Home Equity Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Home Equity Of America 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Equity Of America 5001 Kingsley Drive Md 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,004 |
| Total Mortgage Loan Application Amount | $156,706,000 |
| Average Mortgage Loan Application Amount | $71,666 |
| Highest Mortgage Loan Application Amount | $790,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $3,196,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Home Equity Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Equity Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Home Equity Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Equity Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Equity Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Equity Of America's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 83 | $ 6,057,000 | $ 72,000 | $ 104,000 |
| Maricopa County Arizona | 46 | $ 3,798,000 | $ 82,000 | $ 107,000 |
| Arapahoe County Colorado | 38 | $ 3,570,000 | $ 93,000 | $ 145,000 |
| Denver County Colorado | 38 | $ 2,280,000 | $ 60,000 | $ 108,000 |
| Hennepin County Minnesota | 38 | $ 3,357,000 | $ 88,000 | $ 119,000 |
| Clark County Nevada | 37 | $ 5,231,000 | $ 141,000 | $ 170,000 |
| Oakland County Michigan | 34 | $ 2,629,000 | $ 77,000 | $ 213,000 |
| Douglas County Colorado | 33 | $ 2,885,000 | $ 87,000 | $ 123,000 |
| Jefferson County Colorado | 33 | $ 2,893,000 | $ 87,000 | $ 115,000 |
| St. Louis County Missouri | 28 | $ 2,500,000 | $ 89,000 | $ 109,000 |
| Jackson County Missouri | 26 | $ 2,260,000 | $ 86,000 | $ 112,000 |
| Johnson County Kansas | 25 | $ 1,664,000 | $ 66,000 | $ 88,000 |
| Adams County Colorado | 24 | $ 1,193,000 | $ 49,000 | $ 74,000 |
| Wayne County Michigan | 24 | $ 1,088,000 | $ 45,000 | $ 100,000 |
| Franklin County Ohio | 24 | $ 1,626,000 | $ 67,000 | $ 94,000 |
| Milwaukee County Wisconsin | 23 | $ 1,101,000 | $ 47,000 | $ 60,000 |
| DuPage County Illinois | 22 | $ 2,131,000 | $ 96,000 | $ 140,000 |
| Anoka County Minnesota | 20 | $ 1,376,000 | $ 68,000 | $ 93,000 |
| Waukesha County Wisconsin | 20 | $ 1,675,000 | $ 83,000 | $ 103,000 |
| Macomb County Michigan | 19 | $ 1,416,000 | $ 74,000 | $ 79,000 |
| Dane County Wisconsin | 19 | $ 1,226,000 | $ 64,000 | $ 112,000 |
| Hamilton County Ohio | 18 | $ 1,563,000 | $ 86,000 | $ 122,000 |
| Will County Illinois | 17 | $ 1,535,000 | $ 90,000 | $ 199,000 |
| Kent County Michigan | 17 | $ 1,132,000 | $ 66,000 | $ 100,000 |
| Allen County Indiana | 15 | $ 940,000 | $ 62,000 | $ 75,000 |
| Cuyahoga County Ohio | 15 | $ 881,000 | $ 58,000 | $ 83,000 |
| Boulder County Colorado | 14 | $ 763,000 | $ 54,000 | $ 79,000 |
| Lee County Florida | 14 | $ 1,162,000 | $ 83,000 | $ 146,000 |
| Lake County Indiana | 14 | $ 1,121,000 | $ 80,000 | $ 91,000 |
| Marion County Indiana | 14 | $ 881,000 | $ 62,000 | $ 74,000 |
| Livingston County Michigan | 14 | $ 953,000 | $ 68,000 | $ 93,000 |
| St. Charles County Missouri | 14 | $ 1,443,000 | $ 103,000 | $ 90,000 |
| Summit County Ohio | 14 | $ 1,189,000 | $ 84,000 | $ 54,000 |
| Greenville County South Carolina | 14 | $ 876,000 | $ 62,000 | $ 103,000 |
| Larimer County Colorado | 13 | $ 764,000 | $ 58,000 | $ 110,000 |
| Lake County Illinois | 13 | $ 925,000 | $ 71,000 | $ 100,000 |
| Porter County Indiana | 13 | $ 931,000 | $ 71,000 | $ 82,000 |
| Dakota County Minnesota | 13 | $ 1,109,000 | $ 85,000 | $ 100,000 |
| Brown County Wisconsin | 13 | $ 647,000 | $ 49,000 | $ 74,000 |
| Broward County Florida | 12 | $ 1,177,000 | $ 98,000 | $ 127,000 |
| Kane County Illinois | 12 | $ 892,000 | $ 74,000 | $ 132,000 |
| Clay County Missouri | 12 | $ 677,000 | $ 56,000 | $ 80,000 |
| Allegheny County Pennsylvania | 12 | $ 668,000 | $ 55,000 | $ 75,000 |
| Sheboygan County Wisconsin | 12 | $ 686,000 | $ 57,000 | $ 71,000 |
| El Paso County Colorado | 11 | $ 1,273,000 | $ 115,000 | $ 150,000 |
| Pinellas County Florida | 11 | $ 714,000 | $ 64,000 | $ 86,000 |
| Cobb County Georgia | 11 | $ 621,000 | $ 56,000 | $ 77,000 |
| Gwinnett County Georgia | 11 | $ 775,000 | $ 70,000 | $ 104,000 |
| Scott County Minnesota | 11 | $ 1,127,000 | $ 102,000 | $ 138,000 |
| Stark County Ohio | 11 | $ 1,534,000 | $ 139,000 | $ 98,000 |
| Orange County Florida | 10 | $ 1,066,000 | $ 106,000 | $ 99,000 |
| Hamilton County Indiana | 10 | $ 1,483,000 | $ 148,000 | $ 177,000 |
| Genesee County Michigan | 10 | $ 772,000 | $ 77,000 | $ 87,000 |
| Ramsey County Minnesota | 10 | $ 397,000 | $ 39,000 | $ 92,000 |
| Butler County Ohio | 10 | $ 687,000 | $ 68,000 | $ 64,000 |
| Outagamie County Wisconsin | 10 | $ 541,000 | $ 54,000 | $ 84,000 |
| Fulton County Georgia | 9 | $ 633,000 | $ 70,000 | $ 94,000 |
| Jefferson County Kentucky | 9 | $ 516,000 | $ 57,000 | $ 125,000 |
| Washtenaw County Michigan | 9 | $ 842,000 | $ 93,000 | $ 180,000 |
| Union County North Carolina | 9 | $ 1,035,000 | $ 115,000 | $ 152,000 |
| Warren County Ohio | 9 | $ 370,000 | $ 41,000 | $ 71,000 |
| Washington County Wisconsin | 9 | $ 541,000 | $ 60,000 | $ 96,000 |
| Miami-Dade County Florida | 8 | $ 1,087,000 | $ 135,000 | $ 123,000 |
| Volusia County Florida | 8 | $ 677,000 | $ 84,000 | $ 92,000 |
| Washington County Minnesota | 8 | $ 692,000 | $ 86,000 | $ 92,000 |
| Clermont County Ohio | 8 | $ 478,000 | $ 59,000 | $ 85,000 |
| Montgomery County Ohio | 8 | $ 476,000 | $ 59,000 | $ 64,000 |
| Hillsborough County Florida | 7 | $ 665,000 | $ 95,000 | $ 116,000 |
| Indian River County Florida | 7 | $ 611,000 | $ 87,000 | $ 64,000 |
| Pasco County Florida | 7 | $ 733,000 | $ 104,000 | $ 84,000 |
| DeKalb County Georgia | 7 | $ 503,000 | $ 71,000 | $ 116,000 |
| Madison County Illinois | 7 | $ 433,000 | $ 61,000 | $ 85,000 |
| Jefferson County Missouri | 7 | $ 586,000 | $ 83,000 | $ 101,000 |
| Lucas County Ohio | 7 | $ 308,000 | $ 44,000 | $ 84,000 |
| Medina County Ohio | 7 | $ 566,000 | $ 80,000 | $ 87,000 |
| Mercer County Pennsylvania | 7 | $ 682,000 | $ 97,000 | $ 42,000 |
| Fond du Lac County Wisconsin | 7 | $ 652,000 | $ 93,000 | $ 75,000 |
| Palm Beach County Florida | 6 | $ 498,000 | $ 83,000 | $ 97,000 |
| McHenry County Illinois | 6 | $ 289,000 | $ 48,000 | $ 90,000 |
| Dearborn County Indiana | 6 | $ 554,000 | $ 92,000 | $ 99,000 |
| Sedgwick County Kansas | 6 | $ 349,000 | $ 58,000 | $ 66,000 |
| Wyandotte County Kansas | 6 | $ 402,000 | $ 67,000 | $ 99,000 |
| Kenton County Kentucky | 6 | $ 304,000 | $ 50,000 | $ 98,000 |
| Carver County Minnesota | 6 | $ 494,000 | $ 82,000 | $ 127,000 |
| Columbiana County Ohio | 6 | $ 503,000 | $ 83,000 | $ 64,000 |
| Delaware County Ohio | 6 | $ 860,000 | $ 143,000 | $ 219,000 |
| Lorain County Ohio | 6 | $ 851,000 | $ 141,000 | $ 71,000 |
| Westmoreland County Pennsylvania | 6 | $ 310,000 | $ 51,000 | $ 75,000 |
| Dodge County Wisconsin | 6 | $ 543,000 | $ 90,000 | $ 73,000 |
| Marathon County Wisconsin | 6 | $ 351,000 | $ 58,000 | $ 58,000 |
| Duval County Florida | 5 | $ 334,000 | $ 66,000 | $ 79,000 |
| Osceola County Florida | 5 | $ 391,000 | $ 78,000 | $ 83,000 |
| Boone County Kentucky | 5 | $ 613,000 | $ 122,000 | $ 109,000 |
| Kalamazoo County Michigan | 5 | $ 310,000 | $ 62,000 | $ 109,000 |
| Van Buren County Michigan | 5 | $ 216,000 | $ 43,000 | $ 52,000 |
| Jasper County Missouri | 5 | $ 444,000 | $ 88,000 | $ 56,000 |
| St. Louis City County Missouri | 5 | $ 312,000 | $ 62,000 | $ 80,000 |
| Mecklenburg County North Carolina | 5 | $ 236,000 | $ 47,000 | $ 89,000 |
| Lake County Ohio | 5 | $ 369,000 | $ 73,000 | $ 123,000 |
| Licking County Ohio | 5 | $ 641,000 | $ 128,000 | $ 60,000 |
| Northampton County Pennsylvania | 5 | $ 309,000 | $ 61,000 | $ 82,000 |
| Spartanburg County South Carolina | 5 | $ 515,000 | $ 103,000 | $ 69,000 |
| Fairfax County Virginia | 5 | $ 540,000 | $ 108,000 | $ 134,000 |
| Oconto County Wisconsin | 5 | $ 199,000 | $ 39,000 | $ 70,000 |
| Racine County Wisconsin | 5 | $ 443,000 | $ 88,000 | $ 73,000 |
| Weld County Colorado | 4 | $ 204,000 | $ 51,000 | $ 95,000 |
| Fairfield County Connecticut | 4 | $ 509,000 | $ 127,000 | $ 124,000 |
| Brevard County Florida | 4 | $ 523,000 | $ 130,000 | $ 161,000 |
| Polk County Florida | 4 | $ 207,000 | $ 51,000 | $ 101,000 |
| Seminole County Florida | 4 | $ 565,000 | $ 141,000 | $ 134,000 |
| Cherokee County Georgia | 4 | $ 450,000 | $ 112,000 | $ 158,000 |
| Muscogee County Georgia | 4 | $ 299,000 | $ 74,000 | $ 130,000 |
| Winnebago County Illinois | 4 | $ 406,000 | $ 101,000 | $ 127,000 |
| Bartholomew County Indiana | 4 | $ 246,000 | $ 61,000 | $ 90,000 |
| Johnson County Indiana | 4 | $ 172,000 | $ 43,000 | $ 81,000 |
| Warren County Iowa | 4 | $ 134,000 | $ 33,000 | $ 64,000 |
| Campbell County Kentucky | 4 | $ 247,000 | $ 61,000 | $ 54,000 |
| Fayette County Kentucky | 4 | $ 455,000 | $ 113,000 | $ 121,000 |
| Carroll County Maryland | 4 | $ 342,000 | $ 85,000 | $ 111,000 |
| Montgomery County Maryland | 4 | $ 448,000 | $ 112,000 | $ 160,000 |
| Berrien County Michigan | 4 | $ 276,000 | $ 69,000 | $ 46,000 |
| Cass County Michigan | 4 | $ 363,000 | $ 90,000 | $ 58,000 |
| Wright County Minnesota | 4 | $ 253,000 | $ 63,000 | $ 92,000 |
| Christian County Missouri | 4 | $ 530,000 | $ 132,000 | $ 90,000 |
| Lawrence County Ohio | 4 | $ 295,000 | $ 73,000 | $ 51,000 |
| Trumbull County Ohio | 4 | $ 289,000 | $ 72,000 | $ 56,000 |
| Berks County Pennsylvania | 4 | $ 218,000 | $ 54,000 | $ 112,000 |
| Lexington County South Carolina | 4 | $ 257,000 | $ 64,000 | $ 67,000 |
| Loudoun County Virginia | 4 | $ 495,000 | $ 123,000 | $ 128,000 |
| Prince William County Virginia | 4 | $ 1,089,000 | $ 272,000 | $ 184,000 |
| Calumet County Wisconsin | 4 | $ 366,000 | $ 91,000 | $ 81,000 |
| Iowa County Wisconsin | 4 | $ 320,000 | $ 80,000 | $ 73,000 |
| St. Croix County Wisconsin | 4 | $ 319,000 | $ 79,000 | $ 98,000 |
| Broomfield County Colorado | 3 | $ 240,000 | $ 80,000 | $ 112,000 |
| Garfield County Colorado | 3 | $ 291,000 | $ 97,000 | $ 241,000 |
| St. Lucie County Florida | 3 | $ 335,000 | $ 111,000 | $ 93,000 |
| Bibb County Georgia | 3 | $ 93,000 | $ 31,000 | $ 67,000 |
| Clayton County Georgia | 3 | $ 319,000 | $ 106,000 | $ 53,000 |
| Douglas County Georgia | 3 | $ 149,000 | $ 49,000 | $ 115,000 |
| Fayette County Georgia | 3 | $ 264,000 | $ 88,000 | $ 126,000 |
| Forsyth County Georgia | 3 | $ 265,000 | $ 88,000 | $ 136,000 |
| Henry County Georgia | 3 | $ 331,000 | $ 110,000 | $ 148,000 |
| Paulding County Georgia | 3 | $ 117,000 | $ 39,000 | $ 66,000 |
| Rockdale County Georgia | 3 | $ 438,000 | $ 146,000 | $ 97,000 |
| Kendall County Illinois | 3 | $ 300,000 | $ 100,000 | $ 139,000 |
| Clark County Indiana | 3 | $ 109,000 | $ 36,000 | $ 43,000 |
| Elkhart County Indiana | 3 | $ 258,000 | $ 86,000 | $ 88,000 |
| Vanderburgh County Indiana | 3 | $ 303,000 | $ 101,000 | $ 119,000 |
| Polk County Iowa | 3 | $ 163,000 | $ 54,000 | $ 82,000 |
| Adair County Kentucky | 3 | $ 135,000 | $ 45,000 | $ 84,000 |
| Harrison County Kentucky | 3 | $ 248,000 | $ 82,000 | $ 74,000 |
| Baltimore County Maryland | 3 | $ 438,000 | $ 146,000 | $ 106,000 |
| Baltimore City County Maryland | 3 | $ 289,000 | $ 96,000 | $ 82,000 |
| Calhoun County Michigan | 3 | $ 114,000 | $ 38,000 | $ 87,000 |
| Eaton County Michigan | 3 | $ 133,000 | $ 44,000 | $ 66,000 |
| Grand Traverse County Michigan | 3 | $ 93,000 | $ 31,000 | $ 60,000 |
| Jackson County Michigan | 3 | $ 267,000 | $ 89,000 | $ 88,000 |
| Monroe County Michigan | 3 | $ 460,000 | $ 153,000 | $ 112,000 |
| Ottawa County Michigan | 3 | $ 111,000 | $ 37,000 | $ 84,000 |
| Buchanan County Missouri | 3 | $ 167,000 | $ 55,000 | $ 81,000 |
| Newton County Missouri | 3 | $ 152,000 | $ 50,000 | $ 75,000 |
| Taney County Missouri | 3 | $ 146,000 | $ 48,000 | $ 60,000 |
| Washoe County Nevada | 3 | $ 196,000 | $ 65,000 | $ 119,000 |
| Catawba County North Carolina | 3 | $ 117,000 | $ 39,000 | $ 51,000 |
| Guilford County North Carolina | 3 | $ 130,000 | $ 43,000 | $ 59,000 |
| New Hanover County North Carolina | 3 | $ 139,000 | $ 46,000 | $ 84,000 |
| Brown County Ohio | 3 | $ 156,000 | $ 52,000 | $ 47,000 |
| Fairfield County Ohio | 3 | $ 174,000 | $ 58,000 | $ 62,000 |
| Mahoning County Ohio | 3 | $ 94,000 | $ 31,000 | $ 62,000 |
| Miami County Ohio | 3 | $ 170,000 | $ 56,000 | $ 60,000 |
| Butler County Pennsylvania | 3 | $ 141,000 | $ 47,000 | $ 80,000 |
| Pima County Arizona | 2 | $ 235,000 | $ 117,000 | $ 92,000 |
| Pinal County Arizona | 2 | $ 167,000 | $ 83,000 | $ 80,000 |
| Yavapai County Arizona | 2 | $ 97,000 | $ 48,000 | $ 61,000 |
| Clear Creek County Colorado | 2 | $ 213,000 | $ 106,000 | $ 225,000 |
| Elbert County Colorado | 2 | $ 153,000 | $ 76,000 | $ 99,000 |
| Gilpin County Colorado | 2 | $ 128,000 | $ 64,000 | $ 160,000 |
| Bay County Florida | 2 | $ 183,000 | $ 91,000 | $ 184,000 |
| Clay County Florida | 2 | $ 175,000 | $ 87,000 | $ 56,000 |
| Collier County Florida | 2 | $ 395,000 | $ 197,000 | $ 176,000 |
| Hernando County Florida | 2 | $ 107,000 | $ 53,000 | $ 133,000 |
| Lake County Florida | 2 | $ 162,000 | $ 81,000 | $ 66,000 |
| Okaloosa County Florida | 2 | $ 44,000 | $ 22,000 | $ 37,000 |
| Columbia County Georgia | 2 | $ 97,000 | $ 48,000 | $ 54,000 |
| Pike County Georgia | 2 | $ 150,000 | $ 75,000 | $ 135,000 |
| St. Clair County Illinois | 2 | $ 217,000 | $ 108,000 | $ 62,000 |
| Boone County Indiana | 2 | $ 101,000 | $ 50,000 | $ 45,000 |
| Clinton County Indiana | 2 | $ 155,000 | $ 77,000 | $ 41,000 |
| Delaware County Indiana | 2 | $ 100,000 | $ 50,000 | $ 27,000 |
| LaPorte County Indiana | 2 | $ 219,000 | $ 109,000 | $ 134,000 |
| Monroe County Indiana | 2 | $ 88,000 | $ 44,000 | $ 26,000 |
| Morgan County Indiana | 2 | $ 41,000 | $ 20,000 | $ 70,000 |
| Dallas County Iowa | 2 | $ 84,000 | $ 42,000 | $ 54,000 |
| Poweshiek County Iowa | 2 | $ 69,000 | $ 34,000 | $ 53,000 |
| Leavenworth County Kansas | 2 | $ 120,000 | $ 60,000 | $ 139,000 |
| Greenup County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 88,000 |
| Taylor County Kentucky | 2 | $ 49,000 | $ 24,000 | $ 51,000 |
| Anne Arundel County Maryland | 2 | $ 126,000 | $ 63,000 | $ 91,000 |
| Harford County Maryland | 2 | $ 222,000 | $ 111,000 | $ 142,000 |
| Prince George's County Maryland | 2 | $ 294,000 | $ 147,000 | $ 140,000 |
| Allegan County Michigan | 2 | $ 193,000 | $ 96,000 | $ 111,000 |
| Antrim County Michigan | 2 | $ 201,000 | $ 100,000 | $ 128,000 |
| Muskegon County Michigan | 2 | $ 92,000 | $ 46,000 | $ 116,000 |
| Chisago County Minnesota | 2 | $ 71,000 | $ 35,000 | $ 72,000 |
| Isanti County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 79,000 |
| Mower County Minnesota | 2 | $ 186,000 | $ 93,000 | $ 74,000 |
| Rice County Minnesota | 2 | $ 199,000 | $ 99,000 | $ 65,000 |
| Sherburne County Minnesota | 2 | $ 178,000 | $ 89,000 | $ 86,000 |
| Cass County Missouri | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Greene County Missouri | 2 | $ 79,000 | $ 39,000 | $ 32,000 |
| Chatham County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 90,000 |
| Gaston County North Carolina | 2 | $ 173,000 | $ 86,000 | $ 102,000 |
| Lincoln County North Carolina | 2 | $ 179,000 | $ 89,000 | $ 92,000 |
| Randolph County North Carolina | 2 | $ 111,000 | $ 55,000 | $ 60,000 |
| Rowan County North Carolina | 2 | $ 106,000 | $ 53,000 | $ 89,000 |
| Wake County North Carolina | 2 | $ 124,000 | $ 62,000 | $ 142,000 |
| Ashtabula County Ohio | 2 | $ 82,000 | $ 41,000 | $ 78,000 |
| Athens County Ohio | 2 | $ 119,000 | $ 59,000 | $ 56,000 |
| Hancock County Ohio | 2 | $ 171,000 | $ 85,000 | $ 88,000 |
| Hocking County Ohio | 2 | $ 80,000 | $ 40,000 | $ 31,000 |
| Knox County Ohio | 2 | $ 427,000 | $ 213,000 | $ 117,000 |
| Logan County Ohio | 2 | $ 73,000 | $ 36,000 | $ 65,000 |
| Ottawa County Ohio | 2 | $ 27,000 | $ 13,000 | $ 33,000 |
| Portage County Ohio | 2 | $ 215,000 | $ 107,000 | $ 39,000 |
| Wayne County Ohio | 2 | $ 60,000 | $ 30,000 | $ 73,000 |
| Wood County Ohio | 2 | $ 196,000 | $ 98,000 | $ 72,000 |
| Bucks County Pennsylvania | 2 | $ 211,000 | $ 105,000 | $ 97,000 |
| Cumberland County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Delaware County Pennsylvania | 2 | $ 134,000 | $ 67,000 | $ 54,000 |
| Lebanon County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 30,000 |
| Mifflin County Pennsylvania | 2 | $ 104,000 | $ 52,000 | $ 55,000 |
| York County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 107,000 |
| Beaufort County South Carolina | 2 | $ 685,000 | $ 342,000 | $ 288,000 |
| Pickens County South Carolina | 2 | $ 321,000 | $ 160,000 | $ 48,000 |
| Davidson County Tennessee | 2 | $ 71,000 | $ 35,000 | $ 51,000 |
| Williamson County Tennessee | 2 | $ 172,000 | $ 86,000 | $ 126,000 |
| Chesterfield County Virginia | 2 | $ 180,000 | $ 90,000 | $ 180,000 |
| Stafford County Virginia | 2 | $ 141,000 | $ 70,000 | $ 89,000 |
| Virginia Beach County Virginia | 2 | $ 127,000 | $ 63,000 | $ 109,000 |
| Columbia County Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 75,000 |
| Door County Wisconsin | 2 | $ 156,000 | $ 78,000 | $ 85,000 |
| Grant County Wisconsin | 2 | $ 111,000 | $ 55,000 | $ 114,000 |
| Green County Wisconsin | 2 | $ 77,000 | $ 38,000 | $ 87,000 |
| Jefferson County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| Kewaunee County Wisconsin | 2 | $ 109,000 | $ 54,000 | $ 60,000 |
| Manitowoc County Wisconsin | 2 | $ 37,000 | $ 18,000 | $ 31,000 |
| Marinette County Wisconsin | 2 | $ 67,000 | $ 33,000 | $ 66,000 |
| Oneida County Wisconsin | 2 | $ 34,000 | $ 17,000 | $ 44,000 |
| Ozaukee County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| Rock County Wisconsin | 2 | $ 198,000 | $ 99,000 | $ 77,000 |
| Waupaca County Wisconsin | 2 | $ 98,000 | $ 49,000 | $ 81,000 |
| Winnebago County Wisconsin | 2 | $ 86,000 | $ 43,000 | $ 52,000 |
| Wood County Wisconsin | 2 | $ 65,000 | $ 32,000 | $ 97,000 |
| Gunnison County Colorado | 1 | $ 317,000 | $ 317,000 | $ 480,000 |
| La Plata County Colorado | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
| Montrose County Colorado | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Routt County Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Windham County Connecticut | 1 | $ 104,000 | $ 104,000 | $ 74,000 |
| Escambia County Florida | 1 | $ 62,000 | $ 62,000 | $ 104,000 |
| Leon County Florida | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Levy County Florida | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Manatee County Florida | 1 | $ 790,000 | $ 790,000 | $ 155,000 |
| Martin County Florida | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Santa Rosa County Florida | 1 | $ 178,000 | $ 178,000 | $ 258,000 |
| Sarasota County Florida | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| St. Johns County Florida | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Bartow County Georgia | 1 | $ 400,000 | $ 400,000 | $ 522,000 |
| Bulloch County Georgia | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| Carroll County Georgia | 1 | $ 198,000 | $ 198,000 | $ 179,000 |
| Catoosa County Georgia | 1 | $ 34,000 | $ 34,000 | $ 100,000 |
| Chatham County Georgia | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Clarke County Georgia | 1 | $ 87,000 | $ 87,000 | $ 132,000 |
| Coffee County Georgia | 1 | $ 36,000 | $ 36,000 | $ 61,000 |
| Coweta County Georgia | 1 | $ 136,000 | $ 136,000 | $ 51,000 |
| Elbert County Georgia | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Houston County Georgia | 1 | $ 67,000 | $ 67,000 | $ 90,000 |
| Jackson County Georgia | 1 | $ 53,000 | $ 53,000 | $ 101,000 |
| Meriwether County Georgia | 1 | $ 26,000 | $ 26,000 | $ 200,000 |
| Oconee County Georgia | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Rabun County Georgia | 1 | $ 37,000 | $ 37,000 | $ 25,000 |
| Towns County Georgia | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Troup County Georgia | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Walker County Georgia | 1 | $ 39,000 | $ 39,000 | $ 18,000 |
| Wilkinson County Georgia | 1 | $ 61,000 | $ 61,000 | $ 96,000 |
| Boone County Illinois | 1 | $ 61,000 | $ 61,000 | $ 160,000 |
| DeKalb County Illinois | 1 | $ 19,000 | $ 19,000 | $ 45,000 |
| Henry County Illinois | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Iroquois County Illinois | 1 | $ 156,000 | $ 156,000 | $ 62,000 |
| Kankakee County Illinois | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Lawrence County Illinois | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Macoupin County Illinois | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| McLean County Illinois | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Menard County Illinois | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Monroe County Illinois | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Morgan County Illinois | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Ogle County Illinois | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Sangamon County Illinois | 1 | $ 29,000 | $ 29,000 | $ 110,000 |
| Brown County Indiana | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Daviess County Indiana | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Decatur County Indiana | 1 | $ 39,000 | $ 39,000 | $ 64,000 |
| DeKalb County Indiana | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Dubois County Indiana | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Floyd County Indiana | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Franklin County Indiana | 1 | $ 43,000 | $ 43,000 | $ 78,000 |
| Harrison County Indiana | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Hendricks County Indiana | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Howard County Indiana | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Huntington County Indiana | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Jasper County Indiana | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Owen County Indiana | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Putnam County Indiana | 1 | $ 39,000 | $ 39,000 | $ 42,000 |
| Ripley County Indiana | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Spencer County Indiana | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| St. Joseph County Indiana | 1 | $ 183,000 | $ 183,000 | $ 156,000 |
| Tipton County Indiana | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Warrick County Indiana | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| Wayne County Indiana | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Fayette County Iowa | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Linn County Iowa | 1 | $ 86,000 | $ 86,000 | $ 96,000 |
| Butler County Kansas | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Geary County Kansas | 1 | $ 43,000 | $ 43,000 | $ 620,000 |
| McPherson County Kansas | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Washington County Kansas | 1 | $ 39,000 | $ 39,000 | $ 67,000 |
| Allen County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Calloway County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 98,000 |
| Clark County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 90,000 |
| Daviess County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 75,000 |
| Laurel County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 122,000 |
| Lincoln County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Marion County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 240,000 |
| McCracken County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Muhlenberg County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 84,000 |
| Oldham County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 62,000 |
| Pike County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 101,000 |
| Russell County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Scott County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 82,000 |
| Simpson County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 75,000 |
| Frederick County Maryland | 1 | $ 82,000 | $ 82,000 | $ 116,000 |
| Barry County Michigan | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| Bay County Michigan | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Emmet County Michigan | 1 | $ 33,000 | $ 33,000 | $ 99,000 |
| Gladwin County Michigan | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Gratiot County Michigan | 1 | $ 26,000 | $ 26,000 | $ 73,000 |
| Ionia County Michigan | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Lapeer County Michigan | 1 | $ 38,000 | $ 38,000 | $ 51,000 |
| Leelanau County Michigan | 1 | $ 42,000 | $ 42,000 | $ 94,000 |
| Lenawee County Michigan | 1 | $ 27,000 | $ 27,000 | $ 65,000 |
| Mecosta County Michigan | 1 | $ 30,000 | $ 30,000 | $ 172,000 |
| Midland County Michigan | 1 | $ 33,000 | $ 33,000 | $ 87,000 |
| Oscoda County Michigan | 1 | $ 118,000 | $ 118,000 | $ 90,000 |
| Otsego County Michigan | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
| Saginaw County Michigan | 1 | $ 24,000 | $ 24,000 | $ 226,000 |
| St. Clair County Michigan | 1 | $ 63,000 | $ 63,000 | $ 108,000 |
| Wexford County Michigan | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Aitkin County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 29,000 |
| Benton County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 58,000 |
| Douglas County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 180,000 |
| Goodhue County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 128,000 |
| McLeod County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Mille Lacs County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 43,000 |
| Pine County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 89,000 |
| Pope County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 60,000 |
| Renville County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 92,000 |
| Roseau County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 144,000 |
| St. Louis County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 184,000 |
| Stearns County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Boone County Missouri | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Clinton County Missouri | 1 | $ 80,000 | $ 80,000 | $ 112,000 |
| Franklin County Missouri | 1 | $ 78,000 | $ 78,000 | $ 80,000 |
| Lawrence County Missouri | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| Lincoln County Missouri | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Monroe County Missouri | 1 | $ 33,000 | $ 33,000 | $ 98,000 |
| Platte County Missouri | 1 | $ 31,000 | $ 31,000 | $ 100,000 |
| Pulaski County Missouri | 1 | $ 68,000 | $ 68,000 | $ 113,000 |
| St. Clair County Missouri | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| St. Francois County Missouri | 1 | $ 68,000 | $ 68,000 | $ 94,000 |
| Warren County Missouri | 1 | $ 26,000 | $ 26,000 | $ 62,000 |
| Monmouth County New Jersey | 1 | $ 27,000 | $ 27,000 | $ 163,000 |
| Cabarrus County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 79,000 |
| Cumberland County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 96,000 |
| Dare County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 350,000 |
| Durham County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 84,000 |
| Forsyth County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Granville County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Harnett County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 83,000 |
| Henderson County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 96,000 |
| Johnston County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 72,000 |
| Lee County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 131,000 |
| Orange County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 93,000 |
| Allen County Ohio | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Auglaize County Ohio | 1 | $ 57,000 | $ 57,000 | $ 139,000 |
| Clark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Clinton County Ohio | 1 | $ 30,000 | $ 30,000 | $ 103,000 |
| Geauga County Ohio | 1 | $ 34,000 | $ 34,000 | $ 98,000 |
| Henry County Ohio | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Highland County Ohio | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Holmes County Ohio | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Marion County Ohio | 1 | $ 33,000 | $ 33,000 | $ 105,000 |
| Muskingum County Ohio | 1 | $ 47,000 | $ 47,000 | $ 87,000 |
| Scioto County Ohio | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Union County Ohio | 1 | $ 122,000 | $ 122,000 | $ 100,000 |
| Washington County Ohio | 1 | $ 27,000 | $ 27,000 | $ 39,000 |
| Blair County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Cambria County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Chester County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 106,000 |
| Clinton County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Crawford County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 29,000 |
| Dauphin County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 66,000 |
| Erie County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Indiana County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Lawrence County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Luzerne County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 98,000 |
| McKean County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 101,000 |
| Monroe County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 79,000 |
| Montgomery County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 222,000 |
| Perry County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Philadelphia County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 72,000 |
| Warren County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Colleton County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Horry County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 785,000 |
| Richland County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Blount County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Greene County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Hamilton County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Sumner County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 104,000 |
| Tipton County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 67,000 |
| White County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Isle of Wight County Virginia | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Lynchburg County Virginia | 1 | $ 56,000 | $ 56,000 | $ 64,000 |
| Manassas Park County Virginia | 1 | $ 64,000 | $ 64,000 | $ 76,000 |
| Orange County Virginia | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Powhatan County Virginia | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Richmond City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Suffolk County Virginia | 1 | $ 103,000 | $ 103,000 | $ 74,000 |
| Berkeley County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 57,000 |
| Cabell County West Virginia | 1 | $ 6,000 | $ 6,000 | $ 17,000 |
| Hancock County West Virginia | 1 | $ 14,000 | $ 14,000 | $ 42,000 |
| Jackson County West Virginia | 1 | $ 16,000 | $ 16,000 | $ 68,000 |
| Kanawha County West Virginia | 1 | $ 17,000 | $ 17,000 | $ 52,000 |
| Barron County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 154,000 |
| Green Lake County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 37,000 |
| Jackson County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 57,000 |
| Kenosha County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 94,000 |
| Marquette County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Pierce County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 44,000 |
| Polk County Wisconsin | 1 | $ 480,000 | $ 480,000 | $ 471,000 |
| Portage County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 16,000 |
| Richland County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Shawano County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 227,000 |
| Trempealeau County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 69,000 |
| Walworth County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 148,000 |
Mortgage Loan Application Detail Totals for Home Equity Of America in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,433 | $118,968,000 | $83,000 | $580,000 | $98,000 | $3,196,000 |
| Home Purchase | 479 | $31,635,000 | $66,000 | $790,000 | $115,000 | $784,000 |
| Home Improvement | 92 | $6,103,000 | $66,000 | $595,000 | $99,000 | $810,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,596 | $120,919,000 | $75,000 | $790,000 | $100,000 | $1,250,000 |
| Not Provided | 152 | $13,360,000 | $87,000 | $745,000 | $105,000 | $784,000 |
| Black or African American | 123 | $10,877,000 | $88,000 | $510,000 | $129,000 | $3,196,000 |
| Hispanic | 86 | $7,188,000 | $83,000 | $518,000 | $95,000 | $312,000 |
| Asian | 37 | $3,480,000 | $94,000 | $480,000 | $110,000 | $471,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $714,000 | $119,000 | $230,000 | $189,000 | $321,000 |
| American Indian or Alaskan Native | 4 | $168,000 | $42,000 | $69,000 | $73,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,004 | $156,706,000 | $78,000 | $790,000 | $102,000 | $3,196,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,244 | $103,451,000 | $83,000 | $790,000 | $104,000 | $3,196,000 |
| Loan Originated | 717 | $50,331,000 | $70,000 | $400,000 | $100,000 | $810,000 |
| Application Approved But Not Accepted | 35 | $2,334,000 | $66,000 | $207,000 | $85,000 | $195,000 |
| Application Withdrawn By Applicant | 8 | $590,000 | $73,000 | $125,000 | $91,000 | $173,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 520 | $41,187,000 | $79,000 | $580,000 | $98,000 | $785,000 |
| Credit History | 233 | $19,871,000 | $85,000 | $555,000 | $104,000 | $732,000 |
| Collateral | 180 | $16,248,000 | $90,000 | $790,000 | $120,000 | $3,196,000 |
| Debt-To-Income Ratio | 147 | $11,851,000 | $80,000 | $391,000 | $87,000 | $378,000 |
| Unverifiable Information | 112 | $9,329,000 | $83,000 | $480,000 | $118,000 | $683,000 |
| Other | 36 | $3,617,000 | $100,000 | $450,000 | $135,000 | $1,250,000 |
| Employment History | 16 | $1,348,000 | $84,000 | $160,000 | $105,000 | $287,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Equity Of America's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Equity Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.