Home Equity Of America
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Home Equity Of America.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Home Equity Of America
5001 Kingsley Drive Md 1Mob2W
Cincinnati, OH 45227
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,424
Total Mortgage Loan Application Amount $258,759,000
Average Mortgage Loan Application Amount $68,666
Highest Mortgage Loan Application Amount $1,540,000
Average Applicant Income $95,000
Highest Applicant Income $1,662,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Home Equity Of America by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Grayson County Kentucky 1 $ 85,000 $ 85,000 $ 33,000
Green County Kentucky 1 $ 35,000 $ 35,000 $ 35,000
Hart County Kentucky 1 $ 130,000 $ 130,000 $ 33,000
Larue County Kentucky 1 $ 20,000 $ 20,000 $ 59,000
Laurel County Kentucky 1 $ 93,000 $ 93,000 $ 54,000
Letcher County Kentucky 1 $ 52,000 $ 52,000 $ 36,000
Madison County Kentucky 1 $ 118,000 $ 118,000 $ 38,000
Marion County Kentucky 1 $ 366,000 $ 366,000 $ 258,000
McLean County Kentucky 1 $ 24,000 $ 24,000 $ 47,000
Meade County Kentucky 1 $ 80,000 $ 80,000 $ 36,000
Mercer County Kentucky 1 $ 42,000 $ 42,000 $ 14,000
Monroe County Kentucky 1 $ 16,000 $ 16,000 $ 69,000
Montgomery County Kentucky 1 $ 30,000 $ 30,000 $ 90,000
Muhlenberg County Kentucky 1 $ 18,000 $ 18,000 $ 48,000
Oldham County Kentucky 1 $ 27,000 $ 27,000 $ 113,000
Owen County Kentucky 1 $ 43,000 $ 43,000 $ 65,000
Rowan County Kentucky 1 $ 115,000 $ 115,000 $ 60,000
Russell County Kentucky 1 $ 41,000 $ 41,000 $ 15,000
Scott County Kentucky 1 $ 132,000 $ 132,000 $ 74,000
Union County Kentucky 1 $ 29,000 $ 29,000 $ 163,000
Woodford County Kentucky 1 $ 34,000 $ 34,000 $ 63,000
Allegany County Maryland 1 $ 20,000 $ 20,000 $ 49,000
Calvert County Maryland 1 $ 175,000 $ 175,000 $ 294,000
Cecil County Maryland 1 $ 94,000 $ 94,000 $ 84,000
St. Mary's County Maryland 1 $ 101,000 $ 101,000 $ 129,000
Washington County Maryland 1 $ 36,000 $ 36,000 $ 61,000
Bristol County Massachusetts 1 $ 319,000 $ 319,000 $ 86,000
Alger County Michigan 1 $ 53,000 $ 53,000 $ 55,000
Benzie County Michigan 1 $ 43,000 $ 43,000 $ 59,000
Charlevoix County Michigan 1 $ 30,000 $ 30,000 $ 75,000
Chippewa County Michigan 1 $ 108,000 $ 108,000 $ 42,000
Delta County Michigan 1 $ 96,000 $ 96,000 $ 120,000
Hillsdale County Michigan 1 $ 65,000 $ 65,000 $ 97,000
Isabella County Michigan 1 $ 63,000 $ 63,000 $ 36,000
Leelanau County Michigan 1 $ 58,000 $ 58,000 $ 48,000
Lenawee County Michigan 1 $ 136,000 $ 136,000 $ 53,000
Manistee County Michigan 1 $ 94,000 $ 94,000 $ 48,000
Mecosta County Michigan 1 $ 121,000 $ 121,000 $ 38,000
Menominee County Michigan 1 $ 50,000 $ 50,000 $ 90,000
Oceana County Michigan 1 $ 60,000 $ 60,000 $ 38,000
Osceola County Michigan 1 $ 206,000 $ 206,000 $ 51,000
Presque Isle County Michigan 1 $ 78,000 $ 78,000 $ 74,000
Shiawassee County Michigan 1 $ 122,000 $ 122,000 $ 144,000
St. Joseph County Michigan 1 $ 85,000 $ 85,000 $ 76,000
Wexford County Michigan 1 $ 30,000 $ 30,000 $ 45,000
Beltrami County Minnesota 1 $ 21,000 $ 21,000 $ 106,000
Benton County Minnesota 1 $ 130,000 $ 130,000 $ 41,000
Brown County Minnesota 1 $ 25,000 $ 25,000 $ 45,000
Cass County Minnesota 1 $ 40,000 $ 40,000 $ 100,000
Crow Wing County Minnesota 1 $ 90,000 $ 90,000 $ 240,000
Dodge County Minnesota 1 $ 55,000 $ 55,000 $ 134,000
Douglas County Minnesota 1 $ 34,000 $ 34,000 $ 43,000
Freeborn County Minnesota 1 $ 11,000 $ 11,000 $ 48,000
Hubbard County Minnesota 1 $ 87,000 $ 87,000 $ 237,000
Kanabec County Minnesota 1 $ 23,000 $ 23,000 $ 96,000
Kandiyohi County Minnesota 1 $ 57,000 $ 57,000 $ 27,000
Lyon County Minnesota 1 $ 14,000 $ 14,000 $ 91,000
McLeod County Minnesota 1 $ 25,000 $ 25,000 $ 36,000
Mille Lacs County Minnesota 1 $ 101,000 $ 101,000 $ 92,000
Morrison County Minnesota 1 $ 132,000 $ 132,000 $ 72,000
Nicollet County Minnesota 1 $ 75,000 $ 75,000 $ 91,000
Pine County Minnesota 1 $ 277,000 $ 277,000 $ 70,000
Roseau County Minnesota 1 $ 15,000 $ 15,000 $ 29,000
Sibley County Minnesota 1 $ 165,000 $ 165,000 $ 49,000
Steele County Minnesota 1 $ 68,000 $ 68,000 $ 73,000
Waseca County Minnesota 1 $ 55,000 $ 55,000 $ 81,000
Bates County Missouri 1 $ 75,000 $ 75,000 $ 36,000
Camden County Missouri 1 $ 12,000 $ 12,000 $ 124,000
Cole County Missouri 1 $ 47,000 $ 47,000 $ 66,000
Gasconade County Missouri 1 $ 26,000 $ 26,000 $ 33,000
Greene County Missouri 1 $ 110,000 $ 110,000 $ 180,000
Henry County Missouri 1 $ 53,000 $ 53,000 $ 120,000
Lawrence County Missouri 1 $ 112,000 $ 112,000 $ 33,000
Pettis County Missouri 1 $ 74,000 $ 74,000 $ 53,000
Ray County Missouri 1 $ 72,000 $ 72,000 $ 100,000
Warren County Missouri 1 $ 36,000 $ 36,000 $ 33,000
Washington County Missouri 1 $ 72,000 $ 72,000 $ 60,000
Douglas County Nebraska 1 $ 90,000 $ 90,000 $ 66,000
Elko County Nevada 1 $ 64,000 $ 64,000 $ 26,000
Lyon County Nevada 1 $ 76,000 $ 76,000 $ 47,000
Putnam County New York 1 $ 400,000 $ 400,000 $ 88,000
Brunswick County North Carolina 1 $ 190,000 $ 190,000 $ 354,000
Caldwell County North Carolina 1 $ 113,000 $ 113,000 $ 35,000
Carteret County North Carolina 1 $ 318,000 $ 318,000 $ 49,000
Cleveland County North Carolina 1 $ 94,000 $ 94,000 $ 36,000
Craven County North Carolina 1 $ 89,000 $ 89,000 $ 81,000
Currituck County North Carolina 1 $ 65,000 $ 65,000 $ 72,000
Davidson County North Carolina 1 $ 44,000 $ 44,000 $ 72,000
Davie County North Carolina 1 $ 25,000 $ 25,000 $ 66,000
Duplin County North Carolina 1 $ 86,000 $ 86,000 $ 66,000
Edgecombe County North Carolina 1 $ 22,000 $ 22,000 $ 81,000
Granville County North Carolina 1 $ 90,000 $ 90,000 $ 108,000
Harnett County North Carolina 1 $ 86,000 $ 86,000 $ 216,000
Haywood County North Carolina 1 $ 66,000 $ 66,000 $ 91,000
Johnston County North Carolina 1 $ 19,000 $ 19,000 $ 91,000
Onslow County North Carolina 1 $ 100,000 $ 100,000 $ 49,000
Orange County North Carolina 1 $ 64,000 $ 64,000 $ 60,000
Richmond County North Carolina 1 $ 68,000 $ 68,000 $ 55,000
Rockingham County North Carolina 1 $ 76,000 $ 76,000 $ 126,000
Stanly County North Carolina 1 $ 54,000 $ 54,000 $ 72,000
Wayne County North Carolina 1 $ 86,000 $ 86,000 $ 69,000
Athens County Ohio 1 $ 79,000 $ 79,000 $ 40,000
Columbiana County Ohio 1 $ 225,000 $ 225,000 $ 49,000
Defiance County Ohio 1 $ 105,000 $ 105,000 $ 45,000
Erie County Ohio 1 $ 76,000 $ 76,000 $ 47,000
Harrison County Ohio 1 $ 98,000 $ 98,000 $ 32,000
Holmes County Ohio 1 $ 40,000 $ 40,000 $ 47,000
Huron County Ohio 1 $ 30,000 $ 30,000 $ 101,000
Jackson County Ohio 1 $ 160,000 $ 160,000 $ 74,000
Madison County Ohio 1 $ 118,000 $ 118,000 $ 90,000
Meigs County Ohio 1 $ 130,000 $ 130,000 $ 47,000
Ottawa County Ohio 1 $ 55,000 $ 55,000 $ 63,000
Pike County Ohio 1 $ 92,000 $ 92,000 $ 43,000
Sandusky County Ohio 1 $ 25,000 $ 25,000 $ 74,000
Shelby County Ohio 1 $ 50,000 $ 50,000 $ 119,000
Tuscarawas County Ohio 1 $ 30,000 $ 30,000 $ 142,000
Union County Ohio 1 $ 88,000 $ 88,000 $ 42,000
Vinton County Ohio 1 $ 75,000 $ 75,000 $ 58,000
Adams County Pennsylvania 1 $ 56,000 $ 56,000 $ 54,000
Armstrong County Pennsylvania 1 $ 47,000 $ 47,000 $ 59,000
Bedford County Pennsylvania 1 $ 72,000 $ 72,000 $ 57,000
Bucks County Pennsylvania 1 $ 83,000 $ 83,000 $ 76,000
Carbon County Pennsylvania 1 $ 30,000 $ 30,000 $ 0
Centre County Pennsylvania 1 $ 117,000 $ 117,000 $ 84,000
Clarion County Pennsylvania 1 $ 60,000 $ 60,000 $ 78,000
Clinton County Pennsylvania 1 $ 20,000 $ 20,000 $ 57,000
Columbia County Pennsylvania 1 $ 30,000 $ 30,000 $ 29,000
Erie County Pennsylvania 1 $ 78,000 $ 78,000 $ 30,000
Juniata County Pennsylvania 1 $ 159,000 $ 159,000 $ 53,000
Schuylkill County Pennsylvania 1 $ 111,000 $ 111,000 $ 240,000
Somerset County Pennsylvania 1 $ 41,000 $ 41,000 $ 36,000
Union County Pennsylvania 1 $ 35,000 $ 35,000 $ 25,000
Wyoming County Pennsylvania 1 $ 72,000 $ 72,000 $ 50,000
Chesterfield County South Carolina 1 $ 111,000 $ 111,000 $ 46,000
Darlington County South Carolina 1 $ 50,000 $ 50,000 $ 32,000
Florence County South Carolina 1 $ 30,000 $ 30,000 $ 70,000
Horry County South Carolina 1 $ 64,000 $ 64,000 $ 43,000
Lancaster County South Carolina 1 $ 80,000 $ 80,000 $ 58,000
Marion County South Carolina 1 $ 135,000 $ 135,000 $ 48,000
Pickens County South Carolina 1 $ 52,000 $ 52,000 $ 92,000
Saluda County South Carolina 1 $ 100,000 $ 100,000 $ 69,000
Blount County Tennessee 1 $ 76,000 $ 76,000 $ 46,000
Bradley County Tennessee 1 $ 80,000 $ 80,000 $ 48,000
Cocke County Tennessee 1 $ 95,000 $ 95,000 $ 37,000
Dyer County Tennessee 1 $ 77,000 $ 77,000 $ 66,000
Fayette County Tennessee 1 $ 52,000 $ 52,000 $ 90,000
Greene County Tennessee 1 $ 72,000 $ 72,000 $ 41,000
Hardin County Tennessee 1 $ 77,000 $ 77,000 $ 71,000
Jefferson County Tennessee 1 $ 52,000 $ 52,000 $ 115,000
Johnson County Tennessee 1 $ 80,000 $ 80,000 $ 243,000
Lauderdale County Tennessee 1 $ 16,000 $ 16,000 $ 45,000
Macon County Tennessee 1 $ 90,000 $ 90,000 $ 33,000
Madison County Tennessee 1 $ 28,000 $ 28,000 $ 94,000
Sequatchie County Tennessee 1 $ 65,000 $ 65,000 $ 264,000
Davis County Utah 1 $ 90,000 $ 90,000 $ 64,000
Washington County Utah 1 $ 35,000 $ 35,000 $ 42,000
Albemarle County Virginia 1 $ 145,000 $ 145,000 $ 34,000
Amherst County Virginia 1 $ 51,000 $ 51,000 $ 67,000
Carroll County Virginia 1 $ 80,000 $ 80,000 $ 27,000
Culpeper County Virginia 1 $ 84,000 $ 84,000 $ 181,000
Fairfax City County Virginia 1 $ 120,000 $ 120,000 $ 156,000
Floyd County Virginia 1 $ 102,000 $ 102,000 $ 52,000
Franklin County Virginia 1 $ 68,000 $ 68,000 $ 99,000
Grayson County Virginia 1 $ 56,000 $ 56,000 $ 40,000
Henry County Virginia 1 $ 76,000 $ 76,000 $ 30,000
King George County Virginia 1 $ 40,000 $ 40,000 $ 72,000
Lynchburg County Virginia 1 $ 53,000 $ 53,000 $ 35,000
Manassas County Virginia 1 $ 80,000 $ 80,000 $ 105,000
Mecklenburg County Virginia 1 $ 140,000 $ 140,000 $ 47,000
Portsmouth County Virginia 1 $ 50,000 $ 50,000 $ 46,000
Rockingham County Virginia 1 $ 83,000 $ 83,000 $ 79,000
Stafford County Virginia 1 $ 93,000 $ 93,000 $ 170,000
Suffolk County Virginia 1 $ 38,000 $ 38,000 $ 60,000
Washington County Virginia 1 $ 51,000 $ 51,000 $ 115,000
Wythe County Virginia 1 $ 76,000 $ 76,000 $ 151,000
McDowell County West Virginia 1 $ 71,000 $ 71,000 $ 69,000
Monongalia County West Virginia 1 $ 65,000 $ 65,000 $ 33,000
Putnam County West Virginia 1 $ 40,000 $ 40,000 $ 74,000
Wood County West Virginia 1 $ 36,000 $ 36,000 $ 46,000
Crawford County Wisconsin 1 $ 45,000 $ 45,000 $ 74,000
Door County Wisconsin 1 $ 83,000 $ 83,000 $ 160,000
Eau Claire County Wisconsin 1 $ 48,000 $ 48,000 $ 89,000
Grant County Wisconsin 1 $ 56,000 $ 56,000 $ 69,000
Green Lake County Wisconsin 1 $ 69,000 $ 69,000 $ 83,000
Kewaunee County Wisconsin 1 $ 30,000 $ 30,000 $ 71,000
Marquette County Wisconsin 1 $ 35,000 $ 35,000 $ 26,000
Portage County Wisconsin 1 $ 55,000 $ 55,000 $ 92,000
Sawyer County Wisconsin 1 $ 52,000 $ 52,000 $ 57,000
Taylor County Wisconsin 1 $ 63,000 $ 63,000 $ 105,000
Waupaca County Wisconsin 1 $ 54,000 $ 54,000 $ 65,000
Natrona County Wyoming 1 $ 59,000 $ 59,000 $ 273,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Home Equity Of America in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,448 $198,161,000 $80,000 $935,000 $89,000 $1,440,000
Home Purchase 778 $47,712,000 $61,000 $1,540,000 $107,000 $1,662,000
Home Improvement 198 $12,886,000 $65,000 $400,000 $89,000 $350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,499 $187,970,000 $75,000 $1,540,000 $94,000 $1,662,000
Not Provided 371 $29,458,000 $79,000 $318,000 $81,000 $600,000
Black or African American 244 $17,961,000 $73,000 $378,000 $94,000 $1,285,000
Hispanic 195 $15,369,000 $78,000 $333,000 $100,000 $480,000
Asian 96 $7,011,000 $73,000 $298,000 $113,000 $308,000
Native Hawaiian or Other Pacific Islander 11 $674,000 $61,000 $105,000 $94,000 $155,000
American Indian or Alaskan Native 8 $316,000 $39,000 $93,000 $81,000 $210,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,424 $258,759,000 $75,000 $1,540,000 $93,000 $1,662,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,959 $162,087,000 $82,000 $1,540,000 $96,000 $1,662,000
Loan Originated 1,377 $89,591,000 $65,000 $486,000 $91,000 $540,000
Application Approved But Not Accepted 72 $5,864,000 $81,000 $260,000 $75,000 $229,000
Application Withdrawn By Applicant 16 $1,217,000 $76,000 $197,000 $85,000 $191,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 818 $63,452,000 $77,000 $523,000 $89,000 $600,000
Credit History 574 $48,786,000 $84,000 $620,000 $93,000 $998,000
Debt-To-Income Ratio 204 $17,127,000 $83,000 $318,000 $82,000 $1,285,000
Collateral 172 $15,914,000 $92,000 $935,000 $117,000 $600,000
Other 104 $9,988,000 $96,000 $1,540,000 $141,000 $1,662,000
Employment History 46 $3,291,000 $71,000 $224,000 $110,000 $300,000
Unverifiable Information 41 $3,529,000 $86,000 $225,000 $124,000 $744,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List