Home Consultants
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Home Consultants 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Consultants 473 Easton Turnpike Ste A Lake Ariel, PA 18436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,454 |
| Total Mortgage Loan Application Amount | $307,502,000 |
| Average Mortgage Loan Application Amount | $210,500 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $646,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Home Consultants. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Consultants's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Home Consultants's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Consultants serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Consultants, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Consultants's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond County New York | 113 | $ 31,044,000 | $ 274,000 | $ 66,000 |
| Prince George's County Maryland | 69 | $ 19,069,000 | $ 276,000 | $ 61,000 |
| Lackawanna County Pennsylvania | 53 | $ 6,609,000 | $ 124,000 | $ 67,000 |
| Queens County New York | 45 | $ 16,383,000 | $ 364,000 | $ 67,000 |
| Suffolk County New York | 44 | $ 13,781,000 | $ 313,000 | $ 68,000 |
| Monmouth County New Jersey | 42 | $ 13,782,000 | $ 328,000 | $ 87,000 |
| East Baton Rouge County Louisiana | 35 | $ 5,439,000 | $ 155,000 | $ 57,000 |
| Middlesex County New Jersey | 32 | $ 8,076,000 | $ 252,000 | $ 96,000 |
| Onondaga County New York | 30 | $ 2,714,000 | $ 90,000 | $ 104,000 |
| Oneida County New York | 29 | $ 2,435,000 | $ 83,000 | $ 44,000 |
| District of Columbia County District Of Columbia | 28 | $ 7,572,000 | $ 270,000 | $ 44,000 |
| Nassau County New York | 28 | $ 9,216,000 | $ 329,000 | $ 57,000 |
| Kings County New York | 22 | $ 10,404,000 | $ 472,000 | $ 80,000 |
| Charles County Maryland | 20 | $ 4,692,000 | $ 234,000 | $ 64,000 |
| Jefferson County Louisiana | 17 | $ 2,675,000 | $ 157,000 | $ 31,000 |
| Ocean County New Jersey | 16 | $ 5,087,000 | $ 317,000 | $ 68,000 |
| Baltimore City County Maryland | 15 | $ 2,215,000 | $ 147,000 | $ 28,000 |
| Calvert County Maryland | 15 | $ 3,857,000 | $ 257,000 | $ 90,000 |
| Cook County Illinois | 14 | $ 2,914,000 | $ 208,000 | $ 64,000 |
| Wayne County Pennsylvania | 14 | $ 1,833,000 | $ 130,000 | $ 45,000 |
| Bergen County New Jersey | 13 | $ 3,434,000 | $ 264,000 | $ 52,000 |
| Bronx County New York | 13 | $ 5,303,000 | $ 407,000 | $ 53,000 |
| Gwinnett County Georgia | 11 | $ 2,163,000 | $ 196,000 | $ 45,000 |
| Lauderdale County Mississippi | 11 | $ 1,034,000 | $ 94,000 | $ 26,000 |
| Oswego County New York | 11 | $ 741,000 | $ 67,000 | $ 83,000 |
| Harris County Texas | 11 | $ 1,268,000 | $ 115,000 | $ 35,000 |
| Mercer County New Jersey | 10 | $ 2,282,000 | $ 228,000 | $ 42,000 |
| Luzerne County Pennsylvania | 10 | $ 876,000 | $ 87,000 | $ 42,000 |
| Caddo County Louisiana | 9 | $ 1,328,000 | $ 147,000 | $ 30,000 |
| Livingston County Louisiana | 9 | $ 1,271,000 | $ 141,000 | $ 59,000 |
| St. Tammany County Louisiana | 9 | $ 1,324,000 | $ 147,000 | $ 56,000 |
| St. Mary's County Maryland | 9 | $ 2,202,000 | $ 244,000 | $ 60,000 |
| Essex County New Jersey | 9 | $ 2,621,000 | $ 291,000 | $ 92,000 |
| Hillsborough County Florida | 8 | $ 1,379,000 | $ 172,000 | $ 46,000 |
| Anne Arundel County Maryland | 8 | $ 2,690,000 | $ 336,000 | $ 94,000 |
| Jackson County Missouri | 8 | $ 1,212,000 | $ 151,000 | $ 38,000 |
| Westchester County New York | 8 | $ 2,468,000 | $ 308,000 | $ 80,000 |
| Monroe County Pennsylvania | 8 | $ 1,185,000 | $ 148,000 | $ 52,000 |
| Dallas County Texas | 8 | $ 1,365,000 | $ 170,000 | $ 144,000 |
| Manatee County Florida | 7 | $ 2,138,000 | $ 305,000 | $ 82,000 |
| DeKalb County Georgia | 7 | $ 1,307,000 | $ 186,000 | $ 56,000 |
| Ascension County Louisiana | 7 | $ 1,081,000 | $ 154,000 | $ 88,000 |
| Harrison County Mississippi | 7 | $ 920,000 | $ 131,000 | $ 41,000 |
| Dutchess County New York | 7 | $ 1,823,000 | $ 260,000 | $ 45,000 |
| Monroe County New York | 7 | $ 642,000 | $ 91,000 | $ 37,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,019,000 | $ 145,000 | $ 92,000 |
| Horry County South Carolina | 7 | $ 1,299,000 | $ 185,000 | $ 102,000 |
| New Haven County Connecticut | 6 | $ 1,143,000 | $ 190,000 | $ 59,000 |
| Lafayette County Louisiana | 6 | $ 675,000 | $ 112,000 | $ 43,000 |
| Montgomery County Maryland | 6 | $ 2,070,000 | $ 345,000 | $ 134,000 |
| Hinds County Mississippi | 6 | $ 659,000 | $ 109,000 | $ 31,000 |
| Union County New Jersey | 6 | $ 1,919,000 | $ 319,000 | $ 87,000 |
| Cayuga County New York | 6 | $ 543,000 | $ 90,000 | $ 41,000 |
| Otsego County New York | 6 | $ 504,000 | $ 84,000 | $ 18,000 |
| Montgomery County Pennsylvania | 6 | $ 1,046,000 | $ 174,000 | $ 63,000 |
| Pinellas County Florida | 5 | $ 717,000 | $ 143,000 | $ 59,000 |
| Clayton County Georgia | 5 | $ 673,000 | $ 134,000 | $ 41,000 |
| Orleans County Louisiana | 5 | $ 858,000 | $ 171,000 | $ 37,000 |
| DeSoto County Mississippi | 5 | $ 708,000 | $ 141,000 | $ 67,000 |
| Atlantic County New Jersey | 5 | $ 795,000 | $ 159,000 | $ 52,000 |
| Passaic County New Jersey | 5 | $ 1,477,000 | $ 295,000 | $ 83,000 |
| Broome County New York | 5 | $ 397,000 | $ 79,000 | $ 53,000 |
| Rockland County New York | 5 | $ 789,000 | $ 157,000 | $ 87,000 |
| Schenectady County New York | 5 | $ 551,000 | $ 110,000 | $ 49,000 |
| Columbia County Pennsylvania | 5 | $ 714,000 | $ 142,000 | $ 47,000 |
| Northampton County Pennsylvania | 5 | $ 1,262,000 | $ 252,000 | $ 49,000 |
| Fairfield County Connecticut | 4 | $ 1,347,000 | $ 336,000 | $ 114,000 |
| Lake County Florida | 4 | $ 869,000 | $ 217,000 | $ 68,000 |
| Lee County Florida | 4 | $ 1,068,000 | $ 267,000 | $ 9,000 |
| Orange County Florida | 4 | $ 788,000 | $ 197,000 | $ 0 |
| Polk County Florida | 4 | $ 717,000 | $ 179,000 | $ 30,000 |
| Franklin County Georgia | 4 | $ 195,000 | $ 48,000 | $ 0 |
| Fulton County Georgia | 4 | $ 882,000 | $ 220,000 | $ 85,000 |
| Assumption County Louisiana | 4 | $ 513,000 | $ 128,000 | $ 55,000 |
| St. Charles County Louisiana | 4 | $ 586,000 | $ 146,000 | $ 52,000 |
| Warren County Mississippi | 4 | $ 309,000 | $ 77,000 | $ 20,000 |
| Camden County New Jersey | 4 | $ 593,000 | $ 148,000 | $ 33,000 |
| Hudson County New Jersey | 4 | $ 1,140,000 | $ 285,000 | $ 52,000 |
| Sussex County New Jersey | 4 | $ 1,066,000 | $ 266,000 | $ 90,000 |
| Herkimer County New York | 4 | $ 289,000 | $ 72,000 | $ 38,000 |
| Orange County New York | 4 | $ 1,344,000 | $ 336,000 | $ 63,000 |
| Pike County Pennsylvania | 4 | $ 507,000 | $ 126,000 | $ 52,000 |
| Galveston County Texas | 4 | $ 359,000 | $ 89,000 | $ 11,000 |
| Chesterfield County Virginia | 4 | $ 694,000 | $ 173,000 | $ 24,000 |
| San Bernardino County California | 3 | $ 824,000 | $ 274,000 | $ 37,000 |
| Hartford County Connecticut | 3 | $ 578,000 | $ 192,000 | $ 71,000 |
| Brevard County Florida | 3 | $ 378,000 | $ 126,000 | $ 36,000 |
| Hernando County Florida | 3 | $ 446,000 | $ 148,000 | $ 30,000 |
| Miami-Dade County Florida | 3 | $ 505,000 | $ 168,000 | $ 45,000 |
| Palm Beach County Florida | 3 | $ 725,000 | $ 241,000 | $ 0 |
| Douglas County Georgia | 3 | $ 429,000 | $ 143,000 | $ 63,000 |
| Henry County Georgia | 3 | $ 443,000 | $ 147,000 | $ 37,000 |
| Lafourche County Louisiana | 3 | $ 491,000 | $ 163,000 | $ 85,000 |
| St. John the Baptist County Louisiana | 3 | $ 539,000 | $ 179,000 | $ 61,000 |
| Tangipahoa County Louisiana | 3 | $ 419,000 | $ 139,000 | $ 24,000 |
| Baltimore County Maryland | 3 | $ 673,000 | $ 224,000 | $ 37,000 |
| Howard County Maryland | 3 | $ 736,000 | $ 245,000 | $ 19,000 |
| Essex County Massachusetts | 3 | $ 721,000 | $ 240,000 | $ 8,000 |
| Worcester County Massachusetts | 3 | $ 407,000 | $ 135,000 | $ 209,000 |
| Wayne County Michigan | 3 | $ 323,000 | $ 107,000 | $ 54,000 |
| Forrest County Mississippi | 3 | $ 235,000 | $ 78,000 | $ 22,000 |
| Jackson County Mississippi | 3 | $ 373,000 | $ 124,000 | $ 48,000 |
| Madison County Mississippi | 3 | $ 328,000 | $ 109,000 | $ 9,000 |
| Pearl River County Mississippi | 3 | $ 453,000 | $ 151,000 | $ 81,000 |
| Burlington County New Jersey | 3 | $ 861,000 | $ 287,000 | $ 85,000 |
| Jefferson County New York | 3 | $ 305,000 | $ 101,000 | $ 59,000 |
| Madison County New York | 3 | $ 350,000 | $ 116,000 | $ 67,000 |
| Ulster County New York | 3 | $ 503,000 | $ 167,000 | $ 48,000 |
| Durham County North Carolina | 3 | $ 514,000 | $ 171,000 | $ 67,000 |
| Dauphin County Pennsylvania | 3 | $ 243,000 | $ 81,000 | $ 80,000 |
| Georgetown County South Carolina | 3 | $ 1,460,000 | $ 486,000 | $ 44,000 |
| Shelby County Tennessee | 3 | $ 338,000 | $ 112,000 | $ 57,000 |
| Dane County Wisconsin | 3 | $ 321,000 | $ 107,000 | $ 36,000 |
| Los Angeles County California | 2 | $ 878,000 | $ 439,000 | $ 44,000 |
| Riverside County California | 2 | $ 634,000 | $ 317,000 | $ 64,000 |
| Sacramento County California | 2 | $ 1,031,000 | $ 515,000 | $ 19,000 |
| Santa Cruz County California | 2 | $ 631,000 | $ 315,000 | $ 0 |
| Shasta County California | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| Tulare County California | 2 | $ 421,000 | $ 210,000 | $ 59,000 |
| New Castle County Delaware | 2 | $ 322,000 | $ 161,000 | $ 84,000 |
| Bay County Florida | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Broward County Florida | 2 | $ 349,000 | $ 174,000 | $ 174,000 |
| Duval County Florida | 2 | $ 274,000 | $ 137,000 | $ 16,000 |
| Escambia County Florida | 2 | $ 151,000 | $ 75,000 | $ 24,000 |
| Sarasota County Florida | 2 | $ 230,000 | $ 115,000 | $ 20,000 |
| Walton County Florida | 2 | $ 760,000 | $ 380,000 | $ 271,000 |
| Forsyth County Georgia | 2 | $ 338,000 | $ 169,000 | $ 70,000 |
| Jackson County Georgia | 2 | $ 178,000 | $ 89,000 | $ 59,000 |
| Will County Illinois | 2 | $ 401,000 | $ 200,000 | $ 29,000 |
| Marion County Indiana | 2 | $ 161,000 | $ 80,000 | $ 15,000 |
| St. Martin County Louisiana | 2 | $ 154,000 | $ 77,000 | $ 26,000 |
| Harford County Maryland | 2 | $ 459,000 | $ 229,000 | $ 37,000 |
| Queen Anne's County Maryland | 2 | $ 479,000 | $ 239,000 | $ 81,000 |
| Genesee County Michigan | 2 | $ 116,000 | $ 58,000 | $ 29,000 |
| Kent County Michigan | 2 | $ 397,000 | $ 198,000 | $ 75,000 |
| Macomb County Michigan | 2 | $ 266,000 | $ 133,000 | $ 95,000 |
| Oakland County Michigan | 2 | $ 447,000 | $ 223,000 | $ 0 |
| Hancock County Mississippi | 2 | $ 322,000 | $ 161,000 | $ 51,000 |
| Rankin County Mississippi | 2 | $ 206,000 | $ 103,000 | $ 48,000 |
| Cass County Missouri | 2 | $ 235,000 | $ 117,000 | $ 37,000 |
| Clay County Missouri | 2 | $ 234,000 | $ 117,000 | $ 21,000 |
| Cape May County New Jersey | 2 | $ 495,000 | $ 247,000 | $ 0 |
| Albany County New York | 2 | $ 261,000 | $ 130,000 | $ 37,000 |
| Delaware County New York | 2 | $ 234,000 | $ 117,000 | $ 31,000 |
| Saratoga County New York | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Seneca County New York | 2 | $ 132,000 | $ 66,000 | $ 14,000 |
| Sullivan County New York | 2 | $ 374,000 | $ 187,000 | $ 15,000 |
| Mecklenburg County North Carolina | 2 | $ 393,000 | $ 196,000 | $ 108,000 |
| Wake County North Carolina | 2 | $ 323,000 | $ 161,000 | $ 62,000 |
| Bucks County Pennsylvania | 2 | $ 505,000 | $ 252,000 | $ 127,000 |
| Chester County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Delaware County Pennsylvania | 2 | $ 319,000 | $ 159,000 | $ 35,000 |
| Susquehanna County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 0 |
| York County Pennsylvania | 2 | $ 509,000 | $ 254,000 | $ 87,000 |
| Greenville County South Carolina | 2 | $ 117,000 | $ 58,000 | $ 38,000 |
| Denton County Texas | 2 | $ 161,000 | $ 80,000 | $ 340,000 |
| Tarrant County Texas | 2 | $ 336,000 | $ 168,000 | $ 88,000 |
| Fairfax County Virginia | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Hampton County Virginia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| James City County Virginia | 2 | $ 302,000 | $ 151,000 | $ 56,000 |
| Loudoun County Virginia | 2 | $ 343,000 | $ 171,000 | $ 210,000 |
| Powhatan County Virginia | 2 | $ 269,000 | $ 134,000 | $ 84,000 |
| Blount County Alabama | 1 | $ 138,000 | $ 138,000 | $ 114,000 |
| Calhoun County Alabama | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Mobile County Alabama | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 102,000 | $ 102,000 | $ 51,000 |
| Butte County California | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Contra Costa County California | 1 | $ 289,000 | $ 289,000 | $ 63,000 |
| Fresno County California | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Humboldt County California | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Kern County California | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Monterey County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Santa Clara County California | 1 | $ 578,000 | $ 578,000 | $ 0 |
| El Paso County Colorado | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Jefferson County Colorado | 1 | $ 256,000 | $ 256,000 | $ 74,000 |
| Larimer County Colorado | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Weld County Colorado | 1 | $ 164,000 | $ 164,000 | $ 111,000 |
| New London County Connecticut | 1 | $ 223,000 | $ 223,000 | $ 74,000 |
| Kent County Delaware | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Sussex County Delaware | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Charlotte County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Collier County Florida | 1 | $ 340,000 | $ 340,000 | $ 91,000 |
| DeSoto County Florida | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| Indian River County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Leon County Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Osceola County Florida | 1 | $ 1,485,000 | $ 1,485,000 | $ 0 |
| Putnam County Florida | 1 | $ 131,000 | $ 131,000 | $ 43,000 |
| Bulloch County Georgia | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Carroll County Georgia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Cobb County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Coweta County Georgia | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Effingham County Georgia | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| Laurens County Georgia | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| Lumpkin County Georgia | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Newton County Georgia | 1 | $ 207,000 | $ 207,000 | $ 66,000 |
| Richmond County Georgia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Walker County Georgia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| DuPage County Illinois | 1 | $ 279,000 | $ 279,000 | $ 172,000 |
| Henry County Illinois | 1 | $ 92,000 | $ 92,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McHenry County Illinois | 1 | $ 252,000 | $ 252,000 | $ 89,000 |
| Perry County Illinois | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Winnebago County Illinois | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Jackson County Indiana | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Jasper County Indiana | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Starke County Indiana | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Barren County Kentucky | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Martin County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Beauregard County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Bossier County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Concordia County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Iberia County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 28,000 |
| Iberville County Louisiana | 1 | $ 109,000 | $ 109,000 | $ 31,000 |
| St. Bernard County Louisiana | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| St. James County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Terrebonne County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Carroll County Maryland | 1 | $ 272,000 | $ 272,000 | $ 71,000 |
| Dorchester County Maryland | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Somerset County Maryland | 1 | $ 126,000 | $ 126,000 | $ 35,000 |
| Bristol County Massachusetts | 1 | $ 321,000 | $ 321,000 | $ 88,000 |
| Hampshire County Massachusetts | 1 | $ 272,000 | $ 272,000 | $ 120,000 |
| Middlesex County Massachusetts | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Lenawee County Michigan | 1 | $ 193,000 | $ 193,000 | $ 64,000 |
| Saginaw County Michigan | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Calhoun County Mississippi | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Copiah County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Lafayette County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Lamar County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Lawrence County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Lincoln County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Marion County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Panola County Mississippi | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
| Simpson County Mississippi | 1 | $ 142,000 | $ 142,000 | $ 109,000 |
| Stone County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Winston County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Greene County Missouri | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Jasper County Missouri | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Jefferson County Missouri | 1 | $ 152,000 | $ 152,000 | $ 37,000 |
| Lincoln County Missouri | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
| Newton County Missouri | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Perry County Missouri | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| Reynolds County Missouri | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| St. Louis County Missouri | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Morris County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 89,000 |
| Somerset County New Jersey | 1 | $ 383,000 | $ 383,000 | $ 77,000 |
| Warren County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 73,000 |
| Bernalillo County New Mexico | 1 | $ 229,000 | $ 229,000 | $ 62,000 |
| Valencia County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Erie County New York | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Lewis County New York | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Ontario County New York | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Putnam County New York | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Tompkins County New York | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Washington County New York | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Yates County New York | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Brunswick County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Craven County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Cumberland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Gaston County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Johnston County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Lincoln County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 55,000 |
| Robeson County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Rowan County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Rutherford County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Scotland County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Union County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Wilson County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 81,000 |
| Berks County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Erie County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Indiana County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 62,000 |
| Mercer County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Washington County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Wyoming County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Abbeville County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Beaufort County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Charleston County South Carolina | 1 | $ 351,000 | $ 351,000 | $ 182,000 |
| Chester County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 23,000 |
| Dorchester County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Edgefield County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Fairfield County South Carolina | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Florence County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| York County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Carter County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| Claiborne County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Knox County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| White County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 22,000 |
| Bexar County Texas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Cameron County Texas | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| Collin County Texas | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Fayette County Texas | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Hardeman County Texas | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Nacogdoches County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Parker County Texas | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
| Polk County Texas | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| San Patricio County Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Taylor County Texas | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Alexandria County Virginia | 1 | $ 204,000 | $ 204,000 | $ 63,000 |
| Bristol County Virginia | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Buchanan County Virginia | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Fauquier County Virginia | 1 | $ 388,000 | $ 388,000 | $ 71,000 |
| Hanover County Virginia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Louisa County Virginia | 1 | $ 198,000 | $ 198,000 | $ 43,000 |
| Nelson County Virginia | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Suffolk County Virginia | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Warren County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| York County Virginia | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Fayette County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Hampshire County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Raleigh County West Virginia | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Wayne County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Wyoming County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Dodge County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Home Consultants in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 760 | $163,241,000 | $214,000 | $926,000 | $59,000 | $646,000 |
| Home Purchase | 694 | $144,261,000 | $207,000 | $1,485,000 | $59,000 | $340,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 647 | $121,528,000 | $187,000 | $923,000 | $84,000 | $646,000 |
| Not Provided | 414 | $97,913,000 | $236,000 | $1,485,000 | $14,000 | $300,000 |
| Black or African American | 219 | $43,985,000 | $200,000 | $705,000 | $69,000 | $242,000 |
| Hispanic | 78 | $19,708,000 | $252,000 | $750,000 | $77,000 | $420,000 |
| Not applicable | 59 | $12,496,000 | $211,000 | $908,000 | $0 | $0 |
| Asian | 26 | $8,536,000 | $328,000 | $648,000 | $111,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,750,000 | $343,000 | $641,000 | $132,000 | $239,000 |
| American Indian or Alaskan Native | 3 | $586,000 | $195,000 | $273,000 | $53,000 | $56,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 930 | $222,735,000 | $239,000 | $1,485,000 | $67,000 | $646,000 |
| FHA-insured (Federal Housing Administration) | 512 | $82,452,000 | $161,000 | $468,000 | $44,000 | $291,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,315,000 | $192,000 | $350,000 | $46,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 940 | $186,001,000 | $197,000 | $923,000 | $80,000 | $646,000 |
| Application Withdrawn By Applicant | 402 | $96,808,000 | $240,000 | $1,485,000 | $12,000 | $296,000 |
| Application Denied By Financial Institution | 85 | $18,957,000 | $223,000 | $908,000 | $58,000 | $300,000 |
| Application Approved But Not Accepted | 25 | $5,136,000 | $205,000 | $495,000 | $25,000 | $174,000 |
| File Closed For Incompleteness | 2 | $600,000 | $300,000 | $307,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $632,000 | $158,000 | $266,000 | $38,000 | $93,000 |
| Debt-To-Income Ratio | 4 | $565,000 | $141,000 | $280,000 | $39,000 | $95,000 |
| Credit Application Incomplete | 3 | $388,000 | $129,000 | $242,000 | $170,000 | $240,000 |
| Collateral | 2 | $193,000 | $96,000 | $138,000 | $167,000 | $250,000 |
| Employment History | 2 | $334,000 | $167,000 | $227,000 | $76,000 | $90,000 |
| Other | 1 | $203,000 | $203,000 | $203,000 | $60,000 | $60,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Consultants's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Consultants's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.