Home Consultants
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Home Consultants 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Consultants 473 Easton Turnpike Ste A Lake Ariel, PA 18436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,709 |
| Total Mortgage Loan Application Amount | $228,156,000 |
| Average Mortgage Loan Application Amount | $149,142 |
| Highest Mortgage Loan Application Amount | $945,000 |
| Average Applicant Income | $74,119 |
| Highest Applicant Income | $878,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Home Consultants. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Consultants's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Home Consultants's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Consultants serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Consultants, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Consultants's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lackawanna County Pennsylvania | 140 | $ 13,050,000 | $ 93,000 | $ 99,000 |
| Onondaga County New York | 131 | $ 10,085,000 | $ 76,000 | $ 49,000 |
| Queens County New York | 93 | $ 24,305,000 | $ 261,000 | $ 54,000 |
| Oneida County New York | 89 | $ 6,491,000 | $ 72,000 | $ 42,000 |
| Wayne County Michigan | 77 | $ 5,433,000 | $ 70,000 | $ 65,000 |
| Nassau County New York | 39 | $ 11,295,000 | $ 289,000 | $ 99,000 |
| Broome County New York | 37 | $ 3,333,000 | $ 90,000 | $ 45,000 |
| Suffolk County New York | 37 | $ 7,664,000 | $ 207,000 | $ 73,000 |
| Mecklenburg County North Carolina | 34 | $ 4,229,000 | $ 124,000 | $ 71,000 |
| Wayne County Pennsylvania | 33 | $ 3,328,000 | $ 100,000 | $ 67,000 |
| Cayuga County New York | 32 | $ 2,393,000 | $ 74,000 | $ 72,000 |
| Westchester County New York | 31 | $ 7,371,000 | $ 237,000 | $ 100,000 |
| Bernalillo County New Mexico | 30 | $ 3,470,000 | $ 115,000 | $ 24,000 |
| Iredell County North Carolina | 26 | $ 2,967,000 | $ 114,000 | $ 37,000 |
| Oakland County Michigan | 25 | $ 3,848,000 | $ 153,000 | $ 104,000 |
| Harris County Texas | 24 | $ 4,419,000 | $ 184,000 | $ 84,000 |
| Lee County Florida | 22 | $ 2,670,000 | $ 121,000 | $ 58,000 |
| Saginaw County Michigan | 22 | $ 1,588,000 | $ 72,000 | $ 81,000 |
| Oswego County New York | 22 | $ 1,344,000 | $ 61,000 | $ 28,000 |
| Bronx County New York | 21 | $ 4,673,000 | $ 222,000 | $ 69,000 |
| Kings County New York | 21 | $ 6,442,000 | $ 306,000 | $ 56,000 |
| Union County New Jersey | 20 | $ 3,861,000 | $ 193,000 | $ 63,000 |
| Hillsborough County Florida | 18 | $ 2,201,000 | $ 122,000 | $ 45,000 |
| Middlesex County New Jersey | 17 | $ 2,899,000 | $ 170,000 | $ 65,000 |
| Rowan County North Carolina | 17 | $ 1,541,000 | $ 90,000 | $ 17,000 |
| Luzerne County Pennsylvania | 17 | $ 1,889,000 | $ 111,000 | $ 53,000 |
| Monroe County Pennsylvania | 17 | $ 1,967,000 | $ 115,000 | $ 71,000 |
| Cook County Illinois | 16 | $ 2,406,000 | $ 150,000 | $ 39,000 |
| Essex County New Jersey | 16 | $ 2,622,000 | $ 163,000 | $ 78,000 |
| Cabarrus County North Carolina | 15 | $ 1,675,000 | $ 111,000 | $ 42,000 |
| Mercer County New Jersey | 14 | $ 1,375,000 | $ 98,000 | $ 48,000 |
| Erie County New York | 14 | $ 1,478,000 | $ 105,000 | $ 44,000 |
| Richmond County New York | 13 | $ 3,038,000 | $ 233,000 | $ 91,000 |
| Schenectady County New York | 13 | $ 1,218,000 | $ 93,000 | $ 61,000 |
| Livingston County New York | 12 | $ 935,000 | $ 77,000 | $ 59,000 |
| Monroe County New York | 12 | $ 1,297,000 | $ 108,000 | $ 66,000 |
| Pasco County Florida | 11 | $ 776,000 | $ 70,000 | $ 39,000 |
| Monmouth County New Jersey | 11 | $ 3,064,000 | $ 278,000 | $ 92,000 |
| New Castle County Delaware | 10 | $ 1,540,000 | $ 154,000 | $ 99,000 |
| Madison County New York | 10 | $ 760,000 | $ 76,000 | $ 48,000 |
| Otsego County New York | 10 | $ 616,000 | $ 61,000 | $ 25,000 |
| Catawba County North Carolina | 10 | $ 1,007,000 | $ 100,000 | $ 28,000 |
| Bay County Michigan | 9 | $ 834,000 | $ 92,000 | $ 54,000 |
| Somerset County New Jersey | 9 | $ 2,160,000 | $ 240,000 | $ 76,000 |
| Rockland County New York | 9 | $ 1,856,000 | $ 206,000 | $ 104,000 |
| Lincoln County North Carolina | 9 | $ 962,000 | $ 106,000 | $ 34,000 |
| Pike County Pennsylvania | 9 | $ 1,382,000 | $ 153,000 | $ 42,000 |
| Orange County New York | 8 | $ 1,583,000 | $ 197,000 | $ 81,000 |
| Susquehanna County Pennsylvania | 8 | $ 827,000 | $ 103,000 | $ 39,000 |
| Broward County Florida | 7 | $ 1,144,000 | $ 163,000 | $ 62,000 |
| Putnam County New York | 7 | $ 1,272,000 | $ 181,000 | $ 54,000 |
| Tioga County New York | 7 | $ 679,000 | $ 97,000 | $ 61,000 |
| Delaware County Pennsylvania | 7 | $ 1,087,000 | $ 155,000 | $ 46,000 |
| Wyoming County Pennsylvania | 7 | $ 681,000 | $ 97,000 | $ 47,000 |
| Fort Bend County Texas | 7 | $ 1,043,000 | $ 149,000 | $ 87,000 |
| Manatee County Florida | 6 | $ 786,000 | $ 131,000 | $ 83,000 |
| Sarasota County Florida | 6 | $ 848,000 | $ 141,000 | $ 67,000 |
| Genesee County Michigan | 6 | $ 646,000 | $ 107,000 | $ 41,000 |
| Jackson County Michigan | 6 | $ 407,000 | $ 67,000 | $ 26,000 |
| Macomb County Michigan | 6 | $ 714,000 | $ 119,000 | $ 29,000 |
| Ocean County New Jersey | 6 | $ 1,136,000 | $ 189,000 | $ 72,000 |
| Sandoval County New Mexico | 6 | $ 445,000 | $ 74,000 | $ 94,000 |
| Cattaraugus County New York | 6 | $ 330,000 | $ 55,000 | $ 31,000 |
| Dutchess County New York | 6 | $ 1,196,000 | $ 199,000 | $ 34,000 |
| Herkimer County New York | 6 | $ 338,000 | $ 56,000 | $ 44,000 |
| Brunswick County North Carolina | 6 | $ 527,000 | $ 87,000 | $ 42,000 |
| Vance County North Carolina | 6 | $ 607,000 | $ 101,000 | $ 29,000 |
| District of Columbia County District Of Columbia | 5 | $ 679,000 | $ 135,000 | $ 79,000 |
| Collier County Florida | 5 | $ 645,000 | $ 129,000 | $ 58,000 |
| Alexander County North Carolina | 5 | $ 542,000 | $ 108,000 | $ 26,000 |
| Caldwell County North Carolina | 5 | $ 432,000 | $ 86,000 | $ 30,000 |
| Cleveland County North Carolina | 5 | $ 526,000 | $ 105,000 | $ 35,000 |
| Gaston County North Carolina | 5 | $ 517,000 | $ 103,000 | $ 43,000 |
| Montgomery County Texas | 5 | $ 1,667,000 | $ 333,000 | $ 96,000 |
| New Haven County Connecticut | 4 | $ 1,191,000 | $ 297,000 | $ 77,000 |
| Palm Beach County Florida | 4 | $ 644,000 | $ 161,000 | $ 70,000 |
| Pinellas County Florida | 4 | $ 228,000 | $ 57,000 | $ 46,000 |
| Bergen County New Jersey | 4 | $ 983,000 | $ 245,000 | $ 82,000 |
| Burlington County New Jersey | 4 | $ 597,000 | $ 149,000 | $ 74,000 |
| Morris County New Jersey | 4 | $ 1,692,000 | $ 423,000 | $ 197,000 |
| Passaic County New Jersey | 4 | $ 762,000 | $ 190,000 | $ 82,000 |
| San Miguel County New Mexico | 4 | $ 404,000 | $ 101,000 | $ 40,000 |
| Albany County New York | 4 | $ 370,000 | $ 92,000 | $ 61,000 |
| New York County New York | 4 | $ 1,439,000 | $ 359,000 | $ 78,000 |
| New Hanover County North Carolina | 4 | $ 330,000 | $ 82,000 | $ 25,000 |
| Robeson County North Carolina | 4 | $ 266,000 | $ 66,000 | $ 28,000 |
| Bucks County Pennsylvania | 4 | $ 629,000 | $ 157,000 | $ 59,000 |
| Fairfield County Connecticut | 3 | $ 569,000 | $ 189,000 | $ 117,000 |
| Prince George's County Maryland | 3 | $ 495,000 | $ 165,000 | $ 52,000 |
| Midland County Michigan | 3 | $ 458,000 | $ 152,000 | $ 88,000 |
| Valencia County New Mexico | 3 | $ 337,000 | $ 112,000 | $ 56,000 |
| Chenango County New York | 3 | $ 320,000 | $ 106,000 | $ 40,000 |
| Fulton County New York | 3 | $ 317,000 | $ 105,000 | $ 87,000 |
| Montgomery County New York | 3 | $ 164,000 | $ 54,000 | $ 39,000 |
| Anson County North Carolina | 3 | $ 292,000 | $ 97,000 | $ 18,000 |
| Franklin County North Carolina | 3 | $ 354,000 | $ 118,000 | $ 32,000 |
| Guilford County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 58,000 |
| Union County North Carolina | 3 | $ 526,000 | $ 175,000 | $ 32,000 |
| Carbon County Pennsylvania | 3 | $ 335,000 | $ 111,000 | $ 58,000 |
| Chester County Pennsylvania | 3 | $ 527,000 | $ 175,000 | $ 63,000 |
| Los Angeles County California | 2 | $ 1,070,000 | $ 535,000 | $ 158,000 |
| Citrus County Florida | 2 | $ 186,000 | $ 93,000 | $ 11,000 |
| Miami-Dade County Florida | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Charles County Maryland | 2 | $ 435,000 | $ 217,000 | $ 58,000 |
| Ogemaw County Michigan | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| Cape May County New Jersey | 2 | $ 448,000 | $ 224,000 | $ 82,000 |
| Hudson County New Jersey | 2 | $ 451,000 | $ 225,000 | $ 122,000 |
| Hunterdon County New Jersey | 2 | $ 229,000 | $ 114,000 | $ 40,000 |
| Allegany County New York | 2 | $ 196,000 | $ 98,000 | $ 41,000 |
| Rensselaer County New York | 2 | $ 130,000 | $ 65,000 | $ 15,000 |
| Saratoga County New York | 2 | $ 271,000 | $ 135,000 | $ 56,000 |
| Ulster County New York | 2 | $ 307,000 | $ 153,000 | $ 27,000 |
| Wayne County New York | 2 | $ 306,000 | $ 153,000 | $ 66,000 |
| Wyoming County New York | 2 | $ 145,000 | $ 72,000 | $ 25,000 |
| Columbus County North Carolina | 2 | $ 158,000 | $ 79,000 | $ 53,000 |
| Granville County North Carolina | 2 | $ 226,000 | $ 113,000 | $ 33,000 |
| Scotland County North Carolina | 2 | $ 131,000 | $ 65,000 | $ 27,000 |
| Stanly County North Carolina | 2 | $ 158,000 | $ 79,000 | $ 21,000 |
| Erie County Pennsylvania | 2 | $ 94,000 | $ 47,000 | $ 36,000 |
| Northumberland County Pennsylvania | 2 | $ 136,000 | $ 68,000 | $ 33,000 |
| Chesterfield County South Carolina | 2 | $ 178,000 | $ 89,000 | $ 18,000 |
| Contra Costa County California | 1 | $ 304,000 | $ 304,000 | $ 64,000 |
| Monterey County California | 1 | $ 260,000 | $ 260,000 | $ 100,000 |
| Santa Clara County California | 1 | $ 427,000 | $ 427,000 | $ 216,000 |
| Solano County California | 1 | $ 230,000 | $ 230,000 | $ 56,000 |
| Litchfield County Connecticut | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| New London County Connecticut | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Brevard County Florida | 1 | $ 69,000 | $ 69,000 | $ 173,000 |
| Duval County Florida | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Flagler County Florida | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Hernando County Florida | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Indian River County Florida | 1 | $ 170,000 | $ 170,000 | $ 219,000 |
| Orange County Florida | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Polk County Florida | 1 | $ 147,000 | $ 147,000 | $ 78,000 |
| Seminole County Florida | 1 | $ 126,000 | $ 126,000 | $ 56,000 |
| Hall County Georgia | 1 | $ 134,000 | $ 134,000 | $ 33,000 |
| Champaign County Illinois | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| St. Clair County Illinois | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Lake County Indiana | 1 | $ 54,000 | $ 54,000 | $ 34,000 |
| Morgan County Indiana | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Spencer County Indiana | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Wabash County Indiana | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Wayne County Indiana | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Baltimore County Maryland | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Cecil County Maryland | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Queen Anne's County Maryland | 1 | $ 223,000 | $ 223,000 | $ 72,000 |
| Norfolk County Massachusetts | 1 | $ 236,000 | $ 236,000 | $ 878,000 |
| Arenac County Michigan | 1 | $ 61,000 | $ 61,000 | $ 23,000 |
| Eaton County Michigan | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Gladwin County Michigan | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Livingston County Michigan | 1 | $ 244,000 | $ 244,000 | $ 120,000 |
| Shiawassee County Michigan | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| St. Clair County Michigan | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Tuscola County Michigan | 1 | $ 117,000 | $ 117,000 | $ 31,000 |
| Washtenaw County Michigan | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Beltrami County Minnesota | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Carver County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Hennepin County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 28,000 |
| Nobles County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| St. Louis City County Missouri | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Clay County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 59,000 |
| Atlantic County New Jersey | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Camden County New Jersey | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
| Cumberland County New Jersey | 1 | $ 121,000 | $ 121,000 | $ 44,000 |
| Gloucester County New Jersey | 1 | $ 248,000 | $ 248,000 | $ 136,000 |
| Warren County New Jersey | 1 | $ 157,000 | $ 157,000 | $ 140,000 |
| Cibola County New Mexico | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Dona Ana County New Mexico | 1 | $ 101,000 | $ 101,000 | $ 28,000 |
| Santa Fe County New Mexico | 1 | $ 191,000 | $ 191,000 | $ 64,000 |
| Taos County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| Cortland County New York | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Delaware County New York | 1 | $ 102,000 | $ 102,000 | $ 54,000 |
| Hamilton County New York | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Niagara County New York | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Seneca County New York | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Tompkins County New York | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Yates County New York | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Avery County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Bladen County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Burke County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
| Rutherford County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Wilkes County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Beaver County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Berks County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Blair County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Columbia County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Cumberland County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Dauphin County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Franklin County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 11,000 |
| Lancaster County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Lebanon County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 68,000 |
| Northampton County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Westmoreland County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 67,000 |
| Lexington County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| York County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Davidson County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 26,000 |
| Bexar County Texas | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Brazoria County Texas | 1 | $ 98,000 | $ 98,000 | $ 64,000 |
| Chesapeake County Virginia | 1 | $ 398,000 | $ 398,000 | $ 135,000 |
| Hampton County Virginia | 1 | $ 84,000 | $ 84,000 | $ 62,000 |
| Prince William County Virginia | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Westmoreland County Virginia | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Home Consultants in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 1,125 | $147,559,000 | $151,150 | $945,000 | $102,300 | $878,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 580 | $80,037,000 | $144,947 | $672,000 | $54,263 | $520,000 |
| Home Improvement (one-to-four family) | 2 | $145,000 | $72,000 | $85,000 | $36,000 | $42,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 2 | $415,000 | $207,500 | $269,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,174 | $135,698,000 | $140,904 | $945,000 | $100,190 | $878,000 |
| Black | 224 | $37,198,000 | $160,066 | $524,000 | $68,066 | $287,000 |
| Hispanic | 141 | $24,386,000 | $162,615 | $650,000 | $60,076 | $213,000 |
| Information not provided by applicant in mail or telephone application | 90 | $13,761,000 | $130,384 | $558,000 | $38,461 | $180,000 |
| Other | 48 | $12,197,000 | $188,000 | $486,000 | $55,000 | $176,000 |
| Asian or Pacific Islander | 23 | $3,878,000 | $144,571 | $356,000 | $66,857 | $396,000 |
| American Indian or Alaskan Native | 9 | $1,038,000 | $110,500 | $352,000 | $42,000 | $111,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 941 | $143,207,000 | $155,666 | $945,000 | $102,809 | $878,000 |
| FHA-insured (Federal Housing Administration) | 737 | $81,594,000 | $117,235 | $492,000 | $45,235 | $626,000 |
| VA-guaranteed (Veterans Administration) | 31 | $3,355,000 | $119,250 | $171,000 | $33,500 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,431 | $182,591,000 | $159,600 | $945,000 | $101,500 | $878,000 |
| Application Withdrawn By Applicant | 193 | $33,742,000 | $146,272 | $587,000 | $53,636 | $229,000 |
| Application Denied By Financial Institution | 73 | $10,153,000 | $138,727 | $427,000 | $84,454 | $626,000 |
| Application Approved But Not Accepted | 7 | $864,000 | $126,400 | $260,000 | $46,800 | $122,000 |
| File Closed For Incompleteness | 5 | $806,000 | $186,000 | $342,000 | $50,500 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 11 | $2,136,000 | $228,666 | $427,000 | $102,000 | $216,000 |
| Credit History | 5 | $480,000 | $121,000 | $221,000 | $244,666 | $626,000 |
| Debt-To-Income Ratio | 4 | $295,000 | $67,000 | $98,000 | $53,000 | $120,000 |
| Other | 4 | $643,000 | $139,500 | $375,000 | $50,000 | $68,000 |
| Unverifiable Information | 3 | $472,000 | $157,333 | $216,000 | $88,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $60,000 | $60,000 | $60,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Consultants's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Consultants's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.