |
| POCATELLO, ID | 2 | $ 337,000 | $ 168,000 | $ 9,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 630,000 | $ 315,000 | $ 167,000 |
| RALEIGH-CARY, NC | 2 | $ 313,000 | $ 156,000 | $ 91,000 |
| RENO-SPARKS, NV | 2 | $ 367,000 | $ 183,000 | $ 84,000 |
| TACOMA, WA | 2 | $ 521,000 | $ 260,000 | $ 120,000 |
| ABILENE, TX | 1 | $ 121,000 | $ 121,000 | $ 64,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 200,000 | $ 200,000 | $ 175,000 |
| ANCHORAGE, AK | 1 | $ 190,000 | $ 190,000 | $ 98,000 |
| ATLANTIC CITY, NJ | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 174,000 | $ 174,000 | $ 79,000 |
| CAMDEN, NJ | 1 | $ 900,000 | $ 900,000 | $ 3,600,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| EL PASO, TX | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| LAWTON, OK | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| LONGVIEW, WA | 1 | $ 27,000 | $ 27,000 | $ 67,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 137,000 | $ 137,000 | $ 51,000 |
| MORGANTOWN, WV | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| OKLAHOMA CITY, OK | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| OLYMPIA, WA | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| PHILADELPHIA, PA | 1 | $ 300,000 | $ 300,000 | $ 456,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| SAN ANTONIO, TX | 1 | $ 450,000 | $ 450,000 | $ 68,000 |
| SPOKANE, WA | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| TYLER, TX | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| WENATCHEE, WA | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| YAKIMA, WA | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| YORK-HANOVER, PA | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Home Capital, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 47,059 | $10,209,031,000 | $216,000 | $7,200,000 | $96,000 | $9,600,000 |
| Home Purchase | 452 | $85,534,000 | $189,000 | $1,600,000 | $80,000 | $1,860,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 28,896 | $6,223,925,000 | $215,000 | $7,200,000 | $100,000 | $9,600,000 |
| White | 15,441 | $3,386,537,000 | $219,000 | $5,600,000 | $93,000 | $5,976,000 |
| Black or African American | 1,698 | $316,422,000 | $186,000 | $1,600,000 | $75,000 | $1,800,000 |
| Hispanic | 1,078 | $257,949,000 | $239,000 | $5,000,000 | $83,000 | $960,000 |
| Asian | 274 | $77,261,000 | $281,000 | $1,280,000 | $105,000 | $774,000 |
| Native Hawaiian or Other Pacific Islander | 98 | $26,971,000 | $275,000 | $990,000 | $92,000 | $600,000 |
| American Indian or Alaskan Native | 26 | $5,500,000 | $211,000 | $1,500,000 | $72,000 | $174,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47,511 | $10,294,565,000 | $216,000 | $7,200,000 | $96,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 35,437 | $7,888,987,000 | $222,000 | $5,600,000 | $100,000 | $9,600,000 |
| Application Denied By Financial Institution | 5,645 | $1,083,911,000 | $192,000 | $4,740,000 | $78,000 | $3,972,000 |
| Loan Originated | 3,392 | $651,484,000 | $192,000 | $1,500,000 | $83,000 | $840,000 |
| File Closed For Incompleteness | 3,037 | $670,183,000 | $220,000 | $7,200,000 | $96,000 | $5,976,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2,119 | $396,881,000 | $187,000 | $2,510,000 | $85,000 | $3,972,000 |
| Credit History | 1,975 | $360,995,000 | $182,000 | $4,740,000 | $69,000 | $1,800,000 |
| Other | 705 | $150,559,000 | $213,000 | $2,900,000 | $99,000 | $3,724,000 |
| Debt-To-Income Ratio | 649 | $135,764,000 | $209,000 | $1,350,000 | $59,000 | $432,000 |
| Unverifiable Information | 131 | $25,137,000 | $191,000 | $770,000 | $78,000 | $480,000 |
| Credit Application Incomplete | 65 | $14,243,000 | $219,000 | $1,306,000 | $99,000 | $528,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Capital, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.