Home Consultants Mortgage Lending & HMDA Data, 2007
In 2007, Home Consultants of Lake Ariel, PA reported 1,454 mortgage applications totaling $307.5 million, down 21% from 2006. The average application was for $211,486, and applicants reported an average income of $59,000. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (229), Washington-Arlington-Alexandria, DC-VA-MD-WV (139) and Edison, NJ (91) (applications in parentheses).
| Mortgage Company & Address | Home Consultants 473 Easton Turnpike Ste A Lake Ariel, PA 18436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,454 |
| Total Mortgage Loan Application Amount | $307,502,000 |
| Average Mortgage Loan Application Amount | $211,486 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $646,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Consultants filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond, New York | 113 | $ 31,044,000 | $ 274,725 | $ 66,000 |
| Prince George's, Maryland | 69 | $ 19,069,000 | $ 276,362 | $ 61,000 |
| Lackawanna, Pennsylvania | 53 | $ 6,609,000 | $ 124,698 | $ 67,000 |
| Queens, New York | 45 | $ 16,383,000 | $ 364,066 | $ 67,000 |
| Suffolk, New York | 44 | $ 13,781,000 | $ 313,204 | $ 68,000 |
| Monmouth, New Jersey | 42 | $ 13,782,000 | $ 328,142 | $ 87,000 |
| East Baton Rouge, Louisiana | 35 | $ 5,439,000 | $ 155,400 | $ 57,000 |
| Middlesex, New Jersey | 32 | $ 8,076,000 | $ 252,375 | $ 96,000 |
| Onondaga, New York | 30 | $ 2,714,000 | $ 90,466 | $ 104,000 |
| Oneida, New York | 29 | $ 2,435,000 | $ 83,965 | $ 44,000 |
| District of Columbia, District Of Columbia | 28 | $ 7,572,000 | $ 270,428 | $ 44,000 |
| Nassau, New York | 28 | $ 9,216,000 | $ 329,142 | $ 57,000 |
| Kings, New York | 22 | $ 10,404,000 | $ 472,909 | $ 80,000 |
| Charles, Maryland | 20 | $ 4,692,000 | $ 234,600 | $ 64,000 |
| Jefferson, Louisiana | 17 | $ 2,675,000 | $ 157,352 | $ 31,000 |
| Ocean, New Jersey | 16 | $ 5,087,000 | $ 317,937 | $ 68,000 |
| Baltimore City, Maryland | 15 | $ 2,215,000 | $ 147,666 | $ 28,000 |
| Calvert, Maryland | 15 | $ 3,857,000 | $ 257,133 | $ 90,000 |
| Cook, Illinois | 14 | $ 2,914,000 | $ 208,142 | $ 64,000 |
| Wayne, Pennsylvania | 14 | $ 1,833,000 | $ 130,928 | $ 45,000 |
| Bergen, New Jersey | 13 | $ 3,434,000 | $ 264,153 | $ 52,000 |
| Bronx, New York | 13 | $ 5,303,000 | $ 407,923 | $ 53,000 |
| Gwinnett, Georgia | 11 | $ 2,163,000 | $ 196,636 | $ 45,000 |
| Lauderdale, Mississippi | 11 | $ 1,034,000 | $ 94,000 | $ 26,000 |
| Oswego, New York | 11 | $ 741,000 | $ 67,363 | $ 83,000 |
| Harris, Texas | 11 | $ 1,268,000 | $ 115,272 | $ 35,000 |
| Mercer, New Jersey | 10 | $ 2,282,000 | $ 228,200 | $ 42,000 |
| Luzerne, Pennsylvania | 10 | $ 876,000 | $ 87,600 | $ 42,000 |
| Caddo, Louisiana | 9 | $ 1,328,000 | $ 147,555 | $ 30,000 |
| Livingston, Louisiana | 9 | $ 1,271,000 | $ 141,222 | $ 59,000 |
| St. Tammany, Louisiana | 9 | $ 1,324,000 | $ 147,111 | $ 56,000 |
| St. Mary's, Maryland | 9 | $ 2,202,000 | $ 244,666 | $ 60,000 |
| Essex, New Jersey | 9 | $ 2,621,000 | $ 291,222 | $ 92,000 |
| Hillsborough, Florida | 8 | $ 1,379,000 | $ 172,375 | $ 46,000 |
| Anne Arundel, Maryland | 8 | $ 2,690,000 | $ 336,250 | $ 94,000 |
| Jackson, Missouri | 8 | $ 1,212,000 | $ 151,500 | $ 38,000 |
| Westchester, New York | 8 | $ 2,468,000 | $ 308,500 | $ 80,000 |
| Monroe, Pennsylvania | 8 | $ 1,185,000 | $ 148,125 | $ 52,000 |
| Dallas, Texas | 8 | $ 1,365,000 | $ 170,625 | $ 144,000 |
| Manatee, Florida | 7 | $ 2,138,000 | $ 305,428 | $ 82,000 |
| DeKalb, Georgia | 7 | $ 1,307,000 | $ 186,714 | $ 56,000 |
| Ascension, Louisiana | 7 | $ 1,081,000 | $ 154,428 | $ 88,000 |
| Harrison, Mississippi | 7 | $ 920,000 | $ 131,428 | $ 41,000 |
| Dutchess, New York | 7 | $ 1,823,000 | $ 260,428 | $ 45,000 |
| Monroe, New York | 7 | $ 642,000 | $ 91,714 | $ 37,000 |
| Philadelphia, Pennsylvania | 7 | $ 1,019,000 | $ 145,571 | $ 92,000 |
| Horry, South Carolina | 7 | $ 1,299,000 | $ 185,571 | $ 102,000 |
| New Haven, Connecticut | 6 | $ 1,143,000 | $ 190,500 | $ 59,000 |
| Lafayette, Louisiana | 6 | $ 675,000 | $ 112,500 | $ 43,000 |
| Montgomery, Maryland | 6 | $ 2,070,000 | $ 345,000 | $ 134,000 |
| Hinds, Mississippi | 6 | $ 659,000 | $ 109,833 | $ 31,000 |
| Union, New Jersey | 6 | $ 1,919,000 | $ 319,833 | $ 87,000 |
| Cayuga, New York | 6 | $ 543,000 | $ 90,500 | $ 41,000 |
| Otsego, New York | 6 | $ 504,000 | $ 84,000 | $ 18,000 |
| Montgomery, Pennsylvania | 6 | $ 1,046,000 | $ 174,333 | $ 63,000 |
| Pinellas, Florida | 5 | $ 717,000 | $ 143,400 | $ 59,000 |
| Clayton, Georgia | 5 | $ 673,000 | $ 134,600 | $ 41,000 |
| Orleans, Louisiana | 5 | $ 858,000 | $ 171,600 | $ 37,000 |
| DeSoto, Mississippi | 5 | $ 708,000 | $ 141,600 | $ 67,000 |
| Atlantic, New Jersey | 5 | $ 795,000 | $ 159,000 | $ 52,000 |
| Passaic, New Jersey | 5 | $ 1,477,000 | $ 295,400 | $ 83,000 |
| Broome, New York | 5 | $ 397,000 | $ 79,400 | $ 53,000 |
| Rockland, New York | 5 | $ 789,000 | $ 157,800 | $ 87,000 |
| Schenectady, New York | 5 | $ 551,000 | $ 110,200 | $ 49,000 |
| Columbia, Pennsylvania | 5 | $ 714,000 | $ 142,800 | $ 47,000 |
| Northampton, Pennsylvania | 5 | $ 1,262,000 | $ 252,400 | $ 49,000 |
| Fairfield, Connecticut | 4 | $ 1,347,000 | $ 336,750 | $ 114,000 |
| Lake, Florida | 4 | $ 869,000 | $ 217,250 | $ 68,000 |
| Lee, Florida | 4 | $ 1,068,000 | $ 267,000 | $ 9,000 |
| Orange, Florida | 4 | $ 788,000 | $ 197,000 | $ 0 |
| Polk, Florida | 4 | $ 717,000 | $ 179,250 | $ 30,000 |
| Franklin, Georgia | 4 | $ 195,000 | $ 48,750 | $ 0 |
| Fulton, Georgia | 4 | $ 882,000 | $ 220,500 | $ 85,000 |
| Assumption, Louisiana | 4 | $ 513,000 | $ 128,250 | $ 55,000 |
| St. Charles, Louisiana | 4 | $ 586,000 | $ 146,500 | $ 52,000 |
| Warren, Mississippi | 4 | $ 309,000 | $ 77,250 | $ 20,000 |
| Camden, New Jersey | 4 | $ 593,000 | $ 148,250 | $ 33,000 |
| Hudson, New Jersey | 4 | $ 1,140,000 | $ 285,000 | $ 52,000 |
| Sussex, New Jersey | 4 | $ 1,066,000 | $ 266,500 | $ 90,000 |
| Herkimer, New York | 4 | $ 289,000 | $ 72,250 | $ 38,000 |
| Orange, New York | 4 | $ 1,344,000 | $ 336,000 | $ 63,000 |
| Pike, Pennsylvania | 4 | $ 507,000 | $ 126,750 | $ 52,000 |
| Galveston, Texas | 4 | $ 359,000 | $ 89,750 | $ 11,000 |
| Chesterfield, Virginia | 4 | $ 694,000 | $ 173,500 | $ 24,000 |
| San Bernardino, California | 3 | $ 824,000 | $ 274,666 | $ 37,000 |
| Hartford, Connecticut | 3 | $ 578,000 | $ 192,666 | $ 71,000 |
| Brevard, Florida | 3 | $ 378,000 | $ 126,000 | $ 36,000 |
| Hernando, Florida | 3 | $ 446,000 | $ 148,666 | $ 30,000 |
| Miami-Dade, Florida | 3 | $ 505,000 | $ 168,333 | $ 45,000 |
| Palm Beach, Florida | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Douglas, Georgia | 3 | $ 429,000 | $ 143,000 | $ 63,000 |
| Henry, Georgia | 3 | $ 443,000 | $ 147,666 | $ 37,000 |
| Lafourche, Louisiana | 3 | $ 491,000 | $ 163,666 | $ 85,000 |
| St. John the Baptist, Louisiana | 3 | $ 539,000 | $ 179,666 | $ 61,000 |
| Tangipahoa, Louisiana | 3 | $ 419,000 | $ 139,666 | $ 24,000 |
| Baltimore, Maryland | 3 | $ 673,000 | $ 224,333 | $ 37,000 |
| Howard, Maryland | 3 | $ 736,000 | $ 245,333 | $ 19,000 |
| Essex, Massachusetts | 3 | $ 721,000 | $ 240,333 | $ 8,000 |
| Worcester, Massachusetts | 3 | $ 407,000 | $ 135,666 | $ 209,000 |
| Wayne, Michigan | 3 | $ 323,000 | $ 107,666 | $ 54,000 |
| Forrest, Mississippi | 3 | $ 235,000 | $ 78,333 | $ 22,000 |
| Jackson, Mississippi | 3 | $ 373,000 | $ 124,333 | $ 48,000 |
| Madison, Mississippi | 3 | $ 328,000 | $ 109,333 | $ 9,000 |
| Pearl River, Mississippi | 3 | $ 453,000 | $ 151,000 | $ 81,000 |
| Burlington, New Jersey | 3 | $ 861,000 | $ 287,000 | $ 85,000 |
| Jefferson, New York | 3 | $ 305,000 | $ 101,666 | $ 59,000 |
| Madison, New York | 3 | $ 350,000 | $ 116,666 | $ 67,000 |
| Ulster, New York | 3 | $ 503,000 | $ 167,666 | $ 48,000 |
| Durham, North Carolina | 3 | $ 514,000 | $ 171,333 | $ 67,000 |
| Dauphin, Pennsylvania | 3 | $ 243,000 | $ 81,000 | $ 80,000 |
| Georgetown, South Carolina | 3 | $ 1,460,000 | $ 486,666 | $ 44,000 |
| Shelby, Tennessee | 3 | $ 338,000 | $ 112,666 | $ 57,000 |
| Dane, Wisconsin | 3 | $ 321,000 | $ 107,000 | $ 36,000 |
| Los Angeles, California | 2 | $ 878,000 | $ 439,000 | $ 44,000 |
| Riverside, California | 2 | $ 634,000 | $ 317,000 | $ 64,000 |
| Sacramento, California | 2 | $ 1,031,000 | $ 515,500 | $ 19,000 |
| Santa Cruz, California | 2 | $ 631,000 | $ 315,500 | $ 0 |
| Shasta, California | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| Tulare, California | 2 | $ 421,000 | $ 210,500 | $ 59,000 |
| New Castle, Delaware | 2 | $ 322,000 | $ 161,000 | $ 84,000 |
| Bay, Florida | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Broward, Florida | 2 | $ 349,000 | $ 174,500 | $ 174,000 |
| Duval, Florida | 2 | $ 274,000 | $ 137,000 | $ 16,000 |
| Escambia, Florida | 2 | $ 151,000 | $ 75,500 | $ 24,000 |
| Sarasota, Florida | 2 | $ 230,000 | $ 115,000 | $ 20,000 |
| Walton, Florida | 2 | $ 760,000 | $ 380,000 | $ 271,000 |
| Forsyth, Georgia | 2 | $ 338,000 | $ 169,000 | $ 70,000 |
| Jackson, Georgia | 2 | $ 178,000 | $ 89,000 | $ 59,000 |
| Will, Illinois | 2 | $ 401,000 | $ 200,500 | $ 29,000 |
| Marion, Indiana | 2 | $ 161,000 | $ 80,500 | $ 15,000 |
| St. Martin, Louisiana | 2 | $ 154,000 | $ 77,000 | $ 26,000 |
| Harford, Maryland | 2 | $ 459,000 | $ 229,500 | $ 37,000 |
| Queen Anne's, Maryland | 2 | $ 479,000 | $ 239,500 | $ 81,000 |
| Genesee, Michigan | 2 | $ 116,000 | $ 58,000 | $ 29,000 |
| Kent, Michigan | 2 | $ 397,000 | $ 198,500 | $ 75,000 |
| Macomb, Michigan | 2 | $ 266,000 | $ 133,000 | $ 95,000 |
| Oakland, Michigan | 2 | $ 447,000 | $ 223,500 | $ 0 |
| Hancock, Mississippi | 2 | $ 322,000 | $ 161,000 | $ 51,000 |
| Rankin, Mississippi | 2 | $ 206,000 | $ 103,000 | $ 48,000 |
| Cass, Missouri | 2 | $ 235,000 | $ 117,500 | $ 37,000 |
| Clay, Missouri | 2 | $ 234,000 | $ 117,000 | $ 21,000 |
| Cape May, New Jersey | 2 | $ 495,000 | $ 247,500 | $ 0 |
| Albany, New York | 2 | $ 261,000 | $ 130,500 | $ 37,000 |
| Delaware, New York | 2 | $ 234,000 | $ 117,000 | $ 31,000 |
| Saratoga, New York | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Seneca, New York | 2 | $ 132,000 | $ 66,000 | $ 14,000 |
| Sullivan, New York | 2 | $ 374,000 | $ 187,000 | $ 15,000 |
| Mecklenburg, North Carolina | 2 | $ 393,000 | $ 196,500 | $ 108,000 |
| Wake, North Carolina | 2 | $ 323,000 | $ 161,500 | $ 62,000 |
| Bucks, Pennsylvania | 2 | $ 505,000 | $ 252,500 | $ 127,000 |
| Chester, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Delaware, Pennsylvania | 2 | $ 319,000 | $ 159,500 | $ 35,000 |
| Susquehanna, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 0 |
| York, Pennsylvania | 2 | $ 509,000 | $ 254,500 | $ 87,000 |
| Greenville, South Carolina | 2 | $ 117,000 | $ 58,500 | $ 38,000 |
| Denton, Texas | 2 | $ 161,000 | $ 80,500 | $ 340,000 |
| Tarrant, Texas | 2 | $ 336,000 | $ 168,000 | $ 88,000 |
| Fairfax, Virginia | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Hampton, Virginia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| James City, Virginia | 2 | $ 302,000 | $ 151,000 | $ 56,000 |
| Loudoun, Virginia | 2 | $ 343,000 | $ 171,500 | $ 210,000 |
| Powhatan, Virginia | 2 | $ 269,000 | $ 134,500 | $ 84,000 |
| Blount, Alabama | 1 | $ 138,000 | $ 138,000 | $ 114,000 |
| Calhoun, Alabama | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Mobile, Alabama | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 102,000 | $ 102,000 | $ 51,000 |
| Butte, California | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Contra Costa, California | 1 | $ 289,000 | $ 289,000 | $ 63,000 |
| Fresno, California | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Humboldt, California | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Kern, California | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Monterey, California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Santa Clara, California | 1 | $ 578,000 | $ 578,000 | $ 0 |
| El Paso, Colorado | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Jefferson, Colorado | 1 | $ 256,000 | $ 256,000 | $ 74,000 |
| Larimer, Colorado | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Weld, Colorado | 1 | $ 164,000 | $ 164,000 | $ 111,000 |
| New London, Connecticut | 1 | $ 223,000 | $ 223,000 | $ 74,000 |
| Kent, Delaware | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Sussex, Delaware | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Charlotte, Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Collier, Florida | 1 | $ 340,000 | $ 340,000 | $ 91,000 |
| DeSoto, Florida | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| Indian River, Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Leon, Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Osceola, Florida | 1 | $ 1,485,000 | $ 1,485,000 | $ 0 |
| Putnam, Florida | 1 | $ 131,000 | $ 131,000 | $ 43,000 |
| Bulloch, Georgia | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Carroll, Georgia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Cherokee, Georgia | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Cobb, Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Coweta, Georgia | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Effingham, Georgia | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| Laurens, Georgia | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| Lumpkin, Georgia | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Newton, Georgia | 1 | $ 207,000 | $ 207,000 | $ 66,000 |
| Richmond, Georgia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Rockdale, Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Walker, Georgia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Whitfield, Georgia | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| DuPage, Illinois | 1 | $ 279,000 | $ 279,000 | $ 172,000 |
| Henry, Illinois | 1 | $ 92,000 | $ 92,000 | $ 0 |
| LaSalle, Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison, Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McHenry, Illinois | 1 | $ 252,000 | $ 252,000 | $ 89,000 |
| Perry, Illinois | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Winnebago, Illinois | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Jackson, Indiana | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Jasper, Indiana | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Starke, Indiana | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Tippecanoe, Indiana | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Barren, Kentucky | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Martin, Kentucky | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Beauregard, Louisiana | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Bossier, Louisiana | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Concordia, Louisiana | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Iberia, Louisiana | 1 | $ 114,000 | $ 114,000 | $ 28,000 |
| Iberville, Louisiana | 1 | $ 109,000 | $ 109,000 | $ 31,000 |
| St. Bernard, Louisiana | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| St. James, Louisiana | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Terrebonne, Louisiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| West Baton Rouge, Louisiana | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Carroll, Maryland | 1 | $ 272,000 | $ 272,000 | $ 71,000 |
| Dorchester, Maryland | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Somerset, Maryland | 1 | $ 126,000 | $ 126,000 | $ 35,000 |
| Bristol, Massachusetts | 1 | $ 321,000 | $ 321,000 | $ 88,000 |
| Hampshire, Massachusetts | 1 | $ 272,000 | $ 272,000 | $ 120,000 |
| Middlesex, Massachusetts | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Plymouth, Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Suffolk, Massachusetts | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Lapeer, Michigan | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Lenawee, Michigan | 1 | $ 193,000 | $ 193,000 | $ 64,000 |
| Saginaw, Michigan | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Calhoun, Mississippi | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Copiah, Mississippi | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Lafayette, Mississippi | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Lamar, Mississippi | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Lawrence, Mississippi | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Lincoln, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Marion, Mississippi | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Panola, Mississippi | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
| Simpson, Mississippi | 1 | $ 142,000 | $ 142,000 | $ 109,000 |
| Stone, Mississippi | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Winston, Mississippi | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Greene, Missouri | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Jasper, Missouri | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Jefferson, Missouri | 1 | $ 152,000 | $ 152,000 | $ 37,000 |
| Lincoln, Missouri | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
| Newton, Missouri | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Perry, Missouri | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| Reynolds, Missouri | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| St. Louis, Missouri | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Morris, New Jersey | 1 | $ 280,000 | $ 280,000 | $ 89,000 |
| Somerset, New Jersey | 1 | $ 383,000 | $ 383,000 | $ 77,000 |
| Warren, New Jersey | 1 | $ 206,000 | $ 206,000 | $ 73,000 |
| Bernalillo, New Mexico | 1 | $ 229,000 | $ 229,000 | $ 62,000 |
| Valencia, New Mexico | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Erie, New York | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Lewis, New York | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Ontario, New York | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Putnam, New York | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Tompkins, New York | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Washington, New York | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Yates, New York | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Brunswick, North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Craven, North Carolina | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Cumberland, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Gaston, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Johnston, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Lincoln, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 55,000 |
| Robeson, North Carolina | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Rowan, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Rutherford, North Carolina | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Scotland, North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Union, North Carolina | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Wilson, North Carolina | 1 | $ 196,000 | $ 196,000 | $ 81,000 |
| Berks, Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Blair, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Erie, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Indiana, Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Lancaster, Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 62,000 |
| Mercer, Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Washington, Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Wyoming, Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Abbeville, South Carolina | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Barnwell, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Beaufort, South Carolina | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Charleston, South Carolina | 1 | $ 351,000 | $ 351,000 | $ 182,000 |
| Chester, South Carolina | 1 | $ 91,000 | $ 91,000 | $ 23,000 |
| Dorchester, South Carolina | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Edgefield, South Carolina | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Fairfield, South Carolina | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Florence, South Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| York, South Carolina | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Carter, Tennessee | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| Claiborne, Tennessee | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Knox, Tennessee | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Sullivan, Tennessee | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| White, Tennessee | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 87,000 | $ 87,000 | $ 22,000 |
| Bexar, Texas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Cameron, Texas | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| Collin, Texas | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Fayette, Texas | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Hardeman, Texas | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Nacogdoches, Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Parker, Texas | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
| Polk, Texas | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| San Patricio, Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Taylor, Texas | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Alexandria, Virginia | 1 | $ 204,000 | $ 204,000 | $ 63,000 |
| Bristol, Virginia | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Buchanan, Virginia | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Fauquier, Virginia | 1 | $ 388,000 | $ 388,000 | $ 71,000 |
| Hanover, Virginia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Louisa, Virginia | 1 | $ 198,000 | $ 198,000 | $ 43,000 |
| Nelson, Virginia | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Suffolk, Virginia | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Tazewell, Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Warren, Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| York, Virginia | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Fayette, West Virginia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Hampshire, West Virginia | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Raleigh, West Virginia | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Wayne, West Virginia | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Wyoming, West Virginia | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Dodge, Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Home Consultants in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 760 | $163,241,000 | $214,000 | $926,000 | $59,000 | $646,000 |
| Home Purchase | 694 | $144,261,000 | $207,000 | $1,485,000 | $59,000 | $340,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 647 | $121,528,000 | $187,000 | $923,000 | $84,000 | $646,000 |
| Not Provided | 414 | $97,913,000 | $236,000 | $1,485,000 | $14,000 | $300,000 |
| Black or African American | 219 | $43,985,000 | $200,000 | $705,000 | $69,000 | $242,000 |
| Hispanic | 78 | $19,708,000 | $252,000 | $750,000 | $77,000 | $420,000 |
| Not applicable | 59 | $12,496,000 | $211,000 | $908,000 | $0 | $0 |
| Asian | 26 | $8,536,000 | $328,000 | $648,000 | $111,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,750,000 | $343,000 | $641,000 | $132,000 | $239,000 |
| American Indian or Alaskan Native | 3 | $586,000 | $195,000 | $273,000 | $53,000 | $56,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 930 | $222,735,000 | $239,000 | $1,485,000 | $67,000 | $646,000 |
| FHA-insured (Federal Housing Administration) | 512 | $82,452,000 | $161,000 | $468,000 | $44,000 | $291,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,315,000 | $192,000 | $350,000 | $46,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 940 | $186,001,000 | $197,000 | $923,000 | $80,000 | $646,000 |
| Application Withdrawn By Applicant | 402 | $96,808,000 | $240,000 | $1,485,000 | $12,000 | $296,000 |
| Application Denied By Financial Institution | 85 | $18,957,000 | $223,000 | $908,000 | $58,000 | $300,000 |
| Application Approved But Not Accepted | 25 | $5,136,000 | $205,000 | $495,000 | $25,000 | $174,000 |
| File Closed For Incompleteness | 2 | $600,000 | $300,000 | $307,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $632,000 | $158,000 | $266,000 | $38,000 | $93,000 |
| Debt-To-Income Ratio | 4 | $565,000 | $141,000 | $280,000 | $39,000 | $95,000 |
| Credit Application Incomplete | 3 | $388,000 | $129,000 | $242,000 | $170,000 | $240,000 |
| Collateral | 2 | $193,000 | $96,000 | $138,000 | $167,000 | $250,000 |
| Employment History | 2 | $334,000 | $167,000 | $227,000 | $76,000 | $90,000 |
| Other | 1 | $203,000 | $203,000 | $203,000 | $60,000 | $60,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Consultants's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Consultants's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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